Preview
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
EXH1BIT
.... . .... .
INDEX ....
NO. 526769/2019
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
asu 1-13-45519-nhl Doc 479 4 Filed 12/02/19 Entered 12/02/119 13:40:34
AlG PROPERTY CASUALTY COMPANY
10 NORTH MARTINGALE ROAD
SUITE 600
½ SCHAUMBURG IL 60173
NOTICE OF CANCELLATION OF INSURANCE
Producer;0051501
Named insured& Malling Address;
QUENTIN MANOR LLC RISK PLACEMENT SERVICES, INC.
RABIATOU MARKS so cHARLES UNDBERGH BLVD
BRIAN AND
IONDALE NY 1165
Date
Type
of
Policy
of
No.:
Policy•
Cancellation:
M
HOMEOWNERS
12/15/2019; 12:01 A.M. Standard Time at themaWng address of the Named Insured.
are thispolicy. Your Insurance willcease on the Date of Cance"alicñ s own above.
We cancelling
The reason forcancellation Is upon our inspedon conducted on 11/14/2010, It was discovered that thishome Is
1
in poor physical condition or Ina state of dismpair.
Excess premium (Ifnot tendered) willbe refunded on demand.
IF YOU HAVE ANY QUESTIONS IN REGARD TO THIS TERMINATION, PLEASE
CONTACT THIS COMPANY'S REPRESENTATIVE AT: Risk Placement Services, Inc.
50 Charles Lindbergh Blvd
#602
Uniondale, NY 11553
(800) 749-7326
THE NEW YORK INSURANCE LAW PROHIBITS INSURERS FROM IANGAGING IN
REDLINING PRACTICES BASED UPON GEOGRAPHIC LOCATION OF THE RISK OR
THE PRODUCER. IF YOU HAVE REASON TO BELIEVE THAT WE HAVE ACTED IN
VIOLATION OF SUCH LAW, YOU MAY FILE YOUR COMPLAINT WITH THE
DEPARTMENT EITHER ON ITS WEBSITE AT
HTTP://WWW-DFS.NY,GOWCONSUMER/FILEACOMPLAINT.HTM OR BY WRITING TO
THE STATE OF NEW YORK DEPARTMENT OF FINANCIAL SERVICES, CONSUMER
ASSISTANCE UNIT, FINANCIAL FRAUDS AND CONSUMER PROTECTION DIVISION,
AT EITHER ONE STATE STREET, NEW YORK, NY 10004 OR ONE COMMERCE PLAZA,
ALBANY, NY 12257.
This policy provides fire
and extended coverage Insurance on your property. You sho Idcontact your agent
concoming coverage through another Insurer or your possible for
eligibility coverage through the New York
Property Insurance Underwriting Association (NYPfUA).
Certain ro ertles located a defined distance from the shore of salt-water ocean, sour , ba or Inletmay be
ellglble or he Coastal Market Assistance Program (C-MAP). You can obtain Information a utthis program
from NYPIUA at 100 William Stmet, New York, NY 10038, te!aphone: (212) 208-9700'or their website at
PLEASE READ THE NEXT PAGE FOR MORE INFORMATION Date MailÓd:
18th day ofNovember, 2019
Producer
RISK PLACEMENT SERVICES, INC.
50 CHARLES LINDBERGH BLVD
#602
11553 AMO
UNIONDALE NY
NYPC65NONE Al
FORMS PC969702810605NY112013
W 82019E
ODEN3.0JG.06a PagB 1 O
oOpy for Producer
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
TI3-46619-nni Doc 4 / 9-4 HiedT2/02/19 ra-40s-
-E-ntered-12/02ttf
AIG PROPERTY CASUALTY COMPANY
NOTICE OF CANCELLATION OF INSURANCE
Named insured: QUENTIN MANOR LLC
Policy Number:
http;/hfww.n plua.com. To contact your agent or thisinsurance company to see if youa e eligibleforC-MAP ,
please call: 800) 749-7328
FORM# PC969702810505NY112013 NY PC66NONE APP
ODENSA194sa 11182010MYYY
Page 2 of 2
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
AIG
Risk Management Report
Prepared For:
Quentin Manor, LLC.
