Preview
FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400
NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023
+ 2o23 41o21
EF22-400
06/21/2023 11:48:56 AM
Pages 5
E zabe h Larkin, County Clerk
Exhibit J
{531B969: }
FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400
NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023
INDEX NO . EF22- 4 C0
FILED: CORTLAND COUNTY CLERK 09/30/2022 01: 40 PM)
NY S CEF DOC . NO . 5 RECEIVED NYSCEF : 09 / 3 0 / 2 02 2
AFFIDAVIT OF SERVICE
SUPREME COU RT : STATE OF NEW YORK
COUNTY OF CORTI.AND
Inder No. EF22-400
Received:09fL6[2022
WELt5YAltGD BANK, NA.,
Plaintiff,
-vs-
TIMOTFW 3, STRAMBA, CrIY OF CORTIAND,
JOFIN DOE,
Defendants.
STATE OF NEW YORK, COUNTY OF TOMPKINS) SSa
James F. Inman. the undersigned, being duly swom, deposes and says; deponent is not a party to this action, is over 18 years of ageand resides in
the State of New York.
That on Seatember 25. 2022. at 9:15 AM, at 15 Water Street. Cortland, New York 13045, deponent served the Within
SUMMONS FORECLOSUREACTION. FORECLOSURECOMPLAIlyT, NOTICE OF ELECTRONIC FILING. CERTIFICATEOF MERLTPURSUANTTO CPLR .
30124 1303 Nodce - Hefo for Homeowners in Foredosure in bold fourteen-colnt twee and orinted on colored cacet that Tsother than the.color of:
the Sumrnons and Comddrit. aDd the title of the notir.a printed irgbpid twentv-Doint tvDe In comollanot with RPAPLsecdon 1303
Upom TIMOHf Y A STRAMBA
[ X) IN D2VlDUAL By delivering a true mpy thereof to said recipient personally; deponent knew the person soserved to be the individual
described therein.
( ) SUITABLE By delivery to and leavbg with
AGE FERSDN a inre copy thereof, a person of suitable age and discretion. Sald premises Is defendant's/responderifs
( ) dwe2ng place[usual place of abode ( ) place of business/employment ( ) last imown address withirt the State
( ) AFF2XING . By affixing a true copy thereof to the door of said premises, which is the defendantsifrespondents ( ) dwelling
TO DCOR . plaS/usual place of abode ( ) place of business/employment { ) last known address with!n the State.
Depenent Was unable, with due diligence to find defendant or a person of suitable age and dist2etion thereat, having
ca!Isi there
[ ) MAILING A copy thereof was deposited In a postpaid, properly addressed envelope,inarked "Personal and Chniidential" in &
depository maintained by the U.S.P.S.and malled First Class to the above address on
( X) DESCREPTION SKIN HAIR AGE HEIGHT WETGHT OTHER
Male White S'10"
Gray 60 y-o. 190ths. Glasses
( ) NDN-5ERVICE .
( N) NILTrARY SERVICE I esked the person spoken to whether defendant was in adive military service of the United States or of the State of
New York Inany capacity and received a negative reply. Recipient wore ordinary dvilian dothes and rn military uniform.
The source of my Information and the grounds of my belief are the conversations and obsenrationsabovenarrated.
upon Informatiort and belief I aver that the recipient is not In military sen/los of the United States or of New York State
as that term is defined Jrteither the State or Federal statutes.
SIGNATURE OF FROR55 SERVER
SUBSCRIBED AND SWC@i to befo1e me this tfay of , 2022
Emily Eve Emmick azaom2 ow47 Pu
NOTARY PUBLIC, STATE OF NEW YORK Pª8ªª 1
Registration No. 0tEM8187000 Ef.Tl. y"cI
Qualified in Tompkins County
Commission Exples May 12, 202ff
FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400
NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023
FILED : CORTLAND COUNTY CLERK 0 : 4 INDEX NO. EF22-4 00
NY SCEF DOC . NO. 6 RECBIVED NYSCEF: 0 9/ 30 / 2 0 2 2
AFFIDAVIT OF SERVICE
SUPREME COURT : STATE OF NEW YORK
COUNTY OF CORTLAND
Received: D9]L6/2022
WELI.STARGOBANK, NA
Plain8ff,
-ve-
TIMOEY J. STRAMBA, ClY OF CDCIAND,
JOHN DOEL
Defendants.
