Preview
FECED: ST._LAWRENCE COUNTY CLERK MH/28/2623 TZi0a Wy ne em govogvaen
NYSCEF DOC. NO. 26 VED NYSCEF: 09/28/2023
SUPREME COURT OF THE STATE OF NEW YORK,
COUNTY OF ST. LAWRENCE
AFFIDAVIT OF SERVICE
AA i |
#51849%
Index no : EFCV-23-165115
Date Index Number Purchased: 08/29/2023
Plaintiff(s): MIDFIRST BANK
vs.
Defendant(s): BRANDON WIESNER, ET AL
5s
NEW YORK
JEFFSON COUNTY SS.
KEVIN NASWORTHY, the undersigned, being duly sworn, deposes and says
On 09/19/2023 at 5:58 PM, I served the within Summons Complaint Certificate of Merit Pursuant to CPLR
3012-B Notice of Electronic Filing; 1303 NOTICE- HELP FOR HOMEOWNERS IN FORECLOSURE IN
BOLD FOURTEEN-POINT TYPE AND PRINTED ON COLORED PAPER AND THE TITLE OF THE
NOTICE PRINTED IN TWENTY-POINT TYPE IN COMPLIANCE WITH RPAPL SECT1303 with the
index#EFCV-23-165115 endorsed thereon on BRANDON WIESNER at 917 Paterson Street, Ogdensburg, NY
13669 in the manner indicated below:
INDIVIDUAL: by delivering thereat a true copy of each to said recipient personally; deponent knew the person so
served to be the person described herein by deponent asking the person if he or she is the named Recipient and the
person responding that he or she is in fact the person named in this action as the Recipient.
Comments: ON 09/20/23, PERSUANT TO CPLR 3215, DEPONENT MAILED AN ADDITIONAL TRUE COPY
OF THE SUMMONS TO BRANDON WIESNER AT 917 PATERSON STREET OGDENSBURG, NY 13669.
THE DEFENDANT'S PLACE OF RESIDENCE. THE DOCUMENTS WERE ENCLOSED IN A SEPARATE
1ST CLASS POSTPAID PROPERLY ADDRESSED ENVELOPE, NOT INDICATING THAT THE MAILING
WAS FROM AN ATTORNEY OR CONCERNED LEGAL ACTION AND MARKED "PERSONAL AND
CONFIDENTIAL" IN AN OFFICIAL DEPOSITORY UNDER THE EXCLUSIVE CARE AND CUSTODY OF
THE UNITED STATES POST OFFICE
A description of the Recipient, or other person served on behalf of the Recipient is as follows:
Sex Color of skin/race Color of hair Age [Height Weight
Male White Brown 125-35, Sft4in-Sft8in Over 200 Ibs
Other Features:
Iasked BRANDON WIESNER whether he/she was in the active military service or financially dependent upon any one
who is in the military service of the United States or of the State of New York in any capacity whatever and received a
negative reply. The source of my information and belief are the conversations above narrated. Upon information and
belief I aver that the recipient is not in the military service of New York State or of the United States as that term is
defined in either the State or in the Federal statutes.
y
Z 4
Sworn to an: scribed befo, me, 09/20/2023 x
KEVIN NA! THY
iy. |
Provest, LLC
4520 Seedling Circle
Tampa, FL 33614
VeurelJ Adair 813.877.2844
Notary Publi Hi ¢ State of New York Atty File#:
Notary Qualified in Jefferson County 01AD6275694
Commission Expired 02/04/2025
lof 1
= .: INDEX NO. EFCV-23-165115
N
C. Nie deerui GROSS POLO’ Luc Wey EYED NYSCEF: @9/28/2023
- =
320 CARLETON AVE, STE.2600
CENTRAL ISLIP, NY, 11722
1775 WEHRLE DR SUITE 100
WILLIAMSVILLE, NY 14221
(631) 666-6168
SUPREME COURT OF THE STATE OF NEW YORK, COUNTY OF ST.LAWRENCE
INDEX # EFCV-23-165115
MIDFIRST BANK,
Plaintiff,
Against AFFIDAVIT OF SERVICE
BRANDON WIESNER, ET AL
Defendants,
I, MONICA DOPWELL, being first duly sworn, depose and say as follows:
T am nota party to this action, I am over 18 years of age and I reside in the State
of New York.