4115 Quentin Road
Brooklyn, NY 11234
Prepared By: In Partnership With:
Nicholas Yambrovich Risk Placement Gêrvicês, Inc.
Risk Management Specie!ist 800-749-7326
(917) 583-1029
nicholas.ysiWaravich@aig.com
Date of Site Visit: 11/14/2019
Policy Number: 0022454027
Insurance
is underwritten
bya membercompanyofAmerican Group,Inc.(AIG).PrivateClientGroupisa divisionofAlG. Thisreportis a summary
Intemational only.Itdoesnotincludealltermsand
conditions
andexclusions
oftheservicesdescribed.
Services andaresubjecttoreviewandapprovalby PrivateCIlentGroup.Servicesprovided
maynotbeavailableInalljurisdictions by thirdpartiesare
policy,arenotguaranteed
notpartoftheInsurance byPrivateClientGroup.andmaybediscontinued
at anytime.
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nh1 Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
AIGI
Thank you forchoosing AlG Private Client Group, a division of the member companies of American International Group
Inc.(AIG), for your personal insurance.
We are pleased to provide you with thiscustomized Risk Mâñâgement Report summarizing the results of our recent visit
to your residence. This comp|imeritary report can help you and your independent insurance advisor develop a
comprehensive protection program for your family and valuables.
Your report presents our detailed observations and isintended to:
• Assist in loss
preventing
• Facilitatethe claim process in theevent of a cóvered loss
• Protect your home as a valuable investment
In addition, ifopportunities to minimize loss or damage were identified,recG anisiidaticiisfor enhancing your safety and
security are noted. Please keep in mind that thisinformatian isnot a substitute forundmuig routine inspections and
maintenance of your preperty and isnot meant to imply thatevery possib|ê adverse condition has been identified.
Piease discuss the contents of this report with your independent insurance advisor. AlG Private Client Group will keep
your information on hand for future reference, but rest assured itwill only be used to facilitate
the uriderwriting and/or
claims process.
In the unfortunate event of a loss, contact your independent insurance advisor or our claims department directlyat (888)
760-9195 or (866) 858-1472 (fax). For more information about our coverages and services,visit www.aiq.com/pcq.
Once again, thank you for choosing AIG Private Client Group for your personal insurance.
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
A G
Proactive Measures to Protect Your Home
The fG|lewing measures have been identifiedto help reduce the ||ke||headof a loss from occurring. The loss préventiün
solutions proposed are based on our knowledge ofthe most frequent causes ofloss.
Required Actions:
The following actions are required as a cGilditicil
formaintabiing insurance with Private ClientGroup.
InstallCentral Station Fire Alarm System
e-
Every minute a fireburns it doubles in size.This rapid -a!ation means thatearly datantion and prompt firedepartment
respóiise are criticalto saving lives and property.A centrely menitered firealarm system willprovide earlywarning of a
fire,24 hours a day, even when you are asleep or your home isunoccupied. To provide the best protection foryour
family, home, and valued possessions Private Client Group requires that a centrally monitored firealarm system be
installed inyour home as soon as possible. At a minimum, the system in your home should include the following:
• Smoke detection unitson each levelof the the basement
home, including
• Smoke detection unitsproximate to all areas
sleeping
• Heat detecticn unitsin thefurnace and kitchen
area, garage, attic,
• At leastone detector installedfor 1,000 sq. ft.
of protected space
every
Private Client Group prevides premium creditsforhomes equipped with firealarm systems thatare instoiled to industry
standards and activelymanitared by a centralstation facility.
To be forward
eligible, a copy of the alarm certificateto your
independent insurance advisor once the system isinstalled.
InstallCentral Station Burglar Alarm System
In order to improve your family'ssafety and reduce the potential of intrusionto your home, it is
required thatyou have a
qua!ifiedsecurity ceilipany install
a burglary detection system with an alarm signal manitered by an approved central
stationfacility.
The system should be supervised by a central station inaniteringcompany that willnotifythe authorities of
a break-in, 24 hours a day, even when your home is notoccupied. The system should include perimeter protection such
as contact sensors on exterior doors and/or windóws, supplemented by glass breakage detectors and/or interiormotion
sensürs. A professional security advisor can helpyou design a system that coordinates with your lifestyle.
