Preview
49D06-2404-CC-015901 Filed: 4/11/2024 6:01 AM
Clerk
Marion Superior Court 6 Marion County, Indiana
STATE OF INDIANA ) MARION CIRCUIT/SUPERIOR COURT
) SS:
COUNTY OF MARION )
LVNV Funding, LLC No.
Plaintiff,
VS. Return Date:
Paris Hayden
Defendant(s). Amount Claimed: $611.71
Plus Court Costs
COMPLAINT
NOW COMES the Plaintiff, LVNV Funding, LLC, by its attorneys, Blitt and Gaines, P.C., as and
for its complaint herein against Defendant(s), hereby alleges as follows:
I The Defendant(s) utilized a charge account and/or line of credit issued by Credit One Bank, N.A.
or its predecessor in interest, which was opened on April 16, 2018.
The last four digits of the account number at time of charge off was *****#*#***#398|,
Periodic statements were sent to Defendant(s) by regular or electronic mail which set forth in detail,
all debits and credits, the total balance due, the interest rate and the minimum payment.
Defendant(s) eventually failed to make the minimum payment(s).
Attached hereto and incorporated herein is the Affidavit of debt and monthly billing statement.
Defendant(s) did not object to the statement, indicate that the statement contains an error, nor
indicate that it was erroneous in any respect within a reasonable period of time.
Plaintiff was assigned all rights and title to the account. Plaintiff is currently the owner thereof.
After receiving all payments, debits, credits and set offs, there is now due and owing from
Defendant(s) to Plaintiff the sum of $611.71.
By reason of the foregoing, Plaintiffis entitled to judgment against Defendant(s) for Account Stated
in the sum of $611.71, plus court costs.
23118059
10. Despite due demand, Defendant(s) have failed and/or refused to pay the amount due and owing
as indicated on the attached statement.
WHEREFORE, the Plaintiff, requests judgment against Defendant(s) for Account Stated in the
sum of $611.71, plus court costs; and for such other and further relief as this Court deems just and
proper.
BY:__(tesica Kotanourebi
Blitt and Gaines, P.C. Mike Starzec, #26736-45
Attorney at Law Matt Van Vossen, #34238-45
775 Corporate Woods Parkway Elizabeth Hughes, #17725-49
Vernon Hills, IL 60061 Lorena D. Arnold, #18198-45
(888) 920-0620 TTY: 711 Tan Kohlhaas, #19828-29
Indiananotifications@blittandgaines.com Thomas A. Burris, #4342-64
23118059 Kliment Mitreski, #2502 1-45
Jessica Kolanowski, #36869-49
Shawn Gill, #38479-49
This is an attempt to collect a debt by a debt collector and any information obtained will be used for that
purpose.
678462925
LVNV Funding LLC
vs.
Paris Hayden
Defendant(s)
Comes now affiant, and states
I Mary Jenkins, am an employee of Resurgent Capital Services, L.P. master servicer for Plaintiff, and I am
authorized to make this affidavit on behalf of Plaintiff.
I am of adult age and am fully authorized by Plaintiff to make the following representations. I am familiar with
the record keeping practices of Plaintiff. The following representations are true according to documents kept in
the normal course of Plaintiff's business and/or my knowledge:
Plaintiff:
TH is the original owner of this debt.
OR
Mis not the original owner of this debt. The original creditor is Credit One Bank, N.A..
Defendant. Paris Haydenhas
. an unpaid balance of $611.71 as of O1/11/202. on account
XXXXXXXXXXXX3981
That amount is due and owing to Plaintiff. This account was opened on 04/16/2018. To date, no payments
have been made on the account. The Account was charged off on. 11/28/2018.
The type of account is:
Credit card account (i.e. Visa, Mastercard, Department Store, etc.)
List the name of the Company/Store issuing credit card: Credit One Bank, .N.A.
53 Account for utilities (ie. telephone, electric, sewer, etc.)
i Medical bill account (i.e. doctor, dentist, hospital, etc.)
Tj Account for services (i.e. attorney fees, mechanic fees, etc.)
1 Judgment issued by court (a copy of the judgment is required to be attached)
1 Other: Installment Joan
/12914
This.account balance includes.
The account contains no post-charge-off late fees.
The account contains no post-charge-off interest.
Plaintiff:
Mis not seeking attorney's fees.
Plaintiff's business records do not show that Defendant is a minor or an incompetent individual.
The following exhibits are attached hereto:
i Copy of the contract or other writing evidencing the original debt.
M If the claim is based on credit card debt, a charge-off statement and monthly statement ‘recording the most
recent purchase transaction, payment, or balance transfer.
@ Bills) of Sale and Assignment and/or Affidavit(s) of Sale for the above referenced account.
M Seller data sheet reflecting individual account data extracted and printed from electronic records provided
by the seller to Plaintiff in connection with the sale of the account to Plaintiff.
’
The documents attached hereto are true and correct copies of documents provided to Plaintiff by seller. These
documents are reproductions of the’records on file on behalfof Plaintiff based upon my review, except to the
extent that confidential and privileged information and/or personal identifying information isj omitted or redacted
as required by local rules, and applicable state and federal law.
The following is’a listing of the names of all prior owners of the debt:
Owner Date of Sale Defendant's Name Last 4 of the Account Number
Credit One Bank, N.A. 11/30/2018 Paris Hayden 3981
MHC Receivables, LLC and FNBM, LLC 12/18/2018
Sherman Originator Il LLC 12/18/2018
Sherman Originator LLC ‘ 12/18/2018
I swear or affirm under the penalties of perjury that the foregoing representations are true.
Date: 01/1.1/202: Signature of Affiant: Arg
/12914
BILL OF SALE AND ASSIGNMENT OF ACCOUNTS
‘ROM. CREDIT ONE BANK, N.A. TO MHC RECEIVABLES, LLC
As of November 30, 2018, for good and valuable consideration, the receipt and sufficiency of which is
hereby acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has
granted and has otherwise delivered to MHC Receivables, LLC (‘‘Assignee”), all of Assignor’s right, title and interest
in and to (i) the charged-off credit card accounts identified on an account level basis in the data file named
CreditOne_Sherman_122018 (the “Computer File”), a copy of which is attached hereto and incorporated herein by
reference as “Exhibit A”; and, (ii) certain related account level media or electronic copies thereof (including, but not
limited to applications, statements, terms and condition), and (iii) all claims or rights arising out of or relating to each
account referenced on the Computer File (collectively hereinafter, the “Accounts”) including, but not limited to, all
claims and rights afforded each Account by virtue of that Account’s corresponding terms and conditions.
