Preview
1 THEODORE E. BACON (CA Bar No. 115395)
tbacon@AlvaradoSmith.com
2 CATHERINE S. MEULEMANS (CA Bar No. 146276) ELECTRONICALLY
cmeulemans@AlvaradoSmith.com FILED
3 JOANNE C. CHAN (CA Bar No. 201164) Superior Court of California,
jchan@AlvaradoSmith.com County of San Francisco
4 ALVARADOSMITH 10/11/2019
A Professional Corporation Clerk of the Court
5 235 Pine Street, Suite 1150 BY: MICHAEL RAYRAY
San Francisco, CA 94104 Deputy Clerk
6 Tel: (415) 624-8665
Fax: (415) 391-1751
7
LOREN M. LOPlN (CA Bar No. 164945)
8loren@estateplansf.com
235 Pine Street, Suite 1150
9 San Francisco, CA 94104
Tel: (415) 200-4592
10 Fax: (415) 391-1751
11 Attorneys for Petitioner
HARRYETTE B. NESTEL
12
13 SUPERIOR COURT OF THE STATE OF CALIFORNIA
14 COUNTY OF SAN FRANCISCO
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In re the NESTEL REVOCABLE TRUST, CASE NO.: PTR-19-303036
16 Established February 21, 1997, and
Revoked on July 1, 2019.
17 DECLARATION OF NANCY Y.
LEWELLEN IN SUPPORT OF EX PARTE
18 APPLICATION FOR AN INTERIM
ORDER DISBURSING FUNDS TO
19 PETITIONER
20 Probate Code §17200(b)(5)
21 {Filed concurrently with Ex Parte Application
for an Interim Order Disbursing Funds to
22 Petitioner; Memorandum of Points and
Authorities in Support of Ex Parte
23 Application; Declaration of Catherine S.
Meulemans; Request for Judicial Notice; and
24 Proposed Order}
25 DATE: October 15, 2019
TIME: 10:30 am
26 DEPT: 202 (Probate)
27 ACTION FILED: July 23, 2019
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DECL. OF NANCY Y. LEWELLEN ISO EX PARTE APPLICATION FOR INTERIM ORDER DISBURSING FUNDS TO PETITIONER
4827964.2 -- SFLML5.1
DECLARATION OF NANCY Y. LEWELLEN
2 I, Nancy Y. Lewellen, declare as follows:
3 1. I am a co-trustee of the Nestel Revocable Trust, established February 21, 1997
4 "(Nestel Trust"). The facts contained herein are true based on my personal knowledge and if called
5 upon as a witness in the case, I could and would testify competently to the truth thereof.
6 2. I am a California licensed attorney and am currently employed by the Palladian Law
7 Group where I practice business, real estate, and trust and estate law. My business address is 605
8 Market Street, Suite 505, San Francisco, C 94105. Prior to becoming an attorney, I received an
9 MBA in Finance from U.C. Berkeley, and was Vice President at Crocker Bank, N.A., and held
10 management positions at Bank of America, NTSA, and First Nationwide Bank for more than 19
11 years. As a result, I am very familiar with the handling of trust assets, as well as the many types of
12 accounts that Mrs. Nestel has placed into the Nestel Trust, and would be fully capable to handle the
13 finances of the Trust.
14 3. On or about July 1, 2019, I was appointed as co-trustee of the Nestel Trust. A true
15 and correct copy of the "Certificate of Trust Existence and Authority," which is fully executed and
16 notarized, is attached to this declaration as Exhibit A. I estimate that value of the assets held by the
17 Nestel Trust is currently approximately $5 million.
18 4. On or about July 1, 2019, I was appointed as Power of Attorney forHarryette Nestel.
19 Pursuant to the Power of Attorney granted to me by Mrs. Nestel, I am authorized to transfer and
20 convey any or all assets held in the name ofHarryette Nestel and/or the Nestel Trust, including real
21 estate, ownership rights in insurance policies, cash, checks, stocks, bonds, securities and/or any
22 other property. I am authorized to make deposits and withdrawals from any banking accounts held
23 in the name ofHarryette Nestel and/or the Nestel Trust, and am authorized to sell or buy securities
24 in any investment account held in the name ofHarryette Nestel and/or the Nestel Trust. I am also
25 empowered to sign checks and pay bills ofHarryette Nestel. A true and correct of the fully
26 executed and notarized Power of Attorney, dated July 1, 2019, is attached to this declaration as
27 Exhibit B.
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DECL. OF NANCY Y. LEWELLEN ISO EX PARTE APPLICATION FOR INTERIM ORDER DISBURSING FUNDS TO PETITIONER
4827964.2 -- SFLML5. l
5. As co-trustee of the Nestel Trust for the last three months, I am well aware of the
2 financial turmoil that was caused by the former trustee of the Nestel Trust, Neil Fisher's, decision to
3 take an erroneous incapacity letter to Wells Fargo Bank and Ameritrade in an effort to prohibit Mrs.
4 Nestel from accessing any money in her own financial accounts. On numerous occasions over the
5 last three months, as co-trustee of the Nestel Trust, I have personally visited branches of Wells
6 Fargo and Ameritrade, and tried to withdraw money for the benefit of Mrs. Nestel from her
7 accounts. In each instance, I was told that even as a co-trustee of the Nestel Trust and with an
8 express Power of Attorney, the accounts were frozen by their legal departments and no funds could
9 be withdrawn from these accounts without a court order. This has caused great distress to Mrs.
10 Nestel.
11 6. Wells Fargo and Ameritrade have frozen Mrs. Nestel's accounts, and denied Mrs.
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2 12 Nestel (and me) any access to her money. Without access to any funds, Mrs. Nestel will soon not
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"' 14 which she needs 24/7 to help her with certain physical needs. Mrs. Nestel has no available money
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-< 15 even though Mrs. Nestel's estate is valued at $5 million. Accordingly, Mrs. Nestel needs this
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16 interim order to be granted so that I, as co-trustee of the Nestel Trust, can withdraw the necessary
17 funds from her accounts to pay her outstanding expenses. Without access to any funds, Mrs.
18 Nestel's credit card companies could suspend her credit and deny further charges. As Mrs. Nestel is
19 94 years old, she could be in dire jeopardy without food and caregiving.
20 7. Mrs. Nestel has incurred significant expenses that she has been unable to pay.
21 Specifically, she has an American Express credit card bill with a past due balance of$7,163.51. She
22 also has a Chase credit card bill of$11,792.54, a Wells Fargo credit card bill of$462.74 and a
23 Costco Visa card bill of $2,903.32. If she does not pay these credit card bills, her credit card
24 companies could decline her credit. Moreover, she has a past due balance to AT&T of$788.55, a
25 past due balance due of$313.82 to San Francisco Water and Sewer and a past due balance to PG&E
26 of$1,108.49. If these utility bills are not paid, she is in jeopardy of losing her telephone service,
27 water, gas and electricity. She also owes $886.44 for the first installment for her property taxes for
28 her home. As for health care, she owes $125.57 to UCSF Health, $1,196.07 to Anthem Blue Cross
DECL. OF NANCY Y. LEWELLEN ISO EX PARTE APPLICATION FOR INTERIM ORDER DISBURSING FUNDS TO PETITIONER
4827964.2 -- SFLMLS. l
and $177.00 to her dentist. Most importantly, she has significant caregiving bills that have gone
2 unpaid. Her son, Willian, has advanced Parkinson's disease and needs care, so Mrs. Nestel has been
3 paying for his caregivers, Specifically, Mrs. Nestel currently owes $32,200 in past due bills for
4 William's caretakers from July 4, 2019 to October 4, 2019. She also owes $45,000 in past due
5 caretakers bills for herself for the period of July 4, 2019 to October 11, 2019.
