Preview
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
Exhibit F
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
Mr. Cooper
P.O. Box 9095
Temecula, CA 92589-9095
9307 1100 1170 0967 0150 O4
Send Payments to:
Mr. Cooper
PO Box 650783
Dallas, TX 75265-0783
20180806-160
AMALIA CARRERA
10 LAGRANGE PL
STATEN ISLAND, NY 10302-2021
-_NY 90
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
COOper wwWe
Dalls, T X 7scn9
08/06/2018 Sent Via Certified Mail
9307 1100 1170 0967 0150 04
AMALIA CARRERA
10 LAGRANGE PL
STATEN ISLAND, NY 10302-2021
Loan Number:
Property Address: 10 LAGRANGE PL
STATEN ISLAND, NY 10302
Dear AMALIA CARRERA:
Please see next page for important notice required by New York law.
Mr. Cooper is attemptingto collecta debt,and any information obtaiñcd willbe used forthat purpose.
The originathigcreditorof thedebt isMORTGAGET.INC.
The outstandingamount of thedebt as ofthe time communication
of this is$422,431.54.
Ifyou have any furtherquestions about your loan orasphing contained in thisnotice,please do not hesitateto contact
Lucia Gronczniak at 866-316-2432, ext5160650 during thefollowing hours Monday through Thursday from 7 a.m.to
8 p.m. (CT), Friday from 7 a.m. to7 p.m (CT) and Saturday from 8 a.m to 12 p.m. (CT)
Mr. Cooper is simply a new brand name for Natioiistar Mortgage LLC. Nationstar Mortgage LLC is
doing business as Natiester Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a service mark of
.Nationstar Mortgage LLC. All rights reserved.
Nationstar Mortgage LLC d/b/a Mr. Cooper is a debt collector. This is an attempt to collect a debt and
any information obtained will be used for that purpose. HGvisver, ifyou are currently in bankruptcy or
have received a discharge in bankruptcy, this c:---°-ation is not an attempt to collecta debt from you
to the extent that itis included in your bankruptcy or has been discharged, but isprovided for
;g;p personally
. informational purposes only.
NY_90
Page1 of26 9307 1100 1170 O967 O150 09
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
YOU MAY BE AT RISK OF FORECLOSURE.
PLEASE READ THE FOLLOWING NOTICE
CAREFULLY.
As of 08/06/2018, your home loan is 35 days and $6,985.97 dollars in default. Under
New York state law, we are required to send you this notice to inform you that you are
at risk of losing your home.
Attached to this notice is a listof government approved housing counseling agencies in
your area which provide free counseling.
You can also call the NYS Office of the Attorney General's Homeowner Protection
Program (HOPP) toll-free consumer hotline to be connected to free housing counseling
services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at
http://www.aghomehelp.com/. A statewide listing by county is also available at
http://dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm.
Qualified free help is available; watch out for companies or people who charge a fee for
these services.
Housing counselors from New York-based agencies listed on the website above are
trained to help homeowners who are having problems making their mortgage payments
and can help you find the best option for your sihlation. If you wish, you may also
contact us directly at 888-480-2432 and ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we encourage
you to take immediate steps to try to achieve a resolution. The longer you wait the
fewer options you may have.
You may bave options available to you to help you avoid foreclosure. Please call Mr.
Cooper's Foreclosure Prevention Department at 888-480-2432 for additional
NY_90
Page2of26 9307 1100 1170 O%7 O150 04
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
information or to request an interview for the purpose of resolving the past due account.
You may also visit https://www.mrcooper.com/support/mortgage_assistance for
additional information, to see what options may be available to you, and to submit an
application for assistance.
If you have not taken any actions to resolve this matter within 90 days from the date
this notice was mailed, we may commence legal action against you (or sooner if you
cease to live in the dwelling as your primary residence).
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at 1-800-342-3736 or visit the department's
website at www.dfs.ny.gov.
IMPORTANT: You have the right to remain in your home until you receive a court
order telling you to leave the property. If a foreclosure action is filed against you in
court, you still have the right to remain in the home until a court orders you to leave.
You legally remain the owner of and are responsible for the property until the property
is sold you or order of the court at the conclusion of any foreclosure proceedings.
by by
This notice is not an eviction notice, and a foreclosure action has not yet been
commenced against you.
Sincerely,
Lucia Gronczniak
Dedicated Loan Specialist
Mr. Cooper
866-316-2432 ext. 5160650
8950 Cypress Waters Blvd.
Dallas, TX 75019
Enclosure: Agency list
New York Residents: Nationstar Mortgage LLC d/b/a Mr. Cooper is licensed by the
New York City Department of Consumer Affairs License Number: 1392003 If you
believe a Loss Mitigation request has been wrongly denied, you may file a
complaint with the New York State Department of Financial Services at
1-800-342-3736 or www.dfs.ny.gov.
