Preview
iD: J AWAR OUN PK 10 DM INDEX NO. EF2024-216
NYSCEF BOC. NO. 7 RECEIVED NYSCEF: 03/19/2024
EXHIBIT F
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985,
CERTIFIED TRACKING 7022 1670 0001 2684 1168 Branch Office NMLS #9785
December 2, 2022
CERTIFIED MAIL
ETURN RECEIPT REQUESTE:
FIRST CLASS MAIL
Kenneth D Hallstead
461 Marvin Hollow Rd
Walton, NY 13856
NOTICE OF ATTEMPT TO COLLECT DEBT
RE: Account No. aaa)
Property Address: 461 MARVIN HOLLOW ROAD, WALTON, NY 13856
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. SN SERVICING CORPORATION, ITS
EMPLOYEES, AGENTS AND ATTORNEYS ARE ATTEMPTING TO COLLECT THIS DEBT. ANY
INFORMATION THAT WE OBTAIN WILL BE USED FOR THAT PURPOSE.
IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT
REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT SUCH A DEBT AS YOUR PERSONAL LIABILITY, BUT IS INSTEAD A STEP IN
THE ENFORCEMENT OF A MORTGAGE LIEN AGAINST YOUR PROPERTY.
Dear Kenneth D Hallstead;
Please be advised that SN Servicing Corporation (hereinafter referred to as “SN Servicing”) is the agent for
U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust of the above-referenced
loan (hereinafter referred to as “the Debt”) and it has authorized SN Servicing to act on its behalf regarding
the collection of the Debt. This office is relying on information provided by U.S. Bank Trust National
Association, as Trustee of LB-Tiki Series V Trust, and important data regarding that information is
found on page two of this document.
You are hereby provided formal notice that you are in default under the terms and conditions of the Note and
Security Instrument (i.e., Deed of Trust, Mortgage, etc.) for failure to pay the required installments. The
amount required to cure your default as of the date of this letter is the sum of payments that have come due
on and after the date of default, October 6, 2021, plus late charges, periodic adjustments to the payment
amount and costs, all of which total $6,800.59. The date of default is the date that you are due for under the
terms of the Note.
You may cure your default within 90 days from the date of this letter, which is March 2, 2023 (or if said date
falls on a Saturday, Sunday or legal Holiday, then on the first business day thereafter) by remitting payment
to SN Servicing for the above amount, plus all applicable penalties, late charges, and additional fees and
expenses which became due during this 90-day period. This amount includes amounts which will become
due after the date of this notice, but before 90 days from the date of this letter. As a result of the default, any
payment arrangements other than those stated in the Note and Security Instrument will no longer be
accepted. SN Servicing reserves the right to accept or reject a partial payment of the total amount due
without waiving any of its rights herein or otherwise. SN Servicing requires that all payments must be made
in certified funds, cashier's check or money order(s).
This letter serves as further notice that SN Servicing intends to enforce the provisions of the Note and
Security Instrument. If you do not pay the full amount of $6,800.59 plus all applicable penalties, late
charges, and additional fees and expenses which became due during this 90-day period on or before March
2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business data
thereafter), this letter shall serve as further notice to you that immediately thereafter, and without further
demand or notice to you, SN Servicing will accelerate the entire sum of both principal and interest. U.S.
Bank Trust National Association, as Trustee of LB-Tiki Series V Trust may also invoke any and all remedies
provided for in the Note and Security Instrument, including but not limited to the foreclosure sale of the
property. Additional attorney's fees and costs, as provided for in the Security Instrument, that may be
incurred will be your responsibility should you choose to cure the default. As of the date of this letter, the
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985
Branch Office NMLS #9785
total amount of the Debt owed is the sum of the unpaid principal balance, which is $5,487.89, plus accrued
but unpaid interest, late charges, advances and costs.
You may, if required by law or your loan documents, have the right to cure your default after the acceleration
of your payments and prior to the foreclosure sale of your property by paying all amounts past due within the
time permitted by law. However, you will be responsible for all reasonable fees and costs incurred by SN
Servicing in pursuing any of their remedies, including but not limited to reasonable attorney's fees, to the full
extent permitted by law. Further, you may have the right to assert in the foreclosure proceeding the non-
existence of a default or any other defense you may have to acceleration and foreclosure.
IMPORTANT INFORMATION REGARDING YOUR DEBT
SN Servicing is attempting to collect a debt that you owe to U.S. Bank Trust National Association, as
Trustee of LB-Tiki Series V Trust and any information that we obtain will be used for that purpose.
You are hereby further notified of the following information regarding your Debt:
1) The amount of the debt: Remaining principal balance of $5,487.89 plus unpaid accrued
interest, escrowlimpound shortages or credits, late charges, legal fees/costs, and
miscellaneous charges.
2) Name of the creditor to whom the debt is owed: U.S. Bank Trust National Association, as
Trustee of LB-Tiki Series V Trust.
3) Unless you dispute the validity of the debt or any portion thereof within thirty (30) days after
receipt of the Notice, we will assume that the debt is valid.
4) If you notify us in writing within thirty (30) days after receipt of the Notice that the debt or any
portion thereof is disputed, we will obtain verification of the debt or a copy of any judgment
against you representing the debt and a copy of such verification or judgment will be mailed
to you from our office.
5) You will be provided with the name and address of the original creditor, if different from the
current creditor, if you send us a request for this information, within thirty (30) days after
receipt of this Notice.
NO PERSON IN THIS OFFICE WILL GIVE YOU ANY LEGAL ADVICE.
If, at any time, you make a written request to this office not to be contacted by phone at your place of
employment, we will not do so. If, at any time, you make a written request to this office not to contact you,
we will not do so, except by legal action.
You are notified that this default and any other legal action that may occur as a result thereof may be
reported to one or more local and national credit reporting agencies.
All communication about this matter must be made through SN Servicing. If you have ANY
QUESTIONS regarding the amounts due, or wish to discuss payment arrangements, please contact
Geoff Edington at (800) 603-0836.
