Preview
FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM INDEX NO. 9001881
SUPREME
NYSCEF DOC. COURT
OF THE STATE OF NEW YORK
NO. 1 INDEX # RECEIVED NYSCEF: 12/29/2023
COUNTY OF WYOMING SUMMONS
_______________________________________________x
LVNV FUNDING LLC PLAINTIFF'S ADDRESS
Plaintiff, 355 S MAIN ST 300-D
GREENVILLE SC 29601
-against- X
DEFENDANT'S ADDRESSES
KYLE BRETHERTON 23 NASH ST
Defendant(s). SILVER SPRINGS NY 14550-981
_______________________________________________x
CONSUMER CREDIT TRANSACTION
THE BASIS OF THE VENUE IS:
A DEFENDANT RESIDES IN THE COUNTY OF WYOMING
THE TRANSACTION TOOK PLACE IN THE COUNTY OF WYOMING
TO THE ABOVE NAMED DEFENDANT(S): KYLE BRETHERTON
YOU ARE HEREBY SUMMONED TO ANSWER THE COMPLAINT IN THIS ACTION AND TO
SERVE A COPY OF YOUR ANSWER ON THE PLAINTIFF'S ATTORNEY(S) WITHIN
20 DAYS AFTER THE SERVICE OF THIS SUMMONS, EXCLUSIVE OF THE DAY OF
SERVICE (OR WITHIN 30 DAYS AFTER THE SERVICE IS COMPLETE IF THIS
SUMMONS IS NOT PERSONALLY DELIVERED TO YOU WITHIN THE STATE OF NEW YORK).
UPON YOUR FAILURE TO ANSWER, JUDGMENT WILL BE TAKEN AGAINST YOU FOR THE
RELIEF DEMANDED IN THE COMPLAINT, TOGETHER WITH THE DISBURSEMENTS OF
THIS ACTION.
DATED THE 1 DAY OF DECEMBER , 2023
FORSTER & GARBUS LLP
FILE NO. ATTORNEY(S) FOR PLAINTIFF
Q70714852421 2950 EXPRESS DR S, SUITE 100
ISLANDIA, NY 11749
(631) 393-9400
NOTE: THE LAW PROVIDES THAT:
(A) IF THIS SUMMONS IS SERVED BY ITS DELIVERY TO YOU PERSONALLY WITHIN
THE COUNTY OF WYOMING YOU MUST APPEAR AND ANSWER WITHIN 20 DAYS AFTER
SUCH SERVICE: OR
(B) IF THIS SUMMONS IS SERVED BY DELIVERY TO ANY PERSON OTHER THAN YOU
PERSONALLY, OR IS SERVED OUTSIDE THE COUNTY OF WYOMING , OR BY PUBLI-
CATION, OR BY ANY MEANS OTHER THAN PERSONAL DELIVERY TO YOU WITHIN THE
COUNTY OF WYOMING YOU ARE ALLOWED 30 DAYS AFTER SERVICE IS COMPLETE
WITHIN WHICH TO APPEAR AND ANSWER.
ORIG CRED: CREDIT ONE BANK, N.A.
ORIG ACCT# END IN: 4156
Q70714852421 1 of 5
Page 1 of 3
FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM INDEX NO. 9001881
SUPREME
NYSCEF DOC. COURT
OF THE STATE OF NEW YORK
NO. 1 RECEIVED NYSCEF: 12/29/2023
COUNTY OF WYOMING
_______________________________________________x
LVNV FUNDING LLC COMPLAINT
Plaintiff,
-against-
KYLE BRETHERTON
Defendant(s).
_______________________________________________x
PLAINTIFF, BY ITS ATTORNEY(S), COMPLAINING OF THE DEFENDANT(S), UPON
INFORMATION AND BELIEF, ALLEGE:
1. THAT THE DEFENDANT(S) RESIDES IN THE COUNTY IN WHICH THIS ACTION IS
BROUGHT; OR THAT THE DEFENDANT(S) TRANSACTED BUSINESS WITHIN THE COUNTY
IN WHICH THIS ACTION IS BROUGHT IN PERSON OR THROUGH HIS/HER AGENT AND
THAT THE INSTANT CAUSE OF ACTION AROSE OUT OF SAID TRANSACTION.
