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IN THE CIRCUIT COURT OF THE 9TH JUDICIAL CIRCUIT, IN AND FOR
OSCEOLA COUNTY, FLORIDA
THE BANK OF NEW YORK MELLON
TRUST COMPANY, NATIONAL
ASSOCIATION FKA THE BANK OF NEW
YORK TRUST COMPANY, N.A. AS
UY VATU ATTA
CFN 2014003167
SUCCESSOR TO JPMORGAN CHASE Bk 4554 Fas 194-195 (5 Pas)
BANK N.A. AS TRUSTEE FOR RAMP DATE? 01/08/2014 09234523 Att
2005RZ3, ARMANDO RAMIREZ» CLERK OF COURT
OSCEOLA COUNTY
RECORDING FEES $0.00
PLAINTIFF,
CASE NO. 49-2009-CA-006462
VS.
ERIC SANTIAGO, ET AL.,
oan
DEFENDANT(S). sm
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305oc oo
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FINAL JUDGMENT OF FORECLOSURE Sop con
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This action was tried before the court. On the evidence presented, ona xDD
sam
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IT IS ADJUDGED that:
1 Plaintiff, The Bank Of New York Mellon Trust Company, National Association Fka The
Bank Of New York Trust Company, N.A. As Successor To Jpmorgan Chase Bank N.A. As
Trustee For Ramp 2005rz3, c/o Ocwen Loan Servicing, LLC, 1661 Worthington Road Suite 100,
West Palm Beach, FL, 33409 is due:
Principal $ 806,534.05
Interest on the note and mortgage from 137,792.86
December 1, 2008 to December 18, 2013
Title search expenses 980.00
Taxes 45,344.50
Attorneys’ fees
Finding as to reasonable number of hours: 13.3
Finding as to reasonable hourly rate: $180.00
10-13297 SMH_FL
Attorneys’ fee total: 2,395.00
Court costs, now taxed:
Filing Fee 1,993.00
Service of Process 828.90
Publication costs 0.00
Service/Mail Required by Law 16.50
Other court costs 50.00
Other:
Insurance premium(s) 10,923.15
BK Fees/Costs 0.00
BPO 625.00
Interest on Advances 0.00
Non-Sufficient Funds 0.00
Pre-Acc. Late Charges 11,239.84
Property Appraisal 0.00
Property Inspections 824.50
Property Preservation 0.00
Subtotal $|_1,019,547.30
LESS: Escrow balance 2,522.00
LESS: Unearned insurance premiums
LESS: Misc. deductions/credits
TOTAL $] 1,017,025.30
that shall bear interest at the rate of 4.75% a year.
2. Plaintiff holds a lien for the total sum superior to all claims or estates of defendant(s) on
the following described property in Osceola County, Florida:
LOT 194 CELEBRATION VILLAGE, UNIT 2 AS PER PLAT
2
10-13297 SMH_FL
THEREOF RECORDED IN PLAT BOOK 8, PAGE(S) 185
THRUOGH 212, OF THE PUBLIC RECORDS OF OSCEOLA
COUNTY, FLORIDA
Property Address: 708 MULBERRY AVE., CELEBRATION, FL
34747
3 If the total sum with interest at the rate described in Paragraph 1 and all costs accrued
subsequent to this judgment are not paid, the clerk of the court shall sell the property on
20 to the highest bidder for cash, except as described in
Paragraph 4, in accordance with section 45.031, Florida Statutes, using the following method:
a At Suite 2600/Room #2602 of the Osceola County Courthouse, 2 Courthouse
Square, Kissimmee, FL 34741, beginning at 11:00 a.m. on the prescribed date.
OR
Oo By electronic sale beginning at 11:00 a.m. on the prescribed date at Suite
2600/Room #2602 of the Osceola County Courthouse, 2 Courthouse Square, Kissimmee, FL
34741.
4. Plaintiff shall advance all subsequent costs of this action and shall be reimbursed for
them by the clerk if plaintiff is not the purchaser of the property for sale, provided, however, that
the purchaser of the property for sale shall be responsible for the documentary stamps payable on
the certificate of title. If plaintiff is the purchaser, the clerk shall credit plaintiff's bid with the
total sum with interest and costs accruing subsequent to this judgment, or such part of it, as is
necessary to pay the bid in full.
