arrow left
arrow right
  • FREEDOM MORTGAGE CORPORATION VS DESHANNON M. BARKER FORECLOSURE document preview
  • FREEDOM MORTGAGE CORPORATION VS DESHANNON M. BARKER FORECLOSURE document preview
  • FREEDOM MORTGAGE CORPORATION VS DESHANNON M. BARKER FORECLOSURE document preview
  • FREEDOM MORTGAGE CORPORATION VS DESHANNON M. BARKER FORECLOSURE document preview
  • FREEDOM MORTGAGE CORPORATION VS DESHANNON M. BARKER FORECLOSURE document preview
  • FREEDOM MORTGAGE CORPORATION VS DESHANNON M. BARKER FORECLOSURE document preview
  • FREEDOM MORTGAGE CORPORATION VS DESHANNON M. BARKER FORECLOSURE document preview
  • FREEDOM MORTGAGE CORPORATION VS DESHANNON M. BARKER FORECLOSURE document preview
						
                                

Preview

CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 1 of 71 Preliminary Judicial Report ISSUED BY FIRST AMERICAN TITLE INSURANCE COMPANY REPORT NUMBER Judicial Report 5007339-200096 Guaranteed Party Name: FREEDOM MORTGAGE - FORECLOSURE File No. Guaranteed Party Address: 10500 KINCAID DRIVE Effective Date: 11/30/2022 City, State, Zip: Fishers, IN 46037 Pursuant to your request for a Preliminary Judicial Report (hereinafter “the Report”) for use in judicial proceedings, FIRST AMERICAN TITLE INSURANCE COMPANY (hereinafter “the Company”) hereby guarantees in an amount not to exceed $123,869.00 that it has examined the public records in Summit County, Ohio as to the land described in Schedule A, that the record title to the land is at the date hereof vested in DeShannon M. Barker by instrument recorded in Instrument Number: 56447821 and free from all encumbrances, liens or defects of record, except as shown in Schedule B. This is a guarantee of the record title only and is made for the use and benefit of the Guaranteed Party and the purchaser at judicial sale thereunder and is subject to the Exclusions from Coverage, the Exceptions contained in Schedule B and the Conditions and Stipulations contained herein. This Report shall not be valid or binding until it has been signed by either an authorized agent or representative of the Company and Schedules A and B have been attached hereto. Issuing Agent: Mortgage Connect, LP Agent Account No.: 5238014 Address: 600 Clubhouse Dr City, State, Zip: Moon Township, PA 15108 Telephone: 866-789-1814 In Witness Whereof, First American Title Insurance Company has caused its corporate name to be hereunto affixed by its authorized officers as of Date of Policy shown in Schedule A. This jacket was created electronically and constitutes an original document By: Timothy M. Joseph Authorized Countersignature Page 1 of 5 Preliminary Judicial Report (4-15-10) Ohio Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 2 of 71 CONDITIONS AND STIPULATIONS OF THIS PRELIMINARY JUDICIAL REPORT 1. Definition of Terms. receives actual notice that they may be required to pay money or (a) “Guaranteed Party”: The party or parties named herein or the other compensation for a matter covered by this Report or actual purchaser at judicial sale. notice someone claims an interest in the Land covered by this (b) “Guaranteed Claimant”: Guaranteed Party claiming loss or Report. damage hereunder. 5. Extent of Liability (c) “Land”: The land described specificallyor by reference in The liability of the Company shall in no case exceed in all the Schedule A, and improvements affixed thereto, which by law amount stated herein and shall in all cases be limited to the actual constitute real property; provided however the term “land” does loss, including but not limited to attorneys fees and costs of not include any property beyond the lines of the area specificallydefense, only of the Guaranteed Claimant. Any and all payments described or referredto in Schedule A, nor any right,title, under this Report shall reduce the amount of this Report pro tanto interest,estate, or easement in abutting streets, roads, and the Company’s liability shall terminate when the total amount of avenues, lanes, ways or waterways. the Report has been paid. (d) “Public Records”: Those records under state statute and, if a 6. Options to Pay or Otherwise Settle Claims; Termination of United States District Court resides in the county in which the Liability Land is situated, the records of the clerk of the United States The Company in its sole discretion shall have the following options: District Court, which impart constructive notice of matters (a) To pay or tender to the Guaranteed Claimant the amount of relatingto real property to purchasers for value without the Report or the balance remaining thereof, less any knowledge and which are required to be maintained in certain attorneys fees, costs or expenses paid by the Company to the public offices in the county in which the land is situated. date of tender.If this option is exercised, all liability of the 2. Determination of Liability Company under this Report terminates includingbut not This Report together with any Final Judicial Report or any limitedto any liability forattorneys fees, or any costs of Supplement or Endorsement thereof, issued by the Company is the defense or prosecution of any litigation. entire contract between the Guaranteed Party and the Company. (b) To pay or otherwise settle with other parties for or in the name Any claim of monetary loss or damage, whether or not based on ofthe Guaranteed Claimant any claimsguaranteed by this negligence, and which arises out of the status of the title to the