Preview
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
EXHIBIT F
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
SELECT
S
Portfolio
SERVICING,inc.
July 30, 2018
CHRISTOPHER WOODEN
g 55 W LAKE RD
S
BRANCHPORT, NY 14418
Account Number:
Property Address: 55 W LAKE RD
BRANCHPORT, NY 14418
Dear Customer(s):
YOU MAY BE AT RISK OF FORECLOSURE.
PLEASE READ THE FOLLOWING NOTICE CAREFULLY
As of July 30, 2018, your home is 271 days and $7,103.51 in default. Under New York
State Law, we are required to send you this notice to inform you that you are at risk of
losing your home.
Attached to this notice is a list of government approved housing counseling agencies in
your area which provide free counseling. You can also call the NYS Office of the
Attorney General's Homeowner Protection Program (HOPP) toll-free consumer hotline
to be connected to free counseling services in your area at 1-855-HOME-456
(1-855-466-3456), or visit their website at http://www.aqhomehelp.com/. A statewide
listing by county is also available at
http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Qualified
free help is available; watch out for companies or people who charge a fee for these
services.
Housing counselors from New York-based agencies listed on the website above are
trained to help homeowners who are having problems making their mortgage
payments and can help you find the best option for your situation. If you wish, you may
also contact us directly at 800-635-9698 and ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we encourage
you to take immediate steps to try to achieve a resolution. The longer you wait the
fewer options you may have.
LR972 11527 00175640000009011200
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
If you have not taken any action to resolve this matter within 90 days from the date this
notice was mailed, we may commence legal action against you (or sooner if you cease
to live in the dwelling as your primary residence.)
If you need further information, please call the New York State Department of Financial
Services'
toll-free helpline at 800-269-0990 or visit the Department's website at
http://www.dfs.ny.gov.
IMPORTANT: You have the right to remain in your home until you receive a court order
telling you to leave the property. If a foreclosure action is filed against you in court, you
still have the right to remain in the home until a court orders you to leave. You legally
remain the owner and are responsible for the property until the property is sold by you
or by order of the court at the conclusion of any foreclosure proceedings. This notice is
not an eviction notice, and a foreclosure action has not yet been commenced against
you.
Sincerely,
Select Portfolio Servicing, Inc.
Esta carta contiene información importante concerniente a sus
derechos. Por favor, traduzca esta carta. Nuestros representantes
bilingües están a su disposición para contestar cualquier pregunta.
Llamenos al numero 800-831-0118 y seleccione/marque la opción 2.
This communication from a debt collector is an attempt to collect a debt
and any information obtained will be used for that purpose.
New York City
- Collection Agency License # 1170514
LR972 11527
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
SELECT
S
PortJolio
SERVIC1NG,inc.
July 30, 2018
CHRISTOPHER WOODEN
g 55 W LAKE RD
S
BRANCHPORT, NY 14418
Account Number:
Property Address: 55 W LAKE RD
BRANCHPORT, NY 14418
Dear Customer(s):
USTED PUEDE ESTAR EN RIESGO DE UNA EJECUCIÓN HIPOTECARIA.
LEA CUIDADOSAMENTE LA SIGUIENTE NOTIFICACIÓN
Al July 30, 2018, su préstamo hipotecario está 271 días en mora y adeuda $7,103.51
dólares.
Conforme la Legislación del Estado de Nueva York, debemos enviarle esta notificación
para informarle que corre el riesgo de perder su vivienda.
Adjunta a esta notificación se encuentra una lista de las agencias asesoras de
vivienda aprobadas por el gobierno en su área, las cuales brindan asesoramiento
gratuito.
También puede llamar a la línea gratuita del centro de atención del consumidor de la
Oficina del Programa de Protección de Propietarios (HOPP, según su sigla en inglés)
del Procurador General del Estado de Nueva York (NYS) para solicitar los servicios de
asesoramiento de vivienda gratuitos en su área al 1-855-HOME-456
(1-855-466-3456), o visitar el sitio web http://www.aghomehelp.com/. Un listado a nivel
estatal por condado está también disponible en
http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Se ofrece
asistencia gratuita calificada; tenga cuidado con las empresas y personas que cobran
un cargo por estos servicios.
Los asesores de vivienda de las agencias de Nueva York listadas en el sitio web
indicado anteriormente están capacitadas para ayudar a los propietarios a hacer los
pagos de sus hipotecas y pueden ayudarlos a encontrar la mejor opción para su
situación específica. Si lo desea, puede comunicarse directamente con nosotros a
800-635-9698 y pedir que analicemos las posibles opciones.
LR972 1527 00175640000009021200
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
Aunque no podemos asegurarle que sea posible una resolución que resulte
conveniente mutuamente, le aconsejamos que tome inmediatamente los pasos
necesarios para tratar de lograr una resolución. Cuanto más tiempo espere, menores
serán las opciones con las que pueda contar.
Si no ha tomado ninguna medida para resolver este asunto dentro de los 90 días
posteriores a la fecha de envío de esta notificación, iniciaremos las acciones legales
en su contra (o lo haremos con anterioridad si usted no tiene esa vivienda como
residencia principal).
Si necesita más información, comuníquese con la línea de ayuda gratuita del
Departamento de Servicios Financieros del Estado de Nueva York llamando al (800)
342-3736 o visite el sitio web del Departamento en www.dfs.ny.gov.
IMPORTANTE: Tiene derecho a permanecer en su vivienda hasta que reciba la orden
judicial diciéndole que debe abandonar la propiedad. Si se inicia una acción de
ejecución hipotecaria en su contra en un tribunal, aún tendrá derecho a permanecer
en su vivienda hasta que el tribunal le ordene abandonarla. Legalmente sigue siendo
el propietario y es responsable de la propiedad hasta que la misma sea vendida por
usted o por orden judicial al finalizar cualquier procedimiento de ejecución hipotecaria.