On 9/15/2023 at 10:54 AM at 271 CADMAN PLAZA EAST BROOKLYN , NEW YORK 11201, I served
the within
SUMMONS, COMPLAINT, CERTIFICATE OF MERIT PURSUANT TO CPLR §3012-B, NOTICE OF ELECTRONIC
FILING bearing index # EFCV-23-165115, filed 8/29/2023 on UNITED STATES OF AMERICA ON BEHALF OF THE
SECRETARY OF HOUSING AND URBAN DEVELOPMENT, defendant therein named,
(X) CORPORATE SERVICE: A corporation, by personally delivering thereat a true copy of each to JOHN ROHAN,
SPECIAL SECURITY OFFICER. I knew said so served to be the corporation described as the named defendant and knew
said individual to be the AUTHORIZED AGENT thereof.
DESCRIPTION
The following is a description of the individual I served to the best of my ability at the time and circumstances of service:
AGE: 60-65 SKIN TONE: WHITE GENDER: MALE WEIGHT: OVER 200 LBS HEIGHT: SFT8IN-SFT11IN
HAIR: GRAY
Server Signature
LICENSE # 1240610
FILE # 23-003116
CASE ID # 6908839
STATE OF NEW YORK
COUNTY OF 4442645
subscribed before me this ¢_ day of Sf , 203, by MONICA DOPWELL (affiant name).
TC ———
Signature of Notary Public
Print,Type or Stamp Ne s Commissioned Name
Personally known OR Produced Identification
Type of Identificatién Produced
KEVIN MCCARTHY
NOTARY PUBLIC, State of New York
No. 01MC6163828
Qualified in Nassau County
Commission Expires 06/06/2027
AoSNYC 01/22
lof 1
(FILED: ST. LAWRENCE COUNTY CLERK WY/72872023 3:5 AM) INDEX NO. EFCV-23-165115
NYSCEF DOC. NO. a8 RECEIVED NYSCEF: @9/28/2023
PROVEST LLC GROSS POLOWY LLC (NY)
320 CARLETON AVE, STE.2600 1775 WEHRLE DR SUITE 100
CENTRAL ISLIP, NY, 11722 WILLIAMSVILLE, NY 14221
(631) 666-6168
SUPREME COURT OF THE STATE OF NEW YORK, COUNTY OF ST.LAWRENCE
INDEX # EFCV-23-165115
MIDFIRST BANK,
Plaintiff,
Against AFFIDAVIT OF MAILING
BRANDON WIESNER, ET AL
Defendants,
THOMAS BROERE, being duly sworn, deposes and says: that deponent is not a party to this action, is over 18 years of age and
resides in in SUFFOLK COUNTY, NEW YORK.
On 09/20/2023, deponent mailed the within SUMMONS, COMPLAINT, CERTIFICATE OF MERIT PURSUANT TO CPLR
§3012-B, NOTICE OF ELECTRONIC FILING to UNITED STATES OF AMERICA ON BEHALF OF THE SECRETARY OF
HOUSING AND URBAN DEVELOPMENT
by enclosing a copyof the same, in a certified mail (9589 0710 5270 0101 6619 54), marked personal and confidential, properly
addressed to defendant and mailedto defendant at 950 PENNSYLVANIA AVE NW WASHINGTON, DISTRICT OF COLUMBIA
20530, by depositing said wrapperin a post office of the United States Postal Service within New York State.
THOMAS BROERE
PROVEST, LLC
320 CARLETON AVE, SUITE 2600
CENTRAL ISLIP, NY 11722
FILE# 23-003116
CASE ID # 6908839
STATE OF NEW YORK
COUNTY OF SUFFOLK
SEP 21 2023
Swom to subscribed before me this day of 20__, by THOMAS BROERE (affiant name).
Signature of Notary Public LU RSW toys)ral SIAL)
Cai UIFe 2 VN 3 =O La
Mi
Print, Type or Stamp Notary’s Commissioned Name
Wane a i
& Lt
A,
a?
