Preview
FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
EXHIBIT F
FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
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FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
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FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
½giniaB VA 25452
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ELOANCARE
Sent Via Pirstdass Maile
09/1712019
SHANNON HOWARD
427 SALT SPRDIGS RD
SYRACUSE NY 13224-1526
Loan Number:
Property Address: 427 SALT SPRINGS ROAD
SYRACUSE, NY 13224
Dear SHANNON HOWARD:
Please sea next page 1by important notlee required by New York law.
EmanCare,LLC is attempting to coBecta debt, and any information obtainedwill bemad ibe that purpcan.
The aam"Ming emount of the debt as of the time of this communication is 570,757.10.
Name of Debt CoBecticaAgency: LoanCare, LLC
New York City Departmentof Conanner AGhirs LieunseNamber: New York City: 2003510-DCA;
If you have any thrther questionsabout your loan er anylbing containedin this notice, pleasedo not hesitateto contact
LoanCare, LLC at 1-800-909-9525,Monday - Priday B:00A.M. - 5:00 PN., EasternTime.
WJlY..,90DAY Rev.06/2019
Page1 of 3 as%unn77
FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
..
YOU MAY BE AT RISK OF FORECLOSURE.
PLEASE READ THE FOLLOWING NOTICE CAREFULLY
As of 09/12/2019, your home loan is 73 days and $2,488.70 dollats in default.
Under New York State Law, we are requited to send you this notice to inform you that
you are at risk of losing your home.
Attached to this notice is a list of government approved housing counseling agencies in
your area which provide free counseling.
You can also call the NYS Office of the Attorney General's Homeowner Protection
Program (HOPP) toll-free consumer hotline to be connected to free housing counseling
services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at
http://www.aghomehelp.com/, A statewide listing by county is also available at
http://www.dik.nv.aov/consumer/mortg nvs np counseling agencies.htm.
Qualified free help is available; watch out for companies or people who charge a fee for
these services.
Housing counselors from New York-based agencies listed on the website above are
trained to help homeowners who are having problems malring their mortgage payments
and can help you fmd the best option for your situation. If you wish, you may also
contact us directly at 1-800-909-9525 and ask to discuss possible options.
While we cannot that a mutually
assure agreeable resolution is possible, we encourage
you to take immediate steps to try to achieve a resolution. The longer you wait, the
fewer options you may have.
If you have not taken
this notice was mailed, we may mm
any actions to resolve this matter
legal action
within
against
90 days from
you (or soccer
the date
if you
cease to live in the dwelling as your primary residence.)
If you need further infonnatica, please call the New York State Department of
Services'
Financial toll-free helpline at (800) 342-3736 or visit the Departments
website at http://www.dfs.ny.gov.
DdPORTANT: You have the right to remain in your home until you receive a court
order telling you to leave the property. If a foreclosure actionyou in is filed against
court, you still have the right to remain in the home until a court orders you to leave.
You legally remain the owner of and are responsible for the property until the property
is sold by you or by order of the court at the conclusion of any foreclosui·e proceedings.
W_NY_poDAY asy.0mo19
Page2 ors ann.¬asan
FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
..
This notice is not an eviction notice, and a f breclosure action has not yet been
enmmaneed against you.
W_NY_pODAY Rev.00019
Page3 of3 amian77
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FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
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FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
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FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
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FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
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FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
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FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020
NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023
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Preview
FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023 EXHIBIT F FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023 Ia FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023 .. , u. FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023 ½giniaB VA 25452 -.