Preview
FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV
NYSCEF
SUPREMEDOC. NO.
COURT 1 OF THE STATE OF NEW YORK INDEX # RECEIVED NYSCEF: 12/20/2022
V
COUNTY OF STEUBEN SUMMONS
x
LVNV FUNDING LLC PLAINTIFF'S ADDRESS
Plaintiff, 6801 S CIMARRON 424J
LAS VEGAS NV 89113
-against- X
DEFENDANT'S ADDRESSES
RACHEL VOGT 7828 BROOKWOOD EST
LOT 10
Defendant(s) . BATH NY 14810-7846
x
CONSUMER CREDIT TRANSACTION
THE BASIS OF THE VENUE IS:
A DEFENDANT RESIDES IN THE COUNTY OF STEUBEN
THE TRANSACTION TOOK PLACE IN THE COUNTY OF STEUBEN
TO THE ABOVE NAMED DEFENDANT(S) : RACHEL VOGT
YOU ARE HEREBY SUMMONED TO ANSWER THE COMPLAINT IN THIS ACTION AND TO
SERVE A COPY OF YOUR ANSWER ON THE PLAINTIFF'S ATTORNEY(S) WITHIN
20 DAYS AFTER THE SERVICE OF THIS SUMMONS, EXCLUSIVE OF THE DAY OF
SERVICE (OR WITHIN 30 DAYS AFTER THE SERVICE IS COMPLETE IF THIS
SUMMONS IS NOT PERSONALLY DELIVERED TO YOU WITHIN THE STATE OF NEW YORK).
UPON YOUR FAILURE TO ANSWER, JUDGMENT WILL BE TAKEN AGAINST YOU FOR THE
RELIEF DEMANDED IN THE COMPLAINT, TOGETHER WITH THE DISBURSEMENTS OF
THIS ACTION.
DATED THE 17 DAY OF OCTOBER , 2022
FORSTER & GARBUS LLP
FILE NO. ATTORNEY(S) FOR PLAINTIFF
Q64692978303 60 MOTOR PARKWAY
COMMACK, NY 11725
(631) 393-9400
NOTE: THE LAW PROVIDES THAT:
(A) IF THIS SUMMONS IS SERVED BY ITS DELIVERY TO YOU PERSONALLY WITHIN
THE COUNTY OF STEUBEN YOU MUST APPEAR AND ANSWER WITHIN 20 DAYS AFTER
SUCH SERVICE: OR
(B) IF THIS SUMMONS IS SERVED BY DELIVERY TO ANY PERSON OTHER THAN YOU
PERSONALLY, OR IS SERVED OUTSIDE THE COUNTY OF STEUBEN OR BY PUBLI-
,
CATION, OR BY ANY MEANS OTHER THAN PERSONAL DELIVERY TO YOU WITHIN THE
COUNTY OF STEUBEN YOU ARE ALLOWED 30 DAYS AFTER SERVICE IS COMPLETE
WITHIN WHICH TO APPEAR AND ANSWER.
ORIG CRED: CREDIT ONE BANK, N.A.
ORIG ACCT# END IN: 1736
1 of 5
Q64692978303 o a 1
FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV
NYSCEF
SUPREME DOC. COURT
NO. 1 OF THE STATE OF NEW YORK RECEIVED NYSCEF: 12/20/2022
COUNTY OF STEUBEN
x
LVNV FUNDING LLC COMPLAINT
Plaintiff,
-against-
RACHEL VOGT
Defendant(s).
