Preview
FILED: MONROE COUNTY CLERK 03/26/2024 11:30 AM INDEX NO. E2024005272
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 03/26/2024
MONROE COUNTY CLERK’S OFFICE THIS IS NOT A BILL. THIS IS YOUR RECEIPT.
Receipt #
Book Page
Return To: No. Pages: 3
JEFFREY J. TYRPAK
Instrument: EXHIBIT(S)
Control #: Unrecorded #9741997
Index #: Unassigned-1598772
Date:
Ally Bank Time:
Baxter, Gabra Ella
Doe, John
Total Fees Paid: $0.00
Employee:
State of New York
MONROE COUNTY CLERK’S OFFICE
WARNING – THIS SHEET CONSTITUTES THE CLERKS
ENDORSEMENT, REQUIRED BY SECTION 317-a(5) &
SECTION 319 OF THE REAL PROPERTY LAW OF THE
STATE OF NEW YORK. DO NOT DETACH OR REMOVE.
JAMIE ROMEO
MONROE COUNTY CLERK
FILED: MONROE COUNTY CLERK 03/26/2024 11:30 AM INDEX NO. E2024005272
NYSCEF DOC. NO. 2 I MSTALANNT CON¥HACT RECEIVED NYSCEF: 03/26/2024
S AP1E FMANCE CHARGE GMTH ARBITRATION PROilflBION}
confer rAmeer cmemaineer
Beer Nume und Address CoeigerNume niAnemu S pCiether (Name and Addiums)
Cam8Famil25 Cedn)
0Of RNY14ti6 EAST ROCHESTER NY14445
NONROE
in,theBuyer (and Co-Buyer, ifany), may buy thswehicle melow hrcash crencedg.slpik7 Ofs contract,you d"we"
uxism mhuy the vehicle or
rredtunder them|peements onthe frare attl glect cogmucLMiu
cl811s agan gogingmim -t geditor (sometimes or"us" b0lis congract.
theAmoung Financed and Finance Charge hIIS.tands aniziningtothe permeng achetMe glek
W. We wBngure your finance charge on adat
bania.The Thstri-In-Lendhp Dindonures below are p cl
art t his
c ontact
NevWUsedDeum hr and Modes gmide In msm landumr PrimaryUse ForVmich Purchased
s'memmet ame
olharmine oe r mnesseme
int3cnInd
bubw
] Otiudnus
USED 2919 3N1AB7APEV272172 Oepenism O N/A
FEDEftAL TRifHMLENDMG DippLDIiURES inumence.
wu naytw me Aswamune manam
bactpmmanyonepiamous
AINIAL FINANc£ Amsume inimi or 11minismle ussanbums essene (use
aim.m mret
a geq ad mturAny
PERCENTAGE CHARQEFinmucedPaygnsula Price whoM
cmerinmran:6 an c ndtwden Hetixb4tmIby
RATE The dollar The also s el
pionalmil The amoung pas Thisadel eogro1 9nøpbasi
vindog's uthusinance
issequimdIsdied
The cost ci the audt cr mM hhaua
epsid sheryas oir
pladinse cm Inilge.
an amoung cres wm lishn ymn ade st yus
pr credll
ayumty inia. oget you. aleyou your pqrnmudess
mummededL
.htxRig
km n carIfany
insunrise echaded
asharmiandcadmum.
cmtienamed bab4
isuance
paAtlas
cgmp rlus nciB
deacmeme
16.84 3 12471.1 2Mitis.94 3354s..g. s c,,,a,,m,,,n,e ye, ,emand ,yped,,.
$ s
Your Puymunt Schedule WIR Be- gigmee as Opilonel CredA Insurance
N bar d Amowig ci WIman OCims Uls: eayerCoeuyu Oa
"F"'" "F"'"" N' Ooudt owerOloyer Oceaner OBom
72 458.8t is 2 '"""" N/A
Cutuls s h/A
N/A N/f N/A h
OrAsF-onema. N,A
m/A
C semesa andmammanymar--
not au>ememcies.war didson alw crnal
bur Innsance
nestlackir and aus digaMAyInsmance
LalaChaggo. innot
Ifpaymert sucsitedhtula In dignarnIsam, gar u p aInn dimp wn gunnotbea hi Atomega appuel pecast They
dS L00 ar 6 %althe part dmm paymaradiathInntNcheer is '"eeler n be
ol unius yousign
Prepopment W youpayendy,you a run I elopmg apen mf punch shgbbom 4 dBe mammalan crAm a
8mansp InlansL We aregMng aecuty iningestb guenglilcklisha mi fInanced. C1981 a searce Inbmead cm ymr
Addsmd I seBen: Bae esmeas tr minum Mcundee hxas ghtrai dmn mangagnerlL criginal
paymem afic .TNs huurrce inernotgay
datm4 any rapired supnniersbijultobre me stimiMulldlesamisalamrigeMO gueIII nbect 0JmalInit pegrmords.
