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WOU
SUPERIOR COURT OF CALIFORNIA
COUNTY OF SAN FRANCISCO
Document Scanning Lead Sheet
Nov-20-2009 10:59 am
Case Number: CGC-09-494612
Filing Date: Nov-20-2009 10:58
Juke Box: 001 Image: 02681832
COMPLAINT
CHASE BANK USA N.A. A CORPORATION VS. GREGORY M TURNER et al
001002681832
Instructions:
Please place this sheet on top of the document to be scanned.SUNINIUNDS
(CITACION JUi_ IAL) , SUM 100
NOTICE TO DEFENDANT: R | G | N A u (s0L0 Pasa USO BELA CORTE)
(AVISO AL DEMANDADO): .
Gregory M Turner, AND DOES 1 TO 10
YOU ARE BEING SUED BY PLAINTIFF:
(LO ESTA DEMANDANDO EL DEMANDANTE).
Chase Bank USA, N.A., a corporation
You have been The court may decide against you without your being heard unless you respond within 30 days. Read the information below.
You have 30 CALENDAR DAYS alter this summons and legal papers are served on you to file a written response at this court and have @ copy served on the
plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case. There may be a court
form that you can use for your response. You can find these court forms and more information at the Califomia Courts Oniine Self-Help Center
(www.courtinfo.ca.gov/setthelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you
tio not file your response on time, you may lose the case by default, and your wages, monay, and property may be taken without further warning from the court.
There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If
You cannot afford an attomey, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the
Califomia Legal Services Web site (www lawhelpcalifornia.org), the California Courts Online Sell-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local
court or county bar association. NOTE: The court has a statutory lien for waived fees and costs on any settlements or arbitration awards of $40,000 or more in a civil
case. The court's lien must be paid before the court will dismiss the case.
TAVISO! Lo had demandadio. Si no responde dentro de 30 dias, fas corte puede decider en su contra sin escuchar su version. Lea la informacion a coninuacion
Tiene 30 DIAS DE CALENDARIO después de que le entreguen esta citacién y papeles legates para presentar una respuesta por escrito en esta corte y hacer que se
entregue una copia al demandante. Una carta o una llamada felefénica no le protegen. Su respuesta por escrito tiene que estar en formato legal correcto si desea que
procesen su case en la corte. Es posible que haye un formulario que usted [pueda usa para su respuesta. Puede encontrar estos formularios de la corte y mas
informacion en el Centro de Ayuda de las Cortes de California (www.courtifo.ca.gov/selfhelp/espanot), en a biblioteca de leyes de su condado 0 en Ja corte que le
quede més cerca. Sino puede pagar | cuota de presentacién, pida al secretario de la corte que le de un formulario de ‘exencion de pago de cuotas. Sino presenta su
repuesta a tiempo, pueda perder el caso por incumplimiento y fa corte Je podré quitar su sueldo, dinero y bienes sin mas advertencia.
Hay otros requisitos legales. Es recomendable que llame a un abogado inmediatamente, Sino conoce a un abogado, pueda Hamar a un servicio de remision a
abogatos. Sino puede pagar a un abogato, es posible que cumpla con los requisites para obtener servicios legales gratuitos de un programa de servicios legales sin
fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California, (www.courtinfo.ca.goviselfhelplespanol) 0 poniéndose en contacto con la
corte 0 el colegio de abogados locales. ;AVISO! Por ley, a corte tiene derecho a reclamar las cuolas y los costos exentos por imponer un gravamen sobre cualquier
recuperacion de #10,000 0 mas valor recibida mediante un acuerdo o wna concesién de arbitraje end un caso derecho civil. Tene que pagar el gravamen de la corte
antes de que la corte pueda desechar al caso.
The name and address of the court is (El nombre y direccién de Ia corte es) JOMBER: (Numero de! Caso}
Superior Court Of California, County of San Francisco iG ¢ =09.494 612
San Francisco, Limited CIVIL :
400 Mcallister Street
San Francisco CA 94102
The name, address, and telephone number of piaintiff's attomey, or plaintiff without an attorney, is:
(El nombre, la direccién y el numero de teléfono del abogado del demandante, o de! demandante
Shedrick O. Davis Ill, SB#129924 TEL: 213-621-8325
David B. Snyder, SB#183693 FAX: 213-621-8496
Arthur W. Shwachman, SBN 214664 Huan T. Nguyen SBN:207278
‘JPMorgan Chase Legal Department, 300 S. Grand Avenue - 4th Floor, Los Angeles, CA 90071
oe
: A
ay 2 A
pate: NOV 2 0 2009 , Deputy
(Fecha) . (Detegado)
(For proof of service of this summons, use Proof of Service of Summons (form POS-010).)