Esta notificación no es una orden de desalojo y todavía no se ha iniciado una acción
de ejecución hipotecaria contra usted.
Sincerely,
Select Portfolio Servicing, Inc.
Esta carta contiene información importante concerniente a sus
derechos. Por favor, traduzca esta carta. Nuestros representantes
bilingües están a su disposición para contestar cualquier pregunta.
Llamenos al numero 800-831-0118 y seleccione/marque la opción 2.
This communication from a debt collector is an attempt to collect a debt
and any information obtained will be used for that purpose.
Minnesota - This collection is licensed the Minnesota
agency by
Department of Commerce
New York - Collection License # 1170514
City Agency
LR972 11527
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
SELECT
Portfolio
SERVICING,inc.
July 30, 2018
CHRISTOPHER WOODEN
g 55 W LAKE RD
S
BRANCHPORT, NY 14418
Account Number:
Property Address: 55 W LAKE RD
BRANCHPORT, NY 14418
Dear Customer(s):
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LR972 11527 00175640000009031200
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
Sincerely,
Select Portfolio Servicing, Inc.
Esta carta contiene información importante concerniente a sus
derechos. Por favor, traduzca esta carta. Nuestros representantes
bilingües están a su disposición para contestar cualquier pregunta.
Llamenos al numero 800-831-0118 y seleccione/marque la opción 2.
This communication from a debt collector is an attempt to collect a debt
and any information obtained will be used for that purpose.
Minnesota - This collection is licensed the Minnesota
agency by
Department of Commerce
New York - Collection License # 1170514
City Agency
LR972 11527
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
SELECT
S
Portfolio
SERVICING , inc.
July 30, 2018
CHRISTOPHER WOODEN
g 55 W LAKE RD
S
BRANCHPORT, NY 14418
Account Number:
Property Address: 55 W LAKE RD
BRANCHPORT, NY 14418
Dear Customer(s):
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LR972 11527 00175640000009041200
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
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Sincerely,
Select Portfolio Servicing, Inc.
Esta carta contiene información importante concerniente a sus
derechos. Por favor, traduzca esta carta. Nuestros representantes
bilingües están a su disposición para contestar cualquier pregunta.
Llamenos al numero 800-831-0118 y seleccione/marque la opción 2.
This communication from a debt collector is an attempt to collect a debt
and any information obtained will be used for that purpose.
Minnesota - This collection is licensed the Minnesota
agency by
Department of Commerce
New York - Collection License # 1170514
City Agency
LR9721527
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
SELECT
S
PortJolio
SERVIC1NG,inc.
July 30, 2018
CHRISTOPHER WOODEN
g 55 W LAKE RD
S
BRANCHPORT, NY 14418
Account Number:
Property Address: 55 W LAKE RD
BRANCHPORT, NY 14418
Dear Customer(s):
POTREBBE ESSERE A RISCHIO DI PIGNORAMENTO.
LA PREGHIAMO DI LEGGERE ATTENTAMENTE QUESTO AVVISO
Ad oggi July 30, 2018, la sua ipoteca sulla casa è in arretrato di 271 giorni e $7,103.51
dollari.
Secondo la legge dello Stato di New York, siamo tenuti a inviarle quest'avviso per
informarla che sta correndo il rischio di perdere la casa.
In allegato troverà un elenco di agenzie di consulenza abitativa approvate nella sua
zona che forniscono servizi gratuiti.
Può anche chiamare l'Ufficio del Programma Protezione Proprietari del Procuratore
Generale (HOPP) al numero verde per rivolgersi ai servizi di consulenza gratuita nella
sua zona al numero 1-855-HOME-4·56 (1-855-466-3456), o visitare il relativo sito web
su http://www.aghomehelp.com/. E disponibile anche un elenco statale diviso per
contee all'indirizzo
http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. È
disponibile aiuto gratuito; attenzione alle aziende o alle persone che addebitano tariffe
per questi servizi gratuiti.
I consulenti abitativi delle agenzie dello stato di New York elencate sul sito web sono
qualificati per aiutare i proprietari con problemi con il pagamento del mutuo e possono
aiutarla a trovare la miglior opzione per la sua situazione. Se lo desidera, può anche
contattarci direttamente allo 800-635-9698 e chiedere di discutere delle possibili
opzioni.
LR972 11527 00175640000009051200
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
Anche se non possiamo assicurare che sia possibile una soluzione gradevole per
entrambe le parti, la incoraggiamo ad agire immediatamente per ottenere una
risoluzione. Più aspetta, meno opzioni potrebbe avere.
Se non avrà agito in alcun modo per risolvere la questione entro 90 giorni a partire
dalla data della spedizione di quest'avviso, potremo awiare un'azione legale contro di
lei (o prima, se smetterà di vivere nell'abitazione come residenza principale.)
Se ha bisogno di ulteriori informazioni, chiami il numero verde del Ministero dei Servizi
Amministrativi dello Stato di New York al numero (800) 342-3736 o visiti ilsito web del
Ministero su www.dfs.ny.gov.
IMPORTANTE: Ha diritto ad abitare nella casa di proprietà fino all'eventuale ricezione
di un ordine giudiziario che le intima di lasciare la proprietà. Se viene awiata un'azione
di pignoramento contro di lei in tribunale, può ancora avere il diritto all'abitazione fino
all'eventuale ricezione di un ordine giudiziario contrario. Lei resta legalmente il
proprietario e responsabile della proprietà fino a che questa non viene venduta
autonomamente o per ordine del tribunale a conclusione di qualsiasi procedimento di
pignoramento. Quest'avviso non è un avviso di sfratto e non è stato ancora avviato un
procedimento di pignoramento.
Sincerely,
Select Portfolio Servicing, Inc.