CreinsbRy kmumnt 65asricttor Incram
ImanranoN0F AMOl#f
f hyour paymere orinthenumber dptymams.
audi
32.4 n Cassings brcludi me buumxe ans
1Cuh Pries same gam) Inezmme suds an ma eigmal a d"Ittranutely
aInar
20AIB DOOGE GRAND CARA 208HN54P38R724583 ""N" ' 8'""
oese taduansumance g 5M
Less lirtor
Ces ccLane Bnce |o) $ - Olher Opeonal kmurance
Ensk Nalludeb g N/A N/A
+c N/A g A ped Inmsunre lann
+omerR/A N/A N/A
ammr S MEl' N Å
/
(guildmmvernmshvegahe.ser,r andesee ame g Cpay Nans
s thmusumace elcue piim (1sus21 g -
aoner alampa naurenanesnars'd aceiers emu eder HoneAssus
(Suhr say leupputulasse unure N/A
Acost dclecroicraminsurance O N/Ap'8= wa
p.wunt..ncecon,.ny«consum.N/A N/A
uln h/A t N/A tenace he N/A
pum
Bumen ameiniums mamma Pelam smumnse on a _. g N/A N/Acompany
COter OMIonalIntranEa Paidaboulame Cu ver Gmspadam . N/A Atkbuse M/A
DFeas Psid mGovertuatit
Ananrks N/A emar apandiruwame Isnetmuted ediaedL
II, N/A g d"ci'ia"*'
h'te rns burne uropem"Ik"mane earms
hr is/Å N/A aas nm
m N/A
NA
gy N/A
4... N/A heaecar
motlea
m.eamm
unsa sou søara
mgraer
apespaen
mpay em use ato
st.
EGommmurd1tius Not inCamh
pictidad !rite n amel I
FGovenanard Ucenseanÿor itag mdon Fen N/A
REG FEE$135.50/INSP FEES21 o 151.55 N/A
aGovemme ceramindTais r- g N/A anyer!lignmuis onk
HGavemngrd
I oihar ch"mas
UnThe
claim
les Fee
must emann
_
isredsmahmortspumans|
s 16.N
N. N/A N/A
a N/A up,ier oyagaminamine.µ g R/A Co-Bu)W 978te Dub
in NISSAN QUALITV er DELuXE 2989.95 INSURANCE DDES NOT INCLUDE
so HOSELTON NISSAl|hr PROCESSING FEE ss 175. THIS
INSURANCE URYON YOUR
ORPROFERTY
LIABILITV FOR
DAMAGE
gy N/APRE O WNEb lallGNISE g R/A BODILY
NA g N/A TO
a N/A M/A N/A t N/A O gogs
mel· agRE FF USUM.ghar- VSI
N/A a N/A ffepangt bdated. toOedh reshm
O"r
N/A k N/A N/A Nfa k rmbfuManndiamesthpmsdve
aammue tieswitsu iseen es,mevS1
N/A in, N/A lor
km abso Crum'suds pdess. tokmaim
3 mana prem:vowinruil bto whide.1sumar easies
N/A N/A N/A domrm "'
Tsaladier Chames IAmmrm PmW mOdius SMur Agent 2335.
g 21g55B. "'"4
aAmngra Fmprad ma s n amar.an anslul abhmunes h3 k
aledmnMameslee lm"dmandmiumditemes.te
ess ainded.ana ru,e vehicle leaimal losemename ehaunscenest anniumme.erstar
....u
. .m.m e-er...e,a-.ne..p.-on-..m.germ.m.um
' the u ide aagg a IDaedynt earsIne bpapny
ase under this cuencl dele
sociarunds
the e1 b
gesellarcunmeng agewd inalnimana or neamd cimci c p herubleyadeigle
eascormc: bhe (Isen
any we past due basses.
mieGiuramourtsess because ycin
celer c9er the ann of alany ppmens a as,
brokecerkacis). CD
initcar a und(Ithe actualcagh w lup undc1m
a5l 1s sunses gyAmtuICAe. p
Ondadeo, rarmainsannam permamunder miscormumbalummeapersiuuarassmeasupenrpauhma
bdp- A, ameneman aaningnubsyousø"emetaldsd
gheepilon eone mrrase idtofoMahr, as chechet al9 mm anIIAAccaP4it pweuard
19mAdeegm Ploulemri
an m isme
arvamman
ascereum.saum= anymacitiessm acace. by
a)O1tsmur pgprsuAcm Parrard winn due nmad. bindngadmmimby aaulNone Gee
hn
e1Owummy mihumommisuacon Parment. Sne pnrapaphts.entheime libelminanamintr IL am ArNg ion Prodgion tyadddonm1
oOwumur.ausI vehWe back tassee pm gagh Le.mdivim Macrminant brdam mmýe amming aa araEbilialt.
inopkn, $ ngs agdi
Igr Be bime $cl N/Aa- sam"mman admenurunne Inducind Buys sipmx
imisap .sd-pre-semaimmemmear-imandes. speemepumpuma cur arex igni
PereN Agamank SAGH hilormalionIrnyouenger anhdilar
arhaanureyf our
tals4rmhh-e rheattoparoll amoist dimivnInimm 2clto
DasInin Amard asreled
F-mancea oncmet crLesse Bahncet
mite
unbamnd goan estnule.
