Preview
FILED: RICHMOND COUNTY CLERK 01/13/2023 01:27 PM INDEX NO. 130885/2012
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 01/13/2023
EXHIBIT J
FILED: RICHMOND COUNTY CLERK 01/13/2023 01:27 PM INDEX NO. 130885/2012
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 01/13/2023
ADMINISTRATIVE ORDER OF THE
CHIEF ADMINISTRATIVE UDGE OF THE COURTS
Pursuant to the vested in me, and as required by Chapter 147 of the Laws of
authority
2021 which relates to residential and commercial foreclosures, I hereby direct that, effective
the procedures and restrictions shall apply to the conduct of foreclosure
immediately, following
matters before the New York State Unified Court System:
1. Filings:
a. No court shall accept for filing commencement papers to foreclose a
mortgage related to residential real property as defined by L. 2021, c. 147
(Part C, Subpart B, § 1) unless those papers include affidavits as required by
Part C, Subpart B, § 4.
b. No court shall accept for filing commencement papers to foreclose a
mortgage relating to commercial real property as defined by Part B, Subpart
B, § 1 unless those papers include affidavits as required by Part B, Subpart
B, § 4.
c. Filing and service of process in all foreclosure proceedings shall continue as
set forth in Administrative Order 267/20.
2. Stay of Actions in Which the Mortgagor Provides a Hardship Declaration: In any
covered action in which a judgment of sale has not been issued and a covered
mortgagor or owner has already submitted or hereafter submits a Hardship
Declaration to the foreclosing party, the foreclosing party's agent, or the court, the
action shall be stayed (or commencement tolled) until at least January 15, 2022
(Part B, Subpart B, § 5; Part C, Subpart B, § 5).
3. Stay of Actions in Which a Judgment of Sale Has Been Issued But Not Yet
Executed: If a judgment of sale has been issued in any covered action but has not
yet been executed, execution of the judgment shall be stayed until the court has
held a conference with the parties. If a mortgagor or owner has submitted or
hereafter submits a Hardship Declaration to the foreclosing party, the foreclosing
party's agent, or the court prior to the execution of the judgment, the action shall
be stayed until at least January 15, 2022 (Part B, Subpart B, § 6; Part C, Subpart B,
§ 6).
4. Challenging a Hardship Declaration:
a. New Action - In a new if the submits a detailed
filing, foreclosing party
affidavit attesting that the foreclosing party has received a Hardship
Declaration from the mortgagor or owner, but the foreclosing party believes
in good faith that the hardship certified in the Hardship Declaration does not
exist, the matter should be scheduled for a hearing. If,after the hearing, the
court finds the Hardship Declaration to be valid, the matter should be stayed
FILED: RICHMOND COUNTY CLERK 01/13/2023 01:27 PM INDEX NO. 130885/2012
NYSCEF DOC. NO. 25 RECEIVED NYSCEF: 01/13/2023
through January 15, 2022. If the court finds that the Declaration is invalid,
the matter may proceed in the normal course.
b. Action - Upon motion the plaintiff on notice to the defendant, a
Pending by
court must schedule a hearing to determine the validity of the Hardship
Declaration. If,after the hearing, the court finds the Hardship Declaration to
be valid, the stay shall continue. If the court finds that the Declaration is
invalid, the matter may proceed in the normal course (Part B, Subpart B, § 9;
Part C, Subpart B, § 9).
5. Case - Regardless of whether a Declaration is on
Conferencing Hardship file,
courts should continue to actively manage their foreclosure cases and conduct
conferences as needed, including settlement conferences in residential mortgage
foreclosure matters as required by CPLR 3408. Courts should also continue to
determine whether a matter is subject to a government moratorium or forbearance
program, refer unrepresented parties to local civil legal service providers and
housing counseling agencies, provide unrepresented parties with contact
information for the Homeowner Assistance Fund, and use best efforts to resolve
any outstanding issues. Where possible, settlements, loan modifications, and other
loss mitigation options should be encouraged.
6. Other Provisions - All covered actions shall be conducted as otherwise required by
the remaining provisions of L. 2021, c. 147.
7. Auctions: Auctions may resume but shall be permanently conducted in accordance
with district/county auction plans. Such plans should be reviewed and updated
periodically. Ifitis anticipated that an auction cannot be held in compliance with
UCS'
the COVID-19 related protocols, in particular regarding social distancing,
the auction shall be relocated, and if necessary, postponed.
8. Resumption of other Residential, Commercial, and Tax Lien Foreclosure Matters:
Any residential, commercial, or tax lien foreclosure matter not covered by L. 2021,
c. 147 may resume in the normal course, subject to government programs affecting
the commencement and prosecution of such matters.
9. Paragraphs 1, 2, 3, 4, and 6 of this order shall expire on January 15, 2022.
This order supersedes Administrative Orders 157/20, 232/20, 341/20, and 159/21.
This order further supersedes the provisions of any other Administrative Order
inconsistent with itsterms and provisions.
Dated: September 9, 2021 C e Administrative dge of the Courts
AO/262/21