Preview
September 19, 2021
HON. BEVERLY MCGREW WALKER
DISTRICT CLERK
JUDICIAL DISTRICT COURT
FORT BEND COUNTY TEXAS
301 JACKSON ST. ROOM 101
RICHMOND, TX 77469
REF: COURT FILE: 21-DCV-287020
Dear honorable clerk Beverly McGrew Walker,
Greeting. In response to court filing dated September 03, 2021 (letter from the court was
received on September 13, 2021 by in person hand delivery) to collect my credit card debts by
American Express company, please kindly note that, I have been a faithful and excellent
member/cardholder of American Express since 1981 (40 years) and has never been delinquent
or skipped any payment until the middle of 2020 because of the obvious reason, the great
Pandemic (Covid-19) of the 21‘ century which affected everyone globally including myself,
where I was forced to be into this very dire financial situation, but American Express has never
recognized this and has consistently ignored as well as intentionally overlooked this very real
fact and unfortunate natural global health disaster crisis willfully and trying to force me in to
something which I am not able to comply due to my unintentional financial inability
Lam also behind on all other credit cards payment due to same unfortunate reason, and I
have enrolled with a debt management company for a debt consolidate process which I have
been making reasonable one monthly payment based on my current limited earnings (less than
$1,500 a month when I am offered any courses to teach) for all my credit cards that I have been
behind on my payments due to exact same reason
I was receiving a small amount of unemployment compensation payments during the first
few months of Covid-19 period and | was making my credit cards payment from the
21-DCV- 287020
ANSW 4
Answer/Contest/Response/Waiver AMERICAN EXPRESS COURT FILING RESPONSE Page | 1
6439586
| | | i | ll il
unemployment check which also stopped towards the end of 2020, not only it has stopped, but I
was also told by the state to pay-back which I have filed an appeal (funds have already been
exhausted for payments personal and business related expenses including paying credit card
payments) with the Texas Workforce Commission (TWC) and waiting for the results
My parttime teaching job (my only real and regular source of income) as an adjunct
faculty (contract employment) has been cut-off (taken my name off their rosters) due to low
minimum required enrollment for same reason (Covid-19 Pandemic) and me did not get any
classes to teach in three consecutive semesters (Spring 2020, Summer 2020, Fall 2020, Spring
2021, Summer 2021, as well as Fall 2021). I have enclosed of email communication to my
department chairman for your review. I have received few classes from my second university
employment but not in a consistent manner.
My parttime side business (training and education and postal business, and parttime
independent travel agent) where I was conducting to teach defensive driving and drug & alcohol
training classes which also affected significantly due to the global Covid-19 Pandemic and state
mandated restrictions and so is my secondary postal and mailing business. I have enclosed my
Schedule-C of my 2020 tax return for your review as well
I have communicated my dire financial situation with American Express verbally over the
telephone as well as in writing. I have offered them to make minimum monthly payment of $25
which is within my current financial limitation. I also advised them; I will increase my payment
if my financial situation changes. Additionally, | have requested American Express to waive all
fees, penalties, and very high interests (over 30%, same as predatory lenders such as pay-day
loans, Pawnshop Loans or Title loans outrageous interest rate) so that, my total balance can be
brought down to a much lower amount for a reasonable payment amount.
AMERICAN EXPRESS COURT FILING RESPONSE Page | 2
American Express is trying to punish me and others who are behind their payments
instead of trying to help during this period of Pandemic which is beyond my control (or beyond
anyone’s control). Furthermore, I have also advised them to contact my debt management
company to have them consolidate this debt that | owe to American Express, but they have
consistently and intentionally refused all options
At this time, | would appeal to you and your court to kindly consider these uncontrollable
and justifiable facts and dismiss this unreasonable and unjustified lawsuit based on my current
dire and unfavorable financial situation.
Thank you so much in advance for your kind, fair, human, and consistent judgment based
on a very clear reason which has forced millions of Americans to fall into the same financial
situation.
Sincerely,
ANWAR CHOWDHURY
3840 S Dairy Ashford Rd
Houston, TX 77082
Ce:
JASMINE NECOLE COOKS
ZWIKER & ASSOCIATES PC
140 SW FREEWAY. STE 408
SUGAR LAND. TX 77478
Honorable Beverly McGrew Walker
District Clerk
Fort Bend County Texas
1422 Eugene Heimann Circle
Room 31004
Richmond, TX 77469
AMERICAN EXPRESS COURT FILING RESPONSE Page | 3
SCHEDULE C Profit or Loss From Business OMB No. 1545-0074
(Form 1040)
Department of the Treasury > Go to www.irs.gov/ScheduleC for instructions and the latest information. 2020
Internal Revenue Service (89) P Attach
to Form 1040, 1040-SR, 1040-NR, or 1041; partnerships generally must file Form 1065. | _ sequence No. 09
Name of proprietor ‘Social security
number (SSN)
ANWAR CHOWDHURY
A Principal business or profession, including product or service (see instructions) B Enter code from instructions.
CONSULTING & PROF SVCS >is]
c Business name. If no separate business name, leave blank. a a
a SERVICES
Business address (including suite or room no.) RY ASHFORD ST.
City, town or post office, state, and ZIP code
‘Accounting method: () Cash 2) DAccrual (2) [Other (specify) >
Did you “materially participate” in the operation of this business during 2020? I “No,” see instructions for limit on losses ives (Ne
Hf you started or acquired this business during 2020, check here +O
Did you make any payments in 2020 that would require you to file Form(s) 10997 See instructions Dves [H]No
if “Yes,” did you or will you file required Form(s) 10997 Oves Ne
income
Gross receipts or sales. See instructions for line 1 and check the box if this income was reported to youon
Form W-2 and the “Statutory employee” box on that form was checked . 000
Returns and allowances
Subtract line 2 from line 4 000
Cost of goods sold (from line 42)
Gross profit. Subtract line 4 from line 3 000
Other income, including federal and state gasoline or fuel tax creditor refund (eee instructions)
Gross income. Add lines 5 and 6_.
am Expenses. Enter expenses for business use of your home only on line 30.
> 000
8 Advertising a 50 18 Office expense (see instructions) 18 300
9 Car and truck expenses (see 19 Pension and profit-sharing plans 19
instructions). Rent or lease (see instructions):
10 Commissions and fees 10 Vehicles, machinery, and equipment
" Contract labor (see instructions) n Other business property
12 Depletion 12 Repairs and maintenance
13 Depreciation and section 179 Supplies (not included in Part itl) 100
expense deduction (not
iecuded is Pat) (oot Taxes and licenses
instructions) . 413 24 Travel and meais:
14 Employee benefit programs Travel . 24a
(ether than on line 19) 14 Deductible meals (woe
15 Insurance (other than health) 15 instructions) 24b
16 Interest (see instructions} Utilities
Mortgage (paid to banks, etc.) 168 26 Wages (less employment credits).