Nan
nem Nond
acaimipsyne na,ttoPrior
annown's hmithe mmout
mains
orean
aerow
b2 gin
piler paySahr Ennenamput
um
readizaranm
Ifa cluelpap4 unourit inless1hannaamours ancen b2
salm anadund myou somainge sons
unrer sammamme x, __ _cmammararenuswe x IL'A
OPUDN: Owupay noinence diargeiftoAmourt Rnanced, lime
thispuNingstener glulme N/A ,Year_C1/6ELLEFrS INITIALS N/A
glasurasrriÅs
m-eissen,.ems...c--......rm..e.--mes..m...-
e...-e......eemme.--.....
nowalruggles inuum Gal ene swan a.an-
s,and
no gmduser erInness
tra emursea
11. reks onlyas bseed wNdas txxinhNew Vxt
IWiOIUIT NGREE1DIlUTER M6AFE
STATE
(A)CONDm0N LAW HEQUIRESTHAT SELLERB OF S ECOl8Halm CAllS CEMPY M WINTINGTOTHE BUYERTHAT EACH CAR16
AT THETEIE OF SALE. CDimmON
p THIB CERTIFICATION18 AGUARANTEETHAT THE CARIS MSAFE ATTHE TRIE OFBALE. INTHE
C VDU HAVE ARIGHT TD REQUESTTHE DEALER10 RERMt OR10RRY MFULL FOR REPAIRS OF A NY UNSAFE CONDmDN
CAR WHICH DOES NOT COMPLY WITH THIS CElmiMOOL TORK 1000L
(0)THIS BUSINESS ISLICENBED BYTHE DEPAMilENT OFCONSURER AFFAIRS, 42BROADWAY, NEW YORK, NEW
COMPLAINT PHONE: (EQ839-087E.
NOCOOLING OFF P ERIOO UNLESSTUU HAVE ACONTRACT
off"orcanceAstion forthissale. CANCELLATION OPTION
State lawdoes notprovide fora"cooling Afteryoueignthiscontract,
youmayonlyconcel RIftheseller agrees orforlegal cause. c nnotcancel thiscontract almply hecause
change yourmind. Thisnotice doesnot tohome soAcileMon sales. Italsodoesnot you
ausedvehicle fromaSeller-Creditor InNeur YorkCityandyoudidnotdecitrie your onto
cancel. ThelowsofNewYorkCityprovide atwo-day canoeAetion opUon Ifyoubuyausedvehl OptIon . Thle
cancellation opUon Insubject tocertain conditless SeetheNYCUsed CarContract CanceHanon
syeemienlfor delails.
Taeannudemenseeaw mayse
andretainNoright
pum
forecehea perfof neanceCheqat
meSomer.The Sdurmayandgnen contract
adwe antsi|pL No onlchuges set eg. Buyer SignsX- Co-Buyer SignsW "'
Iailyput ofthamiradin11ohold. althrpeti slerulIll.
We Iluphby tirmauhtsm adzdy sayd mrcitsig1der
tiscanbact uElcts kifegtisn.Feammds we
may edund imims trmalts some pigmere ulhas eenfrgte amu trnukingeles
Sea Ilackforolher higorigniaglegreords.
NoTicE TOSUVER: t Donotalgn tMa agreement begme youmad RorERcontains a Mank space.2. You areengued toa
cornpletely elledIn oftheagreement AUrnier thelan,you have a advance theAdiamount due. E
doso,you onthenature ofthecuedit service chmrge. pmpay without penalty, or ) under n
chcumulances na ofthe credit service cluzge. 4.Accoulbig you have the purchaelng the
Insurance onghe inotor vehicle provkled torInthlecontract Acm anegent stbroker ofyour own crL
lbuagree totheterma ofthiscontracLYoucenlbnu tlethdoge alytalithis we the ittoyou, and you were free
review acknowledge thplyou hous need eldaiof 1b1s arbitration plowleion on
totake Itand
thereverse alde,
ILYou
before signing below.1be coalirm thatyourecebed a ftcongract,y8lled-in copy inhan youeigned lt.
RETAIL INSTALilENT CONTRACT
Buyer Sigris X Dare"¶mega41uyer Signs K , Dalehya
c..,e-.oenm’c..-h.-e......-,.,.e....e-...-a..-...m...-.-
thesrednaus mpar asdubL1he clhNo19r sInlho sm:udigIsinheaganide unn Inhdig asuct
s. e..e--...m- ,, e.wme.,e.mmma.as..e-w-Rang--
=hrueman ,,,, An5 OAstoud recouse
a agend
Asaped O
FILED: MONROE COUNTY CLERK 03/26/2024 11:30 AM INDEX NO. E2024005272
NYSCEF DOC. NO. 2 OTHER AGREEMENTS
IMPORTANT RECEIVED NYSCEF: 03/26/2024
1. FrlANCE CHARGE AND pAYMENTS d. InsurAce you Imust have onthevetdcle. loss
a.-How wewinfigure Finance Cha galius a ligure -Got ibua mo inbone g1hysicaldamage Insurance covering
Finance Charge onadaily basin attheAguami Peloordoga cicrd age leSin vehicle forthe terrn ofthis contract The
Rate onthe unpakl part o1 theAmmunt Financed. - ingumnce agust t:ouer curintefant inthe vehicle.N you donot
b. How wewillapply paymenia.1111b mayapply asch payment . he Gds ir u m, wemay, #wechoose, buy .physical
tothe ammad and unpaid putdthe Feience Cheign kpthe thunage innumence. tlwedecide tobuy physical damage
unpaid parl oftheAtriount Financed araltoc1her innonets inaugance, soraay aither buy insurance that covers your
you owe under lhin contract Inany onlar use choose.- kda est and our inlerest Inthe vehicle, orbuy insurance that
paynierida ehmago gghut you covein ourintermut. Hwebuy either lype o1insuranca
c. How
must
into
pay.