(Para prueba de entrega de esta citation use el formulario Proof of Service of Summons, (POS-010)).
NOTICE TO THE PERSON SERVED: You are served
1. Fas an individual defendant.
3 (as the person sued under the fictitious name of (specify):
. on behalf of (specify}:
under [1 CCP 416.10(corporation) CCP 416.60(minor)
(C1 CCP 416.20(defunct corporation) [) CCP 416.70(conservatee)
(= ccP 416.40(association or partnership) CCP 416.90(individual}
1 other:
4. by personal delivery on (date):
—Bage-Loft
Form Adopted by Rule 982 “SUMMONS — Civil Code of Procedure §§ 412.20. 465
dusicial Council of Galifemia
SUM-100 [Rev. July 1, 2009]CM-010
"ATTORNEY OR PARTY WITHOUT ATTORNEY (Name, ste. number, and address): FOR COURT USE ONLY
SHEDRICK © DAVIS il, SBH129924, DAVID ©. SNYDER, SB# 183693
| ARTHUR W. SHWACHMAN, SB# 214664 HUAN T. NGUYEN SBN: 207278
JPMorgan Chase Legal Department 7
00 3 Grand Avenue - 4th Floor. . . on . b
Los Angeles, CA 90071 Wa j Salita
TELEPHONE NO.:213-621-8325 Faxno: 213-621-8496 “aunt sage mo
ATTORNEY FOR (Nemet: Chase Bank USA, NA.
NOV 2 0 2009
SUPERIOR GOURT OF CALIFORNIA, COUNTY oF Superior Court Of California, San Francisco
STREET ADDRESS: 400 Mcallister Street
MAILING ADDRESS: ay.
crry ann zip cone; CA, 94102 :
L erancr name: 52" Francisco, Limited- CIVIL
CASE NAME: Chase Bank USA, N.A. v. Gregory M Turner
CIVIL CASE COVER SHEET Complex Case Designation
1 uniimitea Limited .
(Amount (Amount Counter ] Joinder
demanded demanded is Filed with first appearance by defendant
exceeds $25,000) $25,000 or less) (Cal. Rules of Court, rule 3.402)
‘All five (5) items below must be completed (see instructions on page 2).
fy, Check one box below for the case type that best describes this case:
Auto Tort Contract Provisionally Complex Civil Litigation
‘Auto (22) (0 Breach of contractwarranty (08) (Cal. Rules of Court, rules 13.400-3.403)
(21 uninsured motorist (46) Del Rule 3.740 collections (09) CL Antivust/Trade regutation (03)
Other PYPDAWD (Personal Injury/Property (]_ Oither collections (09) 1 Construction defect (10)
Damage/Wrongful Death) Tort 1 insurance coverage (18) LO Mass tort (49)
CZ Asbestos (04) 1 other contract (37) C1 Securities titigation (28)
Product liability (24) Environmental /Toxic tort (30)
[J Medica! malpractice (45) Real Property Indurpnce coverage claims arising from the
Eminent domainvinverse above listed provisionally complex case
TENS oth * condemnation (14) types (41)
jon- er) Tor og Enforcement of Judgment
C1 Business torvunfair business practice (07) LC Wrongful eviction (33) [] Enforcement of judgment (20)
Ey civirights (08) Other real property (26)
. Unlawful Detainer Miscellaneous Civil Complaint
Defamation (13) Commercial (31) C1 Rico 27)
1 Fraud (16) [1 Residential (32) ‘Other complaint (not specified above) (42)
L] Intellectual property (19) 1 Drugs (38) Miscellaneous Civil Petition
Professional negligence (25) Judicial Review C1] Partnership and corporate governance (21)}
LJ Other non-P/PDIWD tort (35) Asset forfeiture (05) (1 Other petition (not specified above) (43)
Employment Petition re: arbitration award (11)
[1 Wrongful termination (36) [1 writ of mandate (02)
(1 Other employment (15) C1 Other judicial review (39)
2. Thiscase [1] is isnot complex under rule 3.400 of the California Rules of Court. If the case is complex, mark
factors requiring exceptional judicial management:
a. Large number of separately represented parties d. [J Large number of witnesses
b. [1] Extensive motion practice raising difficult or novel & LJ Coordination with related actions pending in one or more courts
issues that will be time-consuming to resolve in other counties, states, or countries, or in a federal court
c. CJ Substantial amount of documentary evidence ¢. [1 Substantial post-judgment judicial supervision
3. Remedies sought (check ail that apply): a. [XJ monetary 1_] nonmonetary; declaratory or injunctive relief ¢.[_] punitive
4. Number of causes of action (specify):
5. Thiscase L] is [X isnot aclass action suit.
6. {f there are any known related cases, file and serve a notice of related case. (You m: form CM-075._
Date: October 23, 2009 .