Esta carta contiene información importante concerniente a sus
derechos. Por favor, traduzca esta carta. Nuestros representantes
bilingües están a su disposición para contestar cualquier pregunta.
Llamenos al numero 800-831-0118 y seleccione/marque la opción 2.
This communication from a debt collector is an attempt to collect a debt
and any information obtained will be used for that purpose.
Minnesota - This collection is licensed the Minnesota
agency by
Department of Commerce
New York City
- Collection Agency License # 1170514
LR972 11527
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
SELECT
S
Portfolio
SERVICING,inc.
July 30, 2018
CHRISTOPHER WOODEN
g 55 W LAKE RD
S
BRANCHPORT, NY 14418
Account Number:
Property Address: 55 W LAKE RD
BRANCHPORT, NY 14418
Dear Customer(s):
OU KA RISKE POU YO SEZI KAY OU.
SOUPLE LI AVI SA AK ANPIL ATANSYON
Apati July 30, 2018, dèt kay ou a gen 271 jou, ak $7,103.51 dola an defo.
Dapre Lwa Eta New York, nou oblije voye avi sa pou fè ou konnen ou riske pou pèdi
kay ou.
Ansanm ak avi sa gen yon lis ajans konsèy sou lojman gouvènman apwouve ki nan
zòn ou an ki bay konsèy gratis.
Ou kapab rele tou Biwo Pwogram Pwoteksyon Pwopriyetè Kay Pwokirè Jeneral Eta
New York (HOPP) nan nimewo pou apèI gratis konsomatè liy dirèk yo dwe konekte
nan sèvis konsèy gratis lojman nan zòn ou an 1-855-HOME-456 (1-855-466-3456),
oswa ale sou sit wèb yo a nan http://www.aghomehelp.com/. Gen yon lis pa
sikonskripsyon ki disponib tou nan
http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Asistans
gratis disponib; veye konpayi oswa moun ki mande w peye pou sèvis sa yo. Konseye
lojman nan ajans ki nan Nouyòk yo ki nan lis sou sit entènèt la pi wo a resevwa
fòmasyon pou ede pwopriyetè kay ki gen pwoblèm fè pèman ipotèk yo epi yo ka ede w
jwenn chwa ki pi bon pou sitiyasyon ou. Si ou vle, ou kapab kontakte nou dirèkteman
nan 800-635-9698 epi diskite sou opsyon ki posib yo.
Menmsi nou pa kapab asire w yon rezolisyon mityèIman agreyab posib, nou ankouraje
w pran mezi imedya pou eseye reyalize yon rezolisyon. Plis ou tann, ou kapab genyen
mwens opsyon.
LR972 11527 00175640000009061200
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
Si ou pa fè okenn aksyon pou rezoud zafè sa a nan lespas 90 jou apre dat nou te voye
avi sa a, nou ka kòmanse pran mezi legal kont ou (oswa menm pi bonè si ou pap viv
nan kay la ankò kòm rezidans prensipal ou.)
Si ou bezwen plis enfòmasyon, tanpri rele nan liy Depatman Eta New York Sèvis
Finans lan nan nimewo pou apèI gratis la nan (800) 342-3736 oswa vizite sit entènèt
Depatman an nan www.dfs.ny.gov.
ENPOTAN: Ou gen dwa pou rete nan kay ou jiskaske ou resevwa yon Iòd tribinal ki di
ou pou kite pwopriyete a. Si yo prezante yon pwosè poze sele pou sezi kay kont ou
nan tribinal, ou toujou gen dwa pou rete nan kay la jiskaske yon tribinal ba w Iòd pou
kite kay la. Ou legalman rete mèt kay la epi responsab pou pwopriyete a jiskaske ou
vann pwopriyete a ou menm oubyen sou Iòd tribinal la nan konklizyon pwosedi nenpòt
pwosè pou sezi byen. Avi sa a se pa yon avi degèpisman, e yo poko komanse yon
pwosè poze sele pou sezi byen kont ou.
Sincerely,
Select Portfolio Servicing, Inc.
Esta carta contiene información importante concerniente a sus
derechos. Por favor, traduzca esta carta. Nuestros representantes
bilingües están a su disposición para contestar cualquier pregunta.
Llamenos al numero 800-831-0118 y seleccione/marque la opción 2.
This communication from a debt collector is an attempt to collect a debt
and any information obtained will be used for that purpose.
Minnesota - This collection is licensed the Minnesota
agency by
Department of Commerce
New York City
- Collection Agency License # 1170514
LR972 11527
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
SELECT
Portfolio
SERVICING,inc.
July 30, 2018
CHRISTOPHER WOODEN
g 55 W LAKE RD
S
BRANCHPORT, NY 14418
Account Number:
Property Address: 55 W LAKE RD
BRANCHPORT, NY 14418
Dear Customer(s):
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LR972 11527 00175640000009071200
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
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Sincerely,
Select Portfolio Servicing, Inc.
Esta carta contiene información importante concerniente a sus
derechos. Por favor, traduzca esta carta. Nuestros representantes
bilingües están a su disposición para contestar cualquier pregunta.
Llamenos al numero 800-831-0118 y seleccione/marque la opción 2.
This communication from a debt collector is an attempt to collect a debt
and any information obtained will be used for that purpose.
Minnesota - This collection is licensed the Minnesota
agency by
Department of Commerce
New York - Collection License # 1170514
City Agency
LR972 11527
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
Foreclosure Prevention Counseling
Ifyou are having trouble paying your mortgage or are at risk of foreclosure, contact a not-for-profit housing
counselor in your area. Not-for-profit housing counselors provide free, professional advice. They can help you
assess your options, negotiate with your lender and find free legal services and other resources in your area.
The following not-for-profit housing counseling organizations have received some type of public funding to
provide foreclosure prevention services. It'salways a good idea to call in advance to see ifan appointment is
ñêcessary and what, ifany, documêñts you should bring with you.