2. ON INFORMATION AND BELIEF THE DEFENDANT IN PERSON OR THROUGH
AN AGENT MADE PURCHASES UNDER A CREDIT AGREEMENT
AT DEFENDANT'S REQUEST - A COPY OF WHICH WAS FURNISHED TO
DEFENDANT. PLAINTIFF, AS PURCHASER OF THIS ACCOUNT, WHICH WAS ORIGINALLY
OWNED BY THE BELOW CREDITOR, PURCHASED IT FOR VALUE. THE DEFENDANT WAS NOTIFIED
OF SAME.
3. THERE REMAINS AN AGREED BALANCE ON SAID ACCOUNT OF $ 976.84 ,DUE AND
OWING ON PLAINTIFF'S CAUSE OF ACTION. NO PART OF SAID SUM HAS BEEN PAID ALTHOUGH
DULY DEMANDED.
4. DEFENDANT(S) IS IN DEFAULT AND DEMAND FOR PAYMENT HAS BEEN MADE.
5. A COPY OF THE CONTRACT OR OTHER WRITTEN INSTRUMENT UPON WHICH THIS ACTION
IS BASED IS ATTACHED HERETO.
6. THE BALANCE DUE IS ITEMIZED AS FOLLOWS:
a) The amount of debt at charge off $ 976.84
b) The total amount of interest after charge off $ .00
c) The amount of charges or fees after charge off $ .00
d) The amount of payments and/or credits after charge off $ .00
7. THE CHAIN OF TITLE IS AS FOLLOWS:
Original creditor date assigned/sold 04/22/2022 and amount due at time of
sale/assignment $ 976.84
to: Sherman Originator III LLC
Assigned/sold to Sherman Originator LLC on 04/22/2022
Assigned/sold to LVNV Funding LLC on 04/22/2022
8. THE FOLLOWING IS INFORMATION ABOUT THE ACCOUNT:
DATE OF LAST PAYMENT 07/27/2021
AMOUNT OF LAST PAYMENT $ 50.00
ORIGINAL ACCOUNT NUMBER ENDING IN: 4156
ORIGINAL CREDITOR: CREDIT ONE BANK, N.A.
9. ON INFORMATION AND BELIEF, THE CAUSE(S) OF ACTION ASSERTED HEREIN ARE NOT
OUTSIDE OF THE APPLICABLE STATUTE OF LIMITATIONS.
THERE IS NOW DUE PLAINTIFF FROM DEFENDANT(S) THE AMOUNT SET FORTH IN THE
COMPLAINT, NO PART OF WHICH HAS BEEN PAID, ALTHOUGH DULY DEMANDED.
Q70714852421 2 of 5
Page 2 of 3
FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM INDEX NO. 9001881
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 12/29/2023
WHEREFORE, PLAINTIFF DEMANDS JUDGMENT AGAINST THE DEFENDANT(S) FOR THE SUM OF
$ 976.84 TOGETHER WITH THE DISBURSEMENTS OF THIS ACTION.
Tess E Gunther Michael Florio
WE ARE DEBT COLLECTORS; ANY FORSTER & GARBUS LLP
INFORMATION OBTAINED WILL BE USED ATTORNEY(S) FOR PLAINTIFF
IN ATTEMPTING TO COLLECT THIS DEBT. 2950 EXPRESS DR S, SUITE 100
ISLANDIA, NY 11749
DATED: THE 1 DAY OF DECEMBER , 2023
PURSUANT TO PART 130-1.1-a OF THE RULES OF
THE CHIEF ADMINISTRATOR THIS SIGNATURE
APPLIES TO THE ATTACHED SUMMONS AND
COMPLAINT
Q70714852421 3 of 5
Page 3 of 3
FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM
CREDITONEBANKCREDITCARDSTATEMENT
INDEX NO. 9001881
AccountNumbe1 | 156
NYSCEF DOC. NO. 1 February21, 2022to March20, 2022
RECEIVED NYSCEF: 12/29/2023
SUMMARYOFACCOUNTACTIVITY PAYMENTINFORMATION
PreviousBalance $920.97 NewBalance $976.84
Payments - $0.00 PastDueAmount $263.00
OtherCredits - $0.00 AmountDueThisPeriod $752.84
Purchases + $0.00 MinimumPaymentDue $976.84
BalanceTransfers + $0.00 PaymentDueDate 04/16/22
CashAdvances + $0.00 LatePayment Warning:
FeesCharged + $39.00 Ifwedonotreceive yourminimumpayment
+ bythedatelistedabove,
Interest Charged $16.87 youmayhaveto paya latefeeupto$39.