6 8. In total, Mrs. Nestel has $104,118.05 in past due expenses and we ask this Court to
7 issue an interim order allowing her banks�to authorize withdrawals so that I can withdraw these
8 funds and pay Mrs. Nestel's outstanding expenses. All of these past due expenses are detailed in
9 Exhibit C to this declaration.
10 9. If this interim request is not granted, Mrs. Nestel will eventually have no credit to
11 pay for living and caregiving expenses. She is 94 years old and has no other source of income, so
12 this is a serious issue.
13
14 I declare under penalty of pe1jury under the laws of the State of California that the foregoing
15 is true and correct. Executed this 11th day of October 2019, at San Francisco, California.
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Yudelson Lewellen, Attorney at Law
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DECL. OF NANCY Y. LEWELLEN ISO EY f%R1E APPLICATION FOR INTERIM ORDER DISBliRSING FUNDS TO PETITIONER
4827964.2 -- SFLML5.i
EXHIBIT A
CERTIFICATE OF TRUST EXISTENCE AND AUTHORITY
The undersigned, Harryette F3. Nestel, a single woman, is the Settloz~ and Harryette
B. Nestel and Nancy Lewellen are the Co-Trustees of the ~-Iarryette B. Nestel Trust Dated
July 1, 2019. Upon the death, resignation, inability or refusal of~either original Trustee to
serve, then the si2i;ivor of them shall serve as Trustee alone.
The T~~N_I~I-I r1►•ticIe in the "f'~•ust grants to the Trustee the power to sell (for cash or on
deferred payments), convey, grant options to puz•chase, exchange or lease any of the assets of
the trust estate upon such terms and conditions and for such considerations as the Trustee
deems advisable. The Tz-ustee further has the right to borrow money, encumber and
hypothecate trust assets and to invest and ~•einvest all funds firom time to tune available for
invest~2zent or reinvestment in any kind of property, real ar personal, including stocks (either
outright ol• on marginj, bends, interest i~1 any amouni in common trust shaAes, mortgages, and
such other propeirty as the "I rustee shall ciecm proper.
Either Trustee m~y~ have access to any "Trust safe deposit box and may withdraw
funds (~rorn any Trust bank, savings oc• brokerage account, ar~d checks may be sighed and
endo►•se;ci by the signature of~ any such "l'~•ustee during the Settlor's lifetime.
I his (;ertiticztte i5 made by Settlor and the Co-Trustees in order to certify thaC as of
Clay date ut ll~is Certificate. th~~~ ~['rusl is iii existence and that either Trustee while acting alone
has broad powers under the TrusC. This Certii~icate skull affirm that eiiher ~f'rti~ste~~, acti~ag
alone is acting as qualified Trustee, and shall be stirf~ciex~t on its face. The Trust has not been
revoked. No person shall be put to any Iurther inquiry coticerning the right of either "I'riistee
to so act.
Pl~otocc~pies ai'~the oi~i~inal Certificate shall be deemed to be an ~~riginal counte~~parl
o~~~this Certil~ic~~te.
Cate:
J;_y i
' ~arry~e~e B. Nestcl - Settlor & C:c>-"['rustee J Na cy I~ 1 en --~Co-'l~ri~stee
ACKNOWLEDGMENT
~ ~ n~~t~.ii ~ p.ihlic ~~r other <>fli:~~.r co;nplc,1 in~.; tlu~ :.rrtificatc vii ifit~..>nl~ the idc;ntity of the individual
~ wh.~ ~i~nccl the c(ocwnent to which this certificate is att<.~checl, ai d not the trutl~l'ulness, accuracy. or
L_ __.~__..~. .--------- ----
vi,liciity of that dc~cu~nent.
---_____..------__-- ------____.----- ------.__---------------_ __
State of Catlilbrnia )
SS
C'ounty~ of San 1-1<~ncisco )
C?n July :. 2019. before mr:, t.r,ren M. I..opiri, a Notan Public in and tier the State o1'CaliPomia. personally
anpcarcd tl.~rryeife S. NesteL and laricy Lewelieu ~ers<)ns ;.i.;ic~l. ~~c;cutec~l the ii1_:u~u~n~i~~.
rectify unci~~ P(;'v,=~l."1'l~ Uf~ P1-:RJliRY under the Iro~ iiie: that an•; p~ r:;;~n rct;~,i~i_ u~ a~ecpt tuffs ceriiiic;itiu~t in lieu of the entire '. l'u t
,-1<,rce~ucr.t ~, ilI be litihie tax d:imnees. i!tcl;iili;nt a;turnr~'s levy, ifthc coiut detcrmiaes ihc~t the per,un acted in bid faith.
EXHIBITB
POWER OF A'T'TORNEY
1. I, Harryette R. Nestel, do hereby appoint, Nancy Lewellen as my attorney-in-
fact(abent) to act for me and in my name as authorized in this document. If Nancy
Lewellen shall be ~uiable or unwilling to act for any reason, thezl I request that my
attot•ney. I..oren M. Lopin or the last attorney to prepare estate planning documents for
me, appoint a professional fiduciary or an estate planning attorney as my attorney-in-fact,
to act for me and in ~~zy name as authorized in this doctunent.
2. Subject to any Iirnitations in this document, this power of attorney is a durable
potiver of attorney and shall riot be a~I~fected by my sLibsegt~ent incapacity.
~. My attorney-in-Met is hereby ai~thorired and ernpowet'ed for and in my nai~~e,
placU and stead: "T~o transler and conr~~ey to the "Trustee or Trustees then acti~lg under the
inter vivos t-evocable "Trust executed on J~ily 1, 2019, by Harryette B. Nester known as
the 1-I~rryette 13. Nester Trust, any or all assets now or at any times hereafter standing in
m y name (ar representing my interests in assets owned jointly, commonly, and/ox~
otherwise with any other person or persons), including (without limitation) real estate,
otivnei-ship rights in insurance policies of all kinds, cash, checks (particularly government
and inst.~~~ance checks), stocks, bonds, securities, and /or other properties of all kinds, and,
pursuant to such purpose, to terminate savizigs, cl~eckillg, safekeeping, abency,
invest~z~er~~t advisot•y, and custody accounts in ~Z~y name (alone or with others) at ar~y bank
or broker by directinb that all or az~y pat-t of the balance therei~l, including all cash,
5tc~c{:s, bonds, 5eclzz~ities, and/or other properties of all kinds (subject to any indebtedness
secured thereb_y), be transferred and delivered to said "I'~•ustee or Trustees.
4. My aCtornGv-iii-fact shall have tl~~ po~ver~ to ~stfEblisll o~~~ or more; ``indi~~idual
retirement accounts" or other i-~tirement plans or arr~tng~~nents in my na~~le.
>. In connection with any pension, profit sharing or stock bontiis plan, individual
retirement arran~emezlt {including, without limit~itio~>> Roth IRf15), 403(b) armuity car
account, X157 plan. or an}- other reti~~et~lent plan, ar~•aiagement or annuity in whic(~ I any a
p~lrticip~nt or of which 1 aru a beneficiary (whethee est~iblished by my attorney-in-.fact or
oth~:rwise), my attor~~ey-in-fact shall have tl~e ~I~ollowinc pt~~vers, in addition to all other
~~lpplic~.ible powers ~~ratated by this instrument:
a. To â–ºn~l i-ec~~ive and encir>rs~ rhecl urr~inge Tor tl~e direct deposit of the s~tiT~e in an_v accouili in my
~zame; or iii tl~e ~zaine of~an~~ revocable "living'' trust established by rzie.
c. "1'o elect a form of payment ol~ bel~elits from such Plan, to withdraw
b~net~its on my bel~~~~lf ~ki•~rn such flan, and to nnake, exercise, waive or
consent to any and all elections and/or options ti~at I may have regarding
i~l1e coz~triblitio~~is to, investinei~ts or administration of, or distribution or
fc~ri~i of benefits under such Plan.
d. "I'o designate beneficiaries or contingent beneficiaries for any benefits
payable under such Plan on accolmt of my death, and to change auy such
pz•ior designation of beneficiary made by me ar by my attorney-in-fact;
provided, however, that my attorney-in-fact shall have no power to
designate my attorney-in-fact dix•ectly c>r i~ldirectly as a beneficilry or
contin;~ent ben~ticiary tr> receive a ~~t~eater share or proportion oPany such
benefits than my attoâ–º-ney-in-fact would have otherwise received unless
such change is consented to by all other beiaeficiaries who would have
received the benefits but fir the proposed change. This limitation shall
not apply to any designation of'beneficiary in a fiduciary capacity, with no
beneficial interest.