The Accounts transferred under the terms of this Bill of Sale and Assignment of. Accounts were each
transferred to Assignee immediately following charge off for each applicable Account, as shown in the Computer File.
With respect to information for the Accounts, Assignor represents and warrants to Assignee that the business
records conveyed to Assignee relating to: (i) the Accounts issued by Assignor; and (ii) the sale and assignment of
Accounts by Assignor (collectively, the “Business Records”), are kept by Assignor in the regular course of its business.
It is in the regular course of business of Assignor for an employee or an authorized representative with personal
knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the appropriate
memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents
and warrants to-Assignee that the Business Records are materially complete and accurate, and thoroughly embody the
information in Assignor’s custody and control for the Accounts from their creation until the time of transfer to
Assignee. These representations and warranties are intended to augment any other representations and warranties the
parties may have in place and not supplant any other existing warranties and representations.
This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for the Accounts
conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to
transfer the Accounts.
‘DIT ONE BANK, N.A.
farWood
Vice President
14195
EXHIBIT A
ACCOUNT SCHEDULE
The Accounts that are specifically identified in the electronic file named CreditOne_Sherman_122018 with such
electronic file incorporated herein by reference,
14195
BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
FROM CREDIT ONE BANK, N ‘0 MHC RECEIVABLES, LLC
As of November 30, 2018, for good and valuable consideration, the receipt and sufficiency of which is
hereby acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has
granted and has otherwise delivered to MHC Receivables, LLC (“Assignee”), all of Assignor’s right, title and interest
in and to (i) the receivables associated with each and every account referenced in the data file named
CreditOne_Sherman_122018 (the “Computer File”), a copy of which is attached hereto and incorporated herein by
reference as “Exhibit A”; and, Gi) all claims or rights arising out of or relating to each of those Receivables (hereinafter,
the “Receivables’ ”).
The Receivables transferred under the terms of this, Bill of Sale and Assignment of Receivables were each
transferred to Assignee prior to.the charge off of the associated accounts, as shown in the Computer File. This Bill of
Sale and Assignment of Receivables evidences the intent between the parties for the transfer of the Receivables, acts
as an acknowledgement of those transfers, and, to the extent necessary, ratification of the transfers.
With respect to information for the Receivables, Assignor represents and warrants to Assignee that the
business records conveyed to Assignee relating to the Receivables (the “Business Records”), aré kept by Assignor in
the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized
representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded,
to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event.
Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and
accurate, and thoroughly embody the information in Assignot’s custody and control for the Receivables from their
creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other
representations and warranties.the parties may have in place and not supplant any other existing warranties and
Tepresentations.
This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for the Receivables
conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the Parties to
transfer the Receivables.
¢ IT ONE BANK, N.A.
rary HarWood
Vice President
14195
EXHIBIT A
ACCOUNT SCHEDULE
. The Accounts that are specifically identified in the electronic file named CreditOne_Sherman_: 122018 with such
electronic file incorporated herein by reference.
14185
BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
FROM MHC RECEIVABLES, LLC, TO FNBM, LLC
As of December 18, 2018, MHC Receivables, LLC (‘‘Assignor”), for good and valuable consideration, the
receipt and sufficiency of which is hereby acknowledged, has periodically transferred, has sold, has assigned, has
conveyed, has granted and has otherwise delivered to FNBM, LLC, (“Assignee”) all of its rights, title and interestin
and to (i) the receivables identified and specifically referenced for each of the accounts on an account level basis on
the data file titled CreditOne_Sherman_122018 attached hereto and incorporated by reference as “Exhibit A” ; and
(ii) all claims or rights arising out of or relating to the account level receivables (hereinafter the “Receivables”)
With respect to information for the Receivables, Assignor represents and warrants to Assignee that the
business records conveyed to Assignee relating to the Receivables (the “Business Records”), are kept by Assignor in
the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized
Tepresentative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded.
to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event.
Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and
accurate, and thoroughly embody the information in Assignor’s custody and control for the Receivables from their
creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other
representations and warranties the parties may have in place and not supplant any other existing warranties and
representations.
This Bill of Sale and Assignment of Receivables shall serve as an acknowledgment, as ratification, and as evidence
of the intent of the parties to transfer the Released Receivables referenced herein.
MHC Receivables, LLC
ty, oe
Mark Rufail, Authorized Representative
14195
EXHIBIT A
ACCOUNT SCHEDULE
The Accounts that are specifically identified in the electronic file named CreditOne_Sherman_122018 , with such
electronic file incorporated herein by reference.
14195
BILL OF SALE AND ASSIGNMENT OF RECEIVABLES
FR . LC
On December 18, 2018, FNBM, LLC (‘‘Assignor”), for good and valuable consideration, the receipt of which
is hereby acknowledged, hereby transfers, sells, assigns, conveys, grants and delivers to Sherman Originator IT LLC
(“Assignee”), all of its rights, title and interest in and to (i) the receivables identified and specifically referenced for
each of the accounts on an account level basis on the data file titled CreditOne_Sherman_122018 attached hereto
and incorporated by reference as “Exhibit A”; and (ii) all claims or rights arising out of or relating to the receivables
(hereinafter thé “Receivables”).
With respect to information for the Receivables, Assignor represents and warrants to Assignee that the
business records relating to the Receivables (the “Business Records”) are kept by Assignor in the regular course of its
business. It is in the regular course of business of Assignor for an employee or an authorized representative with
personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the
appropriate memorandum or recording at or reasonably near'the time of the Event. Furthermore, Assignor represents
and warrants to Assignee that the Business Records are matérially complete and accurate and thoroughly embody the
information in Assignor’s custody and control for the Receivables from Assignor’s receipt of those Receivables until
the time of transfer to Assignee. These representations and warranties are intended to augment any other
representations and warranties: the parties may have.in place and not supplant any other existing warranties and
representations,
This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for any of the
Receivables conveyed hereby.
FNBM, LLC
Jon “i
PmiVn
Authorized epresentative
14195
EXHIBIT A
ACCOUNT SCHEDULE
The Accounts that are specifically identified in the electronic file name CreditOne_Sherman_122018 , with such
electronic file incorporated herein by reference.
14195
BILL OF SALE AND ASSIGNMENT OF ACCOUNTS
FROM M! ‘OR I LLC
On December 18, 2018, for good and valuable consideration, the receipt and sufficiency of which is hereby
acknowledged, MHC Receivables, LLC (‘‘Assignor”), hereby transfers, sells, assigns, conveys, grants and otherwise
delivers to Sherman Originator III LLC (‘‘Assignee”), all of Assignor’s, rights title and interest in and to (i) the
charged-off accounts identified on an account level basis in the data file named CreditOne_Sherman_122018 (the
“Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and, (ii)
certain related account level media or electronic copies thereof (including, but not limited to applications, statements,
terms and condition), and (iii) all claims or rights arising out of or relating to each referenced account (collectively
hereinafter the “Accounts”) including, but not limited to, all claims and rights afforded each account by virtue of that
account’s corresponding terms and conditions.