Personally known. OR Produced Identification aS
Type of Identific ion Produced
heck box, add fee as appropriate)
\ we
‘CiRetum Receipt hardcopy)
[itu Receipt (electronic)
loortited Mail Restioted Delivery
(Dladuit Signature Requlred
hadi signature
6908839
ISS UNITED STATES OF AMERICA ON
SECRETARY OF HOUS BEHALF
OF THE
ING AND U IRBAN
DEVELOPMENT
950 PENNSYLVANIA AVE
ern: mda NW WASHINGTON, DIS
TRICT OF COLUMBIA
NOTAR’ York 20530
Ci ‘Siats, FA
Qu Co y,
Commission Expires January 7, 2027 fer
1 of
siiehenseeen As a
(FILED: ST. LAWRENCE COUNTY CLERK 0472872023 WS:56 RM 1NDEX NO. EFCV-23-165115
NYSCEF DOC. NO. 28 RECEIVED NYSCEF: @9/28/2023
SUPREME COURT OF THE STATE OF NEW
YORK, COUNTY OF ST. LAWRENCE
AFFIDAVIT OF DUE DILIGENCE
NA ll | UT
#51846*
Index no : EFCV-23-165115
Date Index Number Purchased: 08/29/2023
Plaintiff(s): MIDFIRST BANK
vs.
Defendant(s): BRANDON WIESNER, ET AL
%
NEW YORK
JEFFSON COUNTY Ss.
KEVIN NASWORTHY, the undersigned, being duly sworn, deposes and says:
On 09/19/2023 at 5:58 PM, I discontinued attempting service of the Summons Complaint Certificate of
Merit Pursuant to CPLR 3012-B Notice of Electronic Filing with the index#EFCV-23-165115
endorsed thereon on JOHN DOE 1 for the reason(s) indicated below:
Date/Time Address Remarks
09/15/2023-11:53 AM 917 Paterson Street
Ogdensburg, NY 13669 INo One Home
09/19/2023-5:58 PM 917 Paterson Street
Ogdensburg, NY 13669 PER BRANDON, HE LIVES ALONE. NO DOES
Sworn to and subscribed before me on
September 21, 2023 K) IN NASWORTHY
haw
LA.
Atty File#: 6908839
Laurel J Adi
Notary Public, In the Staté of New York
Notary Qualified in Jefferson County 01AD6275694
Commission Expired 02/04/2025
lof 1
(FILED: ST. LAWRENCE COUNTY CLERK 1272872023 11:05 AM INDEX NO. EFCV-23-165115
NYSCEF DOC. NO. 28 RECEIVED NYSCEF: 12/28/2023
HELP FOR HOMEOWNERS IN FORECLOSURE
NEW YORK STATE LAW REQUIRES THAT WE SEND YOU THIS NOTICE
ABOUT THE FORECLOSURE PROCESS. PLEASE READ IT CAREFULLY.
SUMMONS AND COMPLAINT
YOU ARE IN DANGER OF LOSING YOUR HOME. IF YOU FAIL TO
RESPOND TO THE SUMMONS AND COMPLAINT IN THIS FORECLOSURE
ACTION, YOU MAY LOSE YOUR HOME. PLEASE READ THE SUMMONS
AND COMPLAINT CAREFULLY. YOU SHOULD IMMEDIATELY CONTACT
AN ATTORNEY OR YOUR LOCAL LEGAL AID OFFICE TO OBTAIN
ADVICE ON HOW TO PROTECT YOURSELF.
SOURCES OF INFORMATION AND ASSISTANCE
The state encourages you to become informed about your options in foreclosure. In
addition to seeking assistance from an attorney or legal aid office, there are
government agencies and non-profit organizations that you may contact for
information about possible options, including trying to work with your lender
during this process.
To locate an entity near you, you may call the toll-free helpline maintained by the
New York State Department of Financial Services at 1-800-342-3736 or the
Foreclosure Relief Hotline 1-800-269-0990 or visit the department's website at
WWW.DES.NY.GOV.
RIGHTS AND OBLIGATIONS
YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME.
YOU HAVE THE RIGHT TO STAY IN YOUR HOME DURING THE
FORECLOSURE PROCESS. YOU ARE NOT REQUIRED TO LEAVE YOUR
HOME UNLESS AND UNTIL YOUR PROPERTY IS SOLD AT AUCTION
PURSUANT TO A JUDGMENT OF FORECLOSURE AND SALE.
REGARDLESS OF WHETHER YOU CHOOSE TO REMAIN IN YOUR HOME,
YOU ARE REQUIRED TO TAKE CARE OF YOUR PROPERTY AND PAY
PROPERTY TAXES IN ACCORDANCE WITH STATE AND LOCAL LAW.
FORECLOSURE RESCUE SCAMS
Be careful of people who approach you with offers to "save" your home. There are
individuals who watch for notices of foreclosure actions in order to unfairly profit
(FILED: ST. LAWRENCE COUNTY CLERK 1272872023 11:05 AM INDEX NO. EFCV-23-165115
NYSCEF DOC. NO. 28 RECEIVED NYSCEF: 12/28/2023
from a homeowner's distress. You should be extremely careful about any such
promises and any suggestions that you pay them a fee or sign over your deed. State
law requires anyone offering such services for profit to enter into a contract which
fully describes the services they will perform and fees they will charge, and which
prohibits them from taking any money from you until they have completed all such
promised services.