GCVINC.i ANI~) CIRAN~~[~INCi ~u~t:~ my s~~ic1 attorilcy-in-flct fiti~ll pow~cr and
authority to do and per~l~orrta al( and ~ve~-y pct and thing whatsoever requisite, necessary or
appropriate to he done to effectuate the above-described authorization as ti~lly to all
intents and purposes as I might or caulci clo if personally present, hereby ratifying all that
my said attorney-in-fact shall lawfully do or cause to bc, done; by virtue of these presents.
"~I~1~e pow~ei•s and authority hereby conferred upon nay said attorizey-in-fact shall be
applicable to all real and personal prope~•ty or• il~terests therein tow owned oi• hereafter
acquired by me and «~herever situate.
My said attorney-121-f~ic;t is empowered hereby to determine in the sole discretion
of my ~ittorney~-in-fact the time end manner in which any power herein conferred upon
my attor«ey-in-fact shall be exercised, and the conditions, provisions and covenants o#~
any i~~stz•ument or ciocumet~t which may be executed by~ my attorney-in-fact pursuant
hereto.
When tine contest so ~~e7uires, the masculine ~encler includes the feminine and/or
neuter, azld the singular izun~ber includes the plural.
VVI1'NF~SS my~ bane-! this 1`' day of~July 2019.
i
Harryet 3. Nestel
~1C'ICNOWI_E~,DGMEN`I' ON FOI.I,UVv'ING PACIE
nCKNOWLEDGMEN"T
A notaz•y public or other otiicer completing this certificate verifies only the identity of the
indivicival who signed the document to which this certificate is attached, and not the
_trutl~fiilness, accuracy, or validity oi,that document._ __
State of California )
ss
County of San Francisco }
On .1~~1y 1, 2019, before me I.,oren M. Login, a notar}~ public in and for the State
of CaliFoz•nia, personally appeared Harryette Nestel, w110 proved to me on the basis of
satisfactt>ry evidence to be the person whose name is subscribed to the ~~ithin instrument
aid a~ireferr~~c1 `~
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a
account. Your account is past due and charging privileges have been suspended Please make
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• Paying $7163.51 will pay last month's statement balance including charges since your last statement.
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Paying $7163.51 will pay last month's statement balance in full.
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if you require more flexibility, please select one of the options below:
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iiie _
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.ii.A,E<.`L.4'.._C?.(~=!`;~.'.la...Ha1.~r...~^`~..`al~em wish
(including new transactions). 1h'e figure the inter'ast charge by muitip~ying [he mercYiant, oti roay have the nghl zip? ,o pay Itic remaminc am~lEirt cfue on
t he daily baianc~ by its daily periodic rate each J2>>/ in the billing period. To C)et the ~urcht~~,e.
a daily hal=';nc~, we tzd~e the balance at th~> end o. ~f~e previous day, t3dd the To use this right, ail of the i~ilowinq n,u,t 5e true:
i nterest on the previous days halance and new charges. s' ubtract nnrt credits or 1. The pur'ch~s2 must have been m2d~• in ,our home state or ~.vithin 100 miles of
pa+/merits, and make ~di~5tn~ients. ?he Balance Stibjer.t to Iriteres; R9[e is the your torrent mailing address, and ttie p~irlus your Ne~v BdlanCe, It alt U. the c~rli~ria ab~3ve d'"e mkt and you are still efissatis:`ied m;ith the purchase,
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interest on ypur purchases (rorn the date theyre E;osted t0 yoi.ir accour,P until v 1 statement.
qou pay such amount .n f~tl per two billing perirds in a rosv. 4^fe will begin ch~rgino 'Nhiie ~~r~= iov:astigate, the same ruses aF~P~Y to the^ d15Putecl a~r~ount as clistussed
i nterest or cash ad~lances and oalance tranSlera on the transaction Uate.'~Ne will
above. After ti~re finish cur investiy~tiCn, tive ~;+ill tell yc~u cur decicior. ,~i that
begin Charc~irtg interes± on a Citi Flex Fiar oalar'ice ~~t th~~ ,tart of the biliinc~ cyUe
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n'iistake, you ,viii nit halve to pay the amount in cuEstion er ~~m/ (nfer~~st or crecli~ Uiireaus. It yogi think we've repor!z:i inaaurate information. S',Neage write
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t he rerneiinder o. your t;al~nce. t une. t-lowever, yoti must pay. by the p~ymant due dc~tc°, at !east the minin~~um
payrneni due.
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COSTCO-0`719
Payments other than by mail
Online. See the ironl n. your st7tement on hors ka make a paymer~t.
~~a9~ ~r~~ge ~~~r ~~r~~~c~ ~~~~ ire ~~e Phone. For phone payments, you auihori~e Citi to etectronicaily d2bi! }rour
specified ban!°.account by an ACN transaction in the amount and on such date
9~! c~bil~`~ .APP t hat you indi!.~ci=eon the Phone You also auf horize Ci6 to automatically CiFGIt your
specified bank accp~nt e~~ery month, in the arnQunt and on [h[:~ same date each
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!i[netre:;ne discloseU to you nn tl~ie phone.
Email: f**"*nC~pacbell.net A utoPay.'di,it autopay.citicards.com to enroll in A~~.itoPay 7nc1 ha+~e your
Mobile:(**")***•4844 payirent amount ~U!om~~t~cai!y deducte~' each month en •~~c>ur payment dale
from tYie paym!~nt accour'~[ you Chops:.°.
Log in 4o the Ci~i labile App and access your Express mail. Sent± paymeri by exp~e>5 r.~ ;il iu:
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Attention: Bankcard Payments Deptrtrnent
» You can also upda4e your cor~fiact in~orr~a~ion Qn 5716 G.ad2 L. ~rie
clti.c~m/confac~in~ormafiion, or call the number an Euiidinq 9. S.iite 910
~oui si~iile. }(Y 4213
the back of your card
Crediting Payments other than by Mail. Tide payn~~ent aito!f lime ;'or Ontire
Bill Pr~yrnent5, Phone F>>yments, and Express mail p~iy~rnents ~o-s miiinight Eastern
t ime. This means lh ~_
1. Mobile Share Value 2G6 with Rollover Data X25.00 _~~ '~_
Surcharges &fees
2. Federal Universal Service Charge X0.84 CALL TO ORDEF GQ Tp
VISIT ~, .. ~;,;
3. State Public Utility Surcharge $~.~2
uea~s,~rrsir'sa~hr ~a~~ercatoattmmtoszeif~~ cuai~~;
Government taxes &fees
4. CHCF A $0.02
5. City Utility Users Tax $0.86
6. Relay Service Device Fund $0.03
7. State 911 Tax X0.05
8. Teleconnect Fund X0.05
9. Universal Lifeline X031
Total for Group 1 $27.18
Shared usage summary (Aug 29 -Sep 28)
Number User Data (GS) Text Talk
415,298.4849 HARRYETTE NESTEL 0.00 22 809
415.518.7329 HARRYETTE NESTEL 0.00 0 0
Total usage 0.00 22 809
included in plan 2.00 unlimited unlimited
xRallover available through Sep 28: 2.00GB 0.00
Rollover available starting Sep 29 2.00
~i
f ~~
+~ t•
Group 7 continues...
