Preview
Filing # 146696758 E-Filed 03/30/2022 11:06:40 AM
IN THE COUNTY COURT FOR THE 18TH JUDICIAL
CIRCUIT IN AND FOR BREVARD COUNTY, FLORIDA
CASE NUMBER:
TD BANK USA, N.A.,
Plaintiff,
vs.
RAQUEL A RODDY,
Defendant.
COMPLAL
The Plaintiff sues the Defendant and alleges:
COUNT I- ACCOUNT STATED
1. This is an action for damages that do not exceed the jurisdictional amount pursuant to Florida Small
Claims Rule 7.010(b).
2. The Defendant made purchases of various and diverse consumer goods and/or effected cash advances
through the use of a TARGET CREDIT CARD credit account obtained from the Plaintiff on account
number
3. Before the institution of this action Plaintiff and Defendant had business transactions between them and
they agreed to the resulting balance.
4. Plaintiff rendered a statement of account to Defendant and Defendant did not object to the statement.
5. Defendant owes the Plaintiff $1703.40 that is due.
WHEREFORE, Plaintiff demands judgment against the Defendant(s) for damages of $1703.40, court
costs, post judgment interest, and any other relief this court deems just and proper.
/s/ Flynn LaVrar, Esq.
Flynn LaVrar, Esq., FL Bar #91596
Drew Linen, Esq., FL Bar #121577
Jennifer K. Klein, Esq., FL Bar #89432
Christopher J. Dunn, Esq., FL Bar #1011293
ATTORNEYS FOR PLAINTIFF
1133 S. University Drive, 2nd Floor
Plantation, FL 33324
954-735-4455 or 800-531-5490
954-735-0227 (fax)
844-384-6768 (TTY)
service@raslavrar.com
File #: 3000942795
THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED
FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR.
Filing 146696758 TD BANK USANA vs RAQUELA RODDY 05-2022-SC-021557-XXXX-XX
TARGET: WM *00000*
REDeard Ending in:
Account Identification Number:
RAQUEL A RODDY i Statement Closing Date: April 3, 2021
Page 1 of 2
Previous Balance $1,664.40 New Balance $1,703.40
Payments and Other Credits -$0.00 Minimum Payment Due $1,703.40
Purchases and Other Debits +$0.00
Past Due Amount $515.00 Payment Due Date 5/3/2021
Fees Charged +$39,00 If you would like information about credit counseling services,
Interest Charged +$0.00 call 1-800-991-8433.
New Balance $1,703.40
For questions, an address change or to report a
Credit Limit $0.00
Available Credit $0.00 lost or stolen card, go online or call us:
Statement Closing Date 4/3/2021 Manage My REDcard Target.com/myREDcard
Days in Billing Cycle 3 Target Card Services 1-800-659-2396
TDD/TDY 1-800-347-5842
Outside the U.S. 1-612-307-8622 (Call Collect)
Calling will not preserve your billing-error rights
a
Your account has been charged off. This is your final statement. New York City Residents: Please call us at 800-757-
0094 to record your language preference.
ee
Trans Date Description of Transaction or Cr ‘edit Location Amount
Payments
And Other Credi
No payments or credits were received last month.
2000
ees
Mar. 28 LATE PAYMENT FEE
TOTAL FEES FOR THIS PERIOD $39.00
(transactions continued on next page)
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES.
Account Number Ending in
WOM A ill
Account Identification Number
TARGET: New Balance $1,703.40
Minimum Payment Due $1,703.40
Payment Due Date May
3, 2021
NEW PHONE, HOME OR Amount
E-MAIL ADDRESS? Enclosed $
PLEASE UPDATE ON TARGET CARD SERVICES
REVERSE SIDE. P.O. BOX 660170
OFFICE COPY DALLAS TX 75266-0170
Pen Het ee ete
RAQUEL A RODDY
1586 FUJI DR
MELBOURNE FL 32940-7129
eete ee
= =
Filing 146696758
TARGET: WM *00000*
a
REDeard Ending in:
Account Identification Number Statement Closing Date: April 3, 2021
RAQUEL A RODDY Page 2 of 2
ils Year-to-Date
Total fees charged in 2021 $156.00
Total interest charged in 2021 $87.38
a
Your Annual Percentage Rate (APR) is the annual interest rate on your account,
salar
‘Type ntage Rate o Interest Interest Charge
Purchases 0.00% $0.00 $0.00
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
ee
Go Paperless and more!