SHEDRICK . DAVIS II/DAVID B. SNYDER/ARTHUR W. SHWACHMANT HUAN T. NGUYEN enn RTT OR ATTORNEY FOR PARTY)
NOTICE
« Plaintiff must file this cover sheet with the first paper filed in the TICE or proceeding (except small claims cases or cases filed
under the Probate, Family, or Welfare and Institutions Code). (Cal. Rules of Court, rule 3.220.) Failure to file may result in
sanctions
« File this cover sheet in addition to any caver sheet required by local court rule.
« If this case is complex under rule 3.400 et seq. of the California Rules of Court, you must serve a copy of this cover sheet on all
other parties to the action or proceeding.
Unless this is a collections case under rule 3.740or a complex case, this cover sheet will be used for statistical purposes ONl¥age 1 or2
a —<—— —— ——— — ——
Form Adopted for Mandatory Use Gal. Rules of Court, rules2.30, 3.220,3.400-3.403, 3.740,
“Wuatcial Cour af Caifomia CIVIL CASE COVER SHEET Gal. Standards of Judicial Administration, st, 3.10
GMOr0 [Rev Jay #, 207) raw courinfo.ca 908ORIGINAL
Shedrick ©. Davis Ili, SBN 129924
David B. Snyder, SBN 183693
Arthur W. Shwachman, SBN 214664
Huan T. Nguyen, SBN 207278 F ED
JPMorgan Chase Legal Department
300 S. Grand Avenue - 4th Floor .
Los Angeles, CA 90071 NOV 20 20ua
Telephone 213-621-8325
Attorneys for Plaintiff/ i
CHASE BANK USA, N.A.
SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN FRANCISCO
SAN FRANCISCO BRANCH, LIMITED CIVIL
Chase Bank USA, N.A., @&
corporation
Plaintiff,
GO ~ 09494612
COMPLAINT FOR MONEY
Demand is for $13,262.92
Gregory M Turner and does 1 to 10, plus interest
)
)
)
)
vs. )
)
)
Defendants }
)
)
Plaintiff complains of Defendants and alleges as follows:
1. Venue is proper in this county and judicial district
due to Defendants’ residence therein.
2. The true names and capacities of Defendants, DOES 1
through 10, inclusive, and each of them, are unknown to the Plaintiff
at the present time; and Plaintiff therefore sues defendants by such
fictitious names; Plaintiff will pray leave to amend this Complaint to
set forth their true names and capacities when the same have been
ascertained.
deff
‘1
COMPLAINT FOR MONEY
-1- cASCH3. Plaintiff is a national banking corporation, chartered
under the laws of the United States of America with a principal place
of business at 802 Delaware Avenue, Wilmington, Delaware.
4. The within action is not subject to the provisions of
Section 2981, et seq. (Rees-Levering Act or Section 1801, et seq.
(Unruh Act)) of the Civil Code of the State of California.
5. Paragraphs 1 through 4 are incorporated by reference
in each cause of action alleged hereafter as though fully re-alleged
therein.
FIRST CAUSE OF ACTION FOR BREACH OF CONTRACT ACCOUNT NUMBER
ENDING IN xxxx-XXxXx7~Xxxx-4300
6 On or about 01-09-08 , Defendants applied for and
requested a Credit Card from Plaintiff, Chase Bank USA, N.A., a
corporation. In response to the request, Plaintiff issued a credit
card, Account Number ending in MXXK-XKNX-KXXK-4300 to Defendants. The
credit card and Credit Agreement setting forth the terms, conditions
and regulations of Plaintiff's credit facilities, including the use of
a credit card, were delivered to Defendant (s) -
7 Pursuant to the terms of the Credit Agreement,
Defendant became liable for amounts charged on the account, when
Plaintiff was notified of such charges. Plaintiff has been notified of
charges on the Credit Card and has sent to Defendant monthly
statements reflecting all charges, credits, interest accrued, fees and
payments. A procedure for disputing charges is stated in the Credit
Agreement and is also stated in Statements sent to GREGORY M TURNER.
To date, no disputes are unresolved on Account Number ending in xxxx-
XXKX-XEXX- 4300.
COMPLAINT FOR MONEY
-2- CASCK8 Among the several terms, conditions and regulations of
that credit agreement, Defendant(s) were to pay minimum payments
toward the balance of charges made with the credit privileges extended
to them promptly upon receipt of a monthly statement.