SN Servicing requires that all payments must be made in certified funds, cashier’s check or money
order(s) payable to and mailed to:
SN Servicing Corporation
323 Fifth Street
Eureka, CA 95501
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985
Branch Office NMLS #9785
Very truly yours,
SN Servicing Corporation
For Colorado residents, SN Servicing Corporation may also be contacted at the following address or phone
number during normal business hours: Colorado Manager, Inc, 8690 Wolff Court, Suite 110, Westminster,
CO 80031, 303-920-4763 office, or 303-920-4767 fax.
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985,
Branch Office NMLS #9785
December 2, 2022
Kenneth D Hallstead
461 Marvin Hollow Rd
Walton, NY 13856
NOTICE OF ATTEMPT TO COLLECT DEBT
RE: Account No. aaa)
Property Address: 461 MARVIN HOLLOW ROAD, WALTON, NY 13856
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. SN SERVICING CORPORATION, ITS
EMPLOYEES, AGENTS AND ATTORNEYS ARE ATTEMPTING TO COLLECT THIS DEBT. ANY
INFORMATION THAT WE OBTAIN WILL BE USED FOR THAT PURPOSE.
IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT
REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT SUCH A DEBT AS YOUR PERSONAL LIABILITY, BUT IS INSTEAD A STEP IN
THE ENFORCEMENT OF A MORTGAGE LIEN AGAINST YOUR PROPERTY.
Dear Kenneth D Hallstead;
Please be advised that SN Servicing Corporation (hereinafter referred to as “SN Servicing”) is the agent for
U.S. Bank Trust National Association, as Trustee of LB- ki Series V Trust of the above-referenced
loan (hereinafter referred to as “the Debt”) and it has authorized SN Servicing to act on its behalf regarding
the collection of the Debt. This office is relying on information provided by U.S. Bank Trust National
Association, as Trustee of LB-Tiki Series V Trust, and important data regarding that information is
found on page two of this document.
You are hereby provided formal notice that you are in default under the terms and conditions of the Note and
Security Instrument (i.e., Deed of Trust, Mortgage, etc.) for failure to pay the required installments. The
amount required to cure your default as of the date of this letter is the sum of payments that have come due
on and after the date of default, October 6, 2021, plus late charges, periodic adjustments to the payment
amount and costs, all of which total $6,800.59. The date of default is the date that you are due for under the
terms of the Note.
You may cure your default within 90 days from the date of this letter, which is March 2, 2023 (or if said date
falls on a Saturday, Sunday or legal Holiday, then on the first business day thereafter) by remitting payment
to SN Servicing for the above amount, plus all applicable penalties, late charges, and additional fees and
expenses which became due during this 90-day period. This amount includes amounts which will become
due after the date of this notice, but before 90 days from the date of this letter. As a result of the default, any
payment arrangements other than those stated in the Note and Security Instrument will no longer be
accepted. SN Servicing reserves the right to accept or reject a partial payment of the total amount due
without waiving any of its rights herein or otherwise. SN Servicing requires that all payments must be made
in certified funds, cashier's check or money order(s).
This letter serves as further notice that SN Servicing intends to enforce the provisions of the Note and
Security Instrument. If you do not pay the full amount of $6,800.59 plus all applicable penalties, late
charges, and additional fees and expenses which became due during this 90-day period on or before March
2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business data
thereafter), this letter shall serve as further notice to you that immediately thereafter, and without further
demand or notice to you, SN Servicing will accelerate the entire sum of both principal and interest. U.S.
Bank Trust National Association, as Trustee of LB-Tiki Series V Trust may also invoke any and all remedies
provided for in the Note and Security Instrument, including but not limited to the foreclosure sale of the
property. Additional attorney's fees and costs, as provided for in the Security Instrument, that may be
incurred will be your responsibility should you choose to cure the default. As of the date of this letter, the
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985
Branch Office NMLS #9785
total amount of the Debt owed is the sum of the unpaid principal balance, which is $5,487.89, plus accrued
but unpaid interest, late charges, advances and costs.
You may, if required by law or your loan documents, have the right to cure your default after the acceleration
of your payments and prior to the foreclosure sale of your property by paying all amounts past due within the
time permitted by law. However, you will be responsible for all reasonable fees and costs incurred by SN
Servicing in pursuing any of their remedies, including but not limited to reasonable attorney's fees, to the full
extent permitted by law. Further, you may have the right to assert in the foreclosure proceeding the non-
existence of a default or any other defense you may have to acceleration and foreclosure.
IMPORTANT INFORMATION REGARDING YOUR DEBT
SN Servicing is attempting to collect a debt that you owe to U.S. Bank Trust National Association, as
Trustee of LB-Tiki Series V Trust and any information that we obtain will be used for that purpose.
You are hereby further notified of the following information regarding your Debt:
1) The amount of the debt: Remaining principal balance of $5,487.89 plus unpaid accrued
interest, escrowlimpound shortages or credits, late charges, legal fees/costs, and
miscellaneous charges.
2) Name of the creditor to whom the debt is owed: U.S. Bank Trust National Association, as
Trustee of LB-Tiki Series V Trust.
3) Unless you dispute the validity of the debt or any portion thereof within thirty (30) days after
receipt of the Notice, we will assume that the debt is valid.
4) If you notify us in writing within thirty (30) days after receipt of the Notice that the debt or any
portion thereof is disputed, we will obtain verification of the debt or a copy of any judgment
against you representing the debt and a copy of such verification or judgment will be mailed
to you from our office.
5) You will be provided with the name and address of the original creditor, if different from the
current creditor, if you send us a request for this information, within thirty (30) days after
receipt of this Notice.
NO PERSON IN THIS OFFICE WILL GIVE YOU ANY LEGAL ADVICE.
If, at any time, you make a written request to this office not to be contacted by phone at your place of
employment, we will not do so. If, at any time, you make a written request to this office not to contact you,
we will not do so, except by legal action.
You are notified that this default and any other legal action that may occur as a result thereof may be
reported to one or more local and national credit reporting agencies.