payments
Webased
orearly
theFhimum Chugs Tolel -ol wewin tonly
enyou which type and the ma®je you must pay. The
Payments. and Total Sate Price shonn cm thehont anthe change wM beSie puemite fortheinsurance and afinance
assimp6on riatyou willmake every pmpneng ontheday b. change camputed attheArirxial Percentage Rule shown.on
isdue 'gbur Finance Charge. Toget ofPapemine. and1himi sus Irontal faie contract use
Sale Price wEbemore ifyou pay ada atalImms Ryou pay Ushe vehicia In10st ardurnaged, you agree that wemay
early, Changes may take thekirrn dalonger oramaAerlinal any knimance settlemera loInduce what you own arrepair
payment or,atour option, more orlower pmpamrds ciUs due inshide. Inurance,
some amount asyour acheduled paymage suldi asmmNor a Wh happens soseturnett maintermnce, o1
linal payment. We willsend you ano8ce telAng you mists servlos, orother cordract charges. IIweget arefund
thane changes before thefinal schdulse papeerit 15due. kmrammce, meIntenance, service, orclher contract charges,
d. You may propsy. Wumay propsy onorpart ofthempmid wemay adaract therefund from what you owe.
part of theAmount Pinanced atany lime withoul penshy, N 1.ATE OR BREAM YOUR OTHER PRDIRSES -
you doso,you must pay theearned and 1.mpshi putdang 3, IF1UU PAT
onelate WuwIII aIsle charge on
Finanz Charge and·aA other amounts due uplotiedeleef a. see lau my charges, pay
enfieffotit. Acceptance g(a
. your payment. islepayment asshonri does your 181a
e, Balloon Payment Oppone. Wur Balloon Paymemi-le due latepaymerd orlate diarge riotexcuse pmyrnents.
.end paymide asdteclosed oninehont d adscomiract. payment ormean vier you I nay losep inaldng late
described tielow.
Because thecontract isasimple thence chmigo conbunt, IL N youpay isle, wemay also take tiesteps
your Balloon Payment may dUer trom Geemount shoun lbUagey have topay allyou oneelence. Ifyou tunak
depending onyour payment habhs. ifchschmd enthe igont your promises (delaun), wemay dernand Ilistyou pay anyou
dthe contract, you have thefonowing optices. cue enthis contract atence subject 10 a nyright you have to
Pay MFrA. ibumay pay tieBelcom Paymeml hkm lakunate thecontract Iorlose (ses below), Delaull rnear e.
" ibudoriot payment on
when due.
assnance. You i nay refinance theBalloon Paymust - " Wu give pay
laine,
any
inmmplete, ormUme; isleadinginforme6on on
unless you areh dalmult under sieconsect. Vwehaue " ibuacruist upplkatIon; isstarted
adenced funds tocuse any delaidt, you men pay usInuk elast aproceedng Inbankruptcy orone
or
before
haunmon
thereEnericIng.
acceptable
ualso
lousbefore
must piuIrids
theshimmdrg.
p1ool of
1he " agginst
uimpak
yDu Dryouf
any
properly:
agreements inthis conIract.
annual percentage rain tortherefinacing w tis31s longr The smount you wm onee wM betheunpald part o1lbs
F1nenced plus the arned and unpaid part ofIhe
ofthe rate
orIhemaximum
ageed tobyyou
rate
and
permined
usatthe
by
Emm
Imur.The
alrakmncir
gone oftie - Arnount
Pumpmid Finarice Charge and theFinance Charge, any late
refinancing wilbebased onthe emowd gelicenced,fierals. changes, and a nyamounts due becauma you d efaulted.
theamount ofthemonthly The seneanced c, itmg have to collection costs. IIwe. anhign
and
monlhly payment willbetheearne
payment,
asinthis conlract EBam onomer
may who lenotpayoursalaried empicyan tocoNect what
refinanced emount win befully pald witlin 3B mgoritusclthe you one, you wlN pay t1eattorney's fee and court as
coats
due date oftheBaBoon Payrnmat, DBierwise, dnomonAhly pumnilled by law. The inaxhnum stiomay's fee you wHI pay
psyment amount editbetheamourn naaded Infi ypmy the win be15% 01 the amount you one.
relinanSd amount within 36months ofEte due dgAs elthe d. Mkmuy taleUse veblcge from you. IIyou delsult, we
Balloon Payment, IIyou wish torefinance, yougauntanilly us may take (and
reposaees) thevehida from you Bwedoaso
has n
inwridog. The nodce must bereceived noInterthen 30days pamamluny thelawallown L nyour vehicle
prior 10 thedue date oftheBaRoon Payment. Ryou chcome electronic BackIg device, you agree that wemay use the
toretiriance theBalloon Paymers etOne thrie theBmAnon deilice tolind1Me vmidde, Ifwetake thevehicle, ary
Paymunt Indue, wewIn provide you with thedisclon s ries, equipment, and replacement parts win swetay
required mder theladeral Truel int.endhig Actb to wththevehicle. Ifargpersonal items are inthe vehide.
agreemeni torefinance wemake prilhyou.Bomyou and we may store them foryou ayt our expense, Ifyou donotask for
must sign theagreement torelbance. . 01sse inarna back, wemay dispose ofIhem asthe law aMons.