NewBalance $976.84 MinimumPaymentWarning:
.Ifyoumakeonlytheminimum eachperiod,youwillpaymore
payment
CreditLimit $500.00 ininwe andhMake yo bnge®ay ohoudalance.
AvailableCredit $0.00
StatementClosingDate 03/20/22 corexampe
Daysin BillingCycle 28 Ifyourake rc Youwi.1payo'ftne Andyouwill
additonalcnarges balance shownon endup payrg
QUESTIONS? usingthiscaraand thestatementin anestjmatea
CallCustomerServiceor Report eachmorthyOJ pay... about... totalof...
a Lostor StolenCreditCard 1-877-825-3242
Outsidethe U.S.Call 1-702-405-2042 only nenunmum
1months $977.00
to:
Pleasesendbillinginquiriesandcorrespondence
P.O.Box98873,Las Vegas,NV89193-8873 forcreditcounseling
Ifyouwouldlikealocation call
services,
Oryoumayvisitwww.justice.gov/ust/list-
1-866-515-5720.
credit-counseling-agencies-approved-pursuant-11-use-111.
TRANSACTIONS
ReteenceNat:er pansDa:e Nst Da:eDesmp:mof Trarman:nm
orCreei: A-ow
Fees
03/20 03/20 LATEFEE 39.00
TOTALFEESFORTHISPERIOD 39.00
03/20 03/20 InterestChargeon Purchases 16.87
03/20 03/20 InterestChargeon CashAdvances 0.00
TOTALINTERESTFORTHISPERIOD 16.87
Totalfeeschargedin 2022 $117.00
Totalinterestchargedin 2022 $48.22
Youraccountis currentlyclosed.
INTERESTCHARGECALCULATION
YourAnnualPercentageRate(APR)is theannualinterestrateon youraccount.
BalanceSubjectto
Type of Balance Annual PercentageRate (APR) Interest Rate InterestCharge
Purchases 24.40%(v) $829.66 $16.87
CashAdvances 24.40%(v) $0.00 $0.00
(v) = VariableRate
5385 JBH 001 7 20 2203200 1of1
CXPAGE 20 5727 9620 A308 01GQ5385
Please
retum withyourpayment,
thisportion number
andwriteyouraccount onyourcheck,
made
payable ONE
toCREDfT BANK.
PAYYOURBILL ONLINEat CreditoneBank.com
AccountNumber: 4156
8 A N K NewBalance: $976.84
MinimumPaymentDue: $976.84
PaymentDueDate: 04/16/22
Foraddress,
telephone
andemailchanges,
thereverseside.
pleasecomplete
Or,updateyourcontactinformation
online
atwww.CreditoneBank.com. AMOUNTENCLOSED: $ .
Illill IIIIIIIIIII@¹¹1¹¹11l@Illilillil@rri I milli
CREDITONEBANK KYLEBRETHERTON
POBOX60500 23 NASHST
CITYOF INDUSTRYCA91716-0500 SILVERSPRINGSNY 14550-9813
millillirillil'III@1 illillilli"Illilligill DIIID
4156
4 of 5
FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM
CREDITONEBANKCREDITCARDSTATEMENT
INDEX NO. 9001881
AccountNumber 156
NYSCEF DOC. NO. 1 July21, 2021to August20, 2021
RECEIVED NYSCEF: 12/29/2023
SUMMARYOFACCOUNTACTIVITY PAYMENTINFORMATION
PreviousBalance $509.43 NewBalance $576.36
Payments - $50.00 PastDueAmount $0.00
OtherCredits - $0.00 AmountDueThisPeriod $30.00
Purchases + $106.23 MinimumPaymentDue $30.00
BalanceTransfers + $0.00 PaymentDueDate 09/16/21
CashAdvances + $0.00 LatePaymentWaming:
FeesCharged + $0.00 Ifwedonotreceive yourminimumpayment
+ bythedatelistedabove,
Interest Charged $10.70 youmayhaveto payalatefeeupto$39.