With respect to information for the Accounts described in the related Computer File, Assignor represents and
warrants to Assignee that the business records relating to: (i) the Accounts owned by Assignor; and (ii) the sale and
assignment of Accounts by Assignor (collectively, the “Business Records”), are kept by Assignor in the regular course
of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with
personal knowledge of the act, event, condition, or opinion (collectively Event’) to be recorded, to make the
appropriate memorandum or recording at or reasonably near the time of the Event. Furthermore, Assignor represents
and warrants to Assignee that the Business Records are materially complete and accurate and thoroughly embody the
information in Assignor’s custody and control for the Accounts listed in the Computer File from Assignor’s receipt
of those Accounts until the time of transfer to Assignee. These representations and warranties are intended to augment
any other representations and warranties the parties may have in place and not supplant any other existing warranties
and representations.
This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for any of the Accounts
conveyed hereby,
MHC Receivables, LLC
Ue
Mark Rufail, Authorized Representative
14195
EXHIBIT A
ACCOUNT SCHEDULE:
The Accounts that are specifically identified in the electronic file named CreditOne_Sherman_122018 , with such
electronic file incorporated herein by reference.
14195
Transfer and Assignment
Sherman Originator III LLC (“SOLLC III”), without recourse, to the extent permitted by
applicable law, hereby transfers, sells, assigns, conveys, grants and delivers to Sherman
Originator LLC (“SOLLC”) all of its right, title and interest in and to the receivables and other
assets (the “‘Assets”) identified on Exhibit A, in the Receivable File dated December 05, 2018
delivered by MHC Receivables, LLC and FNBM, LLC on December 18, 2018 for purchase by
SOLLC III on December 18, 2018. The transfer of the Assets included electronically stored
business records.
SOLLC, subsequent to the above mentioned transfer, hereby transfers, sells, assigns, conveys,
grants and delivers to LVNV Funding LLC (“LVNV”), the above mentioned Assets. . The
transfer of the Assets included electronically stored business records.
Dated: December 18, 2018 Sherman Originator III LLC .
a Delaware Limited Liability Compan
By: Ibn Oh
Nai
Titl 2 Jon Ma:
Director
|
Dated: December 18, 2018 Sherman Originator LLC
a Delaware Limited Liability Company
By: ifCy. AA tang
amd. Wevi
—
ranigan
Title: Authorized Representative
Dated: December 18, 2018 LVNV Funding LLC
a Delaware ity\Company
By: aa |
Name: Rusty Kendall !
Title: Authorized Representative
14195
Exhibit A
Receivables File
12.18.18 CreditOne_122018_ Sherman
Transfer Group Portfolio Transfer Batch
562587 34241 N/A.
14195
CREDIT ONE BANK CREDIT CARD STATEMENT
‘Account Number 1981
October 28, 2018 1 November 27, 2018
‘SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION 7
Previous Balance $563.72 ‘New Balance $611.71
Payments $0.00 Past Due Amount . $180.00
Other Credits $0.00 Amount Due This Period $468.71
Purchases $0.00 Minimum Payment Due $611.71
Cash Advances $0.00 Payment Due Date 12/2318
Fees Charged $37.00 Late Payment Waming:
Interest Charged $10.99 we do not receive your minimum payment by the date listed above,
New Balance se11.71 you may have to pay a late fee up to $37
Credit Limit $300.00 Minimum Payrment Waming:
Available Credit $0.00 you make only the minimum payment each periog, you will pay more
Statement Closing Date 112718 in interest anc it wil take you longer to pay off your balance.
Days in Billing Cycle 31 For example
‘QUESTIONS? ityou make no You wit pay off the - ‘And you will
. additional charges balance shown on ‘end up paying
Call Customer Service or Report using this card and ‘the statement in | 2 anestimated
a Lost or Stolen Credit Card 1-877-825-3242 each month yout pay. about. totaof,
Outside the U.S. Call 1-702-405-2042 (Only the minimum
Please send billing inquiries aid correspondence to: payment A mantns $612.00
P.O. Box 98873, Las Vegas, NV 89193-8873
Ifyou would ike a location for ered counseling services,
call 1-866-515-5721
' TRANSACTIONS a
Rotana Nunber Trans Date_Post Date Description of Transaction or Credit Amount
Foes .
1127 11107 LATE Fee 37.00
TOTAL FEES FOR THIS PERIOD 37.00
Interest Charged
‘tant 1127 Interest Charge on Purchases 10.99
11127 1127 Interest Charge on Cash Advances 0.00
TOTAL INTEREST FOR THIS PERIOD 10.99
2018 Totals Year-to-Date
Total fees charged in 2018 $322.00
Total interest charged in 2018 $58.41
YOUR ACCOUNT IS SCHEDULED TO BE CHARGED OFF
‘THE BALANCE WILL BE DUE IN FULL. CALL (888)
728-6274,
‘Your account is currently closed,
2 INTEREST CHARGE CALCULATION
Your Annual Percentage Rate (APR) is the annual interest rate on your account
Type of Balance Balance Subject to
Annual Percentage Rate (APR) Interest Rate Interest Charge
Purchases 25.20%v) $509.37 $10.99
Cash Advances 25.90%v) 0.00 ‘$0.00
(v) = Variable Rate
53a : 8H oor 7 2 sonar 0 CKPAGE 1011 20 S727 9620 A136 O1EO885
Please return tvs porion wih your payment, and wite your account number on you check. made payeble to CREDIT ONE BANK.
CreditOve
PAY YOUR BILL ONLINE at CreditoneBank.com
‘Account Number: 3981
New Balance: $611.71
Minimum PaymentDue; $611.71
For address, telephone and email changes, Payment Due Date: 12238
ploase complete the reverse sid.
‘Or, update your contact information onvine-
at wiv CreditOneBank.com,
veal rrentallet fate egy lyelpe]
CREDIT ONE BANK PARIS HAYDEN
PO BOX 60500 APTD
CITY OF INDUSTRY CA 91716-0500 ‘5681 BRENDON WAY PKWY
Mh AL ey yoyo my Hy fyglfet INDIANAPOLIS IN 46226-1138
14195
CREDIT ONE BANK CREDIT CARD STATEMENT
‘Account Number| 1
Aprit 28, 2018 to May 27, 2018
SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION.
