Preview
iD: QU OUN PK DM INDEX NO. 722924/2023
NYSCEF BOC. NO. 3 RECEIVED NYSCEF: 10/30/2023
EXHIBIT B
= INDEX NO. 722924/2023
NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 10/30/2023
- :
10 ZAG VG
- z
CITY REGISTER RECORDING AND ENDORSEMENT PAGE
of |
TOTAL NUMBER OF
PAGES IN DOCUMENT
COUNTY OF >_ Lhd Cin) WICLUDING THIS PAGE >
THIS PAGE FORMS PART OF THE INSTRUMENT ied
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(Block v Lots
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CHECK THI bo tf THERE gee eee
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Serial Number P
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Lot(s) verified by (7):
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Type:
ene (os0€e} 25s] forte ___]
— mm
Extra Block(s) =
= =
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T [102] [3] [ams] fonns] Recording Fee: s/ AFFID 0921
[TAX RECEIVED ON ABOVE MORTGAGE V Sao sane
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Real Estate Transfer
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TOTAL TAX
Property Transfer Tax
{Aporionnent Mortgage (y) YES Q wQA
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RECORDED IN THE OFFICE OF THE CITY REGISTER
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: > oavin
INDEX NO. 722924/2023
NYSCEF DOC. NO. 3 RECEIVED NYSCEF 10/30/2023
ff! 234 m7 abe
Return To:
GreenPoint Mortgage Funding, Inc.
100 Wood Hollow Drive
Novato, California 94945
Prepared By:
GreenPoint Mortgage Funding, Inc.
100 Wood Hollow Drive
Novato, California 94945
[Space Above This Line For Recording Data] _—
CONSOLIDATION, EXTENSION, AND MODIFICATION AGREEMENT
WORDS USED OFTEN IN THIS DOCUMENT
(A) “Agreement.”
This document, which is dated March 6, 2002
‘exhibits and riders attached to this document will be called the "Agreement."
(B) "Borrower."
Maria Moundrakis, An Unmarried Woman
will be called "Borrower" and sometimes “I” or "me." Borrower's address is 30-72 29th
Street, Astoria, New York 11102
(C) "Lender." GreenPoint Mortgage Funding, Inc.
will be called “Lender” and sometimes "Note Holder.” Lender is a corporation or association which exists
under the laws of The State Of New York » Lender's
address is 100 Wood Hollow Drive
Novato, California 94945
(D) "Mortgages." The mortgages, deeds of trust, or other security instruments and any additional 1
security instruments and related agreements (such as assignments, extensions, modifications, or
consolidations of mortgages) identified in Exhibit A to this Agreement will be called the "Mortgages."
(E) "MERS” is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that
.
is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is organized and
oO; existing under the laws of Delaware, and has an address asd telephone number of P.O. Box 2026, Flint,
MI 48501-2026, tel. (8&8) 679-MERS. FOR PURPOSES OF RECORDING THIS AGREEMENT,
MERS IS THE MORTGAGEE OF RECORD.
NEW YORK CONSOLIDATION, EXTENSION, AND MODIFICATION AGREEMENT WITH MERS Form 3172 1/04 te
- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Amended 3/01
(rev. 5104)
wes Mf
GZ, BSOAINY) 0126101
Page
1 ot 6
YMPMORIGAGE (OKMS. (800821 7291
bpGP-o1
ea
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INDEX NO. 722924/2023
NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 10/30/2023
WN ILG2ITG
this Agreement and
(F) “Note Holder. * Lender or anyone who succeeds to Lender's rights under
Agreemen t may be called the "Note
who is entitled to receive the payments | agree to make under this
Holder.” secured
(G) "Notes. * The Notes which are identified in Exhibit A to this Agreement, and which are
by the Mortgages, will be called the “Notes.” (s) and in Exhibit B (Property
(H) “Property.” The property whit ich is described in the Mortgage
The Property is located at:
Description) to this Agreement, will be cal ed the “Property.”
30-72 29th Street
(Street)
Astoria Queens
(Cul [Counyyt
New York 11102
{State and Zip Code}
I promise and I agree with Lender as follows:
OBLIGATION UNDER THE NOTES AND
1. BORROWER'S AGREEMENT ABOUT
MORTGAGES
es as consolidated and modified
I agree to take over all of the obligations under the Not ‘es and Mortgag
I will keep all of the promises and agree! ments made in the
by this Ag: reement as Borrower. This means that
some other person made those promises and agreeme nts befor re me, The total
Notes and Mortgages even if of this amount,
unpaid principal balance of the Not ies is U.S. $406,250.00
U.S. $151,255.74 was advanced to me (or for my account) immediately prior to this
consolidation.
