Preview
A
SUPERIOR COURT OF CALIFORNIA
COUNTY OF SAN FRANCISCO
Document Scanning Lead Sheet
Mar-18-2009 4:21 pm
Case Number: CGC-09-486299
Filing Date: Mar-18-2009 12:54
Juke Box: 001 Image: 02437466
{ COUNTS/OPEN BOOK ACCOUNT/COLLECTIONS, COMPLAINT |
CHASE BANK USA, N.A., A CORPORATION VS. VICKY C HARRIS et al
001002437466
Instructions:
Please place this sheet on top of the document to be scanned.SDUMMUND.
(CITACION JU, TAL) 7s * SUM 100
FOR COURT USE ONLY
(SOLO PARA USO DE LA CORTE)
gf
&
NOTICE TO DEFENDANT:
(AVISO AL DEMANDADO):
Vicky C Harris, AND DOES 1 TO 10
ORIGINAL
col 1 3 ue re
(LO ESTA DEMANDANDO EL, DEMANDANTE)}.
Chase Bank USA, N.A., a corporation
You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a
copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be In proper legal form if you want the
court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more
Information at the Cafifornia Courts Ontine Self-Help Center (www.courtinfo.ca.goviselfhelp), your county law library, or the courthouse
nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may
lose the case by default, and your wages, money, and property may be taken without further warning from the court.
There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to cafl
an attorney referral service. if you cannot afford an attornay, you may be efigible for free tegal services from a nonprofit legal services
Program. You can locate these nonprofit groups at the California Legal Services Web site (www.fawhelpcalifornia.org), the California
Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association,
Tiene 30 DIAS DE CALENDARIO después de que fe entreguen esta citacién y papeles legales para presentar una respuesta por escrito
en esta corte y hacer que se entregue una copla al demandante. Una carta o una flamada telefénica no te protegen. Su respuesta por
escrito tiene que estar en formato legal correcta si desea que procesen su case en la corte. Es posible que haya un formulario que usted
[pueda usa psra su respuesta. Puede encontrar estos formularios de la corte y més Informacién en el Centro de Ayuda de las Cortes de
California (www.courtinfo.ca.gov/selthelp/espanol), en ta biblioteca de leyes de su condado o en Ia corte que fe queda més cerca. Sino
puede pagar J cuota de presentacién, pida al secretario de 1a corte que le de un formulario de exencién de pago de cuotas. Sino presenta
su repuesta a Hempo, pueda perder el caso por Incumplimiento y Ia corte fe podré quitar su sueldo, dinero y blenes sin mas advertencia.
Hay otros requisitos fegales. Es recomendable que flame a un abogado Inmediatamente. SI no conoce a un abogado, pueda lamar a un
serviclo de remisién a abogados. Si no puede pagar a un abogado, es posible que cumpla con fos requisitos para obtener servicios
legates gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web
de California, (www.courtinfo.ca.gov/selfhelp/espanal/) o ponléndose en contacto con fa corte 0 el colegio de abogados locates.
400 Mcallister Street
POGC-09- 486299
San Francisco CA 94102
The name, address, and telephone number of plaintiff's attomey, or plaintiff without an attomey, is:
(Et nombre, la direccién y el ndmero de teléfono del abogado del demandante, o del demandante
Shedrick O. Davis Il, SB#129924 TEL: 213-621-8325
David B. Snyder, SB#183693 FAX: 213-621-8496
Arthur W. Shwachman, SBN 214664 Huan T, Nguyen SBN:207278
JPMorgan Chase Legal Department, 300 S. Grand Avenue - 4th Floor , Los Angeles, CA 90074
The name and address of the court is (El nombre y direccion de la corte es)
Superior Court Of California, County of San Francisco
San Francisco, Unlimited CIVIL
pave MAR 18 2009 GORDON PAR) \Siet.by OSTEFE
(For proof of service of this summons, use Proof of Service of Summons (form POS-010).)
(Para prucha de entrega de esta citation use el formulario Proof of Service of Summons, (POS-010)).
NOTICE TO THE PERSON SERVED: You are served
1. 2) as an individual defendant.
3 ” [1] as the person sued under the fictitious name of (specify):
" LB on behalf of (specify):
» Deputy
(etegeco)
under (] CCP 416.10(corporation) 0 CCP. 416.60{minor)
CCP 416. 20{defund vurpuraiion) CCP 416.7ojconservatee)
1 CCP 416.40{association or partnership) C1 CCP 416.90(individual)
OD soother:
4.1 by personal delivery on (date):
{See reverse for proof of Service) CCP 412.20
SUMMONSioe CM-010
"ATTORNEY OR PARTY WITHOUT ATTORNEY (Name, 1 ruwmber, 87d ectess):
SHEDRICK O. DAVIS ill, SB#129924, DAVIU's. SNYDER, SB# 183692. .
THUR W. SHWACHMAN, SB# 214664 HUAN T. NGUYEN SBN: 207278
JPMorgan Chase Legal Department
300 Grand Avenue 7 at Floor.
Los Angeles, CA 90071
TELEPHONE NO.:213-621-8325 FAXNO: 213-621-8496
ATTORNEY FOR (Name): Chase Bank USA, NA.
COURT OF CALIFORMA, COUNTY OF Superior Court Of California, San Francisco
STREETADDRESS: 400 Mcallister Street
MAILING ADDRESS:
cry ano zip cove: CA, 94102
erancH name: San Francisco, Unlimited CIVIL
CASE NAME; Chase Bank USA, N.A. v. Vicky C Harris
m4 O@
Be Soe ee
an Francisco County “Superior Court
MAR 18 2009
GORDON PARK-LI,Clerk of
BY: OO dla
CIVIL CASE COVER SHEET
Complex Case Designation
i ited
8 Geom QO aneont O counter O Joinder
demanded demanded Is. “Filed with first appearance by defendant
exceeds $25,000)
$25,000 or less) {Cat, Rules of Court, rule 3.402)
All five (5) items below must be completed (see instructions on page 2).
