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  • Ally Bank v. Brenda A. Ford, Rodolfo A. Ford, John DoeOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Ally Bank v. Brenda A. Ford, Rodolfo A. Ford, John DoeOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Ally Bank v. Brenda A. Ford, Rodolfo A. Ford, John DoeOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Ally Bank v. Brenda A. Ford, Rodolfo A. Ford, John DoeOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Ally Bank v. Brenda A. Ford, Rodolfo A. Ford, John DoeOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Ally Bank v. Brenda A. Ford, Rodolfo A. Ford, John DoeOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Ally Bank v. Brenda A. Ford, Rodolfo A. Ford, John DoeOther Matters - Consumer Credit (Non-Card) Transaction document preview
  • Ally Bank v. Brenda A. Ford, Rodolfo A. Ford, John DoeOther Matters - Consumer Credit (Non-Card) Transaction document preview
						
                                

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FILED: ST. LAWRENCE COUNTY CLERK 02/09/2024 02:26 PM INDEX NO. EFCV-24-165783 NYSCEF DOC. NO. 4 RECEIVED NYSCEF: 02/09/2024 STATE OF NEW YORK: SUPREME COURT: COUNTY OF ST. LAWRENCE ALLY BANK Plaintiff AFFIDAVIT FOR against RECOVERY OF CHATTEL Brenda A. Ford & Rodolfo A. Ford 493 County Route 4 493 County Route 4 Ogdensburg, NY 13669 Ogdensburg, NY 13669 Doe" Doe" and "John the name "John being fictitious, the person intended having possession of the chattel. Defendant(s) STATE OF FLORIDA COUNTY OF DUVAL James Singleton, being duly sworn, deposes and says: 1. I am an authorized representative for Ally Bank, Plaintiff in this action and make this affidavit for the recovery of the motor vehicle hereinafter identified, based upon my review of the business records of the Plaintiff. 2. That the Plaintiff is entitled to the possession of the said motor vehicle by virtue of the following facts: On or about February 10, 2020, the Defendants entered into a retail installment contract (attached), covering the purchase of a motor vehicle. As per the attached retail installment contract, on or about February 10, 2020, all the rights and interests of the dealer, in the retail installment contract and in the motor vehicle were assigned to Ally Financial Inc. Pursuant to the attached Assignment, on or about January 29, 2024, all rights and interests in the retail installment contract and in the motor vehicle were assigned to Ally Bank, which is now the holder thereof. 3. The Defendants defaulted in the installment payment due on October 10, 2022, and every payment due thereafter. Because of the default and pursuant to the retail installment contract, Plaintiff is entitled to immediate possession of the subject vehicle. 4. The motor vehicle or motor vehicles are wrongfully held by said Defendants. 5. No other action to recover the said motor vehicle has been commenced. Accompanying this affidavit is the summons and complaint in this action. 1 of 10 FILED: ST. LAWRENCE COUNTY CLERK 02/09/2024 02:26 PM INDEX NO. EFCV-24-165783 NYSCEF DOC. NO. 4 RECEIVED NYSCEF: 02/09/2024 6. Upon information and belief, the vehicle is located at the Defendants' residence, 493 County Route 4, Ogdensburg, NY 13669. 7. The Defendants have no defense to the claim which is known to the Plaintiff. 8. Plaintiff is proceeding by an Order to Show Cause so that the Court may direct the manner in which notice of this motion is to be given. 9. In furtherance of the relief requested herein, Plaintiff herewith submits an undertaking with sufficient sureties in the amount of $53,600.00, twice the value of the subject motor vehicle, to reimburse any person wrongfully caused damages by reason of the seizure. 10. The following is a list identifying each motor vehicle to be seized together with a statement of the value of each motor vehicle or class of motor vehicle or the aggregate value of all the motor vehicles claimed. 2017 Ram 1500, VIN: 1C6RR7NT9HS600807, VALUE $26,800.00. 11. No previous application has been made for the relief or order sought herein. WHEREFORE, it is respectfully requested that this Court order that the Defendants show cause why a further order should not be issued directing the sheriff to seize the motor vehicle described herein, and authorizing the sheriff to break open, enter and search for the motor vehicle, together with such other and further relief as to the Court may seem just and proper. Sw in to before me this / day of February, 2024 Notary Public State of Florida Alyssa Carty My Commission HH 313482 Expires 9/19/2026 2 of 10 FILED: ST. LAWRENCE COUNTY CLERK 02/09/2024 02:26 PM INDEX NO. EFCV-24-165783 NYSCEF DOC. NO. 4 RETA)LINSTALMENT CONTRACT . - RECEIVED NYSCEF: 02/09/2024 6IMPLE FINANCE CHARGE (WITH ARBITRANON PROVISlQN) Daalar Nmnber Nunter Conrict super·Nama andAddress Co-Bines NameancI.Ad±use SaggKrudllor (NedeandAdigrame) (loduding arni County 2ipCod ) Oncludlr COWayand2lpCOdD) NOAHFORD RODUFORD NS NY136694484 STLAWRENCE NSBGNY136694484 4 T 13601 LAWRENCE . . . WATERTOWN NY (and Buyer ifarly), Co-Buyer, buythe vehicl forcash below oroncredil. By s this lgning you contract, choose tobuy on trievehide Vau, cre@ 1he undar the menia agree onthe rney and front back ofthis ²ortract.You topay agree S the ensr- (somellmes Credilor orNs' "we" inthisconbact) Rie and Financed Amount Charge Firiance InU.S. funds 10 according schedule thepayment below, We w figure ill your chagga finance onadaily Itsels.The below Disclosures Trulh-In-Landing arepart contract ofthis hlake - · . .. Nuraber Idecem:ntlori Pmary UseFor Puidased Whicdg mo hr I and Nuw/Usud©e Mode@, t minn olhepwhar beloe icated USED 2017 500 1CERR7NT9 00807 FEDERAL TRU H4N-LENDING SCLOSUR ES knayI n eleumageinsuraxe s ance. RATE Tredonar TheannuM The o1 nig amount you The cost lotid d chlub dharul e·b unlug credt f bm Ismedmd irideg519 bd led Thecost er the. cuedA almourit provided bheve arleryour psid pun·riase E mhDrnt en Wndom Inumanos rnade embs your as aedit creSL role. ayoguty we totou pu. onyour cast or plu behat ave= milogedll, payments yewhcludhg c paym kiwn t IImy neurse cardlksima hem f la incheded pogeIn onioic cynpmals hsumnce named er un actleduled. 10. tems descrtg fle undcandlikxs. -75- . 11.84 - , . 14863 - .73 S35395.02 .S.50259.75 $-39259 chest anisad ydu reInsurance agi.beler: YourPaymentSchedula WIMBe: ' . a- (a) art"slimate Optionut means Ocues1.rs: OEuyur. kisurance Credi0 OCMlayerOBori Numberd-Amost al when obstay· OsuperOco r Oeeth 'tg'=" 'W"nt Ooudt 75 678.13 /2020 N/A N/A N/A J/A NA OrAs Fogews. 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The biodg psegime does nts cereagedsenetayens anum ang was unendes covetsto hexndnyampureman uttlussive mumhimmermmy pnards cr hdo@3ce I nt set m ir apply you maimh me k ne h ad yoti whicIn bcu Lu. h0iseWiltCly amaren ug10nn r SInto manel.Tnatsowhy ntrmct;w a maSnsunradleser ilasDdpulag pmd adBdriknnse ofgle athe c0ntract, ppr nub enounfr rdam enita wfGd Mn _- Unluse rio tim werinessBugsr anaka that awnmm Er grardy aBrantres, and me tandly t>r Ilgulppm em. mmad "New hioroaty nonceady apes - bcughtVauas · aNdes IMPORTANT NOTICETO BUTER - (A)S TATE LAW REQUIEtES THAT SELLERS OF SECOND.HAND.CARS CERTFY.1N WRITINGTDTHE BUTERTHAT ESCH CAR ISINSAFE CONDITION AT THETIME OF SALE. CONDIT.N AT THETIME SALL (B)T HIS CERTIFICATION19 AGUARANIEE THAT THE CAR ISINSAFE OF. CONDITION INTHE YOU (C)CAR HAVE ARIGHTTO REQUESTTHE DEALER TO REPAIR OR TD PAY INFULL FOR RERURS OF ANY UNSAFE WHICH DOES NOT COMPLY WITH THIS RERTIFICATION. HEW. IEW YORK 10D04. (D)T HIS BUSINESS 15LICENSED BY THE DE ENT OFCONSUMER AFMIRS, 42BRDADWAY, YORK, COMPLAINT'PHONEt (212)689-9675. NOCOOLING OFF PERIOD UNLESS " YOL1 HAVE ACONTRACT CANCELLATION OPTION State lawdoes notprovide fora"coollrig off atcanceGetipn period forthismale. this Alteryousign contract, youmay onlycancel ItIftheselleS agrees, orfor1 cause..You cannot carical thla-contract elmply because doesnota .tohome solicHation.spies. Itpisodoesnyour ot Ifyou uchange aused uy Thelamrs v yourmind. ehicle from Thisnotice aSener-Cred,ltor I nNew York C ityand you didnot declineapply option to cancel ofNew YorkCity Ideatwo-day cancellatiorn op.tion IIyoubuyaused vehicle. This cancellation option Issubject to Inconditions. SeetheNYC Used CarContract Cancellation Option agreement lordetails. ThaAnnual Percentage Ratemayb,'snegotlable withtheSeller.The Sellermayassignthlscontract andretainitsrighttoreceive aperfoftheFinance Change. HDNTHIS CONTRAcTCAN BE CHANGED, TNs izreactitetahslha . Any hwi and,we mult lig1LNo ond chainteeretedig Buyer miE.. . - urSigns E lany part cltisconIradhintvalcL glharpsis alty may delayer reteIn bentsnIordig grlydcur righIn tinderthen wih3UI behg1hem. Fuexample,ne may econd the funebrmnMig some paymenis tulflout the hentrmaking ahms. See back forelijerIsiportant rite. agrests NOTICE TOBUYER: 1.Donotsign thisagreement before youread ItorIfItcontains any blank space. 2.You are enutled toa cornpletely fdled Inco ofthe ngreernant 3.u nder the law, have you artht10 yoN Inadvance thefullamount due. Ifyou certain do so, you ngonthenature ofthecredit service charge, e (aprepay without penaKy, orCO under cheumstances o narebate ofthe credn service charge. 4. Aan ccording toIsw, you have the prM of pyrchasing the insurance ontheinator vehicle provided fo(Inthiscontract frorn agent orbroker of.your own Yott agrea lotheterrna ofthiscontract You corrStorthat beforesigried thiscontr weave Ntoyou, and you were free totake Itand review It.You acknowled thåt uhave read skies ofthiscontract, nclu when thearbitration provision on thereverse skie,before signing be rmthat youreceived acompletely flHelHn copy you signed IL uye /IB/20CoBuyer X Signs Dag2/10/20 cmeuyma and - Acotu ownern omer wrormapam grisapermw da fismee trpayire An duttclher hapeon owner whossmcm aleIhe Ihe but wNds has nM