New York Residents Income Disclosure: If a creditor or debt collector receives a
judgment against you in state and federal laws prevent the
money court, may following
types of income from being taken to the debt: supplemental security income (SSI);
pay
social security; public assistance (welfare); spousal support, maintenance (alimony) or
NY_90
Page3 of26 O%? 0150 04
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
workers'
child support; unemployment benefits; disability benefits; compensation
veterans'
benefits; public or private pensions; benefits; federal student loans, federal
student grants, and federal work study funds; and ninety percent of your wages or
salary earned in the last sixty days.
NY_90
Page4of26 °l307 1100 1170 09127 0150 O4
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
Mr. Cooper
P.O. Box 9095
Temecula, CA 92589-9095
9307 1100 1170 O967 0149 91
Send Payments to:
Mr. Cooper
PO Box 650783
Dallas, TX 75265-0783
20180806-160
GALO CARRERA
10 LAGRANGE PL
STATEN ISLAND, NY 10302-2021
NY_90
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
08/06/2018 Sent Via CertifiedMail
9307 1100 1170 0967 0149 91
GALO CARRERA
10 LAGRANGE PL
STATEN ISLAND, NY 10302-2021
Loan Number:
Property Address: 10 LAGRANGE PL
STATEN ISLAND, NY 10302
Dear GALO CARRERA:
Please see next page for important notice required by New York law.
Mr. Cooper is attemptingtocollect a debt,and any in formationobtained willbe used forthat purpose.
The originating creditorof thedebt is MORTGAGET.INC.
The outstandingamount of thedebt as ofthe time of thiscen-süñicatiõñ is$422,431.54.
Ifyou have any furtherqEcdêñs about your loan oranything containedin thisnotice,please do not hesitateto contact
Lucia Gre?4ak at 866-316-2432, ext5160650 duringthe following hours Monday through Thursday from 7 a.m.to
8 p.m. (CT), Friday from 7 a.m. to7 p.m (CT) and Saturday from 8 a.m to 12 p.m. (CT)
Mr. Cooper is simply a new brand name for Nationstar Mortgage LLC. Nadester Martgage LLC is
doing business as Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a service mark of
Nationstar Mortgage LLC. All rights reserved.
Nadem+ar Mortgage LLC d/b/a Mr. Cooper is a debt callectar.This is an attempt to collect a debt and
any information GIte.ined will be used for that purpose. However, ifyou are currently in bankruptcy or
have received a discharge in bankruptcy, this cansunication is not an attempt tocollect a debt from you
e,n personally to the extent that itis included in your bankruptcy or has been discharged, but isprovided for
- informational purposes only.
NY_90
Page1 of26 9307 1100 117D 0%7 01 4'l91
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
YOU MAY BE AT RISK OF FORECLOSURE.
PLEASE READ THE FOLLOWING NOTICE
CAREFULLY.
As of 08/06/2018, your home loan is 35 days and $6,985.97 dollars in default. Under
New York state law, we are required to send you this notice to inform you that you are
at risk of losing your home.
Attached to this notice is a list of government approved housing counseling agencies in
your area which provide free counseling.
You can also call the NYS Office of the Attorney General's Homeowner Protection
Program (HOPP) toll-free consumer hotline to be connected to free housing counseling
services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at
http://www.aghomehelp.com/. A statewide listing by county is also available at
http://dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm.
Qualified free help is available; watch out for companies or people who charge a fee for
these services.
Housing counselors from New York-based agencies listed on the website above are
trained to help homeowners who are having problems making their mortgage payments
and can help you find the best option for your situation. If you wish, you may also
contact us directly at 888-480-2432 and ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we encourage
you to take immediate steps to try to achieve a resolution. The longer you wait the
fewer options you may have.
You may have options available to you to help you avoid foreclosure. Please call Mr.
Cooper's Foreclosure Prevention Department at 888-480-2432 for additional
NY_90
Page2of26 9307 1100 1170 0%? 0149 91
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
information or to request an interview for the purpose of resolving the past due account.
You may also visit https://www,mrcooper.com/support/mortgage_assistance for
additional information, to see what options may be available to you, and to submit an
application for assistance.
If you have not taken any actions to resolve this matter within 90 days from the date
this notice was mailed, we may commence legal action against you (or sooner if you
cease to live in the dwelling as your primary residence).
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at 1-800-342-3736 or visit the department's
website at www.dfs.ny.gov.
IMPORTANT: You have the right to remain in your home until you receive a court
order telling you to leave the property. If a foreclosure action is filed against you in
court, you still have the right to remain in the home until a court orders you to leave.
You legally remain the owner of and are responsible for the property until the property
is sold by you or by order of the court at the conclusion of any foreclosure proceedings.
This notice is not an eviction notice, and a foreclosure action has not yet been
commenced against you.
Sincerely,
Lucia Gronczniak
Dedicated Loan Specialist
Mr. Cooper
866-316-2432 ext. 5160650
8950 Cypress Waters Blvd.
Dallas, TX 75019
Enclosure: Agency list
New York Residents: Nationstar Mortgage LLC d/b/a Mr. Cooper is licensed by the
New York City Department of Consumer Affairs License Number: 1392003 If you
believe a Loss Mitigation request has been wrongly denied, you may file a
complaint with the New York State Department of Financial Services at
1-800-342-3736 or www.dfs.ny.gov.