1, Check one box below for the case type that best describes this case:
Auto Tort Contract Provisionally Complex Civil Litigation
C1 Auto (22) 1 Breach of contractwarranty (06) {Cal. Rutes of Court, rules 13.400-3.403)
C1 Uninsured motorist (46) LC Rute 3.740 cotections (09) LF) Anttrusttrade regulation (03)
Other PUPDMWD (Personal Injury/Property [Other cotfections (09) C1 Construction defect (10)
Damage/Wrongful Death) Tort (1 Insurance coverage (18) (1 Mass tort (40)
Asbestos (04) (2) Other contract (37) 2) Securities tigation (28)
C1 Product ttabitity (24) 1 Environmentat ‘Toxic tort (30)
it a
CE] Medes! mapracice 46) CI erinett dehaintnverse above hated proven compieace
C1 Otter PyPDAWD (23) condemnation (14) types (41)
Non-PUPDMWD (Other) Tort OO Wrongtut 3 Enforcement of Judgment
Susiness torVunfair business practice (07) rongful eviction (33) 1 Enforcement of judgment (20)
Civil rights (08) C1] Other reat property (26)
Untawful Detainer Miscellaneous Civil! Complaint
Defamation (13) (1 Commerciat (31) DO ricoc7)
Fraud (16) OD Residential (32) (1 other comptaint (not specified above) (42)
Intellectual property (19) (1 Drugs (38) Miscellaneous Civil Petition
Professional negligence (25) Judictat Review Partnership and corporate govemance (24
Other non-PUPD/WD tort (35) Cy Asset forfeiture (05) 1 Other petition (not specified above) (43)
Employment C1 Petition re: arbitration award (11)
(1 Wrongful termination (36) 1 Writ of mandate (02)
C1 otter employment (15) 21 other juctictal review (39)
2. Thiscase [] is Bi isnot complex under rule 3.400 of the Califomia Rules of Court. If the case Is complex, mark
factors requiring exceptional! judicial management:
a. [] Large number of separatety represented parties 4. [[] Large number of witnesses
b. [1] Extensive motion practice raising difficult or nove. {[] Coordination with related actions pending in one or more courts
Issues that will be time-consuming to resolve in other counties, states, or countries, or in a federal court
c. C1) Substantial amount of documentary evidence . © Substantial post-judgment judiciat supervision
o000000
3. Remedies sought (check all that apply): a. {J monetary HL) nonmonetary; declaratory of injunctive retief ¢.[[] punitive
4. Number of causes of action (specify): ow
8. Thiscase []is & isnot aclass action suit.
6. Sf there are any known related cases, fila and serve a notica of related cass. (You may use CM-015,
Date: February 23, 2009
‘SHEDRICK 0, DAVIS iIVDAVID B. SNYDER/ARTHUR W. SHWACHMAN/ HUAN T. NGUYEN
{SIGNATURE OF PARTY OR ATTORNEY FOR PARTY)
OTICE
Ni
Plaintiff must file this cover sheet with the first paper filed in the action or proce
under the Probate, Family, or Welfare and Institutions Code). (Cal. Rules of Court,
‘sanctions
« File this cover sheet in addition to any cover sheet required by local court rule.
* If this case is complex under rule 3.400 et seq. of the Califomia Rules of Court, you must serve a copy of this cover sheet on afl
other parties to the action or proceeding.
Unless this is a collections case under rule 3.740or a complex case,
1s Cases or cases filed
file may result in
this cover sheet will be used for statistical purposes ON .6 so12
"Seams Gael Caer” CIVIL CASE COVER SHEET 0 CS andar cal Raman 98
(C010 [Rev. uty 1, 2007] ‘www cournefa.ca govINSTRUCTI™'S ON HOW-TO COMPLETE THE€ VER SHEET
To Plaintiffs and Others Filing First Papers “ .
If you are filing a first paper (for example, a complaint) in a civil case, you must complete and file, along with your first paper, the Civil
Case Cover Sheet contained on page 1. This information will be used to compile statistics about the types and numbers of cases filed.
You must check all five items on the sheet. tn item 1, you must check one box for the casa type that best describes the case. Ifthe
case fits both a general and a more specific type of case listed in item 1, check the more specific one. If the case has multiple causes
of action, check the box that best indicates the primary cause of action. To assist you in completing the sheet, examples of the cases
that belong under each case type In item 1 are provided below. A cover sheet must be filed only with your initial paper. You do not
need to submit a cover sheet with amended papers. Failure to file a cover sheet with the first paper filed in a civil case may subject a
party, ite eeumsel_ ar bath tn sanctinna under nilas 201 Me} and 297 of the CoMormis Russ of Sour.
To Parties In Complex Cases
In complex cases onty, parties must also use the Civil Case Cover Shee! to designate whether the case is complex. If a plaintiff
believes the case is complex under rule 1800 of the Califomia Rules of Court, this must be indicated by completing the appropriate
boxes in items 1 and 2. If a plaintiff designates a case as complex, the cover sheet must be served with the complaint on all parties
to the action, A defendant may file and serve no later than the time of its first appearance a joinder in the plaintiff's designation, a
counter-designation that the case Is not complex, or, if the plaintiff has made no designation, a designation that the case is complex.
