Preview
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5/9/2023 4 PM
BILLY A. WILLIAMS,J r.
JUSTICE OF THE PEACE PCT 3
GALVESTON COUNTY, TX Pre Suit: Pre suit: Balance
Balance <$5K: 60% in 9 pays Balance <$5K: 12 months Balance $5K to $10K:
$5K to $10K: 60%- 15 pays Balance 24 months Balance >$10K: 30 months
$10K>: 60% in 18 pays Post St Post sui Balance
Balance <$5k: 60% in 3 pays <$5K: 12 months Balance $5K to $10:
Balance $5K to $10K: 60% in 6 pays 24 months Balance >$10K: 30 months
Balance >$10K: 60% in 9 pays OR: Post Judgment: Balance
<5K: 70% in 9 pays $5K- <$5K: 12 months Balance $5K to $10K: 18
$10K: 70% in 15 pays >$10K: months Balance >$10K: 24 months
US Bank 70% in 18 pays Post Based on balance and stage must submit lower **Any temporary plan on any balance is 6 months**
Judgment: Balance
<$5K: 80% in 9 pays Balance $5K-
$10K: 80% in 15 pays Balance >$10K:
80% in 18 pays Non performing
judgments (9 months with no
payments): 40% SIF - any
balance over 12 months
30% SIF - any balance over 9 months
Velocity Investments 2months must submit lower No guidelines on ppa
90%
FSM OMIM Amero
Dal Ccrnl@ mere 1eL01 MIU MraCexerel 011 @si=1- UAH AM CMON cA Or Pete Re et Ua ldo Re it AO SiC PCE Co cuketny LTiar-te(=ss3
Case SUMMARY
Case No. 22-DC03-0358
Portfolio Recovery Associates, Lic vs. Armand Bastien, Jr. Case Type: Debt Claim
Date Filed: 08/31/2022
Location: JP3
Judicial Officer: Williams, Billy A., Jr.
PARTY INFORMATION
Lead Attorneys
Defendant Bastien, Armand, Jr.
1802 AVENUE K
GALVESTON, TX 77550-4921
Plaintiff Portfolio Recovery Associates, Lic Jessica Olsen-Zhang
15660 Dallas Pkwy Ste 350 Retained
Dallas, TX 75248 262-796-7865(W)
877-492-5185(F)
COURTS@SCOTT-PC.COM
Events & ORDERSOF THE COURT
OTHER EVENTS AND HEARINGS
08/31/2022| Original Petition Debt Claims - (OCA)
GA
08/31/2022| Petition
09/09/2022! Citatio: No Fee
09/09/2022| Citation - Service
Bastien, Armand, Jr. Served 09/24/2022
Returned 09/26/2022
09/26/2022| Citation and Return
05/09/2023] Trial by Court (1 0 AM) (Judicial Officer Williams, Billy A., Jr.)
Unoffi ial Record
Arbitration, Except as expressly provided herein, any claim, dispute or controversy YOU ACKNOWLEDGE THAT IF A CLAIM ARISES YOU MAY BE REQUIREDTO RESOLVE You must contact us: IMPORTANT MESSAGE FOR CUSTOMERS
(whether based upon contract, tert, intentional or othenwise, constitution, statute, THE CLAIM THROUGH ARBITRATION AND ARE GIVING UP YOUR RIGHTS TO * Within 60 days afterthe error appeared on your statement. Following is the DELL PREFERRED ACCOUNT CREDIT AGREEMENT that governs the Dell
commen law, or equity and whether pre-existing, present er Tulure induding initial LITIGATE THAT CLAIM IN 4 COURT OR BEFORE A JURY OR TO PARTICIPATE IN A * Atleast 3 business days before an auiomated payment is scheduled, if you wantto Prefered Account you requested for purposes of financing the purchase of goods andj
claims, counterclaims, aess- eaany
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VARIABLE RATES: “113 mo re “eng Annual nit. a ne ‘uc une hy
PAYMENT DUE DATE: nN Tate tle “1 h ah sored it ab ee her
Ss 3 Me Ena ye a nites| a 5 ity Wpe are he ¢ ops h
stor aber f4 see Wm cr a rChat pon cl oh Ir sti 1H
NOTICE TO TEXAS RESIDENTS we Lew ik baw ihn nabs, teyaidehh ace any
Ines tatsn ww Wooesisee ter thar pine He
NOTICE TO CALIFORNIA RESIDENTS: Ir phic 1 Salts. shar Vell nit ashy bce. yu
m n fing a ash sfinaben nA TP Le. none h
corde ten + sf ne ahr Loe are Shp oT aes Ve rene set An ae cn
sit ae oan sm at 3! an oY fh
Dell Financial Services: Dell Inc. (Dell):
DFS Customer Care: Fur t Ae LIL Li Vee bi ing Gell Custamer Care: | ov ASS statin verth sat
ur cus SUC ure ci ulbst y Long telat his stalenent oom
Online: DFS.Dell.com Phone 12h eli Online: Dellcom/Support Phrarne
For Written, Ingu ies Send Payment To Dell Sales: fans Mu Al va IE) [CUI
Fit u |p aa MUTI
Online: Dall.com Phonc Bel a
OU
a ie hile Igg 2
Tx rH ee m2 Dell Technical Support: |ertens> ca 7 me Ld
a sli ne ancl sececanty itermatcn
Online: Dellcom/Support Phare AM -Be08
er Cfferes ky WebBank Memacr FOC
Dell Financial Services ets Serv ced by Del F:nancial Serv ces
PSelorel ala
Dell Preferred Account
Account Number 6879 4501 1904 8002 566
For the billing period ending April 16, 2021 Page 5 of 6
Interest Charge Calculation Cont.
