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Filing # 88246392 E-Filed 04/19/2019 12:18:36 PM
IN THE COUNTY COURT
IN AND FOR INDIAN RIVER
COUNTY, FLORIDA
CASE NUMBER: 312018CC001532XXXXXX
AMERICAN EXPRESS NATIONAL BANK,
Plaintiff,
vs.
MARTHA GALENTINE AKA MARTHA J GALENTINE,
Defendant(s).
/
NOTICE OF FILING AFFIDAVIT IN SUPPORT OF PLAINTIFF’S MOTION
FOR SUMMARY FINAL JUDGMENT
PART
_Z. OF 4
Ch
ZWICKER & ASSOCIATES, P.C.
oe
Firm Engaged in Debt Collection
Oi Eric Cool ly
Florida Bar #111433
O Kristi . Lunsford
&
0! rida Bar #975680
Jaclyn F. Horn
Florida Bar #1004379
Attomey for Plaintiff
10751 Deerwood Park Blvd
Ste. 100
Jacksonville, FL 32256
Phone: (904) 997-2140
Fax: (904) 997-2151
Email: FloridaLitigation@Zwickerpe.com
DUPLICATE COPY liana ta
- Blue from American Express® -
MARTHA J GALENTINE
jate 04/03/16 - Next Closing Date 05/03/16
w Balan Mem! Ip jin
$60.4 Available
~
‘Minimum ayment Due $35.00 pointbalance and
hi
Date 28;
arning: tfwedo not recelva your Min im Pay Previ
Se int Due Date of 04/28/16,
| your Purchase APR may beter
may have to pay a late fee of up to
sed to the enalty APR of Baan
Payments/C
New Charges
¥
Fees:
interest Chi
infmism Warn! Ifyou make only the minimum piymentesch period, New Balance,
youuwill
ay interest and {t will take you Tonger to pay offyour balance “Minimismh Payment! Due $35.
additional You will pay off the balance- . ‘And you will
tesa month you ‘shown on this statementIn estimat Advari
Pay... about...
‘Avaliable Cast #1
Onlythe 2 months et Days in Billing. 31
Minimum Payment Due
yu would Me information about credit counseling, services, call 1-908-733-4126 Customer. Care.
fa See page 2 for: Important information about your account.
‘amet! xpress.comn/pbe
Customer Care. Payby: Phone
1-888-258-3; 2287
age,
-Please fold.on the perforation below, detach and return with your payment ob.
eB Payment Cou
Dorota ru paper clips mericanexpress.convpbe
Phone.
172-92!
Enter.
‘Make ct bietoAmeri
ety ae tee an tt hn
ment Due
ROLLING Hi
STIAN FL 339505022.
imum Payment
$35.
Ubon fatty iH, ay
LI ineceheie lFyouraddress or
phone number has changed,
Note changes on reverse side.
AMERICAN EXPRESS:
BALLAST 75265-0448
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DUPLICATE COPY. Hse
‘Blue from:American Express® p36
JARTHA J GALENTINE
losing Date 04/03/16 Account
dits
Summ:
Total.
Payments $13.71
‘Credits $0.00:
Total Pi Credits. $13,
Madicates posting date
Payments. Amoui
os/ts/ior nine PT THAROU $1374
arge:
Total
Total arges $60.4)
{Detail
Bc HAJ GALENTINE : <
Amount
03/30/16 WALMART SUPERCENTER 10681068 $47,
‘SEBASTIAN - FL
ISCOUNT STORE
13/30/16 JALGREENS san ~
FL.
128922;
Deséription.
REFER TO RECEIPT
Fees
Amount.
Total Fees for this Perled - $0,0
“[eescned Amount
‘otal Interest Charged is Pertod $0.00.
‘About Trailing Interest
* Youth Interest on yourinext. statement even If you pay the new balance ‘in full and oritime and make no-new charges. Thi iscalled “trail
_ interest." Tralling interest Is the Interest charged when, for example, you didn't pay your previous balance in full. When that happens we charg
“interest from the first-day of the billing period until we receive your payment in full. You can avold paying interest on purchases by paying your
~ balance th fulland on’ timgeach mmonth: Pease see the “When wecharge interest, sub-section in your Cardin Agreement fordetails.
