Preview
FILED: ONONDAGA COUNTY CLERK 11/01/2021 01:42 PM INDEX NO. 008820/2020
NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 11/01/2021
1918 Black River Blvd
c -
e. . o - . .
Rome NY 13460
(at5)s584000
Express Apphcation
Individual Credit You muSt complete the A scant Secuon about yDurself and the Other section about vour ouse If
1 you hve m or the property pledged as c lateral 15located m a communay property State (AK AZ CA ID NM NV TX WA Wi)
2 your spouse wdl use the account or
3 you are rel ng on your Spouse s income aS a basis for re yment If you are relymg on mcome from alimony child support or separate mamtenance
complete Other secuon to the extent possible about person on whose payments you are relymg
Jost Credit Each Apphcant must mdividually complete the appropnate secuon below If Co Borrower is spouse of the Apphcant mark the Co Apphcant
box
Guarantor Complete the Other secuon if you are a guarantor on an accoungoon
Check below to md:cate the type of account(s) and type of credit for which you are applyutg Mamed Apphcants May apply for a separate account
2 LOANI.iNERAccountlI.oan Individual O Joint (Inclu&ng ATM/Debrt Cant Access to the Account if Avadable) ® Personal O Busmess
Amount Requested S 16 924 oo Repayment T2 months PurposelCollateral 2013 GNC TERRAIN FND 4DR SLT W/8LT 1
1111r JT‡O Are you interested in having youf loan protected? OYes @No
"' -If you answer yes the credit union will disclose the cost to protect your loan The
protection Is voluntary and does not affect your loan approval In older for your loan to be
covered you w:il need to slqn a separate application that explains the terms and r.s
Regulation 8 Notsce Required for Jomt Application (Intent to applvjointly must be shown by rrnualmg the knes below)
We mtend to a for Jomt Credit A licant Co ApDITcant
NAML NAAll
RAYCBBLL1L
8 HANZLToN
MAIDEN
MoTHER'S NAMk ACCOuNT
NUMBER MDTHER NAME
SMAIDEN AUcuuN1NuMISLR
snrea.enum an"9ER oRIVER
S uCENSE
NuMBEIUSIATE SECuRlry
sOCIAL NuMBER oRIVER
5 uchNhtNuMBUUSIAHL
HoMEPHoNE CELL
PHOME SustNEsSPNoNEfEXT atRTH
oATE HoMEPHONE CELL
PHoNE BusiNEsS
PHoNDEXT
(315) 572 7310 (315 ) 689 3924
AcoREss
EMAIL EMN[A
unet ty tat P oWN RENT PREsENT SweetCRy State Zip)
AcoRESS Q oWN RENT
14 WARRENAVB
AUaURN NT 13021 1 yr (a)
oWEoTo
MoRTGAGf)RENT
MuNIHLYPAVMENT INTEREST
RATE MuRIUAGE
aALANct MGif.W enfMENT INTEREST
RATE
S S 375 co % 5 S %
FORJotNTCREoffs uREoCREolf IFYOuLiVE(NAcoMMuNITY
CoMPLETE PRoPERTY CoMPLETE
FoRJ CREDIT uREoCREDIT IFYouuVEINA coMMuNITY
STATE MARRIED SEPARATEo uNMARRi£o lSngle o orced Wdoured) PRoPERTY
STATE MARRIEo SEPARATEo uNMARRIEo(Sngie D scedwd moup
IMPl'OY O ENMN E
NAMEAND T888Y PrdSTIc8 NAMtANo
oF
AooRESS or
AoDRESS
EMPLoVER EMPLovER
STARToATE10/ 4/2014 ARTDATE
NoTICEAuMcNYcHILoSUPPoRT oRSEPARATEMM CEINCoMENEED NoTBE NoTICEALIMcNYCHILosuPPoRToRSEPARATEMAINTENANCE
(NCoMENEEoNOT8E
tFYou DoNot CHoO5E
REVEALEo To HAVErr CoNStDEREo
ASA BAsisroR (FYOuco NOTCHOoSE
REVEALED To HAVE17CoNSIDEREo
ASA aAslSFoR
REPAVING
THISOauoATroN THISoBLIGATioN