Other 16b 27a Other expenses (from line 48) 2a 50
17 Legal and professional services 17 b Reserved for future use
Total expenses before expenses for business use of home. Add lines 8 through 27a > | 28 95
Tentative profit or (loss). Subtract line 28 from line 7 . 1,050
Expenses for business use of your home. Do not report these expenses elsewhere. Attach Form 8829
unless using the simplified method. See instructions.
‘Simplified method filers only: Enter the total square footage of (a) your home’
and (b) the part of your home used for business: Use the Simplified
Method Worksheet in the instructions to figure the amount to enter on line 30
31 ‘Net profit or (loss). Subtract line
30 from line 29.
* Ita profit, enter on both Schedule 1 (Form 1040), line 3, and on Schedule SE, line 2. (if you
checked the box on line 1, see instructions). Estates and trusts, enter on Form 1041, line 3. 31 1,050.
+ Hfaloss, you must go to line32
lf you have a loss, check the box that describes your investment in this activity. See instructions.
‘+ If you checked 32a, enter the loss on both Schedule 1 (Form 1040}, line3, and on Schedule
SE, line 2. (if you checked the box on line 1, see the line 31 instructions). Estates and trusts, enter on 32a (8) All investment is at risk.
Form 1041, line 3. ‘32m [] Some investment is not
+ you checked 32b, you must attach Form 6198. Your loss may be limited. at risk.
For Paperwork Reduction Act Notice, see the separate instructions. ‘Cat. No. 11334P. ‘Schedule C (Form 1040) 2020
COA
‘Schedule C (Form 1040) 2020 Page 2
igual] Cost of Goods Sold (see instructions)
33 Methods)
used to
value closing inventory: a O cost b (1 Lower of cost or market © Cy Other jattach explanation)
34 Was there any change in determining quantities, costs, or valuations between opening and closing inventory?
If “Yes,” attach explanation . O Yes (No
Inventory at beginning of year. If different from last year's closing inventory, attach explanation 35
Purchases less cost of items withdrawn for personal use 36
37 Cost of labor. Do not include any amounts paid to yourself 37
Materials and supplies
Other costs.
Add lines 35 through 39
a Inventory at end of year a
42 Cost of goods sold. Subtract line 41 from ine 40. Enter the result here and on line 4. 42
Information on Your Vehicle. Complete this part only if you are claiming car or truck expenses on line 9
and are not required to file Form 4562 for this business. See the in: istructions for line 13 to find out if you must
file Form 4562.
When did you place your vehicle in service for business purposes? (month/day/year)
1.10,
Of the total number of miles you drove your vehicle during 2020, enter the number of miles you used your vehicle for:
Business 8000 b Commuting (see instructions) © Other
45 Was your vehicle available tor personal use during off-duty hours? [Yes 1 Ne
46 Do you {or your spouse) have another vehicle available for personal use? (K] Yes No
47a Do you have evidence to support your deduction? ) Yes [No
b_ If “Yes,” is the evidence written? [Xl Yes [No
‘Other Expenses. List below business expenses not included on lines 6-36 ore 30-
-MISC ES 300.
TEACHERS. TRAINING 2,700.
os
8
9
48 Total other expenses. Enter here and on line 27a 3,000.
‘Schedule
C (Form 1040) 2020
CDA
SCHEDULE C Profit or Loss From Business (OMB No. 1545-0074
(Form 1040)
Depareert of te Teas > Go to www.irs.gov/ScheduleC for instructions and the latest information. 2020
Service (29) B Attach to Form 1040, 1040-SR, 1040-NR, or 1041; partnerships generally must file Form 1065.| Sequence No.09
Nameof proprietor ‘Social
ANWAR CHOWDHURY. =
A Principal business or profession, including product or service (see instructions) B Enter code from instructions
POSTAL SHIPPING & MISC SVCS >iais) 21910
c Business name. If no separate business name. leave blank. 'D Employer
1D number (EIN (see instr)
POSTAL PLUS | | | | | | | |
Business address (including suite or room no.)
City. town or post office, state, and ZIP code HOUSTON, TX 77082-5609
‘Accounting method: (1) Casn (2) C)Accrual (8) [Other (specify) >
id you “materially participate” in the operation of this business during 20207 If “No,” see instructions for limit on losses, ii ves CiNe
If you started or acquired this business during 2020, check here >O
Did you make any payments in 2020 that would require you {o file Form(s) 10897 See instructions Oves [K]No
“Yes,” did you or will you file required Form(s) 10997 Oyes (Ne
ERM con
Gross receipts or sales. See instructions for line 1 and check the box if this income was reported to Youon
Form W-2 and the “Statutory employee” box on that form was checked 38 036
Returns and allowances 000
‘Subtract line 2 from line 1 36 036
Cost of goods sold (from line 42) 250
Gross profit. Subtract line 4 from line 3 35 786
Cher income, including federal and state gasoline or fuel tax creditor refund (see instructions)
Gross income. Add lines 5 and 6 > 35 786
EEL Esonces Enter expenses for business use of your home only on line 30.
Advertising . 18 Office expense (see instructions) 18
9 Car and truck expenses (see 19 Pension and profit-sharing plans, 19
instructions). 12,835 20 Rent or lease (see instructions):
10 ‘Commissions and fees 10 a Vehicles, machinery. and equipment
" Contract tabor (see instructions) 44 4,000 ‘Other business property
12 Depietic 12 2 Repairs and maintenance 200
13 Depreciation and section 179 ‘Supplies (not included in Part I) 500
expense deduction (not ‘Taxes and licenses 23
included in Part Ml) (see 150
instructions) 13 24 Travel and meals:
14 Employee benefit programs Travel 24a
(other than on line 19) 414 Deductible meals (see
15 Insurance other than health) 15 instructions)
16 Interest (see instructions} Utilities 25 800
Mortgage (paid to banks, etc) 16a 26 Wages (less employment credits) 18 000.
Other 16b 2a Other expenses {from line 48) 27a 21 992
7 Legal and professional services 17 b Reserved for future use 27
Total expenses belore expenses for business use of home. Add lines 8 through 27a > 61 A777
Tentative protit or (loss). Subtract line 28 from line 7 -25,691
Expenses for business use of your home. Do nol report these expenses elsewhere. Attach Form 8829
unless using the simplified method. See instructions.
‘Simplified method filers only: Enter the total square footage of (a) your home:
and (b) the part of your home used for business: Use the Simplified
Method Worksheet in the instructions to figure the amount to enter on line 50
at Net profit or floss). Subtract line 30 from ine 29.
* Ia profit, enter on both Schedule 1 (Form 1040), line 3, and on Schedule SE, line 2. (if you
checked the box on line 1, see instructions). Estates and trusts, enter on Form 1041, line 3. 31 -25,691
* tfaloss, you must go to line32.
It you have a loss, check the box that describes your investment in this activity. See instructions.
* tf you checked 32a, enter the loss on both Schedule 1 (Form 1040}, line3, and on Schedule
‘SE, line 2. (ll you checked the box on fine 1, see the ine 31 instructions). Estates and trusts, enter on 32a [] Allinvestment is at risk.
