Preview
FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017
NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018
FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017
NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018
NYC DEPARTMENT OF FINANCE
OFFICE OF THE CITY REGISTER
This page is part
of the instrument.The City
Register willrelyon the information provided
by you on thispage forpurposes ofindexing
thisinstrument.The information on thispage
will controlforindexing purposes in theevent
of any conflictwiththe restof thedocument.
2017030700602004001E6E40
RECORDING AND ENDORSEMENT COVER PAGE PAGE 1 OF 32
Document ID: 2017030700602004 Document Date: 11-25-2003 Preparation Date: 03-07-2017
Document Type: AGREEMENT
Document Page Count: 30
PRESENTER: RETURN TO:
ALL AREA ABSTRACT- PICKUP ALL AREA ABSTRACT- PICKUP
380 LEXINGTON AVENUE 380 LEXINGTON AVENUE
SUITE 2700 SUITE 2700
NEW YORK, NY 10168 NEW YORK, NY 10168
646-448-2004 646-448-2004
AMY@ALLAREAABSTRACT.COM AMY@ALLAREAABSTRACT.COM
PROPER1Y DATA
Borough Block Lot Unit Address
MANHATTAN 16 6126 Entire Lot 639 21 SOUTH END AVENUE
Property Type: SINGLE RESIDENTIAL CONDO UNIT
CROSS REFERENCE DATA
CRFN or DocumentlD or Year Reel or File Number
Page____
PARTIES
PARTY 1: PARTY 2:
VINAY K. DEWAN JP MORGAN CHASE BANK, N.A.
21 SOUTH END AVENUE, #639 1 CHASE MANHATTAN PLAZA
NEW YORK, NY 10280 NEW YORK, NY 10081
El Additional Parties Listed on Continuation Page
FEES AND TAXES
Mortgage : Filing Fee:
Mortgage Amount: $ 450,000.00 $ 0.00
Taxable Mortgage Amount: $ 0.00 NYC Real Property Transfer Tax:
Exemption: 255 S 0.00
TAXES: County (Basic): $ 0.00 NYS Real Estate Transfer Tax:
City (Additional): $ 0.00 $ 0.00
Spec (Additional): $ 0.00 RECORDED OR FILED IN THE OFFICE
TASF:
EA:
$
$
0.00
0.00
~ ~
F THE CITY REGISTER OF THE
— CITY OF NEW YORK
NYCTA: $ 0.00 ~4+) 4
Recorded/Filed 03-22-2017 10:22
Additional MRT: $ 0.00
' City Register
FileNo.(CRFN):
TOTAL: 0.00 .' < '
$ 2017000111190
Recording Fee: $ 187.00 1
Affidavit Fee: $ 800
Ci tyIfegister Official Signature
FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017
NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018
NYC DEPARTMENT OF FINANCE
OFFICE OF THE CITY REGISTER
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2017030700602004001C6CCO
RECORDING AND ENDORSEMENT COVER PAGE (CONTINUATION) PAGE 2 OF 32
Document ID: 2017030700602004 Document Date: ]1-25-2003 Preparation Date: 03-07-2017
Document Type: AGREEMENT
PARTIES
PARTY 1:
ANJALI DEWAN
21 SOUTH END AVENUE, 0639
NEW YORK, NY 10280
FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017
NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018
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er RecordingReturá ID:
JPNIORGANCHASEHANK
135 PfNELAWNROAD,StilT230NDRTH
MELVILLE,NEWYORK144
SECTION:
BLOCK± to
LOT: si2s
DiSTRICT: . I- - ..
COT2NTY: NowYork '
'..13ropertyTafD.No
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CONSOLIDAT ON, ÈXTENSION AND MODIFICATION AGREEMENT
WÒRD$ USED OFTEN TEIIS bOCUMENT. ·
' "Agreement? This document, which is datedNovember25, 2003,and exhibits and riders attachedto this
(A)
docunient will be called thy "Agreement "
) "Borrower? Vinny be called "Borrower" sad sometimes"F
awan and Anfalf Dawan will 'T'or "me
th EndAvenue,NowYork,NewYork 10260.
Borrower's addressis 21 S
.Borrower's
(C) ¾nder? JPMDRGAf called?Lender" and sometimes"Note Holder."
f CHASEBANKwill be called."Leader" Leader is a
corporation or association$bich existsunderthelaws of
, Leader'saddressis 1 CHASEMANHATrANPLAZA,NEW
YORK, NEWYORK 19081.
(D) "Mortga ges? The nfortgages, deeds of trust oi'
or other security fusbumeofs and any additional security
instrumentsandrelatedagrdements(sucharassignments,extensions,modifibations
orconsolidationsofmortgages)
"Mortgages."
identified in Eddbit A to this Agreemedtwill be calledthe 'Mortgsg as,"
(E)'
(E)'"NoteHolder Lende)toranyonewhosucceedsto Lender'srightsunder this Agreementandwho is entitled
se to make underthis Agreementmaybe calledthe"Note Holder."
to receive the paymentsIn
I}roe
(F) *Notes?The Notes which are identified in Exhibit A to this Agree:nen.t;and which are securedby the
"Notes."
