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  • MIDLAND FUNDING LLC v. LAWSON, KEITH, A/K/A KEITH T LAWSONS15 - Small Claims - Small Claims - Collection - Purchase Debt document preview
  • MIDLAND FUNDING LLC v. LAWSON, KEITH, A/K/A KEITH T LAWSONS15 - Small Claims - Small Claims - Collection - Purchase Debt document preview
  • MIDLAND FUNDING LLC v. LAWSON, KEITH, A/K/A KEITH T LAWSONS15 - Small Claims - Small Claims - Collection - Purchase Debt document preview
  • MIDLAND FUNDING LLC v. LAWSON, KEITH, A/K/A KEITH T LAWSONS15 - Small Claims - Small Claims - Collection - Purchase Debt document preview
  • MIDLAND FUNDING LLC v. LAWSON, KEITH, A/K/A KEITH T LAWSONS15 - Small Claims - Small Claims - Collection - Purchase Debt document preview
  • MIDLAND FUNDING LLC v. LAWSON, KEITH, A/K/A KEITH T LAWSONS15 - Small Claims - Small Claims - Collection - Purchase Debt document preview
  • MIDLAND FUNDING LLC v. LAWSON, KEITH, A/K/A KEITH T LAWSONS15 - Small Claims - Small Claims - Collection - Purchase Debt document preview
  • MIDLAND FUNDING LLC v. LAWSON, KEITH, A/K/A KEITH T LAWSONS15 - Small Claims - Small Claims - Collection - Purchase Debt document preview
						
                                

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STATE OF CONNECTICUT MIDLAND FUNDING LLC, Plaintiff -VS- AFFIDAVIT OF ASIA DELCASTILLO KEITH LAWSON, Defendant(s). Asia Delcastillo, whose business address is 16 McLeland Road Suite 101, St. Cloud, MN 56303, certifies and says: 1. I amemployed as a Legal Specialist by MIDLAND CREDIT MANAGEMENT, INC. ("MCM") and have access to pertinent records for MCM, servicer of this account on behalf of MIDLAND FUNDING LLC. I ama competent person over eighteen years of age, and make the statements herein based upon personal knowledge of those account records maintained on Plaintiff's behalf. Plaintiff is the current owner of, and/or successor to, the obligation sued upon, and was assigned all the rights, title and interest to Defendant's SYNCHRONY BANK. account XXXXXXXXXXXX6684 (hereinafter "the account"). 2. Ihave access to and have reviewed the electronic records pertaining to the account maintained by MCM and am authorized to make this affidavit on Plaintiff's behalf. The electronic records reviewed consist of data acquired from the seller when Plaintiff purchased the account, together with records generated by MCM in connection with servicing the account since the date the account was purchased by Plaintiff. In addition, I reviewed the documents that are attached to this affidavit. 3. Tam familiar with and trained on the manner and method by which MCM creates and maintains its business records pertaining to the Account. The records are kept in the regular course of business. It was in the regular course of business for a person with knowledge of the act or event recorded to make the record or data compilation, or for a person with knowledge to transmit information thereof to be included in such record. In the regular course of business, AFFIDAVIT OF ASIA DELCASTILLO - 1 EAC FARMER AS (EVER TLL 8575259163 AFFCOTMEDIA 17-16375the record or compilation is made at or near the time of the act or event by MCM as a regular practice. 4. | MCM's records show that the account was charged-off on 2016-04-25 with a balance of $1,938.68. On or about 2017-02-27, Plaintiff purchased and was assigned the balance owed by Defendant of $1,938.68. As of 2021-04-06, MCM’s records show that the balance of $1,838.68 remains due and owing and no interest has been assessed to the account. Therefore, Plaintiff seeks the amount of $1,838.68 from Defendant. All credits and offsets for payments have been applied to the balance, 5. | MCM's records state that this action is based upon a credit agreement entered into between Defendant(s) and the original credit grantor. MCM's records further state that Defendant(s) used or authorized the use of the credit account but failed to make the payments due pursuant to the agreement. 