9 Defendants accepted and used their credit card and
incurred charges in the sum of $ 13262.92 by the use of such credit
card. On or about 08-08-09, Plaintiff rendered Defendants a4
monthly statement requesting a minimum payment toward such sum,
pursuant to the above-mentioned credit agreement. Defendant defaulted
and thereby breached the agreement when Defendant failed to pay the
minimum monthly payment when due. Plaintiff has therefore declared
the entire balance owing due and payable.
10 That although demand for said sum has been made,
Defendants, and each of them, have failed, refused and neglected to
pay said sun. There is now due, owing and unpaid, the sum of $
13262.92, plus pre-judgment interest at the contract rate of 24.0% per
annum from and after 08-08-09.
11 Plaintiff has duly performed everything on its part to
be performed under the terms of the above-mentioned credit agreement.
12 The agreement between the parties provides for
recovery of reasonable attorney's fees and costs, in an amount to be
determined by the Court, if litigation becomes necessary to enforce
the terms of the agreement.
SECOND CAUSE OF ACTION FOR OPEN BOOK ACCOUNT ACCOUNT NUMBER
ENDING IN xxxx-xxxx-xxxx-4300
13 Plaintiff hereby incorporates each and every
allegation as contained in each paragraph of the preceding cause of
action as though fully set forth at length.
COMPLAINT FOR MONEY
~3- cASCH14 That within four years last past Defendants, and each
of them, became indebted to Plaintif£ on an open book account, fora
balance due for merchandise, goods and wares sold and delivered. The
outstanding balance is $ 13262.92.
15 That although demand for said sum has been made,
Defendants, and each of them, have failed, refused and neglected to
pay said sum. There is now due, owing and unpaid, the sum of $
13262.92, plus pre-judgment interest at the contract rate of 10.0% per
annum from and after 08-08-09.
COMPLAINT FOR MONEY
-4- cCASCH27
28
WHEREFORE, Plaintiff prays for judgment against the Defendants
and each of them, as follows:
As to the First Cause of Action on Account ending in XxXxXX~xXKXX~KXXX
4300 the principal sum of $ 13262.92, plus pre-judgment interest
thereon at the contract rate of 24.0% per annum from and after o8-
08-09;
As to the Second Cause of Action on Account ending in xxxx-xXxXxx-XXKX—
4300 the principal sum of $ 13262.92, plus pre-judgment interest
thereon at the legal rate of 10.0% per annum from and after 08-08-
09;
COMPLAINT FOR MONEY
-5- CASCH27
28
AS TO ALL ACCOUNTS
1. For costs of suit incurred herein, and
2. For reasonable attorney’s fees as provided for in the
above-mentioned credit agreement and California Civil Code Sections
1717 and/or 1717.57
3. For such other and further relief as the Court may deem
just and proper.
DATED: October 23, 2009 aa?
avid B. Snyder
Huan T. Nguyen
Attorneys for Plaintiff
Chase Bank USA,
rick O. Davis III
Arthur W. Shwachman
N.A.
COMPLAINT FOR MONEY
~6-
cASCHVERIFICATION
I, Deborah Hicks deciare:
T am an Assistant Treasurer and Officer of Plaintiff Chased
Bank, USA, N.A., a Corporation in the above-entitled action. J
am duly authorized by said corporation to make this Verification
on its behalf, and I make this verification for that reason. |
am informed and believe and on that ground, allege that the
matters stated in the foregoing COMPLAINT FOR MONEY are true.
I, Deborah Hicks, declare under penalty of perjury under the
laws of the State of California that the foregoing is true and
correct.
Executed on ~ 4 at San Antonio, Texas.
pet ile
wacal HICKS
ASSISTANT TREASURERSUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN FRANCISCO,
San Francisco, Limited CIVIL
CASE NAME: Chase Bank USA, N.A. vs. Gregory M Turner
CASE NUMBER:
Please check ONE of the following statements to indicate the basis for your filing of the
complaint in this Judicial District and fill in the address.