x
PLAINTIFF, BY ITS ATTORNEY(S), COMPLAINING OF THE DEFENDANT(S), UPON
INFORMATION AND BELIEF, ALLEGE:
1. THAT THE DEFENDANT(S) RESIDES IN THE COUNTY IN WHICH THIS ACTION IS
BROUGHT; OR THAT THE DEFENDANT(S) TRANSACTED BUSINESS WITHIN THE COUNTY
IN WHICH THIS ACTION IS BROUGHT IN PERSON OR THROUGH HIS AGENT AND THAT
THE INSTANT CAUSE OF ACTION AROSE OUT OF SAID TRANSACTION
2. ON INFORMATION AND BELIEF THE DEFENDANT IN PERSON OR THROUGH
AN AGENT MADE PURCHASES UNDER A CREDIT AGREEMENT
AT DEFENDANT'S REQUEST - A COPY OF WHICH WAS FURNISHED TO
DEFENDANT. PLAINTIFF, AS PURCHASER OF THIS ACCOUNT, WHICH WAS ORIGINALLY
OWNED BY THE BELOW CREDITOR, PURCHASED IT FOR VALUE. THE DEFENDANT WAS NOTIFIED
OF SAME.
3. THERE REMAINS AN AGREED BALANCE ON SAID ACCOUNT OF $ 1,091.71 ,DUE AND
OWING ON PLAINTIFF'S CAUSE OF ACTION. NO PART OF SAID SUM HAS BEEN PAID ALTHOUGH
DULY DEMANDED.
4. DEFENDANT(S) IS IN DEFAULT AND DEMAND FOR PAYMENT HAS BEEN MADE.
5. A COPY OF THE CONTRACT OR OTHER WRITTEN INSTRUMENT UPON WHICH THIS ACTION
IS BASED IS ATTACHED HERETO.
6. THE BALANCE DUE IS ITEMIZED AS FOLLOWS:
a) The amount of debt at charge off $ 1, 091.71
b) The total amount of interest after charge off $ .00
c) The amount of charges or fees after charge off $ .00
d) The amount of payments and/or credits after charge off $ .00
7. THE CHAIN OF TITLE IS AS FOLLOWS:
Original creditor date assigned/sold 04/30/2020 and amount due at time of
sale/assignment $ 1,091.71
to: MHC Receivables, LLC
Assigned/sold to FNBM, LLC on 05/15/2020
Assigned/sold to Sherman Originator III LLC on 05/15/2020
Assigned/sold to Sherman Originator LLC on 05/15/2020
Assigned/sold to LVNV Funding LLC on 05/15/2020
8. THE FOLLOWING IS INFORMATION ABOUT THE ACCOUNT:
DATE OF LAST PAYMENT 09/08/2019
AMOUNT OF LAST PAYMENT $ 80.00
ORIGINAL ACCOUNT NUMBER ENDING IN: 1736
ORIGINAL CREDITOR: CREDIT ONE BANK, N.A.
9. ON INFORMATION AND BELIEF, THE CAUSE(S) OF ACTION ASSERTED HEREIN ARE NOT
OUTSIDE OF THE APPLICABLE STATUTE OF LIMITATIONS.
THERE IS NOW DUE PLAINTIFF FROM DEFENDANT(S) THE AMOUNT SET FORTH IN THE
COMPLAINT, NO PART OF WHICH HAS BEEN PAID, ALTHOUGH DULY DEMANDED.
2 of 5
^ '^
FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV
NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 12/20/2022
WHEREFORE, PLAINTIFF DEMANDS JUDGMENT AGAINST THE DEFENDANT(S) FOR THE SUM OF
$ 1,091.71 TOGETHER WITH THE DISBURSEMENTS OF THIS ACTION.
TessEGuntherMichaeorio
WE ARE DEBT COLLECTORS; ANY FORSTER & GARBUS LLP
INFORMATION OBTAINED WILL BE USED ATTORNEY(S) FOR PLAINTIFF
IN ATTEMPTING TO COLLECT THIS DEBT. 60 MOTOR PARKWAY
COMMACK, NY 11725
DATED: THE 17 DAY OF OCTOBER , 2022
PURSUANTTOPART130-1.1-aOFTHERULESOF
THECHIEFADMINISTRATORTHISSIGNATURE
APPLIESTOTHEATTACHEDSUMMONSAND
COMPLAINT
3 of 5
FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV
NYSCEF DOC. NO. 1 CREDITONEBANKCREDITCARDSTATEMENT RECEIVED NYSCEF: 12/20/2022
AccountNumber 1736
March25,2020toApril24,2020
SUMMARY OFACCOUNT ACTMTY PAYMENTINFORMATION
PreviousBalance $1,034.29 NewBalance $1,091.71
Payments - $0.00 PastDueAmount $303.00
OtherCredits - $0.00 AmountDueThisPeriod $827.71
Purchases + $0.00 MinimumPaymentDue $1,091.71
CashAdvances + $0.00 PaymentDueDate 05/20/20
FeesCharged + $39.00 Waming:
LatePayment
InterestCharged + $18.42 payment
Ifwedonotreceive
yourminimum bythedateIistedabove,
NewBalance $1,091.71 Youmayhavetopayalatefeeupto$39.
