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  • Jpmorgan Chase Bank, N.A. v. Susan E DaltonOther Matters - Consumer Credit (Card) Original Creditor Plaintiff document preview
  • Jpmorgan Chase Bank, N.A. v. Susan E DaltonOther Matters - Consumer Credit (Card) Original Creditor Plaintiff document preview
  • Jpmorgan Chase Bank, N.A. v. Susan E DaltonOther Matters - Consumer Credit (Card) Original Creditor Plaintiff document preview
  • Jpmorgan Chase Bank, N.A. v. Susan E DaltonOther Matters - Consumer Credit (Card) Original Creditor Plaintiff document preview
  • Jpmorgan Chase Bank, N.A. v. Susan E DaltonOther Matters - Consumer Credit (Card) Original Creditor Plaintiff document preview
  • Jpmorgan Chase Bank, N.A. v. Susan E DaltonOther Matters - Consumer Credit (Card) Original Creditor Plaintiff document preview
  • Jpmorgan Chase Bank, N.A. v. Susan E DaltonOther Matters - Consumer Credit (Card) Original Creditor Plaintiff document preview
  • Jpmorgan Chase Bank, N.A. v. Susan E DaltonOther Matters - Consumer Credit (Card) Original Creditor Plaintiff document preview
						
                                

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FILED: ULSTER COUNTY CLERK 02/05/2024 10:42 AM INDEX NO. EF2024-340 NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/05/2024 Exhibit A FILED: ULSTER COUNTY CLERK 02/05/2024 10:42 AM INDEX NO. EF2024-340 NYSCEF DOC. NO. 2 Manage youraccountonlirge: CustomerService: Mobile:Download RECEIVEDtheNYSCEF: 02/05/2024 ($NE{² PEWA PDS wwwchasecomelisney 1-800-:N0-8575 ChaseMot>ile' apptoday """Ba'"""" HNEGidãOEEEE DISNEY REWARDS DOLLARS S M W T F S S4,457.01 PreviousRewardsDollarsbalance 0.00 MinimumPaymentDue + 1%Eamonallpurchases 0.00 S1,112.00 - RowardsDollarstrnstrdtoRedemption Card 0.00 7 a 9 '° '' PaymoniDueDaic = Total Rewards Dollars avail. for .a 5 16 17 is ShWM --m&m --- Um ----- ---- 1% -- 21 22 23 24 25 . PleasevisitDisneyRewmds.com orcall 1-800-300-8575 lo 28 29 30 31 transferyourDisneyRowardsDollarstoa DisneyRewards Redemption Cardor 11youhaveanyquestionsaboutyour RowardsDollars. LatePaymentWarning: Itwedonotreceiveyourminimumpayment by thedaluhatedabove.youmayhavelo paya lateleeof up to 54000andyousAPIUswillhesubjecltoincreasetoa maximum PenallyAPRof29.99% MinimumPaymentWarning: IIyoumakeonlytheminimum naymeninachpenod.youwill paymoreininterestandit willtakeyou ontpvIn owyoil yourbalance Foroxample IIyoumakeno Youwill rgiyoil the Andyouwillendup additional charges balanceshownonthis payinganestimated usingIhiscardand staternentinabout.. totalof... eachmonthyounay Onlytheminimum 12years $8.879 payment 11youwouMlikeinformation services.call anoulcrorlilcounseling :-R647072885 ACCOUNT SUMMARY AccountNumber: 3210 PreviousBalance $4,380.79 Payment, Credits $0.00 Purnhasos $0.00 CashAdvances $0.00 BalanceTranslers SO.00 FoosCharged 50.00 InterestCharged +$76.22 NewBalance $4,457.01 Opening/Ctosing Date 06/17/23- 07/16/23 CrndilLimit S3.800 AvailableCredil $0 CashAccessUne $190 AvailaololorCash $0 PastDueAmount $992.00 Balanceover theCredit Limit $657.01 ' YOUR ACCOUNT MESSAGES New York Residents New York