Be wary of companies and individuals who promise to help save your home from
foreclosure in exchãñgs for the paymsñt of fees upfront. New York law prohibits the
co!!ection of such fees except in |imited circumstances.
If you live in New York City, you can contact the Center for New York City Neighborhoods (CNYCN) at
646-786-0888. CNYCN partners with more than 50 agencies and coordinates foreclosure prevention and
intervention services in allfive boroughs. Itcan help you find the right services for your needs.
Please note that the State cannot guarantee the advice of any individual housing counseling agency. However,
many of these agencies have adopted National Industry Standards for Homeownership Counseling to ensure
that homeowners receive quality and professional counseling.
Also note that the listmay not include all publicly funded agencies in New York that are providing foreclosure
counseling services. The New York Division of Homes & Community Renewal is continually working to add
new agencies to the list.
For more information on avciding foreclosure visitthe New York Departmêñt of Financial Services website at
www.dfs.ny.gov.
The U.S. Departmêñt of Housing and Urban Davs|Gpment (HUD) also sponsors housing counseling agencies
that can provide advice on prevsating foreclosure. HUD appicvad home ownership counsê|iñg may be
available to you. You should call (800) 569-4287 or TDD (800) 877-8339, or go to HUD's website at
http://www.hud.aov/0ffices/hsg/sfh/hcc/hm cfm to find the HUD-approved housing counsê|iñg agency nearest
you.
LR972 11527 00175640000009081200
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136
NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021
New York State Non Profit
Housing Counseling Agencies Providing
Services to Homeownersin Default
and ForeclosureStatewideListing by
County
Compiled by the Empire Justice Center (Updated
May 7, 2018)
COUNTY AGENCY ADDRESS CONTACTINFO NOTES
Albany ordableHousingPartnership
Preview
FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 EXHIBIT F FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 SELECT S Portfolio SERVICING,inc. July 30, 2018 CHRISTOPHER WOODEN g 55 W LAKE RD S BRANCHPORT, NY 14418 Account Number: Property Address: 55 W LAKE RD BRANCHPORT, NY 14418 Dear Customer(s): YOU MAY BE AT RISK OF FORECLOSURE. PLEASE READ THE FOLLOWING NOTICE CAREFULLY As of July 30, 2018, your home is 271 days and $7,103.51 in default. Under New York State Law, we are required to send you this notice to inform you that you are at risk of losing your home. Attached to this notice is a list of government approved housing counseling agencies in your area which provide free counseling. You can also call the NYS Office of the Attorney General's Homeowner Protection Program (HOPP) toll-free consumer hotline to be connected to free counseling services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at http://www.aqhomehelp.com/. A statewide listing by county is also available at http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Qualified free help is available; watch out for companies or people who charge a fee for these services. Housing counselors from New York-based agencies listed on the website above are trained to help homeowners who are having problems making their mortgage payments and can help you find the best option for your situation. If you wish, you may also contact us directly at 800-635-9698 and ask to discuss possible options. While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait the fewer options you may have. LR972 11527 00175640000009011200 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 If you have not taken any action to resolve this matter within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence.) If you need further information, please call the New York State Department of Financial Services' toll-free helpline at 800-269-0990 or visit the Department's website at http://www.dfs.ny.gov. IMPORTANT: You have the right to remain in your home until you receive a court order telling you to leave the property. If a foreclosure action is filed against you in court, you still have the right to remain in the home until a court orders you to leave. You legally remain the owner and are responsible for the property until the property is sold by you or by order of the court at the conclusion of any foreclosure proceedings. This notice is not an eviction notice, and a foreclosure action has not yet been commenced against you. Sincerely, Select Portfolio Servicing, Inc. Esta carta contiene información importante concerniente a sus derechos. Por favor, traduzca esta carta. Nuestros representantes bilingües están a su disposición para contestar cualquier pregunta. Llamenos al numero 800-831-0118 y seleccione/marque la opción 2. This communication from a debt collector is an attempt to collect a debt and any information obtained will be used for that purpose. New York City - Collection Agency License # 1170514 LR972 11527 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 SELECT S PortJolio SERVIC1NG,inc. July 30, 2018 CHRISTOPHER