-.. ELOANCARE Sent Via Pirstdass Maile 09/1712019 SHANNON HOWARD 427 SALT SPRDIGS RD SYRACUSE NY 13224-1526 Loan Number: Property Address: 427 SALT SPRINGS ROAD SYRACUSE, NY 13224 Dear SHANNON HOWARD: Please sea next page 1by important notlee required by New York law. EmanCare,LLC is attempting to coBecta debt, and any information obtainedwill bemad ibe that purpcan. The aam"Ming emount of the debt as of the time of this communication is 570,757.10. Name of Debt CoBecticaAgency: LoanCare, LLC New York City Departmentof Conanner AGhirs LieunseNamber: New York City: 2003510-DCA; If you have any thrther questionsabout your loan er anylbing containedin this notice, pleasedo not hesitateto contact LoanCare, LLC at 1-800-909-9525,Monday - Priday B:00A.M. - 5:00 PN., EasternTime. WJlY..,90DAY Rev.06/2019 Page1 of 3 as%unn77 FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023 FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023 .. YOU MAY BE AT RISK OF FORECLOSURE. PLEASE READ THE FOLLOWING NOTICE CAREFULLY As of 09/12/2019, your home loan is 73 days and $2,488.70 dollats in default. Under New York State Law, we are requited to send you this notice to inform you that you are at risk of losing your home. Attached to this notice is a list of government approved housing counseling agencies in your area which provide free counseling. You can also call the NYS Office of the Attorney General's Homeowner Protection Program (HOPP) toll-free consumer hotline to be connected to free housing counseling services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at http://www.aghomehelp.com/, A statewide listing by county is also available at http://www.dik.nv.aov/consumer/mortg nvs np counseling agencies.htm. Qualified free help is available; watch out for companies or people who charge a fee for these services. Housing counselors from New York-based agencies listed on the website above are trained to help homeowners who are having problems malring their mortgage payments and can help you fmd the best option for your situation. If you wish, you may also contact us directly at 1-800-909-9525 and ask to discuss possible options. While we cannot that a mutually assure agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait, the fewer options you may have. If you have not taken this notice was mailed, we may mm any actions to resolve this matter legal action within against 90 days from you (or soccer the date if you cease to live in the dwelling as your primary residence.) If you need further infonnatica, please call the New York State Department of Services' Financial toll-free helpline at (800) 342-3736 or visit the Departments website at http://www.dfs.ny.gov. DdPORTANT: You have the right to remain in your home until you receive a court order telling you to leave the property. If a foreclosure actionyou in is filed against court, you still have the right to remain in the home until a court orders you to leave. You legally remain the owner of and are responsible for the property until the property is sold by you or by order of the court at the conclusion of any foreclosui·e proceedings. W_NY_poDAY asy.0mo19 Page2 ors ann.¬asan FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023 .. This notice is not an eviction notice, and a f breclosure action has not yet been enmmaneed against you. W_NY_pODAY Rev.00019 Page3 of3 amian77 .. .. FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023 GmRITY AGEN0Y APAWARA 001tYACr 990 NOTIO AfkrdaleHasrgPmmeanpz!40gengsSi..Alley, 516484-1730 HOPP NY1218 Almosummesmindhgmem | Ad;amCoalv|Jrm1mumi M½n|mbenihar"wA so-NMe , HIPP Amence NV1215 Abassnga muse gemumIng ligamif rsumw Altam la ccrignsL abury.. stiHaiHe f H619 AIniy I NY1210 Ferignanh whoskGdigs meblhapassesat tmutmurmerbauc haos neinrNehrutemwIma 2 SdansgIndy, 5184F44Md9 18 EnsMnn HOPP w1mos abunbhpanMng sist amisble -- ACCURD 11asanwer£5r.itotl, ses.asgJeas TEPP NY1418 AlhgmW wrbain'niHinalng 19978uutiPnikAins. 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YLnp..,counseling_agencies.htm VCP15 FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. NO. 55 RECEIVED NYSCEF: 05/04/2023 Gumpsht,An mAmefAlonny57A4*Irazilrn 718,503212 unnagemers humanond amansabNY Fedmar, 1514 ibannapadppmtullenbiii- E-iB' -4lilliiÑihrSL,Jun Issn, 7 NY14IO1 ChaulaugmHome 2Ar.mferyiLL Maf,fe,W m@53-U?W gmMgpgg El RehabHsdonandlegunsmast 14757 anddds CoqL pnuc| mnwamuaumum sareemputase,,eunus, 71smasso Sanhasof8mdh8uAdo NY142AD Arbr-MLehisti EPAgustalmsng; 5a¼s4W HIPP Danikginant NY14MD 114BustGechk,5wn r TMW ' HW= caucomai""nrdhanung 14GO1 1o1,Ebsbu,NY aelimr6NilieuIMg 21Norst,5Inglaminn,NY ` TR-DM | W]PF Chenango thnagementCtint 12A03 cr-nmemenethnanw 1ama,m-msa,hy tau lia.6t4.ilos lioPP I CIbden AndammPmgmms 1sdal ha. 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NO. 55 RECEIVED NYSCEF: 05/04/2023 - - - sugnanad Azimamc.ca 1st-mumwaGis161 nusa.mr afAnafen BumNurWnit14315G81A ungsger.ai@kash; $yr8oulhPakAshBrngh 7 5-m.Ei0 Sunionnof8nuBBungle NY1mO fr="i#memmhi½.r¹py Lul8travan.6Y1%* 8fg-8344809 riaP" EL'Hrdave.EmibuOegun, Gu-"LS6at AmmblunamPrognnacf : Habsr Housing E macoul%@fAPEC) NT1E12 Fisiriagerm --Ngift-Coimary r/49,, NY134 51s-KM-luiz ROPP housinghgEllB½ Fu C Fl5r31... 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NO. 55 RECEIVED NYSCEF: 05/04/2023 ----- &mesmán en w44pamAue.Imml%n,W 71s411Hnm2 HDPP itar spadeensegular smsels knishul --a cap 4milemmac Amith W Ame. 714-43ti-75IIs HóPP 1121s sinnleapnelngular sanels InlL MHÅNVidmungumm( 1Mane W TechCanler W 11201 Roor,Umel%n, it 718448-lng0 F£IPP 8ped4 AmIu,God, mul Humanounlespumlmesier magmMe NatNume A21Digueln-Bit p, 47 NgU$mshelphig I 7t8437417 Fibhp gave 11:17 JapmmsuspedmgamI anemin huangendFatiframwant 65Albanadami,men1dyn,*h6-GE-TEa!I Hau Inc. 9aAlerNau¾IIIr, 11218 Aual IQulonetti 8p almlb MundashPatAFlunch Qualt,smIMdhnCmals speardnesturee ula nmulmansmuhamshMn N-gswadMoung #d4minema,as 7wooo HoPP sewnsidBeanunupmnse Ploor,mool41hNY11221 CDClun. 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FILED: ONONDAGA COUNTY CLERK 05/04/2023 09:51 AM INDEX NO. 001182/2020 NYSCEF DOC. 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