residents rnay contact the New York State Departrnent of Financial Services at 1-800-342-3/36 or go to www.dfs my.govto obtain a cornparative list of credit card rates, fees, and grace periods. You are over your credit line/credit access line by S657.01. You can pay down your balance faster by including this amount with your payrnent This Statement is a Facsimile - Not an original PO BOX15123 ThePastDue Payment Due Date: 08/13/23 WIl.MINGTON. DE 19850-5123 ForUndolivorable amountM S992.00is New Balance: $4,457.01 MailOnly includedtri your Minimum Payment Due: $1,112.00 Sanimumvayment. Accountnumber: 3210 __ AmountEnclosed Make/Mail toChaseCardServices al theaddress t)elow. SUSANE DAI.TON / I DEERHAVEN LN GARDINER NY 12525-5527 CARDMEMBER SERVICE POROX1423 CHARI.OTTE NC 28201-1423 FILED: ULSTER COUNTY CLERK 02/05/2024 10:42 AM INDEX NO. EF2024-340 NYSCEF DOC. NO. 2 To contact us regarding your RECEIVED NYSCEF: 02/05/2024 account: CallCustomerService: - IriII S 1-800-300-8575 .M-4, sparlish 1388--u&330s P;lybypiluric: 1-800-436- /968 Seridhiquiriesto: MailPayments to: VisitOurWebsite: Ir1½r flalloil;tl1-302-594-8200 P.0 Hm15298 PO RoxIn www.chase.cornicardhelp Ws± acceploperalof telaycaHs DE19850-5298 Charlotte. Wilmir19tor1. NC28201-1423 Ir1lotrliallon Aboul Your Accolmt castr 01Check ativo1ce. intha' grarisacliùts ainoungstaled iriyourAccoun: Agreerlierit Iher.. is.1roreigntrans.iclierileeof3'¾ortheIIS cr·llar amolir11 of.anyfouelgri Makrry Yogir Paynianis b alwqui! ary.iirpagment shrinsictie.I lea:,lyout rare.acri.m1er s.m eacco ints twase y s,-e ourAi:caunt Agreement tor m formagic.n n:st,,e,r;.me ii.t 3 901L rsàpe 9Grcen r.wt.,ivat31einrough a uln r*run· P··' riSpr;ipcr·.itemian fiii.g.o.ii msurunno Vou cari abotil IIlese lees coanG.n,2r ce,taserovtoymu nerethan then;irnrnum payinent orthe191a3We ado trarisactions iriatees to·;our calar.ce caily noearlier man: Š4trif·~''regna-1E thri[Mif| u'.9AU'll - tornew 1Irre ofthetransaction cale pigrcnases.palance :ranyers.overdraft "uni -liaý'tse"" ele:1IOnicà8t.'|fif9u pavlitects I,0ulwepsite0I Dcegic olOL;fcUSIOmeI .1dvardes. c35h advances 01MV Chase loans c. ;i.:cpsph.; mphtm .:r-es.- !1iwig pr;91:h,5..cts;ng.els y.nde.sutherlZiDO us I lurid'sam) P-rIIll.' electfripC id$traIIS ertrOW VDUI WCCount 2lMdale b.sIsh thepayee deposits thecrieck- torggew c-ts:1 ,ndv6o checks cr Iri01rr.tlIthiri.105irir$ F.ySlelA,th.ssillihtI,Plb,'1ispryIce( yi-,erara g .irsturgal tran5ter bala:'-ce checks. ir·grttihCari6rt lairin¦el (011 revoke frusty lhIS:tillhori7;itson hycahCelbrir) fullfpafugeg1! 3thedate ofarelated transaction. inedale theyareposted toyotir or .1ccount. throligh Otitwe0sith OrCustomer service telephGni numbers prior16The payment thelast day ofthebilling cycle. whicheverwemay choose - forlees tirocessing. IIwereceive ";our ccmoleted payment reQuest through oneofthese cN1rr1ds by1159:-mEa.iterr, Time. y"."ur wewincredit cayme-lt asofthaldayU How ToAvold Paying Interest OnPurchases: Vourcue date willate aminimum e121 w·:I-ceive yeatr:etiu"NIà!ldrI1.