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  • JOHN HUGHES, III ET AL VS ROMAN FLICKER ET AL Contract & Indebtedness document preview
  • JOHN HUGHES, III ET AL VS ROMAN FLICKER ET AL Contract & Indebtedness document preview
  • JOHN HUGHES, III ET AL VS ROMAN FLICKER ET AL Contract & Indebtedness document preview
  • JOHN HUGHES, III ET AL VS ROMAN FLICKER ET AL Contract & Indebtedness document preview
  • JOHN HUGHES, III ET AL VS ROMAN FLICKER ET AL Contract & Indebtedness document preview
  • JOHN HUGHES, III ET AL VS ROMAN FLICKER ET AL Contract & Indebtedness document preview
  • JOHN HUGHES, III ET AL VS ROMAN FLICKER ET AL Contract & Indebtedness document preview
  • JOHN HUGHES, III ET AL VS ROMAN FLICKER ET AL Contract & Indebtedness document preview
						
                                

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Filing # 123280808 E-Filed 03/17/2021 03:59:48 PM IN THE CIRCUIT COURT OF THE 11th JUDICIAL CIRCUIT IN AND FOR MIAMI-DADE COUNTY, FLORIDA JOHN HUGHES, III, as Receiver of FLICKER CONSTRUCTION, INC., Plaintiff, CASE NO.: 2019-003916-CA-01 v. ROMAN FLICKER and MID-CONTINENT CASUALTY COMPANY, Defendants. _____________________________________/ PLAINTIFF’S MOTION FOR PARTIAL SUMMARY JUDGMENT ON DEFENDANT MID-CONTINENT CASUALTY COMPANY’S BREACH OF THE DUTY TO DEFEND Plaintiff, JOHN HUGHES, III, as Receiver of FLICKER CONSTRUCTION, INC., pursuant to Rule 1.510 of the Florida Rules of Civil Procedure, hereby moves for partial summary judgment and seeks a determination that Defendant, MID-CONTINENT CASUALTY COMPANY (“MCC”) breached its duty to defend Flicker Construction from the underlying Manuel Perea v. Flicker Construction, Inc. lawsuit, and in support thereof states: 1. In Count V of Plaintiff’s Amended Complaint, Plaintiff alleges that Defendant MCC breached its duty to defend Flicker Construction from the underlying Manuel Perea v. Flicker Construction, Inc. lawsuit (“Underlying Lawsuit”). 2. In its Answer, MCC denied that it owed a duty to defend Flicker Construction from the Underlying Lawsuit, denied that it breached any duty to defend Flicker Construction from the Underlying Lawsuit, and denied that any breach caused damages. 3. On June 15, 2020, this Court entered an order determining, as a matter of law, that MCC owed a duty to defend Flicker Construction from the Underlying Lawsuit. See Exhibit 1, Order Granting Plaintiff’s Motion for Partial Summary Judgment on Defendant Mid-Continent Casualty Company’s Duty to Defend and Denying Mid-Continent Casualty Company’s Cross Motion for Summary Judgment on Plaintiff’s Amended Complaint. 4. “To satisfy its obligation to defend, an insurer [] must provide an adequate defense.” Carrousel Concessions, Inc. v. Florida Ins. Guar. Ass'n, 483 So. 2d 513, 516 (Fla. 3d DCA 1986) (emphasis removed). 5. It is undisputed MCC was notified of the Underlying Lawsuit and presented with an opportunity to defend. See Exhibit 2, Email chain between MCC to H. Joshua Diamond, dated July 21-22, 2011; Exhibit 3, Letter dated August 29, 2011 from H. Joshua Diamond to MCC; Exhibit 4, Letter dated September 1, 2011 from MCC to H. Joshua Diamond; Exhibit 5, Letter dated September 1, 2011 from MCC to Flicker Construction. This Court also already determined that MCC received the underlying complaint when determined that MCC owed a duty to defend Flicker Construction from Perea’s lawsuit. Ex. 1, p.7. 