Previous Balance 381.95 New Balance $332.66
Payments $0.00 Past Oue Amount $25.00
Other Credits $0.28 ‘Amount Due This Period $50.00
Purchases $221.02 Minimum Payment Due $75.00
Cash Advances Payment Due Date 06/23/18
Fees Charged $25.00 Late Payment Waming:
Interest Charged $4.97 It we do not receive your minimum payment by the date listed above,
New Balance $332.66 you may have to pay alate fee up to $37.
Credit Limit $300,00 ‘Minimum Payment Waming:
Available Credit you only the minimum payment each period, you will pay more
Statement Closing Date osamne 'n interest and it will take you longer to pay off your balance,
Days in Billing Cycle For example:
QUESTIONS? if you make no You will pay off the ‘And you wil
‘additional charges! balance shoiim on ‘0nd up paying
Call Customer Service or Report ‘using this card and + the statement in . ‘an estimated.
a Lost or Stoien Credit Card 1-877-825-3242 each rion you pay “about total of
Outside the U.S. Call 4-702-408-2042 (Only the minimum
Please send billing inquiries and correspondence to: payment 18 months $386.00
P.O. Box $8873, Las Vegas, NV 89193-8873,
Ifyou would fie Tocation for credit counseling services,
call 1-886.515-
. + TRANSACTIONS | “3
ice Number Trans Date_Post Date Oescrstion of Transaction or Credit “Amount
‘2403064GDO7VFBTXN ‘05/04 05/04 INDIANA FINANCE FINANCIAL DALEVILLE IN 174.00
24aa500GJ2X9GTD4A 05/08 05/09 DOLLAR-GENERAL #7623 INDIANAPOLIS IN 15.77
2a16405GRRBGZJ4SE 05/15 05/15 EXXONMOBIL 48020960 INDIANAPOLIS IN 23.09
24692 16HO2XSHGMYB 05/24 05/24 BOOST MOBILE 888-266-7848 KS 5.00
05/27 0s/27 CREDIT PROTECT 1 866 803 1745 3.16
F572700H3000FR 05/27 08/27 CREDIT ONE REWARD CREDIT LAS VEGA 0.28
CREDIT
Foes ,
osi27 05/27 LATE-FEE 25.00
TOTAL FEES FOR THIS PERIOD 25.00
Interest’ Charged . :
05/27 05/27 Interest Charge on Purchases) 497
05/27 05/27 Interest Charge on Cash Advances 0.00
TOTAL INTEREST FOR THIS PERIOD 4.97
2018 Totals Year-to-Dato
Total fees charged in 2018 $100.00
Total interest charged in 2018 $4.97
YOUR ACCOUNT IS PAST DUE. iT IS NOT TOO LATE TO
PROTECT YOUR CREDIT RATING! PLEASE PAY THE
MINIMUM AMOUNT DUE NOW OR CALL (888) 728-6274,
if your account is ast
cue you could get hep.
‘You have Credit Protection - Request benefits today.
ican help make payments if you got laid off or become
. disabled, and there is a (oss of life benefit, too.
Call 1-866-803-1746 to request benefits today!
7
INTEREST CHARGE CALCULATION
‘Your Annual Percentage Rate (APR) is the annual interest r ‘on your account,
‘Type of Balance Annual Percentage Rate (APR)
Balance Subject to
Interest Rate Interest Charge
Purchases 25.40%) $234.85
Cash Advances 25.40%v) $0.00 $0.00
(W) = Variable Rate
5388 oor a 160827 0 XPAGE 161 20 S727 9620 A138 OTEOS3ES
Pleoue return tis portion wth your payment, and write yout account numberon yout check, made payables) CREDIT ONE BANK
.
Cred t On 2 . PAY YOUR BILL ONLINE at CreditOneBank.com
Nok
Account Number
New Balance:
a
$332.66
32:
Minimum Payment Due: $75.00
For address, telephone and email changes, Payment Que Date: 06/23/18
please compiete the r 50 sido.
Or, update your contact information online
at wav CreditOneBiank,cofn, AMOUNT ENCLOSED:
thobet
eed ett ptf Ht
CREDIT ONE BANK PARIS HAYDEN
PO BOX 60500 APTD
CITY OF INDUSTRY CA 91716-0500 5681 BRENDON WAY PKWY
AUDA gta Tel
lel eet a tl INDIANAPOLIS IN 46226-1138
14195 SS
te
S33 vi so
SSOKBOS Sos TEGBOVSSG
33 DUGG BR UD0 VoUUUUU
ererrerere £8 eo eCoeorrrrrer
a
ao
8s $8 £3 22g od
DOOD SSG eaga
oO 33 DOUeo 339 333 eeeBU
eerererrrorore ew
SoD oD oo
SOB $8 SSSGBos
BUyREVEeBss BVVVvvv9GG
oO a oO o oO
2 ae, Z z c Cee ee ew wo oe oe oF
338 gz B33 333
Ooo $8 CooW oo $8 CUS
S333
eroeorer
333 39 DUD
3 DOD
Q o oO
eCereoerrrerer
8s OTQOMONN
x wD bay
=D g8 aes Q© RON
22 12 2 2)
DAO Or Sy
OE
2s
or
$s
CoD
3ODD
$s Be SoG £3
VODUDUUG
o @ o
ee oe cere e oe@ o g ® @ 30
Cxerrerrrrerr er
aon
a 8 Ryo on O2ROraM
aNNaG
® & ® QHDHDOHHD AVA
DOO oO 8 338
@ OwoO
NNNNNAAAAAA NNNNNNAANAAW
cece ec eccecececce
EEEE EE EE EEEE EEEE
9555
fee fe £
DHGWDHDGGDGG GH DODGY DOGO,
1 1 1 I '
VQowwnnnnnHwmew wonnnmnowmnD1 I wo 1
1 1
S8ssseg5as
R88
SSS
SSSsggggg
ANNANANAN =
S8sssggsegs
aq
AA aq
ANANANAA
Sosa
1 1 i 1 1 i 1 1 1
e222 ggg egeeegee gee2eeo
gos SSSSSSSSSSS
Sot a5 so 5 55
= 2 ooo oo
ESEESSESSEESES OO000080
14195
fPiPiiiiis
sss
B88 88 oo 38
333 Bsss
oe DoIUD
30 UUD
eco aeaorrrer core ecarw eee
so sos
giiti TEeiiy ss B288
8s
SoGBB
sug 200
ZESREEEs
cree caooee
338 TOD
errr oe
ao
oo 33 ao ao
oD VSOVosgs
Bo 33
VOBsog
DOOD BEBE ZoUUUD UDD
eeerrerrrrrerd ero eerrrre
oo
avy 238
883 2888 a8
BSSSREE8 $s 38 DoUD GOD
eeEeeeeeeeer oO 39
ek&aerrrr
@ oO Q
ecw
SeSPSTTss sss
BeIVF a BePIeT
ge eee eee e8 - SSSEESE ESS
B38 33 338 gc 3338 UU
eerrrrer
35 338
eo
so on
33 so
Ob Bes
oS os oo BESEESE
BER 3oO Sse VoOUD
&
ekeeeeee ee
o
exerorer
OB
ecerororerer
OB 38 ob Bs 38
DoUD GoOUD DOOD DoOUD
eereere oe eee e o
eoere coo coe
S338 oo ao £33 ao
SOOG
338
SSVGBBBGSG
Preview
49D06-2404-CC-015901 Filed: 4/11/2024 6:01 AM Clerk Marion Superior Court 6 Marion County, Indiana STATE OF INDIANA ) MARION CIRCUIT/SUPERIOR COURT ) SS: COUNTY OF MARION ) LVNV Funding, LLC No. Plaintiff, VS. Return Date: Paris Hayden Defendant(s). Amount Claimed: $611.71 Plus Court Costs COMPLAINT NOW COMES the Plaintiff, LVNV Funding, LLC, by its attorneys, Blitt and Gaines, P.C., as and for its complaint herein against Defendant(s), hereby alleges as follows: I The Defendant(s) utilized a charge account and/or line of credit issued by Credit One Bank, N.A. or its predecessor in interest, which was opened on April 16, 2018. The last four digits of the account number at time of charge off was *****#*#***#398|, Periodic statements were sent to Defendant(s) by regular or electronic mail which set forth in detail, all debits and credits, the total balance due, the interest rate and the minimum payment. Defendant(s) eventually failed to make the minimum payment(s). Attached hereto and incorporated herein is the Affidavit of debt and monthly billing statement. Defendant(s) did not object to the statement, indicate that the statement contains an error, nor indicate that it was erroneous in any respect within a reasonable period of time. Plaintiff was assigned all rights and title to the account. Plaintiff is currently the owner thereof. After receiving all payments, debits, credits and set offs, there is now due and owing from Defendant(s) to Plaintiff the sum of $611.71. By reason of the foregoing, Plaintiffis entitled to judgment against Defendant(s) for Account Stated in the sum of $611.71, plus court costs. 