CASE TYPES AND
Auto Tort Contract ES EXAMPLES Provislonatly Complex Civil
Auto (22}-Personal Injury/Property Breach of Contract/Warranty (06) Litigation (Cal. Rules of Court Rule
Dama ro natal Death Breach of Rental/Lease d 1800-1612) de Reguiation (03)
Uninsured Motorist if ct (not unlawful detainer AntitrusvTra
case involves iC Se a or eviction! Construction Defect (10)
motorist claim subject to ContractWarranty Breach-Selter Claims tnvolving Mass Tort (40)
arbitration, check this item Plaintiff (not fraud or negligence) Securities Litigation (28)
instead of Auto) Negli Breach of Contract” Toxic TorvEnvironmental (30)
We Insurance Coverage Claims
Other Brean of Contract/Warranty (arising from provisionally
Other P/PDWD (Personal Injuryl Collections (e.9., money owed, open complex case type listed above)
Property Damage/Wrongful Death) book accounts) (09 (41)
Tort Collection Case-Seller Plaintiff
Asbestos (04) Other Promissory Note/Collections Enforcement of Judgment
Asbestos Property Damage Case Enforcement of Judgment {20)
Asbestos Personal Injury) Insurance Coverage {not provisionally Abstract of Judgment (Out of
Wr Death complex) (18) County)
Product Liability (not asbestos or Auto Subrogation Confession of Judgment (non-
toxic/environmental) (24 Other Coverage domestic relations)
Medical Matpractice (45) Other Contract (37) Sister State Judgment
Medical Malpractice— Contractual Fraud Administrative Agency Award
Physicians & Surgeons Other Contract Dispute {not unpaid taxes)
Other Professional Health Care Petition/Certification of Entry of
Malpractice Real Propet Judgment on Unpaid Tax
Other PI/PDWD (23) Eminent Domaininverse Other Enforcement of Judgment
Premises Liability (e.g., slip Condemnation (14) Case
and fall) Wrongful Eviction (33)
Intentional Bodily Injury/PD/WD Other Real Property (¢.g., quiet title)(26) Miscelfaneous Civil Complaint
(e.g., assault, vandalism) Writ of Possession of Real RICO (27)
Intentional Infliction of Property Mortgage Foreclosure Other Complaint (not specified
Emotional! Distress Quiet Title above) (42)
Negligent Infliction of Other Real Property (not Dectaratony Relief coy
moticnat Distress eminent domain, landlord/tenant, Injunctive Relief Only (non-
‘Other P/PD/WD or foreclosure) harassment)
Mechanics Lien
Non-PUPDIWD (Other) Tort Unlawful Detainer
Business Tort/Unfair Business
Practice (07)
Commercial 3)
Residential (32)
Other Commercial Complaint )
ase (non-tort/non-complex)
Other Civil Complaint
Civil Rights (e.g., discrimination, Drugs (38) (if the case involves illegal inon-tort/nor-complex)
false arrest) (not civil eS hack this item; “otherwise, f
harassment)(08) report as Commercial or Miscellaneous Civit Petition
Defamation (e.g. stander, libe!) Residential) Partnership and Corporate
(13) Governance (21
Fraud (16) Judicial Review Other Petition (not specified above)
Intellectual Property (19) Asset Forfeiture (05' (43)
Professional Negligence (25) Petition Re: Arbitration Award (11) Civil Harassment
Legal Maipractice Writ of Mandate (02) Workplace Violence
(not ence ees Malpractice Wat Administrative Mandamus Elder’ Dependent Adult
medical Writ-Mandamus on Limited Court use
‘Other Non PUPCIWD Tort (35) Case Matter Election Contest
Writ-Other Limited Court Case Petition for Name Change
Employment Review 1 Review (39) Petition for Relief from Late
ination (36) Other cial Revi laim
One enperneat (15) ) Review of Health Officer Order Other Civit Petition
Notice of Appeat-Labor
Commissioner Appeals
CMOI0 Rev. Juty 1, 2007]
CIVIL CASE COVER SHEET
Page 20f2€
- ” ~~
Shedrick O. Davis III, SBN 129924
David B. Snyder, SBN 183693
Arthur W. Shwachman, SBN 214664
Huan T. Nguyen, SBN 207278
JPMorgan Chase Legal Department
300 S. Grand Avenue - 4th Floor
Los Angeles, CA $0671
Telephone 213-621-8325
Attorneys for Plaintiff/Creditor
CHASE BANK USA, N.A.
SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN FRANCISCO
SAN FRANCISCO BRANCH, UNLIMITED CIVIL
Chase Bank USA, N.A., a
corporation
Plaintiff,
vs.
Vicky C Harris and does 1 to 10,
Defendants
Plaintiff complains of Defendants and alleges as follows:
1. Venue is proper in this county and judicial district
due to Defendants’ residence therein.
2. The true names and capacities of Defendants, DOES 1
CASE MANAGEMENT CONFERENCE
~ €
AUG 21 2009 .geay
ORIGINAL DEPARTMENT 212
zr ©
san Francisco County Superier €
man 18 7099
GORDON PARK-L!
BY: tAttt “i
GGC-09-486299
CASE NO.
COMPLAINT FOR MONEY
Demand is for $28,618.10
plus interest
through 10, inclusive, and each of them, are unknown to the Plaintiff
at the present time; and Plaintiff therefore sues defendants by such
fictitious names; Plaintiff will pray leave to amend this Complaint to
set forth their true names and capacities when the same have been
ascertained.
‘1
‘Tl
COMPLAINT FOR MONEY
-il- CASCH€ Te TE
3. Plaintiff is a national banking corporation, chartered
under the laws of the United States of America with a principal place
of business at 802 Delaware Avenue, Wilmington, Delaware.
4. The within action 1s not subject to the provisions ot
Section 2981, et seq. (Rees-Levering Act or Section 1801, et seq.
(Unruh Act)) of the Civil Code of the State of California.
5. Paragraphs 1 through 4 are incorporated by reference
in each cause of action alleged hereafter as though fully realleged
therein.