NewBalance $576.36 Minimum PaymentWeming:
Ifyoumakeonlytheminimum payment eachperiod,youwillpaymore
$5 0 ininterest
anditwilltakeyoulongerto payoffyourbalance.
a b e redit
StatementClosingDate 08/20/21 carexempe
Daysin BillingCycle 31 Ifyo makeno YouwIIpayo" the Andyouwill
additional
charges balarceshownon endJPpay0• g
QUESTIONS? usingins caraand thestatementin anestimated
CallCustomerServiceor Report eachmontnyoupay... about... :ctalot.
a Lostor StolenCreditCard 1-877-825-3242
Outsidethe U.S.Call 1-702-405-2042
Sym 2years $738.00
to:
Pleasesendbillinginquiriesandcorrespondence
P.O.Box98873,Las Vegas,NV89193-8873 Ifyouwould f
likealocation orcredit call
services,
counseling
Oryoumayvisitwww.justice.gov/ust/list-
1-866-515-5720.
credit-counseling-agencies-approved-pursuant-11-use-111.
Number
Reference ofTransaction
TransDate PostDateDescription orCredit Amount
74071936GOOXTMJRL 07/27 07/27 PAYMENT- MOBILEAPP LASVEGAS NV -50.00
24427336MLYRMDZ81 08/01 08/01 MCDONALD'S F13536WARSAWNY 7.55
24445006R00PNTSTM 08/03 08/03 DOLLARGENERAL#19760EASTAURORANY 10.92
24427336TLM8K3V5E 08/04 08/04 SENECAONESTOP#020BUFFALONY 7.49
24427336TLM8K4313 08/04 08/04 SENECAONESTOP#020BUFFALONY 80.27
TOTALFEESFORTHISPERIOD 0.00
08/20 08/20 InterestChargeon Purchases 10.70
08/20 08/20 InterestChargeon CashAdvances 0.00
TOTALINTERESTFORTHISPERIOD 10.70
Totalfeeschargedin 2021 $59.00
Totalinterestchargedin 2021 $62.46
NOTICEOFCHANGEINTERMSTOYOURCARDAGREEMENT
Underthe heading"Fees:" the"Transaction Feefor Balance
Transfers" paragraph(if it appearsin yourCard
Agreement)
is beingremoved.All othertermsdisclosedin yourCard
Agreementremainunchanged.Pleasekeepa copyof this
documentwithyourCardAgreementfor futurereference.
YourAnnualPercentageRate(APR)is theannualinterestrateon youraccount.
BalanceSubjectto
Type of Balance Annual PercentageRate (APR) Interest Rate InterestCharge
Purchases 24.40%(v) $526.44 $10.70
CashAdvances 24.40%(v) $0.00 $0.00
(v) = VariableRate
5385 JBH 001 7 20 2108200 OPAGE1of 1 20 5727 9620 A308 01GQ5385
retum
Please thisportion
withyourpayment,
andwriteyouraccount onyourcheck,
number made to CREDITONEBANK
payable
PAYYOURBILL ONLINEat CreditoneBank.com
AccountNumber: 4156
8 A N K NewBalance: $576.36
MinimumPaymentDue: $30.00
PaymentDueDate: 09/16/21
Foraddress,
telephone
andemailchanges,
pleasecomplete side.