All communication about this matter must be made through SN Servicing. If you have ANY
QUESTIONS regarding the amounts due, or wish to discuss payment arrangements, please contact
Geoff Edington at (800) 603-0836.
SN Servicing requires that all payments must be made in certified funds, cashier’s check or money
order(s) payable to and mailed to:
SN Servicing Corporation
323 Fifth Street
Eureka, CA 95501
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985
Branch Office NMLS #9785
Very truly yours,
SN Servicing Corporation
For Colorado residents, SN Servicing Corporation may also be contacted at the following address or phone
number during normal business hours: Colorado Manager, Inc, 8690 Wolff Court, Suite 110, Westminster,
CO 80031, 303-920-4763 office, or 303-920-4767 fax.
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985,
Branch Office NMLS #9785
CERTIFIED TRACKING 7022 1670 0001 2684 1137
December 2, 2022
CERTIFIED MAIL
ETURN RECEIPT REQUESTE:
FIRST CLASS MAIL
Estate of Joyce A Rhinebeck
461 Marvin Hollow Rd
Walton, NY 13856
NOTICE OF ATTEMPT TO COLLECT DEBT
RE: Account No. aaa)
Property Address: 461 MARVIN HOLLOW ROAD, WALTON, NY 13856
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. SN SERVICING CORPORATION, ITS
EMPLOYEES, AGENTS AND ATTORNEYS ARE ATTEMPTING TO COLLECT THIS DEBT. ANY
INFORMATION THAT WE OBTAIN WILL BE USED FOR THAT PURPOSE.
IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT
REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT SUCH A DEBT AS YOUR PERSONAL LIABILITY, BUT IS INSTEAD A STEP IN
THE ENFORCEMENT OF A MORTGAGE LIEN AGAINST YOUR PROPERTY.
Dear Estate of Joyce A Rhinebeck;
Please be advised that SN Servicing Corporation (hereinafter referred to as “SN Servicing”) is the agent for
U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust of the above-referenced
loan (hereinafter referred to as “the Debt”) and it has authorized SN Servicing to act on its behalf regarding
the collection of the Debt. This office is relying on information provided by U.S. Bank Trust National
Association, as Trustee of LB-Tiki Series V Trust, and important data regarding that information is
found on page two of this document.
You are hereby provided formal notice that you are in default under the terms and conditions of the Note and
Security Instrument (i.e., Deed of Trust, Mortgage, etc.) for failure to pay the required installments. The
amount required to cure your default as of the date of this letter is the sum of payments that have come due
on and after the date of default, October 6, 2021, plus late charges, periodic adjustments to the payment
amount and costs, all of which total $6,800.59. The date of default is the date that you are due for under the
terms of the Note.
You may cure your default within 90 days from the date of this letter, which is March 2, 2023 (or if said date
falls on a Saturday, Sunday or legal Holiday, then on the first business day thereafter) by remitting payment
to SN Servicing for the above amount, plus all applicable penalties, late charges, and additional fees and
expenses which became due during this 90-day period. This amount includes amounts which will become
due after the date of this notice, but before 90 days from the date of this letter. As a result of the default, any
payment arrangements other than those stated in the Note and Security Instrument will no longer be
accepted. SN Servicing reserves the right to accept or reject a partial payment of the total amount due
without waiving any of its rights herein or otherwise. SN Servicing requires that all payments must be made
in certified funds, cashier's check or money order(s).
This letter serves as further notice that SN Servicing intends to enforce the provisions of the Note and
Security Instrument. If you do not pay the full amount of $6,800.59 plus all applicable penalties, late
charges, and additional fees and expenses which became due during this 90-day period on or before March
2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business data
thereafter), this letter shall serve as further notice to you that immediately thereafter, and without further
demand or notice to you, SN Servicing will accelerate the entire sum of both principal and interest. U.S.
Bank Trust National Association, as Trustee of LB-Tiki Series V Trust may also invoke any and all remedies
provided for in the Note and Security Instrument, including but not limited to the foreclosure sale of the
property. Additional attorney's fees and costs, as provided for in the Security Instrument, that may be
incurred will be your responsibility should you choose to cure the default. As of the date of this letter, the
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985
Branch Office NMLS #9785
total amount of the Debt owed is the sum of the unpaid principal balance, which is $5,487.89, plus accrued
but unpaid interest, late charges, advances and costs.
You may, if required by law or your loan documents, have the right to cure your default after the acceleration
of your payments and prior to the foreclosure sale of your property by paying all amounts past due within the
time permitted by law. However, you will be responsible for all reasonable fees and costs incurred by SN
Servicing in pursuing any of their remedies, including but not limited to reasonable attorney's fees, to the full
extent permitted by law. Further, you may have the right to assert in the foreclosure proceeding the non-
existence of a default or any other defense you may have to acceleration and foreclosure.
IMPORTANT INFORMATION REGARDING YOUR DEBT
SN Servicing is attempting to collect a debt that you owe to U.S. Bank Trust National Association, as
Trustee of LB-Tiki Series V Trust and any information that we obtain will be used for that purpose.
You are hereby further notified of the following information regarding your Debt:
1) The amount of the debt: Remaining principal balance of $5,487.89 plus unpaid accrued
interest, escrowlimpound shortages or credits, late charges, legal fees/costs, and
miscellaneous charges.
2) Name of the creditor to whom the debt is owed: U.S. Bank Trust National Association, as
Trustee of LB-Tiki Series V Trust.
3) Unless you dispute the validity of the debt or any portion thereof within thirty (30) days after
receipt of the Notice, we will assume that the debt is valid.
4) If you notify us in writing within thirty (30) days after receipt of the Notice that the debt or any
portion thereof is disputed, we will obtain verification of the debt or a copy of any judgment
against you representing the debt and a copy of such verification or judgment will be mailed
to you from our office.
5) You will be provided with the name and address of the original creditor, if different from the
current creditor, if you send us a request for this information, within thirty (30) days after
receipt of this Notice.
NO PERSON IN THIS OFFICE WILL GIVE YOU ANY LEGAL ADVICE.