Mortgages,will be calledthe"Notes
(G)"Property?Theprop is describedin theMortgage(s)andin ExhibitB to thisAgreement(Property
rtywhich
the"Property? The Propertyis locatedst:
Description), will be call
[Street)
I
I
[City] [County] [State] [ZipCode]
as follows:
Iagree v ithlender
Iprorniseand
È.
L BORROWER AGREEMENT ABOUT OBLIGATION T.DÈk ffHE 'NÒTES ARD
MORTGA
Julõfthe obh'gationsundertheNotesandMortgages
Ingree'totake64 asconsolidatedabdmodifiedbythis
Agreementas Borrowe that1 will keel[ all of theprorniseanad agreement)inade in the Notesand
thistheson
Mcttgageseven if some thorperson madethose.protnisesand agreementsbeforeme.The total unpaidprincipal
.Ioooooooolofilofthis
6alanceof theNotesis lo was advancedt
t, T.LS,s17,135.00 me (or for my alcount)
irnmediatelyprior to thit consolidation.
I
sstridh
5 offfufcMcd}hichnoldAMEsfaSN4huloyiahy
nawvpslcccssolfiohrtclffc Fanamndfal(loyhfh
rdahioyriUFfa@flhfdocsiroltfarffsrsbhrsllr
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P'ash/afSPflr
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Property
FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017
NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018
*
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IL AGREEMENT TO COMBINENO:IŸ$AND MORTGAGES
(A) .By-signingRhisAgrpement,1mnderandlate combiningirdo onesetofrights
andobligations all of
thepromises and agreente'ntsstatedin theNotEs'andMortgajp:sincludingany earlier agreementawhich comblood,
t‡ andobligations undecanyoffheNotes andMortgages.This meansthataII ofLender's
modified, or extended rig ,
areponibined so thatunder the law I.cad..erhasonemortgageand thave oneloan obligation
rights in the Paphrty
asprovidddfn thisAgreement Thisoombiningofnotessndznortgsgcsisknownsss"ConsoHdstion."
whichIwilIpay combiningofnotesandmortgagesisknownass
(B) indicstestbstslloffhcNotessndMortgsgcshsveslrcsdybecncombined
In theevebRhatExhibitA
agreeto changethetermsofSectionII, paragraph(A)ofthis Agreement
thinlanderandI
by a paviouragreement,
to the following: . .
Lenderand I a0 7etthat all of the e
' I a0greementsstatedin the Notes andRortgages -
promises·an(f
includingany , agreementswhichcombined,modified,orextendedñghtsandobligationsunder
beencombinedinto onesetofrights and obligationsbyan
inh Mortgages-have
any oftheNotes
Thismeansthat all oftbeLender's rights in the
referpedto inExhibitA.
earlieragreemenNhichis
have abi:(dybeen combinedso thattinder the lawLenderalrendy has one mortgageand
Ihave one lean obligation whichIwill
pay an dedin this Agreement The combining ofnotes
"Consolidsdon.".'
and mortgages is,,knownas a "Consolidatioh.
HL AGREEMENT TO CHANGE TERMS OF THE CONSOLIDATED NOTE
Lenderand Ingree that theterms of01eNotesare6hangedand restatedtobe theterms ofthe"Consolidated
Note" which is attachedto (his Agreement asExhibitd.The
ConsolidatedNotecontainsthe termsof paymentfor
pay theamountsdueunder theNotes in accordancewith theterms
toNcteHolder.Ingreeto
theamounts thatIowe
oftbe ConsolidatedNote. The ConsolidatedNote will supersedeall terms, covenants,andprovisions of theNotes.
IV. AGREEMENT TO CHANGETERMS OF THE CONSOLIDATEO MORTGAGE
.
Lender and I agrcp that the terms of thc Mcrtgages are changed and mstated to be the terms of the
"ConsolidstedMortgsge"
"ConsolidstedMortgage" attachedto thisAgreement asExhibitD. TheConsolidatedMortgage securesthe
"ConsolidatedMortgage"w,hichis
CozisolidatedNoteandwill constituteinlaw asinglelienupontheProperty.Iagreetobaboundbytheterms
setforth
in the Consolidated Mortgagewhich will supersedeall terms, covenantsand provisions of the Mortgages.
I
V. NO SET-OFF,DEFENSES
orseydefense to the obligations of(beCofisolidated
I agreethatnav‡ñorightofset-offorcounterclaim,
Nofn or the ConsolidatedNortgage.
'd
r
BORROWERINWTERÈsTIN fHE PROPEitTY . .
VL
Ipromise thelawful
thatlam owneroccupylogthe adthatIhavethetight to consolidate,modify
and extend the Notes and14ortgages.
VIL WRITTEN TERIâINATION OR CHANGE OF THIS AGREEMENT
-
terminated,changed,oramendedexceptby awñtten agreementsignedby the
This Agreementinaynotbe
are being changedby that agreement
party whose tights or abligitions
I
OBLIGATI01 OF BORROWERS AND OF RElkSONS TAKING OVER BORROWER'S OR
VIII.