estate Report. or interest guaranteed hereby or any action asserting such claim, (c) To continue, re-open or initiate any judicial proceeding in order shall be restricted to this Report. to adjudicate any claim covered by this Report. The Company 3. Liability of Company. shall have the right to select counsel of its choice (subject to This Report is a guarantee of the record title of the Land only, as the right of the Guaranteed Claimant to object for reasonable disclosed by an examination of the Public Records herein defined. cause) to represent the Guaranteed Claimant and will not pay 4. Notice of Claim to be given by Guaranteed Party. the fees of any other counsel. In case knowledge shall come to the Guaranteed Party of any lien, (d) To pay or tender to the Guaranteed Claimant the difference encumbrance, defect, or other claim of title guaranteed against and between the value of the estate or interest as guaranteed and not excepted in thisReport, whether in a legalproceeding or the value of the estate or interest subject to the defect, lien or otherwise, the Guaranteed Party shall notify the Company within a encumbrance guaranteed against by this Report. reasonable time in writing and secure to the Company the right to 7. Notices oppose such proceeding or claim, or to remove said lien, All notices required to be given to the Company shall be given encumbrance or defect at its own cost.Any action for the payment promptly and any statements in writing required to be furnished to of any loss under this Report must be commenced within one year the Company shall be addressed to FIRST AMERICAN TITLE after the Guaranteed Party INSURANCE COMPANY, Attn: Claims National Intake Center, 5 First American Way, Santa Ana, California 92707. Phone 888- 632-1642 (claims.nic@firstam.com) EXCLUSIONS FROM COVERAGE 1. The Company assumes no liability under this Report for any loss, cost 4. The Company assumes no liability under this Report for the proper or damage resulting from any physical condition of the Land. form or execution of any pleadings or other documents to be filed in 2. The Company assumes no liability under this Report for any loss, cost any judicial proceedings. or damage resulting from any typographical, clerical or other errors in 5. The Company assumes no liability under this Report for any loss, the Public Records. cost, or damage resulting from the failure to complete service on any 3. The Company assumes no liability under the Report formatters parties shown in Schedule B of the Preliminary Judicial Report and affecting title subsequent to the date of this Report or the Final Judicial the Final Judicial Report or any Supplemental Report issued thereto. report or any supplement thereto. Page 2 of 5 Preliminary Judicial Report (4-15-10) Ohio Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 3 of 71 Preliminary Judicial Report ISSUED BY FIRST AMERICAN TITLE INSURANCE COMPANY REPORT NUMBER Schedule A 5007339-200096 File No.: DESCRIPTION OF THE LAND The Following Described Property Situated in the City of Akron, County of Summit, and State of Ohio: And Known as Being the Easterly 50 Feet of the Westerly 76 Feet of the Southerly 135 Feet of Sublot No. 62 in the Ardmore Allotment as Recorded in Plat Book 33, Page 74-78 Inclusive, Summit County Records, Excepting Therefrom the Southerly 25 Feet of Said Premises for Street Purposes by the Same More or Less, but Subject to All Legal Highways. Being the same property conveyed to DeShannon M. Barker from U.S. Bank Trust, N.A., as Trustee for LSF 10 Master Participation Trust by Deed recorded 02/28/2019 as instrument number 56447821. Page 3 of 5 Preliminary Judicial Report (4-15-10) Ohio - Schedule A Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 4 of 71 Preliminary Judicial Report ISSUED BY FIRST AMERICAN TITLE INSURANCE COMPANY REPORT NUMBER Schedule B 5007339-200096 File No. EXCEPTIONS 1. The last recorded document purporting to transfer title to the land described herein shows the following purported owner: Grantor: U.S. Bank Trust, N.A., as Trustee for LSF 10 Master Participation Trust Grantee: DeShannon M. Barker Dated: 12/13/2018 Date Recorded: 02/28/2019 Consideration/Transfer Tax: $0.00 Instrument No: 56447821 2. A.P. No.: 6714825 Assessed Valuation: Land: $5,580.00 Improvements: $20,930.00 Exemptions: $0.00 Total Value: $26,510.00 Tax Obligation Information: Tax Period: 2nd Half Tax Year: 2021 Tax Amount: $887.00 Tax Status: Paid Exemption Information: Homestead: No Agricultural: No Veteran: No Over 65: No Mobile Home: No Disability: No 3. A Deed of Trust/Mortgage to secure an original indebtedness of $123,869.00, and any amounts or obligations secured thereby: Dated: 01/30/2019 Recorded: 02/28/2019 As Instrument No.: 56447822 Of Official Records. Trustor: DeShannon M. Barker, a married woman Beneficiary: MERS Inc., as nominee for Fairway Independent Mortgage Corporation MERS MIN: Page 4 of 5 Preliminary Judicial Report (4-15-10) Ohio - Schedule B Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 5 of 71 i. The beneficial interest under the Deed of Trust was assigned by MERS Inc., as nominee for Fairway Independent Mortgage Corporation to Freedom Mortgage Corporation by Assignment recorded 06/07/2022 as Instrument No. 56745033 of Official Records. ii. A document recorded 06/25/2021 as Instrument No. 56652773 of Official Records provides that the Deed of Trust or the obligation secured thereby has been modified. 