On February 01, 2024 a
Exhibit,Appendix
was filed
involving a dispute between
Td Bank Usa, N.A.,
and
Becky A Duryea,
for Other Matters - Consumer Credit (Card) Original Creditor Plaintiff
in the District Court of St. Lawrence County.
Preview
FILED: ST. LAWRENCE COUNTY CLERK 02/01/2024INDEX NO. EFCV-24-165737
01:15 PM
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/01/2024
*00000* *00000*
RedCard Ending in: 5896
Account Identification Number: 00051479045 Statement Closing Date: October 6, 2023
BECKY A DURYEA Page 1 of 2
Summary of Account Activity Payment Information
Previous Balance $12,328.51 New Balance $12,398.60
Payments and Other Credits -$0.00 Minimum Payment Due $2,217.56
Purchases and Other Debits +$0.00
Cash Advances +$0.00 Payment Due Date 11/3/2023
Past Due Amount $1,886.80 Minimum Payment Warning: If you make only the minimum
Fees Charged +$0.00 payment each period, you will pay more in interest and it will take
Interest Charged +$70.09 you longer to pay off your balance. For example:
New Balance $12,398.60
If you make no You will pay off the And you will
Total Credit Limit $0.00 additional charges balance shown on end up paying
Cash Limit $0.00 using this card and this statement in an estimated
Available Credit $0.00 each month you pay... about... total of...
Portion Available for Cash $0.00
Only the minimum
The Cash Limit is a portion of the Total Credit Limit 3 years $13,537
Payment
Statement Closing Date 10/6/2023
Days in Billing Cycle 30 If you would like information about credit counseling services,
call 1-800-991-8433.
For questions, an address change or to report
a lost or stolen card, go online or call us:
Manage My RedCard Target.com/myRedCard
Target Card Services 1-800-424-6888
TDD/TDY 1-800-347-5842
Outside the U.S. 1-612-815-9922 (Call Collect)
Calling will not preserve your billing-error rights
Important Messages
Notice to New York Residents: New York residents may contact the New York State Department of Financial Services
by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York
State Department of Financial Services 1-800-342-3736 or http://www.dfs.ny.gov
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES
Account Number Ending in 5896
Account Identification Number 00051479045
ÍÆ)Â%.o$YAÎ New Balance
Minimum Payment Due
$12,398.60
$2,217.56
Payment Due Date November 3, 2023
NEW PHONE, HOME OR Amount
E-MAIL ADDRESS?
PLEASE UPDATE ON TARGET CARD SERVICES Enclosed $
REVERSE SIDE.
P.O. BOX 660170
OFFICE COPY DALLAS TX 75266-0170
FTADFAFDFAFDTTDDFADFTTTFTTAFTTDAFDFFAATFFTTFDADATFAATFTFDDDDAFFDT
BECKY A DURYEA
1562 STATE HIGHWAY 11C
N LAWRENCE NY 12967-1410
3003300221756123986090777700051479045671
FILED: ST. LAWRENCE COUNTY CLERK 02/01/2024INDEX NO. EFCV-24-165737
01:15 PM
NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/01/2024
*00000* *00000*
RedCard Ending in: 5896
Account Identification Number: 00051479045 Statement Closing Date: October 6, 2023
BECKY A DURYEA Page 2 of 2
Transactions
Trans Date Description of Transaction or Credit Location Amount
Payments And Other Credits
No payments or credits were received last month.
Interest Charged
INTEREST CHARGE-PURCHASES $70.09
TOTAL INTEREST CHARGED FOR THIS PERIOD $70.09
2023 Totals Year-to-Date
Total fees charged in 2023 $29.00
Total interest charged in 2023 $974.46
Interest Charge Calculation
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Balance Subject to
Type of Balance Annual Percentage Rate (APR) Interest Rate Interest Charge
Purchases 6.90% $12,362.43 $70.09
Cash Advances 6.90% $0.00 $0.00
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
Special Announcements and Exclusive Offers
Go Paperless and more!
Go paperless, easily make payments, and set up alerts for your account with Manage My RedCard! Enroll
today at Target.com/myRedCard.
