Preview
FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM INDEX NO. 000045-2021
NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 01/22/2021
Andrea K. Bailey, Acting County Clerk
Livingston County Government Center
6 Court Street, Room 201
Geneseo, New York 14454
(585) 243-7010 ~ Fax (585) 243-7928
Livingston County Clerk Recording Page
Received From: Return To:
ELIZABETH EMILY DEERY ELIZABETH EMILY DEERY
100 CORPORATE WOODS 100 CORPORATE WOODS
SUITE 230 SUITE 230
ROCHESTER, NY 14623 ROCHESTER, NY 14623
Document Type: CIVIL ACTION - MISC Document Desc: EXHIBIT(S)
Plaintiff Defendant
AMERICAN EXPRESS NATIONAL BANK BRADSHAW ROBERT
AKA ROBERT A BRADSHAW
Recorded Information:
State of New York
Index #: 000045-2021 County of Livingston
EFiling through NYSCEF
Acting Livingston County Clerk
This sheet constitutes the Clerk’s endorsement required by section 319 of the Real Property Law of the State of New York
AKB
Do Not Detach
IndexNO.
INDEX # : 000045-2021
000045-2021
FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM
NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 01/22/2021
Index NO.
INDEX #:000045-2021
000045-2021
FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM
NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 01/22/2021
American Express® Loans p. 1/3
Personal gpggg
°SNAL
ROBERT A BRADSHAW
Invoice Date 03!2a/20 Next InvoiceDate 04/24/20 Loan Account Ending 009
Payment Information Account Summary
Outstanding Loan Balance $11,062.29 Previous Outstanding
Loan Balance $10,905.24
Payments/Credits -$0.00
Monthly Payment Due $2,208.64
Includes the past due amount of $1,646.73 Loan Disbursements +$0.00
04/20/20% Interest Charges +$118.05
Payment Due Date
Fees +$39.00
* Late PaymentWarning: If we do not receive your
Monthly Payment
ue b thePayment Due Date, you may have to pay a late fee of
OutstandingLoan Balance $11,062.29
Monthly Payment Due $2,20B.64
Original Loan Amount $11,000.00
Important Messages Customer Care
Customer Care & Billing
Inquiries1-844-273-1384
See page 2 for important
!nfem:t!:nabout your Loan Account.
International
Collect 1-928-427-5126
Large Print 1-844-273-1384
Loan invoices
& Bralile
. HearingImpaired
7 Your Loan Account is pastdue. TrY: 1-800-221-9950
FAX: 1-623-707-4442
In NY: 1-800-522-1897
To pay off your
loan in full, you must Loan Balance
pay the Outstanding
above by yourNext Invoice
Date (otherwise
interest
willcontinueto
accrue). Customer Care &
inquiries
Billing Payments
- you can update
As a re-nir.der, yourpersonaldetails
and Loan Account P.O.BOX 981535 P.O.BOX 1270
M':r.:tian by accessing your online
account at americanexpress.com EL PASO,TX NEWARKNJ 07101-
or by calling
Customer Care at 1-844-273-1384. 79998-1535 1270
4 below, detach and return with your payment4
Pleasefold on the perforation
Payment Coupon gg Pay by Computer Pay by Phone Loan AccountEnding 009
Do not staple or use paper clips americanexpress.com/pbc 1-844-273-1384
* Enter 15 di
it Loan Account # on all payments.
Make chec payable to American Express.
ROBERT A BRADSHAW Payment Due Date
2820 TOWNLINE RD 04/20/20
NUNDA NY 14517
OutstandingLoan Balance
$11,062.29
MonthlyPa ment Due
2,208.64
See reverse side for !nêüGhe
on how to update your address,
AMERICAN EXPRESS
P.O. BOX 1270
$
Amount
, -
Enclosed
phone number, or email. NEWARK NJ 07101-1270
Index NO.
INDEX #:000045-2021
000045-2021
FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM
NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 01/22/2021
ROBERT A BRADSHAW Loan Account Ending 1009 p. 2/3
Payments: Your paymentmust be sent to the payment address shown on your loan invoice and must be received by 5:00 p.m. local time at that
address to be credited as of the day it is received. Payments we receive after 5:00 p.m. will not be credited to your Loan Account
until the next day.
