Preview
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192
NYSCEFSUPREME COURT
DOC. NO. 1 OF THE STATE OF NEW YORK Index No. RECEIVED NYSCEF: 02/26/2024
COUNTY OF CHEMUNG Date Filed: ________________
----------------------------------------
JPMORGAN CHASE BANK, N.A.
SUMMONS (ORIGINAL)
Plaintiff
-against-
HEATHER A HENRY The Basis of Venue is:
Defendant's residence
Defendant(s) Plaintiff's Residence:
---------------------------------------- 201 N WALNUT ST
WILMINGTON, DE 19801
CONSUMER CREDIT TRANSACTION County of NEW CASTLE
To the above named defendant(s):
YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve
a copy of your answer, or, if the complaint is not served with this summons
to serve a notice of appearance, on the Plaintiff's Attorney(s) within
TWENTY days after the service of this summons, exclusive of the day of
service (or within THIRTY days after the service is complete if this
summons is not personally delivered to you within the State of New York);
and in case of your failure to appear or answer, judgment will be taken
against you by default for the relief demanded herein.
Dated: Islandia, New York
FEBRUARY 26, 2024 RUBIN & ROTHMAN, LLC
Attorneys for Plaintiff
1787 Veterans Highway
Islandia, N.Y. 11749
(631) 234-1500
DEFENDANT(S) ADDRESS:
HEATHER A HENRY
1259 SHANNON AVE ELMIRA, NY 14904-3032
WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
NYC DCA LIC. 2110651
Our File No 1527061 Y 11 0- 0 V SZV 000
000006789921
1 of 9
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192
NYSCEFSUPREME COURT
DOC. NO. 1 OF THE STATE OF NEW YORK RECEIVED NYSCEF: 02/26/2024
COUNTY OF CHEMUNG Index No.
----------------------------------------
JPMORGAN CHASE BANK, N.A.
Plaintiff
-against- COMPLAINT (ORIGINAL)
HEATHER A HENRY
Defendant(s)
----------------------------------------
Plaintiff, by its attorneys, complaining of Defendant(s), alleges:
AS AND FOR A FIRST CAUSE OF ACTION
1. Defendant(s) resides in the county in which this action is brought;
or transacted business in the county in which this action is brought
in person or through an agent, or this cause of action arose out of
said transaction. Plaintiff is not required to be licensed by the
NYC Dept of Consumer Affairs because it is the original creditor.
2. Plaintiff is a national banking association chartered under the laws
of the United States.
3. Defendant(s) maintained a revolving credit account with Plaintiff and
agreed to make payments for goods and services charged, balance
transfers, and/or cash advances made upon such card.
4. Defendant(s) later defaulted on the terms of the agreement.
5. The last payment in good and collectable funds was received
on or about 1/08/24 in the amount of $ 304.00.
6. The last four digits of the account number printed on the most recent
monthly statement recording a purchase transaction, last payment or
balance transfer are 8973
7. The account balance printed on the most recent monthly statement
recording a purchase transaction, last payment or balance transfer is
$ 11,806.75.
8. Plaintiff is the entity that owned the consumer credit account at
the date of default giving rise to the cause of action and is the
original creditor as defined by CPLR 105(q-1).
2 of 9
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/26/2024
9. Defendant(s) failed to make the payments due pursuant to the credit
account and $ 11,209.00 is now due and owing to Plaintiff from
Defendant. This amount includes a charge-off balance of $ 12,201.35,
post charge-off interest of $ .00, post charge-off non-interest
charges or fees and/or other balance adjustment of $ .00, less
post charge-off payments, balance adjustments and/or credits made on
the debt of $ 992.35.
10. A copy of the charge-off statement issued for the account at issue
is attached hereto.
WHEREFORE, Plaintiff requests judgment against Defendant(s) in the sum of
$ 11,209.00.
RUBIN & ROTHMAN, LLC
FEBRUARY 26, 2024 Attorneys for Plaintiff
1787 Veterans Highway
Islandia, NY 11749
(631) 234-1500
Deponent is an attorney associated with Rubin & Rothman, LLC. To the best
of deponent's knowledge, information and belief, formed after an inquiry
reasonable under the circumstances, the summons and complaint or the
contentions therein are not frivolous as defined in section 130-1.1(c)
of the Rules of the Chief Adm. and the matter was not obtained through
illegal conduct or in violation of 22 NYCRR 1200, Rule 4.5.