Il. AGREEMENT TO COMBI NE NOTES AND MORT! ‘GAGES
g into one set of rights and obligations all
(A) By signing this Agreement, Lender and I are combinin
of the prot mises and agreements stated in the Notes and Mortgages inc} tuding any earlier agreements which
combined, modified, or extended rights and obligat ‘ions
ined
under any of the Notes and Mortgage
so that under the law Lender has one
s. This means
mortgage and
that allof Lender's rights in the Property are combit
Thave one loan obligation w hich I will pay as provided in this Ag) reement, This combinin
g of notes and
mortgages is known as a “Consolidation.” es have already been
(B) In the event # that Exhibit A indicates that all of the changeNotes and Mort,
the terms of Section Il, paragraph
combined by a previous ent, then Lender and I agree to
(A) of this Agreement to the following:
Lender and 1 agree that all of the promises and agreemet nts stated in the Notes and
Mortgages -- including any earlier agreements which combi ined, modified, or extended
rights and obligations under any of the Notes und Mortgages -- have been combined into
is referred to in Exhibit
‘one set of rights and obligations by an earlier agreement which
‘A. This means that all of the Lender's rights in the Propert ry have already been combined
so that under the law Lender already has one mort;
gage ard I hi ave one loan obligation
which I will pay as provided in this Agreement. The ‘combining of notes and mortgages is
known as a “Consolidation.”
II. AGREEMENT TO CHANGE TERMS OF THE CO INSOLIDATED NOTE
and restated to be the terms of the
Lender and 1 agree that the terms of the Notes are changed The Consolidated Note contains the
nt as Exhi ibit C.
“Consolidated Note” which is attached to this Agreeme to pay the amounts due under the
e amounts that | owe to Note Holder. Lagree
terms of payment for th
Notes in accordance wit! h the terms of the Consolid ated Not ic. The Consoli dated Note will supersede all te
Cc terms, covenants, and provisions of the Notes,
aa ZH, s50a1Ny) {0106109
Page
2 of
wn Form 3472 1/04 (rev. 5/01)
oy
. vevln
= INDEX NO. 722924/2023
NYSCEF BOC. NO. 3 RECEIVED NYSCEF: 10/30/2023
WA IIIMIIAN
1V. AGREEMENT TO CHANGE TERMS OF THE CONSOLIDATED MORTGAGE
Lender and I agree that the terms of the Mortgages are changed and restated to be the terms of the
“Consolidated Mortgage” which is attached to this Agreement as Exhibit D. The Consolidated Mortgage
secures the Consolidated Note and will constitute in law a single lien upon the Property. | agree to be
bound by the terms set forth in the Consolidated Mortgage which will supersede all terms, covenants, and
provisions of the Mortgages.
¥. NO SET-OFF, DEFENSES
I agree that I have no right of set-off or counterclaim, or any defense to the obligations of the
Consolidated Note or the Consolidated Mortgags.
VI. BORROWER'S INTEREST IN THE PROPERTY
! promise that I am the lawful owner of the Property and that I have the right to consolidate, modify,
and extend the Notes and Mortgages.
VII. WRITTEN TERMINATION OR CHANGE OF THIS AGREEMENT
‘This Agreement may not be terminated, changed, or amended except by a written agreement signed
by the party whose rights or obligations are being changed by that agreement.
VIILOBLIGATIONS OF BORROWERS AND OF PERSONS TAKING OVER BORROWER'S OR
LENDER'S RIGHTS OR OBLIGATIONS
If more than one person signs this Agreement as Borrower, each of us is fully and personally
obligated to keep al! of Borrower's promises and obligations contained in this Agreement. The Note
Holder may enforce its rights under this Agreement against each of us individually or against all of us
together.
‘The terms of the Consolidated Note and the Consolidated Mortgage may not allow any person to take
over my rights or obligations under this Agreement. Lender und I agree that if any person is permitied to
take over my rights and obligations under this Agreement, that person will have all of my rights and will
be obligated to keep all of my promises and agreements made in this Agreement. Similarly, any person
who takes over Lender's rights or obligations under this Agreement will have all of Lender's rights and
will be obligated to keep all of Lender's agreements made in this Agreement.
IX. LIEN LAW
1 will receive all amounts lent to me by Lender subject to the trust fund provisions of Section 13 of
the New York Lien Law. This means that I will: (A) hold all amounts which I receive and which I have a
right to receive from Lender under the Consolidated Note as a “trust fund,” and (B) use thuse amounts to
pay for “cost of improvement” (as defined in the New York Lien Law) before I use them for any other
purpose. The fact that I am holding those amounts as a “trust fund" means that for any building or other
improvement located on the Property I have a special responsibility under the law to use the amount in the
manner described in this Section EX.