½SInLasittris igule, wé-.'rgil cre1youlpafmentdays alterthecloseOfeacn Dilltriqcycle ItVGU Day'/00faccourlt (OfII.terest Savinc G0:Ihetarilc id14: (1.ng11 vess{©:dy a1Uluge disb±I:INH:(62nest weWill .-r"dc B;ilance- ur1:uH each periorj bilkiig ")ythedale titi1e .inci flue.no ri1er,:st s:1arged wrp.mn- it.n.'119·d"1-* onn,m·surchas..s mc.nth inmnnin AIsrtwewillnolirnp,ne interr61cnarges(triarmy 1 opar:wrecolm ti5 .n,,ii tom p¡iy,n,:ne, ;udesssnmn anInisst;:teuiena 01a'-urchu")al-inG vourep.iyv;hile thatDialan:eF.subjec: :oania:erest. 110 vou'itcculm: 9urulr..":1";-no 2h"$orm"mev 9rd.s .nalmrimk Iri,"p·,"men! PC' C'2 0 '' n"mpurch:6.es. wewillbaph r...ri"·...wg.g.. .qs..g.o . ,,,".p,4r, ,,.,,. ,..,,.g,r ,Nh"up"'""1.nr.p ''n'5nclulflufV) "del renV C,1sh iraftst·I, ti.darbre ( " mitw"I*ch . pa"ime ")en"nen un1 it.-Iwe.y.rr"'9. re-nr ± Do eOrGyerdrItt.tavance teorniereg crgrg..is;gdded to ordaily salance Mnri.15h Hw` etwVa."ut pr0erly p rep.vItpayinerti artany "'ay f. by p mItc O COUlll ÏSDa0 I ll . BecauSC We S PDryDaVWeditS mCWCeSS Ofyour Odv il Outpayincil isre 119t 8.p.m10cal tiine 3:ourPaymertis .address on 9 on phIches.Iyounave anogrief :ialance atahigner r"1"rasi rale unlets thldsl erne ewgH eged I 1110VOur 3cGt!n1 0501theflertcalend,3r day VOu3GV vour Dalance (orIrtler65t Saving Balance) infulleach mori:h. iof,UIQ|:1elp,rmen1' rrolallyrisyment type,gDove torv/hich Von r)..no:re-Ilow ou, Credit IIyou LImit: want Ininanire itinalyrus ophone tohelp r urovent yotrr accoung 0hwlient sio5tr uc1iOI 5 *)dstgn ofymir gisyn1erits m.1y tlecelaife(j forupTo5days Iroin eviMeding your credit linul.please callIhenumoer onthe ofyour bacit card Accoilr11 Inlorituallor>Rieported 70 CIettlrlinreatr Wa ma"; repño inrnrrn.11grri¦n1r: Whal To Do N You T rgirilr You f ind AMislake OnYour Staleolent 11ynuthink thw an't 12. cle'ti:::ureàue. l-We G.P;n'e'tisInimd;w/men15 M0:her defaults On enor esn 'iourWatement wrile 10ar)onaSeparate sheetOuSIomer #w'dce On 1'Account anay tiete:rected inf)urCeds: 'eroit17fouint"r- wenave recolled " 15260 Wuhraington, DE1989.5mi InúGurate in!0Ignatie11 10.2G:et11*, t$ureau, 'bleaseW11tc 10US alChase Card SeIVICes In'Mur 4t1"*r.pe usINtollm'fing INormaton DCBw4, 9,Wigendiatph h[ KIS .36 .4 . . Account inrrgman(.-i 79m yinewj Accoung nompe- TO SSFVice AI)n Manage AnyOfYour Account(s) providing ar,m leonune rji I -tmJrvilit| railiik NDHIG'al0th 10reA''ll;$WC blth?It mimper .1t"0ul Allofmy " [1911.9gmninit. 111eijoll,nagrumni orIhesuspecIerj eller .i,: niNIr, PMog.so Gha w.,nount.ann:s wor W -in.1c. :×Is.git Myt:0m.ent "licsonsti"Jo eluw9 thirn.e91ten:mewmes antibo,il01presecorcell wuce messaget antl OfPr0Dleirl. Ifyou:hink Ibere isanerror Onvour bill.demibe ,iiilmiurbi:on.ilot:Iw,nni.>long Mrgaor m,3borol ;sno .teconul sevcmaournorrur ynis wr$ believe iswrong and why youbelieve it15amistake 5,gϾ01Ed'lentitibetsia,| Met%2get infi11/il,s1.ttes IHay apply ILutfloritalion IDConvert Yoglr Chen 10Anflectrome Irarister Debil. Wrien 790 (Qu mt.