Dated: FEBRUARY 26, 2024 ______________________
SUBY MATHEW
WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
NYC DCA LIC. 2110651
Our FILE
OUR File NO
No 1527061 X 13 0- 0 V SZV 000
000006789921
3 of 9
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192
NYSCEFSUPREME COURT
DOC. NO. 1 OF THE STATE OF NEW YORK RECEIVED NYSCEF: 02/26/2024
COUNTY OF CHEMUNG
----------------------------------------
JPMORGAN CHASE BANK, N.A.
Plaintiff
-against- Index No.
HEATHER A HENRY
Defendant(s)
----------------------------------------
NOTICE OF ELECTRONIC FILING
(Mandatory Case)
(Uniform Rule § 202.5-bb)
You have received this Notice because:
1) The Plaintiff/Petitioner, whose name is listed above, has filed this
case using the New York State Courts E-filing system ("NYSCEF"), and
2) You are a Defendant/Respondent (a party) in this case.
If you are represented by an attorney:
Give this Notice to your attorney. (Attorneys: see "Information for
Attorneys" pg. 2).
If you are not represented by an attorney:
You will be served with all documents in paper and you must serve and file
your documents in paper, unless you choose to participate in e-filing.
If you choose to participate in e-filing, you must have access to a
computer and a scanner or other device to convert documents into electronic
format, a connection to the internet, and an e-mail address to receive
service of documents.
The benefits of participating in e-filing include:
Serving and filing your documents electronically.
Free access to view and print your e-filed documents.
Limiting your number of trips to the courthouse.
Paying any court fees on-line (credit card needed).
Our file no.: 1527061 Page 1 of 2 2/26/24 EFM-1
4 of 9
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/26/2024
To register for e-filing or for more information about how e-filing works:
Visit: www.nycourts.gov/efile-unrepresented or
Contact the Clerk's Office or Help Center at the court where the case was
filed. Court contact information can be found at www.nycourts.gov
To find legal information to help you represent yourself visit www.nycourt.
gov
Information for Attorneys
(E-filing is Mandatory for Attorneys)
An attorney representing a party who is served with this notice must
either:
1) immediately record his or her representation within the e-filed matter
on the NYSCEF site www.nycourts.gov/efile; or
2) file the Notice of Opt-Out form with the clerk of the court where this
action is pending and serve on all parties. Exemptions from mandatory
e-filing are limited to attorneys who certify in good faith that they
lack the computer hardware and/or scanner and/or internet connection
or that they lack (along with all employees subject to their direction)
the knowledge to operate such equipment. [Section 202.5-bb(e)].
For additional information about electronic filing and to create a NYSCEF
account, visit the NYSCEF website at www.nycourts.gov/efile; or contact the
NYSCEF Resource Center (phone: 646-386-3033; e-mail: nyscef@nycourts.gov).