MnimumPaymenmaming:
CreditLimit $700.00 Ifyoumakeonlytheminimum
payment
eachperiod,
youwillpaymore
AvailableCredit $0.00 ininterest
anditwilltakeyoulonger
topayoffyourbalance.
StatementClosingDate 04/24/20
Daysin BillingCycle 31 Forexample:
Ifyoumakeno YouwillpayofftheAndyouwul
QUESTIONS? aoomonal
chargesDalance
shown
on enouppaying
CallCustomerServiceor Report usingthiscardand In
thestatement anestimated
a Lostor StolenCreditCard
1-877-825-3242 eachmonthyoupay..about.. totaloL
OutsidetheU.S.Call 1-702-405-2042
Onlytheminimum
PleasesendbiHinginquiriesandcorrespondence
to: payment 1months $1,092.00
P.O.Box98873,LasVegas,NV89193-8873
ifyouwouldlikealocation
forcreditcounseling
services,
call1-866-515-5720.
TRANSACTIONS
Reference
Number ofTransaction
TransDate PostDateDescription orCredt Amount
Fees
04/24 04/24LATEFEE 3900
TOTALFEESFORTHISPERIOD 39.00
InterestCharged
04/24 04/24 InterestChargeonPurchases 18.42
04/24 04/24 InterestChargeonCashAdvances 0.00
TOTALINTEREST FORTHISPERIOD 18.42
2020TotaÈYea to2Dae
Totalfeeschargedin 2020 $156.00
TotalInterestchargedIn2020 $72.20
Youraccountis currentlyclosed.
NTERESTCHARGECALCULATION
YourAnnualPercentage
Rate(APR)is theannualinterestrateonyouraccount.
BalanceSubjectto
Typeof Balance AnnualPercentageRate(APR) InterestRate InterestCharge
Purchases 23.90%(v) $924.90 $18.42
CashAdvances 23.90%(v) $0.00 $0.00
(v) = VariableRate
5385 JBH 001 7 24 2004240 CXPAGE1of 1 20 5727 9620 A210 01GR5385
Phase thïsportion
return withyour andwrite
payment, your
account
number
onyour made
check, payable
to CREDIT
ONE
BANK.
PAYYOURBILLONLINEat CreditoneBank.com
AccountNumber: 1736
B A N K NewBalance: $1,091.71
MinimumPaymentDue: $1,091.71
Foraddress, PaymentDueDate: 05/20/20
telephone
andemailchanges,
please
complete
thereverse
side.
yourcontact
Or,update information
online
atwww.CreditoneBank.com. AMOUNTENCLOSED: $
'll"lillllr@""nilil@IhHIlllilli"irlileilllinilr¹@I
CREDITONEBANK RACHELVOGT
POBOX60500 7828BROOKWOOD EST
CITYOFINDUSTRYCA91716-0500 BATHNY 14810-7846
I"hel"I"ihillilillllhilrliilllllhullHlillr@hilinn
0000000 0109171 0109171 736 1
4 of 5
FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV
NYSCEF DOC. NO. 1 CREDITONEBANKCREDITCARDSTATEMENT RECEIVED NYSCEF: 12/20/2022
AccountNumb 1736
August25,2019to September
24,2019
SUMMARYOFACCOUNTACTIVITY PAYMENTINFORMATION
PreviousBalance $351.84 NewBalance $648.46
Payments $80.00 PastDueAmount $0.00
OtherCredits $1.02 AmountDueThisPeriod $33.00
Purchases + $366.21 MinimumPaymentDue $33.00
CashAdvances + $0,00 PaymentDueDate 10/20/19
FeesCharged + $0.00 LatePayment
Waming:
InterestCharged + $11.43 yourminimum
Ifwedonotreceive payment
bythedatelistedabove,
NewBalance $648.46 youmayhavetopayalatefeeupto$39.