Continued on reve =
DUPLICATE COPY eee
MARTHA GAL NTINE ine
Aci
2016 Fees a Interest Totals Year-to-
mount
Total Fees‘in 201
Total Interest in'201
Inte Ch
YeurAiul Perceniag Rate he annual Ii ite on your
sactl
‘to..
From. Rate Ani
Purchases 01/08/2002 5.49% (Vv)
Cash Advances (08/2002 25.49% (\
Total
(viVarieble
DUPLICATE. COPY si ees
‘| Membership Rewards®
onthly Statement and Program News
Pr red HA J GALENTINE . Account
‘feat Points Balance 4,478 | Fas] membershiprew
.
1°800-AXP-EARN (297.
int Earned this Period 153, International Coll
fou Know?
(Account Summary Februatyi, 2016
ig - Fb 2018)
Use Points For Your
Opening Points Balance 4,325 Use your Card for cha! travel, dining,
Points Earned this Period ties, and more, ontine and use.
+153 you earned
‘User o
its and Adjustments moreat
ershiprewards,com/yourcharges
fotal Points Balance aa7e
‘Points Earned this! Period are pending until charges are patd In full and all your
i accounts
are In good stending.
[ Points Transaction Detall February 1, 2016.- Febriary29,
Poli Eened isPeiod
Ptsle chalget
Blue
153
bership Reivards pins earned may be transfe ot redeemed as Joni ‘all enrolled Gard: is transferred:
Jedeemed cannot | ram, Forfelted points
stems ‘and Conditions
of th
athe standing,
number
‘more Iriformation,
Ide |
bershiprewards.com/terms corcalt 1-800-AXP-BARN (297-3276). 5, Call collect 305-81
ene see ee
DUPLICATE COPY ese
’ Blue from:American Express®:-- ur.
MARTHA J-GALENTINE
Closing Date
D 03/08/16 Next Closing Date 04/03/16
New Balan $13.7
inimu nt Due 13. ‘up to,
vist.
Date 03/28/16 Account Sumi
Late Payment ‘Warning: ffwe do not receive your Nima Piyment Due
Due by Previous Balance:
ment Due Dateof 03/28/16, u may have to’ Payments/Credits 303.78
& and your Purchase APR may Increased tot! mnalty APRof 0%, New Charges +$0.00
Fees +
interest Charged 3.7)
Balance
page.2 for mportant Information about your account, ‘Minimise Payment
Credit Limit
i? “We want to have easy access to the most up-to date version of the:
Membershh ip Rewards* Terms & Co ore areatostrecent Terms &:
Hable Credit $7,
Condens. are available at Membershl, a ssh Advance Limit
ble Cash sy
By see Page4: forimportant Changes to Your A in Billing.Per
jer.Ci
Pay
by Comp:
‘americanexpre
vy Phi
1-888-258-3741 9297.
BB See Page 2 for additicin informiati
“-Please foldonthe perforation below, detach and return with your payment.
PY
Te] Payment Coupoit y by Computer Pay.byPhi Account;
staple orusé paperclips: mexpresscom) ita
uh eA
lent Due
486 ROLLING HILL OR 03/28/11
SEBASTIAN FL 32958-5922
New Balance
$1
Minimum Paymei
13,
Mahl iil ia il jy
C Check here ifyouraddreigor
phone number has changed.
“Note changes on reverse side.
P.O, Box enoade
DALLAS TX 75265-0448
‘Amount Enclosed
~----- +--+ ee
—_—.
DUPLICATE COPY
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DUPLICATE COPY
Bluefrom Aimeérican Express®
A J-GALENTINE
jate,03/03/16: ana.
Account
Paym Cr
umm:
Total
ents. 2,303:78
Credits $0.00
‘Total Paymi and Credits $2,303.78
Deta ing date
Payments ‘Amount
02/18/16" ELECTRONIC PAYMENT RECEIVED-THANK +$2,303.78
g Fees.
‘Amount
Total Fees for this Perlod $0.00
arged
Amount.
3/03/16 Iriterest Charge on Purchases $13.71
Intérest' Chaiged for-this! lod $13.71
\bout Trailing Interest.