Go paperless, easily make payments, and set up alerts for your account with Manage My REDcard! Enroll
today at Target.com/myREDcard.
Filing ‘hi TD BANK USANA vs RAQUELA RODDY 05-2022-SC-021557-XXXX-XX
TARGET: WM *00000*
*h
REDeard Ending in:
Account Identification Nt Statement Closing Date: September 3, 2020
RAQUEL A RODDY Page 1 of 2
ee
Previous Balance $1,236.79 New Balance $1,276.78
Payments and Other Credits -$37.00 Minimum Payment Due $38.00
Purchases and Other Debits +$52.31
Fees Charged +$0.00 Payment Due Date 9/28/2020
Interest Charged +$24.68 Late Payment Warning: If we do not receive your minimum
New Balance $1,276.78 payment by the date listed above, you may have to pay up toa
$39.00 late fee.
Credit Limit $1,300.00 Minimum Payment Warning: If you make only the minimum
Available Credit $23.22 yment each period, you will pay more in interest and it will take
Statement Closing Date 9/3/2020 you longer to pay off your balance. For example:
Days in Billing Cycle 31
will pay the And |
For questions, an address change or to report end up
a lost or stolen card, go online or call us: ing this card a1 this statement
‘A mol abot total
Manage My REDcard Target.com/myREDeard
Target Card Services 1-800-659-2396 Only the minimum
TDD/TDY 1-800-347-5842 Payment
T years $2,453
Outside the U.S. 1-612-307-8622 (Call Collect)
Calling will not preserve your billing-error rights 49 3 years (savingses689)
If you would like information about credit counseling services,
call 1-800-991-8433.
If you have been impacted by coronavirus, we're here to help. Browse our FAQs in the “Settings & Help" section on
Manage My RedCard at Target.com/myRedCard to learn more.
NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION
INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES.
Account Number Ending in
WOM A ill
Account Identification Number
TARGET: New Balance
Minimum Payment Due "$38.00
Payment Due Date September 28, 2020
NEW PHONE, HOME OR Amount
E-MAIL ADDRESS? Enclosed $
PLEASE UPDATE ON TARGET CARD SERVICES
REVERSE SIDE. P.O. BOX 660170
OFFICE COPY DALLAS TX 75266-0170
STATEMENT PAGE NOT PRINTED. Pen Het ee ete
RAQUEL A RODDY
1586 FUJI DR
MELBOURNE FL 32940-7129
eete ee
= =
Filing 146696758
TARGET: WM *00000*
la
REDeard Ending in:
Account Identification Number} Statement Closing Date: September 3, 2020
RAQUEL A RODDY Page 2 of 2
Trans Date Descripti of Transaction or Credit Loc: Amount
Payments And Other Credits
Aug. 28 AUTO PAYMENT -$37.00
TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$37.00
Purchases And Other Debits
Aug. 9 TARGET.COM 800-591-3869 $18.99
Aug. 23 CENTRAL CHECKOUT VIERA, FL $33.32
TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $52.31
Interest Charged
INTEREST CHARGE. PURCHASES — $24.68
TOTAL INTEREST CHARGED FOR THIS PERIOD $24.68
2020: ‘ear-to-Dat
Total fees charged in 2020 $0.00
Total interest charged in 2020 $197.12
ee
Your Annual Percentage Rate (APR) is the annual interest rate on your account.
Bala
f Bala ate (APR)
Purchases 22.90% (v) $1,269.12 $24.68
(v) = Variable Rate
There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed.
ee
Manage Your Account Online Action Requested Save at Target and Target.com
-View Statements Change statement delivery to -Save 5% off every Target trip
-Make payments. paperless. -Free shipping on most Target.com
-Set up alerts -Get notified by email when your orders.
statements are ready -5% off Starbucks at Target
-Enroll in Auto Pay
You've saved $20.18 this year!
Target.com/myREDcard Target.com/myREDcard
Not available for all accounts, including closed Not available for all accounts, including closed ‘Some restrictions apply. Please see program
accounts and some restricted statuses. accounts and some restricted statuses. rules in store or at Target.com/REDeard for
details.
ee
Go Paperless and more!