LENDERtSaRIGRTS ÔR OBLIGATIONS
Ifmorethan onspersonsigns thisAgreement asÈorrower,eachofnsisfnflyand
persoriallyobligatedtokeep
nudobligations containedinthis Agreement ThcNote_Holdermayenforacitsrightsunder
all of3orrower'spmmise
or againstall ofus together. . , .
this Agreement againsteachofus individually
personto talie over
nsolidatedNote and the CoosolidatedMortgage maynotallov/any
The terms ofthe hjnsolidstecf
Londer sod I agreethat if any person is permitted to takeover my
my rights or obligations underthis Agreement. .
andwillbeobligated to keepall of
rights and obligations und'crthisAgreement,thnt personwill haveallofmyrights
nawyonsconsocomos,rxmnimmmonmccoruansrmorrayany-rmiens,mewemneumF UNsrRÜMMr FemMSWlps
(ragez 4'5 pds
(pasrz+Ztraz
FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017
NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018
.''
mypromisesandagreeinen ' ' . I4
madeinthis.AgreementSimilarly,anypeison-whotakesoverlender'stightsor
obligationsunderthisI ' ' ' I
entwitt-haveallofLeader'stightsandwillboobligatedtokeepallofLender's
agreementsmadein ~ I
A I '
ement.~
It LIENLAW
~nafn ' untalentfomebyLendersubjecttothetmstfindprovisionsofSectionl3ofthcNew
IwilIreceive
Yorklienlaw.Thism ~ I B Iwith(A)holdallamountswhichIreceiveandwhichlhavearightforeceivefrom
14It
I~ I~ \
LeaderunderthoConi: daI~ Note asa"trphtti3ndd'and(B)usethoseamountstopaytor"costofimprovement"
'I 111. ~ I I I ~'I ~ ~ I ~
~I 'I LIQwli v
(asdefingdintheNewYo
I,IIIIvoJLLLSV Mvv ~, LG ~ vcvlLL
ivl IJLL7 I ~ ~ I S~ t il I
LienLaw)beforeluse'themforanyotherpurpose'ThefactthatInmholdingthose.
JUL i
.I .\I
amountsana"tritstfun
"m ' ~1
sthatforanybuildingorotherimprovementiocatedonthePropertyIhaveaspecial
. .- . ' ~I I
responsibilityunderthelawtousetheamountinthemannerdescribediathis-Sectical
I 4y I ~
X TYPE OP
Checkbox(es)fasaplicable
T ThisAgreementco S
cragealpropertyprincipallyimproved,ortabeinproved,byoaeormorestructures
-
containing,inthea ''
gregate,notmo1ethansik(6)zesnientialdwellinguniteswitheaohdwel$ngunithaving
itsownseparatecodkingfacilities,
IE5 ThisAgreementco ersrealpropertyñnproved,ortobe1mproved,byaone(1)ortwo(2)fauñIydwelling
only.
Q ThisAgreemeñtdo:snotcoverrealpropertyimprovedasdescribedabove.
BysigningthisAgreement,I.enderandlagrcotoalloftheabove,
LI
.rpunnr‡AM CHAM RAW .. . . ,
-Lender VInayDaffu
II
Hy:
St o wi Esq. • AnjahDow
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aswYcscdCOIIEOIJDA'TIOIJI scminn )hllrgdldt)
1 (PorcSdf Secrct)
!
FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017
NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018
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daynbor,20D3befmeme,thoundersigned, personally hppearedAnÞll sewanand Vinny
On this 25thdayofN
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tu e tgbe theindividual(s) whose
the within instrument,and acknowledgedto me that they executedthe samein their
name(s) are subscribe
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etesignature(s)on-theinstrurnent,the indMdual(s), o
capacity(les),andthatby thepcaronuponbehalfofwhich
cutedthe instrument,
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this:Û3 day ofAaMdfda~t3 ..~3 , befbro me, the undersigned,aNotasy Publio aaand
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for said plato, personall
ppaaany StanITorowitz.Esq. . .personally known to meorproved to
me on the basis of satisfactory evidenceto be the individual(s) whose name(s) is / are subscribedto the within
instrument,and acknowledgedtome that ,he/ shc/they executedthesamoin hfs/her/
their capacity(fes),and that
theirsignatur ts)on
byhis/her/ anfbe'Instrum::nt,theindividual(s),orthepersozLupoñbehalfofwhichibeindividual(s)
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ob' before me,thoundersigned,personallyappeared
day inthe year
. , knows to
personally me or proved to ine on the basis of
., subscribed·
evidencetobetheIndividual whosename(s)is subsmbed
subscnbcd
(are) to the within instrumentand
satisfhatory (s)
his/herkheir
acknowledgedtó me the hc/she/thov executedthe sartiein his/her/their capacity (ics), and that by
14nt,tbeindividual(s)orthepersonupon behalfofwhichfheindividual(s)acted,cxecuted
signature(s)onthorns
inst such individual
made such appearance before
the undersigned inthe
. the and.