Please contact your broker or the riskmanagement specie!!st that visitedyour home if youneed assistance finding a
security company. Private Client Group may offera premium credit fora burglar alarm monitored by a qualified central
station facility.
Contact your independent insurance advisor once the new system isinsta||edand the service is activated
to see if youare eligible.
Repair Cracks in Master Bathroom Tub Surrcüñd
At the time of the inspecticñ, the marble surround of the master bathroom was cracked in severalplaces. The cracks
could lead to future water damage ofyour home. It is
required that you have the cracks repaired. Notify your broker when
the repairs are made.
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
AlG
Pool House Roof
At the time ofthe inspection, damage to the pool house roof was noted. It is
required you make the necessaiy repairs to
the roof.Notify your broker when the repairs are completed.
Pool House Roof
Dining Room Ce!!!ng Damage
At the time of the ir:spect!õñ,the ceilingin the dining room was cracked. Itisrequired the ceilingisrestored to it's
crigiiia|
cGilditioi-i.
Please notifyyour broker when the repairsare completed.
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
AlG
Replacernent
cost'
The term 'rep!acement refersto the cost of reconstructing the unique features of your home in today'smarketp!ece
using materials and design of similar quality.The replacement cost calculation includes appropriate fees for architectural
contractors'
services, permits, transportation of materia|s, laborand the overhead and profitinadditicñ to the cost of
maim lais.The éstirñãtsdoes not consider elements typically factored intoyour home's market value, such as land,
landscaping, detached structures and the amenities available inyour community.
The amount of insurance you purchase to protect your home should reflectthe cost necessey tocompletely rebuild your
home as it exists - ratherthan the market value which isthe price someone else is willingto to acquire it.
today pay
Estimate of Your Home's Replacement Cost
Area 4032 x $405.00 = $1,632,960.00
Living
Half 1100 x $303.75 = $334,125.00
Story
Finished Baserñei-t 1250 x $202.50 = $253,125,00
Open Porch 440 x $133.65 = $58,806.00
Wood Deck, Patio 280 x $60.25 = $16,870.00
Aggregated Cost/Sq. Ft 7102 $323.27
Total Estimated Replacement Cost $2,295,886.00
Rounded Total $2,296,000
Hardscape*
Replacement Cost of Other Structures and
Structure/Hardscape Replacamant Cost
Pool House $112,500.00
Gazebo $10,200.00
Pool $75,000.00
Total: $197,700.00
*Hardscape refers to decorative
é|êrñêñts of your property
that are not p':y to your main home such as drivawaya,
2"y attached stone walls, water
features, eys, gates, patios and arbors -
but doesnot include living plants The replanamant
(landscaping). cost of some
herdscape may have
been eatimatad while the in-±,d:
separately has been groupedunder a generic
heading.You and yourinsuranceadvisor
should consider
this list as
welf as your other
insurable
interests when deterrñ|ñ|ñg
the eppropriate
amount of coveragefor your property.
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
AIG
Our HairT1e arld
Property
During our we
visit, documented the architecturaland decorative features thatdistinguish your home and any additional
structures on your pr opedy. This infoimation is maintained as a helpful reference to assist you in the event of a claim. The
special features of your home are illustratedinthe following photographs,
Building Rear
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12102/19 Entered 12/02/19 13:40:34
Building Side
Building Side
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
Terrace
Living Room
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
Den
Dining Room
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
Kitchen
Powder Room
Quentin Manor, LLC, 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
Finished Basement
Library
Q uentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
Bedroom
Bedroom
Quentin Manor, LLC. 0022454027
. .
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12102/19 13:40:34
Bathroom
Bathroom
Qüêñtin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
j
Master Suite
. ......
__.. ...__......... ___..____.____..__......._..
...................
Master Bathroom
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
Master Bathroom
Bedroom
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
Bathroom
Office
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
Hmill
Gazebo
Pool
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
Pool House
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34
AlG
Supenor Clairns Service
Taking Swift Action
• We respand to allnew losses on the same day of report.Of course, claims specialistsare
always ave!!eb!e 24 hours a day, seven days a week.