4. Cause of Action arose in this judicial district. Address of the cause of action is:
Street City Zip Code
2. Property located in this judicial district. The address of the property is:
Street City Zip Code
3. Tort occurred in this judicial district. The address of the tort is:
Street City Zip Code
4, Contract entered into or to be performed in this judicial district. The address where
contract entered or to be performed is:
Street City Zip Code
Xx 5, Defendant resides in this judicial district. The address of defendant is:
311 Corbett Ave Apt 15 San Francisco , CA 94114-1858
Street City Zip Code
DATED: October 23, 2009 CE
Signature of Party or Attorney
Statement of Location
Preview
WOU SUPERIOR COURT OF CALIFORNIA COUNTY OF SAN FRANCISCO Document Scanning Lead Sheet Nov-20-2009 10:59 am Case Number: CGC-09-494612 Filing Date: Nov-20-2009 10:58 Juke Box: 001 Image: 02681832 COMPLAINT CHASE BANK USA N.A. A CORPORATION VS. GREGORY M TURNER et al 001002681832 Instructions: Please place this sheet on top of the document to be scanned.SUNINIUNDS (CITACION JUi_ IAL) , SUM 100 NOTICE TO DEFENDANT: R | G | N A u (s0L0 Pasa USO BELA CORTE) (AVISO AL DEMANDADO): . Gregory M Turner, AND DOES 1 TO 10 YOU ARE BEING SUED BY PLAINTIFF: (LO ESTA DEMANDANDO EL DEMANDANTE). Chase Bank USA, N.A., a corporation You have been The court may decide against you without your being heard unless you respond within 30 days. Read the information below. You have 30 CALENDAR DAYS alter this summons and legal papers are served on you to file a written response at this court and have @ copy served on the plaintiff. A letter or phone call will not protect you. Your written response must be in proper legal form if you want the court to hear your case. There may be a court form that you can use for your response. You can find these court forms and more information at the Califomia Courts Oniine Self-Help Center (www.courtinfo.ca.gov/setthelp), your county law library, or the courthouse nearest you. If you cannot pay the filing fee, ask the court clerk for a fee waiver form. If you tio not file your response on time, you may lose the case by default, and your wages, monay, and property may be taken without further warning from the court. There are other legal requirements. You may want to call an attorney right away. If you do not know an attorney, you may want to call an attorney referral service. If You cannot afford an attomey, you may be eligible for free legal services from a nonprofit legal services program. You can locate these nonprofit groups at the Califomia Legal Services Web site (www lawhelpcalifornia.org), the California Courts Online Sell-Help Center (www.courtinfo.ca.gov/selfhelp), or by contacting your local court or county bar association. NOTE: The court has a statutory lien for waived fees and costs on any settlements or arbitration awards of $40,000 or more in a civil case. The court's lien must be paid before the court will dismiss the case. TAVISO! Lo had demandadio. Si no responde dentro de 30 dias, fas corte puede decider en su contra sin escuchar su version. Lea la informacion a coninuacion Tiene 30 DIAS DE CALENDARIO después de que le entreguen esta citacién y papeles legates para presentar una respuesta por escrito en esta corte y hacer que se entregue una copia al demandante. Una carta o una llamada felefénica no le protegen. Su respuesta por escrito tiene que estar en formato legal correcto si desea que procesen su case en la corte. Es posible que haye un formulario que usted [pueda usa para su respuesta. Puede encontrar estos formularios de la corte y mas informacion en el Centro de Ayuda de las Cortes de California (www.courtifo.ca.gov/selfhelp/espanot), en a biblioteca de leyes de su condado 0 en Ja corte que le quede més cerca. Sino puede pagar | cuota de presentacién, pida al secretario de la corte que le de un formulario de ‘exencion de pago de cuotas. Sino presenta su repuesta a tiempo, pueda perder el caso por incumplimiento y fa corte Je podré quitar su sueldo, dinero y bienes sin mas advertencia. Hay otros requisitos legales. Es recomendable que llame a un abogado inmediatamente, Sino conoce a un abogado, pueda Hamar a un servicio de remision a abogatos. Sino puede pagar a un abogato, es posible que cumpla con los requisites para obtener servicios legales gratuitos de un programa de servicios legales sin fines de lucro. Puede encontrar estos grupos sin fines de lucro en el sitio web de California, (www.courtinfo.ca.goviselfhelplespanol) 0 poniéndose en contacto con la corte 0 el colegio de abogados locales. ;AVISO! Por ley, a corte