6. Based upon my review of MCM's business records: 1) Defendant(s) opened the SYNCHRONY BANK account on 2011-09-23; 2) the account was charged off on 2016-04-25; and 3) the last payment posted to the account on 2017-10-05. 7, The complete chain of title including SYNCHRONY BANK, the original creditor, (Synchrony Bank formerly known as GE Capital Retail Bank as selling entity),and all post charge-off purchasers of the debt are as follows: 1. 2017-02-27 SYNCHRONY BANK PO. Box 965033,Orlando,FL,32896 2. MIDLAND FUNDING LLC 350 Camino De La Reina, Suite 100,San Diego,CA,92108 8. Attached hereto are the following records regarding the account and/or payments received: Exhibit A. Statement(s) (including statements) reflecting the charge-off balance, and recording the last purchase transaction, service billed, payment, or balance transfer) and an additional statement sent to Defendant(s) while the account was active, which shows the Defendant's name and address AFFIDAVIT OF ASIA DELCASTILLO - 2 ANTON ATEN ACNE OMNES AFFC! 17-16375 8575259163 ‘OTMEDIAExhibit B. Bill(s) of Sale and Assignment and/or Affidavit(s) of Sale Exhibit C. Seller data sheet reflecting the individual account data extracted and printed ~ from electronic records provided by the seller to MCM pursuant to the Bill of Sale/Assignment in connection with the sale of the account to Plaintiff 9. The accuracy of such documents is relied upon by Plaintiff and/or its servicer in purchasing and collecting this account, These records are trustworthy and relied upon because the original creditor was required to keep careful records of the account at issue in this case as required by law and/or suffer business loss. 10. The documents attached hereto are true and correct copies of the originals, being a reproduction of the records on file on behalf of Plaintiff based upon my review, except to the extent that confidential and privileged information and/or personal identifying information is omitted or redacted as required by local rules, and applicable state and federal law. 11. MCM acquired and incorporated account records into its permanent business records as a result of Plaintiff's purchase of the account. These records are kept in the regular course of business on behalf of Plaintiff, and along with the electronic records provided at purchase, are Plaintiff's primary source of business records for this account. 12. If called to testify as a witness thereon, I could and would competently testify as to all the facts stated herein. LEFT BLANK INTENTIONALLY AFFIDAVIT OF ASIA DELCASTILLO - 3 LEROCCOORCOU OAT IAEA UEC 8575259163 AFFCOTMEDIAI certify under penalty of perjury that the foregoing statements are true and correct. APR 2 2 2021 Date Ad phe Asia Delcastillo STATE OF MINNESOTA COUNTY OF STEARNS Signed and sworn to (or affirmed) before me on APR 2 2 202i by Asia Delcastillo. Briana Lynn Prigimeier Notary Public - Minnesota Ay Commission Expres Jan 32004 fotary Public cT1 London & London AFFIDAVIT OF ASIA DELCASTILLO - 4 AOUUAACUNILEA OG OAC HOVE CN OA IOOAATOA ACTED 8575259163 AFFCOTMEDIA 17-16375© Walmart KEITH T LAWSON, Vaaitus at walmart comicredit Credit Card Account Number: QURaRaamaPe 684 ‘Customer Service: 1-800-841-4525 [Summary of Account Activity, = [Payment Information = 7 Pravious Balance $1e3414 | | Now Balance 3503.85 ‘+ Foos Charged $35.00] | Amount Past Oue $422.00 + Intorest Charges $34,541 | Total Minimum Payment Due $511.00 New Balance $190566| | Ovetimt Amount $303.68 Poytment Due Date 04/20/2018 Crodit Limit $1,520] | Late Payment Warning: If we do not receive your Total ‘Avallable Crodit $0.00 | Minimum Payment Dua by the Payment Due Date listed Gash Advanca/Quick Cash Limit $259] | shove, you may have to pay a lato foo up to $35.00, Available Cash $0.00| | Minimum Payment Warning: f you mako only the minimum Statement Closing Dato 03r2e72016 | | payment aach period, you will pay moro in intorost and it wil Days in Bing Cycte ‘a1 | take you longer to pay off your balance, For example: Wyo makeno |. You will pay aft | And you wil end additional charges | the balance up paying an Using thiscard | ‘shown on this "| oetimetod total ‘rd each month, "| “statement in ofa you pay abot Only the minimum Payment $3,120.00 W you would tke Information about credit counseling services, call 1-877-902-8775. insaction Summary, ‘Tran Dato Post Date Reference Number Description of Transaction or Crodit Plon Type = Amount FEES oso 03/20 UATE FEE $95.00 ‘TOTAL FEES FOR THIS PERIOD $38.00 INTEREST CHARGED ozs 03728 INTEREST CHARGE ON PURCHASES $34.54 jose = owz8 INTEREST CHARGE ON CASH $0.00 ‘ADVANCES (Continued on next pags) PAYMENT DUE BY 5 P.M, (ET) ON THE DUE DATE, NOTICE: We may convart your payment into an electronic debit. See teverss for detats, Billag Rights and other Important Information. seo aH. 7 a8 a60020 ExpAGE 1 of 9112 3400 0209 o1zAsoe Dotach and mail this portion with your check. Do not inlude any correspondance with your check. al, Account Number 684 Walmart >.<. [Total Minimum] Amount” | PaymentDue| Qverlimit | New Balanco |] Save money. Uvebetter, @ | Paymont Duo | _ Past Due Date _- Amount $517.00 saza60" | _oaonois |” 338368 HET Payment Enclosed: Ploase use blue oF Black Ink, PELNAESTOQES CATA Nona eb KEITH LAWSON, $04 IRVING AVE TORRINGTON CT 06700-5687 Make Payment To: WALMARTISYNCHRONY BANK P.0, BOX 520027 ATLANTA, GA 30358.0027 Exhibit AWalmart ><. Save money. Live better, ‘Yransaction Summary (Continued Tran Date Post Date Reference Number Description of Transaction or Credit Plan Type Amount TOTAL INTEREST FOR THIS PERIOD $34.54 2016 Totals Year-To-Dato Total Fees charged in 2016 $70.00 Total interest charged |n 2016 $97.95 Total Intarasl Paid in 2018 $0.00 Interost Charge Calculation _, ‘Your Annual Percentage Rate (APRs tre annual ntaresl rata on your account ‘Type of Balance Expiration Plan Annual Percentage Balance Subject to. Interest Charge Dote Type x Reto gy Interest Rate Regular Purchases & Cash NA REG. 23.15% (v) $4,756.53 $34.54 ‘Advances (¥)= Variabio rato Cardholder News and Information Plaase Note; Enclosed Is tho Privacy Policy for thia account. Please take al moment to read itthen Keep Itwith other financial documents. ITyou have proviously opted-out, you do not need to do so again, your account has a deferred interest promotion and you would Ik us to epply a payment on your account o.a specific. balance, ploase call Custamer Service ta discuss options that may be avaliable, S404 om LF 28 s60320 BXPAGE 2 of 3 su1z 3400 0203 oLEaSeo4vorsvato coz0 ure zrts € 70 € awaxe ercosr sc kT sua vosWalmart® n KEITH T LAWSON Visit us at walmatt.comfcrodit Credit Card Account Number. @gmlliagt 04 Customer Service: f-200-041-4528 ‘Summary of Account Activity, 7 [Payment information: Previous Balance $1,90368 | [New Balance $0.00 + Other Cradits $1,936.68 | | Amount Past Que $0.00 + Fees Charged $35.00] | Total Minium Payment Duo $568.00 Now Batance $0.00] | Payment