thereverse
at e neBank AMOUNTENCLOSED: $
lillrill IIrriplillli@"Illlli""illl@1¹¹IIFIrllilli
CREDITONEBANK KYLEBRETHERTON
POBOX60500 23 NASHST
CITYOF INDUSTRYCA91716-0500 SILVERSPRINGSNY 14550-9813
.|||slhhi"HeirlbHhPHIrillu@H ilrWunP"ill
156
5 of 5
Preview
FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM INDEX NO. 9001881 SUPREME NYSCEF DOC. COURT OF THE STATE OF NEW YORK NO. 1 INDEX # RECEIVED NYSCEF: 12/29/2023 COUNTY OF WYOMING SUMMONS _______________________________________________x LVNV FUNDING LLC PLAINTIFF'S ADDRESS Plaintiff, 355 S MAIN ST 300-D GREENVILLE SC 29601 -against- X DEFENDANT'S ADDRESSES KYLE BRETHERTON 23 NASH ST Defendant(s). SILVER SPRINGS NY 14550-981 _______________________________________________x CONSUMER CREDIT TRANSACTION THE BASIS OF THE VENUE IS: A DEFENDANT RESIDES IN THE COUNTY OF WYOMING THE TRANSACTION TOOK PLACE IN THE COUNTY OF WYOMING TO THE ABOVE NAMED DEFENDANT(S): KYLE BRETHERTON YOU ARE HEREBY SUMMONED TO ANSWER THE COMPLAINT IN THIS ACTION AND TO SERVE A COPY OF YOUR ANSWER ON THE PLAINTIFF'S ATTORNEY(S) WITHIN 20 DAYS AFTER THE SERVICE OF THIS SUMMONS, EXCLUSIVE OF THE DAY OF SERVICE (OR WITHIN 30 DAYS AFTER THE SERVICE IS COMPLETE IF THIS SUMMONS IS NOT PERSONALLY DELIVERED TO YOU WITHIN THE STATE OF NEW YORK). UPON YOUR FAILURE TO ANSWER, JUDGMENT WILL BE TAKEN AGAINST YOU FOR THE RELIEF DEMANDED IN THE COMPLAINT, TOGETHER WITH THE DISBURSEMENTS OF THIS ACTION. DATED THE 1 DAY OF DECEMBER , 2023 FORSTER & GARBUS LLP FILE NO. ATTORNEY(S) FOR PLAINTIFF Q70714852421 2950 EXPRESS DR S, SUITE 100 ISLANDIA, NY 11749 (631) 393-9400 NOTE: THE LAW PROVIDES THAT: (A) IF THIS SUMMONS IS SERVED BY ITS DELIVERY TO YOU PERSONALLY WITHIN THE COUNTY OF WYOMING YOU MUST APPEAR AND ANSWER WITHIN 20 DAYS AFTER SUCH SERVICE: OR (B) IF THIS SUMMONS IS SERVED BY DELIVERY TO ANY PERSON OTHER THAN YOU PERSONALLY, OR IS SERVED OUTSIDE THE COUNTY OF WYOMING , OR BY PUBLI- CATION, OR BY ANY MEANS OTHER THAN PERSONAL DELIVERY TO YOU WITHIN THE COUNTY OF WYOMING YOU ARE ALLOWED 30 DAYS AFTER SERVICE IS COMPLETE WITHIN WHICH TO APPEAR AND ANSWER. ORIG CRED: CREDIT ONE BANK, N.A. ORIG ACCT# END IN: 4156 Q70714852421 1 of 5 Page 1 of 3 FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM INDEX NO. 9001881 SUPREME NYSCEF DOC. COURT OF THE STATE OF NEW YORK NO. 1 RECEIVED NYSCEF: 12/29/2023 COUNTY OF WYOMING _______________________________________________x LVNV FUNDING LLC COMPLAINT Plaintiff, -against- KYLE BRETHERTON Defendant(s). _______________________________________________x PLAINTIFF, BY ITS ATTORNEY(S), COMPLAINING OF THE DEFENDANT(S), UPON INFORMATION AND BELIEF, ALLEGE: 1. THAT THE DEFENDANT(S) RESIDES IN THE COUNTY IN WHICH THIS ACTION IS BROUGHT; OR THAT THE DEFENDANT(S) TRANSACTED BUSINESS WITHIN THE COUNTY IN WHICH THIS ACTION IS BROUGHT IN PERSON OR THROUGH HIS/HER AGENT AND THAT THE INSTANT CAUSE OF ACTION AROSE OUT OF SAID TRANSACTION. 