6. Additionally, it is undisputed that MCC did nothing to attempt to defend Flicker Construction from the Underlying Lawsuit. See Exhibit 6, Excerpts of Deposition of MCC’s Corporate Representative Michael Brader, pp. 74-75 (“Q: Did MCC at any point take any steps to attempt to defend Flicker Construction from the claims or lawsuit of Manuel Perea? A: It is my understanding we did not.”) 7. Accordingly, Plaintiff seeks a determination that MCC breached its duty to defend Flicker Construction from the Underlying Lawsuit as a matter of law. 8. By this Motion, Plaintiff is not seeking summary judgment as to the amount damages caused by MCC’s breach. WHEREFORE, Plaintiff respectfully requests this Court grant it partial summary judgment determining that Defendant MCC breached its duty to defend Flicker Construction from the underlying Manuel Perea v. Flicker Construction, Inc. lawsuit, along with any other relief it deems appropriate. CERTIFICATE OF SERVICE I HEREBY CERTIFY that a true and correct copy of the foregoing has been electronically filed and furnished by e-mail to Edward T. Sylvester, esylvester@hinshawlaw.com, lleon@hinshawlaw.com, and Alina N. Yaniz, ayaniz@hinshawlaw.com, Hinshaw & Culbertson LLP, 2525 Ponce de Leon Blvd., 4th Floor, Coral Gables, FL 33134, on this 17th day of March, 2021. /s/ Brent Steinberg BRANDON G. CATHEY Florida Bar No.: 941891 BRENT G. STEINBERG Florida Bar No.: 0085453 SWOPE, RODANTE P.A. 1234 E. 5th Ave., Tampa, Florida 33605 Tel: (813) 273-0017 Fax: (813) 223-3678 Team2eservice@swopelaw.com eservice@swopelaw.com Attorneys for Plaintiff IN THE CIRCUIT COURT OF THE 11th JUDICIAL CIRCUIT IN AND FOR MIAMI-DADE COUNTY, FLORIDA JOHN HUGHES, III, as Receiver of FLICKER CONSTRUCTION, INC., Plaintiff, CASE NO.: 2019-003916-CA-01 v. ROMAN FLICKER and MID-CONTINENT CASUALTY COMPANY, Defendants. _____________________________________/ EXHIBIT 1 Filing # 108852814 E-Filed 06/15/2020 12:05:46 PM IN THE CIRCUIT COURT OF THE ELEVENTH JUDICIAL CIRCUIT IN AND FOR MIAMI-DADE COUNTY, FLORIDA CASE NO: 2019-003916-CA-01 SECTION: CA27 JUDGE: Oscar Rodriguez-Fonts John Hughes, III et al Plaintiff(s) vs. Roman Flicker et al Defendant(s) ____________________________/ ORDER GRANTING PLAINTIFF’S MOTION FOR PARTIAL SUMMARY JUDGMENT ON DEFENDANT MID-CONTINENT CASUALTY COMPANY’S DUTY TO DEFEND AND DENYING MID-CONTINENT CASUALTY COMPANY’S CROSS MOTION FOR SUMMARY JUDGEMENT ON PLAINTIFF’S AMENDED COMPLAINT THIS CAUSE came before the Court on Plaintiff’s Motion for Partial Summary Judgment on Defendant Mid-Continent Casualty Company’s Duty to Defend (“Motion for Partial Summary Judgment”) and Mid-Continent Casualty Company’s (“Defendant MCC”) Cross Motion for Summary Judgment on Plaintiff’s Amended Complaint (“Cross Motion”) (collectively “Motions”). The Court, having reviewed the Motions, responses and replies, case law, having conducted a hearing on April 22, 2020, and being otherwise fully advised in the premises, finds as follows: FACTUAL AND PROCEDURAL BACKGROUND In 2010 Manuel Perea (“Perea”) filed suit against Flicker Construction (“Flicker”) in an action styled Manuel Perea v. Flicker Construction, Inc, Case No.: 10-58782-CA-01 (“Underlying Lawsuit” or “Underlying Complaint”). The underlying matter proceeded to a jury trial and a judgment was entered in favor of Perea. Case No: 2019-003916-CA-01 Page 1 of 9 The Plaintiff in the present matter filed a Complaint, which was later amended, alleging that Roman Flicker fraudulently transferred assets from Flicker Construction and breached certain fiduciary duties. Plaintiff also alleges that Defendant MCC, breached its duty to defend and indemnify Flicker Construction for the damages awarded to Perea in the Final Judgment of the Underlying Lawsuit. Plaintiff now moves this Court to grant partial summary judgement on the issue of whether Defendant