STATE OF NEW YOmÇ COUNTY OF TOMPKINS SS.J
Jarnes F.Inman, the underganed, befng duly swom,deposes and says; depanent is not a party in this acDon, isover ts years of ageand resides In
the State of NSWYork..
That on sentember 26. 202L at 9:35 AM.at5 Court Streetr Cortfand, New York 1304S, deponent served the witikr
SUMMON5 FOREROSURE ACTION, FORECLOSURECOMPI.AUIT MT)ÇATE OF MRET PylÇSUANTTQ CFLR30124 and NOTim OF ETiTRONIC
FILING
Uporu CITY OF CURTLAND
( ) INDIVIDVAL Eydelivenhg a true copy thereof to said mdplent personally; deponent knewthe person so served|o be the indMduaf
described therefn.
(X) C.0REOPAITOlt By delvery to end leaving with Carrie I wnch said indMdual to be Rehistrar. who spedfically
LLC/LtP stated h /she was authorized to accept service on behalf of the corporation/Govemment Agency[Ently.
( ) SUITABLE By delivery 10 and feaving With
AGE PE RSON a t:ue copy themof, a person of sultable age and d|scretion. Sald premlses is defendarefrespondents
( ) dweEng pfesfutual place of abode ( } place of business/employment ( ) last knowaaddress within the State
( ) AFFIXING By affDdng a true copy thereof to the door of asid premises, wNch is the defendant'sfrespondents ( ) dwe$ng
TO DOOft p!m/usual pface of abode ( ) place of businessfemployment ( ) last known address within the State.
Daponent was unable, witlt due dfifgence to find defendant or a person of suitableage and discretion themat, having
called there
( ] MAILING A copy thered was deposted in a postpaid, propedy addressed envelope, rnarked "Penmal and Carfttential" In a
depository mahtained by the U.S.RS. and inalled Rest Class to the above address m
(. X) DESCRIPTION E [_ Egg 1:fâ¶g aQ E H1!rGHT WEIGHT OTHER
Female White Brown 524"
45 yA ISOLbs. Grasses
( ) NON-SERVICE
( } MILITARY SERVICE: I asked the person spokert to whether defendant was in active mfiltary service of the United States cr of the State d
New Ydrk Irt any capadly and remived a negative reply. Redplent wore ordinary dvilian dothesand no
military uniform.
The sourS of my information and the grounds of my belief are the enversa6ons arsi obsenrations above parrated.
t!pon Mormation and belief I aver that the recipient Is not in altlitary serv)S of the [.Wted States ar of NewYork State
es iftattems is defined in either the State cr Federal statutes,
SIGNATUREOF PROR55 5ERVER
SUBSCRIBEDAND SWORN10 bettra me th s day of . , ÉUAfúef ; 2022
NOTARY PUBUC. STATE OFI EW YORK osmo22 omw pu
Ragtstration No.01EM6187000
Qualified in Toropkfas County E shI W.County
CWk
Comrnteston Er es May12,20
FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400
NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023
INDEX NO. EF22-- 4 OO
FILED : CORTLAND COUNTY CLERK 0F30/2022 01: 40 PM
NYSCEF DOC. WO. 7 RECEIVED NYSCEF: 09/30/2022
AFFIDAVITOF NON-SERVICE/DUE DILIGENCE
SUPREM E COURT : STATE OF NEW YORK
COUNTY OF CORTLAND
Received: 09/16/2022
WELLS FARGDBANIC NA,
Plaintiff,
-ve·
TIMOWY1STRAMBA, CL1YOF CURTLAND,
JOHN DOEL
Defendants.
STATE OF NEW YORK, COtJNTY OF TOM PREN Sr SS.
James E Inman.the undetsigned, Belag dLdysworn, deposes and says; deponent is not a
party to this action, is over 18 yearsdageand resides h
the State of New York.
Thaton Sep1wn'=r M ?Dn. at 935 AM.at 15 blakf Street. Cortland. New York 13045, deponent WAS UNABLE TO si'iWii the wafin
SUMMONS FORECLO5UREACrf0N. FORECLOSURECOMPI.AINT.CERTIFICATE OF MEPlT PURSUANTTO(PI.R3012-b and NOTICEOF EREC[RONIC
RONG
uppmThere are tro Jolm Dae/3ana Doe escamants pÆrTimothy 1 Stramba
( ) IND2WDtfAL By deliverag a tma copy thereof to said recipient personaNy;deponent knew theperson so served tabetheindMdual
described thensh.