7467.433.362633.03.05.0000000 NNNNNNNY 02E~503.02f3503
Page: 5 of 7
• Issue Date: Sep 28, 2079
l •
Account Number: 113912506
...Group 1 continued
Usage is rounded up based on your plan. For more details on your Shored usage summary, visit att.com/myusnge.
" Unused Rollover Data expires after 1 billing period or when you change your pinn or account.
Data (MB)
Additional Group Data' 2,048
Total used 187
"Visit wi~eless.att.com/business and select Billing tab for information regarding your additional data. Additional
dpta does not roU over.
Phone,415.298.4849
HARRYETTE NESTEI.
Activity since last bill Aug 29 - sep 28
1. Directory Assistance Sep 13 -51.49 < One-time credit
2. Directory assistance $5.97 < Usage
3 culls of $7.99 per call
_ _ __ __
Monthly charges sep 29 -act 2s APPLE 64GB 290000024197275
3. Access for iPhone 4G LTE w/ Visual Voicemail $25.00
Discount for Arcess Established on Jui 26, 2018
4. international Roaming -Expanded X0.00 Amount `r inanced $699.99
S. Mobile Insurance Premium X8.99 installment 1~ of 3U $23.34
(Sep 26, 2079)
6. APPLE 64GB -Installment 15 of 30 X2334
Balance ren~iaining alter $349.89
cur~ent insiz{Invent
Surcharges &fees To pay o~ your rnstallmenr plan early, please visit
7. Administrative Fee $1.99 ntt.carrr/payoffNEXT for details.
8. Federal Universal Service Charge 51.47
9. Regulatory Cost Recovery Charge ~y1.50
10. State Public Utility Surcharge $0.03
Government taxes &fees
11. CA Advanced Services Fund (CASE) $0.03
12 CHCFA $0.03
13. City utility Users Tax $1.49
14. Local Wireless 911 Surcharge $3.49
15. Relay Service Device Fund $0.05
16. St2te 911 Tax $O.Q9
17, Teleconnect Fund $0.09
18. Universal Lifeline X0.55
Total for 415.298.4849 $72.12
Tablet, 415.518.7329
HARRYETTE
__. NESTEL
Monthly charges Sep 29 -Oct 28
1. AccessforiPad 510.00
___ _..
Surcharges &fees
2. Administrative Fee $195
415.578.7329 continues...
Page: 6 of7
`' ~ .
Issue Date: Sep 28,2019
•
Account Number: 113912506
...415.518.7329 continued
3. Regulatory Cast Recovery Charge $1.50
Total for 415.518.7329 $13.49
_ Totai for Wireless $712.79
News you can use The RCRC monthly charge assessed by AT&T to recover fees imposed
on AT&T by governmental entities in order to provide you with service.
Components include: Federal Regulatory Fee,Telecommunications Relay
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DIRECTV closed-,>,. 'z Property Tax Bill (Secured)
For Fiscal Year July 1, 2019 through June 30, 2020
Vol 61ont Due
Detach stub and return with your payment.
Write your block and lot on your check. $886.44
2nd Installment cannot be accepted unless 1st is paid.
If paid or postmarked after APRIL 70, 2020
San Francisco Tax Collector the amount due (includes nt penalty of 10%and
Secured Property Tax other applicable fees) is: $1,020.08
P.O. Box 7426
San Francisco, CA 94120-7426
1 .:1~1 'It 1 1 1111111 111111111 1~~~ /t
"' City & County of San Francisco Pay online at wwwshreasurer.org
tf.i ~~~ Property Tax Bill (Secured)
~" ., ,,,%~ For fiscal Year July 1, 2019 through June 30, 2020
Vol Block Lot Tax Bill No Mail Date Property ~~.ocation
10 1388 019 052731 October 9, 207 9 288 29TH AV
Check if contribution ro Arts Fund is enclosed. j
For other donation opportunities go to Give2SF.org ~
1st Installment Due
Detach stub and return with your payment.
Write your block and lot on your check. â–º ~ $886.44
If property has been sold, please forward bill to new owner.
If paid or postmarked after DECEMBER 10, 2019
San Francisco Tax Collector the amount due (includes delinquent penalty of 10%) is:
Secured Property Tax $975.08
P.O. Box 7426
San Francisco, CA 94120-7426
t :1~1 't1 1 11~~~~~~~ III~Ii~11 ~~~~ 11
Pay Now Contact Us Tax Rate Information
Online: www.sftreasurer.org Free language assistance Prop 13 base rate 1.0000%
City &County debt service rate 0.1167%
Mali a check payable to Call: 3-1-1 SFUSD debt service rate 0.0476%
"SF Tax Collector° with the bottom 415-707-2317 from outside City College debt service rate 0.0098/0
portion of bill in the enclosed of San Francisco BART debt service rate 0.0120~h
envelope
Submit question online: TOTAL 1.1801%
In person at City Hall, Room 140 www.sftreasurer.org/contact-us
S am - 5 pm,Monday- Friday,
excluding holidays.
If you disagree with the assessed value as shown on your tax bill, you have the right to an informal assessment
review by the Assessor-Recorder's Office. Visit www.sfassessor.ora for more information. You also have the right to
file an application for reduction in assessmentfor the following year with the Assessment Appeals Board.The filing
period is July 2to September 15. Visit www.sfgov.org/aab or call 415-554-6778 for more information. If an informal
or format assessment review is requested, relieffrom penalties shall apply onl
Preview
1 THEODORE E. BACON (CA Bar No. 115395) tbacon@AlvaradoSmith.com 2 CATHERINE S. MEULEMANS (CA Bar No. 146276) ELECTRONICALLY cmeulemans@AlvaradoSmith.com FILED 3 JOANNE C. CHAN (CA Bar No. 201164) Superior Court of California, jchan@AlvaradoSmith.com County of San Francisco 4 ALVARADOSMITH 10/11/2019 A Professional Corporation Clerk of the Court 5 235 Pine Street, Suite 1150 BY: MICHAEL RAYRAY San Francisco, CA 94104 Deputy Clerk 6 Tel: (415) 624-8665 Fax: (415) 391-1751 7 LOREN M. LOPlN (CA Bar No. 164945) 8loren@estateplansf.com 235 Pine Street, Suite 1150 9 San Francisco, CA 94104 Tel: (415) 200-4592 10 Fax: (415) 391-1751 11 Attorneys for Petitioner HARRYETTE B. NESTEL 12 13 SUPERIOR COURT OF THE STATE OF CALIFORNIA 14 COUNTY OF SAN FRANCISCO 15 In re the NESTEL REVOCABLE TRUST, CASE NO.: PTR-19-303036 16 Established February 21, 1997, and Revoked on July 1, 2019. 17 DECLARATION OF NANCY Y. LEWELLEN IN SUPPORT OF EX PARTE 18 APPLICATION FOR AN INTERIM ORDER DISBURSING FUNDS TO 19 PETITIONER 20 Probate Code §17200(b)(5) 21 {Filed concurrently with Ex Parte Application for an Interim Order Disbursing Funds to 22 Petitioner; Memorandum of Points and Authorities in Support of Ex Parte 23 Application; Declaration of Catherine S. Meulemans; Request for Judicial Notice; and 24 Proposed Order} 25 DATE: October 15, 2019 TIME: 10:30 am 26 DEPT: 202 (Probate) 27 ACTION FILED: July 23, 2019 28 1 DECL. OF NANCY Y. LEWELLEN ISO EX PARTE APPLICATION FOR INTERIM ORDER DISBURSING FUNDS TO PETITIONER 4827964.2 -- SFLML5.1 DECLARATION OF NANCY Y. LEWELLEN 2 I, Nancy Y. Lewellen, declare as follows: 3 1. I am a co-trustee of the Nestel Revocable Trust, established February 21, 1997 4 "(Nestel Trust"). The facts contained herein are true based on my personal knowledge and if called 5 upon as a witness in the case, I could and would testify competently to the truth thereof. 6 2. I am a California licensed attorney and am currently employed by the Palladian Law 7 Group where I practice business, real estate, and trust and estate law. My business address is 605 8 Market Street, Suite 505, San Francisco, C 94105. Prior to becoming an attorney, I received an 9 MBA in Finance from U.C. Berkeley, and was Vice President at Crocker Bank, N.A., and held 10 management positions at Bank of America, NTSA, and First Nationwide Bank for more than 19 11 years. As a result, I am very familiar with the handling of trust assets, as well as the many types of 12 accounts that Mrs. Nestel has placed into the Nestel Trust, and would be fully capable to handle the 13 finances of the Trust. 