MCC had a duty to defend Flicker in the Underlying Lawsuit. Conversely, Defendant MCC moves this Court for entry of an order granting summary judgment finding the Defendant MCC owed no duty to defend or indemnify in the Underlying Lawsuit. ANALYSIS Under Florida law, an insurer’s duty to defend is separate and distinct from its duty to indemnify, and it is more extensive. First Am. Title Ins. Co. v. Nat’l Union Fire Ins. Co. of Pittsburgh, Pa., 695 So. 2d 475, 476 (Fla. 3d DCA 1997) (citing Klaesen Bros., Inc. v. Harbor Ins. Co., 410 So. 2d 611, 612-13 (Fla. 4th DCA 1982)). The insurance provider’s duty to defend depends solely on the facts and legal theories alleged in the pleadings and claims against the insured.” James River Ins. Co. v. Ground Down Eng’g, Inc., 540 F.3d 1270, 1275 (11th Cir. 2008) (quoting Nova Casualty Co. v. Waserstein, 424 F.Supp.2d 1325, 1332 (S.D.Fla.2006)). “A liability insurer’s obligation, with respect to its duty to defend, is not determined by the insured’s actual liability but rather by whether the alleged basis of the action against the insurer falls within the policy’s coverage.” XL Specialty Ins. Co. v. Skystream, Inc., 943 So. 2d 848, 849 (Fla. 3d DCA 2006). Accordingly, a determination regarding the duty to defend requires the Court to examine the allegations in the complaint and the insurance policy. See Lime Tree Vill. Cmty. Club Ass’n Inc. v. State Farm Gen. Ins. Co., 980 F.2d 1402, 1405 (11th Cir. 1993). An insurer is Case No: 2019-003916-CA-01 Page 2 of 9 obligated to defend a claim even if it is uncertain whether coverage exists under the policy, as long as the pleadings bring the case fairly and potentially within the scope of coverage. 6HH )LUVW$P7LWOH,QV&R 695 So. 2d at 476; .HHQY)ORULGD6KHULIIV¶6HOI,QV, 962 So. 2d 1021, 1024 (Fla. 4th DCA 2007). “If the allegations of the complaint leave any doubt as to the duty to defend, the question must be resolved in favor of the insured.” /LPH7UHH9LOO&PW\ &OXE$VV¶Q,QF, 980 F.2d at 1405. Insurance contracts are construed in accordance with the plain language of their provisions. $XWR±2ZQHUV,QV&RY$QGHUVRQ 756 So. 2d 29, 33-34 (Fla. 2000). Still, if the pertinent policy language is susceptible to multiple reasonable interpretations then the policy is ambiguous and should be interpreted liberally in favor of the insured and strictly against the insurer. ()ORULGD+DXOLQJ,QFY/H[LQJWRQ,QV&R 913 So. 2d 673, 676 (Fla. 3d DCA 2005). In the present case, the Underlying Complaint alleges in pertinent part: ● )OLFNHU ZDV ³D )ORULGD FRUSRUDWLRQ HQJDJHG LQ WKH EXVLQHVV RI FRQVWUXFWLRQ FRQWUDFWLQJSURYLGLQJFRQVWUXFWLRQFRQWUDFWLQJVHUYLFHVWRPHPEHUVRIWKHJHQHUDO SXEOLF´ ● ,Q6HSWHPEHU³3HUHDZDVHLWKHUGLUHFWO\RULQGLUHFWO\UHWDLQHGE\)OLFNHUWR SHUIRUPEDWKURRPWLOHLQVWDOODWLRQDW.RVWD6HDIRRG 0RUH>@´ ● )OLFNHU ³ZDV LQ FRQWURO RI WKH FRQVWUXFWLRQ EHLQJ SHUIRUPHG ZLWKLQ WKH DERYH GHVFULEHGSUHPLVHVZKLFKZDVEHLQJSHUIRUPHGDWWKHGLUHFWLRQDQGXQGHUWKH VXSHUYLVLRQVRI)OLFNHU´ ● )OLFNHU³E\DQGWKURXJKLWVHPSOR\HHVDJHQWVDSSDUHQWDJHQWVDQGRURVWHQVLEOH DJHQWVQHJOLJHQWO\FDXVHG3HUHDWRVXIIHUSHUVRQDOLQMXULHVE\DQGWKURXJK´LWV IDLOXUHWRSURSHUO\VHFXUHWKHVSLUDOVWDLUFDVHIDLOXUHWRLQVSHFWRUPDLQWDLQWKH FRQVWUXFWLRQ VLWH DQG SUHPLVHV IDLOXUH WR ZDUQ 3HUHD DQG IDLOXUH WR SURYLGH UHDVRQDEO\VDIHSUHPLVHVIRU3HUHD &DVH1R&$ 3DJHRI ● $QGDVDGLUHFWDQGSUR[LPDWHUHVXOWRI)OLFNHU¶VQHJOLJHQFH3HUHDVXIIHUHGLQMXULHV Defendant MCC issued commercial general liability policy number 04-GL-000784399 to Flicker which was effective from March 12, 2010 through March 12, 2011. The pertinent policy provision provides that MCC will have the right and duty to defend Flicker against any suit seeking damages as a result of bodily injury or property damage, unless it is bodily injury or property damage to which that policy did not apply. Based on the Underlying Complaint and the insurance policy, the allegations fairly and potentially bring the suit within policy coverage for purposes of the duty to defend. However, although an insurer must defend the insured when the complaint fairly brings the case within the scope of coverage, if the complaint shows the applicability of a policy exclusion then the insurer has no duty to defend. 