§ 1303 NOTICE
Preview
FECED: ST._LAWRENCE COUNTY CLERK MH/28/2623 TZi0a Wy ne em govogvaen NYSCEF DOC. NO. 26 VED NYSCEF: 09/28/2023 SUPREME COURT OF THE STATE OF NEW YORK, COUNTY OF ST. LAWRENCE AFFIDAVIT OF SERVICE AA i | #51849% Index no : EFCV-23-165115 Date Index Number Purchased: 08/29/2023 Plaintiff(s): MIDFIRST BANK vs. Defendant(s): BRANDON WIESNER, ET AL 5s NEW YORK JEFFSON COUNTY SS. KEVIN NASWORTHY, the undersigned, being duly sworn, deposes and says On 09/19/2023 at 5:58 PM, I served the within Summons Complaint Certificate of Merit Pursuant to CPLR 3012-B Notice of Electronic Filing; 1303 NOTICE- HELP FOR HOMEOWNERS IN FORECLOSURE IN BOLD FOURTEEN-POINT TYPE AND PRINTED ON COLORED PAPER AND THE TITLE OF THE NOTICE PRINTED IN TWENTY-POINT TYPE IN COMPLIANCE WITH RPAPL SECT1303 with the index#EFCV-23-165115 endorsed thereon on BRANDON WIESNER at 917 Paterson Street, Ogdensburg, NY 13669 in the manner indicated below: INDIVIDUAL: by delivering thereat a true copy of each to said recipient personally; deponent knew the person so served to be the person described herein by deponent asking the person if he or she is the named Recipient and the person responding that he or she is in fact the person named in this action as the Recipient. Comments: ON 09/20/23, PERSUANT TO CPLR 3215, DEPONENT MAILED AN ADDITIONAL TRUE COPY OF THE SUMMONS TO BRANDON WIESNER AT 917 PATERSON STREET OGDENSBURG, NY 13669. THE DEFENDANT'S PLACE OF RESIDENCE. THE DOCUMENTS WERE ENCLOSED IN A SEPARATE 1ST CLASS POSTPAID PROPERLY ADDRESSED ENVELOPE, NOT INDICATING THAT THE MAILING WAS FROM AN ATTORNEY OR CONCERNED LEGAL ACTION AND MARKED "PERSONAL AND CONFIDENTIAL" IN AN OFFICIAL DEPOSITORY UNDER THE EXCLUSIVE CARE AND CUSTODY OF THE UNITED STATES POST OFFICE A description of the Recipient, or other person served on behalf of the Recipient is as follows: Sex Color of skin/race Color of hair Age [Height Weight Male White Brown 125-35, Sft4in-Sft8in Over 200 Ibs Other Features: Iasked BRANDON WIESNER whether he/she was in the active military service or financially dependent upon any one who is in the military service of the United States or of the State of New York in any capacity whatever and received a negative reply. The source of my information and belief are the conversations above narrated. Upon information and belief I aver that the recipient is not in the military service of New York State or of the United States as that term is defined in either the State or in the Federal statutes. y Z 4 Sworn to an: scribed befo, me, 09/20/2023 x KEVIN NA! THY iy. | Provest, LLC 4520 Seedling Circle Tampa, FL 33614 VeurelJ Adair 813.877.2844 Notary Publi Hi ¢ State of New York Atty File#: Notary Qualified in Jefferson County 01AD6275694 Commission Expired 02/04/2025 lof 1 = .: INDEX NO. EFCV-23-165115 N C. Nie deerui GROSS POLO’ Luc Wey EYED NYSCEF: @9/28/2023 - = 320 CARLETON AVE, STE.2600 CENTRAL ISLIP, NY, 11722 1775 WEHRLE DR SUITE 100 WILLIAMSVILLE, NY 14221 (631) 666-6168 SUPREME COURT OF THE STATE OF NEW YORK, COUNTY OF ST.LAWRENCE INDEX # EFCV-23-165115 MIDFIRST BANK, Plaintiff, Against AFFIDAVIT OF SERVICE BRANDON WIESNER, ET AL Defendants, I, MONICA DOPWELL, being first duly sworn, depose and say as follows: T am nota party to this action, I am over 18 years of age and I reside in the State of New York. On 9/15/2023 at 10:54 AM at 271 CADMAN