• If youface an irnmediate crisis,you will be corilected within one hour, regaid|ess of time of day.
• Property damage isinspected within 48 hours of initial
report.
• Payment of claims
first-party willbe made within 48 hours follawiiigsatisfactory documental; n
of loss and agreement on damages.
• If asentimental item islost orstolen, we tryto recover the item even after you've received
settlement.
Safety Tips
Inthe event of a fire: In the event of water intrusion:
• Exit the residence • Shut offthe main water valve
immediately
• Notify the firedepartment • Do not touch electricalappliances
• Do not attempt to re-enterthe building • Contact your plumber
• Do not attempt to clean any smoke damage • Remove ve!ueble objects from harm's way
• Do not disturb the area in which the firemay • Protect carpeting or floorswith buckets
have started and tarps
To report a claim, contact your independent insurance edviscr Risk P!acement Services, Inc.at 516-622-2563
For immediate ess stance, contact us at (888) 760-9195; (866) 858-1472 (fax)
Assistance for US-based clientstravelling abroad: +1 (302) 482-6000
Quentin Manor, LLC. 0022454027
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019
NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019
Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Eñtered 12/02/19 13:40:34
AIG
Your Fdsk Management Specianst
Nicholas Yambrovich
Nicholas has been a Risk Manag6irient Specialist in AIG's Private Client Group in Manhattan since 2016. In
N;olivias'
that time Nicholas has eve!uated over $1 billionin replacement value. primary is
territory Manhattan,
New York, but also covers Brooklyn, New York and New Jersey.
NichGlas received a Bachelor ofScience degree in Real Estate from Florida State University in2016 with
concentrations in Appraisal and invcatniants. While earning his degree Nicholas worked in property
managemeiit and leasing forthree years, where he acquired hands-on real estate and construction
experience.
Business'
In hisfinal56mester at FloridaState, Ni|ió|as and a team of hispeers won the College of Real
Estate |nvest;iicnt Case Competition. The team was assigned an under-performing parcel inone of
Tallahassee's most dynamic sub-markets.
The team had tocreate and support with finano;ala,a profitableand community-driven development. The
team's creative and problem solving mentality and in-depth financialsupport were acknow'-dged as the
decisive factors inthe judge's decision.
Nicholas also holds reai estate licenses in New York and Florida.
Preview
FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 EXH1BIT .... . .... . INDEX .... NO. 526769/2019 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 asu 1-13-45519-nhl Doc 479 4 Filed 12/02/19 Entered 12/02/119 13:40:34 AlG PROPERTY CASUALTY COMPANY 10 NORTH MARTINGALE ROAD SUITE 600 ½ SCHAUMBURG IL 60173 NOTICE OF CANCELLATION OF INSURANCE Producer;0051501 Named insured& Malling Address; QUENTIN MANOR LLC RISK PLACEMENT SERVICES, INC. RABIATOU MARKS so cHARLES UNDBERGH BLVD BRIAN AND IONDALE NY 1165 Date Type of Policy of No.: Policy• Cancellation: M HOMEOWNERS 12/15/2019; 12:01 A.M. Standard Time at themaWng address of the Named Insured. are thispolicy. Your Insurance willcease on the Date of Cance"alicñ s own above. We cancelling The reason forcancellation Is upon our inspedon conducted on 11/14/2010, It was discovered that thishome Is 1 in poor physical condition or Ina state of dismpair. Excess premium (Ifnot tendered) willbe refunded on demand. IF YOU HAVE ANY QUESTIONS IN REGARD TO THIS TERMINATION, PLEASE CONTACT THIS COMPANY'S REPRESENTATIVE AT: Risk Placement Services, Inc. 50 Charles Lindbergh Blvd #602 Uniondale, NY 11553 (800) 749-7326 THE NEW YORK INSURANCE LAW PROHIBITS INSURERS FROM IANGAGING IN REDLINING PRACTICES BASED UPON GEOGRAPHIC LOCATION OF THE RISK OR THE PRODUCER. IF YOU HAVE REASON TO BELIEVE THAT WE HAVE ACTED IN VIOLATION OF SUCH LAW, YOU MAY FILE YOUR COMPLAINT WITH THE DEPARTMENT EITHER ON ITS WEBSITE AT HTTP://WWW-DFS.NY,GOWCONSUMER/FILEACOMPLAINT.HTM OR BY WRITING TO THE STATE OF NEW YORK DEPARTMENT OF FINANCIAL SERVICES, CONSUMER ASSISTANCE UNIT, FINANCIAL FRAUDS AND CONSUMER PROTECTION DIVISION, AT EITHER ONE STATE STREET, NEW YORK, NY 10004 OR ONE COMMERCE PLAZA, ALBANY, NY 12257. This policy provides fire and extended coverage Insurance on your property. You sho Idcontact your agent concoming coverage through another Insurer or your possible for