REPAVINo
EMPLoYMENrINCoME ofHERINCoME EMPLoYMENTINcOME OTHERINCoME
s 2 928 co Permonth S Per S. ¬ Per __ ______ $ Per
O NET @ oROSS SouRCE NET oRoss SouRCE
EMPLoVER
PREvious NAMEANDAoDRESSIFEMPLOYED LESS
THAN STARTING DATE PREviouS
EMPLOYERNAME ANoADoRESS
IFEMPLovED THAM STARTINo
LESS oATE
TWoYEARS TWOYEARS
ENDiNo
DATE ENDING
DATE
sy OHIO RESIDENTS ONLY The Ohio laws JuleSs the Credit Union IS fum:Shed a copy of the a eme-nt statement
.w .: : againSt discnmmation require that all creditors >r decreo or has actual knowledge of its terms fore the credit IS
make cred t equally available to all creditworthy customers and that creda . anted or the account is opened (2) Please Sign if you are not applying
reportmg agencies maintam separate credit histoneS on each mdividual or this account or loan with your spouse The credit bemg apphed for if
upon request The Ohio Civil RightS Comnussion adminsSters compliance Jranted will be incurred m tne mterest of the mornage or family of the
with this law mderstgned
WISCONSIN RESIDENTS ONLY (1) No ovision of any mantal property g
agreement umlateral Statement under con 766 59 or court decree
under Secuon 766 70 will adverSely affect the nghts of the Credit Union IX
..bdÉT!iB¾-' '
th t Sh¾ / Ï3dSlW . .MSIGNATURES ' . - VWW11È.- 3*
You pronuse that hi have stated m this application is correct You understand that the Credit Umon will rely on the :-fr-; = m this
to the best of your kn If there are any important changes you wsil applicanon and vour credit report to make its dectston If you request the
notify uS in wnung immed y You authonze the Credit Union to obtain Credit Union w:8 tell you the name and address of any credit bureau from
credit reports m connection with this appircation for credit and for any which it received a credit report on you it rS a enme to witlfully and
update mcrease renewal extension or ton of the credit received dehborately provide mcomplete or mcorrect information on this
and for other unts pr c we may offer you or for applicanon
which ual
X _mAu
S F oTNrRSinNATURF DATF
o CuNA GRouPe5 200o01 o3 o4 of 12ALLRioHTS
REs£RVEo itNVA£2 e
(AXX53a)
FILED: ONONDAGA COUNTY CLERK 11/01/2021 01:42 PM INDEX NO. 008820/2020
NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 11/01/2021
Who
LINSTAUlENT
RETAI CONTRACT "y • si'v'fam'"'m°lm"fe'se'suTamUse"'rglfaE"B"Eda.mpse
ANNUAL FINANCE Amstat
Fesaced Total
ofPaymmits TotalSalePnce
PERCENTAGE RATE CHAll6E sment
The dmet 14e ImeInn din
sesent 1InInatcutdmypudenm
Itsggaganaggg 13,degu
assust
the lesisaronmy Ihave sD
made mydumpsymmi
emetinciséss
ralt
asayendr creetmil
cast
me 93r8888 of: 500 GS
9 BB g $ 6253 28 s20674SS $2692728 : 27427 28
MrParount
scheduk
milto smams abase $xantyIsmgmasaseamiy steretmtheactswhdst gguchggal
iliefPadgels
Ammale1Parsignh Due
IngsPamptAre _ _ IdusIces s N/A gasrdian s
issmasco N/A
77 : 171 QQ Ibmdytetsman 11/19/PS17 tats B round amUn abstoasddsIseto
Is ff/h mselypausts500pm usÊgagent
AIpysesadr1ssagitmesprya
Prapquest psedy
h=•" sisbeve