See BactWu setl
mpayment
ay thevehicle tousforanamome e. Neur youean getthevehlete Ifuse back take & Ifwe
equal loIheBalloon Wuinust pay usemy-e ger repossess thevehicle, you may pay togetRback. If1wo
amount owed urider piecontract. The sehount you owe an thhge age Irue. you have theright toget the vehicle bluk by
bebased, Inpart, onthevehidin's Wualgo
trillenge. unuBl parklg alpast due payments. any Isle charges, and any
weincurred related 10 the vehicle,
pay
are
ustheastirnated
thegesull ofexcess
costs ofatrepair8
Preview
FILED: MONROE COUNTY CLERK 03/26/2024 11:30 AM INDEX NO. E2024005272 NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 03/26/2024 MONROE COUNTY CLERK’S OFFICE THIS IS NOT A BILL. THIS IS YOUR RECEIPT. Receipt # Book Page Return To: No. Pages: 3 JEFFREY J. TYRPAK Instrument: EXHIBIT(S) Control #: Unrecorded #9741997 Index #: Unassigned-1598772 Date: Ally Bank Time: Baxter, Gabra Ella Doe, John Total Fees Paid: $0.00 Employee: State of New York MONROE COUNTY CLERK’S OFFICE WARNING – THIS SHEET CONSTITUTES THE CLERKS ENDORSEMENT, REQUIRED BY SECTION 317-a(5) & SECTION 319 OF THE REAL PROPERTY LAW OF THE STATE OF NEW YORK. DO NOT DETACH OR REMOVE. JAMIE ROMEO MONROE COUNTY CLERK FILED: MONROE COUNTY CLERK 03/26/2024 11:30 AM INDEX NO. E2024005272 NYSCEF DOC. NO. 2 I MSTALANNT CON¥HACT RECEIVED NYSCEF: 03/26/2024 S AP1E FMANCE CHARGE GMTH ARBITRATION PROilflBION} confer rAmeer cmemaineer Beer Nume und Address CoeigerNume niAnemu S pCiether (Name and Addiums) Cam8Famil25 Cedn) 0Of RNY14ti6 EAST ROCHESTER NY14445 NONROE in,theBuyer (and Co-Buyer, ifany), may buy thswehicle melow hrcash crencedg.slpik7 Ofs contract,you d"we" uxism mhuy the vehicle or rredtunder them|peements onthe frare attl glect cogmucLMiu cl811s agan gogingmim -t geditor (sometimes or"us" b0lis congract. theAmoung Financed and Finance Charge hIIS.tands aniziningtothe permeng achetMe glek W. We wBngure your finance charge on adat bania.The Thstri-In-Lendhp Dindonures below are p cl art t his c ontact NevWUsedDeum hr and Modes gmide In msm landumr PrimaryUse ForVmich Purchased s'memmet ame olharmine oe r mnesseme int3cnInd bubw ] Otiudnus USED 2919 3N1AB7APEV272172 Oepenism O N/A FEDEftAL TRifHMLENDMG DippLDIiURES inumence. wu naytw me Aswamune manam bactpmmanyonepiamous AINIAL FINANc£ Amsume inimi or 11minismle ussanbums essene (use aim.m mret a geq ad mturAny PERCENTAGE CHARQEFinmucedPaygnsula Price whoM cmerinmran:6 an c ndtwden Hetixb4tmIby RATE The dollar The also s el pionalmil The amoung pas Thisadel eogro1 9nøpbasi vindog's uthusinance issequimdIsdied The cost ci the audt cr mM hhaua epsid sheryas oir pladinse cm Inilge. an amoung cres wm lishn ymn ade st yus pr credll ayumty inia. oget you. aleyou your pqrnmudess mummededL .htxRig km n carIfany insunrise echaded asharmiandcadmum. cmtienamed bab4 isuance paAtlas cgmp rlus nciB deacmeme 16.84 3 12471.1 2Mitis.94 3354s..g. s c,,,a,,m,,,n,e ye, ,emand ,yped,,. $ s Your Puymunt Schedule WIR Be- gigmee as Opilonel CredA Insurance N bar d Amowig ci WIman OCims Uls: eayerCoeuyu Oa "F"'" "F"'"" N' Ooudt owerOloyer Oceaner OBom 72 458.8t is 2 '"""" N/A Cutuls s h/A N/A N/f N/A h OrAsF-onema. N,A m/A C semesa andmammanymar-- not au>ememcies.war didson alw crnal bur Innsance nestlackir and aus digaMAyInsmance LalaChaggo. innot Ifpaymert sucsitedhtula In dignarnIsam, gar u p aInn dimp wn gunnotbea hi Atomega appuel pecast They dS L00 ar 6 %althe part dmm paymaradiathInntNcheer is '"eeler n be ol unius yousign Prepopment W youpayendy,you a run I elopmg apen mf punch shgbbom 4 dBe mammalan crAm a 8mansp InlansL We aregMng aecuty iningestb guenglilcklisha mi fInanced. C1981 a searce Inbmead cm ymr Addsmd I seBen: Bae esmeas tr minum Mcundee hxas ghtrai dmn mangagnerlL criginal paymem afic .TNs huurrce inernotgay datm4 any rapired supnniersbijultobre me stimiMulldlesamisalamrigeMO gueIII nbect 0JmalInit pegrmords. CreinsbRy kmumnt 65asricttor Incram ImanranoN0F AMOl#f f hyour paymere orinthenumber dptymams. audi 32.4 n Cassings brcludi me buumxe ans 1Cuh Pries same gam) Inezmme suds an ma eigmal a d"Ittranutely aInar 20AIB DOOGE GRAND CARA 208HN54P38R724583 ""N" ' 8'"" oese taduansumance