Payments must also: (1) include the remittance
coupon from your loan invoice; (2) be made with a single check drawn on a US bank and payable in
US dollars, or with a negotiable
ine:ment the US banking system; and (3) include your Loan Account
payable in USdollars and clearable through
number. If your payment does not meet all of the above requirements,
may be delayed and you may incur late payment fees and additional
crediting
interest charges. Electronic payments must be made through
an electronic
payment method payable in USdollars and clearable through
the US
bankingsystem. If we accept payment in a foreign currency, we will convert it into USdollars at a conversion rate that is ecceptab!e to us, unless a
particular checks as they will be deposited
rate is required by law. Pleasedo not send post-d:ted upon receipt. Any restrictive language on a
payment our express prior written
we accept will have no effect on us without !::±!±r!s.
approval. We will re-present to your financial
any payment
thatis returned
unpaid.
* You can find your full Loan Account a copy of which is located in the Document Center in your American Express
number in your Loan Agreement,
onlineaccount.
Fermissionfor Withdrawal:
Electronic (1) When you send a check for payment, you give us pen-.:ssion to electronically
withdrawyum payment
from your deposit or other asset account. We will process checks electronically
the amount
by tre=mitting of the check, routing
number, account
number and check serial number to your financial in3titution,
unless the check is not processable electronically
or a less costly process is available.
When we process your check electronically,
your paymentmay be withdrawn
from your deposit or other asset account as soon as the same day we
receive your check, and you will not receive that cancelled check with your deposit or other asset account statement.
If we cannot collect the funds
electroi dcâ:|y we may issue a draft against your deposit or other asset account for the amount
of the check. (2) By using Pay By Computer,
Pay By
payment service of ours, you give us parmiccinn to electronically
Phone or any other electronic withdrawfunds from the deposit or other asset
accountyou specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited to your Loan
Account until the next day.
Prepayment: If you pay off your Canding
Loan Balance early, you will not have to pay a penalty and you may be entitled
to a refund of part of
the finance charge. You are responsible for paying any additional late fees, that may have been incurred but are not reflected in
charges, including
your Outstanding
Loan Balance for this Payment Due Date.
Monthly Payment Due: Pay this amount
to keep your Loan Account current. This is the monthly
scheduled payment amount
plus any applicable
fees, accrued interest and past due monthly
scheduled payment amounts.
CreditBalance: A credit balance (decignated CR) shown on this loan invoice represents money owed to you. If you have a credit balance on your
Loan Account after you repay your loan in full, we will send you a check for the credit balance within
60 days if the amount
of the credit balance is
us at the address or phone number for Customer Care & Billing Inquiries, as noted on page 1 of your
$1.00 or more. To request a refund, contact
invoice.
CreditReporting:We may report !nf:n:±!::
about your Loan Account to credit bureaus. Late payments, missed payments, or other defaults on
yourLoan Accountmay be reflected in your credit report.
Pay Your Billwith AutoPay
Deduct your payment from your bank
each month.
account automatically
- Avoid late fees
- Savetime
Change of Address, phone number, email
Visit americanexprese.com!:utopay
-Online at www.americanexpress.com!epd=tacentact!nfe
- today to enroll
Via mobile device .
-Voice sutom:•t=d:
call the number on the back of your card
-For name, companyname, and foreign
address or phone changes, please call Customer Care
Please do not add any written comm•mkstion or address change on thisstub
For li-t--.:tbñ
on how we protect your
privacy and to set your ce ation
and privacy choices, please visit
www.americanexpress.com/privacy.
FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM INDEXIndex NO.