WOODEN g 55 W LAKE RD S BRANCHPORT, NY 14418 Account Number: Property Address: 55 W LAKE RD BRANCHPORT, NY 14418 Dear Customer(s): USTED PUEDE ESTAR EN RIESGO DE UNA EJECUCIÓN HIPOTECARIA. LEA CUIDADOSAMENTE LA SIGUIENTE NOTIFICACIÓN Al July 30, 2018, su préstamo hipotecario está 271 días en mora y adeuda $7,103.51 dólares. Conforme la Legislación del Estado de Nueva York, debemos enviarle esta notificación para informarle que corre el riesgo de perder su vivienda. Adjunta a esta notificación se encuentra una lista de las agencias asesoras de vivienda aprobadas por el gobierno en su área, las cuales brindan asesoramiento gratuito. También puede llamar a la línea gratuita del centro de atención del consumidor de la Oficina del Programa de Protección de Propietarios (HOPP, según su sigla en inglés) del Procurador General del Estado de Nueva York (NYS) para solicitar los servicios de asesoramiento de vivienda gratuitos en su área al 1-855-HOME-456 (1-855-466-3456), o visitar el sitio web http://www.aghomehelp.com/. Un listado a nivel estatal por condado está también disponible en http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Se ofrece asistencia gratuita calificada; tenga cuidado con las empresas y personas que cobran un cargo por estos servicios. Los asesores de vivienda de las agencias de Nueva York listadas en el sitio web indicado anteriormente están capacitadas para ayudar a los propietarios a hacer los pagos de sus hipotecas y pueden ayudarlos a encontrar la mejor opción para su situación específica. Si lo desea, puede comunicarse directamente con nosotros a 800-635-9698 y pedir que analicemos las posibles opciones. LR972 1527 00175640000009021200 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 Aunque no podemos asegurarle que sea posible una resolución que resulte conveniente mutuamente, le aconsejamos que tome inmediatamente los pasos necesarios para tratar de lograr una resolución. Cuanto más tiempo espere, menores serán las opciones con las que pueda contar. Si no ha tomado ninguna medida para resolver este asunto dentro de los 90 días posteriores a la fecha de envío de esta notificación, iniciaremos las acciones legales en su contra (o lo haremos con anterioridad si usted no tiene esa vivienda como residencia principal). Si necesita más información, comuníquese con la línea de ayuda gratuita del Departamento de Servicios Financieros del Estado de Nueva York llamando al (800) 342-3736 o visite el sitio web del Departamento en www.dfs.ny.gov. IMPORTANTE: Tiene derecho a permanecer en su vivienda hasta que reciba la orden judicial diciéndole que debe abandonar la propiedad. Si se inicia una acción de ejecución hipotecaria en su contra en un tribunal, aún tendrá derecho a permanecer en su vivienda hasta que el tribunal le ordene abandonarla. Legalmente sigue siendo el propietario y es responsable de la propiedad hasta que la misma sea vendida por usted o por orden judicial al finalizar cualquier procedimiento de ejecución hipotecaria. Esta notificación no es una orden de desalojo y todavía no se ha iniciado una acción de ejecución hipotecaria contra usted. Sincerely, Select Portfolio Servicing, Inc. Esta carta contiene información importante concerniente a sus derechos. Por favor, traduzca esta carta. Nuestros representantes bilingües están a su disposición para contestar cualquier pregunta. Llamenos al numero 800-831-0118 y seleccione/marque la opción 2. This communication from a debt collector is an attempt to collect a debt and any information obtained will be used for that purpose. Minnesota - This collection is licensed the Minnesota agency by Department of Commerce New York - Collection License # 1170514 City Agency LR972 11527 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 SELECT Portfolio SERVICING,inc. July 30, 2018 CHRISTOPHER WOODEN g 55 W LAKE RD S BRANCHPORT, NY 14418 Account Number: Property Address: 55 W LAKE RD BRANCHPORT, NY 14418 Dear Customer(s): 12WAE W¿ilifRW12tPeMEDt99WA inff$8MiRL27@0 8 July 30, 2018 , 1809fiMEkBM 271 5E MefA $7,103.51 MTG tatastmWR RIP3 inigWam*@0$Moft 120 At1889fis095 st * OsiWit-fS1$FR±Ef@9$gp[8tttgemMMiMy@M09 fa litetstgW‡Rf#%Mit i%åRft 18tbML17tMtJtlMBB$)†&209M1feilitt0 (HOPP) %MMRMS, L2M FR 189%RMRiM%åRY% tit 1-855-HOME-456 (1-855-466-3456), al $M 08: http://www.aghomehelp.com/. -19tJ†lil@i§09W JW$W&L2TitilSER: http://www.dfs.ny.gov/consumer/mortg__nys_np__counseling_agencies.htm. 12WL250M Rt@9%RM ; injit$†ffitªåRTMtERWRMEMA±. 