g 5M Less lirtor Ces ccLane Bnce |o) $ - Olher Opeonal kmurance Ensk Nalludeb g N/A N/A +c N/A g A ped Inmsunre lann +omerR/A N/A N/A ammr S MEl' N Å / (guildmmvernmshvegahe.ser,r andesee ame g Cpay Nans s thmusumace elcue piim (1sus21 g - aoner alampa naurenanesnars'd aceiers emu eder HoneAssus (Suhr say leupputulasse unure N/A Acost dclecroicraminsurance O N/Ap'8= wa p.wunt..ncecon,.ny«consum.N/A N/A uln h/A t N/A tenace he N/A pum Bumen ameiniums mamma Pelam smumnse on a _. g N/A N/Acompany COter OMIonalIntranEa Paidaboulame Cu ver Gmspadam . N/A Atkbuse M/A DFeas Psid mGovertuatit Ananrks N/A emar apandiruwame Isnetmuted ediaedL II, N/A g d"ci'ia"*' h'te rns burne uropem"Ik"mane earms hr is/Å N/A aas nm m N/A NA gy N/A 4... N/A heaecar motlea m.eamm unsa sou søara mgraer apespaen mpay em use ato st. EGommmurd1tius Not inCamh pictidad !rite n amel I FGovenanard Ucenseanÿor itag mdon Fen N/A REG FEE$135.50/INSP FEES21 o 151.55 N/A aGovemme ceramindTais r- g N/A anyer!lignmuis onk HGavemngrd I oihar ch"mas UnThe claim les Fee must emann _ isredsmahmortspumans| s 16.N N. N/A N/A a N/A up,ier oyagaminamine.µ g R/A Co-Bu)W 978te Dub in NISSAN QUALITV er DELuXE 2989.95 INSURANCE DDES NOT INCLUDE so HOSELTON NISSAl|hr PROCESSING FEE ss 175. THIS INSURANCE URYON YOUR ORPROFERTY LIABILITV FOR DAMAGE gy N/APRE O WNEb lallGNISE g R/A BODILY NA g N/A TO a N/A M/A N/A t N/A O gogs mel· agRE FF USUM.ghar- VSI N/A a N/A ffepangt bdated. toOedh reshm O"r N/A k N/A N/A Nfa k rmbfuManndiamesthpmsdve aammue tieswitsu iseen es,mevS1 N/A in, N/A lor km abso Crum'suds pdess. tokmaim 3 mana prem:vowinruil bto whide.1sumar easies N/A N/A N/A domrm "' Tsaladier Chames IAmmrm PmW mOdius SMur Agent 2335. g 21g55B. "'"4 aAmngra Fmprad ma s n amar.an anslul abhmunes h3 k aledmnMameslee lm"dmandmiumditemes.te ess ainded.ana ru,e vehicle leaimal losemename ehaunscenest anniumme.erstar ....u . .m.m e-er...e,a-.ne..p.-on-..m.germ.m.um ' the u ide aagg a IDaedynt earsIne bpapny ase under this cuencl dele sociarunds the e1 b gesellarcunmeng agewd inalnimana or neamd cimci c p herubleyadeigle eascormc: bhe (Isen any we past due basses. mieGiuramourtsess because ycin celer c9er the ann of alany ppmens a as, brokecerkacis). CD initcar a und(Ithe actualcagh w lup undc1m a5l 1s sunses gyAmtuICAe. p Ondadeo, rarmainsannam permamunder miscormumbalummeapersiuuarassmeasupenrpauhma bdp- A, ameneman aaningnubsyousø"emetaldsd gheepilon eone mrrase idtofoMahr, as chechet al9 mm anIIAAccaP4it pweuard 19mAdeegm Ploulemri an m isme arvamman ascereum.saum= anymacitiessm acace. by a)O1tsmur pgprsuAcm Parrard winn due nmad. bindngadmmimby aaulNone Gee hn e1Owummy mihumommisuacon Parment. Sne pnrapaphts.entheime libelminanamintr IL am ArNg ion Prodgion tyadddonm1 oOwumur.ausI vehWe back tassee pm gagh Le.mdivim Macrminant brdam mmýe amming aa araEbilialt. inopkn, $ ngs agdi Igr Be bime $cl N/Aa- sam"mman admenurunne Inducind Buys sipmx imisap .sd-pre-semaimmemmear-imandes. speemepumpuma cur arex igni PereN Agamank SAGH hilormalionIrnyouenger anhdilar arhaanureyf our tals4rmhh-e rheattoparoll amoist dimivnInimm 2clto DasInin Amard asreled F-mancea oncmet crLesse Bahncet mite unbamnd goan estnule. Nan nem Nond acaimipsyne na,ttoPrior annown's hmithe mmout mains orean aerow b2 gin piler paySahr Ennenamput um readizaranm Ifa cluelpap4 unourit inless1hannaamours ancen b2 salm anadund myou somainge sons unrer sammamme x, __ _cmammararenuswe x IL'A OPUDN: Owupay noinence diargeiftoAmourt Rnanced, lime thispuNingstener glulme N/A ,Year_C1/6ELLEFrS INITIALS N/A glasurasrriÅs m-eissen,.ems...c--......rm..e.--mes..m...- e...-e......eemme.