23118059 10. Despite due demand, Defendant(s) have failed and/or refused to pay the amount due and owing as indicated on the attached statement. WHEREFORE, the Plaintiff, requests judgment against Defendant(s) for Account Stated in the sum of $611.71, plus court costs; and for such other and further relief as this Court deems just and proper. BY:__(tesica Kotanourebi Blitt and Gaines, P.C. Mike Starzec, #26736-45 Attorney at Law Matt Van Vossen, #34238-45 775 Corporate Woods Parkway Elizabeth Hughes, #17725-49 Vernon Hills, IL 60061 Lorena D. Arnold, #18198-45 (888) 920-0620 TTY: 711 Tan Kohlhaas, #19828-29 Indiananotifications@blittandgaines.com Thomas A. Burris, #4342-64 23118059 Kliment Mitreski, #2502 1-45 Jessica Kolanowski, #36869-49 Shawn Gill, #38479-49 This is an attempt to collect a debt by a debt collector and any information obtained will be used for that purpose. 678462925 LVNV Funding LLC vs. Paris Hayden Defendant(s) Comes now affiant, and states I Mary Jenkins, am an employee of Resurgent Capital Services, L.P. master servicer for Plaintiff, and I am authorized to make this affidavit on behalf of Plaintiff. I am of adult age and am fully authorized by Plaintiff to make the following representations. I am familiar with the record keeping practices of Plaintiff. The following representations are true according to documents kept in the normal course of Plaintiff's business and/or my knowledge: Plaintiff: TH is the original owner of this debt. OR Mis not the original owner of this debt. The original creditor is Credit One Bank, N.A.. Defendant. Paris Haydenhas . an unpaid balance of $611.71 as of O1/11/202. on account XXXXXXXXXXXX3981 That amount is due and owing to Plaintiff. This account was opened on 04/16/2018. To date, no payments have been made on the account. The Account was charged off on. 11/28/2018. The type of account is: Credit card account (i.e. Visa, Mastercard, Department Store, etc.) List the name of the Company/Store issuing credit card: Credit One Bank, .N.A. 53 Account for utilities (ie. telephone, electric, sewer, etc.) i Medical bill account (i.e. doctor, dentist, hospital, etc.) Tj Account for services (i.e. attorney fees, mechanic fees, etc.) 1 Judgment issued by court (a copy of the judgment is required to be attached) 1 Other: Installment Joan /12914 This.account balance includes. The account contains no post-charge-off late fees. The account contains no post-charge-off interest. Plaintiff: Mis not seeking attorney's fees. Plaintiff's business records do not show that Defendant is a minor or an incompetent individual. The following exhibits are attached hereto: i Copy of the contract or other writing evidencing the original debt. M If the claim is based on credit card debt, a charge-off statement and monthly statement ‘recording the most recent purchase transaction, payment, or balance transfer. @ Bills) of Sale and Assignment and/or Affidavit(s) of Sale for the above referenced account. M Seller data sheet reflecting individual account data extracted and printed from electronic records provided by the seller to Plaintiff in connection with the sale of the account to Plaintiff. ’ The documents attached hereto are true and correct copies of documents provided to Plaintiff by seller. These documents are reproductions of the’records on file on behalfof Plaintiff based upon my review, except to the extent that confidential and privileged information and/or personal identifying information isj omitted or redacted as required by local rules, and applicable state and federal law. The following is’a listing of the names of all prior owners of the debt: Owner Date of Sale Defendant's Name Last 4 of the Account Number Credit One Bank, N.A. 11/30/2018 Paris Hayden 3981 MHC Receivables, LLC and FNBM, LLC 12/18/2018 Sherman Originator Il LLC 12/18/2018 Sherman Originator LLC ‘ 12/18/2018 I swear or affirm under the penalties of perjury that the foregoing representations are true. Date: 01/1.1/202: Signature of Affiant: Arg /12914 BILL OF SALE AND ASSIGNMENT OF ACCOUNTS ‘ROM. CREDIT ONE BANK, N.A. TO MHC RECEIVABLES, LLC As of November 30, 2018, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has granted and has otherwise delivered to MHC Receivables, LLC (‘‘Assignee”), all of Assignor’s right, title and interest in and to (i) the charged-off credit card accounts identified on an account level basis in the data file named CreditOne_Sherman_122018 (the “Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and, (ii) certain related account level media or electronic copies thereof (including, but not limited to applications, statements, terms and condition), and (iii) all claims or rights arising out of or relating to each account referenced on the Computer File (collectively hereinafter, the “Accounts”) including, but not limited to, all claims and rights afforded each Account by virtue of that Account’s corresponding terms and conditions. The Accounts transferred under the terms of this Bill of Sale and Assignment of. Accounts were each transferred to Assignee immediately following charge off for each applicable Account, as shown in the Computer File. With respect to information for the Accounts, Assignor represents and warrants to Assignee that the business records conveyed to Assignee relating to: (i) the Accounts issued by Assignor; and (ii) the sale and assignment of Accounts by Assignor (collectively, the “Business