Go paperless, easily make payments, and set up alerts for your account with Manage My REDcard! Enroll
today at Target.com/myREDcard
Filing li TD BANK USANA vs RAQUELA RODDY 05-2022-SC-021557-XXXX-XX
Preview
Filing # 146696758 E-Filed 03/30/2022 11:06:40 AM IN THE COUNTY COURT FOR THE 18TH JUDICIAL CIRCUIT IN AND FOR BREVARD COUNTY, FLORIDA CASE NUMBER: TD BANK USA, N.A., Plaintiff, vs. RAQUEL A RODDY, Defendant. COMPLAL The Plaintiff sues the Defendant and alleges: COUNT I- ACCOUNT STATED 1. This is an action for damages that do not exceed the jurisdictional amount pursuant to Florida Small Claims Rule 7.010(b). 2. The Defendant made purchases of various and diverse consumer goods and/or effected cash advances through the use of a TARGET CREDIT CARD credit account obtained from the Plaintiff on account number 3. Before the institution of this action Plaintiff and Defendant had business transactions between them and they agreed to the resulting balance. 4. Plaintiff rendered a statement of account to Defendant and Defendant did not object to the statement. 5. Defendant owes the Plaintiff $1703.40 that is due. WHEREFORE, Plaintiff demands judgment against the Defendant(s) for damages of $1703.40, court costs, post judgment interest, and any other relief this court deems just and proper. /s/ Flynn LaVrar, Esq. Flynn LaVrar, Esq., FL Bar #91596 Drew Linen, Esq., FL Bar #121577 Jennifer K. Klein, Esq., FL Bar #89432 Christopher J. Dunn, Esq., FL Bar #1011293 ATTORNEYS FOR PLAINTIFF 1133 S. University Drive, 2nd Floor Plantation, FL 33324 954-735-4455 or 800-531-5490 954-735-0227 (fax) 844-384-6768 (TTY) service@raslavrar.com File #: 3000942795 THIS IS AN ATTEMPT TO COLLECT A DEBT AND ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. THIS COMMUNICATION IS FROM A DEBT COLLECTOR. Filing 146696758 TD BANK USANA vs RAQUELA RODDY 05-2022-SC-021557-XXXX-XX TARGET: WM *00000* REDeard Ending in: Account Identification Number: RAQUEL A RODDY i Statement Closing Date: April 3, 2021 Page 1 of 2 Previous Balance $1,664.40 New Balance $1,703.40 Payments and Other Credits -$0.00 Minimum Payment Due $1,703.40 Purchases and Other Debits +$0.00 Past Due Amount $515.00 Payment Due Date 5/3/2021 Fees Charged +$39,00 If you would like information about credit counseling services, Interest Charged +$0.00 call 1-800-991-8433. New Balance $1,703.40 For questions, an address change or to report a Credit Limit $0.00 Available Credit $0.00 lost or stolen card, go online or call us: Statement Closing Date 4/3/2021 Manage My REDcard Target.com/myREDcard Days in Billing Cycle 3 Target Card Services 1-800-659-2396 TDD/TDY 1-800-347-5842 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights a Your account has been charged off. This is your final statement. New York City Residents: Please call us at 800-757- 0094 to record your language preference. ee Trans Date Description of Transaction or Cr ‘edit Location Amount Payments And Other Credi No payments or credits were received last month. 2000 ees Mar. 28 LATE PAYMENT FEE TOTAL FEES FOR THIS PERIOD $39.00 (transactions continued on next page) NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES. Account Number Ending in WOM A ill Account Identification Number TARGET: New Balance $1,703.40 Minimum Payment Due $1,703.40 Payment Due Date May 3, 2021 NEW PHONE, HOME OR Amount E-MAIL ADDRESS? Enclosed $ PLEASE UPDATE ON TARGET CARD SERVICES REVERSE SIDE. P.O. BOX 660170 OFFICE COPY DALLAS TX 75266-0170 Pen Het ee ete RAQUEL A RODDY 1586 FUJI DR MELBOURNE FL 32940-7129 eete ee = = Filing 146696758 TARGET: WM *00000* a REDeard Ending in: Account Identification Number Statement Closing Date: April 3, 2021 RAQUEL A RODDY Page 2 of 2 ils Year-to-Date Total fees charged in 2021 $156.00 Total interest charged in 2021 $87.38 a Your Annual Percentage Rate (APR) is the annual interest rate on your account, salar ‘Type ntage Rate o Interest Interest Charge Purchases 0.00% $0.00 $0.00 There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. ee Go Paperless and more! Go