instrument,
(lawnheeiyarahrpokical ~any aratherplacaths
onanathearascarecay Iarap
achiawledeemmts
andof5ceofIndMdua1takingreknowled ant)
(Signature ,
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FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017
NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018
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INSTRUCTIONS .. i
Thefollowinginstractionsapplyi
thisAgreementissaulin a consolidation,
extenslanormodificationof a singicfamilyfoanintended
forpossiblesaleto FannieMae or
leddieMa'c. _,
(I)All notes,securityinstmmen ‡ssignments,
themostrecent
consolidatiort
agreement
andre atedagreements
thatmodify,consolidate
'
orextendprlorundeilyfugob
*onsandwhichpndatethisAgreement
mustbelistedin ExIdbitAtotheAgreement,The
language
tw onlya sampleandmayberevisedasappropriate.
inExhibitA to thisAgream
Itasynewmuneyisadvance n9mber(1)onExhibitA shouldrefertoIActoth (a)the"EapnMortgageÓ.c,thenewinoneymortgage
discussedin
(5)below),and
)Ithe"Gup"Note(i.e.newmaneynois
discussed
in (6)below),
(2) hmelesandboundsdescri liphoftberiopertymustbesetforthin
to thisAgreerñent.
(2) W Cbnsoff
datedNotcmust ecunentverafonortheapplicable
SingleFam!!yrannicMae/FreddieMaeUnifmmNote(e.g.Forms
t()with thcfollowingJanguage
3233,3501,31II,3504or3 insertedntthetapeof thedoomnent
,
ForFixedRateNotes:
CONS0IJDATEDNOT3t
This Nite amendsand restatesIntheff entirety,nndis giveninso. stItutionfor,
thebo(esdescribedInExhibit A of theNewYork Consolidation,Extension,
adModmcationAgreementdefedthesamedateastids•Note.
- ForAdjustable
EateNotest
CONSOLIDAfEDAIÛUSTABLERATENÒTE
. This NoteamendsandrestatesIn their entirety,andts giveninsubstitutionfor,
thelioles describedInExhibit A ortheNewYofik ConsoUdatfoi,Extenslop,
andMedIficationAgreementdatedthesamedefeasthisNote.
TheConsolidated
Note, wi I blankscompleted.
andany applicable
addendumor addenda, by theBarrower(st
mustbeexecuted
anda copyof theexecuted heretoasEahibitC. h
solidatedNotemustbeattached repaysmetermsoftheConso'HdatedNot
-
(e:g.theconsolidated
prin themon1Illyprincipal
samount, andinterestpayment,theinterestrateandprovisignsfbrany lorcren
rateandmonthlypaymentsesapplicableto theconsolidated
obligattans)mustbesetforth in &e'origioniConsolidated
Notr
W dollaramountin the li
fankin sectionI of0dsAgreementandshebonsolidated
pyincipalamountofthe Consolidated
Not
inustbethesanc.
Mortgagn ifstbethectfrientversion
(4) TheConsolidated of theNewYork-Shigle
FamilyFamdcMae/FreddieMac
UniformInstmmers
-
(Form3033).TheConsolida
-be
Mortgage,withall blankscompleted,and (suchassnacUustablotste
anyapplicableriders
-
rider),mun
iTficTezniific-FaYESilbilin--DirCtmumstarmtntgage‡tecusetWagueuvrmrsonuwargy;-naroongrananarentereov
isAgreementandthedollaramountenteredin theconespondingblank
thethstblankin SectionIof ofthe Consolidated
Mortgag
mustbethesame.
I
(5) Forsalesof loansto Farmic fpeandFreddieMac,theSeller/Lendermust
deliverthe executedoriginn!of thisAgreement
ands I
(opyfromtherecording
exhibitstoit (oracertified clerk,iftheoriginaItanotyetavaiInble),
originnICoasolidate
togethe-rwiththe (
andeachoriginalNotewhichis1heoriginalevidence
Notesignedby the'Bonu'we of anypartofBonower'sindebtedness
seto L
inthisAgreement.
l
and±odification evidenced
a thetirheóf theconselidation
(6) lfnew funtisareacivanced b thisAgmement,
thenewobligationmu t
ttt»grccmtmt,
byanoliginst
beevidenced anewmoneynote(the"Gap"Nota)andenoriginalofthenewmoneyinortgage(the"Gap"
Mortgag ).