$1 nùlifftisOE anypolential effofS illWf1tir1Q (OU (11aycallUSGr tútify LIS pl yihtg.9prac" susp.gyllieral,ybit"inllm)r WIP.eitheti beana) in10ron.ditiIr IIGiriyou| elecrferig.:ally. bUI ifvolldowealen'-11 r'NH1fed toInvestigale finVp0tential effors and 1,f.1 in.ssp· a/.or">!ir'l"ele*:Igr>ngs trgr.der fitng1 ranan yant ,gcc,pirrit ingInprracess yotimay have 10 N,y t h¾am0unt inquesliori. hep wit,,e, scheel h:,n :chon1 may l>e stergrer: n winn ine4.one rtay we Murpàynien: 700 willnn1 receivey."gtir chech bact1 Ir0mutlio.itut;rlion Whileweings:g:ite v/hatner o1nror there has been anerrm1he fireItile Inllawula Colid honal Payments. Ar>y paythent enet',borarn,:r 2,emof1.aynmm trutyous-ma "W,- QurvsI 0910collect she .unuunt Inauestrm ofretofI wgo as:1ellriquenI on m''r I"ay*h,ir· tall r*1e | ).g).gruge r}gir,th'arH.in.ç‘"ert pof: i r> h u• p rc.*ulatus .1urrQthr :t.cµn,,Hot no| on:>r:hat,Ot> i,cherwise leinlef phinlIall sclaQf> 61isOgspub-C ,ginfhght, ' mts!e',en: ioCauc Settices PCBo-12.t')Wilmington. M 1969·½·lE We ' '94'"*'dS3'0" "HV"t"'**0"vour slalement and wemay con1irum geselve 'tlieuire;his regaidmy these t)nments (e.g , itIIisdetelmined thege isno tochärge muinterest oninatamount But. itwedetermine thalwemade a Vblid dlSpH1e 9111 anySuch check isreceived atany othel address, wemay accep mistake. youwillnotnave topaytheamoung incuestion ofanyInterest or tht!Cet:L. r ithdYun Will Shll vWe ithyhmaditimg traliancer). We may r ehne 10 .neces: 0thed tee5 related tothat amount. twmp$0,tyNimir byPflilirHilQ ITlb 10D'.'l crl " hileoddonot have looaV theamount inquestion. vou lor areresponsit)Ie IbatyouAldeSh0til0 layrilerits "renwnder ofyour halance ifisGEMt. MS: Afinual Renewet Notice' 't vret>rAccogmi Aqvnuent hat'inannual mempefstwo le el nmth;V>re-ob tara+eIveeM voigrAcan's Kop-nWewillanr1 yhis Your Rights 11YOn Are0issatisfied WIIn Your Credil Carth Purchases: ItyouUe ¹'eriti 1|19" imrII,11 !nyou''9nil!brp billmç51alemert C'1ce atregWtte!hM érII0: dissatisliedwi:h:he goods ofserwes thalyou have su:chased withyoul credleard UN20tilecc00111 wr.i., 4uraginual 'lkinbesship iticwill b e .iddec h VDur Dinr.hase a w nd ighavrt tried i t'Q00d f.Illht oCurred fl'd ofot1Id111Wit!lthe riselrchalil. V0u ItaV lin|owcm |sileili'.": t,rmpne I ' he.ri;ioal twi1)eisl lp$ee r..inen ;eicer:øge unless haiveIn fiabionitopay :hv$ rerflaimnQ dr00terit due onIheo(,rchaw '/ishm.mf¼ r- 'I614 Wish y01t' vitu lofitet ,tch>lilil ,| Wrthin day.. . e cycle poigurig iwlil:hever nilem) iti*er We thesthlengePI turr.-vir,e h0Wrnch thear.fn inep©"rstait. 10uy!thirigril.illO!rlierolluWiiip 'Hudl hvt IIHe: D.9 isnillect 'thsp.nrtmnt olthecituat phenmar%Nr :-e09es me.1tts.*.1 anrrgrits 1The purrn.rw 'nus; h;1ve twen made gra vour horne slalC ofwilbin100 miles Kcar Our AColdand IOItmitsour nght tomaise1: h¼ctinot 04vour Account 01 90nt current atMlre$5, and thepuschase givkemuSI have beer ItVour Account usclosed thevou orustheannual anembership feewillnolonger De mailing t1Illed toyour ACCOuth: more than $50. mole: Wither otthese arenecessary . II,rourourchase was t'asedorian advellisement wemailed toyou. ofifweownthe contpany thal Galtirlation 01Balance Subject Toinlerest Rale: innguse purpenooic mterest solu youthegoods ofwervce ) 1!thiestrrreas'h DHhnÇ Cycl6 when adaily p eriodic ra je(s) applies. we Use t he your cj,· 1Ealar.ce ine:horj i"irlinjing ne·;e