() CORPORATIQM Bydailvery to and Eeavingwith said ladMdual to be. whospedHcany
LLC)LLP stated he/she was authorized to acept serviceonbehalf of the Corporation/Government Agency/Entity.
{ ) SUITABLE By denvery to and leaving WIth .... ....
AGE PERSQM a true Copythered, a persort of sullable age and discretion, Sald premiseSis defendarO(respondents
( ) dwelKngviacefusual place of abode ( ) place of business/employment ( ) last known address withm the State
( ) AFPKKING By affhdng a true copy thereof to the door of said premises, which B the defendants/respondafs ( ) dwellhg
TD DOOR plate/usal plana of abode ( ) place of bustness/employment ( ) fastknown address withh the 5tats.
Depenet was unable, with due dHigence to f)nd ddendantora personofsuitable ageand discrettm thereat, having
cathd there ______
( ) NAILING A c2py thered was deposited h a postpaid, property addrES$ed envelope, Inarked "Sersonal and Cbnfidentia[" In a
depostfory maintained by theU.S.P.S. and mailed First Class to the above address on
( ) DESCRIPTION M. SJEL 11438 AGE NEIGHT WENHT _QMS
( ) NON-SERVICE
( } MILITARY SERVICB l asted the person spoken to whetherdefendant was in active militaryservice of the tklited States ordtheState of
New Ybrk b any capadly and received a negaHve reply, Recipient wore
ordinary dvMan dothesand no mElary uniform.
The soura drnyInfbrmation and the groundsof my bef lef are the cawersations and obsenrallonsabove narrated.
Upon 2nfbrmatfors and be!EefI aver that the sedplent is not In mlNtary serviced the United States or d New Yodt State
as thattemi ts defined h either the State or Federal statutes.
SUSSCRIBED AND SWORN tobefore rae this day d h in *f . r2022
susNATURE F tK TAk1 9UB C Emmfck
Emily Eva
NOTARY PUsuc, $TATE OF NEW YORK
Regiopa6on No.01EMBi870150
I I II
SEm
QuaMed in Tontpkins County
cornmission Exptres May ü
I of 1
FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400
NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023
Help for Homeowners in Foreclosure
New York State Law requires that we send you this notice about the
foreclosure process. Please read it earefidly.
Summons and Complaint
You'are in danger of-losing your home. If fou fail to respuna WEBB
summoss and complà int in this foreclosure action,.you may Inf y0nr B ine.
Please read thesummons and-complaint carefully. You sho-ffSiñiñýdfdMjU
contact an attorney or your local legal aid office to obtaiñEifvfee chilo#-Yo
protect yourself.
Sources of Information and Assistance
The State encourages yon to become informed about your offi jñPB
alif-
foreclosure. In addition to seeking assistance from an attofñèy orTegsf
office, there are govermnent agencies and non-profit oirganizationirthat you
may contact for information about possible options, including ttying to work
with your lender during this process.
To locate an entity near you, you may enli the toll free helpIine
maintained by the New York State Depai·tment of Financial Services at 1-800-
342-3736 or visit the Department's website at www.dfs.ny.gov.
Rights and Obligations
YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS
TIME. You have the right to stay in your home during thefeffsefushriS
process. You are not required to-leave your home unless and-until your
property is sold at auction pursuant to a judgment of foreeloarumand sale
. Regardless of whether you choose to remain in your10me, YOU ARE -
REQUIRED TO TAKE CARE OF YOUR PROPERTY and pay property
taxes in accordance with state and local law. .
Foreclosure Rescue Seams
Be careful of people who approach you with offers to save your home.
There are individuals who watch for notlees of foreclosure actions in order to
unfairly profit fronn a homeowner's distress. You should be extremely eareful
about any such promises and any suggestions that you pay them a.fee or sign
over your deed. State law requires anyone offering such services for profit to
enter into a contract which fully describes the services they will perform and
fees they will charge, and which prohibits them from taking any money from
you until they have completed all such-promised services.