2. ON INFORMATION AND BELIEF THE DEFENDANT IN PERSON OR THROUGH AN AGENT MADE PURCHASES UNDER A CREDIT AGREEMENT AT DEFENDANT'S REQUEST - A COPY OF WHICH WAS FURNISHED TO DEFENDANT. PLAINTIFF, AS PURCHASER OF THIS ACCOUNT, WHICH WAS ORIGINALLY OWNED BY THE BELOW CREDITOR, PURCHASED IT FOR VALUE. THE DEFENDANT WAS NOTIFIED OF SAME. 3. THERE REMAINS AN AGREED BALANCE ON SAID ACCOUNT OF $ 976.84 ,DUE AND OWING ON PLAINTIFF'S CAUSE OF ACTION. NO PART OF SAID SUM HAS BEEN PAID ALTHOUGH DULY DEMANDED. 4. DEFENDANT(S) IS IN DEFAULT AND DEMAND FOR PAYMENT HAS BEEN MADE. 5. A COPY OF THE CONTRACT OR OTHER WRITTEN INSTRUMENT UPON WHICH THIS ACTION IS BASED IS ATTACHED HERETO. 6. THE BALANCE DUE IS ITEMIZED AS FOLLOWS: a) The amount of debt at charge off $ 976.84 b) The total amount of interest after charge off $ .00 c) The amount of charges or fees after charge off $ .00 d) The amount of payments and/or credits after charge off $ .00 7. THE CHAIN OF TITLE IS AS FOLLOWS: Original creditor date assigned/sold 04/22/2022 and amount due at time of sale/assignment $ 976.84 to: Sherman Originator III LLC Assigned/sold to Sherman Originator LLC on 04/22/2022 Assigned/sold to LVNV Funding LLC on 04/22/2022 8. THE FOLLOWING IS INFORMATION ABOUT THE ACCOUNT: DATE OF LAST PAYMENT 07/27/2021 AMOUNT OF LAST PAYMENT $ 50.00 ORIGINAL ACCOUNT NUMBER ENDING IN: 4156 ORIGINAL CREDITOR: CREDIT ONE BANK, N.A. 9. ON INFORMATION AND BELIEF, THE CAUSE(S) OF ACTION ASSERTED HEREIN ARE NOT OUTSIDE OF THE APPLICABLE STATUTE OF LIMITATIONS. THERE IS NOW DUE PLAINTIFF FROM DEFENDANT(S) THE AMOUNT SET FORTH IN THE COMPLAINT, NO PART OF WHICH HAS BEEN PAID, ALTHOUGH DULY DEMANDED. Q70714852421 2 of 5 Page 2 of 3 FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM INDEX NO. 9001881 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 12/29/2023 WHEREFORE, PLAINTIFF DEMANDS JUDGMENT AGAINST THE DEFENDANT(S) FOR THE SUM OF $ 976.84 TOGETHER WITH THE DISBURSEMENTS OF THIS ACTION. Tess E Gunther Michael Florio WE ARE DEBT COLLECTORS; ANY FORSTER & GARBUS LLP INFORMATION OBTAINED WILL BE USED ATTORNEY(S) FOR PLAINTIFF IN ATTEMPTING TO COLLECT THIS DEBT. 2950 EXPRESS DR S, SUITE 100 ISLANDIA, NY 11749 DATED: THE 1 DAY OF DECEMBER , 2023 PURSUANT TO PART 130-1.1-a OF THE RULES OF THE CHIEF ADMINISTRATOR THIS SIGNATURE APPLIES TO THE ATTACHED SUMMONS AND COMPLAINT Q70714852421 3 of 5 Page 3 of 3 FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM CREDITONEBANKCREDITCARDSTATEMENT INDEX NO. 9001881 AccountNumbe1 | 156 NYSCEF DOC. NO. 1 February21, 2022to March20, 2022 RECEIVED NYSCEF: 12/29/2023 SUMMARYOFACCOUNTACTIVITY PAYMENTINFORMATION PreviousBalance $920.97 NewBalance $976.84 Payments - $0.00 PastDueAmount $263.00 OtherCredits - $0.00 