New York Residents Income Disclosure: If a creditor or debt collector receives a
judgment against you in court, state and federal laws may prevent the
money following
types of income from being taken to pay the debt: supplemental security income (SSI);
social security; public assistance (welfare); spousal support, maintenance (alimony) or
NY_90
Page30f26 91
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
workers'
child support; unemployment benefits; disability benefits; compensation
veterans'
benefits; public or private pensions; benefits; federal student loans, federal
student grants, and federal work study funds; and ninety percent of your wages or
salary earned in the last sixty days.
NY_90
Page4of26 9307 1100 1170 0967 01149 91
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
Mr. Cooper
P.O. Box 9095
Temecula, CA 92589-9095
2335624561
Send Payments to:
Mr. Cooper
PO Box 650783
Dallas, TX 75265-0783
20180806-160
t** v.n ___g.__i-a-rr....g..ggt..g
.1, --i nt
,|gg,tI.r
-i---in--i-r
inn n n n n I I ---Tr-11
GALO CARRERA
10 LAGRANGE PL
STATEN ISLAND, NY 10302-2021
NY_90
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
08/06/2018
GALO CARRERA
10 LAGRANGE PL
STATEN ISLAND, NY 10302-2021
Loan Number:
Property Address: . 10 LAGRANGE PL
STATEN ISLAND, NY 10302
Dear GALO CARRERA:
Please see next page for important notice required by New York law.
Mr. Cooper is attempting to collect
a debt,and any information obtairiedwill be used forthat purpose.
The originatingcreditorof thedebt isMORTGAGET.INC.
The outstanding amount of thedebt as ofthe time of thiscemernication is$422,431.54.
Ifyou have any furtherquestions about your loan oranything contained in thisnotice,please do not hesitatetocontact
Lucia Grenezniak at 866-316-2432, ext5160650 during the fe!!erfinghours Monday through Thursday from 7 a.m.to
8 p.m. (CT), Friday from 7 a.m. to7 p.m (CT) and Saturday from 8 a.m to 12p.m. (CT)
Mr. Cooper is simply a new brand name for Nationstar Mortgage LLC. Nationstar Mortgage LLC is
doing business as Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a service mark of
Nationstar Mortgage LLC. All rights reserved.
Natiõüstar Mortgage LLC d/b/a Mr. Cooper is a debt cóllector. This isan attempt to collect a debt and
o'
any information taired will be used for that purpose. Hawevêr, ifyou are currently inbankruptcy or
have received a discharge in this - -'-ation isnot an attempt to collect a debt from you
bankruptcy,
w;n personally to the extent that itis included in your bankruptcy or has been discharged, but isprovided for
informational purpüses only.
NY_90
Page l of26 23356245b1
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
YOU MAY BE AT RISK OF FORECLOSURE.
PLEASE READ THE FOLLOWING NOTICE
CAREFULLY.
As of 08/06/2018, your home loan is 35 days and $6,985.97 dollars in default. Under
New York state law, we are required to send you this notice to inform you that you are
at risk of losing your home.
Attached to this notice is a list of government approved housing counseling agencies in
your area which provide free counseling.
You can also call the NYS Office of the Attorney General's Homeowner Protection
Program (HOPP) toll-free consumer hotline to be connected to free housing counseling
services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at
http://www.aghomehelp.com/. A statewide listing by county is also available at .
http://dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm.
Qualified free help is available; watch out for companies or people who charge a fee for
these services.
Housing counselors from New York-based agencies listed on the website above are
trained to help homeowners who are having problems making their mortgage payments
and can you find the best option for your situation. If you wish, you may also
help
contact us directly at 888-480-2432 and ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we encourage
you to take immediate steps to try to achieve a resolution. The longer you wait the
fewer options you may have.
You may bave options available to you to help you avoid foreclosure. Please call Mr.
Cooper's Foreclosure Prevention Department at 888-480-2432 for additional
NY_90
Page2 of26 2335624561
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
information or to request an interview for the purpose of resolving the past due account.
You may also visit https://www.mrcooper.com/support/mortgage_assistance for
additional information, to see what options may be available to you, and to submit an
application for assistance.
If you have not taken any actions to resolve this matter within 90 days from the date
this notice was mailed, we may commence legal action against you (or sooner if you
cease to live in the dwelling as your primary residence).
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at 1-800-342-3736 or visit the department's
website at www.dfs.ny.gov.
IMPORTANT: You have the right to remain in your home until you receive a court
order telling you to leave the property. If a foreclosure action is filed against you in
court, you still have the right to remain in the home until a court orders you to leave.
You legally remain the owner of and are responsible for the property until the property
is sold by you or by order of the court at the conclusion of any foreclosure proceedings.
This notice is not an eviction notice, and a foreclosure action has not yet been
commenced against you.