FIRST CAUSE OF ACTION FOR BREACH OF CONTRACT ACCOUNT NUMBER
ENDING IN xxXXxX-xXxXxXxX~xXxxXx-3644
6 On or about 10-30-01 , Defendants applied for and
requested a Credit Card from Plaintiff, Chase Bank USA, N.A., a
corporation. In response to the request, Plaintiff issued a credit
card, Account Number ending in xxxx-xxxx-xxxx-3644 to Defendants. The
credit card and Credit Agreement setting forth the terms, conditions
and regulations of Plaintiff's credit facilities, including the use of
a credit card, were delivered to Defendant(s).
7 Pursuant to the terms of the Credit Agreement,
Defendant became liable for amounts charged on the account, when
Plaintiff was notified of such charges. Plaintiff has been notified of
charges on the Credit Card and has sent to Defendant monthly
statements reflecting all charges, credits, interest accrued, fees and
payments. A procedure for disputing charges is stated in the Credit
Agreement and is also stated in Statements sent to VICKY C HARRIS. To
date, no disputes are unresolved on Account Number ending in xxxx-
AXXX-XXXX—-3 644.
COMPLAINT FOR MONEY
-2- CASCHoo. c me
‘ 8 Among the several terms, conditions and regulations of
that credit agreement, Defendant(s) were to pay minimum payments
toward the balance of charges made with the credit privileges extended
9 Defendants accepted and used their credit card and
incurred charges in the sum of $ 28618.10 by the use of such credit
card. On or about 12-11-08, Plaintiff rendered Defendants a
monthly statement requesting a minimum payment toward such sum,
pursuant to the above-mentioned credit agreement. Defendant defaulted
and thereby breached the agreement when Defendant failed to pay the
minimum monthly payment when due. Plaintiff has therefore declared
the entire balance owing due and payable.
10 That although demand for said sum has been made,
Defendants, and each of them, have failed, refused and neglected to
pay said sum. There is now due, owing and unpaid, the sum of $
28618.10, plus pre-judgment interest at the contract rate of 24.0% per
annum from and after 12-11-08.
11 Plaintiff has duly performed everything on its part to
be performed under the terms of the above-mentioned credit agreement.
12 The agreement between the parties provides for
recovery of reasonable attorney's fees and costs, in an amount to be
determined by the Court, if litigation becomes necessary to enforce
the terms of the agreement.
SECOND CAUSE OF ACTION FOR OPEN BOOK ACCOUNT ACCOUNT NUMBER
ENDING IN xxxx-xxxx-xxxx-3644
13 Plaintiff hereby incorporates each and every
allegation as contained in each paragraph of the preceding cause of
action as though fully set forth at length.
COMPLAINT FOR MONEY
-3- cASCH27
28
. . ~~
14 That within four years last past Defendants, and each
of them, became indebted to Plaintiff on an open book account, for a
balance due for merchandise, goods and wares sold and delivered. The
vulslaudinyg balance is $ 28616.iu.
15 That although demand for said sum has been made,
Defendants, and each of them, have failed, refused and neglected to
pay said sum, There is now due, owing and unpaid, the sum of $
28618.10, plus pre-judgment interest at the contract rate of 10.0% per
annum from and after 12-11-08.
COMPLAINT FOR MONEY
-4- CASCH. . . 5
WHEREFORE, Plaintiff prays for judgment agaitist the Defendants
and each of them, as follows:
As to the First Cause of Action on Account ending in xxxx-xxKx-XXxXX-
3644 the principal sum of $ 28618.10, plus pre~judgment interest
thereon at the contract rate of 24.0% per annum from and after 12-
11-08;
As to the Second Cause of Action on Account ending in xxxx-xxxx-xxxx-
3644 the principal sum of $ 28618.10, plus pre-judgment interest
thereon at the legal rate of 10.0% per annum from and after 12-11-
08;
COMPLAINT FOR MONEY
-5- cASCH27
28
AS TO ALL ACCOUNTS
1. For costs of suit incurred herein, and
2. For reasonable attorney's fees as provided for in the
above-mentioned credit agreement and California Civil Code Sections
1717 and/or 1717.5;
3. For such other and further relief as the Court may deem
just and proper.
DATED: February 23, 2009
Shedrick 0. Davis III
David B. Snyder
rthur W. Shwachman
Viuan T. Nguyen
Attorneys for Plaintiff
Chase Bank USA, N.A.
COMPLAINT FOR MONEY
-6- CASCH24
25
VERIFICATION
I, Ruben A, Alcaraz, declare:
I am an Assistant Treasurer and Officer of Plaintiff Chas
Bank, USA, N.A., a Corporation in the above-entitled action. J]
am duly authorized by said corporation to make this Verificatio
on its behalf, and I make this verification for that reason.
am informed and believe and on that ground, allege that th
matters stated in the foregoing COMPLAINT FOR MONEY are true.
I, Ruben A. Alcaraz, declare under penalty of perjury unde:
the laws of the State of: California that the foregoing is true an
correct.
FEB 25 gong
Executed on at San Antonio, Texas.