tiene derecho a reclamar las cuolas y los costos exentos por imponer un gravamen sobre cualquier recuperacion de #10,000 0 mas valor recibida mediante un acuerdo o wna concesién de arbitraje end un caso derecho civil. Tene que pagar el gravamen de la corte antes de que la corte pueda desechar al caso. The name and address of the court is (El nombre y direccién de Ia corte es) JOMBER: (Numero de! Caso} Superior Court Of California, County of San Francisco iG ¢ =09.494 612 San Francisco, Limited CIVIL : 400 Mcallister Street San Francisco CA 94102 The name, address, and telephone number of piaintiff's attomey, or plaintiff without an attorney, is: (El nombre, la direccién y el numero de teléfono del abogado del demandante, o de! demandante Shedrick O. Davis Ill, SB#129924 TEL: 213-621-8325 David B. Snyder, SB#183693 FAX: 213-621-8496 Arthur W. Shwachman, SBN 214664 Huan T. Nguyen SBN:207278 ‘JPMorgan Chase Legal Department, 300 S. Grand Avenue - 4th Floor, Los Angeles, CA 90071 oe : A ay 2 A pate: NOV 2 0 2009 , Deputy (Fecha) . (Detegado) (For proof of service of this summons, use Proof of Service of Summons (form POS-010).) (Para prueba de entrega de esta citation use el formulario Proof of Service of Summons, (POS-010)). NOTICE TO THE PERSON SERVED: You are served 1. Fas an individual defendant. 3 (as the person sued under the fictitious name of (specify): . on behalf of (specify}: under [1 CCP 416.10(corporation) CCP 416.60(minor) (C1 CCP 416.20(defunct corporation) [) CCP 416.70(conservatee) (= ccP 416.40(association or partnership) CCP 416.90(individual} 1 other: 4. by personal delivery on (date): —Bage-Loft Form Adopted by Rule 982 “SUMMONS — Civil Code of Procedure §§ 412.20. 465 dusicial Council of Galifemia SUM-100 [Rev. July 1, 2009]CM-010 "ATTORNEY OR PARTY WITHOUT ATTORNEY (Name, ste. number, and address): FOR COURT USE ONLY SHEDRICK © DAVIS il, SBH129924, DAVID ©. SNYDER, SB# 183693 | ARTHUR W. SHWACHMAN, SB# 214664 HUAN T. NGUYEN SBN: 207278 JPMorgan Chase Legal Department 7 00 3 Grand Avenue - 4th Floor. . . on . b Los Angeles, CA 90071 Wa j Salita TELEPHONE NO.:213-621-8325 Faxno: 213-621-8496 “aunt sage mo ATTORNEY FOR (Nemet: Chase Bank USA, NA. NOV 2 0 2009 SUPERIOR GOURT OF CALIFORNIA, COUNTY oF Superior Court Of California, San Francisco STREET ADDRESS: 400 Mcallister Street MAILING ADDRESS: ay. crry ann zip cone; CA, 94102 : L erancr name: 52" Francisco, Limited- CIVIL CASE NAME: Chase Bank USA, N.A. v. Gregory M Turner CIVIL CASE COVER SHEET Complex Case Designation 1 uniimitea Limited . (Amount (Amount Counter ] Joinder demanded demanded is Filed with first appearance by defendant exceeds $25,000) $25,000 or less) (Cal. Rules of Court, rule 3.402) ‘All five (5) items below must be completed (see instructions on page 2). fy, Check one box below for the case type that best describes this case: Auto Tort Contract Provisionally Complex Civil Litigation ‘Auto (22) (0 Breach of contractwarranty (08) (Cal. Rules of Court, rules 13.400-3.403) (21 uninsured motorist (46) Del Rule 3.740 collections (09) CL Antivust/Trade regutation (03) Other PYPDAWD (Personal Injury/Property (]_ Oither collections (09) 1 Construction defect (10) Damage/Wrongful Death) Tort 1 insurance coverage (18) LO Mass tort (49) CZ Asbestos (04) 1 other contract (37) C1 Securities titigation (28) Product liability (24) Environmental /Toxic tort (30) [J Medica! malpractice (45) Real Property Indurpnce coverage claims arising from the Eminent domainvinverse above listed provisionally complex case TENS oth * condemnation (14) types (41) jon- er) Tor og Enforcement of Judgment C1 Business torvunfair business practice (07) LC Wrongful eviction (33) [] Enforcement of judgment (20) Ey civirights (08) Other real property (26) . Unlawful Detainer Miscellaneous Civil Complaint Defamation (13) Commercial (31) C1 Rico 27) 1 Fraud (16) [1 Residential (32) ‘Other complaint (not specified above) (42) L] Intellectual property (19) 1 Drugs (38) Miscellaneous Civil Petition Professional negligence (25) Judicial Review C1] Partnership and corporate governance (21)} LJ Other non-P/PDIWD tort (35) Asset forfeiture (05) (1 Other petition (not specified above) (43) Employment Petition re: arbitration award (11) [1 Wrongful termination (36) [1 writ of mandate (02) (1 Other employment (15) C1 Other judicial review (39) 2. Thiscase [1] is isnot complex under rule 3.400 of the California Rules of Court. If the case is complex, mark factors requiring exceptional judicial management: a. Large number of separately represented parties d. [J Large number of witnesses b. [1] Extensive motion practice raising difficult or novel & LJ Coordination with related actions pending in one or more courts issues that will be time-consuming to resolve in other counties, states, or countries, or in a federal court c. CJ Substantial amount of documentary evidence ¢. [1 Substantial post-judgment judicial supervision 3. Remedies sought (check ail that apply): a. [XJ monetary 1_] nonmonetary; declaratory or injunctive relief ¢.