If, at any time, you make a written request to this office not to be contacted by phone at your place of
employment, we will not do so. If, at any time, you make a written request to this office not to contact you,
we will not do so, except by legal action.
You are notified that this default and any other legal action that may occur as a result thereof may be
reported to one or more local and national credit reporting agencies.
All communication about this matter must be made through SN Servicing. If you have ANY
QUESTIONS regarding the amounts due, or wish to discuss payment arrangements, please contact
Geoff Edington at (800) 603-0836.
SN Servicing requires that all payments must be made in certified funds, cashier’s check or money
order(s) payable to and mailed to:
SN Servicing Corporation
323 Fifth Street
Eureka, CA 95501
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985
Branch Office NMLS #9785
Very truly yours,
SN Servicing Corporation
For Colorado residents, SN Servicing Corporation may also be contacted at the following address or phone
number during normal business hours: Colorado Manager, Inc, 8690 Wolff Court, Suite 110, Westminster,
CO 80031, 303-920-4763 office, or 303-920-4767 fax.
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985,
Branch Office NMLS #9785
December 2, 2022
Estate of Joyce A Rhinebeck
461 Marvin Hollow Rd
Walton, NY 13856
NOTICE OF ATTEMPT TO COLLECT DEBT
RE: Account No. aaa)
Property Address: 461 MARVIN HOLLOW ROAD, WALTON, NY 13856
THIS COMMUNICATION IS FROM A DEBT COLLECTOR. SN SERVICING CORPORATION, ITS
EMPLOYEES, AGENTS AND ATTORNEYS ARE ATTEMPTING TO COLLECT THIS DEBT. ANY
INFORMATION THAT WE OBTAIN WILL BE USED FOR THAT PURPOSE.
IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT
REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN
ATTEMPT TO COLLECT SUCH A DEBT AS YOUR PERSONAL LIABILITY, BUT IS INSTEAD A STEP IN
THE ENFORCEMENT OF A MORTGAGE LIEN AGAINST YOUR PROPERTY.
Dear Estate of Joyce A Rhinebeck;
Please be advised that SN Servicing Corporation (hereinafter referred to as “SN Servicing”) is the agent for
U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust of the above-referenced
loan (hereinafter referred to as “the Debt”) and it has authorized SN Servicing to act on its behalf regarding
the collection of the Debt. This office is relying on information provided by U.S. Bank Trust National
Association, as Trustee of LB-Tiki Series V Trust, and important data regarding that information is
found on page two of this document.
You are hereby provided formal notice that you are in default under the terms and conditions of the Note and
Security Instrument (i.e., Deed of Trust, Mortgage, etc.) for failure to pay the required installments. The
amount required to cure your default as of the date of this letter is the sum of payments that have come due
on and after the date of default, October 6, 2021, plus late charges, periodic adjustments to the payment
amount and costs, all of which total $6,800.59. The date of default is the date that you are due for under the
terms of the Note.
You may cure your default within 90 days from the date of this letter, which is March 2, 2023 (or if said date
falls on a Saturday, Sunday or legal Holiday, then on the first business day thereafter) by remitting payment
to SN Servicing for the above amount, plus all applicable penalties, late charges, and additional fees and
expenses which became due during this 90-day period. This amount includes amounts which will become
due after the date of this notice, but before 90 days from the date of this letter. As a result of the default, any
payment arrangements other than those stated in the Note and Security Instrument will no longer be
accepted. SN Servicing reserves the right to accept or reject a partial payment of the total amount due
without waiving any of its rights herein or otherwise. SN Servicing requires that all payments must be made
in certified funds, cashier's check or money order(s).
This letter serves as further notice that SN Servicing intends to enforce the provisions of the Note and
Security Instrument. If you do not pay the full amount of $6,800.59 plus all applicable penalties, late
charges, and additional fees and expenses which became due during this 90-day period on or before March
2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business data
thereafter), this letter shall serve as further notice to you that immediately thereafter, and without further
demand or notice to you, SN Servicing will accelerate the entire sum of both principal and interest. U.S.
Bank Trust National Association, as Trustee of LB-Tiki Series V Trust may also invoke any and all remedies
provided for in the Note and Security Instrument, including but not limited to the foreclosure sale of the
property. Additional attorney's fees and costs, as provided for in the Security Instrument, that may be
incurred will be your responsibility should you choose to cure the default. As of the date of this letter, the
=: INDEX NO. EF2024-216
NYS, RECEIVED NYSCEF: 03/19/2024
>asERVICING CORPORATION
323 5" Street (800) 603-0836
Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643
8:00 a.m. 5:00 p.m. Pacific Time
Main Office NMLS #5985
Branch Office NMLS #9785
total amount of the Debt owed is the sum of the unpaid principal balance, which is $5,487.89, plus accrued
but unpaid interest, late charges, advances and costs.
You may, if required by law or your loan documents, have the right to cure your default after the acceleration
of your payments and prior to the foreclosure sale of your property by paying all amounts past due within the
time permitted by law. However, you will be responsible for all reasonable fees and costs incurred by SN
Servicing in pursuing any of their remedies, including but not limited to reasonable attorney's fees, to the full
extent permitted by law. Further, you may have the right to assert in the foreclosure proceeding the non-
existence of a default or any other defense you may have to acceleration and foreclosure.
IMPORTANT INFORMATION REGARDING YOUR DEBT
SN Servicing is attempting to collect a debt that you owe to U.S. Bank Trust National Association, as
Trustee of LB-Tiki Series V Trust and any information that we obtain will be used for that purpose.
You are hereby further notified of the following information regarding your Debt:
1) The amount of the debt: Remaining principal balance of $5,487.89 plus unpaid accrued
interest, escrowlimpound shortages or credits, late charges, legal fees/costs, and
miscellaneous charges.
2) Name of the creditor to whom the debt is owed: U.S. Bank Trust National Association, as
Trustee of LB-Tiki Series V Trust.