iranqactions) Tohgure yúur :ieriod cinterest 2.W umust have used credit card forthepurchase Purchase|s made veth cliar loreach hilhng cycle wheit amOgribbi pegivoir, naleggi appliet weuseIhe caSI adval cetifrom anAllgl 01withacheck t1ial accesses youtcitsdil care ,lveret:,9@; t>alance mer:1.ad pocludnig new transomons; Fos tine,91arution of Acenunt ficnntauakfy .ap,nmal066 nr·loonian4 mme .,p.prncow anbr*’f .9rora, cauculation »nyon' .1/ou"nou ni.1 -;etHave 'ulpp.W: MtI'w'twichaw s|cern-on sleau.:;,n n .4±neinlibwastom s o pree-rimaner ·istert"Da I!tectiters.1above 11allg agegliatl and vouabsStelldissal edW4¦rlie puNhdSc. c014d:r vh1.19msm.w a i"mine iIrleeggc.degene. rth r:m<,a-wperndic raithVariableWhileweinvesti ate.IheS.gme rules tutlicdSpututl ap!tly annioul di :MMG .1S I'i." ,,,g* I,/,4..st Iin i! . r(iggS, reir.'rgir.A into hMa- Ips.1 sa11881it'u1 -*irat1bthri. de'Gr.r 001 Irt .111s suw W eirVOH Gur rl"8184WIt211 I if Uni se'e'n getr I .iEl.1pg . .I thiter. Wh you 'inainount owe and youasnotpaywemay youasdelinouem rep0t1 MA05042021 To manage your account. including card payments. alerts, and change of address. visit w_ww.chase.com/cardhelp or call the customer service number which appears on your account statement FILED: ULSTER COUNTY CLERK 02/05/2024 10:42 AM INDEX NO. EF2024-340 NYSCEF DOC. NO. 2 c. youraccountonline: Manage Customer Service: Mobile:Download RECEIVEDtheNYSCEF: 02/05/2024 wwwchasecom:disney 1800300-8575 ChaseMot)ikapptoday YOUR ACCOUNT MESSAGES (CONTINUED) Youraccountis closerlandnolongeravailablelovuse CardmemberID: UseyourCanimornbor IDtorspeciallirmttwl-time promotions. ACCOUNT ACTIVITY DaluoI .. ransachon MerchanINameor Transaction Desenption $ Amount INTEREST CHARGED 0//15 INTEREST PURCHASE CHARGE 76.22 TOTALINTERESTFORTHISPERIOD $76.22 2023 TotalsYear-to-Date Totalleescharty)Iin2023 $224.00 fatalinterestchargedin2023 $495.35 Year-lo-date totalsdonolreflectanyfoeor nterestrefunds youmayhavereceived. INTEREST CHARGES YourAnnualPercentageRate(APR) is theannualinlerestrateonyouraccount. Annual Balance BalanceType Percentage SubjectTo Interest Rate(APR) InterestRate Charges PURCHASES Purchases 2099%(v)(d) $441750 $76.22 CASHADVANCES CrisnA Ivane...rs 29.99%fv)(d) - O- - O- RALANCETRANSFERS Ba|anneI tanstols 2099%(v)(d) - O· - O- 30 Daysin Billing Period (vt = VariableRate M) = DailyBalanceMethod(includingnewtransactions) fa) = Avarapt DailyBalannoMolhoil(includirm newtransactions) PleasesonInformation AboutYourAccountsectionlor theCalculation of BalanceSubjecttoInterestRate.AnnualRenewalNotice.How toAvoidintereston Purchases.andotherimportantinlormation, asapplicable IMPORTANT NEWS HuIntwo!cet·foursatiIndayBein control01yourtomorrow ,"ar.*ti|Jqa·1tilevd«: T1,.,i .*.ess "jesu m|arlt|sirJ ruta": le hell youbellerprotectyoufhcCounts hom ffaudarifflink.*)ifilGhuSO hSyouof st!ov0donC:|0tsOlder ) *Is 9d(|0s a:3S('Visil:'.hh:*e ! .d'1 In,tilletIlAbus.: SUSANF DAITON This Statement is a FaS9hñfle - Not an oriclinal siaternentDate- om23 FILED: ULSTER COUNTY CLERK 02/05/2024 10:42 AM INDEX NO. EF2024-340 NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/05/2024