[_] punitive 4. Number of causes of action (specify): 5. Thiscase L] is [X isnot aclass action suit. 6. {f there are any known related cases, file and serve a notice of related case. (You m: form CM-075._ Date: October 23, 2009 . SHEDRICK . DAVIS II/DAVID B. SNYDER/ARTHUR W. SHWACHMANT HUAN T. NGUYEN enn RTT OR ATTORNEY FOR PARTY) NOTICE « Plaintiff must file this cover sheet with the first paper filed in the TICE or proceeding (except small claims cases or cases filed under the Probate, Family, or Welfare and Institutions Code). (Cal. Rules of Court, rule 3.220.) Failure to file may result in sanctions « File this cover sheet in addition to any caver sheet required by local court rule. « If this case is complex under rule 3.400 et seq. of the California Rules of Court, you must serve a copy of this cover sheet on all other parties to the action or proceeding. Unless this is a collections case under rule 3.740or a complex case, this cover sheet will be used for statistical purposes ONl¥age 1 or2 a —<—— —— ——— — —— Form Adopted for Mandatory Use Gal. Rules of Court, rules2.30, 3.220,3.400-3.403, 3.740, “Wuatcial Cour af Caifomia CIVIL CASE COVER SHEET Gal. Standards of Judicial Administration, st, 3.10 GMOr0 [Rev Jay #, 207) raw courinfo.ca 908ORIGINAL Shedrick ©. Davis Ili, SBN 129924 David B. Snyder, SBN 183693 Arthur W. Shwachman, SBN 214664 Huan T. Nguyen, SBN 207278 F ED JPMorgan Chase Legal Department 300 S. Grand Avenue - 4th Floor . Los Angeles, CA 90071 NOV 20 20ua Telephone 213-621-8325 Attorneys for Plaintiff/ i CHASE BANK USA, N.A. SUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN FRANCISCO SAN FRANCISCO BRANCH, LIMITED CIVIL Chase Bank USA, N.A., @& corporation Plaintiff, GO ~ 09494612 COMPLAINT FOR MONEY Demand is for $13,262.92 Gregory M Turner and does 1 to 10, plus interest ) ) ) ) vs. ) ) ) Defendants } ) ) Plaintiff complains of Defendants and alleges as follows: 1. Venue is proper in this county and judicial district due to Defendants’ residence therein. 2. The true names and capacities of Defendants, DOES 1 through 10, inclusive, and each of them, are unknown to the Plaintiff at the present time; and Plaintiff therefore sues defendants by such fictitious names; Plaintiff will pray leave to amend this Complaint to set forth their true names and capacities when the same have been ascertained. deff ‘1 COMPLAINT FOR MONEY -1- cASCH3. Plaintiff is a national banking corporation, chartered under the laws of the United States of America with a principal place of business at 802 Delaware Avenue, Wilmington, Delaware. 4. The within action is not subject to the provisions of Section 2981, et seq. (Rees-Levering Act or Section 1801, et seq. (Unruh Act)) of the Civil Code of the State of California. 5. Paragraphs 1 through 4 are incorporated by reference in each cause of action alleged hereafter as though fully re-alleged therein. FIRST CAUSE OF ACTION FOR BREACH OF CONTRACT ACCOUNT NUMBER ENDING IN xxxx-XXxXx7~Xxxx-4300 6 On or about 01-09-08 , Defendants applied for and requested a Credit Card from Plaintiff, Chase Bank USA, N.A., a corporation. In response to the request, Plaintiff issued a credit card, Account Number ending in MXXK-XKNX-KXXK-4300 to Defendants. The credit card and Credit Agreement setting forth the terms, conditions and regulations of Plaintiff's credit facilities, including the use of a credit card, were delivered to Defendant (s) - 7 Pursuant to the terms of the Credit Agreement, Defendant became liable for amounts charged on the account, when Plaintiff was notified of such charges. Plaintiff has been notified of charges on the Credit Card and has sent to Defendant monthly statements reflecting all charges, credits, interest accrued, fees and payments. A procedure for disputing charges is stated in the Credit Agreement and is also stated in Statements sent to GREGORY M TURNER. To date, no disputes are unresolved on Account Number ending in xxxx- XXKX-XEXX- 4300. COMPLAINT FOR MONEY -2- CASCK8 Among the several terms, conditions and regulations of that credit agreement, Defendant(s) were to pay minimum payments toward the balance of charges made with the credit privileges extended to them promptly upon receipt of a monthly statement. 