On January 19, 2018 a
Order
was filed
involving a dispute between
Td Bank Usa, N.A.,
and
Mackey, Austin F,
for Rule 3.740 Collections $10,000 or Less Limited
in the District Court of San Bernardino County.
Preview
5 jrar
jP
u N t
A
z a
x 3
Debtor 1 Austin Frank Mackey Sociai Securitynumber o tl t
Y
t
1 rur
r
First NameNtiddle NameLast Name E 1f
r r
Social Securitynumber or ITit
Debtor 2
First NameMiddle Name Last Name 7r1 t
S
Spouse iffiling y
E1N
United States Bankruptcy Court Central District of California x t a
y
1 i
Case number 6 18 bk 14671 WJ
4rder of Discharge Chapter 7
IT IS QRDERED A discharge under 11 U S G 727 is granted to
Austin Frank Mackey
include ali narnes used by each debtor
including irade names
wiChin
the 8 years priar to tfie filing af
he petition
Debtor 1 Discharge Date 9l14118
Dated 1 1
By the caurt W yne E Jahnson
United States Bankruptcy Judge
Explanatian of Bankruptcy Discharge in a Chapter 7 Case
This order does not clase or dismiss the case This order does not prevent debtors from paying
and it daes not de ermine how much money if any debt voiun arily ar firam paying reaffirmed
any the trustee willpay creditors
debts according to the reaffirmation agreement
11 U S G 524 cj f
Creditors canna coliect discharged debts
This order means that no one may make any Most debts are discharged
attempt to callect a discharged debt frorn the Mos debts are covered by the disc targe but not
debtors personally For example creditars all Generally a discharge removes the debtors
cannot sue garnish wages asserk a deficiency p rsonal liability for debts awed before the
or otherwise
try to col ect from the debtars debtors bankruptcy case was filed
persanally an discharged debts Creditors cannot
contact the debtars by mail phone or otherwise Also if this case began uncier a di ferent chapter
in any attempt to collect the debt personally of the Bankruptcy Code and was later converted
Creditors who violate this order can be required to chapter 7 debts owed before tl e conversion
to pay debtars damages and attorney s fees are discharged
However a creditor with a lien r ay enforce a In a case irzvolvirtg corrtmunity property Special
claim against the debtars praperty subject to that rules protect certain community property owned
lien unless the lien was avoided or eliminated by the debtor s spouse even ifthat spQuse did
For example a creditor may have the right ta no file a bankruptcy case
foreclose a home mortgage or repassess an
automobife
i oiauT
Far mare information see page 2
fficial Form 318 CACBdadb CAGodsc Order of Chapter 7 Discharge page 1
oz s s a4o r 7 0 4
x
Some debts are not discharged Also debts covered by a valid reaffirmation
Examples of debts that are not discharged are agreement are not discharged
s debts that are domestic support In additian this discharge does not stop
obligations creditars from coHecting fram anyane else who is
also liable on the debt such as an insurance
company or a person who cosigned or
debts for most student laans guaranteed a loan
debts for most taxes
This information is only a general summary
deb s that the bankruptcy court has of the bankruptcy discharge some
decided or will decide are not discharged exceptions exist Because the law is
in this bankruptcy case complicated you should consult an
attorney ta determine he exac ef ect of the
discharge in this case
debts far mast fines penalties
forfeitures ar criminal restitution
abligations
some debts which the debtors did nat
properly list
debts for certain types af loans awed o
pensian profit sharing stock bonus or
retirernent plans and
debts for death or personal injury caused
by operating a vehicle while intoxicated
Official Form 318 CACBdodblCACodsc Order a Chapter 7 pischarge page 2
tsi 75404Q2717 014
Document Filed Date
September 14, 2018
Case Filing Date
January 19, 2018
Category
Rule 3.740 Collections $10,000 or Less Limited
For full print and download access, please subscribe at https://www.trellis.law/.
Preview
5 jrar jP u N t A z a x 3 Debtor 1 Austin Frank Mackey Sociai Securitynumber o tl t Y t 1 rur r First NameNtiddle NameLast Name E 1f r r Social Securitynumber or ITit Debtor 2 First NameMiddle Name Last Name 7r1 t S Spouse iffiling y E1N United States Bankruptcy Court Central District of California x t a y 1 i Case number 6 18 bk 14671 WJ 4rder of Discharge Chapter 7 IT IS QRDERED A discharge under 11 U S G 727 is granted to Austin Frank Mackey include ali narnes used by each debtor including irade names wiChin the 8 years priar to tfie filing af he petition Debtor 1 Discharge Date 9l14118 Dated 1 1 By the caurt W yne E Jahnson United States Bankruptcy Judge Explanatian of Bankruptcy Discharge in a Chapter 7 Case This order does not clase or dismiss the case This order does not prevent debtors from paying and it daes not de ermine how much money if any debt voiun arily ar firam paying reaffirmed any the trustee willpay creditors debts according to the reaffirmation agreement 11 U S G 524 cj f Creditors canna coliect discharged debts This order means that no one may make any Most debts are discharged attempt to callect a discharged debt frorn the Mos debts are covered by the disc targe but not debtors personally For example creditars all Generally a discharge removes the debtors cannot sue garnish wages asserk a deficiency p rsonal liability for debts awed before the or otherwise try to col ect from the debtars debtors bankruptcy case was filed persanally an discharged debts Creditors cannot contact the debtars by mail phone or otherwise Also if this case began uncier a di ferent chapter in any attempt to collect the debt personally of the Bankruptcy Code and was later converted Creditors who violate this order can be required to chapter 7 debts owed before tl e conversion to pay debtars damages and attorney s fees are discharged However a creditor with a lien r ay enforce a In a case irzvolvirtg corrtmunity property Special claim against the debtars praperty subject to that rules protect certain community property owned lien unless the lien was avoided or eliminated by the debtor s spouse even ifthat spQuse did For example a creditor may have the right ta no file a bankruptcy case foreclose a home mortgage or repassess an automobife i oiauT Far mare information see page 2 fficial Form 318 CACBdadb CAGodsc Order of Chapter 7 Discharge page 1 oz s s a4o r 7 0 4 x Some debts are not discharged Also debts covered by a valid reaffirmation Examples of debts that are not discharged are agreement are not discharged s debts that are domestic support In additian this discharge does not stop obligations creditars from coHecting fram anyane else who is also liable on the debt such as an insurance company or a person who cosigned or debts for most student laans guaranteed a loan debts for most taxes This information is only a general summary deb s that the bankruptcy court has of the bankruptcy discharge some decided or will decide are not discharged exceptions exist Because the law is in this bankruptcy case complicated you should consult an attorney ta determine he exac ef ect of the discharge in this case debts far mast fines penalties forfeitures ar criminal restitution abligations some debts which the debtors did nat properly list debts for certain types af loans awed o pensian profit sharing stock bonus or retirernent plans and debts for death or personal injury caused by operating a vehicle while intoxicated Official Form 318 CACBdodblCACodsc Order a Chapter 7 pischarge page 2 tsi 75404Q2717 014