X TYPE OF PROPERTY
Check box(es) as applicable.
Demis Agreement covers real property principally improved, or to be improved, by one or more
structures containing, in the aggregate, not more than six (6) residential dwelling units with each
dwelling unit having its own separate couking facilities.
Bemis Agreement covers real property improved, or to be improved, by a one (1) or two (2) family
dwelling,
{7 T mis Agreement does not cover real property improved as described above. Kee
ost ua
Sp s50a(Nv) (0106) 04 Page 301 Form 3472 4/04 (rev. 5101)
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INDEX NO. 722924/2023
NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 10/30/2023
YE REGIA?
By signing this Agreement, Lender and agree
to all of the above.
GreenPoint Mortgage Funding, Inc.
a ’
Lender Maria Moundrek ie Borrower
"eet aes Borrower
~ Borrower y
Borrower
Borrower
Borrower
Borrower
STATE OF NEW YORK, Nassau
County ss:
On the 6TH day of March, 2002
Public in and for said state, personally appeared
before me, the undersigned, a notar
y
Maria Moundrakis
Personally known to me or proved to me
onthe basis of satisf act lury evidence to be the individual(s)
name(s) is/are subscribed t 0 the within
instrument and acknowl ledged to me that whose
same in his/het/their capacity(ies), and he/she/they executed the
that by his/her/their si ignature(s)
individual(s), or the Person upon behal on the instrument, the
f of which 1 the individual(s) acted,
executed instrument.
Noury Publ ei
‘Tax Map Information: c suzanne Sjumens
Notary Public,
No. aeons
Qualified in Nassau County :
GZ _850A(NY) (0106101 Ped ots
Commi ssion Eypires Sept. 30,
2s
Form 3172 1104 (rev. 5/01)
tel
'
RN
* - 2 9awv In
EILED: QUEENS COUNTY CLERK 1073072023 03:34 PM INDEX NO. 722924/2023
NYSCEF DOC. NO. 3 aE ere NYSCEF: 10/30/2023
aeeh 330002313
STATE OF NEW YORK )
s8.:
COUNTY OF Nassau
On the 6th day of March in the year 2002, before ine, the
undersigned, a Notary Public in and for said State, personally
appeared Kathleen L. Douglas, personally known to me or proved to
me on the basis of satisfactory evidence to be the individual
whose name is subscribed to the within instrument and
acknowledged to me that she executed the same in her capacity,
and that by her signature on the instrument, the individual, or
the person upon behalf of which the individual acted, executed
the instrument.
Notary Public
ReeretGi‘ool
ARTA
New York
Notary Ps
403
Qualied 1 wu Count
Feb. 16,
‘Comimss«
7
ESS.
Re
i
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FIEED: QUEENS COUNTY CLERK 10/30/2023 03:34 PM) INDEX NO. 722924/2023
RECEIVED NYSCEF: 10/30/2023
E237TH
TF 9M
EL
EXHIBIT A
(List of Mortgages, Notes, and Agreements)
TSX) This Mortgage given by
Maria Moundrakis
and dated March 6, 2002 in favor of Greenpoint Mortgage Funding, ENC.
as Nominee
securing the original principal amount of U.S. $151,255.74
‘This Mortgage is on a Fannie Mae/Freddie Mac Security Instrument and
(2 will be recorded together with this Agreement.
(J was recordedon , in the of
, State of New York, at
1241 At this date, the unpaid principal balance secured by this Mortgage is U.S. $ a 14
‘This Mortgage secures a Note dated 3\te JOU
(1 This Mortgage was assigned to
by Assignment of Mortgage dated
CT) and recordedon in the
of , State of New York, at
(5S (2) This Mortgage given by
Maria Moundrakis
and dated December 23, 1999 in favor of Ponce DeLeon Federal Bank
securing the original principal amount of U.S. $210
, 000.00
, inthe City Register
ca”
This Mortgage was recorded on January 12, 2000
of Queens County , State of New York, at Liber 5475 Page 2175
Bd at this date, the unpaid principal balance secured us.
See next Page This Mortgage secures a Note dated { 2.
[29 This Mortgage was assigned to Ponce belLeon Federal
by Assignment of Mortgage date ed 12|23[97
PXI and recorded on {\2]OO inthe Coy REgistem
Coraty 1 State of New York, at ( rey SY FS Page oy
7 Qveens
ma on 0.
