Preview
FILED: WESTCHESTER COUNTY CLERK 12/21/2023 10:11 PM INDEX NO. 72517/2023
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 12/21/2023
CONSUMER CREDIT TRANSACTION
SUPREME COURT OF THE STATE OF NEW Purchased:
YORK COUNTY OF WESTCHESTER
Index No.
Cavalry SPV I LLC, as assignee of
Synchrony Bank formerly known as GE
Capital Retail Bank SUMMONS
, Plaintiff
-against- Basis of venue is the residence of
defendant(s) and/or the county
IAN S CASTRO where the transaction took place
56 Manchester Rd Apt 21
Eastchester NY 10709-1362
, Defendant(s).
To the above named Defendant(s):
YOU ARE HEREBY SUMMONED and required to serve upon plaintiff's
attorney an answer to the complaint in this action within twenty days after
the service of this summons, exclusive of the day of service, or within
thirty days after service is complete if this summons is not personally
delivered to you within the State of New York. In case of your failure to
answer judgment will be taken against you by default for the relief
demand%d in the complaint.
Plaintiff's address: 1 American Lane, Suite 220 Greenwich, CT 06831
Defendant's address: 56 Manchester Rd Apt 21 Eastchester NY 10709-1362
Dated: November 27, 2023
Gr z ego r z 4)ws isn y, E1sq.
Portnoy Schngck, L.L.C.
22 Saw Mill iver Rd, Ste 305
Hawthorne Y 10532
Phone: 8 88/841-6574
Attorney f r Plaintiff
File No. 302825
NOTE: The law provides that:
1. If this summons is served by its delive y to you personally, you must
appear and answer within TWENTY (20) days after such service; or
2. If this summons is served by its delivery to any person other than you
personally, or by publication, or by any means other than personal delivery
to you you are allowed THIRTY (30) days after the proof of service thereof
is filbd with the Clerk of the this Court within which to appear and
answer.
22673655
1 of 2
FILED: WESTCHESTER COUNTY CLERK 12/21/2023 10:11 PM INDEX NO. 72517/2023
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 12/21/2023
SUPREME COURT OF THE STATE OF NEW Index No.
YORK COUNTY OF WESTCHESTER
COMPLAINT
Cavalry SPV I LLC, as assignee of
Synchrony Bank formerly known as GE
Capital Retail Bank
, Plaintiff
-against-
IAN S CASTRO
56 Manchester Rd Apt 21
Eastchester NY 10709-1362
, Defendant(s).
Plaintiff, by and through its attorney, Portnoy Schneck, L.L.C.,
complaining of the Defendant(s) alleges:
1. That at all times hereinafter mentioned, Plaintiff, CAVALRY SPV I, LLC,
is a foreign limited liability company duly registered to conduct business
in the State of New York.
2. Plaintiff is not the original creditor. On or about June 17, 2023
Plaintiff by purchase and assi nment, acquired from Synchrony Bank
formerly known as GE Capital ReÎail Bank , original creditor, all right,
title and interest in the defaulted account; account number
************8721, this is the same account number as printed on the most
recent monthly statement recording a purchase transaction last payment, or
balance transfer of Defendant(s), IAN S CASTRO . The amount due at the time
of sale by the original creditor was $1,964.60.
3. The last pa ment on the account was made on or about October 8, 2021 in
the amount of 122.00.
4. The account balance printed on the most recent monthly statement
recording a purchase, last payment or balance transfer was $1,631.10.
CAUSE OF ACTION
5. Plaintiff, through assignment, is the lawful owner of a consumer credit
agreement entered into by defendant(s).
6. Defendant(s) did breach the aforesaid consumer credit agreement and
Plaintiff seeks the sum of $1,925.60. Payment has been demanded by
Plaintiff but has not been made.
7. The itemization of the amount sough of $1,925.60: (I) the total amount
of the debt due as of charge off $1,964.60; (II) The total amount of
interest accrued since charge-off the total amount of non-
$.00; (III)
interest charges or fees accrued since charge off $.00; (IV) the total
amount of payments and/or credits made on the debt since charge-off $39.00.
A copy of the charge-off statement is annexed hereto as an exhibit.
WHEREFORE, Plaintiff demands Judgment against Defendant(s) for the sum of
$1,925.60, with costs and disbursements of this action.
Dated: November 27, 2023
Grzegorz
Portnoy
W
Sch
ny,
k, L.
sq.
.C.
