Preview
10-30-20
Filed: l2005
AU ri&hts =avcd
• ""ll!lS OOCIIMEtO" is CUIUU:NT TIIROUGH ALl. 20061.F.GIS. &: S. CT. IUR..F. 06 67 ""
•• • ANNOT ATIOt-IS CURRENT lltROOOH NOVEMBER l ~. 2006 • ••
11Tl.E H. OEHTOR AND atr,nm)R
CHAPTER. S4-J. lNlERF.ST AND USUR '{
CO TO SOUTH DAKOTA STAnrTES ARCIIIVF. DIJU:CI'OR'{
S.D. Codified Laws§ 54-J-1.1 (2006)
§ 54-3-I.L
Unless a ruu:iaw01 i.atcr-es.t ntc Of dwte is specificaUy c... uhlisbcd ebcwherc in the code. there is. oo ma.:imum in.
!ctest rate oc charge, oc "'""Y n1c: cesnidion bct.wccn oc omoar; pc:noos, <:Utpocatioos. limited liability comp..Ucs, cs·
btcs, li:: SOC 1939, § J8.0104.
l'age I
I.EXSfATS.D. COOIFffiO LAWS t S4-l-4
Le.C.New (R) South OokoCa Stzrtcs 1\maobted
CcpyrighllOOS
All riJ:bTAT S.D. COOIFIEO LAWS§ H·l·S
Le•istkxis (R) Souda om.ca SblDtcs AaaoWcd
Cap~t2005
AU~c=:nocl
• • • 'Oil~ DOC'UMEtiT IS CUIUU!NT llUlOUGH ALL 2006 I.EOIS. 4 S. CT. RIJLP. ~ • • •
••• ANNOTATIONSCOIUtENTTitllOUGHNOVI!MIII!R IS.l006 •••
TITLE 54. llEBmRAND CRJ-DITOR
OIAPlER S4-J. INrnREST AND OSUllY
CO TO SOOlll DAKOTA STATtiTI!S ARCIIIVF. DIRI'!CTORY
S.D. Codilled laws§ S4-J-S (2006)
§ 54-J-S. late
Unless thae is au exprcs:abn SUtules AliJIOQI.od
CopyricJI<. 2005
AD ri&JW; cesavcd
" ' TIUS [l()C{JMEtff IS CURRENfTHR()(JGH ALL 2006 LEGts. &S. cr. Rlll£ 06-67 •••
•'' ANNOT AHUNS CURRENT THROUGH NOVF.MIIER IS, lOOG • • •
lm.E 54. DEBTOR AND CREU!l"OR
L'l(APTER 54-J. !NffiREST ANll USURY
CO TO SOUTH DAKOTA l>TA"l"UTI!S AROUVE DOU:<..TORY
sn. Codified r.aw. § 54-J-u (1006)
§ 54-J·ll.
Rcgub""-t ka( as i:s olhowisc provided in§ 54 ·l-14. Itc&Walcdlendcn ami
lbcir- assi~ ace fwthc< exClul>ition, opcntion. ....tcff«.tof§ 15-17-19, aod ._.,,,...lend..,.. and
lbcir asst,:nccs may n:cova r<:a>OCPble ollOmey's fees ia lbccasc ofdef•ult ofpaymt:e. oc olhRS:
(I) J\ bank 01 canir.cn assuciali<~anir.ed pursu.;~nt 10 12 U.S.C. § 10} I;
('l) J\ puxluclio.o crel ilotennedi•<< cre«'Jr.ttiou or liveshJC"..k. loan cxnn.,auy oc ilS affill:u~. I he (K·in<;&p.ll busU\-': ;s uf •. ,hid•
r:nf}>Ofatiou l~ d.c extension of sburt Mlfl int:a'mcdiatc h·...nn credlf to h..uuers J.Rd r.anchr.n,
(11) A fed{lf.'t3.lt\'t:Sorg.mi7.c..-d(lWStJOSU(lO ll.IJS.C § 111.1,
( 17) n.wl.. huldU1r, (OIUJIAHio '" t.Uli!..ed pul"'SU.lO( (O ll u$c § u .t I. d o;~q ;
(I K) N..lt&•mJl f (ouactJWtlt,shiiJ l:ow,dJiion oq:;.lut7...C.d I"" 'ioU.lnt to l! U.S.C. § I 70 I y.