14 3. On or about July 1, 2019, I was appointed as co-trustee of the Nestel Trust. A true 15 and correct copy of the "Certificate of Trust Existence and Authority," which is fully executed and 16 notarized, is attached to this declaration as Exhibit A. I estimate that value of the assets held by the 17 Nestel Trust is currently approximately $5 million. 18 4. On or about July 1, 2019, I was appointed as Power of Attorney forHarryette Nestel. 19 Pursuant to the Power of Attorney granted to me by Mrs. Nestel, I am authorized to transfer and 20 convey any or all assets held in the name ofHarryette Nestel and/or the Nestel Trust, including real 21 estate, ownership rights in insurance policies, cash, checks, stocks, bonds, securities and/or any 22 other property. I am authorized to make deposits and withdrawals from any banking accounts held 23 in the name ofHarryette Nestel and/or the Nestel Trust, and am authorized to sell or buy securities 24 in any investment account held in the name ofHarryette Nestel and/or the Nestel Trust. I am also 25 empowered to sign checks and pay bills ofHarryette Nestel. A true and correct of the fully 26 executed and notarized Power of Attorney, dated July 1, 2019, is attached to this declaration as 27 Exhibit B. 28 DECL. OF NANCY Y. LEWELLEN ISO EX PARTE APPLICATION FOR INTERIM ORDER DISBURSING FUNDS TO PETITIONER 4827964.2 -- SFLML5. l 5. As co-trustee of the Nestel Trust for the last three months, I am well aware of the 2 financial turmoil that was caused by the former trustee of the Nestel Trust, Neil Fisher's, decision to 3 take an erroneous incapacity letter to Wells Fargo Bank and Ameritrade in an effort to prohibit Mrs. 4 Nestel from accessing any money in her own financial accounts. On numerous occasions over the 5 last three months, as co-trustee of the Nestel Trust, I have personally visited branches of Wells 6 Fargo and Ameritrade, and tried to withdraw money for the benefit of Mrs. Nestel from her 7 accounts. In each instance, I was told that even as a co-trustee of the Nestel Trust and with an 8 express Power of Attorney, the accounts were frozen by their legal departments and no funds could 9 be withdrawn from these accounts without a court order. This has caused great distress to Mrs. 10 Nestel. 11 6. Wells Fargo and Ameritrade have frozen Mrs. Nestel's accounts, and denied Mrs. z 2 12 Nestel (and me) any access to her money. Without access to any funds, Mrs. Nestel will soon not f- 0 "' - 0 :;;: .. u [/J O - "' V, 13 have enough money to pay for food and basic necessities or to pay for daily in-home caregiving, 0 u u Q ....l � < z " .,: "- "' 14 which she needs 24/7 to help her with certain physical needs. Mrs. Nestel has no available money < 2 z > � < -< 15 even though Mrs. Nestel's estate is valued at $5 million. Accordingly, Mrs. Nestel needs this .....J L!.l(/) 0 < 16 interim order to be granted so that I, as co-trustee of the Nestel Trust, can withdraw the necessary 17 funds from her accounts to pay her outstanding expenses. Without access to any funds, Mrs. 18 Nestel's credit card companies could suspend her credit and deny further charges. As Mrs. Nestel is 19 94 years old, she could be in dire jeopardy without food and caregiving. 20 7. Mrs. Nestel has incurred significant expenses that she has been unable to pay. 21 Specifically, she has an American Express credit card bill with a past due balance of$7,163.51. She 22 also has a Chase credit card bill of$11,792.54, a Wells Fargo credit card bill of$462.74 and a 23 Costco Visa card bill of $2,903.32. If she does not pay these credit card bills, her credit card 24 companies could decline her credit. Moreover, she has a past due balance to AT&T of$788.55, a 25 past due balance due of$313.82 to San Francisco Water and Sewer and a past due balance to PG&E 26 of$1,108.49. If these utility bills are not paid, she is in jeopardy of losing her telephone service, 27 water, gas and electricity. She also owes $886.44 for the first installment for her property taxes for 28 her home. As for health care, she owes $125.57 to UCSF Health, $1,196.07 to Anthem Blue Cross DECL. OF NANCY Y. LEWELLEN ISO EX PARTE APPLICATION FOR INTERIM ORDER DISBURSING FUNDS TO PETITIONER 4827964.2 -- SFLMLS. l and $177.00 to her dentist. Most importantly, she has significant caregiving bills that have gone 2 unpaid. Her son, Willian, has advanced Parkinson's disease and needs care, so Mrs. Nestel has been 3 paying for his caregivers, Specifically, Mrs. Nestel currently owes $32,200 in past due bills for 4 William's caretakers from July 4, 2019 to October 4, 2019. She also owes $45,000 in past due 5 caretakers bills for herself for the period of July 4, 2019 to October 11, 2019. 6 8. In total, Mrs. Nestel has $104,118.05 in past due expenses and we ask this Court to 7 issue an interim order allowing her banks�to authorize withdrawals so that I can withdraw these 8 funds and pay Mrs. Nestel's outstanding expenses. All of these past due expenses are detailed in 9 Exhibit C to this declaration. 10 9. If this interim request is not granted, Mrs. Nestel will eventually have no credit to 11 pay for living and caregiving expenses. She is 94 years old and has no other source of income, so 12 this is a serious issue. 13 14 I declare under penalty of pe1jury under the laws of the State of California that the foregoing 15 is true and correct. Executed this 11th day of October 2019, at San Francisco, California. < 16 17 18 Yudelson Lewellen, Attorney at Law 19 20 21 22 23 24 25 26 27 28 DECL. OF NANCY Y. LEWELLEN ISO EY f%R1E APPLICATION FOR INTERIM ORDER DISBliRSING FUNDS TO PETITIONER 4827964.2 -- SFLML5.i EXHIBIT A CERTIFICATE OF TRUST EXISTENCE AND AUTHORITY The undersigned, Harryette F3. Nestel, a single woman, is the Settloz~ and Harryette B. Nestel and Nancy Lewellen are the Co-Trustees of the ~-Iarryette B. Nestel Trust Dated July 1, 2019. Upon the death, resignation, inability or refusal of~either original Trustee to serve, then the si2i;ivor of them shall serve as Trustee alone. The T~~N_I~I-I r1►•ticIe in the "f'~•ust grants to the Trustee the power to sell (for cash or on deferred payments), convey, grant options to puz•chase, exchange or lease any of the assets of the trust estate upon such terms and conditions and for such considerations as the Trustee deems advisable. The Tz-ustee further has the right to borrow money, encumber and hypothecate trust assets and to invest and ~•einvest all funds firom time to tune available for invest~2zent or reinvestment in any kind of property, real ar personal, including stocks (either outright ol• on marginj, bends, interest i~1 any amouni in common trust shaAes, mortgages, and such other propeirty as the "I rustee shall ciecm proper. Either Trustee m~y~ have access to any "Trust safe deposit box and may withdraw funds (~rorn any Trust bank, savings oc• brokerage account, ar~d checks may be sighed and endo►•se;ci by the signature of~ any such "l'~•ustee during the Settlor's lifetime. I his (;ertiticztte i5 made by Settlor and the Co-Trustees in order to certify thaC as of Clay date ut ll~is Certificate. th~~~ ~['rusl is iii existence and that either Trustee while acting alone has broad powers under the TrusC. This Certii~icate skull affirm that eiiher ~f'rti~ste~~, acti~ag alone is acting as qualified Trustee, and shall be stirf~ciex~t on its face. The Trust has not been revoked. No person shall be put to any Iurther inquiry coticerning the right of either "I'riistee to so act. Pl~otocc~pies ai'~the oi~i~inal Certificate shall be deemed to be an ~~riginal counte~~parl o~~~this Certil~ic~~te. Cate: J;_y i ' ~arry~e~e B. Nestcl - Settlor & C:c>-"['rustee J Na cy I~ 1 en --~Co-'l~ri~stee ACKNOWLEDGMENT ~ ~ n~~t~.ii ~ p.ihlic ~~r other <>fli:~~.r co;nplc,1 in~.; tlu~ :.rrtificatc vii ifit~..