Preview
FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017 NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018 FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017 NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018 NYC DEPARTMENT OF FINANCE OFFICE OF THE CITY REGISTER This page is part of the instrument.The City Register willrelyon the information provided by you on thispage forpurposes ofindexing thisinstrument.The information on thispage will controlforindexing purposes in theevent of any conflictwiththe restof thedocument. 2017030700602004001E6E40 RECORDING AND ENDORSEMENT COVER PAGE PAGE 1 OF 32 Document ID: 2017030700602004 Document Date: 11-25-2003 Preparation Date: 03-07-2017 Document Type: AGREEMENT Document Page Count: 30 PRESENTER: RETURN TO: ALL AREA ABSTRACT- PICKUP ALL AREA ABSTRACT- PICKUP 380 LEXINGTON AVENUE 380 LEXINGTON AVENUE SUITE 2700 SUITE 2700 NEW YORK, NY 10168 NEW YORK, NY 10168 646-448-2004 646-448-2004 AMY@ALLAREAABSTRACT.COM AMY@ALLAREAABSTRACT.COM PROPER1Y DATA Borough Block Lot Unit Address MANHATTAN 16 6126 Entire Lot 639 21 SOUTH END AVENUE Property Type: SINGLE RESIDENTIAL CONDO UNIT CROSS REFERENCE DATA CRFN or DocumentlD or Year Reel or File Number Page____ PARTIES PARTY 1: PARTY 2: VINAY K. DEWAN JP MORGAN CHASE BANK, N.A. 21 SOUTH END AVENUE, #639 1 CHASE MANHATTAN PLAZA NEW YORK, NY 10280 NEW YORK, NY 10081 El Additional Parties Listed on Continuation Page FEES AND TAXES Mortgage : Filing Fee: Mortgage Amount: $ 450,000.00 $ 0.00 Taxable Mortgage Amount: $ 0.00 NYC Real Property Transfer Tax: Exemption: 255 S 0.00 TAXES: County (Basic): $ 0.00 NYS Real Estate Transfer Tax: City (Additional): $ 0.00 $ 0.00 Spec (Additional): $ 0.00 RECORDED OR FILED IN THE OFFICE TASF: EA: $ $ 0.00 0.00 ~ ~ F THE CITY REGISTER OF THE — CITY OF NEW YORK NYCTA: $ 0.00 ~4+) 4 Recorded/Filed 03-22-2017 10:22 Additional MRT: $ 0.00 ' City Register FileNo.(CRFN): TOTAL: 0.00 .' < ' $ 2017000111190 Recording Fee: $ 187.00 1 Affidavit Fee: $ 800 Ci tyIfegister Official Signature FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017 NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018 NYC DEPARTMENT OF FINANCE OFFICE OF THE CITY REGISTER I f I I 2017030700602004001C6CCO RECORDING AND ENDORSEMENT COVER PAGE (CONTINUATION) PAGE 2 OF 32 Document ID: 2017030700602004 Document Date: ]1-25-2003 Preparation Date: 03-07-2017 Document Type: AGREEMENT PARTIES PARTY 1: ANJALI DEWAN 21 SOUTH END AVENUE, 0639 NEW YORK, NY 10280 FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017 NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018 I I 1I ,I 1 I I 1 I er RecordingReturá ID: JPNIORGANCHASEHANK 135 PfNELAWNROAD,StilT230NDRTH MELVILLE,NEWYORK144 SECTION: BLOCK± to LOT: si2s DiSTRICT: . I- - .. COT2NTY: NowYork ' '..13ropertyTafD.No [Space AboveUdsUncForRecordhyg Dalay , -- Il CONSOLIDAT ON, ÈXTENSION AND MODIFICATION AGREEMENT WÒRD$ USED OFTEN TEIIS bOCUMENT. · ' "Agreement? This document, which is datedNovember25, 2003,and exhibits and riders attachedto this (A) docunient will be called thy "Agreement " ) "Borrower? Vinny be called "Borrower" sad sometimes"F awan and Anfalf Dawan will 'T'or "me th EndAvenue,NowYork,NewYork 10260. Borrower's addressis 21 S .Borrower's (C) ¾nder? JPMDRGAf called?Lender" and sometimes"Note Holder." f CHASEBANKwill be called."Leader" Leader is a corporation or association$bich existsunderthelaws of , Leader'saddressis 1 CHASEMANHATrANPLAZA,NEW YORK, NEWYORK 19081. (D) "Mortga ges? The nfortgages, deeds of trust oi' or other security fusbumeofs and any additional security instrumentsandrelatedagrdements(sucharassignments,extensions,modifibations orconsolidationsofmortgages) "Mortgages." identified in Eddbit A to this Agreemedtwill be calledthe 'Mortgsg as," (E)' (E)'"NoteHolder Lende)toranyonewhosucceedsto Lender'srightsunder this Agreementandwho is entitled se to make underthis Agreementmaybe calledthe"Note Holder." to receive the paymentsIn I}roe (F) *Notes?The Notes which are identified in Exhibit A to this Agree:nen.t;and which are securedby the "Notes." Mortgages,will be calledthe"Notes (G)"Property?Theprop is describedin theMortgage(s)andin ExhibitB to thisAgreement(Property