1303 Notice 122016
Preview
FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400 NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023 + 2o23 41o21 EF22-400 06/21/2023 11:48:56 AM Pages 5 E zabe h Larkin, County Clerk Exhibit J {531B969: } FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400 NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023 INDEX NO . EF22- 4 C0 FILED: CORTLAND COUNTY CLERK 09/30/2022 01: 40 PM) NY S CEF DOC . NO . 5 RECEIVED NYSCEF : 09 / 3 0 / 2 02 2 AFFIDAVIT OF SERVICE SUPREME COU RT : STATE OF NEW YORK COUNTY OF CORTI.AND Inder No. EF22-400 Received:09fL6[2022 WELt5YAltGD BANK, NA., Plaintiff, -vs- TIMOTFW 3, STRAMBA, CrIY OF CORTIAND, JOFIN DOE, Defendants. STATE OF NEW YORK, COUNTY OF TOMPKINS) SSa James F. Inman. the undersigned, being duly swom, deposes and says; deponent is not a party to this action, is over 18 years of ageand resides in the State of New York. That on Seatember 25. 2022. at 9:15 AM, at 15 Water Street. Cortland, New York 13045, deponent served the Within SUMMONS FORECLOSUREACTION. FORECLOSURECOMPLAIlyT, NOTICE OF ELECTRONIC FILING. CERTIFICATEOF MERLTPURSUANTTO CPLR . 30124 1303 Nodce - Hefo for Homeowners in Foredosure in bold fourteen-colnt twee and orinted on colored cacet that Tsother than the.color of: the Sumrnons and Comddrit. aDd the title of the notir.a printed irgbpid twentv-Doint tvDe In comollanot with RPAPLsecdon 1303 Upom TIMOHf Y A STRAMBA [ X) IN D2VlDUAL By delivering a true mpy thereof to said recipient personally; deponent knew the person soserved to be the individual described therein. ( ) SUITABLE By delivery to and leavbg with AGE FERSDN a inre copy thereof, a person of suitable age and discretion. Sald premises Is defendant's/responderifs ( ) dwe2ng place[usual place of abode ( ) place of business/employment ( ) last imown address withirt the State ( ) AFF2XING . By affixing a true copy thereof to the door of said premises, which is the defendantsifrespondents ( ) dwelling TO DCOR . plaS/usual place of abode ( ) place of business/employment { ) last known address with!n the State. Depenent Was unable, with due diligence to find defendant or a person of suitable age and dist2etion thereat, having ca!Isi there [ ) MAILING A copy thereof was deposited In a postpaid, properly addressed envelope,inarked "Personal and Chniidential" in & depository maintained by the U.S.P.S.and malled First Class to the above address on ( X) DESCREPTION SKIN HAIR AGE HEIGHT WETGHT OTHER Male White S'10" Gray 60 y-o. 190ths. Glasses ( ) NDN-5ERVICE . ( N) NILTrARY SERVICE I esked the person spoken to whether defendant was in adive military service of the United States or of the State of New York Inany capacity and received a negative reply. Recipient wore ordinary dvilian dothes and rn military uniform. The source of my Information and the grounds of my belief are the conversations and obsenrationsabovenarrated. upon Informatiort and belief I aver that the recipient is not In military sen/los of the United States or of New York State as that term is defined Jrteither the State or Federal statutes. SIGNATURE OF FROR55 SERVER SUBSCRIBED AND SWC@i to befo1e me this tfay of , 2022 Emily Eve Emmick azaom2 ow47 Pu NOTARY PUBLIC, STATE OF NEW YORK Pª8ªª 1 Registration No. 0tEM8187000 Ef.Tl. y"cI Qualified in Tompkins County Commission Exples May 12, 202ff FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400 NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023 FILED : CORTLAND COUNTY CLERK 0 : 4 INDEX NO. EF22-4 00 NY SCEF DOC . NO. 6 RECBIVED NYSCEF: 0 9/ 30 / 2 0 2 2 AFFIDAVIT OF SERVICE SUPREME COURT : STATE OF NEW YORK COUNTY OF CORTLAND Received: D9]L6/2022 WELI.STARGOBANK, NA Plain8ff, -ve- TIMOEY J. STRAMBA, ClY OF CDCIAND, JOHN DOEL Defendants. STATE OF NEW YOmÇ COUNTY OF TOMPKINS SS.J Jarnes F.Inman, the underganed, befng duly swom,deposes and says; depanent is not a party in this acDon, isover ts years of ageand resides In the State of NSWYork.. That on sentember 26. 