Payment
Minimum Waming:
CreditLimit $700.00 Ifyoumakeonlytheminimum
payment
eachperiod,
youwillpaymore
AvailableCredit $51.00 anditwilltakeyoulonger
ininterest topayoffyourbalance.
StatementClosingDate 09/24/19
Daysin BillingCycle 31 Forexample:
Nyoumakeno vouwiltpayofftheAndyouwill
QUESTIONS7 additional
chargesbalance
shown
on enduppaying
CallCustomerServiceor Report *
usingthiscardand
thestatement
in anestimated
1-877-825-3242
a Lostor StolenCreditCard eachmonthyoupay. about, totalof.
OutsidetheU.S.Call 1-702-405-2042
Onlytheminimum
Pleasesendbillinginquiriesandcorrespondence
to: payment 2years 5877.00
P.O.Box98873,LasVegas,NV89193-8873
Ifyouwouldlikealocation
forcreditcounseling
services.
call1-866-515-5720.
TRANSACTIONÈ
Number
Reference TransDate PostDateDescriptionorCredit
ofTransaction Amount
24692167B2XY739RY 08/23 08/25 STRAIGHTTALK*AIRTIME FL
877-430-2355 61.50
F5727007F000FR 08/27 08/27 CREDITONEREWARDCREDITLASVEGA -1.02
CREDIT
24692167N2XYLJDFA 09/02 09/02 TOPSMARKETS #539BATHNY 77.10
24445007TBLM7FFWT 09/05 09/05 WMSUPERCENTER #2992PAINTEDPOSTNY 159.65
74071937V00XTMJRK 09/08 09/08 PAYMENT- MOBILEAPP LASVEGAS NV -80.00
24692188A2XV3Q2MB 09/23 09/23 STRAIGHTTALK*AIRTIME877-430-2355
FL 61.79
09/24 09/24 CREDITPROTECT18668031745 6.17
TOTALFEESFORTHISPERIOD 0.00
. InterestCharge
09/24 09/24 InterestChargeonPurchases 11.43
09/24 09/24 InterestChargeonCashAdvances 0.00
TOTALINTEREST FORTHISPERIOD 11.43
2019TotalsŽearito
at .
Totalfeeschargedin 2019 $75.00
Totalinterestchargedin2019 $18,54
. ÏNTERESTCHARGECAICÛ ÂTION
YourAnnualPercentage
Rate(APR)is theannualinterestrateonyouraccount.
BalanceSubjectto
Typeof Balance AnnualPercentageRate(APR) InterestRate InterestCharge
Purchases 25.90%(v) $529.87 $11.43
CashAdvances 25.90%(v) $0.00 $0.00
(v) = VariableRate
5385 JBH 001 7 24 1909240 PAGE1of 1 20 5727 9620 A210 01GR5385
FNease
return
thisportion
wthyour andwrite
payment, your
account
number
onyour made
check, payable
to CREDITBANK.