‘You may se rest on your next stateinent even If you pay the new balance In full and.on time and make no new:
ow charges. This Js Called "tralling,
interest.” Tral Interest is thé Interest charged whel example, you didn't pay your previous balance When that happens we charge
iiterest from't! st day of the billing, petiod’untit’ Ve your paymeit In full, You void paying inte! -on'purchases by:paying you
balanceininilland ontime each ino Please sed thé “When we charge iriterest" sub-section lh your Cardmember Agreement for tals.
2016 Fi and interest Totals Year-to-Date
Total Fees 2016" $0.00
“Totall interest in'2016 $69.45
Inter harge Calculation
Your: Annual Percentage Rate (APR) isthe annual Interest rate on your account.
* Transactions Dated Anni Balance Interest
Percentage “Subjectto Charge.
From To. Interest Rate
Purchases 01/08/2002 15,4996 $1415.23 = $1B7E
Cash Advances 01/08/2002 25.49% (v) $0.00 $0.00
Total $13:71.
(v) Variable Rate:
DUPLICATE COPY
MARTHA J GALENTINE pesouit
Blue from American Express®
Notice of Important Membership Rewards® Program Chi
We are making changes to the Membership Rewards Pro Terms & Coit ffect Corporate Car:
Members. A summary of the onanges appears below, The ‘detailed | chi es can. be ind-after the surnmary
a
Reins rig points _If thie Linked-Card:Accou cel rd an quent!
forfeited for icelling|~ reinstate that Corporate C: Ss in-ord Teinsta’
your: unt. _ Bssoblated with that Card..
(Corporate. Cai
DUPLICATE COPY
Blue from American Exp: ess?
E> MARTHA J GALENTINE
Closing Date 03/03/16 ¢ Ending |
tallof th hanges,
the Membership Rewards Progratn Teims & (collecti
ed below. We ‘hay 1@:right to‘amend as Jerr
in.the ons conflict wit is. change ate replaced:
by this nates rémain in full force and efféct. We encourag to fead this notice;: Shere ition
Cardmembers on your-account, and file it for future reference. ‘ifFygu have.any ‘Question jout this changé,
please call the number on the back of your Card.
Reinstating pointe forfeited for cancelling your account -
Effective immediately, in the Terms & Conditions, we are deleting the body of the. For Cai ling Your A\
ub-section. of ‘the Forfalting and Getting Points Back sett ion anc ing it with:
if we cancel "your Linked Card Account: for é y of thie asons, you'l fc poi
your program account except as noted:
If we cancel your Linked Card Account due to inactivity, you have 90 days to use points in-your
ig program account before they are forfeited.
If we cancel your Linked Card Account in the event of: your death, your execute personal .
representative may requestto use the points ini your program recount in a one: redemption
by calling us.
lfwe cancel your Linked Card Account by aecident, points ir program
forfeited, °
ifwe cancel: -your Linked Card Account for any other reaso Including bankruptcy Ivency),
you'll forfeit all'points in your program account. If we reinstate the Linked Cara ithin one
year, these forfeited points will be returned to your program account.
If the only Linked Card Account is a Corporate Card and has been reinstated within. ‘one year, you,
must contact Membership Rewards at 1-800-AXP-+ EARN to|have the’ forfeites ' réfurned
your account.
If you volititarly cancel your enratiient In‘ the prég t sep atleast
¢ one.