22 Saw Mill iver R s Ste 305
Hawthorne, Y 10532
Phone: 8 8/841-6574
Attorney for Plaintiff
File No.. L2302825
2 of 2
Preview
FILED: WESTCHESTER COUNTY CLERK 12/21/2023 10:11 PM INDEX NO. 72517/2023 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 12/21/2023 CONSUMER CREDIT TRANSACTION SUPREME COURT OF THE STATE OF NEW Purchased: YORK COUNTY OF WESTCHESTER Index No. Cavalry SPV I LLC, as assignee of Synchrony Bank formerly known as GE Capital Retail Bank SUMMONS , Plaintiff -against- Basis of venue is the residence of defendant(s) and/or the county IAN S CASTRO where the transaction took place 56 Manchester Rd Apt 21 Eastchester NY 10709-1362 , Defendant(s). To the above named Defendant(s): YOU ARE HEREBY SUMMONED and required to serve upon plaintiff's attorney an answer to the complaint in this action within twenty days after the service of this summons, exclusive of the day of service, or within thirty days after service is complete if this summons is not personally delivered to you within the State of New York. In case of your failure to answer judgment will be taken against you by default for the relief demand%d in the complaint. Plaintiff's address: 1 American Lane, Suite 220 Greenwich, CT 06831 Defendant's address: 56 Manchester Rd Apt 21 Eastchester NY 10709-1362 Dated: November 27, 2023 Gr z ego r z 4)ws isn y, E1sq. Portnoy Schngck, L.L.C. 22 Saw Mill iver Rd, Ste 305 Hawthorne Y 10532 Phone: 8 88/841-6574 Attorney f r Plaintiff File No. 302825 NOTE: The law provides that: 1. If this summons is served by its delive y to you personally, you must appear and answer within TWENTY (20) days after such service; or 2. If this summons is served by its delivery to any person other than you personally, or by publication, or by any means other than personal delivery to you you are allowed THIRTY (30) days after the proof of service thereof is filbd with the Clerk of the this Court within which to appear and answer. 22673655 1 of 2 FILED: WESTCHESTER COUNTY CLERK 12/21/2023 10:11 PM INDEX NO. 72517/2023 NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 12/21/2023 SUPREME COURT OF THE STATE OF NEW Index No. YORK COUNTY OF WESTCHESTER COMPLAINT Cavalry SPV I LLC, as assignee of Synchrony Bank formerly known as GE Capital Retail Bank , Plaintiff -against- IAN S CASTRO 56 Manchester Rd Apt 21 Eastchester NY 10709-1362 , Defendant(s). Plaintiff, by and through its attorney, Portnoy Schneck, L.L.C., complaining of the Defendant(s) alleges: 1. That at all times hereinafter mentioned, Plaintiff, CAVALRY SPV I, LLC, is a foreign limited liability company duly registered to conduct business in the State of New York. 2. Plaintiff is not the original creditor. On or about June 17, 2023 Plaintiff by purchase and assi nment, acquired from Synchrony Bank formerly known as GE Capital ReÎail Bank , original creditor, all right, title and interest in the defaulted account; account number ************8721, this is the same account number as printed on the most recent monthly statement recording a purchase transaction last payment, or balance transfer of Defendant(s), IAN S CASTRO . The amount due at the time of sale by the original creditor was $1,964.60. 3. The last pa ment on the account was made on or about October 8, 2021 in the amount of 122.00. 4. The account balance printed on the most recent monthly statement recording a purchase, last payment or balance transfer was $1,631.10. CAUSE OF ACTION 5. Plaintiff, through assignment, is the lawful owner of a consumer credit agreement entered into by defendant(s). 6. Defendant(s) did breach the aforesaid consumer credit agreement and Plaintiff seeks the sum of $1,925.60. Payment has been demanded by Plaintiff but has not been made. 7. The itemization of the amount sough of $1,925.60: (I) the total amount of the debt due as of charge off $1,964.60; (II) The total amount of interest accrued since charge-off the total amount of non- $.00; (III) interest charges or fees accrued since charge off $.00; (IV) the total amount of payments and/or credits made on the debt since charge-off $39.00. A copy of the charge-off statement is annexed hereto as an exhibit. WHEREFORE, Plaintiff demands Judgment against Defendant(s) for the sum of $1,925.60, with costs and disbursements of this action. Dated: November 27, 2023 Grzegorz Portnoy W Sch ny, k, L. sq. .C. 22 Saw Mill iver R s Ste 305 Hawthorne, Y 10532 Phone: 8 8/841-6574 Attorney for Plaintiff File No.. L2302825 2 of 2