ONE
PAYYOURBILLONLINEat CreditoneBank.com
CæŽOn
R A N K
AccountNumber: 1736
NewBalance: $648.46
MinimumPaymentDue: $33.00
Foraddress, andemailchanges,
telephone PaymentDueDate: 10/20/19
please
complete side.
thereverse
Or,update
yourcontact
information
online
atwww.CreditOneBank.com. AMOUNTENCLOSED:
CREDITONEBANK RACHELVOGT
POBOX60500 7828BROOKWOOD EST
CITYOFINDUSTRYCA917160500 BATHNY14810-7846
0008000 0064846 0003300 736 7
5 of 5
Preview
FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV NYSCEF SUPREMEDOC. NO. COURT 1 OF THE STATE OF NEW YORK INDEX # RECEIVED NYSCEF: 12/20/2022 V COUNTY OF STEUBEN SUMMONS x LVNV FUNDING LLC PLAINTIFF'S ADDRESS Plaintiff, 6801 S CIMARRON 424J LAS VEGAS NV 89113 -against- X DEFENDANT'S ADDRESSES RACHEL VOGT 7828 BROOKWOOD EST LOT 10 Defendant(s) . BATH NY 14810-7846 x CONSUMER CREDIT TRANSACTION THE BASIS OF THE VENUE IS: A DEFENDANT RESIDES IN THE COUNTY OF STEUBEN THE TRANSACTION TOOK PLACE IN THE COUNTY OF STEUBEN TO THE ABOVE NAMED DEFENDANT(S) : RACHEL VOGT YOU ARE HEREBY SUMMONED TO ANSWER THE COMPLAINT IN THIS ACTION AND TO SERVE A COPY OF YOUR ANSWER ON THE PLAINTIFF'S ATTORNEY(S) WITHIN 20 DAYS AFTER THE SERVICE OF THIS SUMMONS, EXCLUSIVE OF THE DAY OF SERVICE (OR WITHIN 30 DAYS AFTER THE SERVICE IS COMPLETE IF THIS SUMMONS IS NOT PERSONALLY DELIVERED TO YOU WITHIN THE STATE OF NEW YORK). UPON YOUR FAILURE TO ANSWER, JUDGMENT WILL BE TAKEN AGAINST YOU FOR THE RELIEF DEMANDED IN THE COMPLAINT, TOGETHER WITH THE DISBURSEMENTS OF THIS ACTION. DATED THE 17 DAY OF OCTOBER , 2022 FORSTER & GARBUS LLP FILE NO. ATTORNEY(S) FOR PLAINTIFF Q64692978303 60 MOTOR PARKWAY COMMACK, NY 11725 (631) 393-9400 NOTE: THE LAW PROVIDES THAT: (A) IF THIS SUMMONS IS SERVED BY ITS DELIVERY TO YOU PERSONALLY WITHIN THE COUNTY OF STEUBEN YOU MUST APPEAR AND ANSWER WITHIN 20 DAYS AFTER SUCH SERVICE: OR (B) IF THIS SUMMONS IS SERVED BY DELIVERY TO ANY PERSON OTHER THAN YOU PERSONALLY, OR IS SERVED OUTSIDE THE COUNTY OF STEUBEN OR BY PUBLI- , CATION, OR BY ANY MEANS OTHER THAN PERSONAL DELIVERY TO YOU WITHIN THE COUNTY OF STEUBEN YOU ARE ALLOWED 30 DAYS AFTER SERVICE IS COMPLETE WITHIN WHICH TO APPEAR AND ANSWER. ORIG CRED: CREDIT ONE BANK, N.A. ORIG ACCT# END IN: 1736 1 of 5 Q64692978303 o a 1 FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV NYSCEF SUPREME DOC. COURT NO. 1 OF THE STATE OF NEW YORK RECEIVED NYSCEF: 12/20/2022 COUNTY OF STEUBEN x LVNV FUNDING LLC COMPLAINT Plaintiff, -against- RACHEL VOGT Defendant(s). x PLAINTIFF, BY ITS ATTORNEY(S), COMPLAINING OF THE DEFENDANT(S), UPON INFORMATION AND BELIEF, ALLEGE: 1. THAT THE DEFENDANT(S) RESIDES IN THE COUNTY IN WHICH THIS ACTION IS BROUGHT; OR THAT THE DEFENDANT(S) TRANSACTED BUSINESS WITHIN THE COUNTY IN WHICH THIS ACTION