On May 02, 2019 a
Answer
was filed
involving a dispute between
Bank Of America Na,
and
Discover Bank,
E*Trade Bank,
Lakeside Gardens Condominium B Condominium Association Inc,
Luczkowski, Kristi,
Seidleck As Personal Representative Of, Marianne C,
Seidleck, Marianne C,
Unknown Successor Trustee,
Unknown Tenant 1,
Unknown Tenant 2,
for Homestead Foreclosure $50,001 - $249,999
in the District Court of Collier County.
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Filing # 93019183 E-Filed 07/23/2019 03:19:23 PM
IN THE CIRCUIT COURT OF THE TWENTIETH JUDICIAL CIRCUIT, IN AND FOR
COLLIER COUNTY, FLORIDA CIVIL ACTION
BANK OF AMERICA, N.A.,
Plaintiff,
Case Number: 11-2019-CA-001728-0001-
XX
Vs.
UNKNOWN SUCCESSOR TRUSTEE OF
THE MARIANNE ELIZABETH
MCNAMARA A/K/A MARIANNE E,
MCNAMARA REVOCABLE TRUST DATED
JUNE 16, 2018; MARIANNE C, SEIDLECK;
MARIANNE C. SEILECK AS PERSONAL
REPRESENTATIVE OF THE ESTATE OF
MARIANNE ELIZABETH MCNAMARA
A/K/A MARIANNE FE, MCNAMARA,
DECEASED; KRISTI LUCZKOWSKI;
E*TRADE BANK; LAKESIDE GARDENS
CONDOMINIUM B CONDOMINIUM
ASSOCIATION, INC.; DISCOVER BANK;
UNKNOWN TENANT(S),
Defendants.
OS SH HS SSS
DEFENDANT, LAKESIDE GARDENS CONDOMINIUM B CONDOMINIUM
ASSOCIATION, INC.
ANSWER TO COMPLAINT
COMES NOW the Defendant, LAKESIDE GARDENS CONDOMINIUM B
CONDOMINIUM ASSOCIATION, INC., by and through its undersigned counsel, and files its
Answer to Plaintiff's Complaint herein and, in support thereof, would state as follows:
COUNT I
MORTGAGE FORECLOSURE
1. Defendant is without knowledge as to the allegations contained in Paragraph 1 of
Plaintiffs Complaint and therefore denies same.
2. Defendant is without knowledge as to the allegations contained in Paragraph 2 of
lof4
FILED: COLLIER COUNTY, CRYSTAL K. KINZEL, CLERK, 07/23/2019 03:19:23 PMPlaintiff's Complaint and therefore denies same. Defendant admits that copies of a note and
mortgage are attached.
3. Defendant is without knowledge as to the allegations contained in Paragraph 3 of
Plaintiff's Complaint and therefore denies same.
4, Defendant is without knowledge as to the allegations contained in Paragraph 4 of
Plaintiff's Complaint and therefore denies same.
5. Defendant is without knowledge as to the allegations contained in Paragraph 5 of
Plaintiff's Complaint and therefore denies same.
6. Defendant is without knowledge as to the allegations contained in Paragraph 6 of
Plaintiff's Complaint and therefore denies same.
7. Defendant is without knowledge as to the allegations contained in Paragraph 7 of
Plaintiff's Complaint and therefore denies same.
8. Defendant is without knowledge as to the allegations contained in Paragraph 8 of
Plaintiff's Complaint and therefore denies same.
9. Defendant is without knowledge as to the allegations contained in Paragraph 9 of
Plaintiff's Complaint and therefore denies same.
10. Defendant is without knowledge as to the allegations contained in Paragraph 10 of
Plaintiff's Complaint and therefore denies same.
11. Defendant is without knowledge as to the allegations contained in Paragraph 11 of
Plaintiff's Complaint and therefore denies same.
12. As to Paragraph 12(e), Defendant, LAKESIDE GARDENS CONDOMINIUM B
CONDOMINIUM ASSOCIATION, INC., admits it may claim an interest in the subject property
for assessments. Defendant is without knowledge as to the priority of the interest and therefore
20f 4denies same.
WHEREFORE, Defendant requests this Court enter its order determining the priorities of
the parties and if Plaintiffs alleged interest is deemed superior, foreclosing the interest of the
Defendant according to those priorities and, if any sums are left remaining following the sale of the
property, the Court determine the priorities of the parties as to those amounts.
FIRST AFFIRMATIVE DEFENSE
If the Plaintiffs mortgage is not a first mortgage, the interest of Defendant, LAKESIDE
GARDES CONDOMINIUM B CONDOMINIUM ASSOCIATION, INC., a Florida not-for-
profit corporation, is superior to the mortgage of Plaintiff.
SECOND AFFIRMATIVE DEFENSE
If the Plaintiff acquires title to the subject condominium unit by foreclosure, or by deed in
lieu of foreclosure, the Plaintiff may be liable to the Defendant, LAKESIDE GARDENS
CONDOMINIUM B CONDOMINIUM ASSOCIATION, INC., a Florida not-for-profit
corporation, for up to twelve (12) months of unpaid assessments, that come due prior to the
Plaintiffs acquisition of title (said liability not to exceed 1% of the original mortgage debt).
WHEREFORE, Defendant requests this Court enter its order granting relief sought by
Plaintiff.
3 of 4DATED this__23 day of July, 2019.
SAMOUCE & GAL, P.A.
Counsel for Defendant
Lakeside Gardens Condominium B Condominium
Association, Inc.
5405 Park Central Court
Naples, FL 34109
Za
STEPHEN E. SAMOUCE
Florida Bar No. 0100002
StephenSamouce@SandGLawFirm.com
CERTIFICATE OF SERVICE
I HEREBY CERTIFY that a true and correct copy of the foregoing ANSWER has been
furnished via electronic mail this_Q.3 day of July, 2019.
Zachary Ullman, Esq.
Attorney for Plaintiff
Florida Bar No, 106751
Aldridge Pite LLP
1651 South Congress Avenue
Delray Beach, FL 33445
Telephone: (561) 392-6391
Facsimile: (561) 392-6965
ServiceMail@aldridgepite.com
Jeffry S. Perlow, Esq.
Attorney for Defendant
Florida Bar No, 354759
5425 Park Central Court
Naples, FL 34109
Telephone: (239) 514-2910
Facsimile: (239) 593-1169
jeffperlow@hotmail.com
SAMOUCE & GAL, P.A.
Counsel for Defendant
STEPHEN E. SAMOUCE
Florida Bar No. 0100002
StephenSamouce@SandGLawFirm.com
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