On August 24, 2018 a
Order
was filed
involving a dispute between
Cach, Llc,
and
Valiente, Esther,
for Rule 3.740 Collections -Reduced Filing Fee Limited
in the District Court of San Bernardino County.
Preview
ti 2 G
Debtor 1 Esther Eileen Valiente Social Security number or ITIN xxx xx 1427
First Name Middle NameLast Name EIN
SUP RIUR CCi tT CF CA i
Debtor 2 Y OF S I E fAf C ecuriry number or ITW
First Name Middle NameLast Name
SAiv BF t t
3 f6 T
Spouse if filing lr 4 t T
EIT
United States Bankrupfcy Court Central District of Califor F i 2 9
Case number 6 19 bk 12148 SY
r
r
nAiL r
7C iTi El fJt rTY
1
Order of Discharge Chapter 7 12h5
IT IS ORDERED A discharge under 11 U S C 727 is granted to
Esther Eileen Valiente
include all names used by each debtor
including trade names
within
the 8 years prior to the filing of the petition
Debtor 1 Discharge Date 7 1 19
Dated 7 1 i9
By the court Scott H Yun
United States Bankruptcy Judge
Explanation of Bankruptcy Discharge in a Chapter 7 Case
This order does not close or dismiss the case
it does not determine how much
This order does not prevent debtors from paying
and if
money any debt voluntarily or from paying reaffirmed
the trustee will pay creditors
any debts according to the reaffirmation agreement
11 U S C 524 c f
Creditors cannot collect discharged debts
This order means that no one may make Most debts are discharged
any
attempt to collect adischarged debt from the
Most debts are covered by the discharge but not
debtors For example creditors
personally all Generally a discharge removes the debtors
cannot sue garnish wages assert a deficiency personal liability for debts owed before the
or otherwise try to collect from the debtors debtors bankruptcy case was filed
personally on discharged debts Creditors cannot
contact the debtors by mail phone or otherwise Also if this case began under a different chapter
in any attempt to collect the debt personally of the Bankruptcy Code and was later converted
Creditors who violate this order can be required to chapter 7 debts owed before the conversion
to pay debtors damages and attorney s fees are discharged
However a creditor with a lien may enforce a
In a case involving community property Special
claim against the debtors subject to that
property rules protect certain community property owned
lien unless the lien was avoided or eliminated
by the debtor s spouse even if thatspouse did
For example a creditor may have the right to
not file a bankruptcy case
foreclose a home mortgage or repossess an
automobile
9 AUT
For more information see page 2
Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 1
03 139 68304031170016
Some debts are not discharged Also debts covered by a valid reaffirmation
Exarnples of debts tha ara nat discharged are agreement are nat discharged
debts that ara dames icsupport In addition this discharge does nat s op
obiigatians creditors from coilecting from anyone etse who is
also liable an the debt such as an insurance
comparty ar a person who cosigned or
debts for most student loans guaranteed a loan
debts for most taxes
This informatian is anly a general summary
debts that the bankruptcy caurt has of the bankruptcy discharge some
decided ar willdecide are not discharged exceptions exist Because the law is
in this bankruptcy case complicated you should consult an
attarney to determine the exac effect of the
discharge in this case
debts for most fines penalties
forfeitures or criminal restitutian
obligations
some debts which the debtors did not
properly list
debts for certain ypes of ioans owed to
pension profit sharing stack bonus or
retirement plans and
debts for death or personaf injury caused
by operating a vehicle while intoxicated
Official Form 318 GACBdadblCACodsc Order ofChapter 7 Discharge page 2
asi 39 68304031170Q16
Document Filed Date
July 08, 2019
Case Filing Date
August 24, 2018
Category
Rule 3.740 Collections -Reduced Filing Fee Limited
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ti 2 G Debtor 1 Esther Eileen Valiente Social Security number or ITIN xxx xx 1427 First Name Middle NameLast Name EIN SUP RIUR CCi tT CF CA i Debtor 2 Y OF S I E fAf C ecuriry number or ITW First Name Middle NameLast Name SAiv BF t t 3 f6 T Spouse if filing lr 4 t T EIT United States Bankrupfcy Court Central District of Califor F i 2 9 Case number 6 19 bk 12148 SY r r nAiL r 7C iTi El fJt rTY 1 Order of Discharge Chapter 7 12h5 IT IS ORDERED A discharge under 11 U S C 727 is granted to Esther Eileen Valiente include all names used by each debtor including trade names within the 8 years prior to the filing of the petition Debtor 1 Discharge Date 7 1 19 Dated 7 1 i9 By the court Scott H Yun United States Bankruptcy Judge Explanation of Bankruptcy Discharge in a Chapter 7 Case This order does not close or dismiss the case it does not determine how much This order does not prevent debtors from paying and if money any debt voluntarily or from paying reaffirmed the trustee will pay creditors any debts according to the reaffirmation agreement 11 U S C 524 c f Creditors cannot collect discharged debts This order means that no one may make Most debts are discharged any attempt to collect adischarged debt from the Most debts are covered by the discharge but not debtors For example creditors personally all Generally a discharge removes the debtors cannot sue garnish wages assert a deficiency personal liability for debts owed before the or otherwise try to collect from the debtors debtors bankruptcy case was filed personally on discharged debts Creditors cannot contact the debtors by mail phone or otherwise Also if this case began under a different chapter in any attempt to collect the debt personally of the Bankruptcy Code and was later converted Creditors who violate this order can be required to chapter 7 debts owed before the conversion to pay debtors damages and attorney s fees are discharged However a creditor with a lien may enforce a In a case involving community property Special claim against the debtors subject to that property rules protect certain community property owned lien unless the lien was avoided or eliminated by the debtor s spouse even if thatspouse did For example a creditor may have the right to not file a bankruptcy case foreclose a home mortgage or repossess an automobile 9 AUT For more information see page 2 Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 1 03 139 68304031170016 Some debts are not discharged Also debts covered by a valid reaffirmation Exarnples of debts tha ara nat discharged are agreement are nat discharged debts that ara dames icsupport In addition this discharge does nat s op obiigatians creditors from coilecting from anyone etse who is also liable an the debt such as an insurance comparty ar a person who cosigned or debts for most student loans guaranteed a loan debts for most taxes This informatian is anly a general summary debts that the bankruptcy caurt has of the bankruptcy discharge some decided ar willdecide are not discharged exceptions exist Because the law is in this bankruptcy case complicated you should consult an attarney to determine the exac effect of the discharge in this case debts for most fines penalties forfeitures or criminal restitutian obligations some debts which the debtors did not properly list debts for certain ypes of ioans owed to pension profit sharing stack bonus or retirement plans and debts for death or personaf injury caused by operating a vehicle while intoxicated Official Form 318 GACBdadblCACodsc Order ofChapter 7 Discharge page 2 asi 39 68304031170Q16