Dated: Islandia, New York
FEBRUARY 26, 2024
____________________ RUBIN & ROTHMAN, LLC
SUBY MATHEW 1787 VETERANS HIGHWAY
RUBIN & ROTHMAN, LLC ISLANDIA, NY 11749
(631) 234-1500
NYDOCS@RUBINROTHMAN.COM
To: HEATHER A HENRY
1259 SHANNON AVE
ELMIRA, NY 14904-3032
Index no.: Page 2 of 2 2/26/24 EFM-1
WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE
USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
NYC DCA LIC. 2110651
Our File No 1527061 X 15 0- 0 V SZV 000
000006789921
5 of 9
INDEX
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM NO. 2024-5192
Manage your account online: Customer Service: Mobile: Download the
NYSCEF DOC. NO. 1 www.chase.com/Southwest RECEIVED NYSCEF: 02/26/2024
1-800-792-0001
Chase Mobile
Â’
app today
SCENARIO-1D
New Balance
June 2023 SOUTHWESTÂ’ RAPID
$12,201.35
S M T W T F S
REWARDSÂ’ CREDIT CARD
Minimum Payment Due
28 29 30 31 1 2 3
$3,582.00 SUMMARY
4 5 6 7 8 9 10
+ 3X Pts for Southwest purchases 0
Payment Due Date
11 12 13 14 15 16 17 + 2X Points for Partner purchases 0
06/04/23 + 2X Pts for local transit/commuting 0
18 19 20 21 22 23 24
+ 2X Pts for internet/cable/phone services 0
25 26 27 28 29 30 1 + 2X Pts for select streaming 0
2 3 4 5 6 7 8 - Total Rapid Rewards transf. to
Minimum Payment Warning:
Southwest 0
Minimum Payment Warning: If you make only the minimum
View your card rewards dashboard and see all the benefits of
payment each period, you will pay more in interest and it will take you
your Rapid RewardsÂ’ Credit Card at
longer to pay off your balance. For example:
www.chase.com/Southwest. View point totals and redeem at
www.Southwest.com/rraccount. Call 1-800-I-FLY-SWA or visit
Table Summary
www.Southwest.com.
If you make no You will pay off the And you will end up
additional charges balance shown on this paying an estimated
using this card and statement in about... total of... Earn 3 Rapid RewardsÂ’ points per $1 spent on purchases made
each month you pay... directly with Southwest AirlinesÂ’. Earn 2 points per $1 spent on
purchases at participating Rapid Rewards hotel and rental car
Only the minimum 18 months $12,920 partners. Earn 2 points per $1 spent on local transit and
payment commuting purchases, including rideshare. Earn 2 points per $1
spent on internet, cable, phone services, and select streaming
If you would like information about credit counseling services, call purchases. Earn 1 point per $1 on all other purchases.
1-866-797-2885.
ACCOUNT SUMMARY
Account Number: 8973
Previous Balance $12,101.48
Payment, Credits $0.00
Purchases $0.00
Cash Advances $0.00
Balance Transfers $0.00
Fees Charged $0.00
Interest Charged +$99.87
New Balance $12,201.35
Opening/Closing Date 04/08/23 - 05/07/23
Credit
` Access Line $26,000
Available Credit $0
Cash Access Line $5,200
Available for Cash $0
Past Due Amount $2,985.00
Balance over the Credit Access Line $0.00
`
YOUR ACCOUNT MESSAGES
New York Residents: New York residents may contact the New York State Department of Financial Services at
1-800-342-3736 or go to www.dfs.ny.gov to obtain a comparative list of credit card rates, fees, and grace periods.
You have one or more balance(s) with APR expiration dates, as shown in the Interest Charge section. These APRs
will continue through the expiration dates shown in the Interest Charges section.
Remit Coupon for
P.O. BOX 15123
The Past Due Payment Due Date: 06/04/23
WILMINGTON, DE 19850-5123
amount of $2,985.00 is New Balance: $12,201.35
For Undeliverable Mail Only
included in your
Minimum Payment Due: $3,582.00
Minimum Payment.
Account number: 8973
$_________________________.___________ Amount Enclosed
Make/Mail to Chase Card Services at the address below:
HEATHER A HENRY
1259 SHANNON AVE
ELMIRA NY 14904 -3032
CARDMEMBER SERVICE
PO BOX 1423
CHARLOTTE NC 28201-1423
6 of 9
INDEX
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM NO. 2024-5192
NYSCEF DOC. NO. 1
To contact us regarding your account:
RECEIVED NYSCEF: 02/26/2024
Call Customer Service:
In U.S. 1-800-792-0001
Spanish 1-888-446-3308
Pay by phone 1-800-436-7958 Send Inquiries to: Mail Payments to: Visit Our Website:
International 1-302-594-8200 P.O. Box 1423 www.chase.com/cardhelp
P.O. Box 15298
We accept operator relay calls Charlotte, NC 28201-1423
Wilmington, DE 19850-5298
To manage your account, including card payments, alerts, and change of address, visit
www.chase.com/cardhelp or call the customer service number which appears on your
account statement.