6WDWH)DUP)LUH &DV&RY7LSSHWW, 864 So. 2d 31, 35 (Fla. 4th DCA 2003) (citing 5HOLDQFH,QV&RY5R\DO0RWRUFDU&RUS 534 So. 2d 922, 923 (Fla. 4th DCA 1988)). See also .HHQ, 962 So. 2d at 1024. Exclusionary clauses are strictly construed. (VWDWHRI7LQHUYLQY1DWLRQZLGH0XW,QV&R, 23 So. 3d 1232, 1236–37 (Fla. 4th DCA 2009). “However, exclusionary provisions which are ambiguous or otherwise susceptible to more than one meaning must be construed in favor of the insured, since it is the insurer who usually drafts the policy.” 0LG&RQWLQHQW&DV&RY5R\DO&UDQH//&, 169 So. 3d 174, 182 (Fla. 4th DCA 2015) (quoting 6WDWH)DUP0XW$XWR,QV&RY3ULGJHQ 498 So. 2d 1245, 1248 (Fla.1986)) (internal quotation marks omitted). Defendant MCC’s liability policy contains a “Worker’s Compensation Exclusion,” which eliminates coverage for “any obligation of the insured under any workers’ compensation, disability benefits or unemployment compensation or any similar law.” This exclusion bars coverage of claims arising from bodily injuries for which the insured is required to pay benefits under workers’ compensation law. 0RUDOHVY=HQLWK,QV&R, 152 So. 3d 557, 561 (Fla. 2014). As both parties suggest, a Worker’s Compensation Exclusion has been held to apply &DVH1R&$ 3DJHRI whenever the injured claimant is eligible for workers’ compensation benefits under Chapter 440 of the Florida Statutes. Id. at 563. To determine whether the Workers’ Compensation Exclusion eliminated MCC’s duty to defend, this Court must decide whether the Underlying Complaint demonstrates that Flicker was required to provide workers’ compensation benefits to Perea for his bodily injury claim. See Advanced Sys., Inc. v. Gotham Ins. Co., 272 So. 3d 523, 527 (Fla. 3d DCA 2019) (“Because [insurer] relies on an exclusion to deny coverage, it has the burden of demonstrating that the allegations of the complaint are cast solely and entirely within the policy exclusion and are subject to no other reasonable interpretation.” (quoting Castillo v. State Farm Florida Ins. Co., 971 So. 2d 820, 824 (Fla. 3d DCA 2007) (internal quotation marks removed)). This Court cannot do so. Chapter 440 of the Florida Statutes provides several exclusions to worker’s compensation coverage and benefits. See § 440.02, Fla. Stat. (2015) (Employee means any person who receives remuneration from an employer, including all persons who are being paid by a construction contractor as a subcontractor, unless the subcontractor has validly elected an exemption as permitted by this chapter, or has otherwise secured the payment of compensation coverage as a subcontractor, further, the term Employee does not include a volunteer). The Underlying Complaint is vague as to both Perea and Flicker’s relationship and Flicker’s role in the construction project. The Underlying Complaint does not refer to Perea as an employee nor does it refer to Flicker as an employer, a subcontractor or a general contractor. The Underlying Complaint makes no reference to Workers’ Compensation coverage or exceptions thereto. It is not unreasonable to infer, as Defendant MCC urges this Court to do, that