Sincerely,
Lucia Gronczniak
Dedicated Loan Specialist
Mr. Cooper
866-316-2432 ext. 5160650
8950 Cypress Waters Blvd.
Dallas, TX 75019
Enclosure: Agency list
New York Residents: Nationstar Mortgage LLC d/b/a Mr. Cooper is licensed by the
New York City Department of Consumer Affairs License Number: 1392003 If you
believe a Loss Mitigation request has been wrongly denied, you may file a
complaint with the New York State Department of Financial Services at
1-800-342-3736 or www.dfs.ny.gov.
New York Residents Income Disclosure: If a creditor or debt collector receives a
judgment against you in court, state and federal laws prevent the
money may following
types of income from being taken to pay the debt: supplemental security income (SSI);
social security; public assistance (welfare); spousal support, maintenance (alimony) or
NY_90
Page3of26 233562tl5b1
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
workers'
child support; unemployment benefits; disability benefits; compensation
veterans'
benefits; public or private pensions; benefits; federal student loans, federal
student grants, and federal work study funds; and ninety percent of your wages or
salary earned in the last sixty days.
NY_90
Page4 of26 2335624561
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
Mr. Cooper
P.O. Box 9095
Temecula, CA 92589-9095
233562ti562
Send Payments to:
Mr. Cooper
PO Box 650783
Dallas, TX 75265-0783
20180806-160
AMALIA CARRERA
10 LAGRANGE PL
STATEN ISLAND, NY 10302-2021
NY 90
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
mm
COOper ***
Th!lat TX 75019
08/06/2018
AMALIA CARRERA
10 LAGRANGE PL
STATEN ISLAND, NY 10302-2021
Loan Number:
Property Address: 10 LAGRANGE PL
STATEN ISLAND, NY 10302
Dear AMALIA CARRERA:
Please see next page for important notice required by New York law.
Mr. Cooper is attempting to collect
a debt,and any information obtained willbe used forthat purpose.
The originatingcreditorofthe debt is MORTGAGET.INC.
The entstanding amount of thedebt as ofthe time of this
comannication is$422,431.54.
Ifyou have any furtherquestions about your loan oranything contained in thisnotice,please do not hesitatetocontact
Lucia Gronczniak at 866-316-2432, ext5160650 during the fa"owing hours Monday through Thursday from 7 a.m.to
8 p.m. (CT), Friday from 7 a.m. to7 p.m (CT) and Saturday from 8 a.m to 12p.m. (CT)
Mr. Cooper is simply a new brand name for Nationstar Mortgage LLC. Natiõñstar Mortgage LLC is
doing business as Nauesstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a service mark of
Nationstar Mortgage LLC. All rights reserved.
Nationstar Mortgage LLC d/b/a Mr. Cooper is a debt collector. This is an attaiñpt to collect.a debt and
any inf6rination Gbtained will be used for that purpose. However, ifyou are curreñtly in bankruptcy or
have received a discharge in bankruptcy, thisc:===!:aticñ is not an attempt to collecta debt from you
w;n personally to the extent that itis iñcladed in your bankruptcy or has been discharged, but ispr6vided for
informational purposes only.
NY_90
Page l of26 2335629562
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
YOU MAY BE AT RISK OF FORECLOSURE.
PLEASE READ THE FOLLOWING NOTICE
CAREFULLY.
As of 08/06/2018, your home loan is 35 days and $6,985.97 dollars in default. Under
New York state law, we are required to send you this notice to inform you that you are
at risk of losing your home.
Attached to this notice is a listof government approved housing counseling agencies in
your area which provide free counseling.
You can also call the NYS Office of the Attorney General's Homeowner Protection
Program (HOPP) toll-free consumer hotline to be connected to free housing counseling
services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at
http://www.aghomehelp.com/. A statewide listing by county is also available at
http://dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm.
Qualified free help is available; watch out for companies or people who charge a fee for
these services.
Housing counselors from New York-based agencies listed on the website above are
trained to help homeowners who are having problems making their mortgage payments
and can help you find the best option for your situation. If you wish, you may also
contact us directly at 888-480-2432 and ask to discuss possible options.
While we cannot assure that a mutually agreeable resolution is possible, we encourage
you to take immediate steps to try to achieve a resolution. The longer you wait the
fewer options you may have.
You may have options available to you to help you avoid foreclosure. Please call Mr.
Cooper's Foreclosure Prevention Department at 888-480-2432 for additional
NY_90
Page2 of26 233562ti562
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018
NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020
information or to request an interview for the purpose of resolving the past due account.
You may also visit https://www.mrcooper.com/support/mortgage_assistance for
additional information, to see what options may be available to you, and to submit an
application for assistance.
If you have not taken any actions to resolve this matter within 90 days from the date
this notice was mailed, we may commence legal action against you (or sooner if you
cease to live in the dwelling as your primary residence).
If you need further information, please call the New York State Department of
Services'
Financial toll-free helpline at 1-800-342-3736 or visit the department's
website at www.dfs.ny.gov.
IMPORTANT: You have the right to remain in your home until you receive a court
order you to leave the property. If a foreclosure action is filed against you in
telling
court, you still have the right to remain in the home until a court orders you to leave.
You legally remain the owner of and are responsible for the property until the property
is sold you or order of the court at the conclusion of any foreclosure proceedings.
by by
This notice is not an eviction notice, and a foreclosure action has not yet been
commenced against you.
