On November 20, 2023 a
Summons
was filed
involving a dispute between
Affinity Plus Federal Credit Union,
and
Kwame, Aggrey,
for Consumer Credit Contract
in the District Court of Ramsey County.
Preview
62-CV-23-6188
Filed in District Court
State of Minnesota
11/20/2023 2:59 AM
CONSUMER CREDIT CONTRACT
STATE OF MINNESOTA DISTRICT COURT
COUNTY OF RAMSEY SECOND JUDICIAL DISTRICT
Affinity Plus Federal Credit Union
Plaintiff",
vs.
SUMMON S
Aggrey Kwame
Court File N0.
Defendant(s).
THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANT(S):
1. YOU ARE BEING SUED. Plaintiff has started a lawsuit against you. Plaintiff's
Complaint against you is attached to this Summons. Do not throw these papers away. They are official
papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the
Court and there may be no Court file number on this Summons.
2. YOU MUST REPLY WITHIN 21 DAYS TO PROTECT YOUR RIGHTS.
You must give or mail to the person who signed this Summons a written response called an Answer
within 21 days of the date on which you received this Summons. You must send a
copy of your Answer to
the person who signed this Summons located at Messerli & Kramer P.A., 3033
Campus Drive, Suite 250,
Plymouth, MN 55441.
3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to
the Plaintiffs Complaint. In your Answer you must state whether
you agree or disagree with each
paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the
Complaint, you must say so in your Answer.
4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN
RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If
you do not Answer within 21 days, you will lose this case. You will not get to tell your side of the story,
and the Court may decide against you and award the Plaintiff
everything asked for in the Complaint. If you
do not want to contest the claims stated in the Complaint, you do not need to
respond. A Default Judgment
can then be entered against you for the relief requested in the Complaint.
5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not
have a lawyer, the Court Administrator may have information about places where
you can get legal
assistance. Even if you cannot get legal help, yen must still provide a written Answer to
protect your
rights or you may lose the case.
MNHOIOl File N0123-112610 Page 1 of 4
62-CV-23-6188
Filed in District Court
State of Minnesota
11/20/2023 2:59 AM
6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered t0
participate in an alternative dispute resolution process under Rule 114 of the Minnesota General
Rules of
Practice. You must still send your written response to the
Complaint even if you expect to use alternative
means of resolving this dispute.
MESSERLI & KRAMER PA
/S/J€4'fcryovv 0. PW #0304Q43
MN
DATE:
eSigned on 5/30/2023 in Hennepin County, MN
3033 Campus Drive, Ste. 250
Plymouth, MN 55441
cc-1itigati0n@messer1ikramercom
Ph#: (763) 548-7900
Fax#: (763) 548-7922
This communication is frorn a debt collector and is an
attempt to collect a debt. Any information
obtained will be used for that purpose.
MN_0101 File No: 23-112610 Page 2 of 4
62-CV-23-6188
Filed in District Court
State of Minnesota
11/20/2023 2:59 AM
CONSUMER CREDIT CONTRACT
STATE OF MINNESOTA
DISTRICT COURT
COUNTY OF RAMSEY SECOND JUDICIAL DISTRICT
Affinity Plus Federal Credit Union
Plaintiff,
VS.
COMPLAINT
Aggrey Kwame
Court File No.
Defendant(s)
Plaintiff, for its Complaint, states and alleges as follows:
I .
Defendant(s) owe(s) Plaintiff $5,482.81 for goods and services sold and delivered to
Defendant(s) and/or by receiving a cash advance or balance transfer. Said
purchases were made on
Defendant('s') charge account bearing account number XXXXXXXXXXXX8529 which
was/were
issued to Defendant(s) by Affinity Plus Federal Credit Union.
II.
Defendant(s) is/are in default for failing to make the required
payments on the charge account.
III.
In addition to the balance described above,
Defendant(s) also owe(s) Plaintiff interest in the
amount of $76.60, representing interest on the balance at the
rate of 6.00% per annum from
February 22,
2023, through May 30, 2023, plus continued interest on the balance at the rate of
6.00%.
MNflOlOl FileNo:23-112610 Page 3 of 4
62-CV-23-6188
Filed in District Court
State of Minnesota
11/20/2023 2:59 AM
WHEREFORE, Plaintiff demands judgment against Defendant(s) for the amount of
$5,482.81,
plus accrued interest in the amount of $76.60, interes
representing t on the balance at the rate of 6.00%
per annum from February 22, 2023, through May 30, 2023, for a total amount
of $5,559.41, plus
continued interest on the balance until the date of
entry of judginent plus Plaintiff's costs and
disbursements herein.
MESSERLI & KRAMER PA
/S/Je/f-f€/mow 0. 1704010044 #0304Q43
MN
DATE:
eSigned on 5/30/2023 in Hennepin County, MN
3033 Campus Drive, Ste. 250
Plymouth, MN 55441
cc-litigation@messerlikramer.com
Ph#: (763) 548-7900
Fax#: (763) 548-7922
ACKNOWLEDGMENT
The Plaintift", by their attorneys, acknowledge that sanctions
may be imposed pursuant to
Minnesota Statutes section 549.211.