Flicker was the general contractor because it is the only defendant in the underlying action, was alleged to be in control of the premises and breached duties to Perea. It is also not unreasonable to infer that Underlying Complaint sets forth an employer-employee relationship. However, even making these assumptions, the Court does not find that the allegations in the Underlying Complaint are cast solely and entirely within the policy exclusion. These allegations are subject to other reasonable Case No: 2019-003916-CA-01 Page 5 of 9 interpretations, such as the exceptions to coverage set forth in the statute. Therefore, this Court does not find that the Worker’s Compensation Exclusion clearly applies, subject to no other reasonable interpretation. The second relevant exclusion in Defendant MCC’s policy is the “Employer’s Liability Exclusion.” This exclusion eliminates coverage for an employee who was injured in the course of their employment by the insured or performance of duties related to the conduct of the insured’s business. In the policy, “Employee” is defined to include a “leased worker,” but not a “temporary worker.” Thus, Defendant MCC would owe a duty to defend if the injured claimant was a “temporary worker” rather than an “employee” as defined in the policy. See Nat’l Indem. Co. of S. v. Landscape Mgmt. Co., Inc., 963 So. 2d 361, 363 (Fla. 4th DCA 2007). Again, to determine whether the Employer’s Liability Exclusion eliminated Defendant MCC’s duty to defend, this Court must decide whether the Underlying Complaint shows that Perea was an employee of Flicker, as defined by the policy. See Advanced Sys., Inc., 272 So. 3d at 527. Again, this Court cannot do so. The Underlying Complaint fails to set forth enough information to show that Perea was an employee of Flicker as defined in the policy and not a temporary worker. The Underlying Complaint is vague as to both Perea and Flicker’s relationship. The Underlying Complaint does not refer to Perea as an employee, it states that he was either directly or indirectly retained. The Underlying Complaint does not allege how Perea was “retained” or in what capacity, only that it was to perform bathroom tile installation. Retain is defined as “[t]o hire” or “to engage for the provision of services (as by a lawyer, an accountant, an employee, etc.).” RETAIN, Black’s Law Dictionary (11th ed. 2019). The broadness of the term “retain” along with the broadness of “directly or indirectly” lead this Court to conclude that these allegations are not solely and entirely within the policy exclusion, subject to no other reasonable interpretations. Particularly, there is nothing in the Underlying Complaint that determines whether Perea was a temporary worker as defined by the policy. Case No: 2019-003916-CA-01 Page 6 of 9 Therefore, based on the allegations in the Underlying Complaint reviewed in unison with the insurance policy, this Court cannot conclude Defendant MCC had no duty to defend Flicker based on the pertinent exclusions. The Plaintiff and Defendant MCC urge this Court to consider other record evidence in order to rule on the Motions. “The duty to defend is not determined by the complaint’s wording alone.” Keen, 962 So. 2d at 1024 (citing Tippett, 864 So.2d at 35 (Fla. 4th DCA 2003)). Indeed, a court may consider extrinsic facts “if those facts are undisputed, and, had they been pled in the complaint, they clearly would have placed the claims outside the scope of coverage.” Stephens v. Mid-Continent Cas. Co., 749 F.3d 1318, 1323-24 (11th Cir. 2014). However, in Florida, such circumstances are found only in exceptional cases “where courts have