>nl~ the idc;ntity of the individual ~ wh.~ ~i~nccl the c(ocwnent to which this certificate is att<.~checl, ai d not the trutl~l'ulness, accuracy. or L_ __.~__..~. .--------- ---- vi,liciity of that dc~cu~nent. ---_____..------__-- ------____.----- ------.__---------------_ __ State of Catlilbrnia ) SS C'ounty~ of San 1-1<~ncisco ) C?n July :. 2019. before mr:, t.r,ren M. I..opiri, a Notan Public in and tier the State o1'CaliPomia. personally anpcarcd tl.~rryeife S. NesteL and laricy Lewelieu ~ers<)ns ;.i.;ic~l. ~~c;cutec~l the ii1_:u~u~n~i~~. rectify unci~~ P(;'v,=~l."1'l~ Uf~ P1-:RJliRY under the Iro~ iiie: that an•; p~ r:;;~n rct;~,i~i_ u~ a~ecpt tuffs ceriiiic;itiu~t in lieu of the entire '. l'u t ,-1<,rce~ucr.t ~, ilI be litihie tax d:imnees. i!tcl;iili;nt a;turnr~'s levy, ifthc coiut detcrmiaes ihc~t the per,un acted in bid faith. EXHIBITB POWER OF A'T'TORNEY 1. I, Harryette R. Nestel, do hereby appoint, Nancy Lewellen as my attorney-in- fact(abent) to act for me and in my name as authorized in this document. If Nancy Lewellen shall be ~uiable or unwilling to act for any reason, thezl I request that my attot•ney. I..oren M. Lopin or the last attorney to prepare estate planning documents for me, appoint a professional fiduciary or an estate planning attorney as my attorney-in-fact, to act for me and in ~~zy name as authorized in this doctunent. 2. Subject to any Iirnitations in this document, this power of attorney is a durable potiver of attorney and shall riot be a~I~fected by my sLibsegt~ent incapacity. ~. My attorney-in-Met is hereby ai~thorired and ernpowet'ed for and in my nai~~e, placU and stead: "T~o transler and conr~~ey to the "Trustee or Trustees then acti~lg under the inter vivos t-evocable "Trust executed on J~ily 1, 2019, by Harryette B. Nester known as the 1-I~rryette 13. Nester Trust, any or all assets now or at any times hereafter standing in m y name (ar representing my interests in assets owned jointly, commonly, and/ox~ otherwise with any other person or persons), including (without limitation) real estate, otivnei-ship rights in insurance policies of all kinds, cash, checks (particularly government and inst.~~~ance checks), stocks, bonds, securities, and /or other properties of all kinds, and, pursuant to such purpose, to terminate savizigs, cl~eckillg, safekeeping, abency, invest~z~er~~t advisot•y, and custody accounts in ~Z~y name (alone or with others) at ar~y bank or broker by directinb that all or az~y pat-t of the balance therei~l, including all cash, 5tc~c{:s, bonds, 5eclzz~ities, and/or other properties of all kinds (subject to any indebtedness secured thereb_y), be transferred and delivered to said "I'~•ustee or Trustees. 4. My aCtornGv-iii-fact shall have tl~~ po~ver~ to ~stfEblisll o~~~ or more; ``indi~~idual retirement accounts" or other i-~tirement plans or arr~tng~~nents in my na~~le. >. In connection with any pension, profit sharing or stock bontiis plan, individual retirement arran~emezlt {including, without limit~itio~>> Roth IRf15), 403(b) armuity car account, X157 plan. or an}- other reti~~et~lent plan, ar~•aiagement or annuity in whic(~ I any a p~lrticip~nt or of which 1 aru a beneficiary (whethee est~iblished by my attorney-in-.fact or oth~:rwise), my attor~~ey-in-fact shall have tl~e ~I~ollowinc pt~~vers, in addition to all other ~~lpplic~.ible powers ~~ratated by this instrument: a. To ►n~l i-ec~~ive and encir>rs~ rhecl urr~inge Tor tl~e direct deposit of the s~tiT~e in an_v accouili in my ~zame; or iii tl~e ~zaine of~an~~ revocable "living'' trust established by rzie. c. "1'o elect a form of payment ol~ bel~elits from such Plan, to withdraw b~net~its on my bel~~~~lf ~ki•~rn such flan, and to nnake, exercise, waive or consent to any and all elections and/or options ti~at I may have regarding i~l1e coz~triblitio~~is to, investinei~ts or administration of, or distribution or fc~ri~i of benefits under such Plan. d. "I'o designate beneficiaries or contingent beneficiaries for any benefits payable under such Plan on accolmt of my death, and to change auy such pz•ior designation of beneficiary made by me ar by my attorney-in-fact; provided, however, that my attorney-in-fact shall have no power to designate my attorney-in-fact dix•ectly c>r i~ldirectly as a beneficilry or contin;~ent ben~ticiary tr> receive a ~~t~eater share or proportion oPany such benefits than my atto►-ney-in-fact would have otherwise received unless such change is consented to by all other beiaeficiaries who would have received the benefits but fir the proposed change. This limitation shall not apply to any designation of'beneficiary in a fiduciary capacity, with no beneficial interest. GCVINC.i ANI~) CIRAN~~[~INCi ~u~t:~ my s~~ic1 attorilcy-in-flct fiti~ll pow~cr and authority to do and per~l~orrta al( and ~ve~-y pct and thing whatsoever requisite, necessary or appropriate to he done to effectuate the above-described authorization as ti~lly to all intents and purposes as I might or caulci clo if personally present, hereby ratifying all that my said attorney-in-fact shall lawfully do or cause to bc, done; by virtue of these presents. "~I~1~e pow~ei•s and authority hereby conferred upon nay said attorizey-in-fact shall be applicable to all real and personal prope~•ty or• il~terests therein tow owned oi• hereafter acquired by me and «~herever situate. My said attorney-121-f~ic;t is empowered hereby to determine in the sole discretion of my ~ittorney~-in-fact the time end manner in which any power herein conferred upon my attor«ey-in-fact shall be exercised, and the conditions, provisions and covenants o#~ any i~~stz•ument or ciocumet~t which may be executed by~ my attorney-in-fact pursuant hereto. When tine contest so ~~e7uires, the masculine ~encler includes the feminine and/or neuter, azld the singular izun~ber includes the plural. VVI1'NF~SS my~ bane-! this 1`' day of~July 2019. i Harryet 3. Nestel ~1C'ICNOWI_E~,DGMEN`I' ON FOI.I,UVv'ING PACIE nCKNOWLEDGMEN"T A notaz•y public or other otiicer completing this certificate verifies only the identity of the indivicival who signed the document to which this certificate is attached, and not the _trutl~fiilness, accuracy, or validity oi,that document._ __ State of California ) ss County of San Francisco } On .1~~1y 1, 2019, before me I.,oren M. Login, a notar}~ public in and for the State of CaliFoz•nia, personally appeared Harryette Nestel, w110 proved to me on the basis of satisfactt>ry evidence to be the person whose name is subscribed to the ~~ithin instrument aid a~ireferr~~c1 `~ °~" ,vo:5 total E,a:.a:,<:«:. ~'~1~33.