MrCo$uct ededenalislanamins
abmit
suspermmt
dutultany
Integul theseedsimi
mfesbefore
rupsyment date
and papsymed
fgigads
andpensbes
atuteses
Tto0sitrac1 and Asdedsmiss
sdler
SUNAUTOWARE SE annbeen assesbysenu$stra mmapIts
IbssusuRA1ARFWFR DRr'TrFDr) NY 11M'en Custrut An sesamed
to01s Inlet
AABm biiCals
RAYCHELLAS HAMILTON nmus a must usames sub dusedbe
Veerandmatesenas 0sev Shis Hecul 7:ughTeefspacil semI Number Date 19hs5/EB17
11 dit1 flNCTFRRATN ItURN4 3773 2GKAL IIFKGD62918 47 ; Itsmirabon ofAmount Fmanced
Essesse DAT OPS OAleFldIbde Opur _ !CshPnce
ada DAC OPB OPW 457si7 59
IaneImind m
asIgesengisburs -s 508 GB
Year andMabs 0surgbon Trade is
1am requesdisablms and sotheCdbtmi
agaitaminsurance andermal
bpretsci mhas
yea psyteBUT IAmyCHD05E vainsifunds la
THE 01182011ER 0FMY CII0tCE -s N/A
TlRE HotDER DFC 00A1111ALIt&Y,CliEL LA S HANT LTON REGIslRAIRAYCHEL 1.AS HAMIL T ON tarsPaysA to
PHrslCAL DAIMGE Comprobemne3 5813GB calheam3 508 88 damseth +g N/A
INIUltMICECDitPANPitGGRFEST VE Psscy Eductne 0sedB/95/2017 tisped CashPace Basse
AGENT lanad‡0t:RESST VE Addns: (..,- Diagnone asatb(§§R).ggg- 14I •$5267 59
Igarassesmat meregmed== esverap asasonmastesrancelimssmanam sectonsesabased ham Ibnauntsasud alms faCmid immance Campany'
Msmance
1.IslMlily cQV8ragB forbodily mpltysadpr0perty disage mInstscltidedofprolmled formlbtsContract 2 +s N/A
Tumbs asushh!msttemsms nonbos achects5 yea rasse inslars
Sads II8mslhumenceI dams thepumn •!sit Himensigs say
wass TamfersIsWe hingrestbarenceambeablamed aggrants aisthesisgn1samidasAmese mysmugg arelentend 3 +s 175 SS
stsmsd prup yes t he
e astsisuch
suprances: 781.clcl ToPable 0mcmb
Pigsms rePayIpicage Inpy |theAugnes ) theTatalashPnts brtheVsaclema Ibscostdoespsyment asmpingDe 4 +s 121 88
Tendeladsheun above sost sisdamel thetestructandpaymg yestbnAmenit pis:tbscudd asmcschary |cste4
ingesit mlbnCu@actl attheAsnud Persentass abses
Itate absus I passetoantspaymesh soerbelse Ibspaymestdue dsts
abous istbsPaymentSchedult ateve .5 +s 3589 SS
TAK---
SALES *
AMERICU CREDITUNION1916BlackRiverBlvd RomeNY13440 a +g 1535 41
si [s •
REQUEsTARo sCKEDUtt ofsnourinsUtattCE
I ademed tkt asspCredd LaImmance andGnmpCattAudmi assHeal3Inmance arenhalerFusareasiregend maban 7 +: 75 As
ashesIInsther v•hhadtilstImay anuthsI
sulNt aUses bprends timarousp Amesat Fmaned
11Iclserisbecame asualI salerstand astmurance mebepnmded maccentucewebthecerlecsts
dsreup esurance
matusbe g,, yp,g3g674 gg
tutetomeI thestserve assubt totenusatemycontrise atanyeme yesusants:The
bynoblying coll3Omigrance
f theintre g
10I
israerIbstanmeabson lielso Issesyuneasse apasedibus
suse
11rANT
agnund tmde
thoup talslaunace s N/A esym
Inmrad spsissiap
O WE
IGIlleptead Cuda
Grasp knittste
Insenses s M/A laured
cm ssesan
Berm sp
agtmel
IWANT Grgup Hush
Acadangand
Insurants 3 N/A
lisiiñiiesesure soutme siCoearstFar
jestta ady)
Imam up Amiorins N/A
semnly Aposmast As ter
securnythe CaesctGop nsect i
you fIdes
t Ipes
psy) y ou
a secuntystmsl mthe Vsfacis
bemspersbmedAtecsfity
edmamosas thatdans siIbt