MESSERLI & KRAMER PA
$04me 0. PW #0504943
MN
DATE:
eSigned on 5/30/2023 in Hennepin County, MN
3033 Campus Drive, Ste. 250
Plymouth, MN 55441
cc-litigation@messerlikramercom
Ph#: (763) 548-7900
Fax#: (763) 548-7922
MNflOlOI File No: 23-112610 Page 4 of 4
Document Filed Date
November 20, 2023
Case Filing Date
November 20, 2023
Category
Consumer Credit Contract
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62-CV-23-6188 Filed in District Court State of Minnesota 11/20/2023 2:59 AM CONSUMER CREDIT CONTRACT STATE OF MINNESOTA DISTRICT COURT COUNTY OF RAMSEY SECOND JUDICIAL DISTRICT Affinity Plus Federal Credit Union Plaintiff", vs. SUMMON S Aggrey Kwame Court File N0. Defendant(s). THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANT(S): 1. YOU ARE BEING SUED. Plaintiff has started a lawsuit against you. Plaintiff's Complaint against you is attached to this Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no Court file number on this Summons. 2. YOU MUST REPLY WITHIN 21 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 21 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at Messerli & Kramer P.A., 3033 Campus Drive, Suite 250, Plymouth, MN 55441. 3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiffs Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer. 4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESPONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 21 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A Default Judgment can then be entered against you for the relief requested in the Complaint. 5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, yen must still provide a written Answer to protect your rights or you may lose the case. MNHOIOl File N0123-112610 Page 1 of 4 62-CV-23-6188 Filed in District Court State of Minnesota 11/20/2023 2:59 AM 6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered t0 participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute. MESSERLI & KRAMER PA /S/J€4'fcryovv 0. PW #0304Q43 MN DATE: eSigned on 5/30/2023 in Hennepin County, MN 3033 Campus Drive, Ste. 250 Plymouth, MN 55441 cc-1itigati0n@messer1ikramercom Ph#: (763) 548-7900 Fax#: (763) 548-7922 This communication is frorn a debt collector and is an attempt to collect a debt. Any information obtained will be used for that purpose. MN_0101 File No: 23-112610 Page 2 of 4 62-CV-23-6188 Filed in District Court State of Minnesota 11/20/2023 2:59 AM CONSUMER CREDIT CONTRACT STATE OF MINNESOTA DISTRICT COURT COUNTY OF RAMSEY SECOND JUDICIAL DISTRICT Affinity Plus Federal Credit Union Plaintiff, VS. COMPLAINT Aggrey Kwame Court File No. Defendant(s) Plaintiff, for its Complaint, states and alleges as follows: I . Defendant(s) owe(s) Plaintiff $5,482.81 for goods and services sold and delivered to Defendant(s) and/or by receiving a cash advance or balance transfer. Said purchases were made on Defendant('s') charge account bearing account number XXXXXXXXXXXX8529 which was/were issued to Defendant(s) by Affinity Plus Federal Credit Union. II. Defendant(s) is/are in default for failing to make the required payments on the charge account. III. In addition to the balance described above, Defendant(s) also owe(s) Plaintiff interest in the amount of $76.60, representing interest on the balance at the rate of 6.00% per annum from February 22, 2023, through May 30, 2023, plus continued interest on the balance at the rate of 6.00%. MNflOlOl FileNo:23-112610 Page 3 of 4 62-CV-23-6188 Filed in District Court State of Minnesota 11/20/2023 2:59 AM WHEREFORE, Plaintiff demands judgment against Defendant(s) for the amount of $5,482.81, plus accrued interest in the amount of $76.60, interes representing t on the balance at the rate of 6.00% per annum from February 22, 2023, through May 30, 2023, for a total amount of $5,559.41, plus continued interest on the balance until the date of entry of judginent plus Plaintiff's costs and disbursements herein. MESSERLI & KRAMER PA /S/Je/f-f€/mow 0. 1704010044 #0304Q43 MN DATE: eSigned on 5/30/2023 in Hennepin County, MN 3033 Campus Drive, Ste. 250 Plymouth, MN 55441 cc-litigation@messerlikramer.com Ph#: (763) 548-7900 Fax#: (763) 548-7922 ACKNOWLEDGMENT The Plaintift", by their attorneys, acknowledge that sanctions may be imposed pursuant to Minnesota Statutes section 549.211. MESSERLI & KRAMER PA $04me 0. PW #0504943 MN DATE: eSigned on 5/30/2023 in Hennepin County, MN 3033 Campus Drive, Ste. 250 Plymouth, MN 55441 cc-litigation@messerlikramercom Ph#: (763) 548-7900 Fax#: (763) 548-7922 MNflOlOI File No: 23-112610 Page 4 of 4