Form 1041, line 3. 2b [1] Some investment is not
+ Ityou checked 326, you must attach Form 6198. Your loss may be limited. at risk.
For Paperwork Reduction Act Notice. see the separate instructions. Cat. No. 11394P ‘Schedule G (Form 1040) 2020
CDA
‘Schedule C (Form 1040) 2020 Page2
a I] Cost of Goods Sold (see instructions)
33 Method(s) used to
value closing inventory: 2 DL Cost b O] Lower of cost or market ¢ [[) Other (attach explanation)
34 Was there any change in determining quantities, costs, or valuations between opening and closing inventory?
If *Yes,” attach explanation 0D Yes 1 No
Inventory at beginning of year. If different from last year's closing inventory. attach explanation
Purchases less cost of items withdrawn for personal use
37 Cost of labor. Do not include any amounts paid to yourself 37
Materials and supplies
Other costs.
40 ‘Add lines 35 through 39
a Inventory at end of year 44
42 Cost of goods sold. Subtract line 41 from line 40. Enter the result here and on line 4 42
Information on Your Vehicle. Complete this part only if you are claiming car or truck expenses on line 9
and are not required to file Form 4562 for this business. See the instructions for line 13 to find out if you must
file Form 4562.
When did you place your vehicle in service for business purposes? (month/day/year)
Of the total number of miles you drove your vehicle during 2020, enter the number of miles you used your vehicle for:
Business b Commuting (see instructions) © Other
45 Was your vehicle available tor personal use during off-duty hours? Ores Ne
46 Do you (or your spouse) have another vehicle available for personal use?. OO Yes (J No
47a Do you have evidence to support your deduction? CO Yes (No
b_ It “Yes,” is the evidence written? (Yes (No
Gena ‘Other Expenses. List below business expenses not included on lines 8-26 or ine 30.
_MISC_EXPENSES_ 500.
= a
48 Total other expenses. Enter here and on line 27a [4 500.
‘Schedule
C (Form 1040) 2020
CDA
SCHEDULE C Profit or Loss From Business (OMB No. 1545-0074
(Form 1040) (Sole Proprietorship)
Department
of the Tre > Go to www.irs.gov/ScheduleC for instructions and the latest information. 2020
Internal Revenue Service (29) | ® Attach
to Form 1040, 1040-SR, 1040-NR,
or 1041; partner
generally ships
must file Form 1065.| sequence No.09
Nameot proprietor ae
ANWAR CHOWDHURY
A Principal business or profession, including product or service {see instructions) B Enter code from instructions
EDUCATION AND TRAINING ric] ijlololo
c Business name. If no separate business name, leave blank. 'D Employer 1D number (EIN) (soe instr)
SAFEPATH MEDIA — _
E Business address (including suite or room no.) -
City, town or post office, state. and ZIP code
‘Accounting method: (1) (lcasn (2) [Accrual (8) other (specity) > e
Did you “materially participate” in the operation of this business during 20207 l “No,” see ins! ions for li on losses. Gite
Hf you started or acquired this business during 2020, check here -~O
Did you make any payments in 2020 that would require you to fle Forms) 10887 See instructions Des [X]No
H"Yes,” did you or will you file required Form(s) 10997 z Dyes [No
Gen Income
1 Gross receipts or sales. See instructions for line 1 and check the box if this income was reported to you on
Form W-2 and the “Statutory employee” box on that form was checked > 2,000
Returns and allowances
Subtract line 2 from line 1 2,000
Cost of goods sold (from line 42)
Gross profit. Subtract line 4 from line 3 Ls] 2,000
Other income, including federal and state gasoline or fuel tax credit or refund (see instructions)
Gross income: Add lines 5 and 6 > 2,000
Expenses. Enter expenses for business use of your home onlyon line 30._
Ee 8 18 Office expense (see instructions) 18
Car and truck expenses (see 19 Pension and profit-sharing ptans 19
instructions). 9 4,650 Rent or lease (see instructions)
10 ‘Commissions and fees. 10 Vehicles, machinery. and equipment a
" Contract labor (s6e instructions) w (Other business property
12 tion 12 24 Repairs and maintenance 24 100
13 Depreciation and section 179 Supplies (not included in Part it) 300
expense deduction (not
included in Part iy (see 23 Taxes and licenses 300
instructions} 13 24 Travel and meals:
14 Employee benefit programs Travel
(other than on tine 19) 414 Deductible meais (see
15 Insurance (other than health) 15 instructions) 24
16 Interest (see instructions}: 25 Utilities : 25
Mortgage (paid to banks, etc.) 16a 26 ‘Wages (less employment credits)
Other 16b 2a Other expenses (from line 48) 21a 3,000
7 Legal and professional services 7 b Reserved for future use 27
Total expenses betore expenses for business use of home. Add lines 8 through 27a > 8,350
Tentative protit or (loss). Subtract line 28 from line 7 . . -6,350
Expenses for business use of your home. Do not report these expenses elsewhere. Attach Form 8829
unless using the simplified method. See instructions.
Simplified method filers only: Enter the total square footage of (a) your home:
‘and (b) the part of your home used for business: Use the Simplified
Method Worksheet in the instructions to figure the amount to enter on line 30,
31 Net profit or (loss). Subtract tine 30 from line 29.
+ Ifa profit, enter on both Schedule 1 (Form 1040), line 3, and on Schedule SE, line 2. (If you
checked the bax on line 1, see instructions). Estates and trusts, enteron Form 1041, line3. 31 -6,350
* Halos, you must go to line32.
32 It you have a loss, check the box that describes your investment in this activity. See instructions.
+ If you checked 32a. enter the loss on both Schedule 1 (Form 1040}, line 3, and on Schedule
SE, line 2. (t you checked the box on jine 1, see the line 31 instructions). Estates and trusts, enter on 32a 8) All investment is at risk.
Form 1041, line3. 1 Some investment is not
+ Ifyou checked 32b, you must attach Form 6198. Your loss may be limited at risk.
For Paperwork Reduction Act Notice, see the separale instructions. (Cat, No. 11334P ‘Schedule C (Form 1040) 2020
CDA
Schedule
C (Form 1040) 2020 Page2
ixaauy Cost of Goods Sold (see instructions)
33 Methodis) used to
value closing inventory: a (& Cost b- C Lower of cost or market © ( Other (attach expianation)
34 Was there any change in determining quantities, costs, or valuations between opening and closing inventory?
“Yes,” attach explanation CO Yes [Xi No
Inventory at beginning of year. If different from last year's closing inventory, attach explanation 150.
Purchases less cost of items withdrawn for personal use 300.
37 Cost of labor. Do not include any amounts paid to yourself 37 —
Materials and supplies
Other costs.
40 Add lines 35 through 39 450.
a Inventory at end of year a 200.