Your Annual Percentage Rate (APR) is the annual interest rate on your account. Your APR for purchases is 21.99% (v)
Annual Promotion
Promotion Balance Deferred Minimum
Daily Periodic Interest New Plan
Plan Type Expiration Subject to Percentage
Charges
Plan Deferred
Interest Amount Due
Date Interest Rate
ate
Rate (APR) Interest Balance
Balance Per Plan
Charges
12MO NO INT IF
PAID IN FULL BY
05-11-21 $0.00 0,.06024% 21.99% (v) $0.00 $34.74 $0.00 $159.63 $35.95
(v) = Variable Rate
PLEASE NOTE: Your deferred interest promotion will expire on the expiration date listed above. If you do not pay the deferred interest balance in full by the
expiration date, interest will be assessed on your account from the transaction posting date of the purchase al your standard rate of 21.99% (V).You can
avoid paying promotion plan deferred interest charges by paying the full deferred balance plus the minimum amount due on all other plans by the promo
expirations date.
You must pay your promotional balance of $2,395.82 in full by 05/41/2021 to avoid paying deferred interest charges.
You must pay your promotional balance of $159.63 in full by 05/11/2021 to avoid paying deferred interest charges.
Page 6 of 6
PAYMENTS
Requirements: sienibs 1.4 th wane u 1 ce trees LYS thes k
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Hb niet 1 r the eg pens the us tre a 1 hh Phat
tt he: i vice SCAR ve cclit cr rthen ic rive a
VARIABLE RATES: “113 mo re “eng Annual nit. a ne ‘uc une hy
PAYMENT DUE DATE: nN Tate tle “1 h ah sored it ab ee her
Ss 3 Me Ena ye a nites| a 5 ity Wpe are he ¢ ops h
stor aber f4 see Wm cr a rChat pon cl oh Ir sti 1H
NOTICE TO TEXAS RESIDENTS we Lew ik baw ihn nabs, teyaidehh ace any
Ines tatsn ww Wooesisee ter thar pine He
NOTICE TO CALIFORNIA RESIDENTS: Ir phic 1 Salts. shar Vell nit ashy bce. yu
m n fing a ash sfinaben nA TP Le. none h
corde ten + sf ne ahr Loe are Shp oT aes Ve rene set An ae cn
sit ae oan sm at 3! an oY fh
Dell Financial Services: Dell Inc. (Dell):
DFS Customer Care: Fur t Ae LIL Li Vee bi ing Gell Custamer Care: | ov ASS statin verth sat
ur cus SUC ure ci ulbst y Long telat his stalenent oom
Online: DFS.Dell.com Phone 12h eli Online: Dellcom/Support Phrarne
For Written, Ingu ies Send Payment To Dell Sales: fans Mu Al va IE) [CUI
Fit u |p aa MUTI
Online: Dall.com Phonc Bel a
OU
a ie hile Igg 2
Tx rH ee m2 Dell Technical Support: |ertens> ca 7 me Ld
a sli ne ancl sececanty itermatcn
Online: Dellcom/Support Phare AM -Be08
er Cfferes ky WebBank Memacr FOC
Dell Financial Services ets Serv ced by Del F:nancial Serv ces
PSelorel ala
Dell Preferred Account
Account Number 6879 4501 1904 8002 566
For the billing period ending May 16, 2020 Page 1 of 6
Special Messages for ARMAND BASTIEN JR
Running one payment past due? We want you to continue to receive the many benefits of being a valued Dell Preferred Account holder.
Please pay the Minimum Payment Due. If you have already sent us this payment, thank you.
Payment Information S Summary of Account Activity gE
New Balance $4,747.17 Previous Balance $4,575.18
Minimum Payment Due* $274.00 Payments. -$50.00
Payment Due Date June 11, 2020 Other Credits $0.00
*Includes Past Due Amount of $131.00 Purchases $159.63
Other Debits $0.00
Late Payment Warning: If we do not receive your minimum payment by the date listed
above, you may have to pay a late fee of up to $40. Fees Charged $40.00
Minimum Payment Warning: If you make only the minimum payment each period, you
Interest Charged $22.36
will pay more in interest and it will take you longer to pay off your balance.
For example: New Balance $4,747.17
If you make no Past Due Amount $131.00
You will pay off the And you will end up
additional charges using
balance shown on this paying an estimated total
this card and each month
statement in about. of... Credit Limit $5,000.00
you pay.