9 Defendants accepted and used their credit card and incurred charges in the sum of $ 13262.92 by the use of such credit card. On or about 08-08-09, Plaintiff rendered Defendants a4 monthly statement requesting a minimum payment toward such sum, pursuant to the above-mentioned credit agreement. Defendant defaulted and thereby breached the agreement when Defendant failed to pay the minimum monthly payment when due. Plaintiff has therefore declared the entire balance owing due and payable. 10 That although demand for said sum has been made, Defendants, and each of them, have failed, refused and neglected to pay said sun. There is now due, owing and unpaid, the sum of $ 13262.92, plus pre-judgment interest at the contract rate of 24.0% per annum from and after 08-08-09. 11 Plaintiff has duly performed everything on its part to be performed under the terms of the above-mentioned credit agreement. 12 The agreement between the parties provides for recovery of reasonable attorney's fees and costs, in an amount to be determined by the Court, if litigation becomes necessary to enforce the terms of the agreement. SECOND CAUSE OF ACTION FOR OPEN BOOK ACCOUNT ACCOUNT NUMBER ENDING IN xxxx-xxxx-xxxx-4300 13 Plaintiff hereby incorporates each and every allegation as contained in each paragraph of the preceding cause of action as though fully set forth at length. COMPLAINT FOR MONEY ~3- cASCH14 That within four years last past Defendants, and each of them, became indebted to Plaintif£ on an open book account, fora balance due for merchandise, goods and wares sold and delivered. The outstanding balance is $ 13262.92. 15 That although demand for said sum has been made, Defendants, and each of them, have failed, refused and neglected to pay said sum. There is now due, owing and unpaid, the sum of $ 13262.92, plus pre-judgment interest at the contract rate of 10.0% per annum from and after 08-08-09. COMPLAINT FOR MONEY -4- cCASCH27 28 WHEREFORE, Plaintiff prays for judgment against the Defendants and each of them, as follows: As to the First Cause of Action on Account ending in XxXxXX~xXKXX~KXXX 4300 the principal sum of $ 13262.92, plus pre-judgment interest thereon at the contract rate of 24.0% per annum from and after o8- 08-09; As to the Second Cause of Action on Account ending in xxxx-xXxXxx-XXKX— 4300 the principal sum of $ 13262.92, plus pre-judgment interest thereon at the legal rate of 10.0% per annum from and after 08-08- 09; COMPLAINT FOR MONEY -5- CASCH27 28 AS TO ALL ACCOUNTS 1. For costs of suit incurred herein, and 2. For reasonable attorney’s fees as provided for in the above-mentioned credit agreement and California Civil Code Sections 1717 and/or 1717.57 3. For such other and further relief as the Court may deem just and proper. DATED: October 23, 2009 aa? avid B. Snyder Huan T. Nguyen Attorneys for Plaintiff Chase Bank USA, rick O. Davis III Arthur W. Shwachman N.A. COMPLAINT FOR MONEY ~6- cASCHVERIFICATION I, Deborah Hicks deciare: T am an Assistant Treasurer and Officer of Plaintiff Chased Bank, USA, N.A., a Corporation in the above-entitled action. J am duly authorized by said corporation to make this Verification on its behalf, and I make this verification for that reason. | am informed and believe and on that ground, allege that the matters stated in the foregoing COMPLAINT FOR MONEY are true. I, Deborah Hicks, declare under penalty of perjury under the laws of the State of California that the foregoing is true and correct. Executed on ~ 4 at San Antonio, Texas. pet ile wacal HICKS ASSISTANT TREASURERSUPERIOR COURT OF CALIFORNIA, COUNTY OF SAN FRANCISCO, San Francisco, Limited CIVIL CASE NAME: Chase Bank USA, N.A. vs. Gregory M Turner CASE NUMBER: Please check ONE of the following statements to indicate the basis for your filing of the complaint in this Judicial District and fill in the address. 4. Cause of Action arose in this judicial district. Address of the cause of action is: Street City Zip Code 2. Property located in this judicial district. The address of the property is: Street City Zip Code 3. Tort occurred in this judicial district. The address of the tort is: Street City Zip Code 4, Contract entered into or to be performed in this judicial district. The address where contract entered or to be performed is: Street City Zip Code Xx 5, Defendant resides in this judicial district. The address of defendant is: 311 Corbett Ave Apt 15 San Francisco , CA 94114-1858 Street City Zip Code DATED: October 23, 2009 CE Signature of Party or Attorney Statement of Location