On July 27, 2018 a
Order
was filed
involving a dispute between
Crown Asset Management, Llc.,
and
Ybarra, Valerie B,
for Rule 3.740 Collections $10,000 or Less Limited
in the District Court of San Bernardino County.
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Debtor 1 Valerie Barbara Ybarra Social Securitynumber or ITIN xxx xx 4882
First NameMiddle Name Last Name EIN
Debtor 2 Social Security number or ITIN
First Name Name
Middle Last Name
Spouse if filing
EIN
United States Bankruptcy Court Central District of California
Case number 6 18 bk 17822 SY
SUPERIOR COURT OF CALiFORNIA
COUNTY OF SANl BERNARDtNO
Order of Discharge Chapter 7 sA FRr a QISTRICT
1ti15
J 4N 3 2Q 9
IT IS ORDERED A discharge under 11 U S C 727 is granted to
Valerie Barbara Ybarra ll
MELISSA WHITE DEPUTY
inciude all
names used by each debtor
including trade names
within
the 8 years prior to the filing of the petition
Debtor 1 Discharge Date 12 26 18
Dated 1 1
By the court Scott H Yun
United States Bankruptcy Judge
Explanation of Bankruptcy Discharge in a Chapter 7 Case
This order does not close or dismiss the case This order does not prevent debtors from paying
and it does not determine how much money if any debt voluntarily or from paying reaffirmed
any the trustee will pay creditors
debts according to the reaffirmation agreement
11 U S C 524 c f
Creditors cannot collect discharged debts
This order means that no one may make any Most debts are discharged
to collect a discharged debt from the
attempt Most debts are covered by the discharge but not
debtors personally For example creditors
all Generally a discharge removes the debtors
cannot sue garnish wages assert a deficiency personal liability for debts owed before the
or otherwise tryto collect from the debtors debtors bankruptcy case was filed
personally on discharged debts Creditors cannot
the debtors Also if this case began under a different chapter
contact by mail phone or otherwise
in any attempt to collect the debt personally of the Bankruptcy Code and was later converted
Creditors who violate this order can be required to chapter 7 debts owed before the conversion
to pay debtors damages and attorney s fees are discharged
However a creditor with a lien may enforce a In a case involving community properry Special
claim against the debtors property subject to that rules protect certain community property owned
lien unless the lien was avoided or eliminated
by the debtor s spouse even if that spouse did
For example a creditor may have the right to not file a bankruptcy case
foreclose a home mortgage or repossess an
automobile
9 AUT
For more information see page 2
Official Form 318 CACBdodb CACodsc Order of Chapter 7 Discharge page 1
o23s66 86104023589013
M
Some debts are not discharged Alsa debts covered by a valid reaffirmation
Examples of debts that are not discharged are agreement are not discharged
debts that are dornestic suppork In addition this discharge daes not stop
obligations creditors from collecting from anyone else who is
also liable on the debt such as an insurance
campany or a persan who cosigned or
debts for mast student laans guaranteed a loan
debts for most taxes
This infarmation is only a general summary
debts that the bankruptcy has
court
of the bankruptcy discharge some
decided or wi11 decide are not discharged exceptions exist Because the taw is
in this bankruptcy case complicated you should consult an
attorney ta determine the exact effec of the
discharge in this case
debts for most fines penalties
far eitures ar criminal restitution
obligatians
same debts which the debtors did nat
properly list
debts far certain types of laans owed ta
pension profit sharing stock banus or
retirement plans and
debts fiar dea h or persanal injury caused
by operating a vehicle while intoxicated
Official Form 318 CACBdadbJCACodsc t rder of Chapter 7 Discharge page 2
ozssb 8b104023589013
Document Filed Date
January 03, 2019
Case Filing Date
July 27, 2018
Category
Rule 3.740 Collections $10,000 or Less Limited
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