7 of 9
INDEX
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM NO. 2024-5192
Manage your account online: Customer Service: Mobile: Download the
NYSCEF DOC. NO. 1 www.chase.com/Southwest RECEIVED NYSCEF: 02/26/2024
1-800-792-0001
Chase Mobile
Â’
app today
YOUR ACCOUNT MESSAGES (CONTINUED)
Your account is closed and no longer available for use.
Table Summary
ACCOUNT ACTIVITY
Date of
Transaction
Merchant Name or Transaction Description $ Amount
INTEREST CHARGED
05/07 PURCHASE INTEREST CHARGE 99.87
TOTAL INTEREST FOR THIS PERIOD $99.87
2023 Totals Year-to-Date
Total fees charged in 2023 $0.00
Total interest charged in 2023 $499.17
Year-to-date totals do not reflect any fee or interest refunds
you may have received.
Table Summary
INTEREST CHARGES
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Annual Balance
Balance Type Percentage Expiration Subject to Interest
Rate (APR) Date Interest Rate Charges
PURCHASES empty cell empty cell empty cell empty cell
Purchases 10.00% (d) 06/07/26 $12,149.62 $99.87
Purchases 20.74% (d) - - 0 - - 0 -
CASH ADVANCES empty cell empty cell empty cell empty cell
Cash Advances 10.00% (d) 06/07/26 - 0 - - 0 -
Cash Advances 29.74% (d) - - 0 - - 0 -
BALANCE TRANSFERS empty cell empty cell empty cell empty cell
Balance Transfers 10.00% (d) 06/07/26 - 0 - - 0 -
Balance Transfers 20.74% (d) - - 0 - - 0 -
30 Days in Billing Period
(v) = Variable Rate
(d) = Daily Balance Method (including new transactions)
(a) = Average Daily Balance Method (including new transactions)
Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How
to Avoid Interest on Purchases, and other important information, as applicable.
*If you change your payment due date, the date your promotional rate(s) ends also changes. Please be assured, the promotional rate will
last for the time period promised in your offer.
HEATHER A HENRY Page 2 of 2 Statement Date: 05/07/23
8 of 9
INDEX
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM NO. 2024-5192
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/26/2024
9 of 9
Preview
FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192 NYSCEFSUPREME COURT DOC. NO. 1 OF THE STATE OF NEW YORK Index No. RECEIVED NYSCEF: 02/26/2024 COUNTY OF CHEMUNG Date Filed: ________________ ---------------------------------------- JPMORGAN CHASE BANK, N.A. SUMMONS (ORIGINAL) Plaintiff -against- HEATHER A HENRY The Basis of Venue is: Defendant's residence Defendant(s) Plaintiff's Residence: ---------------------------------------- 201 N WALNUT ST WILMINGTON, DE 19801 CONSUMER CREDIT TRANSACTION County of NEW CASTLE To the above named defendant(s): YOU ARE HEREBY SUMMONED to answer the complaint in this action and to serve a copy of your answer, or, if the complaint is not served with this summons to serve a notice of appearance, on the Plaintiff's Attorney(s) within TWENTY days after the service of this summons, exclusive of the day of service (or within THIRTY days after the service is complete if this summons is not personally delivered to you within the State of New York); and in case of your failure to appear or answer, judgment will be taken against you by default for the relief demanded herein. Dated: Islandia, New York FEBRUARY 26, 2024 RUBIN & ROTHMAN, LLC Attorneys for Plaintiff 1787 Veterans Highway Islandia, N.Y. 11749 (631) 234-1500 DEFENDANT(S) ADDRESS: HEATHER A HENRY 1259 SHANNON AVE ELMIRA, NY 14904-3032 WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. NYC DCA LIC. 2110651 Our File No 1527061 Y 11 0- 0 V SZV 000 000006789921 1 of 9 FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192 NYSCEFSUPREME COURT DOC. NO. 1 OF THE STATE OF NEW YORK RECEIVED NYSCEF: 02/26/2024 COUNTY OF CHEMUNG Index No. ---------------------------------------- JPMORGAN CHASE BANK, N.A. Plaintiff -against- COMPLAINT (ORIGINAL) HEATHER A HENRY Defendant(s) ---------------------------------------- Plaintiff, by its attorneys, complaining of Defendant(s), alleges: AS AND FOR A FIRST CAUSE OF ACTION 1. Defendant(s) resides in the county in which this action is brought; or transacted business in the county in which this action is brought in person or through an agent, or this cause of action arose out of said transaction. Plaintiff is not required to be licensed by the NYC Dept of Consumer Affairs because it is the original creditor. 