Due Dato oarn7r2016 Lato Paymant Waming:If wo do not acoive your Total Credit Lint $1,620} | Minimum Payment Oue by the Payment Due Date fisted Avaliable Credit $0.00] | above, you may have to pay a lato foo up to $35.00. Cash Advance/Quick Cash Limit $253 ‘Available Cash $0.00 Statement Closing Date 0472572016 Days tn Bling Cycls 28 [3:24 Save Rewards Summary Rewards News * a [Eamed this Statement 3% Earned on Walmart.com $0.00 2% Earned on Fuel? “$0.00 Earn rewards on everyday purchases 1% Eamed on Other Purchases $0.00 with your Walmart Credit Card! Total Eamed this Statement 30.00 Redeemed this Statement $0.00 Walmart and Murphy USA stations only Tran Date Post Date Referer er Description of Transaction or Credit ©» Plan Typo. = Amount oss aes 9990 CHARGE OFF ($1.410.93) ACCOUNT-PRINCIPALS oss ares 890 CHARGE OFF ACCOUNT “FINANCE ($527.76) ‘CHARGES* Fees loarzo = are0 TATE FEE $95.00 TOTAL FEES FOR THIS PERIOD $35.00 INTEREST CHARGED oars ares INTEREST CHARGE ON PURCHASES $0.00 oss 04s INTEREST CHARGE ON CASH $0.00 ADVANCES {Continued on net paga) PAYMENT DUE BY § P.M. (ET) ON THE DUE DATE. NOTICE: We may convert your paymontinta an ofeciraric debi. See reverse for atal's, Biting Rights and other Important Information. S404 nex 2a 28 260428 ZXPAGE 1 of 3 9112 3400 0203. ongasane Detach and mai this portion wth your check, Do not Include eny correspondence with your check. aly Account Number MMM 504 Wa I Mart os. Total Minimum] — Amount | Payment Due] Overtimit / New Balance Savemoney.Uvebetter, © [PaymentDuo | Past Duo Dato Amount $566.00, $0.00 panTno6 $0.00 $0.00 CLONE KEITH TLAWSON 104 IRVING AVE ‘TORRINGTON CT 06790-5657 Payment Enclosed: $ Ploase use blue or biack Ink, Now address ar email? Print changes on back. Make Payment To: WALMART/SYNCHRONY BANK P.O. BOX 530927 ATLANTA, GA 30353-0927Walmart >;<. ‘Save money. Live better, ‘Transaction Summary(Contnued) HTran Dato Post Dale Reference Number Description of Transaction or Credit PlanTypo Amount ‘TOTAL INTEREST FOR THIS PERIOD $0.00 2016 Totals Total Fees charged in 2016 Total Interest charged in 2016 Totat Interest Paid in 2016 Intorost Charge Calculation Your Annual Percentage Rata (APR)Is tha anrual Interest rata on your account, Type of Balanen Expiration Plan Annus! Percentage —-Bafanoo Subject to interest Change Dato Typo Reto Interest Rato Rogular Purchases & Cash NA REG 23.15%) $0.00 $0.00 ‘Advances (v)= Variable rato Cardholder Nows and Information Statement not provided to customer. {your account has a deferred Intorest promotion and you would ike Us to apply @ payment on your account to @ spaciic balance, please call Customer Service to discuss options that may be available, 5408 weit 29 28 asoazs, EKPAGB 2 of 3 9112 3400 0203 O1EAS404yorsusto coz ose zIT6 70. ¢ aovaxZ sepose st ft Han soreWalmart® n KEITH T LAWSON Vist us at watmarteomveradit Credit Card Account Number: miaallsss ‘Customer Servica: 1-877-294-7880 ‘Stimmary of Account Activity [Payment information Previous Belanco 31,510.03 || New Balance $1402.15 =Payments $100.00 | | Total Minimum Payment Due $42.00 + Fees Charged $23.88] | Payment Duo De r0r202015 + Interest Charges $27.38) | Late Payment Warning:Ifwe do not receive your Total New Bulanoe Fi AEEAD] | Minimum Paymant Que by the Payment Due Date istod above, you may have to pay a late foo up to $35.00, Minimum Payment Waming: Ifyou make only the miniraum Create sue ‘payment each period, you will pay moro in interest and will Al ck Cash Limit 6255 | [take young to pay off your balance, For examete: ‘Available Cash $57 Wtyou maka no | Youwll pay off | “And you will end Statemont Closing Dato 0972772015 | | addllonal charges uppajing an Days in Billing Cycio 30 using this card ‘estimated total end each month of. YOU Pay nn Only the minimum $2,703.00 payment 1358.00 $2,028.00 (Savings = $678.00) Ifyou would like Information about credit coun: services call 1-877-302-8776, HTran Date Post Date Roferenco Numbor Desethstion of Transaction or Credit = Plan Type = Amount josri0 arto RW PAYMENT - THANK YOU ($100.00) FEES lower ora? CARD SECURITY 1 600 815 4051 $23.08 ‘TOTAL FEES FOR THIS PERIOD $23.68 INTEREST CHARGED ower ara? INTEREST CHARGE ON PURCHASES $27.38 lower oarar INTEREST CHARGE ON CASH $0.00 ‘ADVANCES (Continued on next page) NOTICE: We may convert yur payment nto an electronic debit. Soe reverse for data, Billing Rights and othor important Information, 5404 arn 17-38 150927 PAGE A of, 3 9112 3400 “0203. o1easecd Detect and mall thls portion with your check. Do not include any cerrespondonce with your chock. al, Account Numbe Walmart > ” Total Minimum Payment! Payment Due Date ~ New Balance Seve money. ivebetter. Due ou = 34200 TO202016. Siaezig Payment Enctased: $ Please use blue or black ink, TEETH KEITH T LAWSON 104 IRVING AVE ‘TORRINGTON CT 06790-5657 I N HOU. low address ot email? Print changes on back. ‘Mako Payment To: WALMARTISYNCHRONY BANK P.O. BOX 630927 ATLANTA, GA 90363-0927‘Transaction Summary(contnued) Tran Data Post Dale Reference Number Doscyption of Tranggetion or Crocit Plan Type == Amount ‘TOTAL INTEREST FOR THIS PERIOD $27.38 2016 Totals Yoar.To-Date, Total Fees charged in 2015 $476.26 Total intorest charged In 2015 $202.99 Total interest Paid in 2016 $290.81 Your Annual Percentage Rate (APA}is the annalintarest rate on Your account, ‘Type of Balanca Expiralion Plan Anrval Percentage Balance Subject to. _Interost Charge. Dato Type Rate Interest Rato Rogulas Purchases & Cash NA REG = 22.90%(v) $1,484.42 $27.38 ‘Advances = Varablo rato, Cardholder News and infarmatian Eligible card purchases may be billed undar ane of the following promotions: No Interest if Pald in Full within 6, 12, 18 oF 24 ‘months. Under each of these promotions, ifthe promational balance ts not paid in full within tho promotional partod, intorost wil be imposed from the dato of purchase at a rate of 22.00%. Ifa (v) is shown after your APR in the Interest Chargo Calculation section of thts biting statement, the APR fs a Variable rata and will vary with the market based on the Prima Rato, Minimum monthly payments ara tequlrad. See promotional advertising for furthor dotals, your account has a doferred interost promotion and you would like us to apply: jayment an your accaunt to a specific balance, please call Customar Sorvice to discuss options that may bo. 5404 ari 17 28 150927 PAGE 2 of 3 3112 3400 0203 OLEAS4O4yorsvato cozo COM zIte © 30 € nova arest sz eT ne vosWalmart® n KEITH T LAWSON Visit us at walmartcomeredtt Credit Card AccountNumber; SRIRREIBCSS4 Customer Servioa: 1-877-294-7880 [Summary of Account Activity, Payment information 1 $1,696.25 Balance SiaT7 35 = Payments $160.00 | | Tota! Minimum Payment Due 22,00 + Fees Charged $60.76| | Overtimit Amount $57.35 + Interest Charges $30.38( | Paymont Due Dato 0672072018 Now Balance "$1.877.35] | Late Payment Waming:It we do not recolve your minimum ‘payment by tha date listed abave, you may hava lo pay a lato Credit Limit $1,620 | | fo0 up to $35.00. . ‘Available Credit overuinit |_| Minimum Payment Waming If you make only the minimum Cath AdvancerCuick Ceah Limt $259 | | Payment oach period, you will pay more in interest and it wi ‘jvallebie Cash OvERtitart | [£2k0.you longer to pay off your balance, For example: Statement Closing Dato osszarz015 