On August 17, 2018 a
Order
was filed
involving a dispute between
Midland Funding Llc,
and
Saravia, Joseph,
for Rule 3.740 Collections -Reduced Filing Fee Limited
in the District Court of San Bernardino County.
Preview
Debtor t Joseph Saravia Social Security number or ITIN xxx xx 2439
Timothy
Ficst NameMicidie Namelast Name
Debtor 2 CAUFORNIA Social Securiry number ar ITIN
irst NameMiddle
Name t
pF a g Af2DiNQ
Spouse if fiiing
SAiV 3ERNAP tV DISTRtCT EIN
United States Bankruptcy Courk Central Dist i f if qj
cutta
Case number 6 19 bk i9974 WJ
SY
ME ISSA WHIT PUT11
Order of Discharge Ghapter 7 5
IT IS QRDERED A discharge under 11 U S G 727 is granted to
Joseph Timothy Saravia
include all
names used by each debtor
icluding trade names
wtthin
the 8 yaars pr ar ta the fiiing af the petition
Debtor 1 Qischarge Date 2l24120
Dated 2 24l Q
By the court W yne E Johnsan
United States Bankruptcy Judge
Explanation af Bankruptcy Discharge in a Chapter 7 Case
This order does not close or dismiss the case This order does not prevent debtars fram paying
and it daes not determine haw much money if any debt valuntarily or from paying reaffirmed
any the trustee will pay creditors
debts according to the reaffirmatian agreement
11 U S C 524 c f
Creditors cannot callect discharged debts
This order means that no one may make any Most debts are discharged
attempt ta collect a discharged debt from the Most debts are covered by the discharge but nat
debtors personally For example creditors
all Generally a discharge removes the debtors
cannot sue garnish wages assert a
deficiency personal liability far debts awed befare the
or otherwise try to callect from the debtors debtors bankruptcy case was filed
pers onally on dischar ed debts Creditars cannot
con act the debtors A1so if this case began under a different chapter
by mail phone or otherwise
in any attempt to collect the debt persanally of the Bankruptcy Code and was later converted
Creditors who violate this order can be required a chap er 7 debts owed before the conversion
to pay debtors damages and attarney s fees are discharged
However a creditor with a lien may enfarce a
In a case involving cornmunity property Special
claim against the debtors property subject to that rules protect certain community property owned
lien unless the lien was avoided ar eliminated by the debtor s spouse even if that spause did
Far example a creditor may have the right to
nat file a bankruptcy case
foreclose a home mortgage or repossess an
automobile
13 AUT
Fvr more information see page 2
Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 1
o26soa 55604026530013
T
Some debts are not discharged Also debts covered by a valid reaffirmatian
Examples of debts that are not discharged are agreement are not discharged
s debts that are damestic suppart in addition this discharge does not stop
obligations creditors fram coilecting from anyone else wha is
also liable an the debt such as an insurance
company or a person who cosigned ar
debts for most student toans guaranteed a loan
debts far most taxes
This information is only a general summary
s debts that the bankrup cy court has of the bankruptcy discharge some
decided or will decide are not discharged exceptions exist Because the taw is
in this bankruptcy case complicated you should cansult an
attarney to determine the exact effect of the
discharge in this case
debts for mast fines penalties
forfeitures or criminal restitution
obligations
sarne debts which the debtors did not
praperly list
debts far certain types of loans owed to
pension profit sharing stock bonus or
retirement plans and
debts for death or personal injury caused
by operating a vehicle while intoxicated
Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 2
o26soa 556Q402653Q013
Document Filed Date
February 28, 2020
Case Filing Date
August 17, 2018
Category
Rule 3.740 Collections -Reduced Filing Fee Limited
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Debtor t Joseph Saravia Social Security number or ITIN xxx xx 2439 Timothy Ficst NameMicidie Namelast Name Debtor 2 CAUFORNIA Social Securiry number ar ITIN irst NameMiddle Name t pF a g Af2DiNQ Spouse if fiiing SAiV 3ERNAP tV DISTRtCT EIN United States Bankruptcy Courk Central Dist i f if qj cutta Case number 6 19 bk i9974 WJ SY ME ISSA WHIT PUT11 Order of Discharge Ghapter 7 5 IT IS QRDERED A discharge under 11 U S G 727 is granted to Joseph Timothy Saravia include all names used by each debtor icluding trade names wtthin the 8 yaars pr ar ta the fiiing af the petition Debtor 1 Qischarge Date 2l24120 Dated 2 24l Q By the court W yne E Johnsan United States Bankruptcy Judge Explanation af Bankruptcy Discharge in a Chapter 7 Case This order does not close or dismiss the case This order does not prevent debtars fram paying and it daes not determine haw much money if any debt valuntarily or from paying reaffirmed any the trustee will pay creditors debts according to the reaffirmatian agreement 11 U S C 524 c f Creditors cannot callect discharged debts This order means that no one may make any Most debts are discharged attempt ta collect a discharged debt from the Most debts are covered by the discharge but nat debtors personally For example creditors all Generally a discharge removes the debtors cannot sue garnish wages assert a deficiency personal liability far debts awed befare the or otherwise try to callect from the debtors debtors bankruptcy case was filed pers onally on dischar ed debts Creditars cannot con act the debtors A1so if this case began under a different chapter by mail phone or otherwise in any attempt to collect the debt persanally of the Bankruptcy Code and was later converted Creditors who violate this order can be required a chap er 7 debts owed before the conversion to pay debtors damages and attarney s fees are discharged However a creditor with a lien may enfarce a In a case involving cornmunity property Special claim against the debtors property subject to that rules protect certain community property owned lien unless the lien was avoided ar eliminated by the debtor s spouse even if that spause did Far example a creditor may have the right to nat file a bankruptcy case foreclose a home mortgage or repossess an automobile 13 AUT Fvr more information see page 2 Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 1 o26soa 55604026530013 T Some debts are not discharged Also debts covered by a valid reaffirmatian Examples of debts that are not discharged are agreement are not discharged s debts that are damestic suppart in addition this discharge does not stop obligations creditors fram coilecting from anyone else wha is also liable an the debt such as an insurance company or a person who cosigned ar debts for most student toans guaranteed a loan debts far most taxes This information is only a general summary s debts that the bankrup cy court has of the bankruptcy discharge some decided or will decide are not discharged exceptions exist Because the taw is in this bankruptcy case complicated you should cansult an attarney to determine the exact effect of the discharge in this case debts for mast fines penalties forfeitures or criminal restitution obligations sarne debts which the debtors did not praperly list debts far certain types of loans owed to pension profit sharing stock bonus or retirement plans and debts for death or personal injury caused by operating a vehicle while intoxicated Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 2 o26soa 556Q402653Q013