2. Plaintiff is a national banking association chartered under the laws of the United States. 3. Defendant(s) maintained a revolving credit account with Plaintiff and agreed to make payments for goods and services charged, balance transfers, and/or cash advances made upon such card. 4. Defendant(s) later defaulted on the terms of the agreement. 5. The last payment in good and collectable funds was received on or about 1/08/24 in the amount of $ 304.00. 6. The last four digits of the account number printed on the most recent monthly statement recording a purchase transaction, last payment or balance transfer are 8973 7. The account balance printed on the most recent monthly statement recording a purchase transaction, last payment or balance transfer is $ 11,806.75. 8. Plaintiff is the entity that owned the consumer credit account at the date of default giving rise to the cause of action and is the original creditor as defined by CPLR 105(q-1). 2 of 9 FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/26/2024 9. Defendant(s) failed to make the payments due pursuant to the credit account and $ 11,209.00 is now due and owing to Plaintiff from Defendant. This amount includes a charge-off balance of $ 12,201.35, post charge-off interest of $ .00, post charge-off non-interest charges or fees and/or other balance adjustment of $ .00, less post charge-off payments, balance adjustments and/or credits made on the debt of $ 992.35. 10. A copy of the charge-off statement issued for the account at issue is attached hereto. WHEREFORE, Plaintiff requests judgment against Defendant(s) in the sum of $ 11,209.00. RUBIN & ROTHMAN, LLC FEBRUARY 26, 2024 Attorneys for Plaintiff 1787 Veterans Highway Islandia, NY 11749 (631) 234-1500 Deponent is an attorney associated with Rubin & Rothman, LLC. To the best of deponent's knowledge, information and belief, formed after an inquiry reasonable under the circumstances, the summons and complaint or the contentions therein are not frivolous as defined in section 130-1.1(c) of the Rules of the Chief Adm. and the matter was not obtained through illegal conduct or in violation of 22 NYCRR 1200, Rule 4.5. Dated: FEBRUARY 26, 2024 ______________________ SUBY MATHEW WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. NYC DCA LIC. 2110651 Our FILE OUR File NO No 1527061 X 13 0- 0 V SZV 000 000006789921 3 of 9 FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192 NYSCEFSUPREME COURT DOC. NO. 1 OF THE STATE OF NEW YORK RECEIVED NYSCEF: 02/26/2024 COUNTY OF CHEMUNG ---------------------------------------- JPMORGAN CHASE BANK, N.A. Plaintiff -against- Index No. HEATHER A HENRY Defendant(s) ---------------------------------------- NOTICE OF ELECTRONIC FILING (Mandatory Case) (Uniform Rule § 202.5-bb) You have received this Notice because: 1) The Plaintiff/Petitioner, whose name is listed above, has filed this case using the New York State Courts E-filing system ("NYSCEF"), and 2) You are a Defendant/Respondent (a party) in this case. If you are represented by an attorney: Give this Notice to your attorney. (Attorneys: see "Information for Attorneys" pg. 2). If you are not represented by an attorney: You will be served with all documents in paper and you must serve and file your documents in paper, unless you choose to participate in e-filing. If you choose to participate in e-filing, you must have access to a computer and a scanner or other device to convert documents into electronic format, a connection to the internet, and an e-mail address to receive service of documents. The benefits of participating in e-filing include: Serving and filing your documents electronically. Free access to view and print your e-filed documents. Limiting your