AmountDueThisPeriod $752.84 Purchases + $0.00 MinimumPaymentDue $976.84 BalanceTransfers + $0.00 PaymentDueDate 04/16/22 CashAdvances + $0.00 LatePayment Warning: FeesCharged + $39.00 Ifwedonotreceive yourminimumpayment + bythedatelistedabove, Interest Charged $16.87 youmayhaveto paya latefeeupto$39. NewBalance $976.84 MinimumPaymentWarning: .Ifyoumakeonlytheminimum eachperiod,youwillpaymore payment CreditLimit $500.00 ininwe andhMake yo bnge®ay ohoudalance. AvailableCredit $0.00 StatementClosingDate 03/20/22 corexampe Daysin BillingCycle 28 Ifyourake rc Youwi.1payo'ftne Andyouwill additonalcnarges balance shownon endup payrg QUESTIONS? usingthiscaraand thestatementin anestjmatea CallCustomerServiceor Report eachmorthyOJ pay... about... totalof... a Lostor StolenCreditCard 1-877-825-3242 Outsidethe U.S.Call 1-702-405-2042 only nenunmum 1months $977.00 to: Pleasesendbillinginquiriesandcorrespondence P.O.Box98873,Las Vegas,NV89193-8873 forcreditcounseling Ifyouwouldlikealocation call services, Oryoumayvisitwww.justice.gov/ust/list- 1-866-515-5720. credit-counseling-agencies-approved-pursuant-11-use-111. TRANSACTIONS ReteenceNat:er pansDa:e Nst Da:eDesmp:mof Trarman:nm orCreei: A-ow Fees 03/20 03/20 LATEFEE 39.00 TOTALFEESFORTHISPERIOD 39.00 03/20 03/20 InterestChargeon Purchases 16.87 03/20 03/20 InterestChargeon CashAdvances 0.00 TOTALINTERESTFORTHISPERIOD 16.87 Totalfeeschargedin 2022 $117.00 Totalinterestchargedin 2022 $48.22 Youraccountis currentlyclosed. INTERESTCHARGECALCULATION YourAnnualPercentageRate(APR)is theannualinterestrateon youraccount. BalanceSubjectto Type of Balance Annual PercentageRate (APR) Interest Rate InterestCharge Purchases 24.40%(v) $829.66 $16.87 CashAdvances 24.40%(v) $0.00 $0.00 (v) = VariableRate 5385 JBH 001 7 20 2203200 1of1 CXPAGE 20 5727 9620 A308 01GQ5385 Please retum withyourpayment, thisportion number andwriteyouraccount onyourcheck, made payable ONE toCREDfT BANK. PAYYOURBILL ONLINEat CreditoneBank.com AccountNumber: 4156 8 A N K NewBalance: $976.84 MinimumPaymentDue: $976.84 PaymentDueDate: 04/16/22 Foraddress, telephone andemailchanges, thereverseside. pleasecomplete Or,updateyourcontactinformation online atwww.CreditoneBank.com. AMOUNTENCLOSED: $ . Illill IIIIIIIIIII@¹¹1¹¹11l@Illilillil@rri I milli CREDITONEBANK KYLEBRETHERTON POBOX60500 23 NASHST CITYOF INDUSTRYCA91716-0500 SILVERSPRINGSNY 14550-9813 millillirillil'III@1 illillilli"Illilligill DIIID 4156 4 of 5 FILED: WYOMING COUNTY CLERK 12/29/2023 03:36 PM CREDITONEBANKCREDITCARDSTATEMENT INDEX NO. 9001881 AccountNumber 156 NYSCEF DOC. NO. 1 July21, 2021to August20, 2021 RECEIVED NYSCEF: 12/29/2023 SUMMARYOFACCOUNTACTIVITY PAYMENTINFORMATION PreviousBalance $509.43 NewBalance $576.36 Payments - $50.00 PastDueAmount $0.00 OtherCredits - $0.00 AmountDueThisPeriod $30.00 Purchases + $106.23 