eligibility coverage through the New York Property Insurance Underwriting Association (NYPfUA). Certain ro ertles located a defined distance from the shore of salt-water ocean, sour , ba or Inletmay be ellglble or he Coastal Market Assistance Program (C-MAP). You can obtain Information a utthis program from NYPIUA at 100 William Stmet, New York, NY 10038, te!aphone: (212) 208-9700'or their website at PLEASE READ THE NEXT PAGE FOR MORE INFORMATION Date MailÓd: 18th day ofNovember, 2019 Producer RISK PLACEMENT SERVICES, INC. 50 CHARLES LINDBERGH BLVD #602 11553 AMO UNIONDALE NY NYPC65NONE Al FORMS PC969702810605NY112013 W 82019E ODEN3.0JG.06a PagB 1 O oOpy for Producer FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 TI3-46619-nni Doc 4 / 9-4 HiedT2/02/19 ra-40s- -E-ntered-12/02ttf AIG PROPERTY CASUALTY COMPANY NOTICE OF CANCELLATION OF INSURANCE Named insured: QUENTIN MANOR LLC Policy Number: http;/hfww.n plua.com. To contact your agent or thisinsurance company to see if youa e eligibleforC-MAP , please call: 800) 749-7328 FORM# PC969702810505NY112013 NY PC66NONE APP ODENSA194sa 11182010MYYY Page 2 of 2 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 AIG Risk Management Report Prepared For: Quentin Manor, LLC. 4115 Quentin Road Brooklyn, NY 11234 Prepared By: In Partnership With: Nicholas Yambrovich Risk Placement Gêrvicês, Inc. Risk Management Specie!ist 800-749-7326 (917) 583-1029 nicholas.ysiWaravich@aig.com Date of Site Visit: 11/14/2019 Policy Number: 0022454027 Insurance is underwritten bya membercompanyofAmerican Group,Inc.(AIG).PrivateClientGroupisa divisionofAlG. Thisreportis a summary Intemational only.Itdoesnotincludealltermsand conditions andexclusions oftheservicesdescribed. Services andaresubjecttoreviewandapprovalby PrivateCIlentGroup.Servicesprovided maynotbeavailableInalljurisdictions by thirdpartiesare policy,arenotguaranteed notpartoftheInsurance byPrivateClientGroup.andmaybediscontinued at anytime. FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nh1 Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 AIGI Thank you forchoosing AlG Private Client Group, a division of the member companies of American International Group Inc.(AIG), for your personal insurance. We are pleased to provide you with thiscustomized Risk Mâñâgement Report summarizing the results of our recent visit to your residence. This comp|imeritary report can help you and your independent insurance advisor develop a comprehensive protection program for your family and valuables. Your report presents our detailed observations and isintended to: • Assist in loss preventing • Facilitatethe claim process in theevent of a cóvered loss • Protect your home as a valuable investment In addition, ifopportunities to minimize loss or damage were identified,recG anisiidaticiisfor enhancing your safety and security are noted. Please keep in mind that thisinformatian isnot a substitute forundmuig routine inspections and maintenance of your preperty and isnot meant to imply thatevery possib|ê adverse condition has been identified. Piease discuss the contents of this report with your independent insurance advisor. AlG Private Client Group will keep your information on hand for future reference, but rest assured itwill only be used to facilitate the uriderwriting and/or claims process. In the unfortunate event of a loss, contact your independent insurance advisor or our claims department directlyat (888) 760-9195 or (866) 858-1472 (fax). For more information about our coverages and services,visit www.aiq.com/pcq. Once again, thank you for choosing AIG Private Client Group for your personal insurance. FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 A G Proactive Measures to Protect Your Home The fG|lewing measures have been identifiedto help reduce the ||ke||headof a loss from occurring. The loss préventiün solutions proposed are based on our knowledge ofthe most frequent causes ofloss. Required Actions: The following actions are required as a cGilditicil formaintabiing insurance with Private ClientGroup. InstallCentral Station Fire Alarm System e- Every minute a fireburns it doubles in size.This rapid -a!ation means thatearly datantion and prompt firedepartment respóiise are criticalto saving lives and property.A centrely menitered firealarm system willprovide earlywarning of a fire,24 hours a day, even when you are asleep or your home isunoccupied. To provide the best protection foryour