42 Cost of goods sold. Subtract line 41 from line 40. Enter the result here and on line 4. 42 250.
Information on Your Vehicle. Complete this part only if you are claiming car or truck expenses on line 9
and are not required to file Form 4562 for this business. See the instructions for line 13 to find out if you must
tile Form 4562.
When did you place your vehicle in service for business purposes? (month/day/year) > A1/30/1.
Of the total number of miles you drove your vehicle during 2020, enter the number of miles you used your vehicle for:
Business 22000 b Commuting (see instructions) 20.00 ¢ Other woe A000...
45 ‘Was your vehicle available for personal use during off-duty hours? [il Yes CO No
Do you (or your spouse) have another vehicle available for personal use?, [R] Yes (No
47a Do you have evidence to support your deduction? (%) Yes (No
b ‘Yes,” is the evidence written? (ves [X]No
[GEERT_ Other Expenses. List beiow business expenses not included on lines 8-26 orline 50. a
E_RENTS 14,022.
2,700.
INSURANCE 780.
FEDEX WEEKLY FEE 416.
MIS 600.
GASOLINE, 2,566.
MERCHANT FEES 908.
48 Total other expenses. Enter here and on line 27a [as 21,992.
‘Schedule C (Form 1040) 2020
CDA
SCHEDULE C Profit orlLoss From Business (OMB No. 1545-0074
(Form 1040)
Department of te Treasury
torship)
> Go to www. Peer for instructions and the latest information. 2020
Internal Revenue Service (99) Attach to Form 1040, 1040-SR, 1040-NR, or 1041; partnerships generally must file Form 1065.| Sequence No.O9
Name of proprietor ‘Social seourity
number (SSN)
ANWAR_CHOWDHURY
A Principal business or profession, including product or service (see instructions) B Enter code from instructions
TRAVEL RELATED SERVICES > o
c Business name. If no separate business name, leave blank. 'D Employer 1D number (EIN) (see instr)
! J | | | | | |
E Business address (including suite or room no.) >
City. town or post office, state, and ZIP code
‘Accounting method: (1) (&]Cash (@ LJAccrsal (3) [_]Other (epecify) >
Did you “materially participate” in the operation of this business during 2020? If “No,” see instructions for limit on losses. [&] Yes (tte
If you started or acquired this business during 2020, check here >O
Did you make any payments in 2020 that would require you to file Form(s) 10997 See instructions. Ores [No
“Yes,” did you of will you file required Form(s) 10997 Ores (No
Ged income
1 Gross receipts or sales. See instructions for line 1 and check the box if this income was reported to youon
Form W-2 and the “Statutory employee” box on that form was checked . 200
Returns and allowances
Subtract line 2 from line 4 200
Cost of goods soid (from line 42)
Gross profit. Subtract line4 from line 3 200
COther income, including federal and state gasoline or ful tax creditor refund (see instructions).
Gross income. Add lines 5 and 6_. > 200
Expenses. Enter expenses for business use of your tome ‘only on line 30__
Advertising . 8 300 | Office expense (see instructions) 18
Car and tuck expenses (see a Pension and profit-sharing plans 10
instructions). 20 Rent or lease (see instructions):
10 Commissions and fees 10 100 a Vehicles, machinery, and equipment
“1 Contract labor (see instructions) " > Other business property
12 Depletion 12 24 Repairs and maintenance
13 Depreciation and section 179 Supplies (not included in Part tl). 300
expense deduction {not Taxes and licenses . 150
included in Part I (see
instructions) 13 Travel and meals:
14 Employee benefit programs. Travel 24a
(other than on line 19) 14 Deductible meals (see
6 Insurance (other than health) 15 instructions)
16 Interest (see instructions) 25 Utilities
Mortgage (paid to banks, etc) 16a 26 Wages (less employment credits)
Other 16b _ 27a Other expenses (from line 48) 27a 740
7 Legal and professional services 7 b Reserved for future use 27
Total expenses belore expenses for business use of home. Add lines 8 through 27a > 590
Tentative profit or (lass). Subtract line 28 from line 7 . 390
Expenses for business use of your home. Do nol report these expenses elsewhere. Attach Form 8820
unless using the simplified method. See instructions.
‘Simplified method filers only: Enter the total square footage of (a) your home:
‘and (b) the part of your home used for business: Use the Simplified
Method Worksheet in the instructions to figure the amount to enter on fine 20
31 Net profit or (loss). Subtract line 30 from line 29.
* Ia profit, enter on both Schedule 1 (Form 1040), line 3, and on Schedule SE, line 2. (If you
checked the box on line1, see instructions). Estates and trusts, enteron Form 1041, line3. 3t =1 390
* Hfaloss, you must go to line32.
If you have a loss, check the box that describes your investment in this activity. See instructions.
+ Hf you checked 32a, enter the loss on both Schedule 1 (Form 1040), line3, and on Schedule
‘SE, line 2. ( you checked the box on line 1, see the line 31 instructions). Estates and trusts, enter on ‘32a] All investment is at risk.
Form 1041, line3. 320 [1] Some investment is not
+ tt you checked 32b, you must attach Form 6198. Your loss m: limited. at risk.
For Paperwork Reduction Act Notice, see the separate instructions. (Cat, No. 11334P ‘Schedule C (Form 1040) 2020
CDA
Re: Please advise - (Fall 2021 Teaching) - 09/09/2021
Deandra Travis
6/14/2021 9:58 AM
To: Anwar Chowdhury
Wednesday,
June 9, 2021 11:19 PM
Deandra Travis
Subject: Please advise - (Fall 2021 Teaching) - 09/09/2021
Hi Dr. Travis,
Good evening, hope you are doing well and staying safe. | just wanted
to follow up with you to see if you would possibly
assign me couple of courses (on-site, online, or both) in upcoming Fall 2020 session, | would greatly appreciate it.
As always, thank you so much in advance for your kind help and continuous support.
With best regards,
Anwar
Anwar Chowdhury, MBA, MA, MPA, FAIA (Acad)
Adjunct Professor
Accounting, Business, HRM, & Marketing
achowdhury@na.edu (official)
From: Deandra Travis
Sent: Fri 30, 2020 1:19 PM
To: Anwar lury
‘Subject:Re: Please advise - (Fall 2020 Teaching) - 08/13/2020
Dear Anwar,
Thank you for your notesy I'm sorry at this time I don't have any additional courses to assign for Spring 2021. Ifany
courses come available that fit your background, I'll be in touch.
Sincerely,
6
Deandra Travis, Ph.D.
Chair, Business Administration
Dept.