Sincerely,
Lucia Gronczniak
Dedicated Loan Specialist
Mr. Cooper
866-316-2432 ext. 5160650
8950 Cypress Waters Blvd.
Dallas, TX 75019
Enclosure: Agency list
New York Residents: Nationstar Mortgage LLC
Preview
FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 Exhibit F FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 Mr. Cooper P.O. Box 9095 Temecula, CA 92589-9095 9307 1100 1170 0967 0150 O4 Send Payments to: Mr. Cooper PO Box 650783 Dallas, TX 75265-0783 20180806-160 AMALIA CARRERA 10 LAGRANGE PL STATEN ISLAND, NY 10302-2021 -_NY 90 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 COOper wwWe Dalls, T X 7scn9 08/06/2018 Sent Via Certified Mail 9307 1100 1170 0967 0150 04 AMALIA CARRERA 10 LAGRANGE PL STATEN ISLAND, NY 10302-2021 Loan Number: Property Address: 10 LAGRANGE PL STATEN ISLAND, NY 10302 Dear AMALIA CARRERA: Please see next page for important notice required by New York law. Mr. Cooper is attemptingto collecta debt,and any information obtaiñcd willbe used forthat purpose. The originathigcreditorof thedebt isMORTGAGET.INC. The outstandingamount of thedebt as ofthe time communication of this is$422,431.54. Ifyou have any furtherquestions about your loan orasphing contained in thisnotice,please do not hesitateto contact Lucia Gronczniak at 866-316-2432, ext5160650 during thefollowing hours Monday through Thursday from 7 a.m.to 8 p.m. (CT), Friday from 7 a.m. to7 p.m (CT) and Saturday from 8 a.m to 12 p.m. (CT) Mr. Cooper is simply a new brand name for Natioiistar Mortgage LLC. Nationstar Mortgage LLC is doing business as Natiester Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a service mark of .Nationstar Mortgage LLC. All rights reserved. Nationstar Mortgage LLC d/b/a Mr. Cooper is a debt collector. This is an attempt to collect a debt and any information obtained will be used for that purpose. HGvisver, ifyou are currently in bankruptcy or have received a discharge in bankruptcy, this c:---°-ation is not an attempt to collecta debt from you to the extent that itis included in your bankruptcy or has been discharged, but isprovided for ;g;p personally . informational purposes only. NY_90 Page1 of26 9307 1100 1170 O967 O150 09 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 YOU MAY BE AT RISK OF FORECLOSURE. PLEASE READ THE FOLLOWING NOTICE CAREFULLY. As of 08/06/2018, your home loan is 35 days and $6,985.97 dollars in default. Under New York state law, we are required to send you this notice to inform you that you are at risk of losing your home. Attached to this notice is a listof government approved housing counseling agencies in your area which provide free counseling. You can also call the NYS Office of the Attorney General's Homeowner Protection Program (HOPP) toll-free consumer hotline to be connected to free housing counseling services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at http://www.aghomehelp.com/. A statewide listing by county is also available at http://dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Qualified free help is available; watch out for companies or people who charge a fee for these services. Housing counselors from New York-based agencies listed on the website above are trained to help homeowners who are having problems making their mortgage payments and can help you find the best option for your sihlation. If you wish, you may also contact us directly at 888-480-2432 and ask to discuss possible options. While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait the fewer options you may have. You may bave options available to you to help you avoid foreclosure. Please call Mr. Cooper's Foreclosure Prevention Department at 888-480-2432 for additional NY_90 Page2of26 9307 1100 1170 O%7 O150 04 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 information or to request an interview for the purpose of resolving the past due account. You may also visit https://www.mrcooper.com/support/mortgage_assistance for additional information, to see what options may be available to you, and to submit an application for assistance. If you have not taken any actions to resolve this matter within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence). If you need further information, please call the New York State Department of Services' Financial toll-free helpline at 1-800-342-3736 or visit the department's website at www.dfs.ny.gov. IMPORTANT: You have the right to remain in your home until you receive a court order telling you to leave the property. If a foreclosure action is filed against you in court, you still have the right to remain in the home until a court orders you to leave. You legally remain the owner of and are responsible for the property until the property is sold you or order of the court at the conclusion of any foreclosure proceedings. by by This notice is not an eviction notice, and a foreclosure action has not yet been commenced against you. Sincerely, Lucia Gronczniak Dedicated Loan Specialist Mr. Cooper 866-316-2432 ext. 5160650 8950 Cypress Waters Blvd. Dallas, TX 75019 Enclosure: Agency list New York Residents: Nationstar Mortgage LLC d/b/a Mr. Cooper is licensed by the New York City Department of Consumer Affairs License Number: 1392003 If you believe a Loss Mitigation request has been wrongly denied, you may file a complaint with the New York State Department of Financial Services at 1-800-342-3736 or www.dfs.ny.gov. New York Residents Income Disclosure: If a creditor or debt collector receives a judgment against you in state and federal laws prevent the money court, may following types of income from being taken to the debt: supplemental security income (SSI); pay social security; public assistance (welfare); spousal support, maintenance (alimony) or NY_90 Page3 of26 O%? 