Records”), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to-Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor’s custody and control for the Accounts from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for the Accounts conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to transfer the Accounts. ‘DIT ONE BANK, N.A. farWood Vice President 14195 EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file named CreditOne_Sherman_122018 with such electronic file incorporated herein by reference, 14195 BILL OF SALE AND ASSIGNMENT OF RECEIVABLES FROM CREDIT ONE BANK, N ‘0 MHC RECEIVABLES, LLC As of November 30, 2018, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, Credit One Bank, N.A. (“Assignor”) has transferred, has sold, has assigned, has conveyed, has granted and has otherwise delivered to MHC Receivables, LLC (“Assignee”), all of Assignor’s right, title and interest in and to (i) the receivables associated with each and every account referenced in the data file named CreditOne_Sherman_122018 (the “Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and, Gi) all claims or rights arising out of or relating to each of those Receivables (hereinafter, the “Receivables’ ”). The Receivables transferred under the terms of this, Bill of Sale and Assignment of Receivables were each transferred to Assignee prior to.the charge off of the associated accounts, as shown in the Computer File. This Bill of Sale and Assignment of Receivables evidences the intent between the parties for the transfer of the Receivables, acts as an acknowledgement of those transfers, and, to the extent necessary, ratification of the transfers. With respect to information for the Receivables, Assignor represents and warrants to Assignee that the business records conveyed to Assignee relating to the Receivables (the “Business Records”), aré kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignot’s custody and control for the Receivables from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties.the parties may have in place and not supplant any other existing warranties and Tepresentations. This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for the Receivables conveyed hereby and shall serve as an acknowledgment, as ratification, and as evidence of the intent of the Parties to transfer the Receivables. ¢ IT ONE BANK, N.A. rary HarWood Vice President 14195 EXHIBIT A ACCOUNT SCHEDULE . The Accounts that are specifically identified in the electronic file named CreditOne_Sherman_: 122018 with such electronic file incorporated herein by reference. 14185 BILL OF SALE AND ASSIGNMENT OF RECEIVABLES FROM MHC RECEIVABLES, LLC, TO FNBM, LLC As of December 18, 2018, MHC Receivables, LLC (‘‘Assignor”), for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, has periodically transferred, has sold, has assigned, has conveyed, has granted and has otherwise delivered to FNBM, LLC, (“Assignee”) all of its rights, title and interestin and to (i) the receivables identified and specifically referenced for each of the accounts on an account level basis on the data file titled CreditOne_Sherman_122018 attached hereto and incorporated by reference as “Exhibit A” ; and (ii) all claims or rights arising out of or relating to the account level receivables (hereinafter the “Receivables”) With respect to information for the Receivables, Assignor represents and warrants to Assignee that the business records conveyed to Assignee relating to the Receivables (the “Business Records”), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized Tepresentative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded. to make the appropriate memorandum or recording of the Event at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate, and thoroughly embody the information in Assignor’s custody and control for the Receivables from their creation until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. This Bill of Sale and Assignment of Receivables shall serve as an acknowledgment, as ratification, and as evidence of the intent of the parties to transfer the Released Receivables referenced herein. MHC Receivables, LLC ty, oe Mark Rufail, Authorized Representative 14195 EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file named CreditOne_Sherman_122018 , with such electronic file incorporated herein by reference. 14195 BILL OF SALE AND ASSIGNMENT OF RECEIVABLES FR . LC On December 18, 2018, FNBM, LLC (‘‘Assignor”), for good and valuable consideration, the receipt of which is hereby acknowledged, hereby transfers, sells, assigns, conveys, grants and delivers to Sherman Originator IT LLC (“Assignee”), all of its rights, title and interest in and to (i) the receivables identified and specifically referenced for each of the accounts on an account level basis on the data file titled CreditOne_Sherman_122018 attached hereto and incorporated by reference as “Exhibit A”; and (ii) all claims or rights arising out of or relating to the receivables (hereinafter thé “Receivables”). With respect to information for the Receivables, Assignor represents and warrants to Assignee that the business records relating to the Receivables (the “Business Records”) are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively “Event”) to be recorded, to make the appropriate memorandum or recording at or reasonably near'the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are matérially complete and accurate and thoroughly embody the information in Assignor’s custody and control for the Receivables from Assignor’s receipt of those Receivables until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties: the parties may have.in place and not supplant any other existing warranties and representations, This Bill of Sale and Assignment of Receivables shall serve as evidence of ownership for any of the Receivables conveyed hereby. FNBM, LLC Jon “i PmiVn Authorized epresentative 14195 EXHIBIT A ACCOUNT SCHEDULE The Accounts that are specifically identified in the electronic file name CreditOne_Sherman_122018 , with such electronic file incorporated herein by reference. 