North American University
NORTH 11929 W Alport Biva,
UNIVERSITY ‘Stafford,1X 77477
Tet: (632) 230-5088 | www.na.edu
From: Anwar Chowdhury
Sent: Friday, October 30, 2020 1:29 AM
To: Deandra Travis
Subject: Fw: Please advise - (Fall 2020 Teaching) - 08/13/2020
From: Anwar Chowdhury
Sent: Sunday, October 11, 2020 3:04 PM
To: Deandra Travis
‘Subject: Re: Please advise - (Fall 2020 Teaching) - 08/13/2020
Dear Dr. Travis,
Good Sunday afternoon to you, hope you and your family are doing well and staying safe from Covid-19. | have been
busy with my own work and did complete few online courses including completion of online teaching certificate and
regular teaching certificate through CHEP (in addition to Higher Education Teaching Certif
Preview
September 19, 2021 HON. BEVERLY MCGREW WALKER DISTRICT CLERK JUDICIAL DISTRICT COURT FORT BEND COUNTY TEXAS 301 JACKSON ST. ROOM 101 RICHMOND, TX 77469 REF: COURT FILE: 21-DCV-287020 Dear honorable clerk Beverly McGrew Walker, Greeting. In response to court filing dated September 03, 2021 (letter from the court was received on September 13, 2021 by in person hand delivery) to collect my credit card debts by American Express company, please kindly note that, I have been a faithful and excellent member/cardholder of American Express since 1981 (40 years) and has never been delinquent or skipped any payment until the middle of 2020 because of the obvious reason, the great Pandemic (Covid-19) of the 21‘ century which affected everyone globally including myself, where I was forced to be into this very dire financial situation, but American Express has never recognized this and has consistently ignored as well as intentionally overlooked this very real fact and unfortunate natural global health disaster crisis willfully and trying to force me in to something which I am not able to comply due to my unintentional financial inability Lam also behind on all other credit cards payment due to same unfortunate reason, and I have enrolled with a debt management company for a debt consolidate process which I have been making reasonable one monthly payment based on my current limited earnings (less than $1,500 a month when I am offered any courses to teach) for all my credit cards that I have been behind on my payments due to exact same reason I was receiving a small amount of unemployment compensation payments during the first few months of Covid-19 period and | was making my credit cards payment from the 21-DCV- 287020 ANSW 4 Answer/Contest/Response/Waiver AMERICAN EXPRESS COURT FILING RESPONSE Page | 1 6439586 | | | i | ll il unemployment check which also stopped towards the end of 2020, not only it has stopped, but I was also told by the state to pay-back which I have filed an appeal (funds have already been exhausted for payments personal and business related expenses including paying credit card payments) with the Texas Workforce Commission (TWC) and waiting for the results My parttime teaching job (my only real and regular source of income) as an adjunct faculty (contract employment) has been cut-off (taken my name off their rosters) due to low minimum required enrollment for same reason (Covid-19 Pandemic) and me did not get any classes to teach in three consecutive semesters (Spring 2020, Summer 2020, Fall 2020, Spring 2021, Summer 2021, as well as Fall 2021). I have enclosed of email communication to my department chairman for your review. I have received few classes from my second university employment but not in a consistent manner. My parttime side business (training and education and postal business, and parttime independent travel agent) where I was conducting to teach defensive driving and drug & alcohol training classes which also affected significantly due to the global Covid-19 Pandemic and state mandated restrictions and so is my secondary postal and mailing business. I have enclosed my Schedule-C of my 2020 tax return for your review as well I have communicated my dire financial situation with American Express verbally over the telephone as well as in writing. I have offered them to make minimum monthly payment of $25 which is within my current financial limitation. I also advised them; I will increase my payment if my financial situation changes. Additionally, | have requested American Express to waive all fees, penalties, and very high interests (over 30%, same as predatory lenders such as pay-day loans, Pawnshop Loans or Title loans outrageous interest rate) so that, my total balance can be brought down to a much lower amount for a reasonable payment amount. AMERICAN EXPRESS COURT FILING RESPONSE Page | 2 American Express is trying to punish me and others who are behind their payments instead of trying to help during this period of Pandemic which is beyond my control (or beyond anyone’s control). Furthermore, I have also advised them to contact my debt management company to have them consolidate this debt that | owe to American Express, but they have consistently and intentionally refused all options At this time, | would appeal to you and your court to kindly consider these uncontrollable and justifiable facts and dismiss this unreasonable and unjustified lawsuit based on my current dire and unfavorable financial situation. Thank you so much in advance for your kind, fair, human, and consistent judgment based on a very clear reason which has forced millions of Americans to fall into the same financial situation. Sincerely, ANWAR CHOWDHURY 3840 S Dairy Ashford Rd Houston, TX 77082 Ce: JASMINE NECOLE COOKS ZWIKER & ASSOCIATES PC 140 SW FREEWAY. STE 408 SUGAR LAND. TX 77478 Honorable Beverly McGrew Walker District Clerk Fort Bend County Texas 1422 Eugene Heimann Circle Room 31004 Richmond, TX 77469 AMERICAN EXPRESS COURT FILING RESPONSE Page | 3 SCHEDULE C Profit or Loss From Business OMB No. 1545-0074 (Form 1040) Department of the Treasury > Go to www.irs.gov/ScheduleC for instructions and the latest information. 2020 Internal Revenue Service (89) P Attach to Form 1040, 1040-SR, 1040-NR, or 1041; partnerships generally must file Form 1065. | _ sequence No. 09 Name of proprietor ‘Social security number (SSN) ANWAR CHOWDHURY A Principal business or profession, including product or service (see instructions) B Enter code from instructions. CONSULTING & PROF SVCS >is] c Business name. If no separate business name, leave blank. a a a SERVICES Business address (including suite or room no.) RY ASHFORD ST. City, town or post office, state, and ZIP code ‘Accounting method: () Cash 2) DAccrual (2) [Other (specify) > Did you “materially participate” in the operation of this business during 2020? I “No,” see instructions for limit on losses ives (Ne Hf you started or acquired this business during 2020, check here +O Did you make any payments in 2020 that would require you to file Form(s) 10997 See instructions Dves [H]No if “Yes,” did you or will you file required Form(s) 10997 Oves Ne income Gross receipts or sales. See instructions for line 1 and check the box if this income was reported to youon Form W-2 and the “Statutory employee” box on that form was checked . 