11_*$5081PhM999Jtl18‡#‡99M5jilfa¶ªifieWEisiM WL2AWMsfRiWEtPER IEEMB9MitRf#W. 45 MfittedñiiteXTM@9iB5. k0R1$EAtomit 13tbW L2EtEW$821FS 888-635-9698 4MR1P9tEitWWE99385. MR1FW)We!E-29t#¾U-iMW7i@#i899A¥W-5% fEIR{FM/gaMER& ko51$&* D M09 90 5Ffg$‡WR{If-[‡M$2%¾jAll-f'alg RJP¶W N E)W$15EC k0R1$TMttfiPRf1-A18891Refift g011--8%1W§ggs . LR972 11527 00175640000009031200 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 Sincerely, Select Portfolio Servicing, Inc. Esta carta contiene información importante concerniente a sus derechos. Por favor, traduzca esta carta. Nuestros representantes bilingües están a su disposición para contestar cualquier pregunta. Llamenos al numero 800-831-0118 y seleccione/marque la opción 2. This communication from a debt collector is an attempt to collect a debt and any information obtained will be used for that purpose. Minnesota - This collection is licensed the Minnesota agency by Department of Commerce New York - Collection License # 1170514 City Agency LR972 11527 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 SELECT S Portfolio SERVICING , inc. July 30, 2018 CHRISTOPHER WOODEN g 55 W LAKE RD S BRANCHPORT, NY 14418 Account Number: Property Address: 55 W LAKE RD BRANCHPORT, NY 14418 Dear Customer(s): K BAM MO)KET BblTb RPuMEHEHO B3blCKAHuE. BHuMATEDbHO nPOMTuTE CBEAYIOll{EE RPEAYnPE>KAEHuE C July 30, 2018 , r. Baw unOTeqHblñ KpeguT OpeAOCTaBneH 271 Ha AHeÑ C BbinnaTOR B pa3Mepe $7,103.51 gonnapOB npu HeuCROnHeHuu 06R3âTenbCTB. B COOTBeTCTBuu C 3aKOHOAaTenbCTBOM WTaTa HbiO-AOpK MbI O6 R3aHbi HanpaBuTb BaM npegynpergeHue, MTO6bl COO6tyuTb O puCKe nOTepu BawerO munbH. K gaHHOMy npegynpergeHulO npunaraeTCR CnuCOK yTBep>KAeHHblX OpaBuTenbCTBOM areHTCTB 00 BOnpOCaM HeABu>KuMOCTu B BaweM peruOHe, KOTOphie npeAOCTaBE RIOT 6eCnnaTHOe KOHCynbTupOBaHue. BbI TalOKe MO)KeTe nO3BOHuTb n0 6eCnnaTHOA FOpR9eÅ nuHuu nporpaMMbi no 3alyuTe CO6CTBeHHuKOB >KunbH (HOPP) FeHepanbHOA npOKypaTypbl WTaTa HbiO-ROpK u ROny9uTb 6eCnnaTHylO KOHCynbTaqulO n0 >KunulyHblM BOnpOCaM B BaweM peruOHe no Tene‡OHy 1-855-HOME-456 (1-855-466-3456) unu nOCeTuTb uX CaÄT n0 aApeCy: http://www.aghOmehelp.com/. CnuCOK n0 OKpyraM wTaTa TalOKe AOCTyneH Ha CaÄTe http://www.dfs.ny.gov/COnsumer/mortg_nys_np_COunseling_agencies.htm. ROCTynHa KBanu‡uqupOBaHHaR 6eCnnaTHaR nOMO1.4b; u36eraÄTe KOMnaHuÄ unu nuq, B3bICKuBalO L4uX nnaTy 3a TaKue yCnyru. LR972 11527 00175640000009041200 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 OHeynbTaHTbl 00 >KMDMu]HblM BOnpOCaM M3 areHTCTB, HaXOARd MXCn B Hblo-ROpKe M nepeMuCneHHblX Ha BblWeyKa3aMHOM CaÄTe, 06yMeHbl ROMOraTb CO6CTBeHHMKaM >KMDbH, MCRblTblBal0H1MM RPO6neMbI OpM BblDRaTe MROTeMHblX B3HOCOB, M MOFyT ROMOMb BaM HaATM DyMWMA BblXDA M3 BaWeu CuTyaquu. Flpu >KenaHuu Bbi MO>KeTe CBR3aTbCR C HaMM HanpRMyso no 800-635-9698 M 06CyguTb BO3MO}KHble BapuaHTbl. XOTR MbI He MO}KeM FapaHTupOBaTb npuHRTue npueMDeMOFO AnR 06eMX CTOpOH peWeHuR, MbI peKOMeHAyeM BaM OpHHMMaTb He3aMeAnMTenbHble MepbI AnR AOCTM}KeHMR KaKOFD-DM60 peweHMR. MGM AORbWe Bbl )KA0Te, TeM MeHbWe BapuaHTOB y BaC OCTaeTCR. ECnu B TeyeHue 90 AHeñ C MOMeHTa OTnpaBKM AaHHOFO OpegynpexAeHMR Bbl He npeanpuHRnu KaKMX-RM60 Ae CTBMA AnR peWeHMR AaHHOFO BORPOCa, MbI MO)KeM BO36yAMTb MCK npOTMB BaC (unu CKOpee, eCnu BaWe munbe nepeCTaeT 6blTb BaWuM OCHOBHblM MeCTOM >KMTenbCTBa). 3a AanbHe WeÄ MH‡OpMaqMe 00pad a TeCb 00 GeCODaTHO DMHMM ROAAep}KKu (800) 342-3736 YnpaBnexuR ‡MHaHCOBblX yCnyr WTaTa H810-ROpK MDM ROCeTMTe CaÄT YnpaBneHMR WWw.dfs.ny.gov. BA)KHO. Bbl BRpaBe OCTaBaTbCR B CBOeM >KMDbe AO RODyMeHMR paCROpH)KeHMR Cyga O HeO6XOAMMOCTM DCBODOAMTb munyto nnOutage. ECnu npOTMB BaC B CyAe ROAaH MCK O B3bICKaHuu, Bbl TeM He MeHee BnpaBe OCTaBaTbCR B CBOeM )KMDbe AO TeX nOp, nOKa CyA He OpMKa)KeT BaM OCBOOOAMTb eFO. flO 3aKOHy Bbl OCTaeTeCb BDaAenbl(eM HeABM)KMMDCTM M HeCeTe 38 Hee OTBeTCTBeHHOCTb AO TeX DOp, ROKa OHa He 6ygeT npOgaHa BaMM MDM Ha OCHOBaHuu npMKa3a CyAa R0 38BepWeHuu Cyge6HbiX pa36upaTenbCTB O B3bICKaHMu. RaMHOe apeAynpergeHMe He RBRReTCs yBeAOMDeHMeM O BblCen0HMM, a MCKM O B3blCKaHuu npOTMB BaC eute He BO36y>KAaBMCb. Sincerely, Select Portfolio Servicing, Inc. Esta carta contiene información importante concerniente a sus derechos. Por favor, traduzca esta carta. Nuestros representantes bilingües están a su disposición para contestar cualquier pregunta. Llamenos al numero 800-831-0118 y seleccione/marque la opción 2. This communication from a debt collector is an attempt to collect a debt and any information obtained will be used for that purpose. Minnesota - This collection is licensed the Minnesota agency by Department of Commerce New York - Collection License # 1170514 City Agency LR9721527 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 SELECT S PortJolio SERVIC1NG,inc. July 30, 2018 CHRISTOPHER WOODEN g 55 W LAKE RD S BRANCHPORT, NY 14418 Account Number: Property Address: 55 W LAKE RD BRANCHPORT, NY 14418 Dear Customer(s): POTREBBE ESSERE A RISCHIO DI PIGNORAMENTO. LA PREGHIAMO DI LEGGERE ATTENTAMENTE QUESTO AVVISO Ad oggi July 30, 2018, la sua ipoteca sulla casa è in arretrato di 271 giorni e $7,103.51 dollari. Secondo la legge dello Stato di New York, siamo tenuti a inviarle quest'avviso per informarla che sta correndo il rischio di perdere la casa. In allegato troverà un elenco di agenzie di consulenza abitativa approvate nella sua zona che forniscono servizi gratuiti. Può anche chiamare l'Ufficio del Programma Protezione Proprietari del Procuratore Generale (HOPP) al numero verde per rivolgersi ai servizi di consulenza gratuita nella sua zona al numero 1-855-HOME-4·56 (1-855-466-3456), o visitare il relativo sito web su http://www.aghomehelp.com/. E disponibile anche un elenco statale diviso per contee all'indirizzo