Preview
27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Exhibit A
27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
ef
RS
he
synchrony
4500 Munson St NW
Canton OH 44718, U.S.
BILL of SALE
PRA (SFFLPRLS) - PLCC Fresh — December 2022
IC_SFFLPRLS_DMPLA_DebtManager-20221211192353853229000-205831
For value received and in further consideration of mutual covenants and conditions set
forth in the Forward Flow Accounts Purchase Agreement (the “Agreement”), dated as of this 19"
day of August 2022 by and between Synchrony Bank formerly known as GE Capital Retail
Bank; RFS Holding, L.L.C., Synchrony Card Funding, LLC and Retail Finance Credit Services,
LLC., (“Seller”) and Portfolio Recovery Associates, LLC (“Buyer”), Seller hereby transfers,
sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except
as set forth in the Agreement, to the extent of its ownership, the Accounts as set forth in the
Notification Files (as defined in the Agreement), delivered by Seller to Buyer on or about 10%
day of December 2022, and as further described in the Agreement..
Synchrony Bank
By: Leute ithe ——_
Lynne Fisher
Title: SVP Recovery Operations
RFS Holding LLC
By: Lynne Fisher ‘Dec 23, 2027 16:1 £51)
Lynne Fisher
Title: Duly Authorized Signatory
Synchrony Card Funding, LLC
By: (Mrerabe teers TTT
Lynne Fisher
Title: Duly Authorized Signatory
Retail Finance Credit Services, LLC
By: kate Elsheae
Lynne Fisher
Title: Vice President
ee
27-CV-23-18535 F iled in District Court |
State of Minnesota
12/5/2023 9:42 PM
Exhibit B
27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
PHONE-TECHNOLOGY-
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ADDRHISTCHGDT |2021-04-30
27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535 Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
- Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: |C_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
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COMAKER_1_CONSUMER-
INFO-CORRELATION-
IDENTIFIER
COMAKER 1 FULL-TEXT
27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Sale File: IC_SFFLPRLS_DMPLA_DEBTMANAGER-20221211192353553229000-205831-PLCMNT-
EXPORT.XML
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|\COMAKER_1_SCORE-
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27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
Exhibit C
27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
METAIRIE¢ HECHT
‘Accoumt Humber endingin $58 9 {T synchrony
co = = rt 70 =r
Payment Information
‘New Batance: 91,765.28 Payments must be received by 6pm ET on
‘Amount Past Due: 10803-2022
tf mased, oF by 11:59pm ET on.
‘Totel Minimum Payment Due: 10/09/2022for online and phone payments,
‘Overton Aamount:
Payment Due Date:
\Weming: 11 we do rot ceceive your Total Minimum Payment
Due by he Payment Ove Da tated eve you ay hve o poy 8 lee ea
upto $41.00.
(dinkmum Peyment Warning: 11 you maka oniy the minimum payment each
sig yor pay moe in iret atl aha younger fa py ft
your belence.For:
you make no ‘You wil pay off ‘Aad you wit ond
widilionat: balance up payingan
using this owrd ‘shown on this ostemated total
‘and each emonth
you pay
Onty the minim A yeors 570.00
payment
(you would lice informaton
about credit counseling earvices, cal!
1-877-302-8775,
Account Summary
Previous Balance as of 08/12/2022 $1737.58 Credit Limit $1,800
= 50.00 ‘vahable Credit
Foes Charged + 0.00
leterest Charges +3778
New Balance a5 of 0208/2022 $1,706.28
25 Day Biling Gycte from 06/12/2022 to 08/06/2022
009 x23 7.8 220909 EXPAGE
1 of 9294 010 sole oreATOOs -|
Use biue or biack ink, Account Humber
detach
& mai with your Wow Galence _ =
ee
Ovectient tno
Past Due Amount
$205.28 No other comeapandence please,
Prick new adress or emai changes on back.
METAIRIE C HECHT
14870 45TH AVE N
PLYMOUTH MN $5406-2405
Payment P.O. BOX 530014
0: ATLANTA, GA 90359-0014
27-CV-23-18535
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
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CCredits To Your Account: An amount shown Fn parenmeses or precede by ‘alalates for 832” balance type on yout account
amnus| a cect oF ced balance uness ofrerwse
wile. toyou" immediatly upon recest, but wil Not \We‘hewit cuenot Catecarge you any interest on purchases if you you're balance
each month. Please rele o ne ove eda shown on the fron:
satsty ay payment Pat may yor Saemert.
Information: it you beleve tat we have Your Account is owned and serviced by Synchrony Bank.
10 8 consumer resorting agency,
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'-CV-23-1853!
Filed in District Court
State of Minnesota
12/5/2023 9:42 PM
METAIRE C HECHT
‘Account Number endingin 6881 A synchrony*
or a ee
Account Balance Summary
Satan Type Prercnace | Previous | ‘Other
rovmenas romana,
& Osher | (Changed
Credits | Foxe interest
DeteiAmount
| Selence Dobite {6} (+) Raloncee? | Sislemeet
‘8173753 ‘s000 | 940.00, 775 7 S728
‘31,737.83 qeso | seano 76 7
i you have promations! ‘accitonal promotional getaits can be lound below in he Promotional Purchase Summary.
Expired promotional belances wil display in both the promotional and reguiar purchases balance row during Ihe nonin of
Transaction Detall
(Oste Reference Number? ‘Description
Invoice Number
Payments,
0807 ONLINE PAYMENT THANK YOU $60.00
_Tetel Fone Charged Tots Period
TATE FEE
‘OWOD INTEREST
CHARGE ON PURCHASES
interest Charge Calculation
a
‘You Annual Percentage Rate (APR) is the annual interest rate On your abccurtt,
Typet Expeation | Anousl Balance Subject to ‘weerect
| Selene.
Oote__| Pervertage Fste snderoet Rate.
[Regular Purchases $1,700.12. 776]2
Imporiant Account Information
1 you rand wo conc Syatrony abou ele Syaciveny Caco, yu San ama a cacaaned concn orm Weed at
‘wwewsyt-com under the "Contac! Ue"
‘Ths a a. cupoate courtesy copy of your moe reer big sar. You cn al view ar py your electronic talent nina
{your ecourt hs 8 eter leet promoten and you wad tka vo BODY men on you ctu wed way,
‘please call Customer Service to dlacuss other options that may be
NOTICE: We may comer your payment nto an sect