see stdefult accumves
essabsmeresum andundscates esaman
oroussismsscoe. hayaspramedmthenuintocemed arunand
Permost memsis nassensu
actmm soasbuddmecuent Vebeh manadedsbus pm-impacementpumeradebees tothevsbxtarmyvendsamrams idendssrany
pecueds
vmens:
tram busardisaptoasyelucIntildetail In0tmand
DeeRelil mFeusucbeal
Psyment you bnethengldb apply
anysmus1fut
Ibovesodepset
edb sad
yse pasp
any essrange
nimesimeisomcaveapmanny bestrastIsseIkeVtledtalmanassmyadsuces sude Inpulset minist mtheV sh
IAtstEBrAT
THE ysonslansonDE820IARE PAllToFlHis P•*=' somuns sh)
1i011C£ TOTHE BUTER 1 Donot tins belersyoureadEot rIfit centsms anyblack 2 Yaoarsentitled lilledm
toacompistsfy
copy oftinsAgmemsot 3 tingerthe you the to offmodusnce thefuUamount due f dosoyou ontheastme of
thecreditsumco degs stther without midercert:mcucumstances obtsma ofthe 4 Accoulms
tol:myoutmetimprmlege of on motor vehicle
premfed formthmContact fmmmagent ortooterofyourownselectmo
Seller speestothisContactscle termssadconditices onback 1HAVE RECEiVED ACOPT OF TilESE LLER
sodassigns IttotheAssignae named a msecordance aththehrst RETAI L ilENT e-
Assignment prmted onthereverse sidsonless othennsa mated
Anyusseenly aa rr per sM son underto : 5
CD$16EER NOTICE
I agreeto paythedebtIdentf edabovealtlioughI maynotpersolwily
receive or moneyI maybesuedforpayment
saypropertyservices
silhoughtheperson whoreceivesthepropertyservices
ormoney mcapshle of thedebtTinsnotles
isnottheorrating meto
thatobligates
paythedebtI should knowtint theTotalofPayments above
hsted doesnottocle Fm:cco Immdalmquency
Clegesresottrog lateclerges
r costscostcostsorsttomers
sicoorfor:closure fossorotherclingnsthatarestated
mtheContract I milslso6:veto paysomeor
et ofthese costsandclerges bythetermsofthsContract
asrequired If thedebtis evermdefanit
thatfactmay become apartofmycredit
repoIt1have readtheRetail
lastalment which
Contract centsmstheesset
tumsofmyobligation sadtheCoSigner(s)Nobce
been
I have givenacompleted copyofthmNoticesadeachmitmg thatobhgatesmeortheBoyeronthisContract
cmsausassubss on cesuseasenstra
coslastsIssomosEnniur 1ocosissHAsortstrosE
sortEE THE
IIGMsg Costomis
gamerrerrr
I aspman
cosiOsitssterrmvirr (orpanone
sense helps
asreEgnerpeons b mysoyes
assums
duesoasCastract
amitogastraasam-owathsCunnctI
mbehpsybesel
usians byaslbstmasalAss
cseactsuguratelytopourwith
sad Ibs8symIsamabing
lbsgramumBaduce
yge seth
mcatellasCubsa me8synsong
yesadmethepecueds
massh hrgogeyer
enly sbensbtIages aves
topsy mangbresmar
sethave sayIserdemnd
meet bypsymnal
soasBoyer your
asuerceed amenty
iabsactnes1edp
missent reconsg acompleted
copyastbscustrad
Ïs-signer
steates Addrea ons
sulair
CO ssignature Address usis
solicEstsstvissEslDIfosImposTAir
EleanATlot
c ore
massshegues coury susrst scurv
opyaseaces casiuse
suanersreensur
sihumor sewages
3ses
sees a
Te ssessene s4ss
susum arr25ECIt exisQsessess
FILED: ONONDAGA COUNTY CLERK 11/01/2021 01:42 PM INDEX NO. 008820/2020
NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 11/01/2021
.. . . .