http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. È disponibile aiuto gratuito; attenzione alle aziende o alle persone che addebitano tariffe per questi servizi gratuiti. I consulenti abitativi delle agenzie dello stato di New York elencate sul sito web sono qualificati per aiutare i proprietari con problemi con il pagamento del mutuo e possono aiutarla a trovare la miglior opzione per la sua situazione. Se lo desidera, può anche contattarci direttamente allo 800-635-9698 e chiedere di discutere delle possibili opzioni. LR972 11527 00175640000009051200 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 Anche se non possiamo assicurare che sia possibile una soluzione gradevole per entrambe le parti, la incoraggiamo ad agire immediatamente per ottenere una risoluzione. Più aspetta, meno opzioni potrebbe avere. Se non avrà agito in alcun modo per risolvere la questione entro 90 giorni a partire dalla data della spedizione di quest'avviso, potremo awiare un'azione legale contro di lei (o prima, se smetterà di vivere nell'abitazione come residenza principale.) Se ha bisogno di ulteriori informazioni, chiami il numero verde del Ministero dei Servizi Amministrativi dello Stato di New York al numero (800) 342-3736 o visiti ilsito web del Ministero su www.dfs.ny.gov. IMPORTANTE: Ha diritto ad abitare nella casa di proprietà fino all'eventuale ricezione di un ordine giudiziario che le intima di lasciare la proprietà. Se viene awiata un'azione di pignoramento contro di lei in tribunale, può ancora avere il diritto all'abitazione fino all'eventuale ricezione di un ordine giudiziario contrario. Lei resta legalmente il proprietario e responsabile della proprietà fino a che questa non viene venduta autonomamente o per ordine del tribunale a conclusione di qualsiasi procedimento di pignoramento. Quest'avviso non è un avviso di sfratto e non è stato ancora avviato un procedimento di pignoramento. Sincerely, Select Portfolio Servicing, Inc. Esta carta contiene información importante concerniente a sus derechos. Por favor, traduzca esta carta. Nuestros representantes bilingües están a su disposición para contestar cualquier pregunta. Llamenos al numero 800-831-0118 y seleccione/marque la opción 2. This communication from a debt collector is an attempt to collect a debt and any information obtained will be used for that purpose. Minnesota - This collection is licensed the Minnesota agency by Department of Commerce New York City - Collection Agency License # 1170514 LR972 11527 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 SELECT S Portfolio SERVICING,inc. July 30, 2018 CHRISTOPHER WOODEN g 55 W LAKE RD S BRANCHPORT, NY 14418 Account Number: Property Address: 55 W LAKE RD BRANCHPORT, NY 14418 Dear Customer(s): OU KA RISKE POU YO SEZI KAY OU. SOUPLE LI AVI SA AK ANPIL ATANSYON Apati July 30, 2018, dèt kay ou a gen 271 jou, ak $7,103.51 dola an defo. Dapre Lwa Eta New York, nou oblije voye avi sa pou fè ou konnen ou riske pou pèdi kay ou. Ansanm ak avi sa gen yon lis ajans konsèy sou lojman gouvènman apwouve ki nan zòn ou an ki bay konsèy gratis. Ou kapab rele tou Biwo Pwogram Pwoteksyon Pwopriyetè Kay Pwokirè Jeneral Eta New York (HOPP) nan nimewo pou apèI gratis konsomatè liy dirèk yo dwe konekte nan sèvis konsèy gratis lojman nan zòn ou an 1-855-HOME-456 (1-855-466-3456), oswa ale sou sit wèb yo a nan http://www.aghomehelp.com/. Gen yon lis pa sikonskripsyon ki disponib tou nan http://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Asistans gratis disponib; veye konpayi oswa moun ki mande w peye pou sèvis sa yo. Konseye lojman nan ajans ki nan Nouyòk yo ki nan lis sou sit entènèt la pi wo a resevwa fòmasyon pou ede pwopriyetè kay ki gen pwoblèm fè pèman ipotèk yo epi yo ka ede w jwenn chwa ki pi bon pou sitiyasyon ou. Si ou vle, ou kapab kontakte nou dirèkteman nan 800-635-9698 epi diskite sou opsyon ki posib yo. Menmsi nou pa kapab asire w yon rezolisyon mityèIman agreyab posib, nou ankouraje w pran mezi imedya pou eseye reyalize yon rezolisyon. Plis ou tann, ou kapab genyen mwens opsyon. LR972 11527 00175640000009061200 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 Si ou pa fè okenn aksyon pou rezoud zafè sa a nan lespas 90 jou apre dat nou te voye avi sa a, nou ka kòmanse pran mezi legal kont ou (oswa menm pi bonè si ou pap viv nan kay la ankò kòm rezidans prensipal ou.) Si ou bezwen plis enfòmasyon, tanpri rele nan liy Depatman Eta New York Sèvis Finans lan nan nimewo pou apèI gratis la nan (800) 342-3736 oswa vizite sit entènèt Depatman an nan www.dfs.ny.gov. ENPOTAN: Ou gen dwa pou rete nan kay ou jiskaske ou resevwa yon Iòd tribinal ki di ou pou kite pwopriyete a. Si yo prezante yon pwosè poze sele pou sezi kay kont ou nan tribinal, ou toujou gen dwa pou rete nan kay la jiskaske yon tribinal ba w Iòd pou kite kay la. Ou legalman rete mèt kay la epi responsab pou pwopriyete a jiskaske ou vann pwopriyete a ou menm oubyen sou Iòd tribinal la nan konklizyon pwosedi nenpòt pwosè pou sezi byen. Avi sa a se pa yon avi degèpisman, e yo poko komanse yon pwosè poze sele pou sezi byen kont ou. Sincerely, Select Portfolio Servicing, Inc. Esta