51479045
Document Filed Date
February 01, 2024
Case Filing Date
February 01, 2024
Category
Other Matters - Consumer Credit (Card) Original Creditor Plaintiff
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Preview
FILED: ST. LAWRENCE COUNTY CLERK 02/01/2024INDEX NO. EFCV-24-165737 01:15 PM NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/01/2024 *00000* *00000* RedCard Ending in: 5896 Account Identification Number: 00051479045 Statement Closing Date: October 6, 2023 BECKY A DURYEA Page 1 of 2 Summary of Account Activity Payment Information Previous Balance $12,328.51 New Balance $12,398.60 Payments and Other Credits -$0.00 Minimum Payment Due $2,217.56 Purchases and Other Debits +$0.00 Cash Advances +$0.00 Payment Due Date 11/3/2023 Past Due Amount $1,886.80 Minimum Payment Warning: If you make only the minimum Fees Charged +$0.00 payment each period, you will pay more in interest and it will take Interest Charged +$70.09 you longer to pay off your balance. For example: New Balance $12,398.60 If you make no You will pay off the And you will Total Credit Limit $0.00 additional charges balance shown on end up paying Cash Limit $0.00 using this card and this statement in an estimated Available Credit $0.00 each month you pay... about... total of... Portion Available for Cash $0.00 Only the minimum The Cash Limit is a portion of the Total Credit Limit 3 years $13,537 Payment Statement Closing Date 10/6/2023 Days in Billing Cycle 30 If you would like information about credit counseling services, call 1-800-991-8433. For questions, an address change or to report a lost or stolen card, go online or call us: Manage My RedCard Target.com/myRedCard Target Card Services 1-800-424-6888 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612-815-9922 (Call Collect) Calling will not preserve your billing-error rights Important Messages Notice to New York Residents: New York residents may contact the New York State Department of Financial Services by telephone or visit its website for free information on comparative credit card rates, fees, and grace periods. New York State Department of Financial Services 1-800-342-3736 or http://www.dfs.ny.gov NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES Account Number Ending in 5896 Account Identification Number 00051479045 ÍÆ)Â%.o$YAÎ New Balance Minimum Payment Due $12,398.60 $2,217.56 Payment Due Date November 3, 2023 NEW PHONE, HOME OR Amount E-MAIL ADDRESS? PLEASE UPDATE ON TARGET CARD SERVICES Enclosed $ REVERSE SIDE. P.O. BOX 660170 OFFICE COPY DALLAS TX 75266-0170 FTADFAFDFAFDTTDDFADFTTTFTTAFTTDAFDFFAATFFTTFDADATFAATFTFDDDDAFFDT BECKY A DURYEA 1562 STATE HIGHWAY 11C N LAWRENCE NY 12967-1410 3003300221756123986090777700051479045671 FILED: ST. LAWRENCE COUNTY CLERK 02/01/2024INDEX NO. EFCV-24-165737 01:15 PM NYSCEF DOC. NO. 2 RECEIVED NYSCEF: 02/01/2024 *00000* *00000* RedCard Ending in: 5896 Account Identification Number: 00051479045 Statement Closing Date: October 6, 2023 BECKY A DURYEA Page 2 of 2 Transactions Trans Date Description of Transaction or Credit Location Amount Payments And Other Credits No payments or credits were received last month. Interest Charged INTEREST CHARGE-PURCHASES $70.09 TOTAL INTEREST CHARGED FOR THIS PERIOD $70.09 2023 Totals Year-to-Date Total fees charged in 2023 $29.00 Total interest charged in 2023 $974.46 Interest Charge Calculation Your Annual Percentage Rate (APR) is the annual interest rate on your account. Balance Subject to Type of Balance Annual Percentage Rate (APR) Interest Rate Interest Charge Purchases 6.90% $12,362.43 $70.09 Cash Advances 6.90% $0.00 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. Special Announcements and Exclusive Offers Go Paperless and more! Go paperless, easily make payments, and set up alerts for your account with Manage My RedCard! Enroll today at Target.com/myRedCard. 51479045