5 On filing the certificate of title, the clerk shall distribute the proceeds of the sale, so far as
they are sufficient, by paying: first, all of the plaintiffs costs; second, documentary stamps
affixed to the Certificate; third, plaintiffs attorneys’ fees; fourth, the total sum due to the
plaintiff, less the items paid, plus interest at the rate prescribed in paragraph 1 from this date to
the date of the sale; and by retaining any remaining amount pending the further order of this
court.
6. Upon filing of the certificate of sale, defendant(s) and all persons claiming under or
against defendant(s) since the filing of the notice of lis pendens shall be foreclosed of all estate
or claim in the property, except as to claims or rights under chapter 718 or chapter 720, Fla.
Statutes, if any. Upon filing of the certificate of title, the person named on the certificate of title
shall be let into possession of the property.
7. Jurisdiction of this action is retained to enter further orders that are proper including,
without limitation, writs of possession and a deficiency judgment.
10-13297 SMH_FL
IF THIS PROPERTY IS SOLD AT PUBLIC AUCTION, THERE MAY BE
ADDITIONAL MONEY FROM THE SALE AFTER PAYMENT OF PERSONS WHO
ARE ENTITLED TO BE PAID FROM THE SALE PROCEEDS PURSUANT TO THIS
FINAL JUDGMENT.
IF YOU ARE A SUBORDINATE LIENHOLDER CLAIMING A RIGHT TO FUNDS
REMAINING AFTER THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK
NO LATER THAN 60 DAYS AFTER THE SALE. IF YOU FAIL TO FILE A CLAIM,
YOU WILL NOT BE ENTITLED TO ANY REMAINING FUNDS.
IF YOU ARE THE PROPERTY OWNER, YOU MAY CLAIM THESE FUNDS
YOURSELF. YOU ARE NOT REQUIRED TO HAVE A LAWYER OR ANY OTHER
REPRESENTATION AND YOU DO NOT HAVE TO ASSIGN YOUR RIGHTS TO
ANYONE ELSE IN ORDER FOR YOU TO CLAIM ANY MONEY TO WHICH YOU
ARE ENTITLED. PLEASE CHECK WITH THE CLERK OF THE COURT AT 2
COURTHOUSE SQUARE
SUITE 2000, KISSIMMEE, FL 34741-5487 WITHIN TEN (10) DAYS AFTER THE SALE
TO SEE IF THERE IS ADDITIONAL MONEY FROM THE FORECLOSURE SALE
THAT THE CLERK HAS IN THE REGISTRY OF THE COURT.
IF YOU DECIDE TO SELL YOUR HOME OR HIRE SOMEONE TO HELP YOU
CLAIM THE ADDITIONAL MONEY, YOU SHOULD READ VERY CAREFULLY ALL
PAPERS YOU ARE REQUIRED TO SIGN, ASK SOMEONE ELSE, PREFERABLY AN
ATTORNEY WHO IS NOT RELATED TO THE PERSON OFFERING TO HELP YOU,
TO MAKE SURE THAT YOU UNDERSTAND WHAT YOU ARE SIGNING AND THAT
YOU ARE NOT TRANFERRING YOUR PROPERTY OR THE EQUITY IN YOUR
PROPERTY WITHOUT THE PROPER INFORMATION. IF YOU CANNOT AFFORD
TO PAY AN ATTORNEY, YOU MAY CONTACT: COMMUNITY LEGAL SERVICES
OF MID-FLORIDA, INC. - KISSIMMEE OFFICE, 800 NORTH MAIN STREET,
KISSIMMEE, FL 34744, (407) 933-1791 TO SEE IF YOU QUALIFY FINANCIALLY
FOR THEIR SERVICES. IF THEY CANNOT ASSIST YOU, THEY MAY BE ABLE TO
REFER YOU TO A LOCAL BAR REFERRAL AGENCY OR SUGGEST OTHER
OPTIONS. IF YOU CHOOSE TO CONTACT: COMMUNITY LEGAL SERVICES OF
MID-FLORIDA, INC. - KISSIMMEE OFFICE, 800 NORTH MAIN STREET,
KISSIMMEE, FL 34744, (407) 933-1791 FOR ASSISTANCE, YOU SHOULD DO SO AS
SOON AS POSSIBLE AFTER RECEIPT OF THIS NOTICE.