Card open.and In good standing, you'll have up to 30'dai the date of.cancell
any points in your program account. If you cancel your enroll int-in the program ai
keep oper: afy American Express Cards, all points in your program account will be ediately
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Preview
Filing # 88246392 E-Filed 04/19/2019 12:18:36 PM IN THE COUNTY COURT IN AND FOR INDIAN RIVER COUNTY, FLORIDA CASE NUMBER: 312018CC001532XXXXXX AMERICAN EXPRESS NATIONAL BANK, Plaintiff, vs. MARTHA GALENTINE AKA MARTHA J GALENTINE, Defendant(s). / NOTICE OF FILING AFFIDAVIT IN SUPPORT OF PLAINTIFF’S MOTION FOR SUMMARY FINAL JUDGMENT PART _Z. OF 4 Ch ZWICKER & ASSOCIATES, P.C. oe Firm Engaged in Debt Collection Oi Eric Cool ly Florida Bar #111433 O Kristi . Lunsford & 0! rida Bar #975680 Jaclyn F. Horn Florida Bar #1004379 Attomey for Plaintiff 10751 Deerwood Park Blvd Ste. 100 Jacksonville, FL 32256 Phone: (904) 997-2140 Fax: (904) 997-2151 Email: FloridaLitigation@Zwickerpe.com DUPLICATE COPY liana ta - Blue from American Express® - MARTHA J GALENTINE jate 04/03/16 - Next Closing Date 05/03/16 w Balan Mem! Ip jin $60.4 Available ~ ‘Minimum ayment Due $35.00 pointbalance and hi Date 28; arning: tfwedo not recelva your Min im Pay Previ Se int Due Date of 04/28/16, | your Purchase APR may beter may have to pay a late fee of up to sed to the enalty APR of Baan Payments/C New Charges ¥ Fees: interest Chi infmism Warn! Ifyou make only the minimum piymentesch period, New Balance, youuwill ay interest and {t will take you Tonger to pay offyour balance “Minimismh Payment! Due $35. additional You will pay off the balance- . ‘And you will tesa month you ‘shown on this statementIn estimat Advari Pay... about... ‘Avaliable Cast #1 Onlythe 2 months et Days in Billing. 31 Minimum Payment Due yu would Me information about credit counseling, services, call 1-908-733-4126 Customer. Care. fa See page 2 for: Important information about your account. ‘amet! xpress.comn/pbe Customer Care. Payby: Phone 1-888-258-3; 2287 age, -Please fold.on the perforation below, detach and return with your payment ob. eB Payment Cou Dorota ru paper clips mericanexpress.convpbe Phone. 172-92! Enter. ‘Make ct bietoAmeri ety ae tee an tt hn ment Due ROLLING Hi STIAN FL 339505022. imum Payment $35. Ubon fatty iH, ay LI ineceheie lFyouraddress or phone number has changed, Note changes on reverse side. AMERICAN EXPRESS: BALLAST 75265-0448 ‘Amount’ ae ee Be LHL? gig te a 83 =e! ae TEs ge 3a: ia8z eee ae Ze Ba gs ag 2s Ro 22.39 Ss peee5 Re ia : Bz R38 2ese i Sag 2 ae oa Bs se = me fo 2 oe ge a3 ak a2 oe So 8 gee | Lap pet ae oe Rog ee oRZe a8 go pa:8 =o ae ae 32 3e2 $28 as Lit eR: Ltt} Ze ae Be 22 SES as bot dE ee Allee Pa} $39 GS. ae: =P 22 oe ee Bee i a8 Opae wt ‘Fa pie) ae a8 p 38 zB. pit 4 28 Sais S332 orehee 2 ai 3538 Li|i 4 SeESe eo gene S232 aa 22 gas 83se BS ooas 58 ae 3 goge eo SS225 fe |p oe B88 2 ae oe8oe 2a! ge aS 1 O ea 35. ze a8 o a 2S. aS int fey ect Be. =e see ES 38: 5.839) a8 Ss: jt dt BS. S3eg2 Raw Bae gees 20 paiediee Re ss RES ee eee ae a3 geag Ll} Ht o2 aa3 238 Se Bae 3a. 33 Bars Ba: Soo a Lip} #2 Be. aR a B RE 3B, ee zo See ae ee 3Oe! eee ge $e §5. aeao #3 BES 32 Ag 2 oa Be Zs 9 a3 BRB. =. eS He 3. 3a. eae E3250 eee a 38. 532 25 an 8S ag & Be ee oes8 ag ae afae <= 83 g22 Zoe g2c3 aS. a ce Be: Bos: ge. oR $3 Be 853 £8 3$2 ° 83 a2 aR ae Ba ee 33. 