000 Returns and allowances Subtract line 2 from line 4 000 Cost of goods sold (from line 42) Gross profit. Subtract line 4 from line 3 000 Other income, including federal and state gasoline or fuel tax creditor refund (eee instructions) Gross income. Add lines 5 and 6_. am Expenses. Enter expenses for business use of your home only on line 30. > 000 8 Advertising a 50 18 Office expense (see instructions) 18 300 9 Car and truck expenses (see 19 Pension and profit-sharing plans 19 instructions). Rent or lease (see instructions): 10 Commissions and fees 10 Vehicles, machinery, and equipment " Contract labor (see instructions) n Other business property 12 Depletion 12 Repairs and maintenance 13 Depreciation and section 179 Supplies (not included in Part itl) 100 expense deduction (not iecuded is Pat) (oot Taxes and licenses instructions) . 413 24 Travel and meais: 14 Employee benefit programs Travel . 24a (ether than on line 19) 14 Deductible meals (woe 15 Insurance (other than health) 15 instructions) 24b 16 Interest (see instructions} Utilities Mortgage (paid to banks, etc.) 168 26 Wages (less employment credits). Other 16b 27a Other expenses (from line 48) 2a 50 17 Legal and professional services 17 b Reserved for future use Total expenses before expenses for business use of home. Add lines 8 through 27a > | 28 95 Tentative profit or (loss). Subtract line 28 from line 7 . 1,050 Expenses for business use of your home. Do not report these expenses elsewhere. Attach Form 8829 unless using the simplified method. See instructions. ‘Simplified method filers only: Enter the total square footage of (a) your home’ and (b) the part of your home used for business: Use the Simplified Method Worksheet in the instructions to figure the amount to enter on line 30 31 ‘Net profit or (loss). Subtract line 30 from line 29. * Ita profit, enter on both Schedule 1 (Form 1040), line 3, and on Schedule SE, line 2. (if you checked the box on line 1, see instructions). Estates and trusts, enter on Form 1041, line 3. 31 1,050. + Hfaloss, you must go to line32 lf you have a loss, check the box that describes your investment in this activity. See instructions. ‘+ If you checked 32a, enter the loss on both Schedule 1 (Form 1040}, line3, and on Schedule SE, line 2. (if you checked the box on line 1, see the line 31 instructions). Estates and trusts, enter on 32a (8) All investment is at risk. Form 1041, line 3. ‘32m [] Some investment is not + you checked 32b, you must attach Form 6198. Your loss may be limited. at risk. For Paperwork Reduction Act Notice, see the separate instructions. ‘Cat. No. 11334P. ‘Schedule C (Form 1040) 2020 COA ‘Schedule C (Form 1040) 2020 Page 2 igual] Cost of Goods Sold (see instructions) 33 Methods) used to value closing inventory: a O cost b (1 Lower of cost or market © Cy Other jattach explanation) 34 Was there any change in determining quantities, costs, or valuations between opening and closing inventory? If “Yes,” attach explanation . O Yes (No Inventory at beginning of year. If different from last year's closing inventory, attach explanation 35 Purchases less cost of items withdrawn for personal use 36 37 Cost of labor. Do not include any amounts paid to yourself 37 Materials and supplies Other costs. Add lines 35 through 39 a Inventory at end of year a 42 Cost of goods sold. Subtract line 41 from ine 40. Enter the result here and on line 4. 42 Information on Your Vehicle. Complete this part only if you are claiming car or truck expenses on line 9 and are not required to file Form 4562 for this business. See the in: istructions for line 13 to find out if you must file Form 4562. When did you place your vehicle in service for business purposes? (month/day/year) 1.10, Of the total number of miles you drove your vehicle during 2020, enter the number of miles you used your vehicle for: Business 8000 b Commuting (see instructions) © Other 45 Was your vehicle available tor personal use during off-duty hours? [Yes 1 Ne 46 Do you {or your spouse) have another vehicle available for personal use? (K] Yes No 47a Do you have evidence to support your deduction? ) Yes [No b_ If “Yes,” is the evidence written? [Xl Yes [No ‘Other Expenses. List below business expenses not included on lines 6-36 ore 30- -MISC ES 300. TEACHERS. TRAINING 2,700. os 8 9 48 Total other expenses. Enter here and on line 27a 3,000. ‘Schedule C (Form 1040) 2020 CDA SCHEDULE C Profit or Loss From Business (OMB No. 1545-0074 (Form 1040) Depareert of te Teas > Go to www.irs.gov/ScheduleC for instructions and the latest information. 2020 Service (29) B Attach to Form 1040, 1040-SR, 1040-NR, or 1041; partnerships generally must file Form 1065.| Sequence No.09 Nameof proprietor ‘Social ANWAR CHOWDHURY. = A Principal business or profession, including product or service (see instructions) B Enter code from instructions POSTAL SHIPPING & MISC SVCS >iais) 21910 c Business name. If no separate business name. leave blank. 'D Employer 1D number (EIN (see instr) POSTAL PLUS | | | | | | | | Business address (including suite or room no.) City. town or post office, state, and ZIP code HOUSTON, TX 77082-5609 ‘Accounting method: (1) Casn (2) C)Accrual (8) [Other (specify) > id you “materially participate” in the operation of this business during 20207 If “No,” see instructions for limit on losses, ii ves CiNe If you started or acquired this business during 2020, check here >O Did you make any payments in 2020 that would require you {o file Form(s) 10897 See instructions Oves [K]No “Yes,” did you or will you file required Form(s) 10997 Oyes (Ne ERM con Gross receipts or sales. See instructions for line 1 and check the box if this income was reported to Youon Form W-2 and the “Statutory employee” box on that form was checked 38 036 Returns and allowances 000 ‘Subtract line 2 from line 1 36 036 Cost of goods sold (from line 42) 250 Gross profit. Subtract line 4 from line 3 35 786 Cher income, including federal and state gasoline or fuel tax creditor refund (see instructions) Gross income. Add lines 5 and 6 > 35 786 EEL Esonces Enter expenses for business use of your home only on line 30. Advertising . 18 Office expense (see instructions) 18 9 Car and truck expenses (see 19 Pension and profit-sharing plans, 19 instructions). 12,835 20 Rent or lease (see instructions): 10 ‘Commissions and fees 10 a Vehicles, machinery. and equipment " Contract tabor (see instructions) 44 4,000 ‘Other business property 12 Depietic 12 2 Repairs and maintenance 200 13 Depreciation and section 179 ‘Supplies (not included in Part I) 500 expense deduction (not ‘Taxes and licenses 23 included in Part Ml) (see 150 instructions) 13 24 Travel and meals: 14 Employee benefit programs Travel 24a (other than on line 19) 414 Deductible meals (see 15 Insurance other than health) 15 instructions) 16 Interest (see instructions} Utilities 25 800 Mortgage (paid to banks, etc) 16a 26 Wages (less employment credits) 18 000. Other 16b 2a Other expenses {from line 48) 27a 21 992 7 Legal and professional services 17 b Reserved for future use 27 Total expenses belore expenses for business use of home. Add lines 8 through 27a > 61 A777 Tentative protit or (loss). Subtract line 28 from line 7 -25,691 Expenses for business use of your home. Do nol report these expenses elsewhere. Attach Form 8829 unless using the simplified method. See instructions. ‘Simplified method filers only: Enter the total square footage of (a) your home: and (b) the part of your home used for business: Use the Simplified Method Worksheet in the instructions to figure the amount to enter on line 50 at Net profit or floss). Subtract line 30 from ine 29. * Ia profit, enter on both Schedule 1 (Form 1040), line 3, and on Schedule SE, line 2. (if you checked the box on line 1, see instructions). Estates and trusts, enter on Form 1041, line 3. 