--..... nowalruggles inuum Gal ene swan a.an- s,and no gmduser erInness tra emursea 11. reks onlyas bseed wNdas txxinhNew Vxt IWiOIUIT NGREE1DIlUTER M6AFE STATE (A)CONDm0N LAW HEQUIRESTHAT SELLERB OF S ECOl8Halm CAllS CEMPY M WINTINGTOTHE BUYERTHAT EACH CAR16 AT THETEIE OF SALE. CDimmON p THIB CERTIFICATION18 AGUARANTEETHAT THE CARIS MSAFE ATTHE TRIE OFBALE. INTHE C VDU HAVE ARIGHT TD REQUESTTHE DEALER10 RERMt OR10RRY MFULL FOR REPAIRS OF A NY UNSAFE CONDmDN CAR WHICH DOES NOT COMPLY WITH THIS CElmiMOOL TORK 1000L (0)THIS BUSINESS ISLICENBED BYTHE DEPAMilENT OFCONSURER AFFAIRS, 42BROADWAY, NEW YORK, NEW COMPLAINT PHONE: (EQ839-087E. NOCOOLING OFF P ERIOO UNLESSTUU HAVE ACONTRACT off"orcanceAstion forthissale. CANCELLATION OPTION State lawdoes notprovide fora"cooling Afteryoueignthiscontract, youmayonlyconcel RIftheseller agrees orforlegal cause. c nnotcancel thiscontract almply hecause change yourmind. Thisnotice doesnot tohome soAcileMon sales. Italsodoesnot you ausedvehicle fromaSeller-Creditor InNeur YorkCityandyoudidnotdecitrie your onto cancel. ThelowsofNewYorkCityprovide atwo-day canoeAetion opUon Ifyoubuyausedvehl OptIon . Thle cancellation opUon Insubject tocertain conditless SeetheNYCUsed CarContract CanceHanon syeemienlfor delails. Taeannudemenseeaw mayse andretainNoright pum forecehea perfof neanceCheqat meSomer.The Sdurmayandgnen contract adwe antsi|pL No onlchuges set eg. Buyer SignsX- Co-Buyer SignsW "' Iailyput ofthamiradin11ohold. althrpeti slerulIll. We Iluphby tirmauhtsm adzdy sayd mrcitsig1der tiscanbact uElcts kifegtisn.Feammds we may edund imims trmalts some pigmere ulhas eenfrgte amu trnukingeles Sea Ilackforolher higorigniaglegreords. NoTicE TOSUVER: t Donotalgn tMa agreement begme youmad RorERcontains a Mank space.2. You areengued toa cornpletely elledIn oftheagreement AUrnier thelan,you have a advance theAdiamount due. E doso,you onthenature ofthecuedit service chmrge. pmpay without penalty, or ) under n chcumulances na ofthe credit service cluzge. 4.Accoulbig you have the purchaelng the Insurance onghe inotor vehicle provkled torInthlecontract Acm anegent stbroker ofyour own crL lbuagree totheterma ofthiscontracLYoucenlbnu tlethdoge alytalithis we the ittoyou, and you were free review acknowledge thplyou hous need eldaiof 1b1s arbitration plowleion on totake Itand thereverse alde, ILYou before signing below.1be coalirm thatyourecebed a ftcongract,y8lled-in copy inhan youeigned lt. RETAIL INSTALilENT CONTRACT Buyer Sigris X Dare"¶mega41uyer Signs K , Dalehya c..,e-.oenm’c..-h.-e......-,.,.e....e-...-a..-...m...-.- thesrednaus mpar asdubL1he clhNo19r sInlho sm:udigIsinheaganide unn Inhdig asuct s. e..e--...m- ,, e.wme.,e.mmma.as..e-w-Rang-- =hrueman ,,,, An5 OAstoud recouse a agend Asaped O FILED: MONROE COUNTY CLERK 03/26/2024 11:30 AM INDEX NO. E2024005272 NYSCEF DOC. NO. 2 OTHER AGREEMENTS IMPORTANT RECEIVED NYSCEF: 03/26/2024 1. FrlANCE CHARGE AND pAYMENTS d. InsurAce you Imust have onthevetdcle. loss a.-How wewinfigure Finance Cha galius a ligure -Got ibua mo inbone g1hysicaldamage Insurance covering Finance Charge onadaily basin attheAguami Peloordoga cicrd age leSin vehicle forthe terrn ofthis contract The Rate onthe unpakl part o1 theAmmunt Financed. - ingumnce agust t:ouer curintefant inthe vehicle.N you donot b. How wewillapply paymenia.1111b mayapply asch payment . he Gds ir u m, wemay, #wechoose, buy .physical tothe ammad and unpaid putdthe Feience Cheign kpthe thunage innumence. tlwedecide tobuy physical damage unpaid parl oftheAtriount Financed araltoc1her innonets inaugance, soraay aither buy insurance that covers your you owe under lhin contract Inany onlar use choose.- kda est and our inlerest Inthe vehicle, orbuy insurance that paynierida ehmago gghut you covein ourintermut. Hwebuy either lype o1insuranca c. How must into pay. payments Webased orearly theFhimum Chugs Tolel -ol wewin tonly enyou which type and the ma®je you must pay. The Payments. and Total Sate Price shonn cm thehont anthe change wM beSie puemite fortheinsurance and afinance assimp6on riatyou willmake every pmpneng ontheday b. change camputed attheArirxial Percentage Rule shown.on isdue 'gbur Finance Charge. Toget ofPapemine. and1himi sus Irontal faie contract use Sale Price wEbemore ifyou pay ada atalImms Ryou pay Ushe vehicia In10st ardurnaged, you agree that wemay early, Changes may take thekirrn dalonger oramaAerlinal any knimance settlemera loInduce what you own arrepair payment or,atour option, more orlower pmpamrds ciUs due inshide. Inurance, some amount asyour acheduled paymage suldi asmmNor a Wh happens soseturnett maintermnce, o1 linal payment. We willsend you ano8ce telAng you mists servlos, orother cordract charges. IIweget arefund