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  • Ilyas Aksabaev v. Greenwich Insurance Company, Steadfast Insurance Company, Indian Harbor Insurance Company, Hereford Insurance Company, Lyft, Inc.Torts - Motor Vehicle document preview
  • Ilyas Aksabaev v. Greenwich Insurance Company, Steadfast Insurance Company, Indian Harbor Insurance Company, Hereford Insurance Company, Lyft, Inc.Torts - Motor Vehicle document preview
  • Ilyas Aksabaev v. Greenwich Insurance Company, Steadfast Insurance Company, Indian Harbor Insurance Company, Hereford Insurance Company, Lyft, Inc.Torts - Motor Vehicle document preview
  • Ilyas Aksabaev v. Greenwich Insurance Company, Steadfast Insurance Company, Indian Harbor Insurance Company, Hereford Insurance Company, Lyft, Inc.Torts - Motor Vehicle document preview
  • Ilyas Aksabaev v. Greenwich Insurance Company, Steadfast Insurance Company, Indian Harbor Insurance Company, Hereford Insurance Company, Lyft, Inc.Torts - Motor Vehicle document preview
  • Ilyas Aksabaev v. Greenwich Insurance Company, Steadfast Insurance Company, Indian Harbor Insurance Company, Hereford Insurance Company, Lyft, Inc.Torts - Motor Vehicle document preview
  • Ilyas Aksabaev v. Greenwich Insurance Company, Steadfast Insurance Company, Indian Harbor Insurance Company, Hereford Insurance Company, Lyft, Inc.Torts - Motor Vehicle document preview
  • Ilyas Aksabaev v. Greenwich Insurance Company, Steadfast Insurance Company, Indian Harbor Insurance Company, Hereford Insurance Company, Lyft, Inc.Torts - Motor Vehicle document preview
						
                                

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FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF QUEENS ---------------------------------------------------------------------------- X Index No.: 716085/2022 ILYAS AKSABAEV, Plaintiff, DEFENDANT’S VERIFIED -against- ANSWER GREENWICH INSURANCE COMPANY, STEADFAST INSURANCE COMPANY, INDIAN HARBOR INSURANCE COMPANY, HEREFORD INSURANCE COMPANY, and LYFT, INC., Defendants. ---------------------------------------------------------------------------- X Defendant, GREENWICH INSURANCE COMPANY (“Greenwich”), by its attorneys, LEWIS, BRISBOIS, BISGAARD & SMITH, LLP, as and for its Verified Answer to the Plaintiff’s Verified Complaint, alleges the following upon information and belief: 1. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “1”. 2. Admitted. 3. Admitted. 4. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies as stated each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “4” and respectfully refers all questions of law, fact or conclusions raised therein to the trial court for determination. 5. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies knowledge 4863-3158-5860.1 1 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “5” and respectfully refers all questions of law, fact or conclusions raised therein to the trial court for determination. 6. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “6” and respectfully refers all questions of law, fact or conclusions raised therein to the trial court for determination. 7. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “7”. 8. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “8”. 9. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “9”. 10. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “10”. 11. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “11”. 12. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “12”. 13. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “13”. 4863-3158-5860.1 2 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 14. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “14”. 15. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “15”. 16. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “16”. 17. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “17”. 18. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “18”. 19. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “19”. 20. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “20”. 21. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “21”. 22. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “22”. 23. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “23”. 24. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of 4863-3158-5860.1 3 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 Plaintiff’s Verified Complaint designated as number “24” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 25. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “25” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 26. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, upon information and belief, admitted. 27. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, upon information and belief, Greenwich admits that on December 26, 2018, plaintiff Ilyas Aksabaev was the operator of the aforesaid motor vehicle in the County of Queens, State of New York, but denies knowledge and information as to remaining allegations contained within Plaintiff’s Verified Complaint designated as paragraph number “27” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 28. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, upon information and belief, Greenwich denies knowledge or information to form a belief as to each allegation in Plaintiff’s Verified Complaint designated as paragraph number “28” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 4863-3158-5860.1 4 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 29. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “29” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 30. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “30” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 31. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “31” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 32. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “32” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 33. Denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “33” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 34. Denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “34” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 4863-3158-5860.1 5 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 35. Denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “35” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 36. Denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “36” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 37. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “37” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 38. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “38” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 39. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “39” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 4863-3158-5860.1 6 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 40. Denies each and every allegation in Plaintiff’s Verified Complaint designated as paragraph number “40” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 41. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies each and every allegation in Plaintiff’s Verified Complaint designated as paragraph number “41” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 42. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies as stated each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “42” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 43. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies as stated each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “43” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 44. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “44” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 4863-3158-5860.1 7 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 45. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “45” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 46. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “46” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 47. The averments in this paragraph constitute conclusions of law to which no response is required. To the extent a responsive pleading is deemed necessary, Greenwich denies each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “47” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 48. Denies as stated each and every allegation contained within the paragraph of in Plaintiff’s Verified Complaint designated as number “48” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 49. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “49”. 50. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “50”. 4863-3158-5860.1 8 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 51. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “51”. 52. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “52”. 53. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “53”. 54. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “54”. 55. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “55”. 56. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “56”. 57. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “57”. 58. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “58” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 59. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “59” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 4863-3158-5860.1 9 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 60. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “60” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 61. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “61” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 62. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “62” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 63. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “63” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 64. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “64” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 65. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “65” and 4863-3158-5860.1 10 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 66. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “66” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 67. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “67”. 68. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “68”. 69. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “69”. 70. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “70”. 71. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “71”. 72. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “72”. 73. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “73”. 74. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “74”. 4863-3158-5860.1 11 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 75. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “75”. 76. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “76” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 77. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “77” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 78. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “78” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 79. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “79” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 80. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “80” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 4863-3158-5860.1 12 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 81. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “81” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 82. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “82” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 83. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “83” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. 84. Denies knowledge or information to form a belief as to each and every allegation contained within the paragraph of Plaintiff’s Verified Complaint designated as number “84” and respectfully refers all questions of law, fact, or conclusions raised therein to the trial court for determination. AS AND FOR A FIRST AFFIRMATIVE DEFENSE 85. The Complaint fails to state facts sufficient to constitute a cause of action against Defendant Greenwich for which relief may be granted. AS AND FOR A SECOND AFFIRMATIVE DEFENSE 86. The claims asserted by Plaintiff are or may be barred, in whole or in part, or subject to dismissal, in whole or in part, by the applicable statute of limitations and/or by any limitations of action contained in Defendant Greenwich’s policy. 4863-3158-5860.1 13 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 AS AND FOR A THIRD AFFIRMATIVE DEFENSE 87. The claims asserted by Plaintiff are or may be barred, in whole or in part, or subject to dismissal, in whole or in part, by the doctrines of laches, waiver, unclean hands and/or estoppel. AS AND FOR A FOURTH AFFIRMATIVE DEFENSE 88. The claims asserted by Plaintiff are or may be barred, in whole or in part, to the extent Plaintiff fails to seek recoverable damages. AS AND FOR A FIFTH AFFIRMATIVE DEFENSE 89. Coverage for the claims for which Plaintiff seeks indemnification and/or recovery is barred and/or limited, in whole or in part, by the applicable provisions, terms, definitions, conditions, limitations, endorsements and exclusions of Defendant Greenwich’s policy and/or by public policy or express provision of law. AS AND FOR A SIXTH AFFIRMATIVE DEFENSE 90. There is no coverage under Defendant Greenwich’s policy for plaintiff’s claims to the extent that Plaintiff does not qualify as an “insured” as defined within Defendant Greenwich’s policy. AS AND FOR A SEVENTH AFFIRMATIVE DEFENSE 91. The plaintiff has failed to sustain a serious injury, as defined in subdivision (d) of § 5102 of the Insurance Law, or economic loss greater than basic economic loss, as defined in subdivision (a) of § 5102 of the Insurance Law. AS AND FOR A EIGHTH AFFIRMATIVE DEFENSE 92. The injuries and damages allegedly suffered by the plaintiff, if any, (which injuries and damages are specifically denied by the defendant), were the result of culpable conduct or fault of third persons for whose conduct the answering defendant is not legally responsible, and the 4863-3158-5860.1 14 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 damages recovered by the plaintiff, if any, should be diminished or reduced in the proportion to which said culpable conduct bears upon the culpable conduct which caused the damages. AS AND FOR A NINTH AFFIRMATIVE DEFENSE 93. Upon information and belief, whatever damages the plaintiff may have sustained at the time and place mentioned in the Verified Complaint were caused in whole or in part by the culpable conduct of said plaintiff. The amount of damages recovered, if any, shall therefore be diminished in the proportion to which said culpable conduct, attributable to plaintiff, bears to the culpable conduct which caused said injuries. AS AND FOR A TENTH AFFIRMATIVE DEFENSE 94. Upon information and belief, plaintiff’s economic loss, if any, as specified in § 4545 of the CPLR, was or will be replaced or indemnified, in whole or in part, from collateral sources, and the answering defendant is entitled to have the court consider the same in determining such special damages as provided in § 4545 of the CPLR. AS AND FOR A ELEVENTH AFFIRMATIVE DEFENSE 95. Upon information and belief, that all risks and danger of loss or danger connected with the situation alleged in the Verified Complaint were at the time and place mentioned obvious and apparent, and were known by the plaintiff and voluntarily assumed by him. AS AND FOR A TWELFTH AFFIRMATIVE DEFENSE 96. Upon information and belief, that the plaintiff’s injuries, if any, were increased or caused by the plaintiff’s failure to use and wear a seat belt at the time of the occurrence and, under the applicable laws, plaintiff may not recover for those injuries which he would not otherwise have sustained. 