0150 04 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 workers' child support; unemployment benefits; disability benefits; compensation veterans' benefits; public or private pensions; benefits; federal student loans, federal student grants, and federal work study funds; and ninety percent of your wages or salary earned in the last sixty days. NY_90 Page4of26 °l307 1100 1170 09127 0150 O4 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 Mr. Cooper P.O. Box 9095 Temecula, CA 92589-9095 9307 1100 1170 O967 0149 91 Send Payments to: Mr. Cooper PO Box 650783 Dallas, TX 75265-0783 20180806-160 GALO CARRERA 10 LAGRANGE PL STATEN ISLAND, NY 10302-2021 NY_90 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 08/06/2018 Sent Via CertifiedMail 9307 1100 1170 0967 0149 91 GALO CARRERA 10 LAGRANGE PL STATEN ISLAND, NY 10302-2021 Loan Number: Property Address: 10 LAGRANGE PL STATEN ISLAND, NY 10302 Dear GALO CARRERA: Please see next page for important notice required by New York law. Mr. Cooper is attemptingtocollect a debt,and any in formationobtained willbe used forthat purpose. The originating creditorof thedebt is MORTGAGET.INC. The outstandingamount of thedebt as ofthe time of thiscen-süñicatiõñ is$422,431.54. Ifyou have any furtherqEcdêñs about your loan oranything containedin thisnotice,please do not hesitateto contact Lucia Gre?4ak at 866-316-2432, ext5160650 duringthe following hours Monday through Thursday from 7 a.m.to 8 p.m. (CT), Friday from 7 a.m. to7 p.m (CT) and Saturday from 8 a.m to 12 p.m. (CT) Mr. Cooper is simply a new brand name for Nationstar Mortgage LLC. Nadester Martgage LLC is doing business as Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a service mark of Nationstar Mortgage LLC. All rights reserved. Nadem+ar Mortgage LLC d/b/a Mr. Cooper is a debt callectar.This is an attempt to collect a debt and any information GIte.ined will be used for that purpose. However, ifyou are currently in bankruptcy or have received a discharge in bankruptcy, this cansunication is not an attempt tocollect a debt from you e,n personally to the extent that itis included in your bankruptcy or has been discharged, but isprovided for - informational purposes only. NY_90 Page1 of26 9307 1100 117D 0%7 01 4'l91 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 YOU MAY BE AT RISK OF FORECLOSURE. PLEASE READ THE FOLLOWING NOTICE CAREFULLY. As of 08/06/2018, your home loan is 35 days and $6,985.97 dollars in default. Under New York state law, we are required to send you this notice to inform you that you are at risk of losing your home. Attached to this notice is a list of government approved housing counseling agencies in your area which provide free counseling. You can also call the NYS Office of the Attorney General's Homeowner Protection Program (HOPP) toll-free consumer hotline to be connected to free housing counseling services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at http://www.aghomehelp.com/. A statewide listing by county is also available at http://dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Qualified free help is available; watch out for companies or people who charge a fee for these services. Housing counselors from New York-based agencies listed on the website above are trained to help homeowners who are having problems making their mortgage payments and can help you find the best option for your situation. If you wish, you may also contact us directly at 888-480-2432 and ask to discuss possible options. While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait the fewer options you may have. You may have options available to you to help you avoid foreclosure. Please call Mr. Cooper's Foreclosure Prevention Department at 888-480-2432 for additional NY_90 Page2of26 9307 1100 1170 0%? 0149 91 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 information or to request an interview for the purpose of resolving the past due account. You may also visit https://www,mrcooper.com/support/mortgage_assistance for additional information, to see what options may be available to you, and to submit an application for assistance. If you have not taken any actions to resolve this matter within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence). If you need further information, please call the New York State Department of Services' Financial toll-free helpline at 1-800-342-3736 or visit the department's website at www.dfs.ny.gov. IMPORTANT: You have the right to remain in your home until you receive a court order telling you to leave the property. If a foreclosure action is filed against you in court, you still have the right to remain in the home until a court orders you to leave. You legally remain the owner of and are responsible for the property until the property is sold by you or by order of the court at the conclusion of any foreclosure proceedings. This notice is not an eviction notice, and a foreclosure action has not yet been commenced against you. Sincerely, Lucia Gronczniak Dedicated Loan Specialist Mr. Cooper 866-316-2432 ext. 5160650 8950 Cypress Waters Blvd. Dallas, TX 75019 Enclosure: Agency list New York Residents: Nationstar Mortgage LLC d/b/a Mr. Cooper is licensed by the New York City Department of Consumer Affairs License Number: 1392003 If you believe a Loss Mitigation request has been wrongly denied, you may file a complaint with the New York State Department of Financial Services at 1-800-342-3736 or www.dfs.ny.gov. New York Residents Income Disclosure: If a creditor or debt collector receives a judgment against you in court, state and federal laws may prevent the money following types of income from being taken to pay the debt: supplemental security income (SSI); social security; public assistance (welfare); spousal support, maintenance (alimony) or NY_90 Page30f26 91 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 workers' child support; unemployment benefits; disability benefits; compensation veterans' benefits; public or private pensions; benefits; federal student loans, federal student grants, and federal work study funds; and ninety percent of your wages or salary earned in the last sixty days. NY_90 Page4of26 9307 1100 1170 0967 01149 91 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 Mr. Cooper P.O. Box 9095 Temecula, CA 92589-9095 2335624561 Send Payments to: Mr. Cooper PO Box 650783 Dallas, TX 75265-0783 20180806-160 t** v.n ___g.