IIcethefemate Charge IsFigured TheTanate Charge shchcensch orjyglatecosttel leDemand Parment aIslI Upon meInflousig seents cideluttreuusrecure tnal
has been computed uponme boys Ibatgedpayasmetments onthetebeduled due theentre bahnce elmytianbepadstonce adbeal engr asMe erdersend
datnItany milaspent 4recceed talerthus mescheduled due date I mitbestigated to I Aaramgpl eveg gnder theCaesteracrcmer amstI eme resaom mametotgre
pay actsaddcoall amounts asmay tecesne payable ty nuenoftheactrast $1sterest aactpod tytheday dtecsacs due g
ca'culatesdady spen theUspad battace sttheAspJult financed mmeauntInganr 2 Itrulsuclmypomets under gas CooIract ce
milalluest omade e adespot GImeseledated dogdate theariterest pargueinto 3 Ihave eude any eate mmalesang NHynect cepeCemysl esFM ceda agglcaMA ce
sedsced accuikegly Ibesmoget atIts:decrene ceecrNW Wdi beIsliccted amelinal 4 Your assie does nctaggear ulhaonly tesadds (ctess)enzny entficule elesieassed
payment I stalbase thea t mplepar theappdpancapsi bataste mfulmmpast can
ag mInIhe fduegr
anyImeponded thatpayments aretestagpbed b accrued intesent asatthedate si 5 Ibevanicle atonstcles asdarnated wdhool adequatearrance esuram orsuitor
preemat . em a-aya sened or
ItsWPerme51 Is2dnece $1Credst lessramce Isfigured ItI pay alsmgWA usag gader6 Iliebastiggery ordasy pr8eMO4g aagtduled t3sees rehee trcut mydittser
mm Centract a advance I entrecenearemed forGroup Credd Ingrance premmestree 7 lesmbecome legatr unable tonanage myaltams cr
yanasspecded satheIroni ofUns Centran calcubted byaformula approved orme 8 Yen mgood la@behave thatmeprospects ofpapesl ersmer priformance under
inimace0soutmost asCentrutsimpared
9 The Yodeismedbyapage pear ted is adzioexagatee ae as
tatsEharge Itprpayment arecceed mere than 10danaftermedudateIesto cStr smessiestal** seat* anesseenienide bemuesmevease sasened r annal
charge szoco perweaceWr preestwangle aneera stoopper hism•uura 88'''''trd's acts:1 walleged comanal se untastus actmly and/or masse asuredure
seenseqWr popest $5comeine eneth peased stara len'an or*=r
totensnactcause traarctectdran oremn danIsawyou assrment elarebigam
8,e,'''"*‡,"",'enue mainted in/bovesarredent
.nwearam.--.e..dt..aia,ans pay ,.,ammeCeaCu,ed Ibght letopsisess Teu c an r epossess the Vehcie dsee Wtheenets etdernIt
pggg Itals)
IIjuuIneasallpuer * S""3 s Afterar ednt I wd
4stlution Costs InOnpg a.lapset tosongst seramesel e•et denspevehcre spos your aquet a res naento m preams ameaausaad
ends esentract Imepergue titimurtfuses u15% citheamalat desalle siss ''' 4f'''5'stasSwansed puseed earcourmetevereedemmram
assceds machinmemmcasnesemaifams byhugand stvktIeve
eam stilem Tande aterceponessee andapply theproceeds Inthetalance
feymMt AfterAIIAmeests geog secome lspedestetr OneUnder argarcresalusces aner deduccag your remonable regnusnoo nuage resse peppatee is nItand
seacandicts ea asseats eveg sedume ceilian imacdistair duenrsedeadas seaeg ageems ree =ssendmemasable once nysud d say w iralise vehsie n
amountieset are peda you see tarpessad oteps agudgment reeascalculate ehat I myAdutnausgreysiarampt mmautoomy perments Inerease cedpa ngtes m
5""' ' ''''"" 8's '' 88's,ce , ,,,,,g,, y,n,,r,,,,, ,,,,,3,,,,,,,,,,, , ,,, ,, , ,nery tender e t>e
cueatvencts sauseateepInetencem good ardeen and repse antoresere a amese senseeduredeemmereasse
tisetheaddress Metsbaapesendr hept ugbcul your grawrdleaceagess asthtcllsr
Iransusdamedncoenvalin seiner treesicaca neltouse laevehae futreeever ent
astly resmutmgmgan 18days shureponesuca Fainemdese and late