5g #8 ss ee 338 ea a2 BS oF. 35. "E $33 DUPLICATE COPY. Hse ‘Blue from:American Express® p36 JARTHA J GALENTINE losing Date 04/03/16 Account dits Summ: Total. Payments $13.71 ‘Credits $0.00: Total Pi Credits. $13, Madicates posting date Payments. Amoui os/ts/ior nine PT THAROU $1374 arge: Total Total arges $60.4) {Detail Bc HAJ GALENTINE : < Amount 03/30/16 WALMART SUPERCENTER 10681068 $47, ‘SEBASTIAN - FL ISCOUNT STORE 13/30/16 JALGREENS san ~ FL. 128922; Deséription. REFER TO RECEIPT Fees Amount. Total Fees for this Perled - $0,0 “[eescned Amount ‘otal Interest Charged is Pertod $0.00. ‘About Trailing Interest * Youth Interest on yourinext. statement even If you pay the new balance ‘in full and oritime and make no-new charges. Thi iscalled “trail _ interest." Tralling interest Is the Interest charged when, for example, you didn't pay your previous balance in full. When that happens we charg “interest from the first-day of the billing period until we receive your payment in full. You can avold paying interest on purchases by paying your ~ balance th fulland on’ timgeach mmonth: Pease see the “When wecharge interest, sub-section in your Cardin Agreement fordetails. Continued on reve = DUPLICATE COPY eee MARTHA GAL NTINE ine Aci 2016 Fees a Interest Totals Year-to- mount Total Fees‘in 201 Total Interest in'201 Inte Ch YeurAiul Perceniag Rate he annual Ii ite on your sactl ‘to.. From. Rate Ani Purchases 01/08/2002 5.49% (Vv) Cash Advances (08/2002 25.49% (\ Total (viVarieble DUPLICATE. COPY si ees ‘| Membership Rewards® onthly Statement and Program News Pr red HA J GALENTINE . Account ‘feat Points Balance 4,478 | Fas] membershiprew . 1°800-AXP-EARN (297. int Earned this Period 153, International Coll fou Know? (Account Summary Februatyi, 2016 ig - Fb 2018) Use Points For Your Opening Points Balance 4,325 Use your Card for cha! travel, dining, Points Earned this Period ties, and more, ontine and use. +153 you earned ‘User o its and Adjustments moreat ershiprewards,com/yourcharges fotal Points Balance aa7e ‘Points Earned this! Period are pending until charges are patd In full and all your i accounts are In good stending. [ Points Transaction Detall February 1, 2016.- Febriary29, Poli Eened isPeiod Ptsle chalget Blue 153 bership Reivards pins earned may be transfe ot redeemed as Joni ‘all enrolled Gard: is transferred: Jedeemed cannot | ram, Forfelted points stems ‘and Conditions of th athe standing, number ‘more Iriformation, Ide | bershiprewards.com/terms corcalt 1-800-AXP-BARN (297-3276). 5, Call collect 305-81 ene see ee DUPLICATE COPY ese ’ Blue from:American Express®:-- ur. MARTHA J-GALENTINE Closing Date D 03/08/16 Next Closing Date 04/03/16 New Balan $13.7 inimu nt Due 13. ‘up to, vist. Date 03/28/16 Account Sumi Late Payment ‘Warning: ffwe do not receive your Nima Piyment Due Due by Previous Balance: ment Due Dateof 03/28/16, u may have to’ Payments/Credits 303.78 & and your Purchase APR may Increased tot! mnalty APRof 0%, New Charges +$0.00 Fees + interest Charged 3.7) Balance page.2 for mportant Information about your account, ‘Minimise Payment Credit Limit i? “We want to have easy access to the most up-to date version of the: Membershh ip Rewards* Terms & Co ore areatostrecent Terms &: Hable Credit $7, Condens. are available at Membershl, a ssh Advance Limit ble Cash sy By see Page4: forimportant Changes to Your A in Billing.Per jer.Ci Pay by Comp: ‘americanexpre vy Phi 1-888-258-3741 9297. BB See Page 2 for additicin informiati “-Please foldonthe perforation below, detach and return with your payment. PY Te] Payment Coupoit y by Computer Pay.byPhi Account; staple orusé paperclips: mexpresscom) ita uh eA lent Due 486 ROLLING HILL OR 03/28/11 SEBASTIAN FL 32958-5922 New Balance $1 Minimum Paymei 13, Mahl iil ia il jy C Check here ifyouraddreigor phone number has changed. “Note changes on reverse side. P.O, Box enoade DALLAS TX 75265-0448 ‘Amount Enclosed ~----- +--+ ee —_—. DUPLICATE COPY ALENTINE: to. lars, nk nts; cleat fas onic ptipaymi :withion ick for’ paymi 40) wilt elect i ‘availabl jryor Epos a the sateda Phone org ay! lt Cal whi ‘Halal wale ink rate’ jani A follow date of thi Hg ie bala thin be. 7A 74 74 EL Pj eis Es i | DUPLICATE COPY Bluefrom Aimeérican Express® A J-GALENTINE jate,03/03/16: ana. Account Paym Cr umm: Total ents. 2,303:78 Credits $0.00 ‘Total Paymi and Credits $2,303.78 Deta ing date Payments ‘Amount 02/18/16" ELECTRONIC PAYMENT RECEIVED-THANK +$2,303.78 g Fees. ‘Amount Total Fees for this Perlod $0.00 arged Amount. 