3) Unless you dispute the validity of the debt or any portion thereof within thirty (30) days after
receipt of the Notice, we will assume that the debt is valid.
4) If you notify us in writing within thirty (30) days after receipt of the Notice that the debt or any
portion thereof is disputed, we will obtain verification of the debt or a copy of any judgment
against you representing the debt and a copy of such verification or judgment will be mailed
to you from our office.
5) You will be provided with the name and address of the original creditor, if different from the
current creditor, if you send us a request for this information, within thirty (30) days after
receipt of this Notice.
NO PERSON IN THIS OFFICE WILL GIVE YOU ANY LEGAL ADVICE.
If, at any time, you make a written request to this office not to be contacted by phone at your place of
employment, we will not do so. If, at any time, you make a written request to this office not to contact you,
we will not do so, except by legal action.
You are notified that this default and any other legal action that may occur as a result thereof may be
reported to one or more local and national credit reporting agencies.
All communication about this matter must be made through SN Servicing. If you have ANY
QUESTIONS regarding the amounts due, or wish to discuss payment arrangements,
Preview
iD: J AWAR OUN PK 10 DM INDEX NO. EF2024-216 NYSCEF BOC. NO. 7 RECEIVED NYSCEF: 03/19/2024 EXHIBIT F =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985, CERTIFIED TRACKING 7022 1670 0001 2684 1168 Branch Office NMLS #9785 December 2, 2022 CERTIFIED MAIL ETURN RECEIPT REQUESTE: FIRST CLASS MAIL Kenneth D Hallstead 461 Marvin Hollow Rd Walton, NY 13856 NOTICE OF ATTEMPT TO COLLECT DEBT RE: Account No. aaa) Property Address: 461 MARVIN HOLLOW ROAD, WALTON, NY 13856 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. SN SERVICING CORPORATION, ITS EMPLOYEES, AGENTS AND ATTORNEYS ARE ATTEMPTING TO COLLECT THIS DEBT. ANY INFORMATION THAT WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT SUCH A DEBT AS YOUR PERSONAL LIABILITY, BUT IS INSTEAD A STEP IN THE ENFORCEMENT OF A MORTGAGE LIEN AGAINST YOUR PROPERTY. Dear Kenneth D Hallstead; Please be advised that SN Servicing Corporation (hereinafter referred to as “SN Servicing”) is the agent for U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust of the above-referenced loan (hereinafter referred to as “the Debt”) and it has authorized SN Servicing to act on its behalf regarding the collection of the Debt. This office is relying on information provided by U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust, and important data regarding that information is found on page two of this document. You are hereby provided formal notice that you are in default under the terms and conditions of the Note and Security Instrument (i.e., Deed of Trust, Mortgage, etc.) for failure to pay the required installments. The amount required to cure your default as of the date of this letter is the sum of payments that have come due on and after the date of default, October 6, 2021, plus late charges, periodic adjustments to the payment amount and costs, all of which total $6,800.59. The date of default is the date that you are due for under the terms of the Note. You may cure your default within 90 days from the date of this letter, which is March 2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business day thereafter) by remitting payment to SN Servicing for the above amount, plus all applicable penalties, late charges, and additional fees and expenses which became due during this 90-day period. This amount includes amounts which will become due after the date of this notice, but before 90 days from the date of this letter. As a result of the default, any payment arrangements other than those stated in the Note and Security Instrument will no longer be accepted. SN Servicing reserves the right to accept or reject a partial payment of the total amount due without waiving any of its rights herein or otherwise. SN Servicing requires that all payments must be made in certified funds, cashier's check or money order(s). This letter serves as further notice that SN Servicing intends to enforce the provisions of the Note and Security Instrument. If you do not pay the full amount of $6,800.59 plus all applicable penalties, late charges, and additional fees and expenses which became due during this 90-day period on or before March 2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business data thereafter), this letter shall serve as further notice to you that immediately thereafter, and without further demand or notice to you, SN Servicing will accelerate the entire sum of both principal and interest. U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust may also invoke any and all remedies provided for in the Note and Security Instrument, including but not limited to the foreclosure sale of the property. Additional attorney's fees and costs, as provided for in the Security Instrument, that may be incurred will be your responsibility should you choose to cure the default. As of the date of this letter, the =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985 Branch Office NMLS #9785 total amount of the Debt owed is the sum of the unpaid principal balance, which is $5,487.89, plus accrued but unpaid interest, late charges, advances and costs. You may, if required by law or your loan documents, have the right to cure your default after the acceleration of your payments and prior to the foreclosure sale of your property by paying all amounts past due within the time permitted by law. However, you will be responsible for all reasonable fees and costs incurred by SN Servicing in pursuing any of their remedies, including but not limited to reasonable attorney's fees, to the full extent permitted by law. Further, you may have the right to assert in the foreclosure proceeding the non- existence of a default or any other defense you may have to acceleration and foreclosure. IMPORTANT INFORMATION REGARDING YOUR DEBT SN Servicing is attempting to collect a debt that you owe to U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust and any information that we obtain will be used for that purpose. You are hereby further notified of the following information regarding your Debt: 1) The amount of the debt: Remaining principal balance of $5,487.89 plus unpaid accrued interest, escrowlimpound shortages or credits, late charges, legal fees/costs, and miscellaneous charges. 2) Name of the creditor to whom the debt is owed: U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust. 3) Unless you dispute the validity of the debt or any portion thereof within thirty (30) days after receipt of the Notice, we will assume that the debt is valid. 4) If you notify us in writing within thirty (30) days after receipt of the Notice that the debt or any portion thereof is disputed, we will obtain verification of the debt or a copy of any judgment against you representing the debt and a copy of such verification or judgment will be mailed to you from our office. 