rtywhich the"Property? The Propertyis locatedst: Description), will be call [Street) I I [City] [County] [State] [ZipCode] as follows: Iagree v ithlender Iprorniseand È. L BORROWER AGREEMENT ABOUT OBLIGATION T.DÈk ffHE 'NÒTES ARD MORTGA Julõfthe obh'gationsundertheNotesandMortgages Ingree'totake64 asconsolidatedabdmodifiedbythis Agreementas Borrowe that1 will keel[ all of theprorniseanad agreement)inade in the Notesand thistheson Mcttgageseven if some thorperson madethose.protnisesand agreementsbeforeme.The total unpaidprincipal .Ioooooooolofilofthis 6alanceof theNotesis lo was advancedt t, T.LS,s17,135.00 me (or for my alcount) irnmediatelyprior to thit consolidation. I sstridh 5 offfufcMcd}hichnoldAMEsfaSN4huloyiahy nawvpslcccssolfiohrtclffc Fanamndfal(loyhfh rdahioyriUFfa@flhfdocsiroltfarffsrsbhrsllr I P'ash/afSPflr I Property FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017 NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018 * I Il i I.. f I I I r AW ~ ~ IL AGREEMENT TO COMBINENO:IŸ$AND MORTGAGES (A) .By-signingRhisAgrpement,1mnderandlate combiningirdo onesetofrights andobligations all of thepromises and agreente'ntsstatedin theNotEs'andMortgajp:sincludingany earlier agreementawhich comblood, t‡ andobligations undecanyoffheNotes andMortgages.This meansthataII ofLender's modified, or extended rig , areponibined so thatunder the law I.cad..erhasonemortgageand thave oneloan obligation rights in the Paphrty asprovidddfn thisAgreement Thisoombiningofnotessndznortgsgcsisknownsss"ConsoHdstion." whichIwilIpay combiningofnotesandmortgagesisknownass (B) indicstestbstslloffhcNotessndMortgsgcshsveslrcsdybecncombined In theevebRhatExhibitA agreeto changethetermsofSectionII, paragraph(A)ofthis Agreement thinlanderandI by a paviouragreement, to the following: . . Lenderand I a0 7etthat all of the e ' I a0greementsstatedin the Notes andRortgages - promises·an(f includingany , agreementswhichcombined,modified,orextendedñghtsandobligationsunder beencombinedinto onesetofrights and obligationsbyan inh Mortgages-have any oftheNotes Thismeansthat all oftbeLender's rights in the referpedto inExhibitA. earlieragreemenNhichis have abi:(dybeen combinedso thattinder the lawLenderalrendy has one mortgageand Ihave one lean obligation whichIwill pay an dedin this Agreement The combining ofnotes "Consolidsdon.".' and mortgages is,,knownas a "Consolidatioh. HL AGREEMENT TO CHANGE TERMS OF THE CONSOLIDATED NOTE Lenderand Ingree that theterms of01eNotesare6hangedand restatedtobe theterms ofthe"Consolidated Note" which is attachedto (his Agreement asExhibitd.The ConsolidatedNotecontainsthe termsof paymentfor pay theamountsdueunder theNotes in accordancewith theterms toNcteHolder.Ingreeto theamounts thatIowe oftbe ConsolidatedNote. The ConsolidatedNote will supersedeall terms, covenants,andprovisions of theNotes. IV. AGREEMENT TO CHANGETERMS OF THE CONSOLIDATEO MORTGAGE . Lender and I agrcp that the terms of thc Mcrtgages are changed and mstated to be the terms of the "ConsolidstedMortgsge" "ConsolidstedMortgage" attachedto thisAgreement asExhibitD. TheConsolidatedMortgage securesthe "ConsolidatedMortgage"w,hichis CozisolidatedNoteandwill constituteinlaw asinglelienupontheProperty.Iagreetobaboundbytheterms setforth in the Consolidated Mortgagewhich will supersedeall terms, covenantsand provisions of the Mortgages. I V. NO SET-OFF,DEFENSES orseydefense to the obligations of(beCofisolidated I agreethatnav‡ñorightofset-offorcounterclaim, Nofn or the ConsolidatedNortgage. 'd r BORROWERINWTERÈsTIN fHE PROPEitTY . . VL Ipromise thelawful thatlam owneroccupylogthe adthatIhavethetight to consolidate,modify and extend the Notes and14ortgages. VIL WRITTEN TERIâINATION OR CHANGE OF THIS AGREEMENT - terminated,changed,oramendedexceptby awñtten agreementsignedby the This Agreementinaynotbe are being changedby that agreement party whose tights or abligitions I OBLIGATI01 OF BORROWERS AND OF RElkSONS TAKING OVER BORROWER'S OR VIII. LENDERtSaRIGRTS ÔR OBLIGATIONS Ifmorethan onspersonsigns thisAgreement asÈorrower,eachofnsisfnflyand persoriallyobligatedtokeep nudobligations containedinthis Agreement ThcNote_Holdermayenforacitsrightsunder all of3orrower'spmmise or againstall ofus together. . , . this