RUBEN’ ALCARAZ
ASSIS' TREASURERx c
SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN FRANCISCO
San Francisco, Uniimited CIVIL
CASE NAME: Chase Bank USA. N.A. vs. Vicky C Harrie
COC-~09-486099
CASE NUMBER:
Please check ONE of the following statements to indicate the basis for your filing of the
complaint in this Judicial District and fill in the address,
1. Cause of Action arose in this judicial district. Address of the cause of action is:
Street City Zip Code
2. Property located in this Judicial district. The address of the property is:
City Zip Code
Street
3. Tort occurred in this judicial district. The address of the tort is:
Street City Zip Code
4. Contract entered into or to be performed in this judicial district. The address where
contract entered or to be performed Is:
Street City Zip Code
xX 5. Defendant resides in this judicial district. The address of defendant is:
15 Terrace Dr San Francisco , CA 94127-1527
Street City Zip Code
DATED: February 23, 2009 £ “
Signature of Party or Attorney
Statement of Location
Preview
A SUPERIOR COURT OF CALIFORNIA COUNTY OF SAN FRANCISCO Document Scanning Lead Sheet Mar-18-2009 4:21 pm Case Number: CGC-09-486299 Filing Date: Mar-18-2009 12:54 Juke Box: 001 Image: 02437466 { COUNTS/OPEN BOOK ACCOUNT/COLLECTIONS, COMPLAINT | CHASE BANK USA, N.A., A CORPORATION VS. VICKY C HARRIS et al 001002437466 Instructions: Please place this sheet on top of the document to be scanned.SDUMMUND. (CITACION JU, TAL) 7s * SUM 100 FOR COURT USE ONLY (SOLO PARA USO DE LA CORTE) gf & NOTICE TO DEFENDANT: (AVISO AL DEMANDADO): Vicky C Harris, AND DOES 1 TO 10 ORIGINAL col 1 3 ue re (LO ESTA DEMANDANDO EL, DEMANDANTE)}. Chase Bank USA, N.A., a corporation You have 30 CALENDAR DAYS after this summons and legal papers are served on you to file a written response at this court and have a copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be In proper legal form if you want the court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more Information at the Cafifornia Courts Ontine Self-Help Center (www.courtinfo.ca.goviselfhelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you do not file your response on time, you may lose the case by default, and your wages, money, and property may be taken without further warning from the court. There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to cafl an attorney referral service. if you cannot afford an attornay, you may be efigible for free tegal services from a nonprofit legal services Program. You can locate these nonprofit groups at the California Legal Services Web site (www.fawhelpcalifornia.org), the California Courts Online Self-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association, Tiene 30 DIAS DE CALENDARIO después de que fe entreguen esta citacién y papeles legales para presentar una respuesta por escrito en esta corte y hacer que se entregue una copla al demandante. Una carta o una flamada telefénica no te protegen. Su respuesta por escrito tiene que estar en formato legal correcta si desea que procesen su case en la corte. Es posible que haya un formulario que usted [pueda usa psra su respuesta. Puede encontrar estos formularios de la corte y més Informacién en el Centro de Ayuda de las Cortes de California (www.courtinfo.ca.gov/selthelp/espanol), en ta biblioteca de leyes de su condado o en Ia corte que fe queda més cerca. Sino puede pagar J cuota de presentacién, pida al secretario de 1a corte que le de un formulario de exencién de pago de cuotas. Sino presenta su repuesta a Hempo, pueda perder el caso por Incumplimiento y Ia corte fe podré quitar su sueldo, dinero y blenes sin mas advertencia. Hay otros requisitos fegales. Es recomendable que flame a un abogado Inmediatamente. SI no conoce a un abogado, pueda lamar a un serviclo de remisién a abogados. Si no puede pagar a un abogado, es posible que cumpla con fos requisitos para obtener servicios legates gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California, (www.courtinfo.ca.gov/selfhelp/espanal/) o ponléndose en contacto con fa corte 0 el colegio de abogados locates. 400 Mcallister Street POGC-09- 486299 San Francisco CA 94102 The name, address, and telephone number of plaintiff's attomey, or plaintiff without an attomey, is: (Et nombre, la direccién y el ndmero de teléfono del abogado del demandante, o del demandante Shedrick O. Davis Il, SB#129924 TEL: 213-621-8325 David B. Snyder, SB#183693 FAX: 213-621-8496 Arthur W. Shwachman, SBN 214664 Huan T, Nguyen SBN:207278 JPMorgan Chase Legal Department, 300 S. Grand Avenue - 4th Floor , Los Angeles, CA 90074 The name and address of the court is (El nombre y direccion de la corte es) Superior Court Of California, County of San Francisco San Francisco, Unlimited CIVIL pave MAR 18 2009 GORDON PAR) \Siet.by OSTEFE (For proof of service of this summons, use Proof of Service of Summons (form POS-010).) (Para prucha de entrega de esta citation use el formulario Proof of Service of Summons, (POS-010)). NOTICE TO THE PERSON SERVED: You are served 1. 2) as an individual defendant. 3 ” [1] as the person sued under the fictitious name of (specify): " LB on behalf of (specify): » Deputy (etegeco) under (] CCP 416.10(corporation) 0 CCP. 416.60{minor) CCP 416. 