5) You will be provided with the name and address of the original creditor, if different from the current creditor, if you send us a request for this information, within thirty (30) days after receipt of this Notice. NO PERSON IN THIS OFFICE WILL GIVE YOU ANY LEGAL ADVICE. If, at any time, you make a written request to this office not to be contacted by phone at your place of employment, we will not do so. If, at any time, you make a written request to this office not to contact you, we will not do so, except by legal action. You are notified that this default and any other legal action that may occur as a result thereof may be reported to one or more local and national credit reporting agencies. All communication about this matter must be made through SN Servicing. If you have ANY QUESTIONS regarding the amounts due, or wish to discuss payment arrangements, please contact Geoff Edington at (800) 603-0836. SN Servicing requires that all payments must be made in certified funds, cashier’s check or money order(s) payable to and mailed to: SN Servicing Corporation 323 Fifth Street Eureka, CA 95501 =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985 Branch Office NMLS #9785 Very truly yours, SN Servicing Corporation For Colorado residents, SN Servicing Corporation may also be contacted at the following address or phone number during normal business hours: Colorado Manager, Inc, 8690 Wolff Court, Suite 110, Westminster, CO 80031, 303-920-4763 office, or 303-920-4767 fax. =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985, Branch Office NMLS #9785 December 2, 2022 Kenneth D Hallstead 461 Marvin Hollow Rd Walton, NY 13856 NOTICE OF ATTEMPT TO COLLECT DEBT RE: Account No. aaa) Property Address: 461 MARVIN HOLLOW ROAD, WALTON, NY 13856 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. SN SERVICING CORPORATION, ITS EMPLOYEES, AGENTS AND ATTORNEYS ARE ATTEMPTING TO COLLECT THIS DEBT. ANY INFORMATION THAT WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT SUCH A DEBT AS YOUR PERSONAL LIABILITY, BUT IS INSTEAD A STEP IN THE ENFORCEMENT OF A MORTGAGE LIEN AGAINST YOUR PROPERTY. Dear Kenneth D Hallstead; Please be advised that SN Servicing Corporation (hereinafter referred to as “SN Servicing”) is the agent for U.S. Bank Trust National Association, as Trustee of LB- ki Series V Trust of the above-referenced loan (hereinafter referred to as “the Debt”) and it has authorized SN Servicing to act on its behalf regarding the collection of the Debt. This office is relying on information provided by U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust, and important data regarding that information is found on page two of this document. You are hereby provided formal notice that you are in default under the terms and conditions of the Note and Security Instrument (i.e., Deed of Trust, Mortgage, etc.) for failure to pay the required installments. The amount required to cure your default as of the date of this letter is the sum of payments that have come due on and after the date of default, October 6, 2021, plus late charges, periodic adjustments to the payment amount and costs, all of which total $6,800.59. The date of default is the date that you are due for under the terms of the Note. You may cure your default within 90 days from the date of this letter, which is March 2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business day thereafter) by remitting payment to SN Servicing for the above amount, plus all applicable penalties, late charges, and additional fees and expenses which became due during this 90-day period. This amount includes amounts which will become due after the date of this notice, but before 90 days from the date of this letter. As a result of the default, any payment arrangements other than those stated in the Note and Security Instrument will no longer be accepted. SN Servicing reserves the right to accept or reject a partial payment of the total amount due without waiving any of its rights herein or otherwise. SN Servicing requires that all payments must be made in certified funds, cashier's check or money order(s). This letter serves as further notice that SN Servicing intends to enforce the provisions of the Note and Security Instrument. If you do not pay the full amount of $6,800.59 plus all applicable penalties, late charges, and additional fees and expenses which became due during this 90-day period on or before March 2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business data thereafter), this letter shall serve as further notice to you that immediately thereafter, and without further demand or notice to you, SN Servicing will accelerate the entire sum of both principal and interest. U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust may also invoke any and all remedies provided for in the Note and Security Instrument, including but not limited to the foreclosure sale of the property. Additional attorney's fees and costs, as provided for in the Security Instrument, that may be incurred will be your responsibility should you choose to cure the default. As of the date of this letter, the =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985 Branch Office NMLS #9785 total amount of the Debt owed is the sum of the unpaid principal balance, which is $5,487.89, plus accrued but unpaid interest, late charges, advances and costs. You may, if required by law or your loan documents, have the right to cure your default after the acceleration of your payments and prior to the foreclosure sale of your property by paying all amounts past due within the time permitted by law. However, you will be responsible for all reasonable fees and costs incurred by SN Servicing in pursuing any of their remedies, including but not limited to reasonable attorney's fees, to the full extent permitted by law. Further, you may have the right to assert in the foreclosure proceeding the non- existence of a default or any other defense you may have to acceleration and foreclosure. IMPORTANT INFORMATION REGARDING YOUR DEBT SN Servicing is attempting to collect a debt that you owe to U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust and any information that we obtain will be used for that purpose. You are hereby further notified of the following information regarding your Debt: 1) The amount of the debt: Remaining principal balance of $5,487.89 plus unpaid accrued interest, escrowlimpound shortages or credits, late charges, legal fees/costs, and miscellaneous charges. 2) Name of the creditor to whom the debt is owed: U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust. 3) Unless you dispute the validity of the debt or any portion thereof within thirty (30) days after receipt of the Notice, we will assume that the debt is valid. 4) If you notify us in writing within thirty (30) days after receipt of the Notice that the debt or any portion thereof is disputed, we will obtain verification of the debt or a copy of any judgment against you representing the debt and a copy of such verification or judgment will be mailed to you from our office. 