31 -25,691 * tfaloss, you must go to line32. It you have a loss, check the box that describes your investment in this activity. See instructions. * tf you checked 32a, enter the loss on both Schedule 1 (Form 1040}, line3, and on Schedule ‘SE, line 2. (ll you checked the box on fine 1, see the ine 31 instructions). Estates and trusts, enter on 32a [] Allinvestment is at risk. Form 1041, line 3. 2b [1] Some investment is not + Ityou checked 326, you must attach Form 6198. Your loss may be limited. at risk. For Paperwork Reduction Act Notice. see the separate instructions. Cat. No. 11394P ‘Schedule G (Form 1040) 2020 CDA ‘Schedule C (Form 1040) 2020 Page2 a I] Cost of Goods Sold (see instructions) 33 Method(s) used to value closing inventory: 2 DL Cost b O] Lower of cost or market ¢ [[) Other (attach explanation) 34 Was there any change in determining quantities, costs, or valuations between opening and closing inventory? If *Yes,” attach explanation 0D Yes 1 No Inventory at beginning of year. If different from last year's closing inventory. attach explanation Purchases less cost of items withdrawn for personal use 37 Cost of labor. Do not include any amounts paid to yourself 37 Materials and supplies Other costs. 40 ‘Add lines 35 through 39 a Inventory at end of year 44 42 Cost of goods sold. Subtract line 41 from line 40. Enter the result here and on line 4 42 Information on Your Vehicle. Complete this part only if you are claiming car or truck expenses on line 9 and are not required to file Form 4562 for this business. See the instructions for line 13 to find out if you must file Form 4562. When did you place your vehicle in service for business purposes? (month/day/year) Of the total number of miles you drove your vehicle during 2020, enter the number of miles you used your vehicle for: Business b Commuting (see instructions) © Other 45 Was your vehicle available tor personal use during off-duty hours? Ores Ne 46 Do you (or your spouse) have another vehicle available for personal use?. OO Yes (J No 47a Do you have evidence to support your deduction? CO Yes (No b_ It “Yes,” is the evidence written? (Yes (No Gena ‘Other Expenses. List below business expenses not included on lines 8-26 or ine 30. _MISC_EXPENSES_ 500. = a 48 Total other expenses. Enter here and on line 27a [4 500. ‘Schedule C (Form 1040) 2020 CDA SCHEDULE C Profit or Loss From Business (OMB No. 1545-0074 (Form 1040) (Sole Proprietorship) Department of the Tre > Go to www.irs.gov/ScheduleC for instructions and the latest information. 2020 Internal Revenue Service (29) | ® Attach to Form 1040, 1040-SR, 1040-NR, or 1041; partner generally ships must file Form 1065.| sequence No.09 Nameot proprietor ae ANWAR CHOWDHURY A Principal business or profession, including product or service {see instructions) B Enter code from instructions EDUCATION AND TRAINING ric] ijlololo c Business name. If no separate business name, leave blank. 'D Employer 1D number (EIN) (soe instr) SAFEPATH MEDIA — _ E Business address (including suite or room no.) - City, town or post office, state. and ZIP code ‘Accounting method: (1) (lcasn (2) [Accrual (8) other (specity) > e Did you “materially participate” in the operation of this business during 20207 l “No,” see ins! ions for li on losses. Gite Hf you started or acquired this business during 2020, check here -~O Did you make any payments in 2020 that would require you to fle Forms) 10887 See instructions Des [X]No H"Yes,” did you or will you file required Form(s) 10997 z Dyes [No Gen Income 1 Gross receipts or sales. See instructions for line 1 and check the box if this income was reported to you on Form W-2 and the “Statutory employee” box on that form was checked > 2,000 Returns and allowances Subtract line 2 from line 1 2,000 Cost of goods sold (from line 42) Gross profit. Subtract line 4 from line 3 Ls] 2,000 Other income, including federal and state gasoline or fuel tax credit or refund (see instructions) Gross income: Add lines 5 and 6 > 2,000 Expenses. Enter expenses for business use of your home onlyon line 30._ Ee 8 18 Office expense (see instructions) 18 Car and truck expenses (see 19 Pension and profit-sharing ptans 19 instructions). 9 4,650 Rent or lease (see instructions) 10 ‘Commissions and fees. 10 Vehicles, machinery. and equipment a " Contract labor (s6e instructions) w (Other business property 12 tion 12 24 Repairs and maintenance 24 100 13 Depreciation and section 179 Supplies (not included in Part it) 300 expense deduction (not included in Part iy (see 23 Taxes and licenses 300 instructions} 13 24 Travel and meals: 14 Employee benefit programs Travel (other than on tine 19) 414 Deductible meais (see 15 Insurance (other than health) 15 instructions) 24 16 Interest (see instructions}: 25 Utilities : 25 Mortgage (paid to banks, etc.) 16a 26 ‘Wages (less employment credits) Other 16b 2a Other expenses (from line 48) 21a 3,000 7 Legal and professional services 7 b Reserved for future use 27 Total expenses betore expenses for business use of home. Add lines 8 through 27a > 8,350 Tentative protit or (loss). Subtract line 28 from line 7 . . -6,350 Expenses for business use of your home. Do not report these expenses elsewhere. Attach Form 8829 unless using the simplified method. See instructions. Simplified method filers only: Enter the total square footage of (a) your home: ‘and (b) the part of your home used for business: Use the Simplified Method Worksheet in the instructions to figure the amount to enter on line 30, 31 Net profit or (loss). Subtract tine 30 from line 29. + Ifa profit, enter on both Schedule 1 (Form 1040), line 3, and on Schedule SE, line 2. (If you checked the bax on line 1, see instructions). Estates and trusts, enteron Form 1041, line3. 31 -6,350 * Halos, you must go to line32. 32 It you have a loss, check the box that describes your investment in this activity. See instructions. + If you checked 32a. enter the loss on both Schedule 1 (Form 1040}, line 3, and on Schedule SE, line 2. (t you checked the box on jine 1, see the line 31 instructions). Estates and trusts, enter on 32a 8) All investment is at risk. Form 1041, line3. 1 Some investment is not + Ifyou checked 32b, you must attach Form 6198. Your loss may be limited at risk. For Paperwork Reduction Act Notice, see the separale instructions. (Cat, No. 11334P ‘Schedule C (Form 1040) 2020 CDA Schedule C (Form 1040) 2020 Page2 ixaauy Cost of Goods Sold (see instructions) 33 Methodis) used to value closing inventory: a (& Cost b- C Lower of cost or market © ( Other (attach expianation) 34 Was there any change in determining quantities, costs, or valuations between opening and closing inventory? “Yes,” attach explanation CO Yes [Xi No Inventory at beginning of year. If different from last year's closing inventory, attach explanation 150. Purchases less cost of items withdrawn for personal use 300. 