#: 000045-2021
000045-2021
NYSCEF DOC. NO. 3 Express®
RECEIVED NYSCEF: 01/22/2021
American Personal Loans gggggg p. 3/s
SNSNAL
ROBERT A BRADSHAW
Invoice Date 03i26i20 Loan AccGürit Ending 1009
Fees
Amount
03/20/20 Late Payment Fee $39.00
TotalFees for this
Period $39.00
Interest Charges
Amount
03/26/20 Interest Charge $118.05
TotalInterest
Charges for this Period $118.05
Preview
FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM INDEX NO. 000045-2021 NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 01/22/2021 Andrea K. Bailey, Acting County Clerk Livingston County Government Center 6 Court Street, Room 201 Geneseo, New York 14454 (585) 243-7010 ~ Fax (585) 243-7928 Livingston County Clerk Recording Page Received From: Return To: ELIZABETH EMILY DEERY ELIZABETH EMILY DEERY 100 CORPORATE WOODS 100 CORPORATE WOODS SUITE 230 SUITE 230 ROCHESTER, NY 14623 ROCHESTER, NY 14623 Document Type: CIVIL ACTION - MISC Document Desc: EXHIBIT(S) Plaintiff Defendant AMERICAN EXPRESS NATIONAL BANK BRADSHAW ROBERT AKA ROBERT A BRADSHAW Recorded Information: State of New York Index #: 000045-2021 County of Livingston EFiling through NYSCEF Acting Livingston County Clerk This sheet constitutes the Clerk’s endorsement required by section 319 of the Real Property Law of the State of New York AKB Do Not Detach IndexNO. INDEX # : 000045-2021 000045-2021 FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 01/22/2021 Index NO. INDEX #:000045-2021 000045-2021 FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 01/22/2021 American Express® Loans p. 1/3 Personal gpggg °SNAL ROBERT A BRADSHAW Invoice Date 03!2a/20 Next InvoiceDate 04/24/20 Loan Account Ending 009 Payment Information Account Summary Outstanding Loan Balance $11,062.29 Previous Outstanding Loan Balance $10,905.24 Payments/Credits -$0.00 Monthly Payment Due $2,208.64 Includes the past due amount of $1,646.73 Loan Disbursements +$0.00 04/20/20% Interest Charges +$118.05 Payment Due Date Fees +$39.00 * Late PaymentWarning: If we do not receive your Monthly Payment ue b thePayment Due Date, you may have to pay a late fee of OutstandingLoan Balance $11,062.29 Monthly Payment Due $2,20B.64 Original Loan Amount $11,000.00 Important Messages Customer Care Customer Care & Billing Inquiries1-844-273-1384 See page 2 for important !nfem:t!:nabout your Loan Account. International Collect 1-928-427-5126 Large Print 1-844-273-1384 Loan invoices & Bralile . HearingImpaired 7 Your Loan Account is pastdue. TrY: 1-800-221-9950 FAX: 1-623-707-4442 In NY: 1-800-522-1897 To pay off your loan in full, you must Loan Balance pay the Outstanding above by yourNext Invoice Date (otherwise interest willcontinueto accrue). Customer Care & inquiries Billing Payments - you can update As a re-nir.der, yourpersonaldetails and Loan Account P.O.BOX 981535 P.O.BOX 1270 M':r.:tian by accessing your online account at americanexpress.com EL PASO,TX NEWARKNJ 07101- or by calling Customer Care at 1-844-273-1384. 79998-1535 1270 4 below, detach and return with your payment4 Pleasefold on the perforation Payment Coupon gg Pay by Computer Pay by Phone Loan AccountEnding 009 Do not staple or use paper clips americanexpress.com/pbc 1-844-273-1384 * Enter 15 di it Loan Account # on all payments. Make chec payable to American Express. ROBERT A BRADSHAW Payment Due Date 2820 TOWNLINE RD 04/20/20 NUNDA NY 14517 OutstandingLoan Balance $11,062.29 MonthlyPa ment Due 2,208.64 See reverse side for !nêüGhe on how to update your address, AMERICAN EXPRESS P.O. BOX 1270 $ Amount , - Enclosed phone number, or email. NEWARK NJ 07101-1270 Index NO. INDEX #:000045-2021 000045-2021 FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM NYSCEF DOC. NO. 3 RECEIVED NYSCEF: 01/22/2021 ROBERT A BRADSHAW Loan Account Ending 1009 p. 2/3 Payments: Your paymentmust be sent to the payment address shown on your loan invoice and must be received by 5:00 p.m. local time at that address to be credited as of the day it is received. Payments we receive after 5:00 p.m. will not be credited to your Loan Account until the next day. Payments must also: (1) include the remittance coupon from your loan invoice; (2) be made with a single check drawn on a US bank and payable in US dollars, or with a negotiable ine:ment the US banking system; and (3) include your Loan Account payable in USdollars and clearable through number. If your payment does not meet all of the above requirements, may be delayed and you may incur late payment fees and additional crediting interest charges. Electronic payments must be made through an electronic payment method payable in USdollars and clearable through the US bankingsystem. If we accept payment in a foreign currency, we will convert it into USdollars at a conversion rate that is ecceptab!e to us, unless a particular checks as they will be deposited rate is required by law. Pleasedo not send post-d:ted upon receipt. Any restrictive language on a payment our express prior written we accept will have no effect on us without !::±!