20{defund vurpuraiion) CCP 416.7ojconservatee) 1 CCP 416.40{association or partnership) C1 CCP 416.90(individual) OD soother: 4.1 by personal delivery on (date): {See reverse for proof of Service) CCP 412.20 SUMMONSioe CM-010 "ATTORNEY OR PARTY WITHOUT ATTORNEY (Name, 1 ruwmber, 87d ectess): SHEDRICK O. DAVIS ill, SB#129924, DAVIU's. SNYDER, SB# 183692. . THUR W. SHWACHMAN, SB# 214664 HUAN T. NGUYEN SBN: 207278 JPMorgan Chase Legal Department 300 Grand Avenue 7 at Floor. Los Angeles, CA 90071 TELEPHONE NO.:213-621-8325 FAXNO: 213-621-8496 ATTORNEY FOR (Name): Chase Bank USA, NA. COURT OF CALIFORMA, COUNTY OF Superior Court Of California, San Francisco STREETADDRESS: 400 Mcallister Street MAILING ADDRESS: cry ano zip cove: CA, 94102 erancH name: San Francisco, Unlimited CIVIL CASE NAME; Chase Bank USA, N.A. v. Vicky C Harris m4 O@ Be Soe ee an Francisco County “Superior Court MAR 18 2009 GORDON PARK-LI,Clerk of BY: OO dla CIVIL CASE COVER SHEET Complex Case Designation i ited 8 Geom QO aneont O counter O Joinder demanded demanded Is. “Filed with first appearance by defendant exceeds $25,000) $25,000 or less) {Cat, Rules of Court, rule 3.402) All five (5) items below must be completed (see instructions on page 2). 1, Check one box below for the case type that best describes this case: Auto Tort Contract Provisionally Complex Civil Litigation C1 Auto (22) 1 Breach of contractwarranty (06) {Cal. Rutes of Court, rules 13.400-3.403) C1 Uninsured motorist (46) LC Rute 3.740 cotections (09) LF) Anttrusttrade regulation (03) Other PUPDMWD (Personal Injury/Property [Other cotfections (09) C1 Construction defect (10) Damage/Wrongful Death) Tort (1 Insurance coverage (18) (1 Mass tort (40) Asbestos (04) (2) Other contract (37) 2) Securities tigation (28) C1 Product ttabitity (24) 1 Environmentat ‘Toxic tort (30) it a CE] Medes! mapracice 46) CI erinett dehaintnverse above hated proven compieace C1 Otter PyPDAWD (23) condemnation (14) types (41) Non-PUPDMWD (Other) Tort OO Wrongtut 3 Enforcement of Judgment Susiness torVunfair business practice (07) rongful eviction (33) 1 Enforcement of judgment (20) Civil rights (08) C1] Other reat property (26) Untawful Detainer Miscellaneous Civil! Complaint Defamation (13) (1 Commerciat (31) DO ricoc7) Fraud (16) OD Residential (32) (1 other comptaint (not specified above) (42) Intellectual property (19) (1 Drugs (38) Miscellaneous Civil Petition Professional negligence (25) Judictat Review Partnership and corporate govemance (24 Other non-PUPD/WD tort (35) Cy Asset forfeiture (05) 1 Other petition (not specified above) (43) Employment C1 Petition re: arbitration award (11) (1 Wrongful termination (36) 1 Writ of mandate (02) C1 otter employment (15) 21 other juctictal review (39) 2. Thiscase [] is Bi isnot complex under rule 3.400 of the Califomia Rules of Court. If the case Is complex, mark factors requiring exceptional! judicial management: a. [] Large number of separatety represented parties 4. [[] Large number of witnesses b. [1] Extensive motion practice raising difficult or nove. {[] Coordination with related actions pending in one or more courts Issues that will be time-consuming to resolve in other counties, states, or countries, or in a federal court c. C1) Substantial amount of documentary evidence . © Substantial post-judgment judiciat supervision o000000 3. Remedies sought (check all that apply): a. {J monetary HL) nonmonetary; declaratory of injunctive retief ¢.[[] punitive 4. Number of causes of action (specify): ow 8. Thiscase []is & isnot aclass action suit. 6. Sf there are any known related cases, fila and serve a notica of related cass. (You may use CM-015, Date: February 23, 2009 ‘SHEDRICK 0, DAVIS iIVDAVID B. SNYDER/ARTHUR W. SHWACHMAN/ HUAN T. NGUYEN {SIGNATURE OF PARTY OR ATTORNEY FOR PARTY) OTICE Ni Plaintiff must file this cover sheet with the first paper filed in the action or proce under the Probate, Family, or Welfare and Institutions Code). (Cal. Rules of Court, ‘sanctions « File this cover sheet in addition to any cover sheet required by local court rule. * If this case is complex under rule 3.400 et seq. of the Califomia Rules of Court, you must serve a copy of this cover sheet on afl other parties to the action or proceeding. Unless this is a collections case under rule 3.740or a complex case, 1s Cases or cases filed file may result in this cover sheet will be used for statistical purposes ON .6 so12 "Seams Gael Caer” CIVIL CASE COVER SHEET 0 CS andar cal Raman 98 (C010 [Rev. uty 1, 2007] ‘www cournefa.ca govINSTRUCTI™'S ON HOW-TO COMPLETE THE€ VER SHEET To Plaintiffs and Others Filing First Papers “ . If you are filing a first paper (for example, a complaint) in a civil case, you must complete and file, along with your first paper, the Civil Case Cover Sheet contained on page 1. This information will be used to compile statistics about the types and numbers of cases filed. You must check all five items on the sheet. tn item 1, you must check one box for the casa type that best describes the case. Ifthe case fits both a general and a more specific type of case listed in item 1, check the more specific one. If the case has multiple causes of action, check the box that best indicates the primary cause of action. To assist you in completing the sheet, examples of the cases that belong under each case type In item 1 are provided below. A cover sheet must be filed only with your initial paper. You do not need to submit a cover sheet with amended papers. Failure to file a cover sheet with the first paper filed in a civil case may subject a party, ite eeumsel_ ar bath tn sanctinna under nilas 201 Me} and 297 of the CoMormis Russ of Sour. To Parties In Complex Cases In complex cases onty, parties must also use the Civil Case Cover Shee! to designate whether the case is complex. If a plaintiff believes the case is complex under rule 1800 of the Califomia Rules of Court, this must be indicated by completing the appropriate boxes in items 1 and 2. If a plaintiff designates a case as complex, the cover sheet must be served with the complaint on all parties to the action, A defendant may file and serve no later than the time