carta contiene información importante concerniente a sus derechos. Por favor, traduzca esta carta. Nuestros representantes bilingües están a su disposición para contestar cualquier pregunta. Llamenos al numero 800-831-0118 y seleccione/marque la opción 2. This communication from a debt collector is an attempt to collect a debt and any information obtained will be used for that purpose. Minnesota - This collection is licensed the Minnesota agency by Department of Commerce New York City - Collection Agency License # 1170514 LR972 11527 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 SELECT Portfolio SERVICING,inc. July 30, 2018 CHRISTOPHER WOODEN g 55 W LAKE RD S BRANCHPORT, NY 14418 Account Number: Property Address: 55 W LAKE RD BRANCHPORT, NY 14418 Dear Customer(s): 718hP-!W9 01|h019i^¡L¤¤ WEXILH -r™RD1|2101MAD|B1 LD July30,2018 $X[ 78F9-r EXE 271 ggod $7,103.51 2E19XH9E01 AElDF LG WVE1EOllllal; SWeW6DF-r 9I 01|k01°JE WEbe XNS W 6HOF LD 8|BXI901NWAB Ille6ha JlE9W |M XIAl0ileW5301Wi‡iL¤ ±WXFMRII EEêFW8F9XI901|hW-r"46 ABl^0lleWBD|%8HWMWA½tBF-rm --F (HomeownerProtectionProgram,HOPP)9WP491EK3J1-855-HOME- 456(1-855-466-3456) FHof Ekl8FAD1Ll; BlBWlAl0E http://www.aghomehelp.com/ 5 8414WiêiL¤9[8-| + EXllWehttp://www.dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm OiWle!0le 4Wi^iLD IP-1 WêWAlel^JFJi LG 8l@^18L^0114Mi!EVlll8hilAFES-AB B!8h!AL2 9 JAl0EOllLl9hWJ |PDLE°_J-rMABAE5DIX A 0ileX1DFW-r¶ ±T?T510|%8H u 004, WBF9 A BH BE IEEl9 248M EE 4 Wi^iLD IBFAh 9, 888-635-9698 01Wl115101D1 29249001JHigp_F@M k98M9é!W4Wi‡iLG MRP_MBE8H 0|Jl 80WWW41-WXEt 8lPJE©78DIW8HMMEM W8HVADIBILL¤ APJolXM4ÿW8DFAf824h@M0|4015!LG LR972 11527 00175640000009071200 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 8 AL9. L PMEXD 1 0 IlpHil e?01E 0 5 D1 LHE|X|&EE 7180¯218 0 °REEDF°AD ¯18E¯116 P-MEXE W2IO 98H MO 80 Q P- 19 OR DHAElX|&©AD Sincerely, Select Portfolio Servicing, Inc. Esta carta contiene información importante concerniente a sus derechos. Por favor, traduzca esta carta. Nuestros representantes bilingües están a su disposición para contestar cualquier pregunta. Llamenos al numero 800-831-0118 y seleccione/marque la opción 2. This communication from a debt collector is an attempt to collect a debt and any information obtained will be used for that purpose. Minnesota - This collection is licensed the Minnesota agency by Department of Commerce New York - Collection License # 1170514 City Agency LR972 11527 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 Foreclosure Prevention Counseling Ifyou are having trouble paying your mortgage or are at risk of foreclosure, contact a not-for-profit housing counselor in your area. Not-for-profit housing counselors provide free, professional advice. They can help you assess your options, negotiate with your lender and find free legal services and other resources in your area. The following not-for-profit housing counseling organizations have received some type of public funding to provide foreclosure prevention services. It'salways a good idea to call in advance to see ifan appointment is ñêcessary and what, ifany, documêñts you should bring with you. Be wary of companies and individuals who promise to help save your home from foreclosure in exchãñgs for the paymsñt of fees upfront. New York law prohibits the co!!ection of such fees except in |imited circumstances. If you live in New York City, you can contact the Center for New York City Neighborhoods (CNYCN) at 646-786-0888. CNYCN partners with more than 50 agencies and coordinates foreclosure prevention and intervention services in allfive boroughs. Itcan help you find the right services for your needs. Please note that the State cannot guarantee the advice of any individual housing counseling agency. However, many of these agencies have adopted National Industry Standards for Homeownership Counseling to ensure that homeowners receive quality and professional counseling. Also note that the listmay not include all publicly funded agencies in New York that are providing foreclosure counseling services. The New York Division of Homes & Community Renewal is continually working to add new agencies to the list. For more information on avciding foreclosure visitthe New York Departmêñt of Financial Services website at www.dfs.ny.gov. The U.S. Departmêñt of Housing and Urban Davs|Gpment (HUD) also sponsors housing counseling agencies that can provide advice on prevsating foreclosure. HUD appicvad home ownership counsê|iñg may be available to you. You should call (800) 569-4287 or TDD (800) 877-8339, or go to HUD's website at http://www.hud.aov/0ffices/hsg/sfh/hcc/hm cfm to find the HUD-approved housing counsê|iñg agency nearest you. LR972 11527 00175640000009081200 FILED: YATES COUNTY CLERK 06/08/2021 02:36 PM INDEX NO. 2021-5136 NYSCEF DOC. NO. 7 RECEIVED NYSCEF: 06/08/2021 New York State Non Profit Housing Counseling Agencies Providing Services to Homeownersin Default and ForeclosureStatewideListing by County Compiled by the Empire Justice Center (Updated May 7, 2018) COUNTY AGENCY ADDRESS CONTACTINFO NOTES Albany ordableHousingPartnership