number of trips to the courthouse. Paying any court fees on-line (credit card needed). Our file no.: 1527061 Page 1 of 2 2/26/24 EFM-1 4 of 9 FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM INDEX NO. 2024-5192 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/26/2024 To register for e-filing or for more information about how e-filing works: Visit: www.nycourts.gov/efile-unrepresented or Contact the Clerk's Office or Help Center at the court where the case was filed. Court contact information can be found at www.nycourts.gov To find legal information to help you represent yourself visit www.nycourt. gov Information for Attorneys (E-filing is Mandatory for Attorneys) An attorney representing a party who is served with this notice must either: 1) immediately record his or her representation within the e-filed matter on the NYSCEF site www.nycourts.gov/efile; or 2) file the Notice of Opt-Out form with the clerk of the court where this action is pending and serve on all parties. Exemptions from mandatory e-filing are limited to attorneys who certify in good faith that they lack the computer hardware and/or scanner and/or internet connection or that they lack (along with all employees subject to their direction) the knowledge to operate such equipment. [Section 202.5-bb(e)]. For additional information about electronic filing and to create a NYSCEF account, visit the NYSCEF website at www.nycourts.gov/efile; or contact the NYSCEF Resource Center (phone: 646-386-3033; e-mail: nyscef@nycourts.gov). Dated: Islandia, New York FEBRUARY 26, 2024 ____________________ RUBIN & ROTHMAN, LLC SUBY MATHEW 1787 VETERANS HIGHWAY RUBIN & ROTHMAN, LLC ISLANDIA, NY 11749 (631) 234-1500 NYDOCS@RUBINROTHMAN.COM To: HEATHER A HENRY 1259 SHANNON AVE ELMIRA, NY 14904-3032 Index no.: Page 2 of 2 2/26/24 EFM-1 WE ARE ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. NYC DCA LIC. 2110651 Our File No 1527061 X 15 0- 0 V SZV 000 000006789921 5 of 9 INDEX FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM NO. 2024-5192 Manage your account online: Customer Service: Mobile: Download the NYSCEF DOC. NO. 1 www.chase.com/Southwest RECEIVED NYSCEF: 02/26/2024 1-800-792-0001 Chase Mobile ’ app today SCENARIO-1D New Balance June 2023 SOUTHWEST’ RAPID $12,201.35 S M T W T F S REWARDS’ CREDIT CARD Minimum Payment Due 28 29 30 31 1 2 3 $3,582.00 SUMMARY 4 5 6 7 8 9 10 + 3X Pts for Southwest purchases 0 Payment Due Date 11 12 13 14 15 16 17 + 2X Points for Partner purchases 0 06/04/23 + 2X Pts for local transit/commuting 0 18 19 20 21 22 23 24 + 2X Pts for internet/cable/phone services 0 25 26 27 28 29 30 1 + 2X Pts for select streaming 0 2 3 4 5 6 7 8 - Total Rapid Rewards transf. to Minimum Payment Warning: Southwest 0 Minimum Payment Warning: If you make only the minimum View your card rewards dashboard and see all the benefits of payment each period, you will pay more in interest and it will take you your Rapid Rewards’ Credit Card at longer to pay off your balance. For example: www.chase.com/Southwest. View point totals and redeem at www.Southwest.com/rraccount. Call 1-800-I-FLY-SWA or visit Table Summary www.Southwest.com. If you make no You will pay off the And you will end up additional charges balance shown on this paying an estimated using this card and statement in about... total of... Earn 3 Rapid Rewards’ points per $1 spent on purchases made each month you pay... directly with Southwest Airlines’. Earn 2 points per $1 spent on purchases at participating Rapid Rewards hotel and rental car Only the minimum 18 months $12,920 partners. Earn 2 points per $1 spent on local transit and payment commuting purchases, including rideshare. Earn 2 points per $1 spent on internet, cable, phone services, and select streaming If you would like information about credit counseling services, call purchases. Earn 1 point per $1 on all other purchases. 