GZ, B50AINY) (9106) 01 Page $f 6 Form 3172 1/01 (rev. 3/01)
aevdn
FLED: QUEENS COUNTY CLERK 10/30/2023 03:34 PM) INDEX NO. 722924/2023
EL NYSCEF: 10/30/2023
LE 329902375
23) This Mortgage given by
Maria Moundrakis
and dated February 23, 2000 in favor of Ponce DeLeon Federal Bank
securing the original principal amount of U.S. $ 55,000.00
This Mortgage was recorded on April 4, 2000 , inthe City Register
of Queens County , State
of New York, at Liber 5557 Page 973
Baar this date, the unpaid principal balance secured by this Mortgage is U.S.
SEE REL . This Mortgage secures a Note dated 2}a3|00
(J This Mortgage was assigned to
by Assignment of Mortgage dated
© and recordedon in the
of , State of New York, at
2. arivare
2 and Horigage In Reel SUFS Pa
“This Mortqag
atta t fom & Single lien ALS, 000.00
hereby @onsol i
Hie Lanpard princ spat balance is
Ot this date 2 WAS ASSigned TO
4 Q54, 494.
CrceaPonr Hortqage
Qe This
arding ENC. u ers as Nominee’
slulor and
daicad
by assignm eat of Leortgage
herewith,
recorded Simultane dusty
pt
ma oaule
GZ, A50AINY) corosi01 Page
6 of 6 Form 3172 11/04 (rev. 5/01)
Soe
=
@ >» ac Jin
QU PK DM INDEX NO. 722924/2023
NYSCEF DOC. NO. 3 RECEIVED NYSCEF 10/30/2023
te aga 73th
1G
with the buildings and ir thereon,
ALL that certain plot, piece or parcel of land,
Queens, City and State of New York, bound ed and described as follows:
and being in the Borough and County of
Street, distant 250.21 feet
side of 29th Street, formerly known as Academy
BEGINNING at a point on the westerly the westerly side of 2¥th Street with ine nonneriy siae ot
from the corne r form ed by the int ersectofion
northerly
Avenue;
31st Avenue, formerly known as Jamaica
with 31st Avenue, 100.10 feet;
RUNNING THENCE Westerly, parallel
Street, 25 feet;
THENCE Northerly, parallel with 29th
of 29th Street;
Avenue, 100.10 feet to the westerly side
THENCE Easterly again parallel with 31st
feet to the point or place of BEGINNING.
THENCE Southerly, along the westerly side of 29th Street, 25
Astoria, New York
Said premises known as 30- 72 29th Street,
*
7) 0
ot
Schedule A
ferns =
eineee 1
oO Ten Ar. n
INDEX NO. 722924/2023
NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 10/30/2023
EXHIBIT “C" wm aaemeat
This Note amends and restates in their entirety, and is given in substitution for, the Notes described in
Exhibit “A” of the New York Consolidation , Extension, and Modification agreement dated the same date
as this note,
CONSOLIDATED NOTE
Garden City New York
March 6, 2002
{Date} {ey} [Sure]
30-72 29th Siseet
Astoria, Ney York 11102
[Property Address]
1 BORROWER'S PROMISE TO PAY
(this amount is called "Principal”),
In return for a loan that I have received, | promise to pay U.S. $406,250.00
plus interest, tc the order of the Lender. The Lender is
GreenPoint Mortgage Funding, Inc.
I will make all payments under this Note in the form of cash, check or money order.
Note by transfer and who is
| understand that the Lender may transfer this Note. The Lender or anyone who takes this
entitled to receive payments under this Note is called the "Note Holder.”
2. INTEREST
will pay interest at a yearly
Interest will be charged on unpaid principal until the full amount cf Principal has been paid. I
rate of 5.750 %.
described in Section 6(B)
‘The interest rate required by this Section 2 is the rate I will pay both before and after any default
of this Note.
te
3. PAYMENTS
(A) Time and Place of Payments
{ will pay principal and interest by makin g every month.
a payment
payment on the 1S? day of each month beginning onMay 1, 2002 - Twill
I will make my monthly
make these payments eve ry month until { have paid all of the princi pal and and
interest any other charges bed
below
descri that I
applied to interest
may owe under this Note. Each monthly payment will be appl ied as of its scheduled due date and will be
Principal. If, on April 1, 2017 under this Note, I will pay those amounts 1 in full on
before . [still owe amounts
that date, which is called the *Maturity Date.”