Pagc2
SD. Codiftcd Laws§ 54-J-14
(19) f:ut11e0 Home Administnlioa os po01'idcd by 71J.S.C. § 1911;
(10) SmaO Ousi.ocss.Ada.inistnolion as provided by I} U.S.C. § 6JJ;
(21) Cn{"~Ries, wbedler domestic.,.. con:q,., ~ 10 do busi.ocss in lhis stale, .aad which ...
p>llnic:s fi"om lhe pkotaSta.WU>d
Cop)'rigbt 2005
All rig.ts .-.vcd
••• '11-fiS DOCIJMEtiT lS CUlU\EtiT THROUGH AU. 1006l.EGIS. & S. CT. RUI..E 06-67 ' "
••• ANNOTATIONS CURRENT llffi.OUGH NOVEMBER IS, 2006 " '
TrTLEH. OEBTORANOCREOITOR
CHAI'TF.Il 54-J. INTEJtEST AND USURY
GQ TO SOUTH DAKOTA STATUTES ARCHlVE DIRECI"ORY
S.D. Codified L:iws§ 54-J-16 (2006)
§ 54-l-16.
The otrtci.al :.t~te illteresl rar:es, as refero.:,c:;ed du·oug:hout the South O.lkota ('A frnu- ~rcenl per year;
(6) <~ory F 4-ll-1
Le~ (R) Soudo o.Jr:-SUf 100S
1\Ufidou~
'''TlfiS DOCUMENT lS CURRENT'lliROUGil AIL Z0061..EGIS.& S. cr. RUlE 06-67 •••
"'I\NNOTI\110HSCURRENT111ROUGH NOVEMBER 15,2006 '"
111l.F. 5-i. DEBTOR AND CRF.OITOR
CHAPlU S~-1 I. CREDO" CARDS 1\HU REVOLVING atA.RGE 1\CCOIINTS
GO l"O SOirUI DAKOTA !.TA"'IUfF-'i 1\RQOVE DIRECTORY
SO.Codificdl...aws~ 54-11-1 {1006)
§ ~4-11-t.
1be tam •:isNexis(R) Sou'is .)..(ld .,.avH-~ .... mean all e.oods and ~-a·vic,(~')
provided to the pub! it: by sdlecs oc providers o( pcrwua( set'V'ices.
Hli>IORY: Sowc.e: SL l~l4.tkris (R) Soudt Oabd a-edit c=l octbe iuoWJCCo(a cn:ditcanlaoccmont and lhe expir¥ioa.ofdWtydays !rom the
date of is:naancc widloul wriftal noe.l<:e fruus .a. cud holder ro c.am:d d..: aocouat aeares a tKndiog ~ becwo:a. the
eacd hold« aod dtc •:ard issuer- widl refcn:nce 10 any ~!!d ctedit ard, and aay d~g~ made with lhe M.dho,ir.atioa
uf (be prim.acy catd hotJec
HISTOIlancc
Upon Y.Ti«en ooticc, a ccedil card lssuer may change the terms of any credit caul "greement, if such rieht of amend-
mcnr ha.5 been rescrvC4.1, regardless of w1u~rl1er the card holder can use the card for new purchases. However, the fol-
lowing cb.angcs lo the credit card agroement, effective as to existing balance.-., do not become binding: on the pijf1 ic~ i r
the card holtkr, within twenty-five days of the effective date of the change.. fUrnishes \\Tltten notice to 1hc i1suer, at rhe
address designAted by !he issuer, !hal the cord holder does no! ag h«-n commumcaced by the i::.$u..;r to
lhc card holder anJ the card holder agree-;_
HISTOIOUied
Olpyright 200S
AU rid><>~
••• llUS OOCUMENT IS CURRENT ll!ROUGH 1\.U. 2006 LEGL'i. k S. CT. RUt£ 06-67 '• •
• •' ANNOTATIONS CUI!J!.UIT TIIROUGH NOVEMBER 15. 2006 • • •
lTfLE 54_ UE8TOR.ANOCR£DITOR
CIIAI'TF.II. 54-11. CREDIT CAR OS AND REVOLVING CHARGF. ACCOUNTS
GO TO WUTl{ DAKOTA SfAl."(fl"I!S AROUVE DIRECTORY
S.O.Codi6odl.aws § S4-11-ll (2006}
Ia lieu oflhe card bol