1-866-797-2885. ACCOUNT SUMMARY Account Number: 8973 Previous Balance $12,101.48 Payment, Credits $0.00 Purchases $0.00 Cash Advances $0.00 Balance Transfers $0.00 Fees Charged $0.00 Interest Charged +$99.87 New Balance $12,201.35 Opening/Closing Date 04/08/23 - 05/07/23 Credit ` Access Line $26,000 Available Credit $0 Cash Access Line $5,200 Available for Cash $0 Past Due Amount $2,985.00 Balance over the Credit Access Line $0.00 ` YOUR ACCOUNT MESSAGES New York Residents: New York residents may contact the New York State Department of Financial Services at 1-800-342-3736 or go to www.dfs.ny.gov to obtain a comparative list of credit card rates, fees, and grace periods. You have one or more balance(s) with APR expiration dates, as shown in the Interest Charge section. These APRs will continue through the expiration dates shown in the Interest Charges section. Remit Coupon for P.O. BOX 15123 The Past Due Payment Due Date: 06/04/23 WILMINGTON, DE 19850-5123 amount of $2,985.00 is New Balance: $12,201.35 For Undeliverable Mail Only included in your Minimum Payment Due: $3,582.00 Minimum Payment. Account number: 8973 $_________________________.___________ Amount Enclosed Make/Mail to Chase Card Services at the address below: HEATHER A HENRY 1259 SHANNON AVE ELMIRA NY 14904 -3032 CARDMEMBER SERVICE PO BOX 1423 CHARLOTTE NC 28201-1423 6 of 9 INDEX FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM NO. 2024-5192 NYSCEF DOC. NO. 1 To contact us regarding your account: RECEIVED NYSCEF: 02/26/2024 Call Customer Service: In U.S. 1-800-792-0001 Spanish 1-888-446-3308 Pay by phone 1-800-436-7958 Send Inquiries to: Mail Payments to: Visit Our Website: International 1-302-594-8200 P.O. Box 1423 www.chase.com/cardhelp P.O. Box 15298 We accept operator relay calls Charlotte, NC 28201-1423 Wilmington, DE 19850-5298 To manage your account, including card payments, alerts, and change of address, visit www.chase.com/cardhelp or call the customer service number which appears on your account statement. 7 of 9 INDEX FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM NO. 2024-5192 Manage your account online: Customer Service: Mobile: Download the NYSCEF DOC. NO. 1 www.chase.com/Southwest RECEIVED NYSCEF: 02/26/2024 1-800-792-0001 Chase Mobile ’ app today YOUR ACCOUNT MESSAGES (CONTINUED) Your account is closed and no longer available for use. Table Summary ACCOUNT ACTIVITY Date of Transaction Merchant Name or Transaction Description $ Amount INTEREST CHARGED 05/07 PURCHASE INTEREST CHARGE 99.87 TOTAL INTEREST FOR THIS PERIOD $99.87 2023 Totals Year-to-Date Total fees charged in 2023 $0.00 Total interest charged in 2023 $499.17 Year-to-date totals do not reflect any fee or interest refunds you may have received. Table Summary INTEREST CHARGES Your Annual Percentage Rate (APR) is the annual interest rate on your account. Annual Balance Balance Type Percentage Expiration Subject to Interest Rate (APR) Date Interest Rate Charges PURCHASES empty cell empty cell empty cell empty cell Purchases 10.00% (d) 06/07/26 $12,149.62 $99.87 Purchases 20.74% (d) - - 0 - - 0 - CASH ADVANCES empty cell empty cell empty cell empty cell Cash Advances 10.00% (d) 06/07/26 - 0 - - 0 - Cash Advances 29.74% (d) - - 0 - - 0 - BALANCE TRANSFERS empty cell empty cell empty cell empty cell Balance Transfers 10.00% (d) 06/07/26 - 0 - - 0 - Balance Transfers 20.74% (d) - - 0 - - 0 - 30 Days in Billing Period (v) = Variable Rate (d) = Daily Balance Method (including new transactions) (a) = Average Daily Balance Method (including new transactions) Please see Information About Your Account section for the Calculation of Balance Subject to Interest Rate, Annual Renewal Notice, How to Avoid Interest on Purchases, and other important information, as applicable. *If you change your payment due date, the date your promotional rate(s) ends also changes. Please be assured, the promotional rate will last for the time period promised in your offer. HEATHER A HENRY Page 2 of 2 Statement Date: 05/07/23 8 of 9 INDEX FILED: CHEMUNG COUNTY CLERK 02/26/2024 03:38 PM NO. 2024-5192 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 02/26/2024 9 of 9