On June 23, 2021 a
Party Statement
was filed
involving a dispute between
Nbt Bank, National Association,
and
Lauren Anderson,
for Other Matters - Consumer Credit (Non-Card) Transaction
in the District Court of Schoharie County.
Preview
FILED: SCHOHARIE COUNTY CLERK 09/15/2021 12:14 PM INDEX NO. 2021-344
NYSCEF DOC. NO. 12 RECEIVED NYSCEF: 09/15/2021
SUPREME COURT
COUNTY OF SCHOHARIE STATE OF NEW YORK
NBT Bank, National Association
Index No.
vs.
AFFIDAVIT OF FACTS
Lauren Anderson
Defendant.
State of New York )
County of Chenango ) ss:
Kathy L. Black, being duly sworn deposes and says:
1. I am the Bank Officer of NBT Bank, National Association, the Plaintiff herein. I have
personal knowledge of the books and records of said Plaintiff, and I am fully familiar with
all of the facts and circumstances set forth herein.
2. On November 4, 2017, Defendant did execute and deliver a certain retail installment
contract (hereinafter referred to as the "contract") to the seller and/or dealer described in said
contract, in consideration of the purchase of certain personal property described in said
contract.
3. The seller and/or dealer described in said contract duly assigned and delivered to Plaintiff
the aforesaid contract for good and valuable consideration, and Plaintiff is now the owner
and holder of said contract.
4. Defendant defaulted under the terms of the contract on July 18, 2020 by failing to pay to
Plaintiff one or more monthly installments when due and that, by virtue thereof, Plaintiff
elected to and did declare the outstanding balance immediately due and payable.
5. There is now due and owing to Plaintiff by Defendant the principal amount of $5,072.36,
plus interest accrued thereon through May 4, 2021 in the amount of $405.94, plus interest
accruing thereon after May 4, 2021 at the contractual rate of 7.57%, plus late fees accrued
through May 4, 2021 in the amount of $196.05, and Plaintiff has been damaged in the total
amount thereof.
transaction"
6. This case does not arise from a "consumer credit as defined in 22 NYCRR
Section 202.27-a(a)(1) (ie., revolving or open-end credit transaction to an individual
primarily for personal, family, or househol pu oses).
Kat y L Black
Sworn to before me this
day o , 977 & , , 2021.
JAYNE WADE
Nota ubli NotaryPublic - State of New York
No. 01WA6102801
Qualified in Chenango County
My Commission Expires Dec. 08, 20
1 of 1
Document Filed Date
September 15, 2021
Case Filing Date
June 23, 2021
Category
Other Matters - Consumer Credit (Non-Card) Transaction
For full print and download access, please subscribe at https://www.trellis.law/.
Preview
FILED: SCHOHARIE COUNTY CLERK 09/15/2021 12:14 PM INDEX NO. 2021-344 NYSCEF DOC. NO. 12 RECEIVED NYSCEF: 09/15/2021 SUPREME COURT COUNTY OF SCHOHARIE STATE OF NEW YORK NBT Bank, National Association Index No. vs. AFFIDAVIT OF FACTS Lauren Anderson Defendant. State of New York ) County of Chenango ) ss: Kathy L. Black, being duly sworn deposes and says: 1. I am the Bank Officer of NBT Bank, National Association, the Plaintiff herein. I have personal knowledge of the books and records of said Plaintiff, and I am fully familiar with all of the facts and circumstances set forth herein. 2. On November 4, 2017, Defendant did execute and deliver a certain retail installment contract (hereinafter referred to as the "contract") to the seller and/or dealer described in said contract, in consideration of the purchase of certain personal property described in said contract. 3. The seller and/or dealer described in said contract duly assigned and delivered to Plaintiff the aforesaid contract for good and valuable consideration, and Plaintiff is now the owner and holder of said contract. 4. Defendant defaulted under the terms of the contract on July 18, 2020 by failing to pay to Plaintiff one or more monthly installments when due and that, by virtue thereof, Plaintiff elected to and did declare the outstanding balance immediately due and payable. 5. There is now due and owing to Plaintiff by Defendant the principal amount of $5,072.36, plus interest accrued thereon through May 4, 2021 in the amount of $405.94, plus interest accruing thereon after May 4, 2021 at the contractual rate of 7.57%, plus late fees accrued through May 4, 2021 in the amount of $196.05, and Plaintiff has been damaged in the total amount thereof. transaction" 6. This case does not arise from a "consumer credit as defined in 22 NYCRR Section 202.27-a(a)(1) (ie., revolving or open-end credit transaction to an individual primarily for personal, family, or househol pu oses). Kat y L Black Sworn to before me this day o , 977 & , , 2021. JAYNE WADE Nota ubli NotaryPublic - State of New York No. 01WA6102801 Qualified in Chenango County My Commission Expires Dec. 08, 20 1 of 1