37 Cost of labor. Do not include any amounts paid to yourself 37 — Materials and supplies Other costs. 40 Add lines 35 through 39 450. a Inventory at end of year a 200. 42 Cost of goods sold. Subtract line 41 from line 40. Enter the result here and on line 4. 42 250. Information on Your Vehicle. Complete this part only if you are claiming car or truck expenses on line 9 and are not required to file Form 4562 for this business. See the instructions for line 13 to find out if you must tile Form 4562. When did you place your vehicle in service for business purposes? (month/day/year) > A1/30/1. Of the total number of miles you drove your vehicle during 2020, enter the number of miles you used your vehicle for: Business 22000 b Commuting (see instructions) 20.00 ¢ Other woe A000... 45 ‘Was your vehicle available for personal use during off-duty hours? [il Yes CO No Do you (or your spouse) have another vehicle available for personal use?, [R] Yes (No 47a Do you have evidence to support your deduction? (%) Yes (No b ‘Yes,” is the evidence written? (ves [X]No [GEERT_ Other Expenses. List beiow business expenses not included on lines 8-26 orline 50. a E_RENTS 14,022. 2,700. INSURANCE 780. FEDEX WEEKLY FEE 416. MIS 600. GASOLINE, 2,566. MERCHANT FEES 908. 48 Total other expenses. Enter here and on line 27a [as 21,992. ‘Schedule C (Form 1040) 2020 CDA SCHEDULE C Profit orlLoss From Business (OMB No. 1545-0074 (Form 1040) Department of te Treasury torship) > Go to www. Peer for instructions and the latest information. 2020 Internal Revenue Service (99) Attach to Form 1040, 1040-SR, 1040-NR, or 1041; partnerships generally must file Form 1065.| Sequence No.O9 Name of proprietor ‘Social seourity number (SSN) ANWAR_CHOWDHURY A Principal business or profession, including product or service (see instructions) B Enter code from instructions TRAVEL RELATED SERVICES > o c Business name. If no separate business name, leave blank. 'D Employer 1D number (EIN) (see instr) ! J | | | | | | E Business address (including suite or room no.) > City. town or post office, state, and ZIP code ‘Accounting method: (1) (&]Cash (@ LJAccrsal (3) [_]Other (epecify) > Did you “materially participate” in the operation of this business during 2020? If “No,” see instructions for limit on losses. [&] Yes (tte If you started or acquired this business during 2020, check here >O Did you make any payments in 2020 that would require you to file Form(s) 10997 See instructions. Ores [No “Yes,” did you of will you file required Form(s) 10997 Ores (No Ged income 1 Gross receipts or sales. See instructions for line 1 and check the box if this income was reported to youon Form W-2 and the “Statutory employee” box on that form was checked . 200 Returns and allowances Subtract line 2 from line 4 200 Cost of goods soid (from line 42) Gross profit. Subtract line4 from line 3 200 COther income, including federal and state gasoline or ful tax creditor refund (see instructions). Gross income. Add lines 5 and 6_. > 200 Expenses. Enter expenses for business use of your tome ‘only on line 30__ Advertising . 8 300 | Office expense (see instructions) 18 Car and tuck expenses (see a Pension and profit-sharing plans 10 instructions). 20 Rent or lease (see instructions): 10 Commissions and fees 10 100 a Vehicles, machinery, and equipment “1 Contract labor (see instructions) " > Other business property 12 Depletion 12 24 Repairs and maintenance 13 Depreciation and section 179 Supplies (not included in Part tl). 300 expense deduction {not Taxes and licenses . 150 included in Part I (see instructions) 13 Travel and meals: 14 Employee benefit programs. Travel 24a (other than on line 19) 14 Deductible meals (see 6 Insurance (other than health) 15 instructions) 16 Interest (see instructions) 25 Utilities Mortgage (paid to banks, etc) 16a 26 Wages (less employment credits) Other 16b _ 27a Other expenses (from line 48) 27a 740 7 Legal and professional services 7 b Reserved for future use 27 Total expenses belore expenses for business use of home. Add lines 8 through 27a > 590 Tentative profit or (lass). Subtract line 28 from line 7 . 390 Expenses for business use of your home. Do nol report these expenses elsewhere. Attach Form 8820 unless using the simplified method. See instructions. ‘Simplified method filers only: Enter the total square footage of (a) your home: ‘and (b) the part of your home used for business: Use the Simplified Method Worksheet in the instructions to figure the amount to enter on fine 20 31 Net profit or (loss). Subtract line 30 from line 29. * Ia profit, enter on both Schedule 1 (Form 1040), line 3, and on Schedule SE, line 2. (If you checked the box on line1, see instructions). Estates and trusts, enteron Form 1041, line3. 3t =1 390 * Hfaloss, you must go to line32. If you have a loss, check the box that describes your investment in this activity. See instructions. + Hf you checked 32a, enter the loss on both Schedule 1 (Form 1040), line3, and on Schedule ‘SE, line 2. ( you checked the box on line 1, see the line 31 instructions). Estates and trusts, enter on ‘32a] All investment is at risk. Form 1041, line3. 320 [1] Some investment is not + tt you checked 32b, you must attach Form 6198. Your loss m: limited. at risk. For Paperwork Reduction Act Notice, see the separate instructions. (Cat, No. 11334P ‘Schedule C (Form 1040) 2020 CDA Re: Please advise - (Fall 2021 Teaching) - 09/09/2021 Deandra Travis 6/14/2021 9:58 AM To: Anwar Chowdhury Wednesday, June 9, 2021 11:19 PM Deandra Travis Subject: Please advise - (Fall 2021 Teaching) - 09/09/2021 Hi Dr. Travis, Good evening, hope you are doing well and staying safe. | just wanted to follow up with you to see if you would possibly assign me couple of courses (on-site, online, or both) in upcoming Fall 2020 session, | would greatly appreciate it. As always, thank you so much in advance for your kind help and continuous support. With best regards, Anwar Anwar Chowdhury, MBA, MA, MPA, FAIA (Acad) Adjunct Professor Accounting, Business, HRM, & Marketing achowdhury@na.edu (official) From: Deandra Travis Sent: Fri 30, 2020 1:19 PM To: Anwar lury ‘Subject:Re: Please advise - (Fall 2020 Teaching) - 08/13/2020 Dear Anwar, Thank you for your notesy I'm sorry at this time I don't have any additional courses to assign for Spring 2021. Ifany courses come available that fit your background, I'll be in touch. Sincerely, 6 Deandra Travis, Ph.D. Chair, Business Administration Dept. North American University NORTH 11929 W Alport Biva, UNIVERSITY ‘Stafford,1X 77477 Tet: (632) 230-5088 | www.na.edu From: Anwar Chowdhury Sent: Friday, October 30, 2020 1:29 AM To: Deandra Travis Subject: Fw: Please advise - (Fall 2020 Teaching) - 08/13/2020 From: Anwar Chowdhury Sent: Sunday, October 11, 2020 3:04 PM To: Deandra Travis ‘Subject: Re: Please advise - (Fall 2020 Teaching) - 08/13/2020 Dear Dr. Travis, Good Sunday afternoon to you, hope you and your family are doing well and staying safe from Covid-19. | have been busy with my own work and did complete few online courses including completion of online teaching certificate and regular teaching certificate through CHEP (in addition to Higher Education Teaching Certif