ORDERED at Osceola County, Florida,on__ / /-Z-_, 20 IG
a
Copies furnished to parties on the attached service list:
10-13297 SMH_FL
SERVICE LIST
Stephen M. Huttman
Pendergast & Morgan, P.A.
115 Perimeter Center Place NE, Suite 1000
Atlanta, GA 30346
JOSE M. CARRION, ESQ.
ATTORNEY FOR ERIC SANTIAGO
1221 W. COLONIAL DRIVE, SUITE 200
P.O. BOX 547996
ORLANDO, FL 32854
UNKNOWN SPOUSE OF ERIC SANTIAGO N/K/A LARNA SANTIAGO
10151 CHORLTON CIRCLE
ORLANDO, FL 32832-6167
PAUL T. HINCKLEY, ESQUIRE
TAYLOR & CARLS, P.A.
ATTORNEY FOR CELEBRATION RESIDENTIAL OWENRS' ASSOCIATION, INC.
150 N. WESTMONTE DRIVE
ALTAMONTE SPRINGS, FL 32714
CELEBRATION NON RESIDENTIAL OWNERS ASSOCIATION, INC.
C/O LARSEN & ASSOCIATES, P.A., REGISTERED AGENT
300 S. ORANGE AVE, STE. #1200
ORLANDO, FL 32801
LUIS A. GONZALEZ
708 MULBERRY AVENUE
KISSIMMEE, FL 34747
SANTIAGO GOMEZ
708 MULBERRY AVENUE
KISSIMMEE, FL 34747
JOHN DOE N/K/A LUIS GONZALEZ
708 MULBERRY AVENUE
KISSIMMEE, FL 34747
JANE DOE N/K/A GLORIA GONZALEZ
708 MULBERRY AVENUE
KISSIMMEE, FL 34747
10-13297 SMH_FL
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IN THE CIRCUIT COURT OF THE 9TH JUDICIAL CIRCUIT, IN AND FOR OSCEOLA COUNTY, FLORIDA THE BANK OF NEW YORK MELLON TRUST COMPANY, NATIONAL ASSOCIATION FKA THE BANK OF NEW YORK TRUST COMPANY, N.A. AS UY VATU ATTA CFN 2014003167 SUCCESSOR TO JPMORGAN CHASE Bk 4554 Fas 194-195 (5 Pas) BANK N.A. AS TRUSTEE FOR RAMP DATE? 01/08/2014 09234523 Att 2005RZ3, ARMANDO RAMIREZ» CLERK OF COURT OSCEOLA COUNTY RECORDING FEES $0.00 PLAINTIFF, CASE NO. 49-2009-CA-006462 VS. ERIC SANTIAGO, ET AL., oan DEFENDANT(S). sm / =m =e oO pao 305oc oo am FINAL JUDGMENT OF FORECLOSURE Sop con <=x zon cs This action was tried before the court. On the evidence presented, ona xDD sam - IT IS ADJUDGED that: 1 Plaintiff, The Bank Of New York Mellon Trust Company, National Association Fka The Bank Of New York Trust Company, N.A. As Successor To Jpmorgan Chase Bank N.A. As Trustee For Ramp 2005rz3, c/o Ocwen Loan Servicing, LLC, 1661 Worthington Road Suite 100, West Palm Beach, FL, 33409 is due: Principal $ 806,534.05 Interest on the note and mortgage from 137,792.86 December 1, 2008 to December 18, 2013 Title search expenses 980.00 Taxes 45,344.50 Attorneys’ fees Finding as to reasonable number of hours: 13.3 Finding as to reasonable hourly rate: $180.00 10-13297 SMH_FL Attorneys’ fee total: 2,395.00 Court costs, now taxed: Filing Fee 1,993.00 Service of Process 828.90 Publication costs 0.00 Service/Mail Required by Law 16.50 Other court costs 50.00 Other: Insurance premium(s) 10,923.15 BK Fees/Costs 0.00 BPO 625.00 Interest on Advances 0.00 Non-Sufficient Funds 0.00 Pre-Acc. Late Charges 11,239.84 Property Appraisal 0.00 Property Inspections 824.50 Property Preservation 0.00 Subtotal $|_1,019,547.30 LESS: Escrow balance 2,522.00 LESS: Unearned insurance premiums LESS: Misc. deductions/credits