IS BROUGHT IN PERSON OR THROUGH HIS AGENT AND THAT THE INSTANT CAUSE OF ACTION AROSE OUT OF SAID TRANSACTION 2. ON INFORMATION AND BELIEF THE DEFENDANT IN PERSON OR THROUGH AN AGENT MADE PURCHASES UNDER A CREDIT AGREEMENT AT DEFENDANT'S REQUEST - A COPY OF WHICH WAS FURNISHED TO DEFENDANT. PLAINTIFF, AS PURCHASER OF THIS ACCOUNT, WHICH WAS ORIGINALLY OWNED BY THE BELOW CREDITOR, PURCHASED IT FOR VALUE. THE DEFENDANT WAS NOTIFIED OF SAME. 3. THERE REMAINS AN AGREED BALANCE ON SAID ACCOUNT OF $ 1,091.71 ,DUE AND OWING ON PLAINTIFF'S CAUSE OF ACTION. NO PART OF SAID SUM HAS BEEN PAID ALTHOUGH DULY DEMANDED. 4. DEFENDANT(S) IS IN DEFAULT AND DEMAND FOR PAYMENT HAS BEEN MADE. 5. A COPY OF THE CONTRACT OR OTHER WRITTEN INSTRUMENT UPON WHICH THIS ACTION IS BASED IS ATTACHED HERETO. 6. THE BALANCE DUE IS ITEMIZED AS FOLLOWS: a) The amount of debt at charge off $ 1, 091.71 b) The total amount of interest after charge off $ .00 c) The amount of charges or fees after charge off $ .00 d) The amount of payments and/or credits after charge off $ .00 7. THE CHAIN OF TITLE IS AS FOLLOWS: Original creditor date assigned/sold 04/30/2020 and amount due at time of sale/assignment $ 1,091.71 to: MHC Receivables, LLC Assigned/sold to FNBM, LLC on 05/15/2020 Assigned/sold to Sherman Originator III LLC on 05/15/2020 Assigned/sold to Sherman Originator LLC on 05/15/2020 Assigned/sold to LVNV Funding LLC on 05/15/2020 8. THE FOLLOWING IS INFORMATION ABOUT THE ACCOUNT: DATE OF LAST PAYMENT 09/08/2019 AMOUNT OF LAST PAYMENT $ 80.00 ORIGINAL ACCOUNT NUMBER ENDING IN: 1736 ORIGINAL CREDITOR: CREDIT ONE BANK, N.A. 9. ON INFORMATION AND BELIEF, THE CAUSE(S) OF ACTION ASSERTED HEREIN ARE NOT OUTSIDE OF THE APPLICABLE STATUTE OF LIMITATIONS. THERE IS NOW DUE PLAINTIFF FROM DEFENDANT(S) THE AMOUNT SET FORTH IN THE COMPLAINT, NO PART OF WHICH HAS BEEN PAID, ALTHOUGH DULY DEMANDED. 2 of 5 ^ '^ FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV NYSCEF DOC. NO. 1 RECEIVED NYSCEF: 12/20/2022 WHEREFORE, PLAINTIFF DEMANDS JUDGMENT AGAINST THE DEFENDANT(S) FOR THE SUM OF $ 1,091.71 TOGETHER WITH THE DISBURSEMENTS OF THIS ACTION. TessEGuntherMichaeorio WE ARE DEBT COLLECTORS; ANY FORSTER & GARBUS LLP INFORMATION OBTAINED WILL BE USED ATTORNEY(S) FOR PLAINTIFF IN ATTEMPTING TO COLLECT THIS DEBT. 60 MOTOR PARKWAY COMMACK, NY 11725 DATED: THE 17 DAY OF OCTOBER , 2022 PURSUANTTOPART130-1.1-aOFTHERULESOF THECHIEFADMINISTRATORTHISSIGNATURE APPLIESTOTHEATTACHEDSUMMONSAND COMPLAINT 3 of 5 FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV NYSCEF DOC. NO. 1 CREDITONEBANKCREDITCARDSTATEMENT RECEIVED NYSCEF: 12/20/2022 AccountNumber 1736 March25,2020toApril24,2020 SUMMARY OFACCOUNT ACTMTY PAYMENTINFORMATION PreviousBalance $1,034.29 NewBalance $1,091.71 Payments - $0.00 PastDueAmount $303.00 OtherCredits - $0.00 AmountDueThisPeriod $827.71 Purchases + $0.00 MinimumPaymentDue $1,091.71 CashAdvances + $0.00 PaymentDueDate 05/20/20 FeesCharged + $39.00 Waming: LatePayment InterestCharged + $18.42 payment Ifwedonotreceive yourminimum bythedateIistedabove, NewBalance $1,091.71 Youmayhavetopayalatefeeupto$39. MnimumPaymenmaming: CreditLimit $700.00 Ifyoumakeonlytheminimum payment eachperiod, youwillpaymore AvailableCredit $0.00 ininterest anditwilltakeyoulonger topayoffyourbalance. StatementClosingDate 04/24/20 Daysin BillingCycle 31 Forexample: Ifyoumakeno YouwillpayofftheAndyouwul QUESTIONS? aoomonal chargesDalance shown on enouppaying CallCustomerServiceor Report usingthiscardand In thestatement anestimated a Lostor StolenCreditCard 1-877-825-3242 eachmonthyoupay..about.. totaloL OutsidetheU.S.Call 1-702-405-2042 Onlytheminimum PleasesendbiHinginquiriesandcorrespondence to: payment 1months $1,092.00 P.O.Box98873,LasVegas,NV89193-8873 ifyouwouldlikealocation forcreditcounseling services, call1-866-515-5720. TRANSACTIONS Reference Number ofTransaction TransDate PostDateDescription orCredt Amount Fees 04/24 04/24LATEFEE 3900 TOTALFEESFORTHISPERIOD 39.00 InterestCharged 04/24 04/24 InterestChargeonPurchases 18.42 04/24 04/24 InterestChargeonCashAdvances 0.00 TOTALINTEREST FORTHISPERIOD 18.42 2020TotaÈYea to2Dae Totalfeeschargedin 2020 $156.00 TotalInterestchargedIn2020 $72.20 Youraccountis currentlyclosed. NTERESTCHARGECALCULATION YourAnnualPercentage Rate(APR)is theannualinterestrateonyouraccount. BalanceSubjectto Typeof Balance AnnualPercentageRate(APR) InterestRate InterestCharge Purchases 23.90%(v) $924.90 $18.42 CashAdvances 23.90%(v) $0.00 $0.00 (v) = VariableRate 5385 JBH 001 7 24 2004240 CXPAGE1of 1 20 5727 9620 A210 01GR5385 Phase thïsportion return withyour andwrite payment, your account number onyour made check, payable to CREDIT ONE BANK. PAYYOURBILLONLINEat CreditoneBank.com AccountNumber: 1736 B A N K NewBalance: $1,091.71 MinimumPaymentDue: $1,091.71 Foraddress, PaymentDueDate: 05/20/20 telephone andemailchanges, please complete thereverse side. yourcontact Or,update information online atwww.CreditoneBank.com. AMOUNTENCLOSED: $ 'll"lillllr@""nilil@IhHIlllilli"irlileilllinilr¹@I CREDITONEBANK RACHELVOGT POBOX60500 7828BROOKWOOD EST CITYOFINDUSTRYCA91716-0500 BATHNY 14810-7846 I"hel"I"ihillilillllhilrliilllllhullHlillr@hilinn 0000000 0109171 0109171 736 1 4 of 5 FILED: STEUBEN COUNTY CLERK 12/20/2022 03:21 PM INDEX NO. E2022-1138CV NYSCEF DOC. NO. 1 CREDITONEBANKCREDITCARDSTATEMENT RECEIVED NYSCEF: 12/20/2022 AccountNumb 1736 August25,2019to September 24,2019 SUMMARYOFACCOUNTACTIVITY PAYMENTINFORMATION PreviousBalance $351.84 NewBalance $648.46 