paperless, easily make payments, and set up alerts for your account with Manage My REDcard! Enroll today at Target.com/myREDcard. Filing ‘hi TD BANK USANA vs RAQUELA RODDY 05-2022-SC-021557-XXXX-XX TARGET: WM *00000* *h REDeard Ending in: Account Identification Nt Statement Closing Date: September 3, 2020 RAQUEL A RODDY Page 1 of 2 ee Previous Balance $1,236.79 New Balance $1,276.78 Payments and Other Credits -$37.00 Minimum Payment Due $38.00 Purchases and Other Debits +$52.31 Fees Charged +$0.00 Payment Due Date 9/28/2020 Interest Charged +$24.68 Late Payment Warning: If we do not receive your minimum New Balance $1,276.78 payment by the date listed above, you may have to pay up toa $39.00 late fee. Credit Limit $1,300.00 Minimum Payment Warning: If you make only the minimum Available Credit $23.22 yment each period, you will pay more in interest and it will take Statement Closing Date 9/3/2020 you longer to pay off your balance. For example: Days in Billing Cycle 31 will pay the And | For questions, an address change or to report end up a lost or stolen card, go online or call us: ing this card a1 this statement ‘A mol abot total Manage My REDcard Target.com/myREDeard Target Card Services 1-800-659-2396 Only the minimum TDD/TDY 1-800-347-5842 Payment T years $2,453 Outside the U.S. 1-612-307-8622 (Call Collect) Calling will not preserve your billing-error rights 49 3 years (savingses689) If you would like information about credit counseling services, call 1-800-991-8433. If you have been impacted by coronavirus, we're here to help. Browse our FAQs in the “Settings & Help" section on Manage My RedCard at Target.com/myRedCard to learn more. NOTICE: SEE REVERSE SIDE FOR IMPORTANT INFORMATION INCLUDE THIS PORTION WITH YOUR PAYMENT MADE PAYABLE TO TARGET CARD SERVICES. Account Number Ending in WOM A ill Account Identification Number TARGET: New Balance Minimum Payment Due "$38.00 Payment Due Date September 28, 2020 NEW PHONE, HOME OR Amount E-MAIL ADDRESS? Enclosed $ PLEASE UPDATE ON TARGET CARD SERVICES REVERSE SIDE. P.O. BOX 660170 OFFICE COPY DALLAS TX 75266-0170 STATEMENT PAGE NOT PRINTED. Pen Het ee ete RAQUEL A RODDY 1586 FUJI DR MELBOURNE FL 32940-7129 eete ee = = Filing 146696758 TARGET: WM *00000* la REDeard Ending in: Account Identification Number} Statement Closing Date: September 3, 2020 RAQUEL A RODDY Page 2 of 2 Trans Date Descripti of Transaction or Credit Loc: Amount Payments And Other Credits Aug. 28 AUTO PAYMENT -$37.00 TOTAL PAYMENTS AND OTHER CREDITS FOR THIS PERIOD -$37.00 Purchases And Other Debits Aug. 9 TARGET.COM 800-591-3869 $18.99 Aug. 23 CENTRAL CHECKOUT VIERA, FL $33.32 TOTAL PURCHASES AND OTHER DEBITS FOR THIS PERIOD $52.31 Interest Charged INTEREST CHARGE. PURCHASES — $24.68 TOTAL INTEREST CHARGED FOR THIS PERIOD $24.68 2020: ‘ear-to-Dat Total fees charged in 2020 $0.00 Total interest charged in 2020 $197.12 ee Your Annual Percentage Rate (APR) is the annual interest rate on your account. Bala f Bala ate (APR) Purchases 22.90% (v) $1,269.12 $24.68 (v) = Variable Rate There is a Minimum Charge of $1.00 for any billing period in which an interest charge is imposed. ee Manage Your Account Online Action Requested Save at Target and Target.com -View Statements Change statement delivery to -Save 5% off every Target trip -Make payments. paperless. -Free shipping on most Target.com -Set up alerts -Get notified by email when your orders. statements are ready -5% off Starbucks at Target -Enroll in Auto Pay You've saved $20.18 this year! Target.com/myREDcard Target.com/myREDcard Not available for all accounts, including closed Not available for all accounts, including closed ‘Some restrictions apply. Please see program accounts and some restricted statuses. accounts and some restricted statuses. rules in store or at Target.com/REDeard for details. ee Go Paperless and more! Go paperless, easily make payments, and set up alerts for your account with Manage My REDcard! Enroll today at Target.com/myREDcard Filing li TD BANK USANA vs RAQUELA RODDY 05-2022-SC-021557-XXXX-XX