TOTAL $] 1,017,025.30 that shall bear interest at the rate of 4.75% a year. 2. Plaintiff holds a lien for the total sum superior to all claims or estates of defendant(s) on the following described property in Osceola County, Florida: LOT 194 CELEBRATION VILLAGE, UNIT 2 AS PER PLAT 2 10-13297 SMH_FL THEREOF RECORDED IN PLAT BOOK 8, PAGE(S) 185 THRUOGH 212, OF THE PUBLIC RECORDS OF OSCEOLA COUNTY, FLORIDA Property Address: 708 MULBERRY AVE., CELEBRATION, FL 34747 3 If the total sum with interest at the rate described in Paragraph 1 and all costs accrued subsequent to this judgment are not paid, the clerk of the court shall sell the property on 20 to the highest bidder for cash, except as described in Paragraph 4, in accordance with section 45.031, Florida Statutes, using the following method: a At Suite 2600/Room #2602 of the Osceola County Courthouse, 2 Courthouse Square, Kissimmee, FL 34741, beginning at 11:00 a.m. on the prescribed date. OR Oo By electronic sale beginning at 11:00 a.m. on the prescribed date at Suite 2600/Room #2602 of the Osceola County Courthouse, 2 Courthouse Square, Kissimmee, FL 34741. 4. Plaintiff shall advance all subsequent costs of this action and shall be reimbursed for them by the clerk if plaintiff is not the purchaser of the property for sale, provided, however, that the purchaser of the property for sale shall be responsible for the documentary stamps payable on the certificate of title. If plaintiff is the purchaser, the clerk shall credit plaintiff's bid with the total sum with interest and costs accruing subsequent to this judgment, or such part of it, as is necessary to pay the bid in full. 5 On filing the certificate of title, the clerk shall distribute the proceeds of the sale, so far as they are sufficient, by paying: first, all of the plaintiffs costs; second, documentary stamps affixed to the Certificate; third, plaintiffs attorneys’ fees; fourth, the total sum due to the plaintiff, less the items paid, plus interest at the rate prescribed in paragraph 1 from this date to the date of the sale; and by retaining any remaining amount pending the further order of this court. 6. Upon filing of the certificate of sale, defendant(s) and all persons claiming under or against defendant(s) since the filing of the notice of lis pendens shall be foreclosed of all estate or claim in the property, except as to claims or rights under chapter 718 or chapter 720, Fla. Statutes, if any. Upon filing of the certificate of title, the person named on the certificate of title shall be let into possession of the property. 7. Jurisdiction of this action is retained to enter further orders that are proper including, without limitation, writs of possession and a deficiency judgment. 