14195 BILL OF SALE AND ASSIGNMENT OF ACCOUNTS FROM M! ‘OR I LLC On December 18, 2018, for good and valuable consideration, the receipt and sufficiency of which is hereby acknowledged, MHC Receivables, LLC (‘‘Assignor”), hereby transfers, sells, assigns, conveys, grants and otherwise delivers to Sherman Originator III LLC (‘‘Assignee”), all of Assignor’s, rights title and interest in and to (i) the charged-off accounts identified on an account level basis in the data file named CreditOne_Sherman_122018 (the “Computer File”), a copy of which is attached hereto and incorporated herein by reference as “Exhibit A”; and, (ii) certain related account level media or electronic copies thereof (including, but not limited to applications, statements, terms and condition), and (iii) all claims or rights arising out of or relating to each referenced account (collectively hereinafter the “Accounts”) including, but not limited to, all claims and rights afforded each account by virtue of that account’s corresponding terms and conditions. With respect to information for the Accounts described in the related Computer File, Assignor represents and warrants to Assignee that the business records relating to: (i) the Accounts owned by Assignor; and (ii) the sale and assignment of Accounts by Assignor (collectively, the “Business Records”), are kept by Assignor in the regular course of its business. It is in the regular course of business of Assignor for an employee or an authorized representative with personal knowledge of the act, event, condition, or opinion (collectively Event’) to be recorded, to make the appropriate memorandum or recording at or reasonably near the time of the Event. Furthermore, Assignor represents and warrants to Assignee that the Business Records are materially complete and accurate and thoroughly embody the information in Assignor’s custody and control for the Accounts listed in the Computer File from Assignor’s receipt of those Accounts until the time of transfer to Assignee. These representations and warranties are intended to augment any other representations and warranties the parties may have in place and not supplant any other existing warranties and representations. This Bill of Sale and Assignment of Accounts shall serve as evidence of ownership for any of the Accounts conveyed hereby, MHC Receivables, LLC Ue Mark Rufail, Authorized Representative 14195 EXHIBIT A ACCOUNT SCHEDULE: The Accounts that are specifically identified in the electronic file named CreditOne_Sherman_122018 , with such electronic file incorporated herein by reference. 14195 Transfer and Assignment Sherman Originator III LLC (“SOLLC III”), without recourse, to the extent permitted by applicable law, hereby transfers, sells, assigns, conveys, grants and delivers to Sherman Originator LLC (“SOLLC”) all of its right, title and interest in and to the receivables and other assets (the “‘Assets”) identified on Exhibit A, in the Receivable File dated December 05, 2018 delivered by MHC Receivables, LLC and FNBM, LLC on December 18, 2018 for purchase by SOLLC III on December 18, 2018. The transfer of the Assets included electronically stored business records. SOLLC, subsequent to the above mentioned transfer, hereby transfers, sells, assigns, conveys, grants and delivers to LVNV Funding LLC (“LVNV”), the above mentioned Assets. . The transfer of the Assets included electronically stored business records. Dated: December 18, 2018 Sherman Originator III LLC . a Delaware Limited Liability Compan By: Ibn Oh Nai Titl 2 Jon Ma: Director | Dated: December 18, 2018 Sherman Originator LLC a Delaware Limited Liability Company By: ifCy. AA tang amd. Wevi — ranigan Title: Authorized Representative Dated: December 18, 2018 LVNV Funding LLC a Delaware ity\Company By: aa | Name: Rusty Kendall ! Title: Authorized Representative 14195 Exhibit A Receivables File 12.18.18 CreditOne_122018_ Sherman Transfer Group Portfolio Transfer Batch 562587 34241 N/A. 14195 CREDIT ONE BANK CREDIT CARD STATEMENT ‘Account Number 1981 October 28, 2018 1 November 27, 2018 ‘SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION 7 Previous Balance $563.72 ‘New Balance $611.71 Payments $0.00 Past Due Amount . $180.00 Other Credits $0.00 Amount Due This Period $468.71 Purchases $0.00 Minimum Payment Due $611.71 Cash Advances $0.00 Payment Due Date 12/2318 Fees Charged $37.00 Late Payment Waming: Interest Charged $10.99 we do not receive your minimum payment by the date listed above, New Balance se11.71 you may have to pay a late fee up to $37 Credit Limit $300.00 Minimum Payrment Waming: Available Credit $0.00 you make only the minimum payment each periog, you will pay more Statement Closing Date 112718 in interest anc it wil take you longer to pay off your balance. Days in Billing Cycle 31 For example ‘QUESTIONS? ityou make no You wit pay off the - ‘And you will . additional charges balance shown on ‘end up paying Call Customer Service or Report using this card and ‘the statement in | 2 anestimated a Lost or Stolen Credit Card 1-877-825-3242 each month yout pay. about. totaof, Outside the U.S. Call 1-702-405-2042 (Only the minimum Please send billing inquiries aid correspondence to: payment A mantns $612.00 P.O. Box 98873, Las Vegas, NV 89193-8873 Ifyou would ike a location for ered counseling services, call 1-866-515-5721 ' TRANSACTIONS a Rotana Nunber Trans Date_Post Date Description of Transaction or Credit Amount Foes . 