±r!s. approval. We will re-present to your financial any payment thatis returned unpaid. * You can find your full Loan Account a copy of which is located in the Document Center in your American Express number in your Loan Agreement, onlineaccount. Fermissionfor Withdrawal: Electronic (1) When you send a check for payment, you give us pen-.:ssion to electronically withdrawyum payment from your deposit or other asset account. We will process checks electronically the amount by tre=mitting of the check, routing number, account number and check serial number to your financial in3titution, unless the check is not processable electronically or a less costly process is available. When we process your check electronically, your paymentmay be withdrawn from your deposit or other asset account as soon as the same day we receive your check, and you will not receive that cancelled check with your deposit or other asset account statement. If we cannot collect the funds electroi dcâ:|y we may issue a draft against your deposit or other asset account for the amount of the check. (2) By using Pay By Computer, Pay By payment service of ours, you give us parmiccinn to electronically Phone or any other electronic withdrawfunds from the deposit or other asset accountyou specify in the amount you request. Payments using such services of ours received after 8:00 p.m. MST may not be credited to your Loan Account until the next day. Prepayment: If you pay off your Canding Loan Balance early, you will not have to pay a penalty and you may be entitled to a refund of part of the finance charge. You are responsible for paying any additional late fees, that may have been incurred but are not reflected in charges, including your Outstanding Loan Balance for this Payment Due Date. Monthly Payment Due: Pay this amount to keep your Loan Account current. This is the monthly scheduled payment amount plus any applicable fees, accrued interest and past due monthly scheduled payment amounts. CreditBalance: A credit balance (decignated CR) shown on this loan invoice represents money owed to you. If you have a credit balance on your Loan Account after you repay your loan in full, we will send you a check for the credit balance within 60 days if the amount of the credit balance is us at the address or phone number for Customer Care & Billing Inquiries, as noted on page 1 of your $1.00 or more. To request a refund, contact invoice. CreditReporting:We may report !nf:n:±!:: about your Loan Account to credit bureaus. Late payments, missed payments, or other defaults on yourLoan Accountmay be reflected in your credit report. Pay Your Billwith AutoPay Deduct your payment from your bank each month. account automatically - Avoid late fees - Savetime Change of Address, phone number, email Visit americanexprese.com!:utopay -Online at www.americanexpress.com!epd=tacentact!nfe - today to enroll Via mobile device . -Voice sutom:•t=d: call the number on the back of your card -For name, companyname, and foreign address or phone changes, please call Customer Care Please do not add any written comm•mkstion or address change on thisstub For li-t--.:tbñ on how we protect your privacy and to set your ce ation and privacy choices, please visit www.americanexpress.com/privacy. FILED: LIVINGSTON COUNTY CLERK 01/22/2021 02:19 PM INDEXIndex NO. #: 000045-2021 000045-2021 NYSCEF DOC. NO. 3 Express® RECEIVED NYSCEF: 01/22/2021 American Personal Loans gggggg p. 3/s SNSNAL ROBERT A BRADSHAW Invoice Date 03i26i20 Loan AccGürit Ending 1009 Fees Amount 03/20/20 Late Payment Fee $39.00 TotalFees for this Period $39.00 Interest Charges Amount 03/26/20 Interest Charge $118.05 TotalInterest Charges for this Period $118.05