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  • WELLS FARGO BANK NA Vs. STEPHEN M KOERNER, et al REAL PROP - NON-HOMESTEAD RES FORECLOSURE2 $50,001-$249,999 document preview
  • WELLS FARGO BANK NA Vs. STEPHEN M KOERNER, et al REAL PROP - NON-HOMESTEAD RES FORECLOSURE2 $50,001-$249,999 document preview
  • WELLS FARGO BANK NA Vs. STEPHEN M KOERNER, et al REAL PROP - NON-HOMESTEAD RES FORECLOSURE2 $50,001-$249,999 document preview
  • WELLS FARGO BANK NA Vs. STEPHEN M KOERNER, et al REAL PROP - NON-HOMESTEAD RES FORECLOSURE2 $50,001-$249,999 document preview
  • WELLS FARGO BANK NA Vs. STEPHEN M KOERNER, et al REAL PROP - NON-HOMESTEAD RES FORECLOSURE2 $50,001-$249,999 document preview
  • WELLS FARGO BANK NA Vs. STEPHEN M KOERNER, et al REAL PROP - NON-HOMESTEAD RES FORECLOSURE2 $50,001-$249,999 document preview
						
                                

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Case Number:18-000019-CI Filing # 65936306 E-Filed 12/29/2017 02:32:26 PM IN THE CIRCUIT COURT FOR THE SIXTH JUDICIAL CIRCUIT IN AND FOR PINELLAS COUNTY, FLORIDA CIVIL DIVISION WELLS FARGO BANK, N.A. AS SUCCESSOR BY MERGER TO WACHOVIA BANK, N.A. Plaintiff(s), v. Case Number: STEPHEN M KOERNER A/K/A STEPHAN M. KOERNER , ET AL. Defendants(s). / IMPORTANT NOTICE TO HOMEOWNER A FORECLOSURE ACTION HAS BEEN FILED AGAINST YOU. YOU HAVE RIGHTS DURING THIS LAWSUIT AND MAY WANT TO PARTICIPATE IN MEDIATION. IF YOU DO NOT RESPOND TO THIS LAWSUIT, A FINAL JUDGMENT WILL BE ENTERED AND YOUR HOME OR PROPERTY WILL BE SOLD AT A FORECLOSURE SALE. IF YOU WANT TO TRY AND SAVE YOUR HOME OR PROPERTY, YOU MUST RESPOND TO THIS LAWSUIT AS DIRECTED IN THE SUMMON S. YOU MAY ALSO WANT TO PARTICIPATE IN MEDIATION. M_E_D_I_A_T_LQE If you want to participate in mediation to try to save your home you must file a Motion for Foreclosure Mediation. A form Motion for Foreclosure Mediation is available at www.1'ud6.org/. It is important for you to file with the Court a response to the lawsuit in a timely manner as directed in the Summons even if you request mediation. l—— Sixth Circuit Administrative Order 2015—015 —— Attachment C ’ Page 1 of 4 ***ELECTRONICALLY FILED 12/29/2017 02:32:24 PM: KEN BURKE, CLERK OF THE CIRCUIT COURT, PINELLAS COUNTY*** Mediation is a meeting at which you and the plaintiff (your lender) can try to work out an agreement to stop the foreclosure so that you can stay in your home. In addition to mediation, one or more of the following options may be available to you to save your home: 1). Loan Modification: Written agreement that permanently changes one or more of the original terms of your mortgage to make the payments more affordable. 2). Reinstatement: Repayment of the total amount that you are behind in a lump sum payment. 3). Forbearance: Temporary reduction or suspension of your mortgage payments. 4). Repayment Plan: Agreement plan that allows the homeowner to repay the amount that you are behind gradually while making your regularly scheduled monthly payments. 5). Short Sale: Lender may allow you to sell the home for less than the total amount owed on the mortgage. If the lender agrees to the short sale, the remaining portion of the mortgage that exceeds the net proceeds from the sale will be written off by the lender. 6). Deed-in-Lieu of Foreclosure: Lender will cancel the mortgage if the homeowner voluntarily transfers the title of the property to the lender. PLEASE REVIEW THE NEXT PAGE, WHICH LISTS RESOURCES ABOUT LEGAL SERVICES, FINANCIAL COUNSELING, AND OTHER RESOURCES. SOME OF THESE MAY BE AVAILABLE TO YOU FREE OR AT LOW-COST. ALSO PLEASE REVIEW THE INFORMATION ABOUT AVOIDING FORECLOSURE RESCUE SCAMS. INFORMATION ON RESOURCES TO ASSIST YOU IN FORECLOSURE CASES I. LEGAL RESOURCES You are urged to get a lawyer to protect your rights and your property. You should find a lawyer even if you ask for mediation or other services. Contact one of these Lawyer Referral Services: Pasco County Florida Bar Lawyer Referral (800) 342-8011 www.flabar.org N. Pinellas County Clearwater Bar Association (727) 461-4880 www.clwbar.org S. Pinellas County St. Petersburg Bar Association (727) 821-5450 www.stpetebar.com If you cannot afford a lawyer, you may contact your local legal aid or legal services provider: S. Pinellas County E. Pasco County Bay Area Legal Svcs. (800) 625—2257 www.ba1s.0rg _W._Ijasco County Sixth Circuit Administrative Order 2015-015 — Attachment C Page 2 of 4 N. Pinellas County Gulf Coast Legal Svcs. (727) 443-0657 wwwgulfcoastlegalorg S. Pinellas County (727) 821-0726 S. Pinellas County Community Law Prog. (727) 582-7480 www.1awprogram.org II. FINANCIAL COUNSELING In addition, you may wish to contact a Financial Counseling agency. Catholic Charities Diocese (727) 893-1313 http://home.cath0]icweb.com/ccdosp/— CredAbility (800) 251-2227 www.cccsfl.0rg www.makinghomeaffordable.gov; Homeowners Hope Hotline (888) 995-4673 www.995hope.org; www.hopenow.com Housing & Education Alliance (813) 932-4663 www.myhomeamericaorg Solita’s House, Inc. (813) 425-4847 www.501itashouse.com Neighborhood Home Solutions (727) 821-6897 www.5tpetenhs.0rg Tampa Bay Community Development Corp. (727) 446—6222 www.tampabaycdc.org Community Serv. F ound., Inc. (727) 461—0618 www.csfhome.0rg III. OTHER RESOURCES 211 www.21 1tampabay.org fiearwater Neighborhood Housing Svcs. (727) 442—4155 www.cnhs.biz (727) 464-8210 Pinellas County Community Dev. Dep’t www.pinellascountv.org/community (800) 806—5154 Dep’t Housing & Urban Dev. (HUD) (800) 225—5342 wwwfha. gov IV. AVOIDING FORECLOSURE RESCUE SCAMS You may be contacted by individuals or companies that claim they can save your home from foreclosure. Please seek legal advice before you Sign any documents or pay money to anyone offering to save your home from foreclosure. If you think that you have been a Victim of a foreclosure scam, you may call one of the following numbers for assistance: Florida Dep’t of Fin. Svcs. (877) 693—5236 www.myfloridacf0.com Federal Trade Commission (877) 382-4357 www.ftc.gov/bCp/consumer.shtm Office of the Attorney General (866) 966-7226 www.myfloridalegal.com #Cuonsumer Svcs. Div. of Fla. Dep’t of Agric. (800) 435-7352 www.doacs.state.fl.us/ Pinellas County Justice & Consumer Svcs. (727) 464—6200 WWW.pinellascountv.org/consumer/ J Sixth Circuit Administrative Order 2015-015 — Attachment C Page 3 of 4