PLAZA EAST BROOKLYN , NEW YORK 11201, I served the within SUMMONS, COMPLAINT, CERTIFICATE OF MERIT PURSUANT TO CPLR §3012-B, NOTICE OF ELECTRONIC FILING bearing index # EFCV-23-165115, filed 8/29/2023 on UNITED STATES OF AMERICA ON BEHALF OF THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT, defendant therein named, (X) CORPORATE SERVICE: A corporation, by personally delivering thereat a true copy of each to JOHN ROHAN, SPECIAL SECURITY OFFICER. I knew said so served to be the corporation described as the named defendant and knew said individual to be the AUTHORIZED AGENT thereof. DESCRIPTION The following is a description of the individual I served to the best of my ability at the time and circumstances of service: AGE: 60-65 SKIN TONE: WHITE GENDER: MALE WEIGHT: OVER 200 LBS HEIGHT: SFT8IN-SFT11IN HAIR: GRAY Server Signature LICENSE # 1240610 FILE # 23-003116 CASE ID # 6908839 STATE OF NEW YORK COUNTY OF 4442645 subscribed before me this ¢_ day of Sf , 203, by MONICA DOPWELL (affiant name). TC ——— Signature of Notary Public Print,Type or Stamp Ne s Commissioned Name Personally known OR Produced Identification Type of Identificatién Produced KEVIN MCCARTHY NOTARY PUBLIC, State of New York No. 01MC6163828 Qualified in Nassau County Commission Expires 06/06/2027 AoSNYC 01/22 lof 1 (FILED: ST. LAWRENCE COUNTY CLERK WY/72872023 3:5 AM) INDEX NO. EFCV-23-165115 NYSCEF DOC. NO. a8 RECEIVED NYSCEF: @9/28/2023 PROVEST LLC GROSS POLOWY LLC (NY) 320 CARLETON AVE, STE.2600 1775 WEHRLE DR SUITE 100 CENTRAL ISLIP, NY, 11722 WILLIAMSVILLE, NY 14221 (631) 666-6168 SUPREME COURT OF THE STATE OF NEW YORK, COUNTY OF ST.LAWRENCE INDEX # EFCV-23-165115 MIDFIRST BANK, Plaintiff, Against AFFIDAVIT OF MAILING BRANDON WIESNER, ET AL Defendants, THOMAS BROERE, being duly sworn, deposes and says: that deponent is not a party to this action, is over 18 years of age and resides in in SUFFOLK COUNTY, NEW YORK. On 09/20/2023, deponent mailed the within SUMMONS, COMPLAINT, CERTIFICATE OF MERIT PURSUANT TO CPLR §3012-B, NOTICE OF ELECTRONIC FILING to UNITED STATES OF AMERICA ON BEHALF OF THE SECRETARY OF HOUSING AND URBAN DEVELOPMENT by enclosing a copyof the same, in a certified mail (9589 0710 5270 0101 6619 54), marked personal and confidential, properly addressed to defendant and mailedto defendant at 950 PENNSYLVANIA AVE NW WASHINGTON, DISTRICT OF COLUMBIA 20530, by depositing said wrapperin a post office of the United States Postal Service within New York State. THOMAS BROERE PROVEST, LLC 320 CARLETON AVE, SUITE 2600 CENTRAL ISLIP, NY 11722 FILE# 23-003116 CASE ID # 6908839 STATE OF NEW YORK COUNTY OF SUFFOLK SEP 21 2023 Swom to subscribed before me this day of 20__, by THOMAS BROERE (affiant name). Signature of Notary Public LU RSW toys)ral SIAL) Cai UIFe 2 VN 3 =O La Mi Print, Type or Stamp Notary’s Commissioned Name Wane a i & Lt A, a? Personally known. OR Produced Identification aS Type of Identific ion Produced heck box, add fee as appropriate) \ we ‘CiRetum Receipt hardcopy) [itu Receipt (electronic) loortited Mail Restioted Delivery (Dladuit Signature Requlred hadi signature 6908839 ISS UNITED STATES OF AMERICA ON SECRETARY OF HOUS BEHALF OF THE ING AND U IRBAN DEVELOPMENT 950 PENNSYLVANIA AVE ern: mda NW WASHINGTON, DIS TRICT OF COLUMBIA NOTAR’ York 20530 Ci ‘Siats, FA Qu Co y, Commission Expires January 7, 2027 fer 1 of siiehenseeen