iyoumekono | Youvill pay aft | And you wil end Days in Bling Cycto 311 | additional charges up paying an using ths card estimated total Only the ents you would Ike information about crodit counseling rics, call 1-877-902-8775, frangaction Summary, ‘tran Dato Post Date Roforonce Num! Desctiption of Transaction or Credit Plan Typa. = Atmount osos 0505 PAYMENT « THANK YOU (675.00) losa ost KB PAYMENT - THANK YOU ($75.00) Fees ose (0528 CARD SECURITY 1 800 616 4061 $26.76 os20 0820 UATE FEE $35.00 TOTAL FEES FOR THIS PERIOD $60.76 INTEREST CHARGED loses 0528 INTEREST CHARGE ON PURCHASES. $20.38 os = 0sre8 INTEREST CHARGE ON CASH 0.00 ‘ADVANCES (Continued on next page) PAYMENT QUE BY S P.M (ETLON THE DUE DATE, NOTICE: We may convert your payment Info an elactronic debit. See reverse for details Bling Rights and other Important Information. S408 Br 17 2s 150528 Detach and mail this portion with your check. Do not includ any correspondance with your check, page 1 of 9 9412 3400 0202 oLeAséos aly Account Number Walmart on Total Minimum Payment [Ovorlimit Amount New Balance Savemouey. Uvebetter, Payment Duo Due Date $82.00 0er20/2015 357.35 157735 Paymont Enclosed: $ Please use blue or black ink, . CCAIR tmsewna oan en KEITH TLAWSON 104 IRVING AVE ‘TORRINGTON CT 06790-5657 ‘Mako Payment To: WALMART/SYNCHRONY BANK P.O, BOX 530927 ATLANTA, GA 30353-0927“Transaction Summary (Continued) oe ‘Tran Date Post Date Referonca Number Description of Transaction or Crodit Plan Type Amount TOTAL INTEREST FOR THIS PERIOD $30.96 ‘aw_- 2015,Totals Year-To-Date. Total Feos charged in 2015 $305.23 Total interest charged in 2015 $146.58 Total infarest Paid in 2018 $108.18 Interest Charo Calculation ‘Your Annual Percentago Rate (APR)is tho annie Intorest rate on your account. ‘Typo of Balanea Expiration Plan’ Annual Percentage ‘alanco Subject to —_Intorest Charger Dato ‘Type Rato Interest Rate Rogular Purchases & Cash NA REG 22.90%) $1,560.83, $30.36 Advances (v) = Variable rato. Cardholder News and information” : : may bo bited under one of the following pramotlons: No Interest if Pald in Full within 6, 12, 18 oF 24 these promotions, If the promotianal balance is not pald in full within the promotional poriod, interest ‘ill be imposed from the date of purchi rate of 22.90%. If a (v} I shawn after your APR in the Interest Charge Cateuation section of this biting statement, tho APR is a vatiablo rato and wil vary with the market basod on the Prime Rate, Minimum monthly payments ara required. See promational advertising for further details, (your account haa a deferred interest promotion and you would liko Us to apply a payment on yaur account to a spectic, balance, please call Customer Sarvico to discuss options that may be available, at 5408 ert 17 28) as0s28 OPAGE 2 of 3 s11z 3400 0209 oveaseosvorsvato tiza ore 2116 £30 € aw ezsost see aaa vosll! synchrony BANK BILL of SALE Midland (X07S)— PLCC 120 Day MP ~ February 2017 For value received and in further consideration of the mutual covenants and conditions set forth in the Forward Flow Accounts Purchase Agreement (the “Agreement”), dated as of this 26" day of August, 2016 by and between Synchrony Bank formerly known as GE Capital Retail Bank; RFS Holding, L.L.C.; and Retail Finance Credit Services, LLC (collectively “Seller”) and Midland Funding LLC (“Buyer”), Seller hereby transfers, sells, conveys, grants, and delivers to Buyer, its successors and assigns, without recourse except as set forth in the Agreement, the Accounts as set forth in the Notification Files (as defined in the Agreement), delivered by Seller to Buyer on February 21, 2017, and as further described in the