5) You will be provided with the name and address of the original creditor, if different from the current creditor, if you send us a request for this information, within thirty (30) days after receipt of this Notice. NO PERSON IN THIS OFFICE WILL GIVE YOU ANY LEGAL ADVICE. If, at any time, you make a written request to this office not to be contacted by phone at your place of employment, we will not do so. If, at any time, you make a written request to this office not to contact you, we will not do so, except by legal action. You are notified that this default and any other legal action that may occur as a result thereof may be reported to one or more local and national credit reporting agencies. All communication about this matter must be made through SN Servicing. If you have ANY QUESTIONS regarding the amounts due, or wish to discuss payment arrangements, please contact Geoff Edington at (800) 603-0836. SN Servicing requires that all payments must be made in certified funds, cashier’s check or money order(s) payable to and mailed to: SN Servicing Corporation 323 Fifth Street Eureka, CA 95501 =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985 Branch Office NMLS #9785 Very truly yours, SN Servicing Corporation For Colorado residents, SN Servicing Corporation may also be contacted at the following address or phone number during normal business hours: Colorado Manager, Inc, 8690 Wolff Court, Suite 110, Westminster, CO 80031, 303-920-4763 office, or 303-920-4767 fax. =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985, Branch Office NMLS #9785 CERTIFIED TRACKING 7022 1670 0001 2684 1137 December 2, 2022 CERTIFIED MAIL ETURN RECEIPT REQUESTE: FIRST CLASS MAIL Estate of Joyce A Rhinebeck 461 Marvin Hollow Rd Walton, NY 13856 NOTICE OF ATTEMPT TO COLLECT DEBT RE: Account No. aaa) Property Address: 461 MARVIN HOLLOW ROAD, WALTON, NY 13856 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. SN SERVICING CORPORATION, ITS EMPLOYEES, AGENTS AND ATTORNEYS ARE ATTEMPTING TO COLLECT THIS DEBT. ANY INFORMATION THAT WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT SUCH A DEBT AS YOUR PERSONAL LIABILITY, BUT IS INSTEAD A STEP IN THE ENFORCEMENT OF A MORTGAGE LIEN AGAINST YOUR PROPERTY. Dear Estate of Joyce A Rhinebeck; Please be advised that SN Servicing Corporation (hereinafter referred to as “SN Servicing”) is the agent for U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust of the above-referenced loan (hereinafter referred to as “the Debt”) and it has authorized SN Servicing to act on its behalf regarding the collection of the Debt. This office is relying on information provided by U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust, and important data regarding that information is found on page two of this document. You are hereby provided formal notice that you are in default under the terms and conditions of the Note and Security Instrument (i.e., Deed of Trust, Mortgage, etc.) for failure to pay the required installments. The amount required to cure your default as of the date of this letter is the sum of payments that have come due on and after the date of default, October 6, 2021, plus late charges, periodic adjustments to the payment amount and costs, all of which total $6,800.59. The date of default is the date that you are due for under the terms of the Note. You may cure your default within 90 days from the date of this letter, which is March 2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business day thereafter) by remitting payment to SN Servicing for the above amount, plus all applicable penalties, late charges, and additional fees and expenses which became due during this 90-day period. This amount includes amounts which will become due after the date of this notice, but before 90 days from the date of this letter. As a result of the default, any payment arrangements other than those stated in the Note and Security Instrument will no longer be accepted. SN Servicing reserves the right to accept or reject a partial payment of the total amount due without waiving any of its rights herein or otherwise. SN Servicing requires that all payments must be made in certified funds, cashier's check or money order(s). This letter serves as further notice that SN Servicing intends to enforce the provisions of the Note and Security Instrument. If you do not pay the full amount of $6,800.59 plus all applicable penalties, late charges, and additional fees and expenses which became due during this 90-day period on or before March 2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business data thereafter), this letter shall serve as further notice to you that immediately thereafter, and without further demand or notice to you, SN Servicing will accelerate the entire sum of both principal and interest. U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust may also invoke any and all remedies provided for in the Note and Security Instrument, including but not limited to the foreclosure sale of the property. Additional attorney's fees and costs, as provided for in the Security Instrument, that may be incurred will be your responsibility should you choose to cure the default. As of the date of this letter, the =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985 Branch Office NMLS #9785 total amount of the Debt owed is the sum of the unpaid principal balance, which is $5,487.89, plus accrued but unpaid interest, late charges, advances and costs. You may, if required by law or your loan documents, have the right to cure your default after the acceleration of your payments and prior to the foreclosure sale of your property by paying all amounts past due within the time permitted by law. However, you will be responsible for all reasonable fees and costs incurred by SN Servicing in pursuing any of their remedies, including but not limited to reasonable attorney's fees, to the full extent permitted by law. Further, you may have the right to assert in the foreclosure proceeding the non- existence of a default or any other defense you may have to acceleration and foreclosure. IMPORTANT INFORMATION REGARDING YOUR DEBT SN Servicing is attempting to collect a debt that you owe to U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust and any information that we obtain will be used for that purpose. You are hereby further notified of the following information regarding your Debt: 1) The amount of the debt: Remaining principal balance of $5,487.89 plus unpaid accrued interest, escrowlimpound shortages or credits, late charges, legal fees/costs, and miscellaneous charges. 2) Name of the creditor to whom the debt is owed: U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust. 3) Unless you dispute the validity of the debt or any portion thereof within thirty (30) days after receipt of the Notice, we will assume that the debt is valid. 4) If you notify us in writing within thirty (30) days after receipt of the Notice that the debt or any portion thereof is disputed, we will obtain verification of the debt or a copy of any judgment against you representing the debt and a copy of such verification or judgment will be mailed to you from our office. 