family, home, and valued possessions Private Client Group requires that a centrally monitored firealarm system be installed inyour home as soon as possible. At a minimum, the system in your home should include the following: • Smoke detection unitson each levelof the the basement home, including • Smoke detection unitsproximate to all areas sleeping • Heat detecticn unitsin thefurnace and kitchen area, garage, attic, • At leastone detector installedfor 1,000 sq. ft. of protected space every Private Client Group prevides premium creditsforhomes equipped with firealarm systems thatare instoiled to industry standards and activelymanitared by a centralstation facility. To be forward eligible, a copy of the alarm certificateto your independent insurance advisor once the system isinstalled. InstallCentral Station Burglar Alarm System In order to improve your family'ssafety and reduce the potential of intrusionto your home, it is required thatyou have a qua!ifiedsecurity ceilipany install a burglary detection system with an alarm signal manitered by an approved central stationfacility. The system should be supervised by a central station inaniteringcompany that willnotifythe authorities of a break-in, 24 hours a day, even when your home is notoccupied. The system should include perimeter protection such as contact sensors on exterior doors and/or windóws, supplemented by glass breakage detectors and/or interiormotion sensürs. A professional security advisor can helpyou design a system that coordinates with your lifestyle. Please contact your broker or the riskmanagement specie!!st that visitedyour home if youneed assistance finding a security company. Private Client Group may offera premium credit fora burglar alarm monitored by a qualified central station facility. Contact your independent insurance advisor once the new system isinsta||edand the service is activated to see if youare eligible. Repair Cracks in Master Bathroom Tub Surrcüñd At the time of the inspecticñ, the marble surround of the master bathroom was cracked in severalplaces. The cracks could lead to future water damage ofyour home. It is required that you have the cracks repaired. Notify your broker when the repairs are made. FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 AlG Pool House Roof At the time ofthe inspection, damage to the pool house roof was noted. It is required you make the necessaiy repairs to the roof.Notify your broker when the repairs are completed. Pool House Roof Dining Room Ce!!!ng Damage At the time of the ir:spect!õñ,the ceilingin the dining room was cracked. Itisrequired the ceilingisrestored to it's crigiiia| cGilditioi-i. Please notifyyour broker when the repairsare completed. FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 AlG Replacernent cost' The term 'rep!acement refersto the cost of reconstructing the unique features of your home in today'smarketp!ece using materials and design of similar quality.The replacement cost calculation includes appropriate fees for architectural contractors' services, permits, transportation of materia|s, laborand the overhead and profitinadditicñ to the cost of maim lais.The éstirñãtsdoes not consider elements typically factored intoyour home's market value, such as land, landscaping, detached structures and the amenities available inyour community. The amount of insurance you purchase to protect your home should reflectthe cost necessey tocompletely rebuild your home as it exists - ratherthan the market value which isthe price someone else is willingto to acquire it. today pay Estimate of Your Home's Replacement Cost Area 4032 x $405.00 = $1,632,960.00 Living Half 1100 x $303.75 = $334,125.00 Story Finished Baserñei-t 1250 x $202.50 = $253,125,00 Open Porch 440 x $133.65 = $58,806.00 Wood Deck, Patio 280 x $60.25 = $16,870.00 Aggregated Cost/Sq. Ft 7102 $323.27 Total Estimated Replacement Cost $2,295,886.00 Rounded Total $2,296,000 Hardscape* Replacement Cost of Other Structures and Structure/Hardscape Replacamant Cost Pool House $112,500.00 Gazebo $10,200.00 Pool $75,000.00 Total: $197,700.00 *Hardscape refers to decorative é|êrñêñts of your property that are not p':y to your main home such as drivawaya, 2"y attached stone walls, water features, eys, gates, patios and arbors - but doesnot include living plants The replanamant (landscaping). cost of some herdscape may have been eatimatad while the in-±,d: separately has been groupedunder a generic