On September 01, 2017 a
Order
was filed
involving a dispute between
Discover Bank,
and
Portillo, Lucy,
for Rule 3.740 Collections $10,000 or Less Limited
in the District Court of San Bernardino County.
Preview
t
1 C7
Debtor i LucY Flores
P C q iFt 4t ialSecurity number or tTiN xxx xx 7928
P
v C aR a C 1fid
First
Name Middle NameLast Name an
r f t CTEIhI
fi sE
Debtor 2 Sacial Securiry number or ITIN
w
Spouss if
First
Name Name
Middle last Name Q
filing
EIN
United States Bankruptcy Court Central District of Califor
BY w
Case number 6 19 bk 12284 MH p i Sa tn
4rder o discharge Chap er 7 1 115
1T IS ORDERED A discharge under 11 U S C 727 is granted to
ucy Flores
fka Lucy Portiilo
incfude aIl names used by each debtor
including trade names
within
the 8 years prior ta the filing of the petition
Debtor i Discharge Date 7I1 19
Dated L
By he court Mark Houle
United States Bankruptcy Judge
Explanat on of Bankruptcy Discharge in a Chapter 7 Case
This arder does no close ar dismiss the case
This arder does not prevent debtors fram paying
and it does not determine how much if
money any debt voluntarily or from paying reaffirmed
any the trustee will creditors
pay debts according to the reaf irmation agreement
1 i US 524 c f
Creditors cannot collect discharged debts
This order means that no ane rr ay make any Most debts are discharged
attempt to collect a discharged debt from the Most debts are covered by the discharge but not
debtors personally For exampl creditars
all Generally a discharge remaves the debtors
cannot sue garnish wages assert a
deficiency personal liabiiity for debts awed before the
or otherwise try to callect from the debtors debtors bankruptcy case was filed
persanally on discharged debts Credi ars cannot
cantact the debtors by mail phane or otherwise Also ifthis case began under a different chapter
in any attempt to collect the debt personal y of the Bankruptcy Code and was later converted
Creditors who violate this arder can be required to chapter 7 debts owed before the conversion
to pay debtors damages and attorney s fees are discharged
However a creditor with a lien may enforce a In a case involving cammunity praperty Special
against the debtors praperty subject to that
claim
rules protect certain community property awned
lien unless he lien was avoided ar eJirninated
by the debtor s spouse even if that spouse did
For example have the right to
a creditor
may not file a bankruptcy case
tareclose a hame mortgage or repassess an
automobite
191AUT
For more informatian see page 2 y
031141 fi8304031172014
Official Form 318 CACBdodb CAGodsc Order of Chapter 7 Discharge page 1
osil4i 6 304031172Q14
Document Filed Date
July 08, 2019
Case Filing Date
September 01, 2017
Category
Rule 3.740 Collections $10,000 or Less Limited
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