thane changes before thefinal schdulse papeerit 15due. kmrammce, meIntenance, service, orclher contract charges, d. You may propsy. Wumay propsy onorpart ofthempmid wemay adaract therefund from what you owe. part of theAmount Pinanced atany lime withoul penshy, N 1.ATE OR BREAM YOUR OTHER PRDIRSES - you doso,you must pay theearned and 1.mpshi putdang 3, IF1UU PAT onelate WuwIII aIsle charge on Finanz Charge and·aA other amounts due uplotiedeleef a. see lau my charges, pay enfieffotit. Acceptance g(a . your payment. islepayment asshonri does your 181a e, Balloon Payment Oppone. Wur Balloon Paymemi-le due latepaymerd orlate diarge riotexcuse pmyrnents. .end paymide asdteclosed oninehont d adscomiract. payment ormean vier you I nay losep inaldng late described tielow. Because thecontract isasimple thence chmigo conbunt, IL N youpay isle, wemay also take tiesteps your Balloon Payment may dUer trom Geemount shoun lbUagey have topay allyou oneelence. Ifyou tunak depending onyour payment habhs. ifchschmd enthe igont your promises (delaun), wemay dernand Ilistyou pay anyou dthe contract, you have thefonowing optices. cue enthis contract atence subject 10 a nyright you have to Pay MFrA. ibumay pay tieBelcom Paymeml hkm lakunate thecontract Iorlose (ses below), Delaull rnear e. " ibudoriot payment on when due. assnance. You i nay refinance theBalloon Paymust - " Wu give pay laine, any inmmplete, ormUme; isleadinginforme6on on unless you areh dalmult under sieconsect. Vwehaue " ibuacruist upplkatIon; isstarted adenced funds tocuse any delaidt, you men pay usInuk elast aproceedng Inbankruptcy orone or before haunmon thereEnericIng. acceptable ualso lousbefore must piuIrids theshimmdrg. p1ool of 1he " agginst uimpak yDu Dryouf any properly: agreements inthis conIract. annual percentage rain tortherefinacing w tis31s longr The smount you wm onee wM betheunpald part o1lbs F1nenced plus the arned and unpaid part ofIhe ofthe rate orIhemaximum ageed tobyyou rate and permined usatthe by Emm Imur.The alrakmncir gone oftie - Arnount Pumpmid Finarice Charge and theFinance Charge, any late refinancing wilbebased onthe emowd gelicenced,fierals. changes, and a nyamounts due becauma you d efaulted. theamount ofthemonthly The seneanced c, itmg have to collection costs. IIwe. anhign and monlhly payment willbetheearne payment, asinthis conlract EBam onomer may who lenotpayoursalaried empicyan tocoNect what refinanced emount win befully pald witlin 3B mgoritusclthe you one, you wlN pay t1eattorney's fee and court as coats due date oftheBaBoon Payrnmat, DBierwise, dnomonAhly pumnilled by law. The inaxhnum stiomay's fee you wHI pay psyment amount editbetheamourn naaded Infi ypmy the win be15% 01 the amount you one. relinanSd amount within 36months ofEte due dgAs elthe d. Mkmuy taleUse veblcge from you. IIyou delsult, we Balloon Payment, IIyou wish torefinance, yougauntanilly us may take (and reposaees) thevehida from you Bwedoaso has n inwridog. The nodce must bereceived noInterthen 30days pamamluny thelawallown L nyour vehicle prior 10 thedue date oftheBaRoon Payment. Ryou chcome electronic BackIg device, you agree that wemay use the toretiriance theBalloon Paymers etOne thrie theBmAnon deilice tolind1Me vmidde, Ifwetake thevehicle, ary Paymunt Indue, wewIn provide you with thedisclon s ries, equipment, and replacement parts win swetay required mder theladeral Truel int.endhig Actb to wththevehicle. Ifargpersonal items are inthe vehide. agreemeni torefinance wemake prilhyou.Bomyou and we may store them foryou ayt our expense, Ifyou donotask for must sign theagreement torelbance. . 01sse inarna back, wemay dispose ofIhem asthe law aMons. See BactWu setl mpayment ay thevehicle tousforanamome e. Neur youean getthevehlete Ifuse back take & Ifwe equal loIheBalloon Wuinust pay usemy-e ger repossess thevehicle, you may pay togetRback. If1wo amount owed urider piecontract. The sehount you owe an thhge age Irue. you have theright toget the vehicle bluk by bebased, Inpart, onthevehidin's Wualgo trillenge. unuBl parklg alpast due payments. any Isle charges, and any weincurred related 10 the vehicle, pay are ustheastirnated thegesull ofexcess costs ofatrepair8