crteme crparad asmee atydegal nasses antoatom scecome thetoscue DeVehicle 84883 8'8 t
orcease ahem (cisel co4 end tosperaustmediate wrates riance ellonadamep 18 umesmdusanemerasu tr seawaitse-eddmeen
a,y,e, Ie-eI vatemppster
noonrements i wasasasiantoteep mevenas mued emcommunesse "I5rP'nmenaastoseensed ese
tesurame aand Opumps3mut I gearsdes astI ousmeveAirle traced a danygod mdd4
tregad theft sed agestage apocal ofdedoellie ccRties pistrance substicIssytoree tree b cm t escr i nsput actalman emeTradre asson dDeEssantmad
emessed topesteci sev se aaceased excance compear IIIfad t oesure youse r es
ar reason amount any starty
b say seners pysNe of Inarcel Ialsereposed thatI Agw m ade
me e nungsymus and mai•rst acisoved_
agrdaseand I ages thecast Iapse mat any inistate br astandy teed m4totoased I perseles thalI
damsge t crtssdDeYehde shaA topadckNdly and goldr bysp sad Da} teIndd lept) liUsand 5ecentr Interest #theTelucts
ordettaree11re Vebcle 4lost erdaenged yae c:ause erissmance puceeds (nonry)amGe enttothereggered eurotr and yees stunty sttreal easap;ess astheanly secoray
templice aapur d orleemper any sesentilose ges audistree lananeceiary puas enaerceredmair esice nes ermeekdwe mued Iapesint revasaster fucentestes
setDe any ensmance cloism orusssaysessrsate checks onmytehsifIagremathas elttletoshnu your seestsy sitress and I agreemanast reeasdemg so1size goyou
sanap mcrde:ructes d meanchM eataffaler astrmeaume pinlananderpermasesinale aamanceg mtampelsccesof romsensacr *trastides lorpatie ncerdl
asterent cmenag usesecway satenest adtcst sysynstme esa
fuetter Adstpces lecstad ItItad topsy liestases mpea Itsecessy 18Ieep Dere2sleWasnr: and Iteleases Tce aswarge w debranimost aprd yper rigtD samott reest
sagged condeem ardfepas reveardyou signs pooreparance saysums secessary to thma You can wane ordelay entmecust asqbt astocan d raedB9ul samust dasIsthe
scisayour islereamme vencle $47 sech agnaces adttousured bymeVaitle aded ether You reed celpmanyone nonce ofmeaswrdelar or*elmeVsm lodore 1:Idaa
tosateict toaImatte Charge attheAnnuat ytrcetlap Aste ciIbsCompan secunty elvest fadure bleep theVehicle esured telease clasecotty arderest orpsetag
dItod tomastem emised paperty marance psimar dreechoose attam spura estlain eansens attmeofpayment thanotanect my sthpage vages IIrsCzargcl
Nmphcesert intrance rims replacement asugace aglpotect rectintpells talTen are Apphcable tavtheContact 3643 tegovemed ty)iesTort tasexcept bra comflst dles
sedu soetegates v estee regracemset insurarce ween weabe potecl asetrses% M pomens IIsarpuppun alound totoapef fecoveinlerear trepreggishes therusandr
III3UllANCE YoU fUREIIA5E st4Y SEtiGNirtCalitty HollE EXPEN$tVE AND filoVEDE IEE •4stsbeteeny and elfectme
(Es5 CDrERAGE III8N UISUIIAIICE ICCill0PUllofASIItvEEL, Asy ascvel psadvance Ukeedl lifowagreceMnotçpplymairyultinaba gmpanond tamer aacuated
toucseed tyDeWMie and astesaticct toaintance Charte alineAmsd Percentap CONSUMER CONTRACT ISSUiUECT
ea etinecontrut atnet=ea neadvance I eatomoved a assesder sphomiis NOTICE ANY HOLDER OFTHIS CREDIT
vererasadruce 10ALL CLAIMS AND DEFENSES WHICH T HE DEBTOR COULD ASSERT
It efasashmiandays ettheagese ADAINST THESELLER OF600DS ORSERVICES 08TAINED PURSUANT
68**'t 8'5®3''''"'tMrmUd HERETO OR WITH TMPROCEEDS HERE0F R ECOVERY HEREUNDER SY
aram n anninty percent oremonit reno.mg payment elanomu EXCEED AMOUNTS PAlDBYTHEDESTOR
THEDESTOR SHALLNOT
putdavalatie n adstest asattgy payments asiesteedmg peponthly persectsque HEREUNDER
seder SeCUADKl waarMDel andImpressetahess I ustriant andlepletent