Payments $80.00 PastDueAmount $0.00 OtherCredits $1.02 AmountDueThisPeriod $33.00 Purchases + $366.21 MinimumPaymentDue $33.00 CashAdvances + $0,00 PaymentDueDate 10/20/19 FeesCharged + $0.00 LatePayment Waming: InterestCharged + $11.43 yourminimum Ifwedonotreceive payment bythedatelistedabove, NewBalance $648.46 youmayhavetopayalatefeeupto$39. Payment Minimum Waming: CreditLimit $700.00 Ifyoumakeonlytheminimum payment eachperiod, youwillpaymore AvailableCredit $51.00 anditwilltakeyoulonger ininterest topayoffyourbalance. StatementClosingDate 09/24/19 Daysin BillingCycle 31 Forexample: Nyoumakeno vouwiltpayofftheAndyouwill QUESTIONS7 additional chargesbalance shown on enduppaying CallCustomerServiceor Report * usingthiscardand thestatement in anestimated 1-877-825-3242 a Lostor StolenCreditCard eachmonthyoupay. about, totalof. OutsidetheU.S.Call 1-702-405-2042 Onlytheminimum Pleasesendbillinginquiriesandcorrespondence to: payment 2years 5877.00 P.O.Box98873,LasVegas,NV89193-8873 Ifyouwouldlikealocation forcreditcounseling services. call1-866-515-5720. TRANSACTIONÈ Number Reference TransDate PostDateDescriptionorCredit ofTransaction Amount 24692167B2XY739RY 08/23 08/25 STRAIGHTTALK*AIRTIME FL 877-430-2355 61.50 F5727007F000FR 08/27 08/27 CREDITONEREWARDCREDITLASVEGA -1.02 CREDIT 24692167N2XYLJDFA 09/02 09/02 TOPSMARKETS #539BATHNY 77.10 24445007TBLM7FFWT 09/05 09/05 WMSUPERCENTER #2992PAINTEDPOSTNY 159.65 74071937V00XTMJRK 09/08 09/08 PAYMENT- MOBILEAPP LASVEGAS NV -80.00 24692188A2XV3Q2MB 09/23 09/23 STRAIGHTTALK*AIRTIME877-430-2355 FL 61.79 09/24 09/24 CREDITPROTECT18668031745 6.17 TOTALFEESFORTHISPERIOD 0.00 . InterestCharge 09/24 09/24 InterestChargeonPurchases 11.43 09/24 09/24 InterestChargeonCashAdvances 0.00 TOTALINTEREST FORTHISPERIOD 11.43 2019TotalsŽearito at . Totalfeeschargedin 2019 $75.00 Totalinterestchargedin2019 $18,54 . ÏNTERESTCHARGECAICÛ ÂTION YourAnnualPercentage Rate(APR)is theannualinterestrateonyouraccount. BalanceSubjectto Typeof Balance AnnualPercentageRate(APR) InterestRate InterestCharge Purchases 25.90%(v) $529.87 $11.43 CashAdvances 25.90%(v) $0.00 $0.00 (v) = VariableRate 5385 JBH 001 7 24 1909240 PAGE1of 1 20 5727 9620 A210 01GR5385 FNease return thisportion wthyour andwrite payment, your account number onyour made check, payable to CREDITBANK. ONE PAYYOURBILLONLINEat CreditoneBank.com CæŽOn R A N K AccountNumber: 1736 NewBalance: $648.46 MinimumPaymentDue: $33.00 Foraddress, andemailchanges, telephone PaymentDueDate: 10/20/19 please complete side. thereverse Or,update yourcontact information online atwww.CreditOneBank.com. AMOUNTENCLOSED: CREDITONEBANK RACHELVOGT POBOX60500 7828BROOKWOOD EST CITYOFINDUSTRYCA917160500 BATHNY14810-7846 0008000 0064846 0003300 736 7 5 of 5