5) You will be provided with the name and address of the original creditor, if different from the current creditor, if you send us a request for this information, within thirty (30) days after receipt of this Notice. NO PERSON IN THIS OFFICE WILL GIVE YOU ANY LEGAL ADVICE. If, at any time, you make a written request to this office not to be contacted by phone at your place of employment, we will not do so. If, at any time, you make a written request to this office not to contact you, we will not do so, except by legal action. You are notified that this default and any other legal action that may occur as a result thereof may be reported to one or more local and national credit reporting agencies. All communication about this matter must be made through SN Servicing. If you have ANY QUESTIONS regarding the amounts due, or wish to discuss payment arrangements, please contact Geoff Edington at (800) 603-0836. SN Servicing requires that all payments must be made in certified funds, cashier’s check or money order(s) payable to and mailed to: SN Servicing Corporation 323 Fifth Street Eureka, CA 95501 =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985 Branch Office NMLS #9785 Very truly yours, SN Servicing Corporation For Colorado residents, SN Servicing Corporation may also be contacted at the following address or phone number during normal business hours: Colorado Manager, Inc, 8690 Wolff Court, Suite 110, Westminster, CO 80031, 303-920-4763 office, or 303-920-4767 fax. =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985, Branch Office NMLS #9785 December 2, 2022 Estate of Joyce A Rhinebeck 461 Marvin Hollow Rd Walton, NY 13856 NOTICE OF ATTEMPT TO COLLECT DEBT RE: Account No. aaa) Property Address: 461 MARVIN HOLLOW ROAD, WALTON, NY 13856 THIS COMMUNICATION IS FROM A DEBT COLLECTOR. SN SERVICING CORPORATION, ITS EMPLOYEES, AGENTS AND ATTORNEYS ARE ATTEMPTING TO COLLECT THIS DEBT. ANY INFORMATION THAT WE OBTAIN WILL BE USED FOR THAT PURPOSE. IF YOU HAVE PREVIOUSLY RECEIVED A DISCHARGE IN BANKRUPTCY AND THIS DEBT WAS NOT REAFFIRMED, THIS CORRESPONDENCE IS NOT AND SHOULD NOT BE CONSTRUED TO BE AN ATTEMPT TO COLLECT SUCH A DEBT AS YOUR PERSONAL LIABILITY, BUT IS INSTEAD A STEP IN THE ENFORCEMENT OF A MORTGAGE LIEN AGAINST YOUR PROPERTY. Dear Estate of Joyce A Rhinebeck; Please be advised that SN Servicing Corporation (hereinafter referred to as “SN Servicing”) is the agent for U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust of the above-referenced loan (hereinafter referred to as “the Debt”) and it has authorized SN Servicing to act on its behalf regarding the collection of the Debt. This office is relying on information provided by U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust, and important data regarding that information is found on page two of this document. You are hereby provided formal notice that you are in default under the terms and conditions of the Note and Security Instrument (i.e., Deed of Trust, Mortgage, etc.) for failure to pay the required installments. The amount required to cure your default as of the date of this letter is the sum of payments that have come due on and after the date of default, October 6, 2021, plus late charges, periodic adjustments to the payment amount and costs, all of which total $6,800.59. The date of default is the date that you are due for under the terms of the Note. You may cure your default within 90 days from the date of this letter, which is March 2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business day thereafter) by remitting payment to SN Servicing for the above amount, plus all applicable penalties, late charges, and additional fees and expenses which became due during this 90-day period. This amount includes amounts which will become due after the date of this notice, but before 90 days from the date of this letter. As a result of the default, any payment arrangements other than those stated in the Note and Security Instrument will no longer be accepted. SN Servicing reserves the right to accept or reject a partial payment of the total amount due without waiving any of its rights herein or otherwise. SN Servicing requires that all payments must be made in certified funds, cashier's check or money order(s). This letter serves as further notice that SN Servicing intends to enforce the provisions of the Note and Security Instrument. If you do not pay the full amount of $6,800.59 plus all applicable penalties, late charges, and additional fees and expenses which became due during this 90-day period on or before March 2, 2023 (or if said date falls on a Saturday, Sunday or legal Holiday, then on the first business data thereafter), this letter shall serve as further notice to you that immediately thereafter, and without further demand or notice to you, SN Servicing will accelerate the entire sum of both principal and interest. U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust may also invoke any and all remedies provided for in the Note and Security Instrument, including but not limited to the foreclosure sale of the property. Additional attorney's fees and costs, as provided for in the Security Instrument, that may be incurred will be your responsibility should you choose to cure the default. As of the date of this letter, the =: INDEX NO. EF2024-216 NYS, RECEIVED NYSCEF: 03/19/2024 >asERVICING CORPORATION 323 5" Street (800) 603-0836 Eureka, CA 95501 Para Espafiol, Ext. 2660 0 2643 8:00 a.m. 5:00 p.m. Pacific Time Main Office NMLS #5985 Branch Office NMLS #9785 total amount of the Debt owed is the sum of the unpaid principal balance, which is $5,487.89, plus accrued but unpaid interest, late charges, advances and costs. You may, if required by law or your loan documents, have the right to cure your default after the acceleration of your payments and prior to the foreclosure sale of your property by paying all amounts past due within the time permitted by law. However, you will be responsible for all reasonable fees and costs incurred by SN Servicing in pursuing any of their remedies, including but not limited to reasonable attorney's fees, to the full extent permitted by law. Further, you may have the right to assert in the foreclosure proceeding the non- existence of a default or any other defense you may have to acceleration and foreclosure. IMPORTANT INFORMATION REGARDING YOUR DEBT SN Servicing is attempting to collect a debt that you owe to U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust and any information that we obtain will be used for that purpose. You are hereby further notified of the following information regarding your Debt: 1) The amount of the debt: Remaining principal balance of $5,487.89 plus unpaid accrued interest, escrowlimpound shortages or credits, late charges, legal fees/costs, and miscellaneous charges. 2) Name of the creditor to whom the debt is owed: U.S. Bank Trust National Association, as Trustee of LB-Tiki Series V Trust. 3) Unless you dispute the validity of the debt or any portion thereof within thirty (30) days after receipt of the Notice, we will assume that the debt is valid. 4) If you notify us in writing within thirty (30) days after receipt of the Notice that the debt or any portion thereof is disputed, we will obtain verification of the debt or a copy of any judgment against you representing the debt and a copy of such verification or judgment will be mailed to you from our office. 5) You will be provided with the name and address of the original creditor, if different from the current creditor, if you send us a request for this information, within thirty (30) days after receipt of this Notice. NO PERSON IN THIS OFFICE WILL GIVE YOU ANY LEGAL ADVICE. If, at any time, you make a written request to this office not to be contacted by phone at your place of employment, we will not do so. If, at any time, you make a written request to this office not to contact you, we will not do so, except by legal action. You are notified that this default and any other legal action that may occur as a result thereof may be reported to one or more local and national credit reporting agencies. All communication about this matter must be made through SN Servicing. If you have ANY QUESTIONS regarding the amounts due, or wish to discuss payment arrangements,