3/03/16 Iriterest Charge on Purchases $13.71 Intérest' Chaiged for-this! lod $13.71 \bout Trailing Interest. ‘You may se rest on your next stateinent even If you pay the new balance In full and.on time and make no new: ow charges. This Js Called "tralling, interest.” Tral Interest is thé Interest charged whel example, you didn't pay your previous balance When that happens we charge iiterest from't! st day of the billing, petiod’untit’ Ve your paymeit In full, You void paying inte! -on'purchases by:paying you balanceininilland ontime each ino Please sed thé “When we charge iriterest" sub-section lh your Cardmember Agreement for tals. 2016 Fi and interest Totals Year-to-Date Total Fees 2016" $0.00 “Totall interest in'2016 $69.45 Inter harge Calculation Your: Annual Percentage Rate (APR) isthe annual Interest rate on your account. * Transactions Dated Anni Balance Interest Percentage “Subjectto Charge. From To. Interest Rate Purchases 01/08/2002 15,4996 $1415.23 = $1B7E Cash Advances 01/08/2002 25.49% (v) $0.00 $0.00 Total $13:71. (v) Variable Rate: DUPLICATE COPY MARTHA J GALENTINE pesouit Blue from American Express® Notice of Important Membership Rewards® Program Chi We are making changes to the Membership Rewards Pro Terms & Coit ffect Corporate Car: Members. A summary of the onanges appears below, The ‘detailed | chi es can. be ind-after the surnmary a Reins rig points _If thie Linked-Card:Accou cel rd an quent! forfeited for icelling|~ reinstate that Corporate C: Ss in-ord Teinsta’ your: unt. _ Bssoblated with that Card.. (Corporate. Cai DUPLICATE COPY Blue from American Exp: ess? E> MARTHA J GALENTINE Closing Date 03/03/16 ¢ Ending | tallof th hanges, the Membership Rewards Progratn Teims & (collecti ed below. We ‘hay 1@:right to‘amend as Jerr in.the ons conflict wit is. change ate replaced: by this nates rémain in full force and efféct. We encourag to fead this notice;: Shere ition Cardmembers on your-account, and file it for future reference. ‘ifFygu have.any ‘Question jout this changé, please call the number on the back of your Card. Reinstating pointe forfeited for cancelling your account - Effective immediately, in the Terms & Conditions, we are deleting the body of the. For Cai ling Your A\ ub-section. of ‘the Forfalting and Getting Points Back sett ion anc ing it with: if we cancel "your Linked Card Account: for é y of thie asons, you'l fc poi your program account except as noted: If we cancel your Linked Card Account due to inactivity, you have 90 days to use points in-your ig program account before they are forfeited. If we cancel your Linked Card Account in the event of: your death, your execute personal . representative may requestto use the points ini your program recount in a one: redemption by calling us. lfwe cancel your Linked Card Account by aecident, points ir program forfeited, ° ifwe cancel: -your Linked Card Account for any other reaso Including bankruptcy Ivency), you'll forfeit all'points in your program account. If we reinstate the Linked Cara ithin one year, these forfeited points will be returned to your program account. If the only Linked Card Account is a Corporate Card and has been reinstated within. ‘one year, you, must contact Membership Rewards at 1-800-AXP-+ EARN to|have the’ forfeites ' réfurned your account. If you volititarly cancel your enratiient In‘ the prég t sep atleast ¢ one. Card open.and In good standing, you'll have up to 30'dai the date of.cancell any points in your program account. If you cancel your enroll int-in the program ai keep oper: afy American Express Cards, all points in your program account will be ediately eo se NDDMRUS000' MARTHA GALENTINE Dur LIC, - ATE COPY aint ae oh 2 m oy BS tp va ve Q mo i eH - f oy we F Fe me sy " we SY Py he oe ne s “ae BS H X f ny Y i ae i,