{ will make my monthly payments at P.O. Box 908
Newark, New Jersey 07
Preview
iD: QU OUN PK DM INDEX NO. 722924/2023 NYSCEF BOC. NO. 3 RECEIVED NYSCEF: 10/30/2023 EXHIBIT B = INDEX NO. 722924/2023 NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 10/30/2023 - : 10 ZAG VG - z CITY REGISTER RECORDING AND ENDORSEMENT PAGE of | TOTAL NUMBER OF PAGES IN DOCUMENT COUNTY OF >_ Lhd Cin) WICLUDING THIS PAGE > THIS PAGE FORMS PART OF THE INSTRUMENT ied - Ce (Block v Lots - omy ir entine Lot w “Partial Lots v S?K PL, et =a. i tre Doone | Premises ¥ | 30-72 Ont ST (Tilegent Ao ENE Tike Ager oats Thieg Lov, Wood Mok civ’ STATE ¥ 2 a Cn DYPYS See eee ereeeet eet 30-72. 29% 67 Korn ‘ADDITIONAL PARTY 1 PARTY2 > ent “Ther ore , (90 Loaed Nella ADDITIONAL PARTY 2b A, havats, Cn ae CHECK THI bo tf THERE gee eee 3 ELSReI57 DOR Exeminedby(e) 0 mS City Register Le Serial Number P MtgeTax Serial No. ===} a Mtge Amount Taxable Amount is tsert | [ser ore oa AMT, Lot(s) verified by (7): Exemption (7) vesQ ae soO | | petess a Tax Map. Type: ene (os0€e} 25s] forte ___] — mm Extra Block(s) = = = | Owelting Type: T [102] [3] [ams] fonns] Recording Fee: s/ AFFID 0921 [TAX RECEIVED ON ABOVE MORTGAGE V Sao sane Petal Fee. ye Of, gece ‘County (besic) ‘ Fee. AR) eo Bt Aer hag City (Aaa) —— ———— tep.c—--.-O Spec Addtt oan FOLD ae Sy Real Estate Transfer TASF — MTA NYCTA ——————_— TOTAL TAX Property Transfer Tax {Aporionnent Mortgage (y) YES Q wQA Seale = —— RECORDED IN THE OFFICE OF THE CITY REGISTER OF THE CITY OF NEW YORK (ee V4 {As Lavi # w AGO 48 002 ane = —————— : > oavin INDEX NO. 722924/2023 NYSCEF DOC. NO. 3 RECEIVED NYSCEF 10/30/2023 ff! 234 m7 abe Return To: GreenPoint Mortgage Funding, Inc. 100 Wood Hollow Drive Novato, California 94945 Prepared By: GreenPoint Mortgage Funding, Inc. 100 Wood Hollow Drive Novato, California 94945 [Space Above This Line For Recording Data] _— CONSOLIDATION, EXTENSION, AND MODIFICATION AGREEMENT WORDS USED OFTEN IN THIS DOCUMENT (A) “Agreement.” This document, which is dated March 6, 2002 ‘exhibits and riders attached to this document will be called the "Agreement." (B) "Borrower." Maria Moundrakis, An Unmarried Woman will be called "Borrower" and sometimes “I” or "me." Borrower's address is 30-72 29th Street, Astoria, New York 11102 (C) "Lender." GreenPoint Mortgage Funding, Inc. will be called “Lender” and sometimes "Note Holder.” Lender is a corporation or association which exists under the laws of The State Of New York » Lender's address is 100 Wood Hollow Drive Novato, California 94945 (D) "Mortgages." The mortgages, deeds of trust, or other security instruments and any additional 1 security instruments and related agreements (such as assignments, extensions, modifications, or consolidations of mortgages) identified in Exhibit A to this Agreement will be called the "Mortgages." (E) "MERS” is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that . is acting solely as a nominee for Lender and Lender's successors and assigns. MERS is organized and oO; existing under the laws of Delaware, and has an address asd telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (8&8) 679-MERS. FOR PURPOSES OF RECORDING THIS AGREEMENT, MERS IS THE MORTGAGEE OF RECORD. NEW YORK CONSOLIDATION, EXTENSION, AND MODIFICATION AGREEMENT WITH MERS Form 3172 1/04 te - Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Amended 3/01 (rev. 5104) wes Mf GZ, BSOAINY) 0126101 Page 1 ot 6 YMPMORIGAGE (OKMS. (800821 7291 bpGP-o1 ea s ; > oevin INDEX NO. 722924/2023 NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 10/30/2023 WN ILG2ITG this Agreement and (F) “Note Holder. * Lender or anyone who succeeds to Lender's rights under Agreemen t may be called the "Note who is entitled to receive the payments | agree to make under this Holder.” secured (G) "Notes. * The Notes which are identified in Exhibit A to this Agreement, and which are by the Mortgages, will be called the “Notes.” (s) and in Exhibit B (Property (H) “Property.” The property whit ich is described in the Mortgage The Property is located at: Description) to this Agreement, will be cal ed the “Property.” 