202L at 9:35 AM.at5 Court Streetr Cortfand, New York 1304S, deponent served the witikr SUMMON5 FOREROSURE ACTION, FORECLOSURECOMPI.AUIT MT)ÇATE OF MRET PylÇSUANTTQ CFLR30124 and NOTim OF ETiTRONIC FILING Uporu CITY OF CURTLAND ( ) INDIVIDVAL Eydelivenhg a true copy thereof to said mdplent personally; deponent knewthe person so served|o be the indMduaf described therefn. (X) C.0REOPAITOlt By delvery to end leaving with Carrie I wnch said indMdual to be Rehistrar. who spedfically LLC/LtP stated h /she was authorized to accept service on behalf of the corporation/Govemment Agency[Ently. ( ) SUITABLE By delivery 10 and feaving With AGE PE RSON a t:ue copy themof, a person of sultable age and d|scretion. Sald premlses is defendarefrespondents ( ) dweEng pfesfutual place of abode ( } place of business/employment ( ) last knowaaddress within the State ( ) AFFIXING By affDdng a true copy thereof to the door of asid premises, wNch is the defendant'sfrespondents ( ) dwe$ng TO DOOft p!m/usual pface of abode ( ) place of businessfemployment ( ) last known address within the State. Daponent was unable, witlt due dfifgence to find defendant or a person of suitableage and discretion themat, having called there ( ] MAILING A copy thered was deposted in a postpaid, propedy addressed envelope, rnarked "Penmal and Carfttential" In a depository mahtained by the U.S.RS. and inalled Rest Class to the above address m (. X) DESCRIPTION E [_ Egg 1:fâ¶g aQ E H1!rGHT WEIGHT OTHER Female White Brown 524" 45 yA ISOLbs. Grasses ( ) NON-SERVICE ( } MILITARY SERVICE: I asked the person spokert to whether defendant was in active mfiltary service of the United States cr of the State d New Ydrk Irt any capadly and remived a negative reply. Redplent wore ordinary dvilian dothesand no military uniform. The sourS of my information and the grounds of my belief are the enversa6ons arsi obsenrations above parrated. t!pon Mormation and belief I aver that the recipient Is not in altlitary serv)S of the [.Wted States ar of NewYork State es iftattems is defined in either the State cr Federal statutes, SIGNATUREOF PROR55 5ERVER SUBSCRIBEDAND SWORN10 bettra me th s day of . , ÉUAfúef ; 2022 NOTARY PUBUC. STATE OFI EW YORK osmo22 omw pu Ragtstration No.01EM6187000 Qualified in Toropkfas County E shI W.County CWk Comrnteston Er es May12,20 FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400 NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023 INDEX NO. EF22-- 4 OO FILED : CORTLAND COUNTY CLERK 0F30/2022 01: 40 PM NYSCEF DOC. WO. 7 RECEIVED NYSCEF: 09/30/2022 AFFIDAVITOF NON-SERVICE/DUE DILIGENCE SUPREM E COURT : STATE OF NEW YORK COUNTY OF CORTLAND Received: 09/16/2022 WELLS FARGDBANIC NA, Plaintiff, -ve· TIMOWY1STRAMBA, CL1YOF CURTLAND, JOHN DOEL Defendants. STATE OF NEW YORK, COtJNTY OF TOM PREN Sr SS. James E Inman.the undetsigned, Belag dLdysworn, deposes and says; deponent is not a party to this action, is over 18 yearsdageand resides h the State of New York. Thaton Sep1wn'=r M ?Dn. at 935 AM.at 15 blakf Street. Cortland. New York 13045, deponent WAS UNABLE TO si'iWii the wafin SUMMONS FORECLO5UREACrf0N. FORECLOSURECOMPI.AINT.CERTIFICATE OF MEPlT PURSUANTTO(PI.R3012-b and NOTICEOF EREC[RONIC RONG uppmThere are tro Jolm Dae/3ana Doe escamants pÆrTimothy 1 Stramba ( ) IND2WDtfAL By deliverag a tma copy thereof to said recipient personaNy;deponent knew theperson so served tabetheindMdual described thensh. () CORPORATIQM Bydailvery to and Eeavingwith said ladMdual to be. whospedHcany LLC)LLP stated he/she was authorized to acept serviceonbehalf of the Corporation/Government Agency/Entity. { ) SUITABLE By denvery to and leaving WIth .... .... AGE PERSQM a true Copythered, a