heading.You and yourinsuranceadvisor should consider this list as welf as your other insurable interests when deterrñ|ñ|ñg the eppropriate amount of coveragefor your property. FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 AIG Our HairT1e arld Property During our we visit, documented the architecturaland decorative features thatdistinguish your home and any additional structures on your pr opedy. This infoimation is maintained as a helpful reference to assist you in the event of a claim. The special features of your home are illustratedinthe following photographs, Building Rear Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12102/19 Entered 12/02/19 13:40:34 Building Side Building Side Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 Terrace Living Room Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 Den Dining Room Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 Kitchen Powder Room Quentin Manor, LLC, 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 Finished Basement Library Q uentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 Bedroom Bedroom Quentin Manor, LLC. 0022454027 . . FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12102/19 13:40:34 Bathroom Bathroom Qüêñtin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 j Master Suite . ...... __.. ...__......... ___..____.____..__......._.. ................... Master Bathroom Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 Master Bathroom Bedroom Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 Bathroom Office Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 Hmill Gazebo Pool Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 Pool House Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Entered 12/02/19 13:40:34 AlG Supenor Clairns Service Taking Swift Action • We respand to allnew losses on the same day of report.Of course, claims specialistsare always ave!!eb!e 24 hours a day, seven days a week. • If youface an irnmediate crisis,you will be corilected within one hour, regaid|ess of time of day. • Property damage isinspected within 48 hours of initial report. • Payment of claims first-party willbe made within 48 hours follawiiigsatisfactory documental; n of loss and agreement on damages. • If asentimental item islost orstolen, we tryto recover the item even after you've received settlement. Safety Tips Inthe event of a fire: In the event of water intrusion: • Exit the residence • Shut offthe main water valve immediately • Notify the firedepartment • Do not touch electricalappliances • Do not attempt to re-enterthe building • Contact your plumber • Do not attempt to clean any smoke damage • Remove ve!ueble objects from harm's way • Do not disturb the area in which the firemay • Protect carpeting or floorswith buckets have started and tarps To report a claim, contact your independent insurance edviscr Risk P!acement Services, Inc.at 516-622-2563 For immediate ess stance, contact us at (888) 760-9195; (866) 858-1472 (fax) Assistance for US-based clientstravelling abroad: +1 (302) 482-6000 Quentin Manor, LLC. 0022454027 FILED: KINGS COUNTY CLERK 12/20/2019 02:40 PM INDEX NO. 526769/2019 NYSCEF DOC. NO. 42 RECEIVED NYSCEF: 12/20/2019 Case 1-13-45519-nhl Doc 479-5 Filed 12/02/19 Eñtered 12/02/19 13:40:34 AIG Your Fdsk Management Specianst Nicholas Yambrovich Nicholas has been a Risk Manag6irient Specialist in AIG's Private Client Group in Manhattan since 2016. In N;olivias' that time Nicholas has eve!uated over $1 billionin replacement value. primary is territory Manhattan, New York, but also covers Brooklyn, New York and New Jersey. NichGlas received a Bachelor ofScience degree in Real Estate from Florida State University in2016 with concentrations in Appraisal and invcatniants. While earning his degree Nicholas worked in property managemeiit and leasing forthree years, where he acquired hands-on real estate and construction experience. Business' In hisfinal56mester at FloridaState, Ni|ió|as and a team of hispeers won the College of Real Estate |nvest;iicnt Case Competition. The team was assigned an under-performing parcel inone of Tallahassee's most dynamic sub-markets. The team had tocreate and support with finano;ala,a profitableand community-driven development. The team's creative and problem solving mentality and in-depth financialsupport were acknow'-dged as the decisive factors inthe judge's decision. Nicholas also holds reai estate licenses in New York and Florida.