Agreement againsteachofus individually personto talie over nsolidatedNote and the CoosolidatedMortgage maynotallov/any The terms ofthe hjnsolidstecf Londer sod I agreethat if any person is permitted to takeover my my rights or obligations underthis Agreement. . andwillbeobligated to keepall of rights and obligations und'crthisAgreement,thnt personwill haveallofmyrights nawyonsconsocomos,rxmnimmmonmccoruansrmorrayany-rmiens,mewemneumF UNsrRÜMMr FemMSWlps (ragez 4'5 pds (pasrz+Ztraz FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017 NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018 .'' mypromisesandagreeinen ' ' . I4 madeinthis.AgreementSimilarly,anypeison-whotakesoverlender'stightsor obligationsunderthisI ' ' ' I entwitt-haveallofLeader'stightsandwillboobligatedtokeepallofLender's agreementsmadein ~ I A I ' ement.~ It LIENLAW ~nafn ' untalentfomebyLendersubjecttothetmstfindprovisionsofSectionl3ofthcNew IwilIreceive Yorklienlaw.Thism ~ I B Iwith(A)holdallamountswhichIreceiveandwhichlhavearightforeceivefrom 14It I~ I~ \ LeaderunderthoConi: daI~ Note asa"trphtti3ndd'and(B)usethoseamountstopaytor"costofimprovement" 'I 111. ~ I I I ~'I ~ ~ I ~ ~I 'I LIQwli v (asdefingdintheNewYo I,IIIIvoJLLLSV Mvv ~, LG ~ vcvlLL ivl IJLL7 I ~ ~ I S~ t il I LienLaw)beforeluse'themforanyotherpurpose'ThefactthatInmholdingthose. JUL i .I .\I amountsana"tritstfun "m ' ~1 sthatforanybuildingorotherimprovementiocatedonthePropertyIhaveaspecial . .- . ' ~I I responsibilityunderthelawtousetheamountinthemannerdescribediathis-Sectical I 4y I ~ X TYPE OP Checkbox(es)fasaplicable T ThisAgreementco S cragealpropertyprincipallyimproved,ortabeinproved,byoaeormorestructures - containing,inthea '' gregate,notmo1ethansik(6)zesnientialdwellinguniteswitheaohdwel$ngunithaving itsownseparatecodkingfacilities, IE5 ThisAgreementco ersrealpropertyñnproved,ortobe1mproved,byaone(1)ortwo(2)fauñIydwelling only. Q ThisAgreemeñtdo:snotcoverrealpropertyimprovedasdescribedabove. BysigningthisAgreement,I.enderandlagrcotoalloftheabove, LI .rpunnr‡AM CHAM RAW .. . . , -Lender VInayDaffu II Hy: St o wi Esq. • AnjahDow I m I f I l l I btcsfWddtc E strrnl icflailsaced Fccetc Issrsstltsttr btwtttttfcsIII RXtrttslc JItotdoslslctcrcotd.rassstdstrr.ricricfcsilr aswYcscdCOIIEOIJDA'TIOIJI scminn )hllrgdldt) 1 (PorcSdf Secrct) ! FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017 NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018 It It tI r- Ic tI I I1 It It [SpaceBelow(MsI..IneForAciodi-wledgmcof] I StateofNowYork . )-- - - ) ss: CountyofNewYork . ) - . I daynbor,20D3befmeme,thoundersigned, personally hppearedAnÞll sewanand Vinny On this 25thdayofN Dewan,personnIly knotc meorpmved tomeon thebasis ofsatisfactory evid tu e tgbe theindividual(s) whose the within instrument,and acknowledgedto me that they executedthe samein their name(s) are subscribe LIro etesignature(s)on-theinstrurnent,the indMdual(s), o capacity(les),andthatby thepcaronuponbehalfofwhich cutedthe instrument, the individual(s) acted, e I I ALICEYo ant NotaryPubllo, Stat d(f c(fNewYbrk Ii No. 02408 8880 t ! .QuaffgasfIn Nsw Yadc -Quafgleif fade Couniv Caunrv • (Signatureandoofk1 vidualtaldngacknowledginen0 commission a aty 1 7 1 State·oftrow York ) ) ss: .. I CountyofNewYork I . ) I I this:Û3 day ofAaMdfda~t3 ..~3 , befbro me, the undersigned,aNotasy Publio aaand ~" ,appeared·' for said plato, personall ppaaany StanITorowitz.Esq. . .personally known to meorproved to me on the basis of satisfactory evidenceto be the individual(s) whose name(s) is / are subscribedto the within instrument,and acknowledgedtome that ,he/ shc/they executedthesamoin hfs/her/ their capacity(fes),and that theirsignatur ts)on byhis/her/ anfbe'Instrum::nt,theindividual(s),orthepersozLupoñbehalfofwhichibeindividual(s) pa - . ....--.. ....- . ..--.- .... . - .-.......... . . .. . . .. . ..... .. . . . . ... ......... .. .