30-72 29th Street (Street) Astoria Queens (Cul [Counyyt New York 11102 {State and Zip Code} I promise and I agree with Lender as follows: OBLIGATION UNDER THE NOTES AND 1. BORROWER'S AGREEMENT ABOUT MORTGAGES es as consolidated and modified I agree to take over all of the obligations under the Not ‘es and Mortgag I will keep all of the promises and agree! ments made in the by this Ag: reement as Borrower. This means that some other person made those promises and agreeme nts befor re me, The total Notes and Mortgages even if of this amount, unpaid principal balance of the Not ies is U.S. $406,250.00 U.S. $151,255.74 was advanced to me (or for my account) immediately prior to this consolidation. Il. AGREEMENT TO COMBI NE NOTES AND MORT! ‘GAGES g into one set of rights and obligations all (A) By signing this Agreement, Lender and I are combinin of the prot mises and agreements stated in the Notes and Mortgages inc} tuding any earlier agreements which combined, modified, or extended rights and obligat ‘ions ined under any of the Notes and Mortgage so that under the law Lender has one s. This means mortgage and that allof Lender's rights in the Property are combit Thave one loan obligation w hich I will pay as provided in this Ag) reement, This combinin g of notes and mortgages is known as a “Consolidation.” es have already been (B) In the event # that Exhibit A indicates that all of the changeNotes and Mort, the terms of Section Il, paragraph combined by a previous ent, then Lender and I agree to (A) of this Agreement to the following: Lender and 1 agree that all of the promises and agreemet nts stated in the Notes and Mortgages -- including any earlier agreements which combi ined, modified, or extended rights and obligations under any of the Notes und Mortgages -- have been combined into is referred to in Exhibit ‘one set of rights and obligations by an earlier agreement which ‘A. This means that all of the Lender's rights in the Propert ry have already been combined so that under the law Lender already has one mort; gage ard I hi ave one loan obligation which I will pay as provided in this Agreement. The ‘combining of notes and mortgages is known as a “Consolidation.” II. AGREEMENT TO CHANGE TERMS OF THE CO INSOLIDATED NOTE and restated to be the terms of the Lender and 1 agree that the terms of the Notes are changed The Consolidated Note contains the nt as Exhi ibit C. “Consolidated Note” which is attached to this Agreeme to pay the amounts due under the e amounts that | owe to Note Holder. Lagree terms of payment for th Notes in accordance wit! h the terms of the Consolid ated Not ic. The Consoli dated Note will supersede all te Cc terms, covenants, and provisions of the Notes, aa ZH, s50a1Ny) {0106109 Page 2 of wn Form 3472 1/04 (rev. 5/01) oy . vevln = INDEX NO. 722924/2023 NYSCEF BOC. NO. 3 RECEIVED NYSCEF: 10/30/2023 WA IIIMIIAN 1V. AGREEMENT TO CHANGE TERMS OF THE CONSOLIDATED MORTGAGE Lender and I agree that the terms of the Mortgages are changed and restated to be the terms of the “Consolidated Mortgage” which is attached to this Agreement as Exhibit D. The Consolidated Mortgage secures the Consolidated Note and will constitute in law a single lien upon the Property. | agree to be bound by the terms set forth in the Consolidated Mortgage which will supersede all terms, covenants, and provisions of the Mortgages. ¥. NO SET-OFF, DEFENSES I agree that I have no right of set-off or counterclaim, or any defense to the obligations of the Consolidated Note or the Consolidated Mortgags. VI. BORROWER'S INTEREST IN THE PROPERTY ! promise that I am the lawful owner of the Property and that I have the right to consolidate, modify, and extend the Notes and Mortgages. VII. WRITTEN TERMINATION OR CHANGE OF THIS AGREEMENT ‘This Agreement may not be terminated, changed, or amended except by a written agreement signed by the party whose rights or obligations are being changed by that agreement. VIILOBLIGATIONS OF BORROWERS AND OF PERSONS TAKING OVER BORROWER'S OR LENDER'S RIGHTS OR OBLIGATIONS If more than one person signs this Agreement as Borrower, each of us is fully and personally obligated to keep al! of Borrower's promises and obligations contained in this Agreement. The Note Holder may enforce its rights under this Agreement against each of us individually or against all of us together. ‘The terms of the Consolidated Note and the Consolidated Mortgage may not allow any person to take over my rights or obligations under this Agreement. Lender und I agree that if any person is permitied to take over my rights and obligations under this Agreement, that person will have all of my rights and will be obligated to keep all of my promises and agreements made