of its first appearance a joinder in the plaintiff's designation, a counter-designation that the case Is not complex, or, if the plaintiff has made no designation, a designation that the case is complex. CASE TYPES AND Auto Tort Contract ES EXAMPLES Provislonatly Complex Civil Auto (22}-Personal Injury/Property Breach of Contract/Warranty (06) Litigation (Cal. Rules of Court Rule Dama ro natal Death Breach of Rental/Lease d 1800-1612) de Reguiation (03) Uninsured Motorist if ct (not unlawful detainer AntitrusvTra case involves iC Se a or eviction! Construction Defect (10) motorist claim subject to ContractWarranty Breach-Selter Claims tnvolving Mass Tort (40) arbitration, check this item Plaintiff (not fraud or negligence) Securities Litigation (28) instead of Auto) Negli Breach of Contract” Toxic TorvEnvironmental (30) We Insurance Coverage Claims Other Brean of Contract/Warranty (arising from provisionally Other P/PDWD (Personal Injuryl Collections (e.9., money owed, open complex case type listed above) Property Damage/Wrongful Death) book accounts) (09 (41) Tort Collection Case-Seller Plaintiff Asbestos (04) Other Promissory Note/Collections Enforcement of Judgment Asbestos Property Damage Case Enforcement of Judgment {20) Asbestos Personal Injury) Insurance Coverage {not provisionally Abstract of Judgment (Out of Wr Death complex) (18) County) Product Liability (not asbestos or Auto Subrogation Confession of Judgment (non- toxic/environmental) (24 Other Coverage domestic relations) Medical Matpractice (45) Other Contract (37) Sister State Judgment Medical Malpractice— Contractual Fraud Administrative Agency Award Physicians & Surgeons Other Contract Dispute {not unpaid taxes) Other Professional Health Care Petition/Certification of Entry of Malpractice Real Propet Judgment on Unpaid Tax Other PI/PDWD (23) Eminent Domaininverse Other Enforcement of Judgment Premises Liability (e.g., slip Condemnation (14) Case and fall) Wrongful Eviction (33) Intentional Bodily Injury/PD/WD Other Real Property (¢.g., quiet title)(26) Miscelfaneous Civil Complaint (e.g., assault, vandalism) Writ of Possession of Real RICO (27) Intentional Infliction of Property Mortgage Foreclosure Other Complaint (not specified Emotional! Distress Quiet Title above) (42) Negligent Infliction of Other Real Property (not Dectaratony Relief coy moticnat Distress eminent domain, landlord/tenant, Injunctive Relief Only (non- ‘Other P/PD/WD or foreclosure) harassment) Mechanics Lien Non-PUPDIWD (Other) Tort Unlawful Detainer Business Tort/Unfair Business Practice (07) Commercial 3) Residential (32) Other Commercial Complaint ) ase (non-tort/non-complex) Other Civil Complaint Civil Rights (e.g., discrimination, Drugs (38) (if the case involves illegal inon-tort/nor-complex) false arrest) (not civil eS hack this item; “otherwise, f harassment)(08) report as Commercial or Miscellaneous Civit Petition Defamation (e.g. stander, libe!) Residential) Partnership and Corporate (13) Governance (21 Fraud (16) Judicial Review Other Petition (not specified above) Intellectual Property (19) Asset Forfeiture (05' (43) Professional Negligence (25) Petition Re: Arbitration Award (11) Civil Harassment Legal Maipractice Writ of Mandate (02) Workplace Violence (not ence ees Malpractice Wat Administrative Mandamus Elder’ Dependent Adult medical Writ-Mandamus on Limited Court use ‘Other Non PUPCIWD Tort (35) Case Matter Election Contest Writ-Other Limited Court Case Petition for Name Change Employment Review 1 Review (39) Petition for Relief from Late ination (36) Other cial Revi laim One enperneat (15) ) Review of Health Officer Order Other Civit Petition Notice of Appeat-Labor Commissioner Appeals CMOI0 Rev. Juty 1, 2007] CIVIL CASE COVER SHEET Page 20f2€ - ” ~~ Shedrick O. Davis III, SBN 129924 David B. Snyder, SBN 183693 Arthur W. Shwachman, SBN 214664 Huan T. Nguyen, SBN 207278 JPMorgan Chase Legal Department 300 S. Grand Avenue - 4th Floor Los Angeles, CA $0671 Telephone 213-621-8325 Attorneys for Plaintiff/Creditor CHASE BANK USA, N.A. SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN FRANCISCO SAN FRANCISCO BRANCH, UNLIMITED CIVIL Chase Bank USA, N.A., a corporation Plaintiff, vs. Vicky C Harris and does 1 to 10, Defendants Plaintiff complains of Defendants and alleges as follows: 1. Venue is proper in this county and judicial district due to Defendants’ residence therein. 2. The true names and capacities of Defendants, DOES 1 CASE MANAGEMENT CONFERENCE ~ € AUG 21 2009 .geay ORIGINAL DEPARTMENT 212 zr © san Francisco County Superier € man 18 7099 GORDON PARK-L! BY: tAttt “i GGC-09-486299 CASE NO. COMPLAINT FOR MONEY Demand is for $28,618.10 plus interest through 10, inclusive, and each of them, are unknown to the Plaintiff at the present time; and Plaintiff therefore sues defendants by such fictitious names; Plaintiff will pray leave to amend this Complaint to set forth their true names and capacities when the same have been ascertained. ‘1 ‘Tl COMPLAINT FOR MONEY -il- CASCH€ Te TE 3. Plaintiff is a national banking corporation, chartered under the laws of the United States of America with a principal place of business at 802 Delaware Avenue, Wilmington, Delaware. 4. The within action 1s not subject to the provisions ot Section 2981, et seq. (Rees-Levering Act or Section 1801, et seq. (Unruh Act)) of the Civil Code of the State of California. 