Agreement. Synchyony Bank By: Name: ine Fisher Title: SVP Recovery Operations RFS Nolding LLC By: Per Name: je Fisher Title: Attorney In Fact Lynne Fisher Retail Finance Credit Services, L.L.C By: FE Name: e Fisher Title; Attomey In Fact Lynne Fisher Exhibit BPurchase Price Reconciliation/Funding Instructions February 21, 2017 To: Midland This FORWARD FLOW ACCOUNTS PURCHASE AGREEMENT, is made this 26th day of August, 2016 (t] “Effective Date”), by and between Synchrony Bank formerly known as GE Capital Retail Bank; RFS Holding, L.L.C.; and Retail Finance Credit Services, LLC (collectively, “Seller’) and Midland Funding LLC (“Buyer”) with reference to the following facts and circumstances: Portfolio RMS NG Agcy_Atty Code X078 Total Number of Accounts Outstanding Balances on Transfer Date: Cut-Off Date February 21, 2017 Transfer Date February 21, 2017 Purchase Price Factor Purchase Price 0% Holdout Amount of Wire transfer Date of Funding: February 27, 2017 Bank: ABA No. Account No: Account Holder: Location:AFFIDAVIT OF SALE OF ACCOUNT BY ORIGINAL CREDITOR State of Minnesota County of Ramsey Shannon Wiltgen being duly swom, deposes and says: I am over 18 and not a party of this action. I am an Affidavit Documentation Specialist of Synchrony Bank formerly known as GE Capital Retail Bank. In that position I have access to creditor’s books and records, and am aware of the process of the sale and assignment of electronically stored business records. On or about 2/19/2017 Synchrony Bank formerly known as GE Capital Retail Bank sold a pool of charge-off accounts (the Accounts) by a Purchase and Sale Agreement and a Bill of Sale to Midland Funding LLC. As part of the sale of the Accounts, electronic records and other records were transferred on individual Accounts to the debt buyer. These records were kept in . the ordinary course of business of Synchrony Bank formerly known as GE Capital Retail Bank. The Creditor has a process to detect and correct errors on these accounts. The above statements are true to the best of my knowledge. Signed this 9" day of March, 2017 hannon Wiltgen Signed and sworn to before me this 9" day of March, 2017 (Notary Stamp) IANCY ELIZABETH QUENOMI stot 0! nnesot: My Commission Expires January 31, 2022 NY AOS 1.3 2/1/2017 - St. PaulBLANKET CERTIFICATE OF CONFORMITY FOR NOTARY NANCY QUENOMOEN I, Brett Rouleau, an attomey-at-law admitted to practice in the State of Minnesota and fully acquainted with the laws of the State of Minnesota do hereby certify that I am duly qualified to make this certificate of conformity and that the acknowledgement or proof upon the affidavits of merit were taken by Notary Nancy Quenomoen, a notary public in the State of Minnesota, in the manner prescribed by the laws of the State of Minnesota and confirms to the laws thereof in all respects. IN WITNESS WHEREOF, I have hereunto set my signature, on March 9, 2017. Ll bobin Brett Rouleau Attomey at Law, State of MinnesotaField Field Data Account_Number Customer_ID Name Account_Address_1 City State Zip_Code Home_Phone_Number Birth_Date Contract_Date ChargeOff_Date Last_Payment_Date Last_Payment_Amount ChargeOff_Amount Associated_Costs Accrued_Interest Current_Balance LAWSON KEITH 104 IRVING AVE TORRINGTON cr 06790-5657 8609453088 20110923 20160425 20150910 100 1410.93 0 527.75 1938.68 Data printed from electronic records provided by Synchrony Bank formerly known as GE Capital Retail Bank pursuant to the Bill of Sale / Assignment of Accounts transferred on or about 02/27/2017 in connection with the sale of accounts from Synchrony Bank formerly known as GE Capital Retail Bank to Midland Funding, LLC. Exhibit C