crafted an equitable remedy when it is manifestly obvious to all involved that the actual facts placed the claims outside the scope of coverage.” Id. (quoting First Specialty Ins. Corp. v. 633 Partners, Ltd., 300 Fed.Appx. 777, 786 (11th Cir.2008)). That is not the case here. The extensive evidence does not make it “manifestly obvious” that the actual facts place the claim outside the scope of coverage and it would be improper for this Court to weigh the evidence. See Advanced Sys., Inc., 272 So. 3d at 528 (the record before the court “contains no objective fact that is manifestly obvious to all involved, nor are there uncontroverted facts that simply were not pled in the Underlying Action[.]” As such, this Court cannot consider extrinsic facts. CONCLUSION For the aforementioned reasons, this Court finds that Defendant MCC had a duty to defend in the Underlying Lawsuit. First, the allegations in the Underlying Complaint fairly and potentially bring Perea’s suit within the scope of coverage of the general liability policy issued by Defendant MCC. Second, although Defendant MCC relies on exclusions to deny any duty to defend, the allegations in the Underlying Complaint are not cast solely and entirely within the policy exclusions and are subject to other reasonable interpretations. Therefore, it is hereby Case No: 2019-003916-CA-01 Page 7 of 9 ORDERED and ADJUGDED that Plaintiff’s Motion for Partial Summary Judgment on Defendant Mid-Continent Casualty Company’s Duty to Defend is GRANTED. Accordingly, for these same reasons, Defendant Mid-Continent Casualty Company’s Cross Motion for Summary Judgment on Plaintiff’s Amended Complaint Cross Motion for Summary Judgment is DENIED. DONE and ORDERED in Chambers at Miami-Dade County, Florida on this 15th day of June, 2020. 2019-003916-CA-01 06-15-2020 11:54 AM Hon. Oscar Rodriguez-Fonts CIRCUIT COURT JUDGE Electronically Signed No Further Judicial Action Required on THIS MOTION CLERK TO RECLOSE CASE IF POST JUDGMENT Electronically Served: Brandon Cathey, Team2eservice@swopelaw.com Brandon Cathey, eservice@swopelaw.com Brandon G Cathey, BrandonC@swopelaw.com Brandon G Cathey, team2eservice@swopelaw.com Brandon G Cathey, eservice@swopelaw.com Brent G Steinberg, team2eservice@swopelaw.com Brent G Steinberg, eservice@swopelaw.com David P Carlton, dpc@carltonslaw.com David P Carlton, jah@carltonslaw.com Edward T. Sylvester, esylvester@hinshawlaw.com Edward T. Sylvester, lleon@hinshawlaw.com Edward T. Sylvester, esylvester@hinshawlaw.com Edward T. Sylvester, mislacalleiro@hinshawlaw.com Michael T. Tomlin, mtomlin@hinshawlaw.com Michael T. Tomlin, clucas@hinshawlaw.com Case No: 2019-003916-CA-01 Page 8 of 9 Siobhan E Grant, sgrant@hinshawlaw.com Siobhan E Grant, lleon@hinshawlaw.com Physically Served: Case No: 2019-003916-CA-01 Page 9 of 9 IN THE CIRCUIT COURT OF THE 11th JUDICIAL CIRCUIT IN AND FOR MIAMI-DADE COUNTY, FLORIDA JOHN HUGHES, III, as Receiver of FLICKER CONSTRUCTION, INC., Plaintiff, CASE NO.: 2019-003916-CA-01 v. ROMAN FLICKER and MID-CONTINENT CASUALTY COMPANY, Defendants. _____________________________________/ EXHIBIT 2 MCC000011 MCC000012 IN THE CIRCUIT COURT OF THE 11th JUDICIAL CIRCUIT IN AND FOR MIAMI-DADE COUNTY, FLORIDA JOHN HUGHES, III, as Receiver of FLICKER CONSTRUCTION, INC., Plaintiff, CASE NO.: 2019-003916-CA-01 v. ROMAN FLICKER and MID-CONTINENT CASUALTY COMPANY, Defendants. _____________________________________/ EXHIBIT 3 MCC000166 MCC000167 MCC000168 IN THE CIRCUIT COURT OF THE 11th JUDICIAL CIRCUIT IN AND FOR MIAMI-DADE COUNTY, FLORIDA JOHN HUGHES, III, as Receiver of FLICKER CONSTRUCTION, INC., Plaintiff, CASE NO.: 