On February 14, 2024 a
EXHIBIT(S) - A LOAN SUMMARY AND DISCLOSURE Redacted per 22 NYCRR - LOAN SUMMARY AND DISCLOSURE Redacted
was filed
involving a dispute between
Accelerated Inventory Management, Llc,
and
Douglas Lowder,
for Other Matters - Consumer Credit (Non-Card) Transaction
in the District Court of Genesee County.
Preview
FILED: GENESEE COUNTY CLERK 02/14/2024 12:00 PM INDEX NO. E71106
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/14/2024
Exhibit A
FILED: GENESEE COUNTY CLERK 02/14/2024 12:00 PM INDEX NO. E71106
This is a copy of an authoritative document
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/14/2024
LOANSUMMARY
Loan Id: 555
Primary Borrower Contact Information
Full Real Name: Douglas Lowder
Screen Name: Member_241880280
Email: dallanlowder52@gmail.com#5
Address: 18 SUNRISE PKWY
OAKFIELD, NY 14125
Home Phone: 585-297-8502
Secondary Borrower Contact Information
Full Real Name: Sheila H I --
-----j
Screen Name: Memb r 24188 8
- -
Email: sheilal a|lr@gmail.cÆnb#c4
Address: 56 Mill
Rocheste FNYf4626
Home Phone: 585-738-2052
Loan Information
Loan Issue Date: 2/10/22
Original Loan Amount: $28,000.00
Principle Balance: $27,125.20
Principle Balance Date: 12/27/22
Payoff Ba e: 55,5 6 -- - ---- 7 -IIIIIZIl
Payoff D : 12/::7'22 I...........
Document Name Dateltime Document Version
Signed
its I _. larm==e=
The authoritative document is maintained by LendingClub Corporation and this copy was created Dec 27 2022 09:04:08
FILED: GENESEE COUNTY CLERK 02/14/2024 12:00 PM INDEX NO. E71106
LoanlD: DOC. NO. 555 2 This is a copy of an authoritative document
NYSCEF RECEIVED NYSCEF: 02/14/2024
Date Signed: 2/ / 2
Truth in Lending Disclosure Statement
Lender Co-Borrower
. LendingClub Bank, National Douglas Lowder
Association 18 SUNRISE PKWY
OAKFIELD, NY 14125
Co-Borrower
Loan ID: 55 Sheila Hall
56 Mill Rd
Rochester, NY 14626
NUAL FINA E d NT FINA ED TM- F
PERC AGE T The I ar m t the h amountof r dit MENTS
The ffp r dr t wil st you idedto you 0 a he tr ountyou will
. credit as a yearlyrate yourbehalf have paidwhenyou
. havemadeall
scheduledpayrnents
21.44% $16,791 $26,320 $43,111
Your payment schedule will be as follows:
Number of payments Amount When payments are due .
r hst pa ent will e one I nth r t issu be
n r d the 0.nthl fier. P men . re e he s ate
60
h ontha f our ate s the th, 3 t or y nd 11 current
. . s sho t r; y _ payrn will on t last .of th- ontit-
Late cha ges:yoùr payment arrives after your15 day grace period, you will be charged a late fee equal to the greater of: 5.00% of the late
payment amount or $15. This fee is charged only once.per late payment.
F payment policy: If you pay off your aan early, you will not be charged a penalty. In.the event of a full prepayment, you ntay be entitled to a
See your borrower g a n fo tional ti an abo-lit r ay , fault, r of r me s in to your loari.
amount if it is not 100% funded by the end of the listing period. In the event the loan amount
changes a new TIL will be provided.
Total Loan Arnount: $28,000.00
Origination Fees: $1,680.00
Total Amount Pa d to You; $26,320.00
Unsuccessful payment fee. When a payment fails and is rejected by your bank, you will be charged an
Unsuccessful Payment Fee of $15 to cover the cost incurred on the transaction by LendingClub Bank,
National Association.
Each attempt to collect a rnonthly payment is considered a separate transaction, so an Unsuccessful
Payment Fee will be assessed for each failed atternpt.
You are not required to complete this agreement merely because you have received these
disclosures or signed a borrower agreement.