4. A State Tax lien in favor of Ohio Department of Taxation, evidenced by a judgment, Recorded 08/16/2012 as instrument number JL-2012-9667 of Official Records debtor: DeShannon Barker and Calvin Barker amount: $1,239.75. 5. A State Tax lien in favor of Ohio Department of Taxation, evidenced by a judgment, Recorded 10/03/2013 as instrument number JL-2013-9099 of Official Records debtor: DeShannon Barker and Calvin Barker amount: $345.73. 6. Subject to easements, restrictions and other matters as set forth on Plat recorded in Plat Book 33, Page 74-78. 7. No evidence of the filing of a Homeowner’s/Condominium Association within the scope of the search. Page 5 of 5 Preliminary Judicial Report (4-15-10) Ohio - Schedule B Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 6 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 7 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 8 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 9 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 10 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 11 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 12 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 13 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 14 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 15 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 16 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 17 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 18 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 19 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 20 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 21 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 22 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 23 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 24 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 25 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 26 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 27 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 28 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 29 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 30 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 31 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 32 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 33 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 34 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 35 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 36 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 37 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 38 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 39 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 40 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 41 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 42 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 43 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 44 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 45 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 46 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 47 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 48 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 49 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 50 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 51 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 52 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 53 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 54 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 55 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 56 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 57 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 58 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 59 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 60 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 61 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 62 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 63 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 64 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 65 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 66 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 67 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 68 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 69 of 71 Sandra Kurt, Summit County Clerk of Courts CV-2022-12-4384 CROCE, CHRISTINE 12/30/2022 13:03:59 PM PRJR Page 70 of 71 Sandra Kurt, Summit County Clerk of Courts An official website of the United CV-2022-12-4384 States government.12/30/2022 CROCE, CHRISTINE Here's how PM  you know. 13:03:59 PRJR Page 71 of 71 Log in to PACER Systems  Party Search Results Search Criteria: Party Search; Jurisdiction Type: [Bankruptcy]; Last Name: [barker]; First Name: [deshannon] Result Count: 1 (1 page) Current Page: 1 Party Name Case Number Case Title Court Date Filed Date Date Closed Dismisse Barker, Deshannon Michelle (db) 5:2013bk51960 Deshannon Michelle Barker Ohio Northern Bankruptcy Court 07/07/2013 11/20/2013 PACER Service Center 12/15/2022 15:08:55 User Lphilipp Client Code Description Bankruptcy Party Search All Courts; Name barker, deshannon; Jurisdiction BK; All Courts; Page: 1 Billable 1 ($0.10) Pages PACER FAQ Privacy & Security Contact Us This site is maintained by the Administrative Office of PACER Service Center the U.S. Courts on behalf of the Federal Judiciary. (800) 676-6856 pacer@psc.uscourts.gov