2019-003916-CA-01 v. ROMAN FLICKER and MID-CONTINENT CASUALTY COMPANY, Defendants. _____________________________________/ EXHIBIT 4 MCC000178 IN THE CIRCUIT COURT OF THE 11th JUDICIAL CIRCUIT IN AND FOR MIAMI-DADE COUNTY, FLORIDA JOHN HUGHES, III, as Receiver of FLICKER CONSTRUCTION, INC., Plaintiff, CASE NO.: 2019-003916-CA-01 v. ROMAN FLICKER and MID-CONTINENT CASUALTY COMPANY, Defendants. _____________________________________/ EXHIBIT 5 MCC000179 MCC000180 MCC000181 MCC000182 MCC000183 MCC000184 IN THE CIRCUIT COURT OF THE 11th JUDICIAL CIRCUIT IN AND FOR MIAMI-DADE COUNTY, FLORIDA JOHN HUGHES, III, as Receiver of FLICKER CONSTRUCTION, INC., Plaintiff, CASE NO.: 2019-003916-CA-01 v. ROMAN FLICKER and MID-CONTINENT CASUALTY COMPANY, Defendants. _____________________________________/ EXHIBIT 6 IN THE CIRCUIT COURT OF THE 11TH JUDICIAL CIRCUIT IN AND FOR MIAMI-DADE COUNTY, FLORIDA CIVIL DIVISION -------------------------------- JOHN HUGHES, III, as Receiver of FLICKER CONSTRUCTION, INC., Plaintiff, CASE NO.: vs. 2019-003916-CA-01 ROMAN FLICKER and MID-CONTINENT CASUALTY COMPANY, Defendants. -------------------------------- VIDEOTAPED DEPOSITION OF: MICHAEL BRADER Corporate Representative of Mid-Continent Casualty Company TAKEN AT: All Parties Appeared Via Videoconference DATE AND TIME: Thursday, February 4, 2021 Commencing at 11:13 a.m. REPORTED BY: Pamela Cook, RPR, CRR, CLR Notary Public, State of Florida CLARK REPORTING SERVICE Joseph Garcia International Center 1101 Channelside Drive, Suite 303 Tampa, Florida 33602 (813)229-3332 Clark Reporting Service - 813-229-3332 Electronically signed by Pamela Cook (601-036-650-6810) Electronically signed by Pamela Cook (601-036-650-6810) 21306155-a571-4910-97d9-cd1f4b0c3a03 Page 74 1 there are two interrogatories that were 2 issued. Same objections. These 3 interrogatories also were objected to. To the 4 extent that there were answers given regarding 5 claims materials in the federal court 6 interrogatory, that does not apply to the 7 state court. And I would just reiterate the 8 work product, attorney-client, any other 9 objections identified in the motion for 10 protective order. 11 And, Brandon, I don't know if there are 12 any others that you are aware of, any other 13 interrogatories. 14 MR. CATHEY: You know better than me. 15 BY MR. CATHEY: 16 Q Did MCC at any point do anything to 17 attempt to defend Flicker Construction from the 18 Perea claim or Perea lawsuit? 19 MR. SYLVESTER: I just have a form 20 objection on that. I'm not sure I understand 21 the question. 22 THE WITNESS: Could you repeat that? 23 Yeah, could you repeat that for me, please? 24 BY MR. CATHEY: 25 Q Sure. Did MCC at any point take any Clark Reporting Service - 813-229-3332 Electronically signed by Pamela Cook (601-036-650-6810) Electronically signed by Pamela Cook (601-036-650-6810) 21306155-a571-4910-97d9-cd1f4b0c3a03 Page 75 1 steps to attempt to defend Flicker Construction 2 from the claims or lawsuit of Manuel Perea? 3 A It is my understanding we did not. 4 MR. CATHEY: All right. Nothing 5 further. 6 MR. SYLVESTER: Okay. We'll read. 7 THE VIDEOGRAPHER: Okay. We are going 8 off the record. 9 THE COURT REPORTER: Brandon, would you 10 like to order the transcript? 11 MR. CATHEY: Yes, please. 12 MR. SYLVESTER: I'll take a copy, 13 please. 14 THEREUPON, the deposition of Michael 15 Brader taken at the request of Plaintiff was 16 concluded at 12:54 p.m. 17 * * * * * 18 19 20 21 22 23 24 25 Clark Reporting Service - 813-229-3332 Electronically signed by Pamela Cook (601-036-650-6810) Electronically signed by Pamela Cook (601-036-650-6810) 21306155-a571-4910-97d9-cd1f4b0c3a03