4863-3158-5860.1 15 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 AS AND FOR A THIRTEENTH AFFIRMATIVE DEFENSE 97. The Complaint fails to name the necessary and indispensable party or parties which allegedly caused the alleged injuries sustained by the plaintiff. AS AND FOR A FOURTEENTH AFFIRMATIVE DEFENSE 98. The proper forum for this matter is arbitration with an arbitrator assigned by the American Arbitration Association. AS AND FOR A FIFTEENTH AFFIRMATIVE DEFENSE 99. The plaintiff’s cause of action may not be maintained because of collateral estoppel and/or res judicata. AS AND FOR AN SIXTEENTH AFFIRMATIVE DEFENSE 100. The plaintiff’s cause of action may not be maintained because of payment and release obtained from third party tortfeasors. RESERVATION OF RIGHTS 101. Defendant Greenwich reserves its right to amend this answer and assert additional affirmative defenses once such information is obtained and upon conducting additional discovery and investigation. WHEREFORE, defendant, GREENWICH INSURANCE COMPANY hereby demands judgment dismissing the Verified Complaint, together with the costs and disbursements of this action, including attorneys’ fees, and for such other, further and different relief as this Court deems just and proper. 4863-3158-5860.1 16 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 Dated: New York, New York December 14, 2022 Respectfully submitted, LEWIS BRISBOIS BISGAARD & SMITH LLP By: _Patricia Alarcon Demetri Patricia Alarcon Demetri Attorneys for Defendants GREENWICH INSURANCE COMPANY, INDIAN HARBOR INSURANCE COMPANY and LYFT, INC., 77 Water Street, Suite 2100 New York, New York 10005 (212) 232-1300 File No. 37586.3791 TO: GREGORY SPEKTOR & ASSOCIATES Attorneys for Plaintiff ILYAS AKSABAEV One Cross Island Plaza, Suite 203C Rosedale, New York 11422 (718) 528-5272 GOLDBERG SEGALLA LLP Attorneys for Defendant STEADFAST INSURANCE COMPANY 665 Main Street Buffalo, New York 14203 (716) 566-5466 LAW OFFICE OF DEIRDRE TOBIN, ESQ. Attorneys for Defendant HEREFORD INSURANCE COMPANY Office and P.O. Address 36-01 43rd Avenue Long Island City, NY 11101 (718) 361-0027 x.7186 4863-3158-5860.1 17 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 ATTORNEY’S VERIFICATION STATE OF NEW YORK ) ) ss.: COUNTY OF NEW YORK ) PATRICIA ALARCON DEMETRI, being an attorney duly admitted to practice before the Courts of the State of New York and fully aware of the penalties of perjury, hereby affirms as follows: Affirmant is a member of the law firm of LEWIS BRISBOIS BISGAARD & SMITH LLP, attorneys for defendant GREENWICH INSURANCE COMPANY, in the within action, and is fully familiar with the facts and circumstances involved in this matter from reviewing the file regarding the same maintained in the offices of said law firm. Affirmant has read the foregoing Verified Answer to the Verified Complaint, knows the contents thereof, and the same are true to affirmant’s own knowledge, except as to those matters therein stated to be alleged upon information and belief, and as to those matters affirmant believes them to be true. This Verification is made by the undersigned because said defendant GREENWICH INSURANCE COMPANY is a foreign corporation. The grounds of affirmant’s belief as to all matters not stated to be affirmant’s knowledge are investigative and other information contained in the file of the said law firm. Dated: New York, New York December 14, 2022 Patricia Alarcon Demetri PATRICIA ALARCON DEMETRI 4863-3158-5860.1 18 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 AFFIDAVIT OF SERVICE STATE OF NEW YORK ) ) ss.: COUNTY OF NEW YORK ) MAGGIE BOGDANOWICZ, being duly sworn, deposes and says: that deponent is not a party to this action, is over 18 years of age and resides in Queens County, New York. That on the 14th day of December, 2022, deponent served the within document(s) entitled DEFENDANT’S VERIFIED ANSWER upon: GREGORY SPEKTOR & ASSOCIATE One Cross Island Plaza, Suite 203C Rosedale, New York 11422 GOLDBERG SEGALLA LLP 665 Main Street Buffalo, New York 14203 LAW OFFICE OF DEIRDRE TOBIN, ESQ. Office and P.O. Address 36-01 43rd Avenue Long Island City, NY 11101 the attorneys for the respective party(ies) in this action, at the above address(es) designated by said attorney(s) for that purpose by: depositing the papers, enclosed in a properly addressed sealed envelope, with postage prepaid thereon via regular U.S. Mail within the State of New York. x by electronic service via NYSCEF system ____________________________ MAGGIE BOGDANOWICZ Sworn to before me this 14th day of December, 2022 Notary Public JUNE I CRADLE Notary Public, State of New Yori< No. 01CR6162747 Qualified in Bronx County Commilllllon Expln:tl M11rch Hl, 202:3 4863-3158-5860.1 19 of 20 FILED: QUEENS COUNTY CLERK 12/14/2022 04:32 PM INDEX NO. 716085/2022 NYSCEF DOC. NO. 11 RECEIVED NYSCEF: 12/14/2022 SUPREME COURT OF THE STATE OF NEW YORK COUNTY OF QUEENS ---------------------------------------------------------------------------- X Index No.: 716085/2022 ILYAS AKSABAEV, Plaintiff, -against- GREENWICH INSURANCE COMPANY, STEADFAST INSURANCE COMPANY, INDIAN HARBOR INSURANCE COMPANY, HEREFORD INSURANCE COMPANY, and LYFT, INC., Defendants. ---------------------------------------------------------------------------- X DEFENDANT’S VERIFIED ANSWER LEWIS BRISBOIS BISGAARD & SMITH LLP Attorneys for Defendant(s) Office Address & Tel. No.: 77 Water Street, 21st Floor New York, New York 10005 (212) 232-1300 Pursuant to 22 NYCRR 130-1.1, the undersigned, an attorney admitted to practice in the courts of New York State, certifies that, upon information and belief and reasonable inquiry, the contentions contained in the annexed document are not frivolous. Signature: /s/ Print Signer’s Name: Patricia A. Demetri, Esq. Service of a copy of the within is hereby admitted. Dated December 14, 2022 4863-3158-5860.1 20 of 20