in this Agreement. Similarly, any person who takes over Lender's rights or obligations under this Agreement will have all of Lender's rights and will be obligated to keep all of Lender's agreements made in this Agreement. IX. LIEN LAW 1 will receive all amounts lent to me by Lender subject to the trust fund provisions of Section 13 of the New York Lien Law. This means that I will: (A) hold all amounts which I receive and which I have a right to receive from Lender under the Consolidated Note as a “trust fund,” and (B) use thuse amounts to pay for “cost of improvement” (as defined in the New York Lien Law) before I use them for any other purpose. The fact that I am holding those amounts as a “trust fund" means that for any building or other improvement located on the Property I have a special responsibility under the law to use the amount in the manner described in this Section EX. X TYPE OF PROPERTY Check box(es) as applicable. Demis Agreement covers real property principally improved, or to be improved, by one or more structures containing, in the aggregate, not more than six (6) residential dwelling units with each dwelling unit having its own separate couking facilities. Bemis Agreement covers real property improved, or to be improved, by a one (1) or two (2) family dwelling, {7 T mis Agreement does not cover real property improved as described above. Kee ost ua Sp s50a(Nv) (0106) 04 Page 301 Form 3472 4/04 (rev. 5101) © oevin INDEX NO. 722924/2023 NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 10/30/2023 YE REGIA? By signing this Agreement, Lender and agree to all of the above. GreenPoint Mortgage Funding, Inc. a ’ Lender Maria Moundrek ie Borrower "eet aes Borrower ~ Borrower y Borrower Borrower Borrower Borrower STATE OF NEW YORK, Nassau County ss: On the 6TH day of March, 2002 Public in and for said state, personally appeared before me, the undersigned, a notar y Maria Moundrakis Personally known to me or proved to me onthe basis of satisf act lury evidence to be the individual(s) name(s) is/are subscribed t 0 the within instrument and acknowl ledged to me that whose same in his/het/their capacity(ies), and he/she/they executed the that by his/her/their si ignature(s) individual(s), or the Person upon behal on the instrument, the f of which 1 the individual(s) acted, executed instrument. Noury Publ ei ‘Tax Map Information: c suzanne Sjumens Notary Public, No. aeons Qualified in Nassau County : GZ _850A(NY) (0106101 Ped ots Commi ssion Eypires Sept. 30, 2s Form 3172 1104 (rev. 5/01) tel ' RN * - 2 9awv In EILED: QUEENS COUNTY CLERK 1073072023 03:34 PM INDEX NO. 722924/2023 NYSCEF DOC. NO. 3 aE ere NYSCEF: 10/30/2023 aeeh 330002313 STATE OF NEW YORK ) s8.: COUNTY OF Nassau On the 6th day of March in the year 2002, before ine, the undersigned, a Notary Public in and for said State, personally appeared Kathleen L. Douglas, personally known to me or proved to me on the basis of satisfactory evidence to be the individual whose name is subscribed to the within instrument and acknowledged to me that she executed the same in her capacity, and that by her signature on the instrument, the individual, or the person upon behalf of which the individual acted, executed the instrument. Notary Public ReeretGi‘ool ARTA New York Notary Ps 403 Qualied 1 wu Count Feb. 16, ‘Comimss« 7 ESS. Re i oO iH "oD acvin FIEED: QUEENS COUNTY CLERK 10/30/2023 03:34 PM) INDEX NO. 722924/2023 RECEIVED NYSCEF: 10/30/2023 E237TH TF 9M EL EXHIBIT A (List of Mortgages, Notes, and Agreements) TSX) This Mortgage given by Maria Moundrakis and dated March 6, 2002 in favor of Greenpoint Mortgage Funding, ENC. as Nominee securing the original principal amount of U.S. $151,255.74 ‘This Mortgage is on a Fannie Mae/Freddie Mac Security Instrument and (2 will be recorded together with this Agreement. (J was recordedon , in the of , State of New York, at 1241 At this date, the unpaid principal balance secured by this Mortgage is U.S. $ a 14 ‘This Mortgage secures a Note dated 3\te JOU (1 This Mortgage was assigned to by Assignment of Mortgage dated CT) and recordedon in the of , State of New York, at (5S (2) This Mortgage given by Maria Moundrakis and dated December 23, 1999 in favor of Ponce DeLeon Federal Bank securing the original principal amount of U.S. $210 , 000.00 , inthe City Register ca” This Mortgage was recorded on January 12, 2000 of Queens County , State of New York, at