5. Paragraphs 1 through 4 are incorporated by reference in each cause of action alleged hereafter as though fully realleged therein. FIRST CAUSE OF ACTION FOR BREACH OF CONTRACT ACCOUNT NUMBER ENDING IN xxXXxX-xXxXxXxX~xXxxXx-3644 6 On or about 10-30-01 , Defendants applied for and requested a Credit Card from Plaintiff, Chase Bank USA, N.A., a corporation. In response to the request, Plaintiff issued a credit card, Account Number ending in xxxx-xxxx-xxxx-3644 to Defendants. The credit card and Credit Agreement setting forth the terms, conditions and regulations of Plaintiff's credit facilities, including the use of a credit card, were delivered to Defendant(s). 7 Pursuant to the terms of the Credit Agreement, Defendant became liable for amounts charged on the account, when Plaintiff was notified of such charges. Plaintiff has been notified of charges on the Credit Card and has sent to Defendant monthly statements reflecting all charges, credits, interest accrued, fees and payments. A procedure for disputing charges is stated in the Credit Agreement and is also stated in Statements sent to VICKY C HARRIS. To date, no disputes are unresolved on Account Number ending in xxxx- AXXX-XXXX—-3 644. COMPLAINT FOR MONEY -2- CASCHoo. c me ‘ 8 Among the several terms, conditions and regulations of that credit agreement, Defendant(s) were to pay minimum payments toward the balance of charges made with the credit privileges extended 9 Defendants accepted and used their credit card and incurred charges in the sum of $ 28618.10 by the use of such credit card. On or about 12-11-08, Plaintiff rendered Defendants a monthly statement requesting a minimum payment toward such sum, pursuant to the above-mentioned credit agreement. Defendant defaulted and thereby breached the agreement when Defendant failed to pay the minimum monthly payment when due. Plaintiff has therefore declared the entire balance owing due and payable. 10 That although demand for said sum has been made, Defendants, and each of them, have failed, refused and neglected to pay said sum. There is now due, owing and unpaid, the sum of $ 28618.10, plus pre-judgment interest at the contract rate of 24.0% per annum from and after 12-11-08. 11 Plaintiff has duly performed everything on its part to be performed under the terms of the above-mentioned credit agreement. 12 The agreement between the parties provides for recovery of reasonable attorney's fees and costs, in an amount to be determined by the Court, if litigation becomes necessary to enforce the terms of the agreement. SECOND CAUSE OF ACTION FOR OPEN BOOK ACCOUNT ACCOUNT NUMBER ENDING IN xxxx-xxxx-xxxx-3644 13 Plaintiff hereby incorporates each and every allegation as contained in each paragraph of the preceding cause of action as though fully set forth at length. COMPLAINT FOR MONEY -3- cASCH27 28 . . ~~ 14 That within four years last past Defendants, and each of them, became indebted to Plaintiff on an open book account, for a balance due for merchandise, goods and wares sold and delivered. The vulslaudinyg balance is $ 28616.iu. 15 That although demand for said sum has been made, Defendants, and each of them, have failed, refused and neglected to pay said sum, There is now due, owing and unpaid, the sum of $ 28618.10, plus pre-judgment interest at the contract rate of 10.0% per annum from and after 12-11-08. COMPLAINT FOR MONEY -4- CASCH. . . 5 WHEREFORE, Plaintiff prays for judgment agaitist the Defendants and each of them, as follows: As to the First Cause of Action on Account ending in xxxx-xxKx-XXxXX- 3644 the principal sum of $ 28618.10, plus pre~judgment interest thereon at the contract rate of 24.0% per annum from and after 12- 11-08; As to the Second Cause of Action on Account ending in xxxx-xxxx-xxxx- 3644 the principal sum of $ 28618.10, plus pre-judgment interest thereon at the legal rate of 10.0% per annum from and after 12-11- 08; COMPLAINT FOR MONEY -5- cASCH27 28 AS TO ALL ACCOUNTS 1. For costs of suit incurred herein, and 2. For reasonable attorney's fees as provided for in the above-mentioned credit agreement and California Civil Code Sections 1717 and/or 1717.5; 3. For such other and further relief as the Court may deem just and proper. DATED: February 23, 2009 Shedrick 0. Davis III David B. Snyder rthur W. Shwachman Viuan T. Nguyen Attorneys for Plaintiff Chase Bank USA, N.A. COMPLAINT FOR MONEY -6- CASCH24 25 VERIFICATION I, Ruben A, Alcaraz, declare: I am an Assistant Treasurer and Officer of Plaintiff Chas Bank, USA, N.A., a Corporation in the above-entitled action. J] am duly authorized by said corporation to make this Verificatio on its behalf, and I make this verification for that reason. am informed and believe and on that ground, allege that th matters stated in the foregoing COMPLAINT FOR MONEY are true. I, Ruben A. Alcaraz, declare under penalty of perjury unde: the laws of the State of: California that the foregoing is true an correct. FEB 25 gong Executed on at San Antonio, Texas. RUBEN’ ALCARAZ ASSIS' TREASURERx c SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN FRANCISCO San Francisco, Uniimited CIVIL CASE NAME: Chase Bank USA. N.A. vs. Vicky C Harrie COC-~09-486099 CASE NUMBER: Please check ONE of the following statements to indicate the basis for your filing of the complaint in this Judicial District and fill in the address, 1. Cause of Action arose in this judicial district. Address of the cause of action is: Street City Zip Code 2. Property located in this Judicial district. The address of the property is: City Zip Code Street 3. Tort occurred in this judicial district. The address of the tort is: Street City Zip Code 4. Contract entered into or to be performed in this judicial district. The address where contract entered or to be performed Is: Street City Zip Code xX 5. Defendant resides in this judicial district. The address of defendant is: 15 Terrace Dr San Francisco , CA 94127-1527 Street City Zip Code DATED: February 23, 2009 £ “ Signature of Party or Attorney Statement of Location