1127 11107 LATE Fee 37.00 TOTAL FEES FOR THIS PERIOD 37.00 Interest Charged ‘tant 1127 Interest Charge on Purchases 10.99 11127 1127 Interest Charge on Cash Advances 0.00 TOTAL INTEREST FOR THIS PERIOD 10.99 2018 Totals Year-to-Date Total fees charged in 2018 $322.00 Total interest charged in 2018 $58.41 YOUR ACCOUNT IS SCHEDULED TO BE CHARGED OFF ‘THE BALANCE WILL BE DUE IN FULL. CALL (888) 728-6274, ‘Your account is currently closed, 2 INTEREST CHARGE CALCULATION Your Annual Percentage Rate (APR) is the annual interest rate on your account Type of Balance Balance Subject to Annual Percentage Rate (APR) Interest Rate Interest Charge Purchases 25.20%v) $509.37 $10.99 Cash Advances 25.90%v) 0.00 ‘$0.00 (v) = Variable Rate 53a : 8H oor 7 2 sonar 0 CKPAGE 1011 20 S727 9620 A136 O1EO885 Please return tvs porion wih your payment, and wite your account number on you check. made payeble to CREDIT ONE BANK. CreditOve PAY YOUR BILL ONLINE at CreditoneBank.com ‘Account Number: 3981 New Balance: $611.71 Minimum PaymentDue; $611.71 For address, telephone and email changes, Payment Due Date: 12238 ploase complete the reverse sid. ‘Or, update your contact information onvine- at wiv CreditOneBank.com, veal rrentallet fate egy lyelpe] CREDIT ONE BANK PARIS HAYDEN PO BOX 60500 APTD CITY OF INDUSTRY CA 91716-0500 ‘5681 BRENDON WAY PKWY Mh AL ey yoyo my Hy fyglfet INDIANAPOLIS IN 46226-1138 14195 CREDIT ONE BANK CREDIT CARD STATEMENT ‘Account Number| 1 Aprit 28, 2018 to May 27, 2018 SUMMARY OF ACCOUNT ACTIVITY PAYMENT INFORMATION. Previous Balance 381.95 New Balance $332.66 Payments $0.00 Past Oue Amount $25.00 Other Credits $0.28 ‘Amount Due This Period $50.00 Purchases $221.02 Minimum Payment Due $75.00 Cash Advances Payment Due Date 06/23/18 Fees Charged $25.00 Late Payment Waming: Interest Charged $4.97 It we do not receive your minimum payment by the date listed above, New Balance $332.66 you may have to pay alate fee up to $37. Credit Limit $300,00 ‘Minimum Payment Waming: Available Credit you only the minimum payment each period, you will pay more Statement Closing Date osamne 'n interest and it will take you longer to pay off your balance, Days in Billing Cycle For example: QUESTIONS? if you make no You will pay off the ‘And you wil ‘additional charges! balance shoiim on ‘0nd up paying Call Customer Service or Report ‘using this card and + the statement in . ‘an estimated. a Lost or Stoien Credit Card 1-877-825-3242 each rion you pay “about total of Outside the U.S. Call 4-702-408-2042 (Only the minimum Please send billing inquiries and correspondence to: payment 18 months $386.00 P.O. Box $8873, Las Vegas, NV 89193-8873, Ifyou would fie Tocation for credit counseling services, call 1-886.515- . + TRANSACTIONS | “3 ice Number Trans Date_Post Date Oescrstion of Transaction or Credit “Amount ‘2403064GDO7VFBTXN ‘05/04 05/04 INDIANA FINANCE FINANCIAL DALEVILLE IN 174.00 24aa500GJ2X9GTD4A 05/08 05/09 DOLLAR-GENERAL #7623 INDIANAPOLIS IN 15.77 2a16405GRRBGZJ4SE 05/15 05/15 EXXONMOBIL 48020960 INDIANAPOLIS IN 23.09 24692 16HO2XSHGMYB 05/24 05/24 BOOST MOBILE 888-266-7848 KS 5.00 05/27 0s/27 CREDIT PROTECT 1 866 803 1745 3.16 F572700H3000FR 05/27 08/27 CREDIT ONE REWARD CREDIT LAS VEGA 0.28 CREDIT Foes , osi27 05/27 LATE-FEE 25.00 TOTAL FEES FOR THIS PERIOD 25.00 Interest’ Charged . : 05/27 05/27 Interest Charge on Purchases) 497 05/27 05/27 Interest Charge on Cash Advances 0.00 TOTAL INTEREST FOR THIS PERIOD 4.97 2018 Totals Year-to-Dato Total fees charged in 2018 $100.00 Total interest charged in 2018 $4.97 YOUR ACCOUNT IS PAST DUE. iT IS NOT TOO LATE TO PROTECT YOUR CREDIT RATING! PLEASE PAY THE MINIMUM AMOUNT DUE NOW OR CALL (888) 728-6274, if your account is ast cue you could get hep. ‘You have Credit Protection - Request benefits today. ican help make payments if you got laid off or become . disabled, and there is a (oss of life benefit, too. Call 1-866-803-1746 to request benefits today! 7 INTEREST CHARGE CALCULATION ‘Your Annual Percentage Rate (APR) is the annual interest r ‘on your account, ‘Type of Balance Annual Percentage Rate (APR) Balance Subject to Interest Rate Interest Charge Purchases 25.40%) $234.85 Cash Advances 25.40%v) $0.00 $0.00 (W) = Variable Rate 5388 oor a 160827 0 XPAGE 161 20 S727 9620 A138 OTEOS3ES Pleoue return tis portion wth your payment, and write yout account numberon yout check, made payables) CREDIT ONE BANK . Cred t On 2 . PAY YOUR BILL ONLINE at CreditOneBank.com Nok Account Number New Balance: a $332.66 32: Minimum Payment Due: $75.00 For address, telephone and email changes, Payment Que Date: 06/23/18 please compiete the r 50 sido. Or, update your contact information online at wav CreditOneBiank,cofn, AMOUNT ENCLOSED: thobet eed ett ptf Ht CREDIT ONE BANK PARIS HAYDEN PO BOX 60500 APTD CITY OF INDUSTRY CA 91716-0500 5681 BRENDON WAY PKWY AUDA gta Tel lel eet a tl INDIANAPOLIS IN 46226-1138 14195 SS te S33 vi so SSOKBOS Sos TEGBOVSSG 33 DUGG BR UD0 VoUUUUU ererrerere £8 eo eCoeorrrrrer a ao 8s $8 £3 22g od DOOD SSG eaga oO 33 DOUeo 339 333 eeeBU eerererrrorore ew SoD oD oo SOB $8 SSSGBos BUyREVEeBss BVVVvvv9GG oO a oO o oO 2 ae, Z z c Cee ee ew wo oe oe oF 338 gz B33 333 Ooo $8 CooW oo $8 CUS S333 eroeorer 333 39 DUD 3 DOD Q o oO eCereoerrrerer 8s OTQOMONN x wD bay =D g8 aes Q© RON 22 12 2 2) DAO Or Sy OE 2s or $s CoD 3ODD $s Be SoG £3 VODUDUUG o @ o ee oe cere e oe@ o g ® @ 30 Cxerrerrrrerr er aon a 8 Ryo on O2ROraM aNNaG ® & ® QHDHDOHHD AVA DOO oO 8 338 @ OwoO NNNNNAAAAAA NNNNNNAANAAW cece ec eccecececce EEEE EE EE EEEE EEEE 9555 fee fe £ DHGWDHDGGDGG GH DODGY DOGO, 1 1 1 I ' VQowwnnnnnHwmew wonnnmnowmnD1 I wo 1 1 1 S8ssseg5as R88 SSS SSSsggggg ANNANANAN = S8sssggsegs aq AA aq ANANANAA Sosa 1 1 i 1 1 i 1 1 1 e222 ggg egeeegee gee2eeo gos SSSSSSSSSSS Sot a5 so 5 55 = 2 ooo oo ESEESSESSEESES OO000080 14195 fPiPiiiiis sss B88 88 oo 38 333 Bsss oe DoIUD 30 UUD eco aeaorrrer core ecarw eee so sos giiti TEeiiy ss B288 8s SoGBB sug 200 ZESREEEs cree caooee 338 TOD errr oe ao oo 33 ao ao oD VSOVosgs Bo 33 VOBsog DOOD BEBE ZoUUUD UDD eeerrerrrrrerd ero eerrrre oo avy 238 883 2888 a8 BSSSREE8 $s 38 DoUD GOD eeEeeeeeeeer oO 39 ek&aerrrr @ oO Q ecw SeSPSTTss sss BeIVF a BePIeT ge eee eee e8 - SSSEESE ESS B38 33 338 gc 3338 UU eerrrrer 35 338 eo so on 33 so Ob Bes oS os oo BESEESE BER 3oO Sse VoOUD & ekeeeeee ee o exerorer OB ecerororerer OB 38 ob Bs 38 DoUD GoOUD DOOD DoOUD eereere oe eee e o eoere coo coe S338 oo ao £33 ao SOOG 338 SSVGBBBGSG