Rhode Island General Laws|CHAPTER 6A-4 Bank Deposits and Collections

§ 6A-4-101. Short title.

§ 6A-4-102. Applicability.

§ 6A-4-103. Variation by agreement — Measure of damages — Action constituting ordinary care.

§ 6A-4-104. Definitions and index of definitions.

§ 6A-4-105. "Bank" — "Depositary bank" — "Payor bank" — "Intermediary bank" — "Collecting bank" — "Presenting bank".

§ 6A-4-106. Payable through or payable at bank: collecting bank.

§ 6A-4-107. Separate office of bank.

§ 6A-4-108. Time of receipt of items.

§ 6A-4-109. Delays.

§ 6A-4-110. Electronic presentment.

§ 6A-4-111. Statute of limitations.

§ 6A-4-201. Status of collecting bank as agent and provisional status of credits — Applicability of article — Item indorsed "Pay Any Bank".

§ 6A-4-202. Responsibility for collection or return — When action timely.

§ 6A-4-203. Effect of instructions.

§ 6A-4-204. Methods of sending and presenting — Sending directly to payor bank.

§ 6A-4-205. Depositary bank holder of unindorsed item.

§ 6A-4-206. Transfer between banks.

§ 6A-4-207. Transfer warranties.

§ 6A-4-208. Presentment warranties.

§ 6A-4-209. Encoding and retention warranties.

§ 6A-4-210. Security interest of collecting bank in items, accompanying documents and proceeds.

§ 6A-4-211. When bank gives value for purposes of holder in due course.

§ 6A-4-212. Presentment by notice of item not payable by, through, or at bank — Liability of drawer or indorser.

§ 6A-4-213. Medium and time of settlement by bank.

§ 6A-4-214. Right of charge-back or refund — Liability of collecting bank — Return of item.

§ 6A-4-215. Final payment of item by payor bank — When provisional debits and credits become final — When certain credits become available for withdrawal.

§ 6A-4-216. Insolvency and preference.

§ 6A-4-301. Deferred posting — Recovery of payment by return of items — Time of dishonor — Return of items by payor bank.

§ 6A-4-302. Payor bank's responsibility for late return of item.

§ 6A-4-303. When items subject to notice, stop-payment order, legal process, or setoff — Order in which items may be charged or certified.

§ 6A-4-401. When bank may charge customer's account.

§ 6A-4-402. Bank's liability to customer for wrongful dishonor — Time of determining insufficiency of account.

§ 6A-4-403. Customer's right to stop payment — Burden of proof of loss.

§ 6A-4-404. Bank not obliged to pay check more than six months old.

§ 6A-4-405. Death or incompetence of customer.

§ 6A-4-406. Customer's duty to discover and report unauthorized signature or alteration.

§ 6A-4-407. Payor bank's right to subrogation on improper payment.

§ 6A-4-501. Handling of documentary drafts — Duty to send for presentment and to notify customer of dishonor.

§ 6A-4-502. Presentment of "on arrival" drafts.

§ 6A-4-503. Responsibility of presenting bank for documents and goods — Report of reasons for dishonor — Referee in case of need.

§ 6A-4-504. Privilege of presenting bank to deal with goods — Security interest for expenses.

§ 6A-4-505. Official Comments.

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