10-13297 SMH_FL IF THIS PROPERTY IS SOLD AT PUBLIC AUCTION, THERE MAY BE ADDITIONAL MONEY FROM THE SALE AFTER PAYMENT OF PERSONS WHO ARE ENTITLED TO BE PAID FROM THE SALE PROCEEDS PURSUANT TO THIS FINAL JUDGMENT. IF YOU ARE A SUBORDINATE LIENHOLDER CLAIMING A RIGHT TO FUNDS REMAINING AFTER THE SALE, YOU MUST FILE A CLAIM WITH THE CLERK NO LATER THAN 60 DAYS AFTER THE SALE. IF YOU FAIL TO FILE A CLAIM, YOU WILL NOT BE ENTITLED TO ANY REMAINING FUNDS. IF YOU ARE THE PROPERTY OWNER, YOU MAY CLAIM THESE FUNDS YOURSELF. YOU ARE NOT REQUIRED TO HAVE A LAWYER OR ANY OTHER REPRESENTATION AND YOU DO NOT HAVE TO ASSIGN YOUR RIGHTS TO ANYONE ELSE IN ORDER FOR YOU TO CLAIM ANY MONEY TO WHICH YOU ARE ENTITLED. PLEASE CHECK WITH THE CLERK OF THE COURT AT 2 COURTHOUSE SQUARE SUITE 2000, KISSIMMEE, FL 34741-5487 WITHIN TEN (10) DAYS AFTER THE SALE TO SEE IF THERE IS ADDITIONAL MONEY FROM THE FORECLOSURE SALE THAT THE CLERK HAS IN THE REGISTRY OF THE COURT. IF YOU DECIDE TO SELL YOUR HOME OR HIRE SOMEONE TO HELP YOU CLAIM THE ADDITIONAL MONEY, YOU SHOULD READ VERY CAREFULLY ALL PAPERS YOU ARE REQUIRED TO SIGN, ASK SOMEONE ELSE, PREFERABLY AN ATTORNEY WHO IS NOT RELATED TO THE PERSON OFFERING TO HELP YOU, TO MAKE SURE THAT YOU UNDERSTAND WHAT YOU ARE SIGNING AND THAT YOU ARE NOT TRANFERRING YOUR PROPERTY OR THE EQUITY IN YOUR PROPERTY WITHOUT THE PROPER INFORMATION. IF YOU CANNOT AFFORD TO PAY AN ATTORNEY, YOU MAY CONTACT: COMMUNITY LEGAL SERVICES OF MID-FLORIDA, INC. - KISSIMMEE OFFICE, 800 NORTH MAIN STREET, KISSIMMEE, FL 34744, (407) 933-1791 TO SEE IF YOU QUALIFY FINANCIALLY FOR THEIR SERVICES. IF THEY CANNOT ASSIST YOU, THEY MAY BE ABLE TO REFER YOU TO A LOCAL BAR REFERRAL AGENCY OR SUGGEST OTHER OPTIONS. IF YOU CHOOSE TO CONTACT: COMMUNITY LEGAL SERVICES OF MID-FLORIDA, INC. - KISSIMMEE OFFICE, 800 NORTH MAIN STREET, KISSIMMEE, FL 34744, (407) 933-1791 FOR ASSISTANCE, YOU SHOULD DO SO AS SOON AS POSSIBLE AFTER RECEIPT OF THIS NOTICE. ORDERED at Osceola County, Florida,on__ / /-Z-_, 20 IG a Copies furnished to parties on the attached service list: 10-13297 SMH_FL SERVICE LIST Stephen M. Huttman Pendergast & Morgan, P.A. 115 Perimeter Center Place NE, Suite 1000 Atlanta, GA 30346 JOSE M. CARRION, ESQ. ATTORNEY FOR ERIC SANTIAGO 1221 W. COLONIAL DRIVE, SUITE 200 P.O. BOX 547996 ORLANDO, FL 32854 UNKNOWN SPOUSE OF ERIC SANTIAGO N/K/A LARNA SANTIAGO 10151 CHORLTON CIRCLE ORLANDO, FL 32832-6167 PAUL T. HINCKLEY, ESQUIRE TAYLOR & CARLS, P.A. ATTORNEY FOR CELEBRATION RESIDENTIAL OWENRS' ASSOCIATION, INC. 150 N. WESTMONTE DRIVE ALTAMONTE SPRINGS, FL 32714 CELEBRATION NON RESIDENTIAL OWNERS ASSOCIATION, INC. C/O LARSEN & ASSOCIATES, P.A., REGISTERED AGENT 300 S. ORANGE AVE, STE. #1200 ORLANDO, FL 32801 LUIS A. GONZALEZ 708 MULBERRY AVENUE KISSIMMEE, FL 34747 SANTIAGO GOMEZ 708 MULBERRY AVENUE KISSIMMEE, FL 34747 JOHN DOE N/K/A LUIS GONZALEZ 708 MULBERRY AVENUE KISSIMMEE, FL 34747 JANE DOE N/K/A GLORIA GONZALEZ 708 MULBERRY AVENUE KISSIMMEE, FL 34747 10-13297 SMH_FL