~1 ~~fd ✓SS r~~t~ COs~~E7igt~S' ~>tr:)i:f,'I'fiC'f';f' ~~il~il fi::t: ~!l~J. ,l X41 nip^gum Paver:r:.t Oue ~a7~.~{~ n? _iuF. iir~fe Sat. NOv. 02. 219 E%~~y~r, Welcome to Credit Center. Welcome to Credit Center. In Credit Center you can set up payments to pay the total balance of your a account. Your account is past due and charging privileges have been suspended Please make payiTient now or set up payments by selecting one of the options below. Make a Payment You can choose to make a payment. Any • Paying $7163.51 will pay last month's statement balance including charges since your last statement. amounts under dispute or charges made recently may not be included in this balance. Paying $7163.51 will pay last month's statement balance in full. • Paying $374.00 will pay your minimum due and bring your account to good standing. if you require more flexibility, please select one of the options below: Payment Option 1 If you pay a minimum of $374.00 in two payments) by November 2, 2019 you will bring your account to good standing. iiie _ ~ r Payment Option 2 If you pay a minimum of $161.00 in two payments) by November 7, 2019 you will reduce your overdue balance and prevent your account from failing into further delinquency. Via t f ~: .ii.A,E<.`L.4'.._C?.(~=!`;~.'.la...Ha1.~r...~^`~..`al~em wish (including new transactions). 1h'e figure the inter'ast charge by muitip~ying [he mercYiant, oti roay have the nghl zip? ,o pay Itic remaminc am~lEirt cfue on t he daily baianc~ by its daily periodic rate each J2>>/ in the billing period. To C)et the ~urcht~~,e. a daily hal=';nc~, we tzd~e the balance at th~> end o. ~f~e previous day, t3dd the To use this right, ail of the i~ilowinq n,u,t 5e true: i nterest on the previous days halance and new charges. s' ubtract nnrt credits or 1. The pur'ch~s2 must have been m2d~• in ,our home state or ~.vithin 100 miles of pa+/merits, and make ~di~5tn~ients. ?he Balance Stibjer.t to Iriteres; R9[e is the your torrent mailing address, and ttie p~irlus your Ne~v BdlanCe, It alt U. the c~rli~ria ab~3ve d'"e mkt and you are still efissatis:`ied m;ith the purchase, e xcludir~p ai;y Citl flex Plan Malances. by the due dat:~ ez,~_h month, you s~rllt pay cantacf us online or in ~•~ntinq t?t the CusFomer Service address rho°.vn or Rr>nt interest on ypur purchases (rorn the date theyre E;osted t0 yoi.ir accour,P until v 1 statement. qou pay such amount .n f~tl per two billing perirds in a rosv. 4^fe will begin ch~rgino 'Nhiie ~~r~= iov:astigate, the same ruses aF~P~Y to the^ d15Putecl a~r~ount as clistussed i nterest or cash ad~lances and oalance tranSlera on the transaction Uate.'~Ne will above. After ti~re finish cur investiy~tiCn, tive ~;+ill tell yc~u cur decicior. ,~i that begin Charc~irtg interes± on a Citi Flex Fiar oalar'ice ~~t th~~ ,tart of the biliinc~ cyUe point. ii e,•e t!~ink yuti ow[~ an amount and you cfo not ptiy. 'r-;e may report yni;;~c following (he billing cvCle Uurinq ~anich you cre<,ted the Citi F1px Puri c~ rlinquent. Your Rights Other account and Payment Information W hat To Do If You Find A Mistake On Your Statement. W hen Your Payment Wiii Be Credited. If tive rE~;:eive your ~ayrn2n( In proper ( I you think there is an error ~n your statement. writE~~ to us at the ~~dress for form at our processing facility by S p.m. local time there, it will he coedited as biilL'iq inc~uiriP,s t3nd cofre;pentlence shown on the (runt of {o~ir staternenL In of that clay. 1a payment received there in proper form after tha(time ~viil bc~ yo~ir IeEter, give us the following in{Um7ation: credited as of the next clay. Ailor; 5 ±~ 7 days for payn~en~; by regular r,~iail to ~- • Account infexrna~ion: Yaur nart~e and account number. reach us. TherE mays be a de;ay of up to 5 days in creditlnc~ a payment we • DQIlar amo~.int: The dallar amount a. the Suspected er'r'or. receive that is naf in prnpei form Gr not sen± to the correct ~ddrFss. ~f ire erred • Description p( problem: If ~ft>u think Chere i5 an ~[ior on yaur' liiil, dasi-ribs address fc~r;egiilar mail is tha address Qn the front n( the ~>aymenf coupon. ;That you believe Is ~.e~r~ng and ~.~h~/ y~ii believe ft is ~ cni,take. ~l,e corrEc~ a~~rrss !cr t:ourier or express mail is ihL' E: <~re includea in the NurcYiz~ses :iris In the Accoi!~? Summary. • The chary in question ~na~,• remain on your stagmen!, find we ma~~ continue ~o charq~ you in?erest ors teat amount but, li one Bete:mine that sv2 made a Credit Reporting Disputes. VJe may .epar~ inforn~iat,ion about your accu;int tp n'iistake, you ,viii nit halve to pay the amount in cuEstion er ~~m/ (nfer~~st or crecli~ Uiireaus. It yogi think we've repor!z:i inaaurate information. S',Neage write of her lees related to that amount. to us at Citi Brr,nds Credit Bureau Disputes, PO box 6150. Sioux Fa(is. SD 571t"i. • 4Nhile you do riot have t~ pay the amount in c~i.i~~stioi~, you are rest;onsiole for Payment Amount. You ;nay pay a~i or part of •dour accoc!r~t bt~lance at any/ t he rerneiinder o. your t;al~nce. t une. t-lowever, yoti must pay. by the p~ymant due dc~tc°, at !east the minin~~um payrneni due. . 'r?ia Csn apply any unpairi amount a~atnst your cr~iit limit. COSTCO-0`719 Payments other than by mail Online. See the ironl n. your st7tement on hors ka make a paymer~t. ~~a9~ ~r~~ge ~~~r ~~r~~~c~ ~~~~ ire ~~e Phone. For phone payments, you auihori~e Citi to etectronicaily d2bi! }rour specified ban!°.account by an ACN transaction in the amount and on such date 9~! c~bil~`~ .APP t hat you indi!.~ci=eon the Phone You also auf horize Ci6 to automatically CiFGIt your specified bank accp~nt e~~ery month, in the arnQunt and on [h[:~ same date each I t's important we have your current contact info, so if it changes month that you indicate on the pP;one, until you iviihdrawr your auttioriYation. (including your mailing address), use the Citi Mobile App to easily 'You may cancel none-time phone payment or avithdraav your au~horizaPiun for ~utc~matic dubiks Ly c,iliing the numUer' on the t`ronk o' your s[trtemen[ vJithin the update it. !i[netre:;ne discloseU to you nn tl~ie phone. Email: f**"*nC~pacbell.net A utoPay.'di,it autopay.citicards.com to enroll in A~~.itoPay 7nc1 ha+~e your Mobile:(**")***•4844 payirent amount ~U!om~~t~cai!y deducte~' each month en •~~c>ur payment dale from tYie paym!~nt accour'~[ you Chops:.°. Log in 4o the Ci~i labile App and access your Express mail. Sent± paymeri by exp~e>5 r.