Liber 5475 Page 2175 Bd at this date, the unpaid principal balance secured us. See next Page This Mortgage secures a Note dated { 2. [29 This Mortgage was assigned to Ponce belLeon Federal by Assignment of Mortgage date ed 12|23[97 PXI and recorded on {\2]OO inthe Coy REgistem Coraty 1 State of New York, at ( rey SY FS Page oy 7 Qveens ma on 0. GZ, B50AINY) (9106) 01 Page $f 6 Form 3172 1/01 (rev. 3/01) aevdn FLED: QUEENS COUNTY CLERK 10/30/2023 03:34 PM) INDEX NO. 722924/2023 EL NYSCEF: 10/30/2023 LE 329902375 23) This Mortgage given by Maria Moundrakis and dated February 23, 2000 in favor of Ponce DeLeon Federal Bank securing the original principal amount of U.S. $ 55,000.00 This Mortgage was recorded on April 4, 2000 , inthe City Register of Queens County , State of New York, at Liber 5557 Page 973 Baar this date, the unpaid principal balance secured by this Mortgage is U.S. SEE REL . This Mortgage secures a Note dated 2}a3|00 (J This Mortgage was assigned to by Assignment of Mortgage dated © and recordedon in the of , State of New York, at 2. arivare 2 and Horigage In Reel SUFS Pa “This Mortqag atta t fom & Single lien ALS, 000.00 hereby @onsol i Hie Lanpard princ spat balance is Ot this date 2 WAS ASSigned TO 4 Q54, 494. CrceaPonr Hortqage Qe This arding ENC. u ers as Nominee’ slulor and daicad by assignm eat of Leortgage herewith, recorded Simultane dusty pt ma oaule GZ, A50AINY) corosi01 Page 6 of 6 Form 3172 11/04 (rev. 5/01) Soe = @ >» ac Jin QU PK DM INDEX NO. 722924/2023 NYSCEF DOC. NO. 3 RECEIVED NYSCEF 10/30/2023 te aga 73th 1G with the buildings and ir thereon, ALL that certain plot, piece or parcel of land, Queens, City and State of New York, bound ed and described as follows: and being in the Borough and County of Street, distant 250.21 feet side of 29th Street, formerly known as Academy BEGINNING at a point on the westerly the westerly side of 2¥th Street with ine nonneriy siae ot from the corne r form ed by the int ersectofion northerly Avenue; 31st Avenue, formerly known as Jamaica with 31st Avenue, 100.10 feet; RUNNING THENCE Westerly, parallel Street, 25 feet; THENCE Northerly, parallel with 29th of 29th Street; Avenue, 100.10 feet to the westerly side THENCE Easterly again parallel with 31st feet to the point or place of BEGINNING. THENCE Southerly, along the westerly side of 29th Street, 25 Astoria, New York Said premises known as 30- 72 29th Street, * 7) 0 ot Schedule A ferns = eineee 1 oO Ten Ar. n INDEX NO. 722924/2023 NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 10/30/2023 EXHIBIT “C" wm aaemeat This Note amends and restates in their entirety, and is given in substitution for, the Notes described in Exhibit “A” of the New York Consolidation , Extension, and Modification agreement dated the same date as this note, CONSOLIDATED NOTE Garden City New York March 6, 2002 {Date} {ey} [Sure] 30-72 29th Siseet Astoria, Ney York 11102 [Property Address] 1 BORROWER'S PROMISE TO PAY (this amount is called "Principal”), In return for a loan that I have received, | promise to pay U.S. $406,250.00 plus interest, tc the order of the Lender. The Lender is GreenPoint Mortgage Funding, Inc. I will make all payments under this Note in the form of cash, check or money order. Note by transfer and who is | understand that the Lender may transfer this Note. The Lender or anyone who takes this entitled to receive payments under this Note is called the "Note Holder.” 2. INTEREST will pay interest at a yearly Interest will be charged on unpaid principal until the full amount cf Principal has been paid. I rate of 5.750 %. described in Section 6(B) ‘The interest rate required by this Section 2 is the rate I will pay both before and after any default of this Note. te 3. PAYMENTS (A) Time and Place of Payments { will pay principal and interest by makin g every month. a payment payment on the 1S? day of each month beginning onMay 1, 2002 - Twill I will make my monthly make these payments eve ry month until { have paid all of the princi pal and and interest any other charges bed below descri that I applied to interest may owe under this Note. Each monthly payment will be appl ied as of its scheduled due date and will be Principal. If, on April 1, 2017 under this Note, I will pay those amounts 1 in full on before . [still owe amounts that date, which is called the *Maturity Date.” { will make my monthly payments at P.O. Box 908 Newark, New Jersey 07