On January 25, 2016 a
Order
was filed
involving a dispute between
Farmers Insurance Exchange,
and
Badger, Jeremy Rex,
Esparza, Luis Carlos,
for Renewal of JudgmentUnlimited
in the District Court of San Bernardino County.
Preview
C
Debtor 1 Luis C Esparza Social Security number or ITIN xxx xx 1571
Flrst Namo Miatlle Name
Lesl Name
EIN
Debtor 2 Alicia Esparza Social Security number or ITIN xxx x c 2826
Spouse if filing
Frs Name Middle NameLas Name EIN
United States Court Centrel District of California
PERIORCOUR7 DLIF RNIA
Bankruptcy
COUNTY OF SAN BERNARD NO
Case number 6 16 bk 75767 MH
SAN BERNARDINO DISTRI T
6
Order of Discharge Chapter 7 BY F S i is
urv
IT IS ORDERED A discharge under 11 U S C 727 is granted to
Luis C Esparza Alicia Esparza
indude all
names used by each debtor including trade names
within include all names used by each debtor
including Irede names within
ihe 8years to the filing
prior the
of petition
Ihe 8 years pnor to
he tiling of Ihe petition
Debtor 1 Discharge Date 10 11 16 Debtor 2 Discharge Date 10 11 16
Dated 10 11 16
By the court Mark D Houle
United States Bankruptcy Judge
Explanation of Bankruptcy Discharge in a Chapter 7 Case
This order does not close or dismiss the case
This order does not prevent debtors from paying
and it does not determine how much money if any debt voluntarily or from paying reaffirmed
creditors
any the trustee willpay debts according to the reaffirmation agreement
11 U S C 524 c f
Creditors cannot collect discharged debts
This order means that no one may make any Most debts are discharged
attempt to collect a discharged debt from the Most debts are covered by the discharge but not
debtors personally For example creditors
all Generaily a discharge removes the debtors
cannot sue garnish wages assert a deficiency personal liability for debts owed before the
or otherwise
try to collect from the debtors debtors bankruptcy case was filed
personally on discharged debts Creditors cannot
contact the debtors by mail phone or otherwise Also ifthis case began under a different chapter
in any attempt to collect the debt
personally of the Bankruptcy Code and was later converted
Creditors who violate this order can be required to chapter 7 debts owed before the conversion
to pay debtors damages and
attorney s fees are discharged
However a creditor with a fien may enforce a
In a case involving community property Special
claim against the debtors property subject to that rules protect certain community property owned
lien unless the lien was avoided or eliminated by the debtor s spouse even ifthat spouse did
For example a creditor
may have the right to not file a bankruptcy case
foreclose a home mortgage or repossess an
automobile
13 AUT
For more information see page 2
Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 1
oaesFz 78604046608010
Document Filed Date
October 18, 2016
Case Filing Date
January 25, 2016
Category
Renewal of JudgmentUnlimited
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C Debtor 1 Luis C Esparza Social Security number or ITIN xxx xx 1571 Flrst Namo Miatlle Name Lesl Name EIN Debtor 2 Alicia Esparza Social Security number or ITIN xxx x c 2826 Spouse if filing Frs Name Middle NameLas Name EIN United States Court Centrel District of California PERIORCOUR7 DLIF RNIA Bankruptcy COUNTY OF SAN BERNARD NO Case number 6 16 bk 75767 MH SAN BERNARDINO DISTRI T 6 Order of Discharge Chapter 7 BY F S i is urv IT IS ORDERED A discharge under 11 U S C 727 is granted to Luis C Esparza Alicia Esparza indude all names used by each debtor including trade names within include all names used by each debtor including Irede names within ihe 8years to the filing prior the of petition Ihe 8 years pnor to he tiling of Ihe petition Debtor 1 Discharge Date 10 11 16 Debtor 2 Discharge Date 10 11 16 Dated 10 11 16 By the court Mark D Houle United States Bankruptcy Judge Explanation of Bankruptcy Discharge in a Chapter 7 Case This order does not close or dismiss the case This order does not prevent debtors from paying and it does not determine how much money if any debt voluntarily or from paying reaffirmed creditors any the trustee willpay debts according to the reaffirmation agreement 11 U S C 524 c f Creditors cannot collect discharged debts This order means that no one may make any Most debts are discharged attempt to collect a discharged debt from the Most debts are covered by the discharge but not debtors personally For example creditors all Generaily a discharge removes the debtors cannot sue garnish wages assert a deficiency personal liability for debts owed before the or otherwise try to collect from the debtors debtors bankruptcy case was filed personally on discharged debts Creditors cannot contact the debtors by mail phone or otherwise Also ifthis case began under a different chapter in any attempt to collect the debt personally of the Bankruptcy Code and was later converted Creditors who violate this order can be required to chapter 7 debts owed before the conversion to pay debtors damages and attorney s fees are discharged However a creditor with a fien may enforce a In a case involving community property Special claim against the debtors property subject to that rules protect certain community property owned lien unless the lien was avoided or eliminated by the debtor s spouse even ifthat spouse did For example a creditor may have the right to not file a bankruptcy case foreclose a home mortgage or repossess an automobile 13 AUT For more information see page 2 Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 1 oaesFz 78604046608010