- .. . acted;execu'tc„rL(II stataf 0ewYork York piavl Notary Public No. opsueeeeseo sw Yoth counNI07 Quall ed In CommissionExplrJuly 213Svel e ($ignatarcuildo ingiffidualtakingacknowledgment} at ForeignCourrtry)- State,DistrictofCoInmbia,Tenitary,Possession . • ) SS: ob' before me,thoundersigned,personallyappeared day inthe year . , knows to personally me or proved to ine on the basis of ., subscribed· evidencetobetheIndividual whosename(s)is subsmbed subscnbcd (are) to the within instrumentand satisfhatory (s) his/herkheir acknowledgedtó me the hc/she/thov executedthe sartiein his/her/their capacity (ics), and that by 14nt,tbeindividual(s)orthepersonupon behalfofwhichfheindividual(s)acted,cxecuted signature(s)onthorns inst such individual made such appearance before the undersigned inthe . the and. instrument, (lawnheeiyarahrpokical ~any aratherplacaths onanathearascarecay Iarap achiawledeemmts andof5ceofIndMdua1takingreknowled ant) (Signature , cossoldoAapgc a osA&I AcarsplsursaplksnncFFF Moelptcdrioe IIOloavrld Fpyanslyp cstvcoMcarFxcaTiollAcRErc1ErrrrradraFuataFFnw1troatpFitddttFdttvraF0Apdp1rsFAvIoRrcr pdalsoroylpdpylsyclsalRNF pnkyalnnpsyaddk lmrttvsio) Fatatarrr Ipspayvosld OratCC rrSWV rrdarnrarrarrt 4 + SIa /Pard IPoraald/Spag as I forth in Exhibit FILED: NEW YORK COUNTY CLERK 06/14/2018 10:36 AM INDEX NO. 150523/2017 NYSCEF DOC. NO. 64 RECEIVED NYSCEF: 06/14/2018 I I 1 I "~ "' . ~~ ~ '" ' ~ I 1 1 ' '7 ~, l t I I tr INSTRUCTIONS .. i Thefollowinginstractionsapplyi thisAgreementissaulin a consolidation, extenslanormodificationof a singicfamilyfoanintended forpossiblesaleto FannieMae or leddieMa'c. _, (I)All notes,securityinstmmen ‡ssignments, themostrecent consolidatiort agreement andre atedagreements thatmodify,consolidate ' orextendprlorundeilyfugob *onsandwhichpndatethisAgreement mustbelistedin ExIdbitAtotheAgreement,The language tw onlya sampleandmayberevisedasappropriate. inExhibitA to thisAgream Itasynewmuneyisadvance n9mber(1)onExhibitA shouldrefertoIActoth (a)the"EapnMortgageÓ.c,thenewinoneymortgage discussedin (5)below),and )Ithe"Gup"Note(i.e.newmaneynois discussed in (6)below), (2) hmelesandboundsdescri liphoftberiopertymustbesetforthin to thisAgreerñent. (2) W Cbnsoff datedNotcmust ecunentverafonortheapplicable SingleFam!!yrannicMae/FreddieMaeUnifmmNote(e.g.Forms t()with thcfollowingJanguage 3233,3501,31II,3504or3 insertedntthetapeof thedoomnent , ForFixedRateNotes: CONS0IJDATEDNOT3t This Nite amendsand restatesIntheff entirety,nndis giveninso. stItutionfor, thebo(esdescribedInExhibit A of theNewYork Consolidation,Extension, adModmcationAgreementdefedthesamedateastids•Note. - ForAdjustable EateNotest CONSOLIDAfEDAIÛUSTABLERATENÒTE . This NoteamendsandrestatesIn their entirety,andts giveninsubstitutionfor, thelioles describedInExhibit A ortheNewYofik ConsoUdatfoi,Extenslop, andMedIficationAgreementdatedthesamedefeasthisNote. TheConsolidated Note, wi I blankscompleted. andany applicable addendumor addenda, by theBarrower(st mustbeexecuted anda copyof theexecuted heretoasEahibitC. h solidatedNotemustbeattached repaysmetermsoftheConso'HdatedNot - (e:g.theconsolidated prin themon1Illyprincipal samount, andinterestpayment,theinterestrateandprovisignsfbrany lorcren rateandmonthlypaymentsesapplicableto theconsolidated obligattans)mustbesetforth in &e'origioniConsolidated Notr W dollaramountin the li fankin sectionI of0dsAgreementandshebonsolidated pyincipalamountofthe Consolidated Not inustbethesanc. Mortgagn ifstbethectfrientversion (4) TheConsolidated of theNewYork-Shigle FamilyFamdcMae/FreddieMac UniformInstmmers - (Form3033).TheConsolida -be Mortgage,withall blankscompleted,and (suchassnacUustablotste anyapplicableriders - rider),mun iTficTezniific-FaYESilbilin--DirCtmumstarmtntgage‡tecusetWagueuvrmrsonuwargy;-naroongrananarentereov isAgreementandthedollaramountenteredin theconespondingblank thethstblankin SectionIof ofthe Consolidated Mortgag mustbethesame. I (5) Forsalesof loansto Farmic fpeandFreddieMac,theSeller/Lendermust deliverthe executedoriginn!of thisAgreement ands I (opyfromtherecording exhibitstoit (oracertified clerk,iftheoriginaItanotyetavaiInble), originnICoasolidate togethe-rwiththe ( andeachoriginalNotewhichis1heoriginalevidence Notesignedby the'Bonu'we of anypartofBonower'sindebtedness seto L inthisAgreement. l and±odification evidenced a thetirheóf theconselidation (6) lfnew funtisareacivanced b thisAgmement, thenewobligationmu t ttt»grccmtmt, byanoliginst beevidenced anewmoneynote(the"Gap"Nota)andenoriginalofthenewmoneyinortgage(the"Gap" Mortgag ).