Available Credit $252.83
Only the minimum payment 18 Years $11,402.63
$6,525.72
$181.27 3 Years Days in Billing Cycle 30
(Savings = $4,876.91)
Statement
If you would like more information about credit counseling services, call 1-800-283-2210 Closing Date May 16, 2020
or go to http://www.justice.gov/ust/eo/bapcpa/ccde/cc_approved.htm
Please fillin the "Amount Enclosed’
and tum the payment coupon with your cheek in the enclosed relum envelope. Do nal staple, paper clip. fold or tape the contents,
Want to pay now? Account #: 6879 4501 1904 8002 566
ie Ly ett ee Visit MyDFS.dell.com to make your New Balance: $4,747.17
eed) ise Py Sense
seat payment oniine
Evert Go paperless! Visit dell.com/GoPaperless Minimum Payment Due: $274.00
Yo learn more. Payment Due Date: June 11, 2020
New Address or Phone Number?
Please visit us at MyDFS.dell.com or Amount Enclosed: $
check box and complete reverse side,
Please make your check payable to: Dell Preferred Account. Include your 19 digit account
number on your check or money order. Ensure the "Amount Enclosed" wr'tlan on the coupon
equals the check amount.
wee - manifest line ---- --
eel teet teal:
ele eel ey lp geval
ARMAND BASTIEN JR
2706 WILMINGTON DR DELL PREFERRED ACCOUNT
DICKINSON TX 77539 PAYMENT PROCESSING CENTER
P.O, BOX 6403
CAROL STREAM IL 60197-6403
166794501190480025b600004747170000143000000274000b1120e0000005000
Page 2 of 6
Â¥ THE] AN ER: yi EM
If you think there is an error on your statement, write to us at: Billing Inquiry Department, Dell Preferred Accaunt, P.0. Box 81588, Austin,
TX 78708-1585, and provide us with the following information: (1) Account information: Your name and account number; (2) Dollar amount
The doflar amount of the suspected error; (3) Description of Problem: Please describe what you believe ss wrong and why you believe it is a
mistake. You must cantact us within 60 days after the error appeared on yaur statement.
You must notify us of any potential errors in wnting. You may call us, but we are not required to investigate any potential errors and you may
have to pay the amount in question.
While we investigate your claim, the following are true: [1] We cannot try to collect the amount in question, or report you as delinquent on
that amount; (2) The charge in question may remain on your statement, and we may continue to charge you interest an that amaunt. But, if
we determine that we made a mistake. you will not have to pay the amount in question or any interest or other fees related to Ihat amount:
{3} While you do not have ta pay the amount in question, you are responsible for the remainder of yaur balance: (4} We can apply any
‘unpaid amount against your credit limit.
ur Ri If You Are D ati: With Your Purchass
If you are dissatisfied wth the goods or services that you have purchased with your Dell Preferred Account and you have tried in good faith
to correct the problem with Ihe merchant, you may have the nght not to pay the remaining amount due on the purchase.
To use this right, all of the follawing must be true: (1) The purchase must have been made in your hame stale or within 100 miles of your
current mailing address, and the purchase price must have been more than $50. Please Note: (Neither of these is necessary if your
purchase was based on an advertisement we mailed to you, or if we own the company that sold you the goods or services if yau purchased
directly from us.) (2) You must have used your Dell Preferred Account for the purchase. (3) You mus! not yet have fully paid for the
purchase.
If all of the critena above are met and you are still dissatisfied wath the purchase, contact us in writing at, WebBank cio Bilting inquiry
Department, Dell Preferred Account, P.O. Box 84985, Austin, TX 78708-1585.
While we investigate, the same rutes apply to the disputed amount as discussed above. After we finish aur investigation, we will tell you our
decision. At that point, if we think you owe an amount and you do not pay, we may report you as delinquent
Jocrinued an cage 4
Addeoss Change Torn: Please enter your new add-ess mfocmation aclow ard check the box an the reverse 8 de.
Street Ste/Apt
City State Zip
Code
Telephone Fax Telephone
Email
Address
er Cfferes ky WebBank Memacr FOC
Dell Financial Services ets Serv ced by Del F:nancial Serv ces
PSelorel ala
Dell Preferred Account
Account Number 6879 4501 1904 8002 566
For the billing period ending May 16, 2020 Page 3 of 6
Q Transaction Detail
Reference Number Trans Date Post Date Description of Transaction or Credit Amount
04-17-20 04-17-20 INTEREST CHARGE RATE CHANGED TODAY $0.00
04-17-20 04-17-20 INTEREST CHARGE RATE CHANGED TODAY $0.00
DELL #619510596 04-19-20 04-20-20 DELL PURCHASE - THANK YOU! $159.63
04-25-20 04-26-20 PAYMENT - THANK YOU! -$50.00
Fees
05-11-20 05-11-20 LATE CHARGE ASSESSMENT $40.00
TOTAL FEES FOR THIS PERIOD $40.00
% Interest Charged
05-15-20 05-15-20 BILLED INTEREST CHARGES ON PURCHASE $0.33
05-15-20 05-15-20 BILLED INTEREST CHARGES ON PURCHASE $22.03
TOTAL INTEREST FOR THIS PERIOD $22.36
® 2020 Totals Year-to-Date