__i-a-rr....g..ggt..g .1, --i nt ,|gg,tI.r -i---in--i-r inn n n n n I I ---Tr-11 GALO CARRERA 10 LAGRANGE PL STATEN ISLAND, NY 10302-2021 NY_90 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 08/06/2018 GALO CARRERA 10 LAGRANGE PL STATEN ISLAND, NY 10302-2021 Loan Number: Property Address: . 10 LAGRANGE PL STATEN ISLAND, NY 10302 Dear GALO CARRERA: Please see next page for important notice required by New York law. Mr. Cooper is attempting to collect a debt,and any information obtairiedwill be used forthat purpose. The originatingcreditorof thedebt isMORTGAGET.INC. The outstanding amount of thedebt as ofthe time of thiscemernication is$422,431.54. Ifyou have any furtherquestions about your loan oranything contained in thisnotice,please do not hesitatetocontact Lucia Grenezniak at 866-316-2432, ext5160650 during the fe!!erfinghours Monday through Thursday from 7 a.m.to 8 p.m. (CT), Friday from 7 a.m. to7 p.m (CT) and Saturday from 8 a.m to 12p.m. (CT) Mr. Cooper is simply a new brand name for Nationstar Mortgage LLC. Nationstar Mortgage LLC is doing business as Nationstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a service mark of Nationstar Mortgage LLC. All rights reserved. Natiõüstar Mortgage LLC d/b/a Mr. Cooper is a debt cóllector. This isan attempt to collect a debt and o' any information taired will be used for that purpose. Hawevêr, ifyou are currently inbankruptcy or have received a discharge in this - -'-ation isnot an attempt to collect a debt from you bankruptcy, w;n personally to the extent that itis included in your bankruptcy or has been discharged, but isprovided for informational purpüses only. NY_90 Page l of26 23356245b1 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 YOU MAY BE AT RISK OF FORECLOSURE. PLEASE READ THE FOLLOWING NOTICE CAREFULLY. As of 08/06/2018, your home loan is 35 days and $6,985.97 dollars in default. Under New York state law, we are required to send you this notice to inform you that you are at risk of losing your home. Attached to this notice is a list of government approved housing counseling agencies in your area which provide free counseling. You can also call the NYS Office of the Attorney General's Homeowner Protection Program (HOPP) toll-free consumer hotline to be connected to free housing counseling services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at http://www.aghomehelp.com/. A statewide listing by county is also available at . http://dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Qualified free help is available; watch out for companies or people who charge a fee for these services. Housing counselors from New York-based agencies listed on the website above are trained to help homeowners who are having problems making their mortgage payments and can you find the best option for your situation. If you wish, you may also help contact us directly at 888-480-2432 and ask to discuss possible options. While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait the fewer options you may have. You may bave options available to you to help you avoid foreclosure. Please call Mr. Cooper's Foreclosure Prevention Department at 888-480-2432 for additional NY_90 Page2 of26 2335624561 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 information or to request an interview for the purpose of resolving the past due account. You may also visit https://www.mrcooper.com/support/mortgage_assistance for additional information, to see what options may be available to you, and to submit an application for assistance. If you have not taken any actions to resolve this matter within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence). If you need further information, please call the New York State Department of Services' Financial toll-free helpline at 1-800-342-3736 or visit the department's website at www.dfs.ny.gov. IMPORTANT: You have the right to remain in your home until you receive a court order telling you to leave the property. If a foreclosure action is filed against you in court, you still have the right to remain in the home until a court orders you to leave. You legally remain the owner of and are responsible for the property until the property is sold by you or by order of the court at the conclusion of any foreclosure proceedings. This notice is not an eviction notice, and a foreclosure action has not yet been commenced against you. Sincerely, Lucia Gronczniak Dedicated Loan Specialist Mr. Cooper 866-316-2432 ext. 5160650 8950 Cypress Waters Blvd. Dallas, TX 75019 Enclosure: Agency list New York Residents: Nationstar Mortgage LLC d/b/a Mr. Cooper is licensed by the New York City Department of Consumer Affairs License Number: 1392003 If you believe a Loss Mitigation request has been wrongly denied, you may file a complaint with the New York State Department of Financial Services at 1-800-342-3736 or www.dfs.ny.gov. New York Residents Income Disclosure: If a creditor or debt