.. . . .......... .... . .. ... . .. .. .
The authoritative document is maintained by LendingClub Corporation and this copy was created Feb 10 2022 14:31:28
Document Filed Date
February 14, 2024
Case Filing Date
February 14, 2024
Category
Other Matters - Consumer Credit (Non-Card) Transaction
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FILED: GENESEE COUNTY CLERK 02/14/2024 12:00 PM INDEX NO. E71106 NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/14/2024 Exhibit A FILED: GENESEE COUNTY CLERK 02/14/2024 12:00 PM INDEX NO. E71106 This is a copy of an authoritative document NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/14/2024 LOANSUMMARY Loan Id: 555 Primary Borrower Contact Information Full Real Name: Douglas Lowder Screen Name: Member_241880280 Email: dallanlowder52@gmail.com#5 Address: 18 SUNRISE PKWY OAKFIELD, NY 14125 Home Phone: 585-297-8502 Secondary Borrower Contact Information Full Real Name: Sheila H I -- -----j Screen Name: Memb r 24188 8 - - Email: sheilal a|lr@gmail.cÆnb#c4 Address: 56 Mill Rocheste FNYf4626 Home Phone: 585-738-2052 Loan Information Loan Issue Date: 2/10/22 Original Loan Amount: $28,000.00 Principle Balance: $27,125.20 Principle Balance Date: 12/27/22 Payoff Ba e: 55,5 6 -- - ---- 7 -IIIIIZIl Payoff D : 12/::7'22 I........... Document Name Dateltime Document Version Signed its I _. larm==e= The authoritative document is maintained by LendingClub Corporation and this copy was created Dec 27 2022 09:04:08 FILED: GENESEE COUNTY CLERK 02/14/2024 12:00 PM INDEX NO. E71106 LoanlD: DOC. NO. 555 2 This is a copy of an authoritative document NYSCEF RECEIVED NYSCEF: 02/14/2024 Date Signed: 2/ / 2 Truth in Lending Disclosure Statement Lender Co-Borrower . LendingClub Bank, National Douglas Lowder Association 18 SUNRISE PKWY OAKFIELD, NY 14125 Co-Borrower Loan ID: 55 Sheila Hall 56 Mill Rd Rochester, NY 14626 NUAL FINA E d NT FINA ED TM- F PERC AGE T The I ar m t the h amountof r dit MENTS The ffp r dr t wil st you idedto you 0 a he tr ountyou will . credit as a yearlyrate yourbehalf have paidwhenyou . havemadeall scheduledpayrnents 21.44% $16,791 $26,320 $43,111 Your payment schedule will be as follows: Number of payments Amount When payments are due . r hst pa ent will e one I nth r t issu be n r d the 0.nthl fier. P men . re e he s ate 60 h ontha f our ate s the th, 3 t or y nd 11 current . . s sho t r; y _ payrn will on t last .of th- ontit- Late cha ges:yoùr payment arrives after your15 day grace period, you will be charged a late fee equal to the greater of: 5.00% of the late payment amount or $15. This fee is charged only once.per late payment. F payment policy: If you pay off your aan early, you will not be charged a penalty. In.the event of a full prepayment, you ntay be entitled to a See your borrower g a n fo tional ti an abo-lit r ay , fault, r of r me s in to your loari. amount if it is not 100% funded by the end of the listing period. In the event the loan amount changes a new TIL will be provided. Total Loan Arnount: $28,000.00 Origination Fees: $1,680.00 Total Amount Pa d to You; $26,320.00 Unsuccessful payment fee. When a payment fails and is rejected by your bank, you will be charged an Unsuccessful Payment Fee of $15 to cover the cost incurred on the transaction by LendingClub Bank, National Association. Each attempt to collect a rnonthly payment is considered a separate transaction, so an Unsuccessful Payment Fee will be assessed for each failed atternpt. You are not required to complete this agreement merely because you have received these disclosures or signed a borrower agreement. .. . . .......... .... . .. ... . .. .. . The authoritative document is maintained by LendingClub Corporation and this copy was created Feb 10 2022 14:31:28