On November 20, 2023 a
Motion-Secondary
was filed
involving a dispute between
Affinity Plus Federal Credit Union,
and
Kwame, Aggrey,
for Consumer Credit Contract
in the District Court of Ramsey County.
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62-CV-23-6188
CONSUMER CREDIT CONTRACT
STATE OF MINNESOTA DISTRICT COURT
COUNTY OF RAMSEY SECOND JUDICIAL DISTRICT
Affinity Plus Federal Credit Union
Plaintiff,
FINDINGS OF FACT,
CONCLUSIONS OF LAW, AND
VS.
ORDER FOR JUDGMENT
Aggrey Kwame Court File No.
Defendant(s)
The above-entitled matter came on for hearing before the undersigned Judge of District
Court on a date and time to be determined, pursuant to Plaintiff's Motion for Summary
on behalf of Affinity Plus Federal Credit Union
Judgment. Plaintiff appeared through counsel
appeared on behalf of Defendant(s).
Based on all the files, records, and proceedings herein, together with the submissions and
arguments of the parties, the Court hereby
finds the following:
I. FINDINGS OF FACT
1. That on or about September 05, 2018, Defendant(s) entered into a consumer credit
contract with Affinity Plus Federal Credit Union, or a predecessor in interest, to purchase
goods and services on a credit card account.
2. That Defendant(s) was issued a credit card account bearing account number
XXXXXXXXXXXX8529 (Account).
3. That Defendant(s) used the account to purchase goods and services and made payments
against the outstanding balance of Defendant('s')
account.
4. That Defendant(s) last made a payment against the outstanding balance of Defendant('s')
account on February 19, 2023.
and that such failure
5. Defendant(s) failed to pay the installments due under the Contract
constitutes default.
File N0: 23-112610
MN__O745 Page 1 of 2
62-CV-23-6188
6. There remains an outstanding account balance due of $5,482.81, plus accrued interest.
on June 10, 2023.
7. Defendant(s) was/were duly served with the Summons and Complaint
Based upon the foregoing FINDINGS OF FACT, the Court hereby makes the following:
II. CONCLUSIONS OF LAW
l. That Defendant(s) defaulted on the account.
2. That Defendant(s) owe(s) $5,482.81.
3. That the balance is subject to interest at the rate of 6.00%, in the amount of $228.92.
4. That there being no remaining genuine issues of material fact, summary judgment in
favor of Plaintiff is proper.
Based upon the foregoing FINDINGS OF FACT and CONCLUSION OF LAW, the
Court hereby makes the following:
III. ORDLR
1. Plaintiff's Motion for Summary Judgment is hereby, GRANTED.
for the relief
2. Judgment shall be entered in favor of Plaintiff and against Defendant(s),
requested in Plaintiff's Complaint: account
balance of $5,482.81, interest of $228.92 plus
costs and disbursements of $745.00 for a total judgment of $6,456.73 and with post-judgment
costs and interest as applicable.
LET JUDGMENT BE ENTERED ACCORDINGLY.
Dated:
Referee of District Court
Judge of District Court
File No: 231 12610
MN_O745 Page 2 of 2
Document Filed Date
November 20, 2023
Case Filing Date
November 20, 2023
Category
Consumer Credit Contract
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62-CV-23-6188 CONSUMER CREDIT CONTRACT STATE OF MINNESOTA DISTRICT COURT COUNTY OF RAMSEY SECOND JUDICIAL DISTRICT Affinity Plus Federal Credit Union Plaintiff, FINDINGS OF FACT, CONCLUSIONS OF LAW, AND VS. ORDER FOR JUDGMENT Aggrey Kwame Court File No. Defendant(s) The above-entitled matter came on for hearing before the undersigned Judge of District Court on a date and time to be determined, pursuant to Plaintiff's Motion for Summary on behalf of Affinity Plus Federal Credit Union Judgment. Plaintiff appeared through counsel appeared on behalf of Defendant(s). Based on all the files, records, and proceedings herein, together with the submissions and arguments of the parties, the Court hereby finds the following: I. FINDINGS OF FACT 1. That on or about September 05, 2018, Defendant(s) entered into a consumer credit contract with Affinity Plus Federal Credit Union, or a predecessor in interest, to purchase goods and services on a credit card account. 2. That Defendant(s) was issued a credit card account bearing account number XXXXXXXXXXXX8529 (Account). 3. That Defendant(s) used the account to purchase goods and services and made payments against the outstanding balance of Defendant('s') account. 4. That Defendant(s) last made a payment against the outstanding balance of Defendant('s') account on February 19, 2023. and that such failure 5. Defendant(s) failed to pay the installments due under the Contract constitutes default. File N0: 23-112610 MN__O745 Page 1 of 2 62-CV-23-6188 6. There remains an outstanding account balance due of $5,482.81, plus accrued interest. on June 10, 2023. 7. Defendant(s) was/were duly served with the Summons and Complaint Based upon the foregoing FINDINGS OF FACT, the Court hereby makes the following: II. CONCLUSIONS OF LAW l. That Defendant(s) defaulted on the account. 2. That Defendant(s) owe(s) $5,482.81. 3. That the balance is subject to interest at the rate of 6.00%, in the amount of $228.92. 4. That there being no remaining genuine issues of material fact, summary judgment in favor of Plaintiff is proper. Based upon the foregoing FINDINGS OF FACT and CONCLUSION OF LAW, the Court hereby makes the following: III. ORDLR 1. Plaintiff's Motion for Summary Judgment is hereby, GRANTED. for the relief 2. Judgment shall be entered in favor of Plaintiff and against Defendant(s), requested in Plaintiff's Complaint: account balance of $5,482.81, interest of $228.92 plus costs and disbursements of $745.00 for a total judgment of $6,456.73 and with post-judgment costs and interest as applicable. LET JUDGMENT BE ENTERED ACCORDINGLY. Dated: Referee of District Court Judge of District Court File No: 231 12610 MN_O745 Page 2 of 2