collector receives a judgment against you in court, state and federal laws prevent the money may following types of income from being taken to pay the debt: supplemental security income (SSI); social security; public assistance (welfare); spousal support, maintenance (alimony) or NY_90 Page3of26 233562tl5b1 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 workers' child support; unemployment benefits; disability benefits; compensation veterans' benefits; public or private pensions; benefits; federal student loans, federal student grants, and federal work study funds; and ninety percent of your wages or salary earned in the last sixty days. NY_90 Page4 of26 2335624561 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 Mr. Cooper P.O. Box 9095 Temecula, CA 92589-9095 233562ti562 Send Payments to: Mr. Cooper PO Box 650783 Dallas, TX 75265-0783 20180806-160 AMALIA CARRERA 10 LAGRANGE PL STATEN ISLAND, NY 10302-2021 NY 90 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 mm COOper *** Th!lat TX 75019 08/06/2018 AMALIA CARRERA 10 LAGRANGE PL STATEN ISLAND, NY 10302-2021 Loan Number: Property Address: 10 LAGRANGE PL STATEN ISLAND, NY 10302 Dear AMALIA CARRERA: Please see next page for important notice required by New York law. Mr. Cooper is attempting to collect a debt,and any information obtained willbe used forthat purpose. The originatingcreditorofthe debt is MORTGAGET.INC. The entstanding amount of thedebt as ofthe time of this comannication is$422,431.54. Ifyou have any furtherquestions about your loan oranything contained in thisnotice,please do not hesitatetocontact Lucia Gronczniak at 866-316-2432, ext5160650 during the fa"owing hours Monday through Thursday from 7 a.m.to 8 p.m. (CT), Friday from 7 a.m. to7 p.m (CT) and Saturday from 8 a.m to 12p.m. (CT) Mr. Cooper is simply a new brand name for Nationstar Mortgage LLC. Natiõñstar Mortgage LLC is doing business as Nauesstar Mortgage LLC d/b/a Mr. Cooper. Mr. Cooper is a service mark of Nationstar Mortgage LLC. All rights reserved. Nationstar Mortgage LLC d/b/a Mr. Cooper is a debt collector. This is an attaiñpt to collect.a debt and any inf6rination Gbtained will be used for that purpose. However, ifyou are curreñtly in bankruptcy or have received a discharge in bankruptcy, thisc:===!:aticñ is not an attempt to collecta debt from you w;n personally to the extent that itis iñcladed in your bankruptcy or has been discharged, but ispr6vided for informational purposes only. NY_90 Page l of26 2335629562 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 YOU MAY BE AT RISK OF FORECLOSURE. PLEASE READ THE FOLLOWING NOTICE CAREFULLY. As of 08/06/2018, your home loan is 35 days and $6,985.97 dollars in default. Under New York state law, we are required to send you this notice to inform you that you are at risk of losing your home. Attached to this notice is a listof government approved housing counseling agencies in your area which provide free counseling. You can also call the NYS Office of the Attorney General's Homeowner Protection Program (HOPP) toll-free consumer hotline to be connected to free housing counseling services in your area at 1-855-HOME-456 (1-855-466-3456), or visit their website at http://www.aghomehelp.com/. A statewide listing by county is also available at http://dfs.ny.gov/consumer/mortg_nys_np_counseling_agencies.htm. Qualified free help is available; watch out for companies or people who charge a fee for these services. Housing counselors from New York-based agencies listed on the website above are trained to help homeowners who are having problems making their mortgage payments and can help you find the best option for your situation. If you wish, you may also contact us directly at 888-480-2432 and ask to discuss possible options. While we cannot assure that a mutually agreeable resolution is possible, we encourage you to take immediate steps to try to achieve a resolution. The longer you wait the fewer options you may have. You may have options available to you to help you avoid foreclosure. Please call Mr. Cooper's Foreclosure Prevention Department at 888-480-2432 for additional NY_90 Page2 of26 233562ti562 FILED: RICHMOND COUNTY CLERK 01/27/2020 12:43 PM INDEX NO. 135701/2018 NYSCEF DOC. NO. 37 RECEIVED NYSCEF: 01/27/2020 information or to request an interview for the purpose of resolving the past due account. You may also visit https://www.mrcooper.com/support/mortgage_assistance for additional information, to see what options may be available to you, and to submit an application for assistance. If you have not taken any actions to resolve this matter within 90 days from the date this notice was mailed, we may commence legal action against you (or sooner if you cease to live in the dwelling as your primary residence). If you need further information, please call the New York State Department of Services' Financial toll-free helpline at 1-800-342-3736 or visit the department's website at www.dfs.ny.gov. IMPORTANT: You have the right to remain in your home until you receive a court order you to leave the property. If a foreclosure action is filed against you in telling court, you still have the right to remain in the home until a court orders you to leave. You legally remain the owner of and are responsible for the property until the property is sold you or order of the court at the conclusion of any foreclosure proceedings. by by This notice is not an eviction notice, and a foreclosure action has not yet been commenced against you. Sincerely, Lucia Gronczniak Dedicated Loan Specialist Mr. Cooper 866-316-2432 ext. 5160650 8950 Cypress Waters Blvd. Dallas, TX 75019 Enclosure: Agency list New York Residents: Nationstar Mortgage LLC