On February 27, 2023 a
Party Discovery
was filed
involving a dispute between
Portfolio Recovery Associates, Llc,
and
Schwartz, Joan,
for Default Judgment
in the District Court of Chisago County.
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13-CV-23-156
Filed in District Court
State of Minnesota
2/27/2023 4:33 PM
DECLARATION OF CUSTODIAN OF RECORDS
I, the undersigned Custodian of Records, for Portfolio Recovery Associates, LLC hereby declare, certify, and
state as
follows:
1 Tam competent to testify to the matters contained herein.
2. Jam an authorized employee of Portfolio Recovery Associates, LLC, (Account Assignee”) which is doing business
at Riverside Commerce Center, 120 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make
the statements,
representations and averments herein, and do so based upon a review of the business records of the Original Creditor
CAPITAL ONE BANK (USA), N.A. and those records transferred to Account Assignee from CAPITAL ONE BANK
(USA), N.A, (“Account Seller”), which have become a part of and have integrated into Account Assignee’s business records,
in the ordinary course of business.
3 According to the business records, which are maintained in the ordinary course of business, the account,
and all
proceeds of the account are now owned by the Account Assignee, all of the Account Seller’s interest in such account having
been sold, assigned and transferred by the Account Seller on 10/26/2021. See attached original creditor’s Bill of Sale
marked as Exhibit A, and attached Plaintiff's account number-specific data entry marked as Exhibit B.
4 According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary
course of business by the Account Assignee, there was due and payable from JOAN SCHWARTZ (“Debtor and Co-
Debtor”) to the Account Seller the sum of $5,896.10 with respect to account number ending in 3314, as of the date
of
02/22/2019 with there being no known un-credited payments, counterclaims or offsets against the said debt
as of the date
of the sale. See Exhibit “C” attached.
5 According to the account records of said Account Assignee, after all known payments, counterclaims, and/or
setofis
occurring subsequent to the date of sale, Account Assignce claims the sum of $5,896.10 as due and owing as of the date
of
this declaration.
6 I declare under penalty of perjury that everything I have stated in this document is true and cottect.
Executed on AUG 1 6 2022 at Danville, Virginia.
Portfolio Recovery Associates,-bhG
\Qno co. “ee
By: Tamaca Pruitt , Custodian of Records
vi
Document Filed Date
February 27, 2023
Case Filing Date
February 27, 2023
Category
Default Judgment
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13-CV-23-156 Filed in District Court State of Minnesota 2/27/2023 4:33 PM DECLARATION OF CUSTODIAN OF RECORDS I, the undersigned Custodian of Records, for Portfolio Recovery Associates, LLC hereby declare, certify, and state as follows: 1 Tam competent to testify to the matters contained herein. 2. Jam an authorized employee of Portfolio Recovery Associates, LLC, (Account Assignee”) which is doing business at Riverside Commerce Center, 120 Corporate Boulevard, Norfolk, Virginia, and I am authorized to make the statements, representations and averments herein, and do so based upon a review of the business records of the Original Creditor CAPITAL ONE BANK (USA), N.A. and those records transferred to Account Assignee from CAPITAL ONE BANK (USA), N.A, (“Account Seller”), which have become a part of and have integrated into Account Assignee’s business records, in the ordinary course of business. 3 According to the business records, which are maintained in the ordinary course of business, the account, and all proceeds of the account are now owned by the Account Assignee, all of the Account Seller’s interest in such account having been sold, assigned and transferred by the Account Seller on 10/26/2021. See attached original creditor’s Bill of Sale marked as Exhibit A, and attached Plaintiff's account number-specific data entry marked as Exhibit B. 4 According to the records transferred to the Account Assignee from Account Seller, and maintained in the ordinary course of business by the Account Assignee, there was due and payable from JOAN SCHWARTZ (“Debtor and Co- Debtor”) to the Account Seller the sum of $5,896.10 with respect to account number ending in 3314, as of the date of 02/22/2019 with there being no known un-credited payments, counterclaims or offsets against the said debt as of the date of the sale. See Exhibit “C” attached. 5 According to the account records of said Account Assignee, after all known payments, counterclaims, and/or setofis occurring subsequent to the date of sale, Account Assignce claims the sum of $5,896.10 as due and owing as of the date of this declaration. 6 I declare under penalty of perjury that everything I have stated in this document is true and cottect. Executed on AUG 1 6 2022 at Danville, Virginia. Portfolio Recovery Associates,-bhG \Qno co. “ee By: Tamaca Pruitt , Custodian of Records vi