As a (FILED: ST. LAWRENCE COUNTY CLERK 0472872023 WS:56 RM 1NDEX NO. EFCV-23-165115 NYSCEF DOC. NO. 28 RECEIVED NYSCEF: @9/28/2023 SUPREME COURT OF THE STATE OF NEW YORK, COUNTY OF ST. LAWRENCE AFFIDAVIT OF DUE DILIGENCE NA ll | UT #51846* Index no : EFCV-23-165115 Date Index Number Purchased: 08/29/2023 Plaintiff(s): MIDFIRST BANK vs. Defendant(s): BRANDON WIESNER, ET AL % NEW YORK JEFFSON COUNTY Ss. KEVIN NASWORTHY, the undersigned, being duly sworn, deposes and says: On 09/19/2023 at 5:58 PM, I discontinued attempting service of the Summons Complaint Certificate of Merit Pursuant to CPLR 3012-B Notice of Electronic Filing with the index#EFCV-23-165115 endorsed thereon on JOHN DOE 1 for the reason(s) indicated below: Date/Time Address Remarks 09/15/2023-11:53 AM 917 Paterson Street Ogdensburg, NY 13669 INo One Home 09/19/2023-5:58 PM 917 Paterson Street Ogdensburg, NY 13669 PER BRANDON, HE LIVES ALONE. NO DOES Sworn to and subscribed before me on September 21, 2023 K) IN NASWORTHY haw LA. Atty File#: 6908839 Laurel J Adi Notary Public, In the Staté of New York Notary Qualified in Jefferson County 01AD6275694 Commission Expired 02/04/2025 lof 1 (FILED: ST. LAWRENCE COUNTY CLERK 1272872023 11:05 AM INDEX NO. EFCV-23-165115 NYSCEF DOC. NO. 28 RECEIVED NYSCEF: 12/28/2023 HELP FOR HOMEOWNERS IN FORECLOSURE NEW YORK STATE LAW REQUIRES THAT WE SEND YOU THIS NOTICE ABOUT THE FORECLOSURE PROCESS. PLEASE READ IT CAREFULLY. SUMMONS AND COMPLAINT YOU ARE IN DANGER OF LOSING YOUR HOME. IF YOU FAIL TO RESPOND TO THE SUMMONS AND COMPLAINT IN THIS FORECLOSURE ACTION, YOU MAY LOSE YOUR HOME. PLEASE READ THE SUMMONS AND COMPLAINT CAREFULLY. YOU SHOULD IMMEDIATELY CONTACT AN ATTORNEY OR YOUR LOCAL LEGAL AID OFFICE TO OBTAIN ADVICE ON HOW TO PROTECT YOURSELF. SOURCES OF INFORMATION AND ASSISTANCE The state encourages you to become informed about your options in foreclosure. In addition to seeking assistance from an attorney or legal aid office, there are government agencies and non-profit organizations that you may contact for information about possible options, including trying to work with your lender during this process. To locate an entity near you, you may call the toll-free helpline maintained by the New York State Department of Financial Services at 1-800-342-3736 or the Foreclosure Relief Hotline 1-800-269-0990 or visit the department's website at WWW.DES.NY.GOV. RIGHTS AND OBLIGATIONS YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME. YOU HAVE THE RIGHT TO STAY IN YOUR HOME DURING THE FORECLOSURE PROCESS. YOU ARE NOT REQUIRED TO LEAVE YOUR HOME UNLESS AND UNTIL YOUR PROPERTY IS SOLD AT AUCTION PURSUANT TO A JUDGMENT OF FORECLOSURE AND SALE. REGARDLESS OF WHETHER YOU CHOOSE TO REMAIN IN YOUR HOME, YOU ARE REQUIRED TO TAKE CARE OF YOUR PROPERTY AND PAY PROPERTY TAXES IN ACCORDANCE WITH STATE AND LOCAL LAW. FORECLOSURE RESCUE SCAMS Be careful of people who approach you with offers to "save" your home. There are individuals who watch for notices of foreclosure actions in order to unfairly profit (FILED: ST. LAWRENCE COUNTY CLERK 1272872023 11:05 AM INDEX NO. EFCV-23-165115 NYSCEF DOC. NO. 28 RECEIVED NYSCEF: 12/28/2023 from a homeowner's distress. You should be extremely careful about any such promises and any suggestions that you pay them a fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such promised services. § 1303 NOTICE