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  • Community Bank, N.A. v. Kaitlyn A CampbellOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Community Bank, N.A. v. Kaitlyn A CampbellOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Community Bank, N.A. v. Kaitlyn A CampbellOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Community Bank, N.A. v. Kaitlyn A CampbellOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Community Bank, N.A. v. Kaitlyn A CampbellOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Community Bank, N.A. v. Kaitlyn A CampbellOther Matters - Consumer Credit (Non-Card) Transaction document preview
						
                                

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FILED: STEUBEN COUNTY CLERK 03/13/2024 02:26 PM INDEX NO. E2024-0320CV NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 03/13/2024 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF STEUBEN COMMUNITY BANK, N.A. 45-49 Court St Canton, NY 13617 Plaintiff, SUMMONS Index No. Kaitlyn A Campbell Filed Date Defendant(s). CONSUMER CREDIT TRANSACTION TO THE ABOVE NAMED DEFENDANT(S) : YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer on the plaintiff's attorneys within twenty days after service of this summons, exclusive of the day of service, or thirty days after service is completed if this summons is not personally delivered to you within the State of New York. Upon your failure to answer, a judgment will be entered against you by default for the relief demanded in the complaint. The basis of venue is that the defendant reside(s) in the County of STEUBEN. Dated: Thomas R. McCormick, Es . ORDD LAW, LLP Attorneys for the Plaintiff 19 Executive Park Dr. Clifton Park, New York 12065 (518) 383-4085 FOR PROCESS SERVER ONLY DEFENDANT(S): Kaitlyn A Campbell 71 N MAIN ST HORNELL, NY 14843 NOTICE: WE ARE A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT 920000958 AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. 1 of 3 FILED: STEUBEN COUNTY CLERK 03/13/2024 02:26 PM INDEX NO. E2024-0320CV NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 03/13/2024 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF STEUBEN COMMUNITY BANK, N.A. 45-49 Court St Canton, NY 13617 Plaintiff, VERIFIED -against- COMPLAINT Index No. Kaitlyn A Campbell Defendant(s). The plaintiff alleges: 1. Plaintiff is a Bank. 2. Upon information and belief, defendant(s) reside(s) in, or transaction took place in, the county in which this action was commenced. 3. On September 15, 2021, the plaintiff and defendant(s) entered into a contract whereby plaintiff agreed to provide defendant(s) a loan secured by certain collateral. A copy of the agreement is attached hereto as Exhibit "1". Defendant was assigned account number ending in 0958. 4. Pursuant to CPLR §105(q-1), the original creditor is COMMUNITY BANK, N.A.. 5. The last four digits of the account number printed on the final notice is 0958. 6. On or about November 15, 2021, defendant(s) defaulted on the repayment of said loan. Defendant's last payment was made on 10/15/2021 in the amount of $158.85. As such, defendant is in default under the terms of the agreement. 7. Due to defendant(s) default, plaintiff took possession of the collateral and sold it in a commercially reasonable manner at a public or private sale. 8. The date the final notice of the account was provided to the defendant was 07/19/2022. 9. The balance printed on the final notice was $2,695.89. 10. After the sale of the collateral, plaintiff accelerated the loan and demanded payment in full on February 1, 2022. 11. The total balance owed is: $2,638.07, which consists of a principal balance of $1,622.76; finance charge of $0.00; fees attomeys' imposed by the Original Creditor of $760.00; Collection costs of $0.00; fees of $0.00; interest of $255.31; and other fees of $0.00. WHEREFORE, the plaintiff demands judgment against defendant(s) in the sum of $2,638.07 with interest at the rate of 7.74% from February 1, 2022; costs and disbursements of this action. Dated: THOMAS R. MCCORMICK, ESQ. ORDD LAW, LLP Attorneys for the Plaintiff 19 Executive Park Dr. Clifton Park, New York 12065 (518) 383-4085 NOTICE: WE ARE A DEBT COLLECTOR ATTEMPTING TO COLLECT THIS DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. BANK,N.A.- ACCOUNT COMMUNITY NUMBER ENDINGIN0958 2 of 3 FILED: STEUBEN COUNTY CLERK 03/13/2024 02:26 PM INDEX NO. E2024-0320CV NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 03/13/2024 SVC-H-3 (81) SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF STEUBEN COMMUNITY BANK, N.A. 45-49 Court St Canton, NY 13617 Plaintiff, -against- VERIFICATION Kaitlyn A Campbell Defendant(s). The undersigned, being duly sworn, deposes and says: 1. I am an officer or agent of the plaintiff, which is a Bank. 2. I have read the foregoing complaint and the same is true to my knowledge, except those matters alleged upon information and belief, and as to those matters, I believe it to be true. 3. The grounds of my belief as to all matters n( tated upon my knowledge are the plaintiffs business records. Pa Dent Assistant Collection Manager o o before me this day of , 20 Notary Public JESSICA SUE BURKE Notary Public, State of New York No. 01BU6425494 Qualified in St. Lawrence County Commission Expires Nov. 22, 2025 3 of 3