persort of sullable age and discretion, Sald premiseSis defendarO(respondents ( ) dwelKngviacefusual place of abode ( ) place of business/employment ( ) last known address withm the State ( ) AFPKKING By affhdng a true copy thereof to the door of said premises, which B the defendants/respondafs ( ) dwellhg TD DOOR plate/usal plana of abode ( ) place of bustness/employment ( ) fastknown address withh the 5tats. Depenet was unable, with due dHigence to f)nd ddendantora personofsuitable ageand discrettm thereat, having cathd there ______ ( ) NAILING A c2py thered was deposited h a postpaid, property addrES$ed envelope, Inarked "Sersonal and Cbnfidentia[" In a depostfory maintained by theU.S.P.S. and mailed First Class to the above address on ( ) DESCRIPTION M. SJEL 11438 AGE NEIGHT WENHT _QMS ( ) NON-SERVICE ( } MILITARY SERVICB l asted the person spoken to whetherdefendant was in active militaryservice of the tklited States ordtheState of New Ybrk b any capadly and received a negaHve reply, Recipient wore ordinary dvMan dothesand no mElary uniform. The soura drnyInfbrmation and the groundsof my bef lef are the cawersations and obsenrallonsabove narrated. Upon 2nfbrmatfors and be!EefI aver that the sedplent is not In mlNtary serviced the United States or d New Yodt State as thattemi ts defined h either the State or Federal statutes. SUSSCRIBED AND SWORN tobefore rae this day d h in *f . r2022 susNATURE F tK TAk1 9UB C Emmfck Emily Eva NOTARY PUsuc, $TATE OF NEW YORK Regiopa6on No.01EMBi870150 I I II SEm QuaMed in Tontpkins County cornmission Exptres May ü I of 1 FILED: CORTLAND COUNTY CLERK 06/21/2023 11:48 AM INDEX NO. EF22-400 NYSCEF DOC. NO. 34 RECEIVED NYSCEF: 06/21/2023 Help for Homeowners in Foreclosure New York State Law requires that we send you this notice about the foreclosure process. Please read it earefidly. Summons and Complaint You'are in danger of-losing your home. If fou fail to respuna WEBB summoss and complà int in this foreclosure action,.you may Inf y0nr B ine. Please read thesummons and-complaint carefully. You sho-ffSiñiñýdfdMjU contact an attorney or your local legal aid office to obtaiñEifvfee chilo#-Yo protect yourself. Sources of Information and Assistance The State encourages yon to become informed about your offi jñPB alif- foreclosure. In addition to seeking assistance from an attofñèy orTegsf office, there are govermnent agencies and non-profit oirganizationirthat you may contact for information about possible options, including ttying to work with your lender during this process. To locate an entity near you, you may enli the toll free helpIine maintained by the New York State Depai·tment of Financial Services at 1-800- 342-3736 or visit the Department's website at www.dfs.ny.gov. Rights and Obligations YOU ARE NOT REQUIRED TO LEAVE YOUR HOME AT THIS TIME. You have the right to stay in your home during thefeffsefushriS process. You are not required to-leave your home unless and-until your property is sold at auction pursuant to a judgment of foreeloarumand sale . Regardless of whether you choose to remain in your10me, YOU ARE - REQUIRED TO TAKE CARE OF YOUR PROPERTY and pay property taxes in accordance with state and local law. . Foreclosure Rescue Seams Be careful of people who approach you with offers to save your home. There are individuals who watch for notlees of foreclosure actions in order to unfairly profit fronn a homeowner's distress. You should be extremely eareful about any such promises and any suggestions that you pay them a.fee or sign over your deed. State law requires anyone offering such services for profit to enter into a contract which fully describes the services they will perform and fees they will charge, and which prohibits them from taking any money from you until they have completed all such-promised services. 1303 Notice 122016