MinimumPaymentDue $30.00 BalanceTransfers + $0.00 PaymentDueDate 09/16/21 CashAdvances + $0.00 LatePaymentWaming: FeesCharged + $0.00 Ifwedonotreceive yourminimumpayment + bythedatelistedabove, Interest Charged $10.70 youmayhaveto payalatefeeupto$39. NewBalance $576.36 Minimum PaymentWeming: Ifyoumakeonlytheminimum payment eachperiod,youwillpaymore $5 0 ininterest anditwilltakeyoulongerto payoffyourbalance. a b e redit StatementClosingDate 08/20/21 carexempe Daysin BillingCycle 31 Ifyo makeno YouwIIpayo" the Andyouwill additional charges balarceshownon endJPpay0• g QUESTIONS? usingins caraand thestatementin anestimated CallCustomerServiceor Report eachmontnyoupay... about... :ctalot. a Lostor StolenCreditCard 1-877-825-3242 Outsidethe U.S.Call 1-702-405-2042 Sym 2years $738.00 to: Pleasesendbillinginquiriesandcorrespondence P.O.Box98873,Las Vegas,NV89193-8873 Ifyouwould f likealocation orcredit call services, counseling Oryoumayvisitwww.justice.gov/ust/list- 1-866-515-5720. credit-counseling-agencies-approved-pursuant-11-use-111. Number Reference ofTransaction TransDate PostDateDescription orCredit Amount 74071936GOOXTMJRL 07/27 07/27 PAYMENT- MOBILEAPP LASVEGAS NV -50.00 24427336MLYRMDZ81 08/01 08/01 MCDONALD'S F13536WARSAWNY 7.55 24445006R00PNTSTM 08/03 08/03 DOLLARGENERAL#19760EASTAURORANY 10.92 24427336TLM8K3V5E 08/04 08/04 SENECAONESTOP#020BUFFALONY 7.49 24427336TLM8K4313 08/04 08/04 SENECAONESTOP#020BUFFALONY 80.27 TOTALFEESFORTHISPERIOD 0.00 08/20 08/20 InterestChargeon Purchases 10.70 08/20 08/20 InterestChargeon CashAdvances 0.00 TOTALINTERESTFORTHISPERIOD 10.70 Totalfeeschargedin 2021 $59.00 Totalinterestchargedin 2021 $62.46 NOTICEOFCHANGEINTERMSTOYOURCARDAGREEMENT Underthe heading"Fees:" the"Transaction Feefor Balance Transfers" paragraph(if it appearsin yourCard Agreement) is beingremoved.All othertermsdisclosedin yourCard Agreementremainunchanged.Pleasekeepa copyof this documentwithyourCardAgreementfor futurereference. YourAnnualPercentageRate(APR)is theannualinterestrateon youraccount. BalanceSubjectto Type of Balance Annual PercentageRate (APR) Interest Rate InterestCharge Purchases 24.40%(v) $526.44 $10.70 CashAdvances 24.40%(v) $0.00 $0.00 (v) = VariableRate 5385 JBH 001 7 20 2108200 OPAGE1of 1 20 5727 9620 A308 01GQ5385 retum Please thisportion withyourpayment, andwriteyouraccount onyourcheck, number made to CREDITONEBANK payable PAYYOURBILL ONLINEat CreditoneBank.com AccountNumber: 4156 8 A N K NewBalance: $576.36 MinimumPaymentDue: $30.00 PaymentDueDate: 09/16/21 Foraddress, telephone andemailchanges, pleasecomplete side. thereverse at e neBank AMOUNTENCLOSED: $ lillrill IIrriplillli@"Illlli""illl@1¹¹IIFIrllilli CREDITONEBANK KYLEBRETHERTON POBOX60500 23 NASHST CITYOF INDUSTRYCA91716-0500 SILVERSPRINGSNY 14550-9813 .|||slhhi"HeirlbHhPHIrillu@H ilrWunP"ill 156 5 of 5