~ ;il iu: "profile" page Citi ~.r?rcis Attention: Bankcard Payments Deptrtrnent » You can also upda4e your cor~fiact in~orr~a~ion Qn 5716 G.ad2 L. ~rie clti.c~m/confac~in~ormafiion, or call the number an Euiidinq 9. S.iite 910 ~oui si~iile. }(Y 4213 the back of your card Crediting Payments other than by Mail. Tide payn~~ent aito!f lime ;'or Ontire Bill Pr~yrnent5, Phone F>>yments, and Express mail p~iy~rnents ~o-s miiinight Eastern t ime. This means lh ~_ 1. Mobile Share Value 2G6 with Rollover Data X25.00 _~~ '~_ Surcharges &fees 2. Federal Universal Service Charge X0.84 CALL TO ORDEF GQ Tp VISIT ~, .. ~;,; 3. State Public Utility Surcharge $~.~2 uea~s,~rrsir'sa~hr ~a~~ercatoattmmtoszeif~~ cuai~~; Government taxes &fees 4. CHCF A $0.02 5. City Utility Users Tax $0.86 6. Relay Service Device Fund $0.03 7. State 911 Tax X0.05 8. Teleconnect Fund X0.05 9. Universal Lifeline X031 Total for Group 1 $27.18 Shared usage summary (Aug 29 -Sep 28) Number User Data (GS) Text Talk 415,298.4849 HARRYETTE NESTEL 0.00 22 809 415.518.7329 HARRYETTE NESTEL 0.00 0 0 Total usage 0.00 22 809 included in plan 2.00 unlimited unlimited xRallover available through Sep 28: 2.00GB 0.00 Rollover available starting Sep 29 2.00 ~i f ~~ +~ t• Group 7 continues... 7467.433.362633.03.05.0000000 NNNNNNNY 02E~503.02f3503 Page: 5 of 7 • Issue Date: Sep 28, 2079 l • Account Number: 113912506 ...Group 1 continued Usage is rounded up based on your plan. For more details on your Shored usage summary, visit att.com/myusnge. " Unused Rollover Data expires after 1 billing period or when you change your pinn or account. Data (MB) Additional Group Data' 2,048 Total used 187 "Visit wi~eless.att.com/business and select Billing tab for information regarding your additional data. Additional dpta does not roU over. Phone,415.298.4849 HARRYETTE NESTEI. Activity since last bill Aug 29 - sep 28 1. Directory Assistance Sep 13 -51.49 < One-time credit 2. Directory assistance $5.97 < Usage 3 culls of $7.99 per call _ _ __ __ Monthly charges sep 29 -act 2s APPLE 64GB 290000024197275 3. Access for iPhone 4G LTE w/ Visual Voicemail $25.00 Discount for Arcess Established on Jui 26, 2018 4. international Roaming -Expanded X0.00 Amount `r inanced $699.99 S. Mobile Insurance Premium X8.99 installment 1~ of 3U $23.34 (Sep 26, 2079) 6. APPLE 64GB -Installment 15 of 30 X2334 Balance ren~iaining alter $349.89 cur~ent insiz{Invent Surcharges &fees To pay o~ your rnstallmenr plan early, please visit 7. Administrative Fee $1.99 ntt.carrr/payoffNEXT for details. 8. Federal Universal Service Charge 51.47 9. Regulatory Cost Recovery Charge ~y1.50 10. State Public Utility Surcharge $0.03 Government taxes &fees 11. CA Advanced Services Fund (CASE) $0.03 12 CHCFA $0.03 13. City utility Users Tax $1.49 14. Local Wireless 911 Surcharge $3.49 15. Relay Service Device Fund $0.05 16. St2te 911 Tax $O.Q9 17, Teleconnect Fund $0.09 18. Universal Lifeline X0.55 Total for 415.298.4849 $72.12 Tablet, 415.518.7329 HARRYETTE __. NESTEL Monthly charges Sep 29 -Oct 28 1. AccessforiPad 510.00 ___ _.. Surcharges &fees 2. Administrative Fee $195 415.578.7329 continues... Page: 6 of7 `' ~ . Issue Date: Sep 28,2019 • Account Number: 113912506 ...415.518.7329 continued 3. Regulatory Cast Recovery Charge $1.50 Total for 415.518.7329 $13.49 _ Totai for Wireless $712.79 News you can use The RCRC monthly charge assessed by AT&T to recover fees imposed on AT&T by governmental entities in order to provide you with service. Components include: Federal Regulatory Fee,Telecommunications Relay Notice of changes to your curreirt rate plan Service (TRS)Fee, North American Numbering Pian Fee,and support for Starting with your October 2014 bill, we are doubling your monthly data on Local Number Portability administration. your Mobile Share plan and increasing your monthly plan charge by $5.Ga to att.com/msupdate for more information about this change. You may also go to att.com/myatt anytime to learn more about your plan and other available Administrative Fee plans. You may choose to keep this plan, move to another available plan, or Monthly surcharge that helps defray customer service costs associated with cancel service. We appreciate your business. providing AT&T Phone services. Get Hollywood hits anytime with DIRECN CINBMA~ Customer support Tune to Ch.1100 now for the latest new releases and your favorite classics! AT&T speaks many languages. English 800.288.2020; Spanish 800.870.5855;Russian 888.882.4839; Polish 800.417.2588; Cantonese 800.281.2288; Mandarin 888.333.2828;Korean 800.300.6657; Vietnamese Qigital Phone Catl Protect 800300.5315;1apanese 800.573.7573; Tagalog 800.956.8084; All other Better to be safe than sorry! Get Automatic Fraud Blocking, Suspected Spam languages 800.203.8600; Disabilities and Aging 800.7723140. Warning, and Cail Blocking x61. You can opt-in for free. For more information, visit att.comffreephoneprotect DIRECTV closed-,>,. 'z Property Tax Bill (Secured) For Fiscal Year July 1, 2019 through June 30, 2020 Vol 61ont Due Detach stub and return with your payment. Write your block and lot on your check. $886.44 2nd Installment cannot be accepted unless 1st is paid. If paid or postmarked after APRIL 70, 2020 San Francisco Tax Collector the amount due (includes nt penalty of 10%and Secured Property Tax other applicable fees) is: $1,020.08 P.O. Box 7426 San Francisco, CA 94120-7426 1 .:1~1 'It 1 1 1111111 111111111 1~~~ /t "' City & County of San Francisco Pay online at wwwshreasurer.org tf.i ~~~ Property Tax Bill (Secured) ~" ., ,,,%~ For fiscal Year July 1, 2019 through June 30, 2020 Vol Block Lot Tax Bill No Mail Date Property ~~.ocation 10 1388 019 052731 October 9, 207 9 288 29TH AV Check if contribution ro Arts Fund is enclosed. j For other donation opportunities go to Give2SF.org ~ 1st Installment Due Detach stub and return with your payment. Write your block and lot on your check. ► ~ $886.44 If property has been sold, please forward bill to new owner. If paid or postmarked after DECEMBER 10, 2019 San Francisco Tax Collector the amount due (includes delinquent penalty of 10%) is: Secured Property Tax $975.08 P.O. Box 7426 San Francisco, CA 94120-7426 t :1~1 't1 1 11~~~~~~~ III~Ii~11 ~~~~ 11 Pay Now Contact Us Tax Rate Information Online: www.sftreasurer.org Free language assistance Prop 13 base rate 1.0000% City &County debt service rate 0.1167% Mali a check payable to Call: 3-1-1 SFUSD debt service rate 0.0476% "SF Tax Collector° with the bottom 415-707-2317 from outside City College debt service rate 0.0098/0 portion of bill in the enclosed of San Francisco BART debt service rate 0.0120~h envelope Submit question online: TOTAL 1.1801% In person at City Hall, Room 140 www.sftreasurer.org/contact-us S am - 5 pm,Monday- Friday, excluding holidays. If you disagree with the assessed value as shown on your tax bill, you have the right to an informal assessment review by the Assessor-Recorder's Office. Visit www.sfassessor.ora for more information. You also have the right to file an application for reduction in assessmentfor the following year with the Assessment Appeals Board.The filing period is July 2to September 15. Visit www.sfgov.org/aab or call 415-554-6778 for more information. If an informal or format assessment review is requested, relieffrom penalties shall apply onl